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 * WELCOME TO SBMA
   
   Affordable Benefits
   ACA Compliance
   Exceptional Service
   
   Learn more
   


 * ACA COMPLIANT MEDICAL PLANS
   
   Minimum Essential Coverage to meet ACA mandates
   
   Learn more
   


 * VOLUNTARY BENEFITS
   
   Worksite benefits you and your employees can both afford
   
   Learn more
   


 * TELEHEALTH COVERAGE
   
   Healthcare from the comfort of your own home
   
   Learn more
   

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TELEHEALTH SERVICE

Inconvenient visits to the doctor’s office can be a thing of the past.


View our services


VOLUNTARY WORKSITE BENEFITS

Accident, Life, Critical Illness and Hospital coverage at an affordable price.


Learn more


AFFORDABLE ACA COMPLIANT BENEFITS

Various MEC medical plan options, Telemedicine, Vision & Dental plans that work
similarly to major medical.


Contact SBMA



SBMA DOES MORE THAN TRADITIONAL HEALTH PLAN ADMINISTRATORS





SBMA OFFERS THE MOST COMPETITIVE LIMITED MEDICAL PLANS IN THE INDUSTRY

Virtual Health, Worksite Benefits, Vision, Dental and ACA compliant plans that
you and your employees can afford.




ESSENTIAL BENEFITS THAT WORK LIKE MAJOR MEDICAL

Ensuring ACA compliance for the employer at a price you and your employees can
afford. Many of our plans cost less than $100/mo.




BUNDLING MEDICAL AND ANCILLARY OPTIONS

Bundling benefits makes offering affordable options easy for the employer group.




NATIONWIDE TELEHEALTH SERVICES

Unnecessary visits to the doctor can be a thing of the past with a Virtual
Health medical professional on the line at any hour of the day or night.





SEE HOW MUCH YOU CAN SAVE WITH MEC BENEFITS

Enter the number of FTE’s you employ in the first field to activate the
calculator


Please enter the number of FTEs you employinfo_outline

Net Number of FTEs (30 Free) info_outline

70

Monthly 4980H(a) Penalty costinfo_outline

$ 16,041.90

Monthly Tax effect @ Tax Rate of 21%

+ $ 3,368.80

Your Net MONTHLY Penalty for not having MEC, ACA Compliant coverage

$ 19,410.70

Monthly Cost of SBMA's ACA Compliant MEC benefitsinfo_outline
Companies who choose SBMA's Benefits to meet ACA requirements save thousands of
dollars: Here's the breakdown.
Monthly cost to pay for MEC benefits $45/FTE

$ 3,150.00

Monthly MEC Tax Effect @ 21% business tax bracketinfo_outline

-$ 661.50

ANNUAL Cost of NOT having MEC ACA Compliant coverage

$ 232,928.39

Net Monthly Spend on MEC Benefits

$ 2,488.50

ANNUAL Cost of MEC Coverage

$ 29,862.00

Monthly Penalty Cost for not having ACA Compliant benefits
Companies who choose not to comply but rather pay the penalty.
ANNUAL SAVINGS of MEC vs PENALTIES

$ 203,066.39 !!




Why SBMA?


RIGHT FOR YOU, RIGHT NOW



Our benefits and rates are the most competitive in the industry

Our administration is completely automated and is second to none.

We work when you work.

Our carrier partners have given us exclusive offerings to complement our medical
plans.

Our strength in the industry is unmatched.

We Serve


EMPLOYERS WHO WANT TO OFFER THEIR EMPLOYEES AFFORDABLE BENEFITS



SBMA simplifies the complexity of providing group benefits for employees. We
ensure compliance with the Affordable Care Act.

We are different because of our personalized service, speed of implementation
and innovative approach to benefits coverage.

With us you get peace of mind, security and the insurance your employees “need”
vs “want” at a price everyone can afford.

Over 000k

lives covered

000+ soon

team members in San Diego

00k Doctors

networked

0 Best friends & family

employed



SBMA is an affordable health benefits administrator to thousands of groups. With
the goal of being ACA-compliant and offering the necessary affordable benefits
to their employees.


EXPERIENCE YOU CAN TRUST



With our San Diego-based team, we are here to assist and solve all subjects
quickly, efficiently, and with a smile.

RAPID ENROLLMENT TURNAROUND

Get your plan documents and employee ID Cards in days



RX DRUG COVERAGE

Accepted by most major pharmacies



A COMPLETE INSURANCE SOLUTION

Implementation, Eligibility, Customer Service, Admin & Reporting



ELIGIBILITY MANAGEMENT EMPLOYER/SPONSOR PORTAL ACCESS

QLE or overall plan changes; enrollments, terminations. Access to pull
eligibility reports




Our favorite things to hear:


TESTIMONIALS



> We’re so happy with the care Juelia took of us. When we called she spent time
> with us on the phone going over all our concerns. Everything we were worried
> about got resolved.



> You guys are terrific, responsive and quick!



> We were amazed at how quickly SBMA was able to turn around our employees’
> enrollment. Their cards were shipped and information was in the system before
> we could blink, it seemed!



> When we call we get an actual person, in San Diego, ready to help us resolve
> problems and offer options. It’s refreshing.



Stay up to date


LATEST NEWS




GLP-1 MEDICATIONS AND EMPLOYER HEALTH PLANS: WHAT YOU NEED TO KNOW

December 22, 2024
GLP-1 medications—such as Ozempic, Wegovy, Mounjaro, and Zepbound—are…
Read more

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692 1242 Amanda Rogers
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Amanda Rogers2024-12-22 10:39:412024-12-17 11:30:09GLP-1 Medications and
Employer Health Plans: What You Need to Know


HOW TO COMBAT HOLIDAY STRESS

December 15, 2024
The holidays are like finals for adults—you spend weeks preparing in
anticipation, all leading up to a few days of stress, and then go time for the
big event. Holidays can be a stressful time of the year, to say the
least.Physical activity doesn’t always mean an intense hour-long workout at the
gym every day. While this form of exercise has great benefits, it’s not for
everyone.
Read more

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924 1640 SBMA Benefits Team
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SBMA Benefits Team2024-12-15 22:57:002024-12-16 09:56:43How to Combat Holiday
Stress


THE POWER OF 20 MINUTES: HOW SHORT BREAKS IMPROVE PRODUCTIVITY

November 17, 2024
As an insurance provider, we’ve seen firsthand how work-related…
Read more

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756 1200 SBMA Benefits Team
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SBMA Benefits Team2024-11-17 10:58:052024-11-11 14:00:00The Power of 20 Minutes:
How Short Breaks Improve Productivity


TIPS TO COMBAT THE NEGATIVE EFFECTS OF SITTING

November 10, 2024
Sitting is now one of the most common daily activities. Increased desk jobs and
a bigger than ever stay-at-home workforce have contributed to more sedentary
lives. In fact, over a quarter of Americans sit for more than eight hours a day,
and most sit for six to eight hours a day according to a report by TIME. They
call the results of sitting “the new smoking” because of the negative impacts it
can have on your body. Do you sit all day? Are you tired of tight hamstrings or
back pain?
Read more

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924 1640 SBMA Benefits Team
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SBMA Benefits Team2024-11-10 11:29:392024-11-15 08:23:00Tips to Combat the
Negative Effects of Sitting


WHAT ALES NEED TO KNOW ABOUT BENEFITS IN 2025

November 6, 2024
The 2025 open enrollment season is coming up fast, and employers…
Read more

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1414 2121 SBMA Benefits Team
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SBMA Benefits Team2024-11-06 08:18:082024-11-21 09:49:30What ALEs Need to Know
About Benefits in 2025


MASTERING ACA JARGON: ALE TERM GUIDE

November 4, 2024
Navigating the intricacies of the Affordable Care Act (ACA) can…
Read more

https://www.sbmabenefits.com/wp-content/uploads/2023/10/Screenshot-2023-10-06-at-8.11.31-AM.png
341 512 SBMA Benefits Team
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SBMA Benefits Team2024-11-04 17:57:532024-11-20 11:54:29Mastering ACA Jargon:
ALE Term Guide
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USEFUL LINKS



EMPLOYER PORTAL
EMPLOYEE PORTAL
PRIVACY POLICY 
THE BLOG

CONTACT SBMA



888-505-7724
UPDATES@SBMAMEC.COM

HOURS



Mon – Fri: 6:00am—5:00pm (PST)
Sat: CLOSED
Sun: CLOSED

FOLLOW US



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© SBMA 2024 – all rights reserved

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© SBMA 2024 – all rights reserved
site designed by digitalstoryteller.io



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