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America's Christian CU
America's Christian Credit Union
Install
Install


CHRISTIAN BANKING
FAMILY SAVINGS

Auto Loan Refinancing: Our quick and simple refinance tool can show you flexible
financing options designed to help you save more in minutes.
Learn More
Stronger You


PERSONAL BANKING MADE EASY. FROM CHECKING ACCOUNTS TO PERSONAL LOANS TO IRAS,
ACCU HAS FINANCIAL TOOLS FOR ALL YOUR FAMILY’S NEEDS.



Special Offers
Auto Loans
Home Equity Line of Credit (HELOC)
Credit Cards
Take Advantage Of Our Latest Promotions
Auto Loan Refinancing
 * 
   Rates as low as 5.74% APR
   
   APR = Annual Percentage Rate
 * 
   Terms up to 84 months (7 Years)
 * 
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 * 
   Discounted GAP coverage & Mechanical Breakdown Insurance available
 * 
   It won’t affect your credit score to check

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Signature
Loan
 * 
   Borrow up to $50,000
   
   APY = Annual Percentage Yield
 * 
   Terms up to 60 months
 * 
   First payment deferral up to 90 days
 * 
   Debt Protection Services available
 * 
   Rates as low as 9.50% APR
   
   APR = Annual Percentage Rate

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New Member Certificate
 * 
   High fixed rate of 4.75% APY
   
   APY = Annual Percentage Yield
 * 
   Available for the first 60 days from when you open your ACCU membership
 * 
   12-month term
 * 
   $1,000 minimum deposit
 * 
   $100,000 maximum deposit

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Auto Loan Refinancing
 * 
   Rates as low as 5.74% APR
   
   APR = Annual Percentage Rate
 * 
   Terms up to 84 months (7 Years)
 * 
   Pre-approvals for additional buying power
 * 
   Discounted GAP coverage & Mechanical Breakdown Insurance available
 * 
   It won’t affect your credit score to check

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Signature
Loan
 * 
   Borrow up to $50,000
   
   APY = Annual Percentage Yield
 * 
   Terms up to 60 months
 * 
   First payment deferral up to 90 days
 * 
   Debt Protection Services available
 * 
   Rates as low as 9.50% APR
   
   APR = Annual Percentage Rate

Get Started
New Member Certificate
 * 
   High fixed rate of 4.75% APY
   
   APY = Annual Percentage Yield
 * 
   Available for the first 60 days from when you open your ACCU membership
 * 
   12-month term
 * 
   $1,000 minimum deposit
 * 
   $100,000 maximum deposit

Get Started

Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan
New or Used Auto Loans
 * 
   Fixed auto loan interest rates as low as 5.49% APR
   
   APR = Annual Percentage Rate
 * 
   Terms up to 84 months (7 Years)
 * 
   Pre-Approvals for additional buying power
 * 
   0.50% rate discount with automatic payments
 * 
   First payment deferral up to 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.

Get Started
Auto Loan Refinancing
 * 
   Fixed auto loan interest rates as low as 5.74% APR
   
   APR = Annual Percentage Rate
 * 
   Lower your car loan interest rate and monthly payments
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 * 
   Pre-approvals for additional buying power

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Other Auto Loans Available
 * 
   Motorhomes & Trailers
 * 
   Recreational Vehicles (RV)
 * 
   Boats
 * 
   Motorcycles
 * 
   UTVs/Side by Sides

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New or Used Auto Loans
 * 
   Fixed auto loan interest rates as low as 5.49% APR
   
   APR = Annual Percentage Rate
 * 
   Terms up to 84 months (7 Years)
 * 
   Pre-Approvals for additional buying power
 * 
   0.50% rate discount with automatic payments
 * 
   First payment deferral up to 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.

Get Started
Auto Loan Refinancing
 * 
   Fixed auto loan interest rates as low as 5.74% APR
   
   APR = Annual Percentage Rate
 * 
   Lower your car loan interest rate and monthly payments
 * 
   Run a quick FREE check to see flexible financing options
 * 
   Pre-approvals for additional buying power

Get Started
Other Auto Loans Available
 * 
   Motorhomes & Trailers
 * 
   Recreational Vehicles (RV)
 * 
   Boats
 * 
   Motorcycles
 * 
   UTVs/Side by Sides

Get Started

Access Your Home's Equity When You Need It
3-Year Re-Price HELOC
 * 
   Lock in a low rate for 3 years
 * 
   Variable rates as low as 9.00% APR
   
   APR = Annual Percentage Rate
 * 
   Refinance a HELOC you may have somewhere else

Get Started
Annual Adjustable HELOC
 * 
   Variable rates as low as 8.50% APR
   
   APR = Annual Percentage Rate
 * 
   0.25% discount with automatic payments and optional no payments for 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.
 * 
   Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started
Quarterly Adjustable HELOC
 * 
   Variable rates as low as 8.00% APR
   
   APR = Annual Percentage Rate
 * 
   0.25% discount with automatic payments and optional no payments for 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.
 * 
   Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started
3-Year Re-Price HELOC
 * 
   Lock in a low rate for 3 years
 * 
   Variable rates as low as 9.00% APR
   
   APR = Annual Percentage Rate
 * 
   Refinance a HELOC you may have somewhere else

Get Started
Annual Adjustable HELOC
 * 
   Variable rates as low as 8.50% APR
   
   APR = Annual Percentage Rate
 * 
   0.25% discount with automatic payments and optional no payments for 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.
 * 
   Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started
Quarterly Adjustable HELOC
 * 
   Variable rates as low as 8.00% APR
   
   APR = Annual Percentage Rate
 * 
   0.25% discount with automatic payments and optional no payments for 90 days
   
   Must be requested by the borrower. Interest will continue to accrue during
   this period. Repayment of the loan is still subject to the number of
   installments chosen at time of funding.
 * 
   Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Enjoy No Annual Fee & Low Rates On All Our Credit Cards
Visa® Signature Rewards
 * 
   0% introductory APR and 0% balance transfer for 6 months
   
   0% introductory APR is only valid during the first 6 months from card
   issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual
   Percentage Rate)
 * 
   Earn 2,500 bonus points after first purchase
 * 
   Earn another 12,500 bonus points after spending $3,000 within 3 months
 * 
   Earn points on purchases and donations
 * 
   No Annual Fee

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Visa® Platinum
 * 
   0% introductory APR and 3.9% balance transfer for 6 months
   
   APR = Annual Percentage Rate
 * 
   Portion of every purchase gives back to Christian ministries
 * 
   Set up payments on Auto-Pay
 * 
   Low rate and low minimum credit limit
 * 
   No Annual Fee

Get Started
ACCU Cards App
 * 
   View & Filter Transactions
 * 
   View Payments and Due Dates
 * 
   Make Payments
 * 
   Lock & Report Lost/Stolen Cards
 * 
   Setup Alerts & Controls
 * 
   Available for your Apple iOS or Android mobile device

Get Started
Visa® Signature Rewards
 * 
   0% introductory APR and 0% balance transfer for 6 months
   
   0% introductory APR is only valid during the first 6 months from card
   issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual
   Percentage Rate)
 * 
   Earn 2,500 bonus points after first purchase
 * 
   Earn another 12,500 bonus points after spending $3,000 within 3 months
 * 
   Earn points on purchases and donations
 * 
   No Annual Fee

Get Started
Visa® Platinum
 * 
   0% introductory APR and 3.9% balance transfer for 6 months
   
   APR = Annual Percentage Rate
 * 
   Portion of every purchase gives back to Christian ministries
 * 
   Set up payments on Auto-Pay
 * 
   Low rate and low minimum credit limit
 * 
   No Annual Fee

Get Started
ACCU Cards App
 * 
   View & Filter Transactions
 * 
   View Payments and Due Dates
 * 
   Make Payments
 * 
   Lock & Report Lost/Stolen Cards
 * 
   Setup Alerts & Controls
 * 
   Available for your Apple iOS or Android mobile device

Get Started


Online & Nationwide Banking
With ACCU's Online Banking and Mobile App, you can conveniently manage your
money with access to your account anywhere, anytime.

Online Banking
E-Statements
Mobile Banking
Shared Branching
Surcharge-Free ATMs
 * Save time and money
 * Available 24/7 from anywhere
 * Set up helpful email alerts
 * Highest level of security

 * Eliminate paper waste
 * Simplify recordkeeping
 * Reduce chance of identity theft
 * Arrive faster than paper statements

 * Fast, free, and easy (message and data rates may apply)
 * Online Banking in palm of hand
 * Available 24/7 from anywhere
 * Set up helpful email alerts

 * Over 5,600 branch locations
 * Make deposits, withdrawals, and more
 * Easy online branch locators
 * Locate by phone or mobile app

 * Over 30,000 ATM locations nationwide
 * Partnered with the CO-OP network
 * Search for ATMs online
 * Withdraw cash and more

Online Banking
E-Statements
Mobile Banking
Shared Branching
Surcharge-Free ATMs
 * Save time and money
 * Available 24/7 from anywhere
 * Set up helpful email alerts
 * Highest level of security

 * Eliminate paper waste
 * Simplify recordkeeping
 * Reduce chance of identity theft
 * Arrive faster than paper statements

 * Fast, free, and easy (message and data rates may apply)
 * Online Banking in palm of hand
 * Available 24/7 from anywhere
 * Set up helpful email alerts

 * Over 5,600 branch locations
 * Make deposits, withdrawals, and more
 * Easy online branch locators
 * Locate by phone or mobile app

 * Over 30,000 ATM locations nationwide
 * Partnered with the CO-OP network
 * Search for ATMs online
 * Withdraw cash and more



Financial Strength for the Whole Church
With a wide Field of Membership, each dollar invested at America’s Christian
Credit
Union is used to provide loan assistance to churches and ministries to build:

What Our Members Are Saying
"You guys are wonderful. Like night and day compared to working with a
traditional bank."
Thomas B. from Illinois
"Wow, this has been the best banking experience and the help and communication
from opening our accounts to assisting with the PPP process. Thank you ACCU
team, we are glad to be in the family!"
Walter H. from California
"Every step of the way I had a real person to talk with. The communications were
clear and easy to follow and I felt like each person really cared. I got my PPP
loan in one week! That is amazing."
Monica S. from Arizona
"Every phone call and email contact I encountered was handled quickly,
professionally, and with care and courtesy. Also, everyone communicates with a
'personal' touch that feels more like family rather than just a client or
business relationship."
Gloria G. from New York
"We have a true partner in ACCU! Representatives from the bank take a personal
approach with us, and it is clear that they genuinely care about our mission and
success. Communications are prompt and forthright, and their processes are easy
to follow."
Jeff B. from California
"Over thirty years of working with America's Christian Credit Union has been a
partnership of trust and security. We find a spirit of helpfulness and would
recommend this Credit Union to others."
Delphine M. from Tennessee
"Working with ACCU was a fast and painless process. All the agents were friendly
and helpful. ACCU communicated to me with each step along the way... 10/10!"
Matthew B. from Pennsylvania

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© 2024 Americas Christian Credit Union. All rights reserved. If you are using a
screen reader or other auxiliary aid and are having problems using this website,
please call (800) 343-6328 for assistance. All information available on this
website is also available at any of our branches.

Financial Calculators: The savings and loan calculators are provided as a
courtesy through a 3rd party. The credit union does not assume any fiduciary
duty and cannot guarantee the accuracy of the calculators. If you have questions
please call ACCU at 1-800-343-6328.

All rights reserved: The blog owner, administrator, contributor, editor and/or
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representatives harmless from any and all repercussions, damages, or liability.

Private responses via message, email or other “non-public” internet
communications may be made public by ACCU.

As always, if you have any comments regarding any issue related to ACCU, you can
call us on our toll-free number 1-800-343-6328.

For a copy of your member agreement, please contact us at 1-800-343-6328 or 2100
E. Route 66, Glendora, CA 91740.

This credit union is federally insured by the National Credit Union
Administration. Added savings protection is provided by American Share Insurance
(ASI) on qualifying member’s accounts in excess of that provided by NCUA. ASI is
a credit union owned-share guaranty corporation. Equal housing opportunity.

America's Christian Credit Union; NMLS #402426

Personal Accounts:
Federally insured by the National Credit Union Administration to $250,000.
Excess coverage by American Share Insurance, for consumer accounts up to
$200,000.

Organization Accounts:
Federally insured by the National Credit Union Administration to $250,000.
Excess coverage by American Share Insurance, for organizational accounts up to
$100,000.
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