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 * Call me: (971) 241-9790

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 * About
   About Us Who We Help Contact
 * Reverse Mortgages
   Reverse Mortgages Reverse Mortgage Myths and Realities The Reverse Mortgage
   Process HECM For Purchase
 * Purchase
   Purchase Loans HECM For Purchase How to Choose a Loan Originator
 * Refinance
   Traditional Refinance Reverse Mortgage Reverse Mortgage Myths and Realities
   The Reverse Mortgage Process
 * For Professionals
   Financial Professionals Real Estate Agents Residential Builders Senior Care
   Professionals

Get An Estimate


REFINANCING OR BUYING A NEW HOME?

APPLY ONLINE


LOOKING FOR REVERSE MORTGAGE INFORMATION?

GET A FREE ESTIMATE

WHAT IS A REVERSE MORTGAGE?

MANDI STEPHENS

C2 Certified Reverse Mortgage Specialist
NMLS# 666638
(971) 241-9790
C2 Financial NMLS# 135622


MANDI STEPHENS - C2 REVERSE

Reverse mortgages allow seniors, 55 and older, to tap into the equity in their
home to produce a stream of income. This compliments any retirement savings and
social security, so our seniors can maintain their standard of living and have
secure financial opportunities they can depend on. 

Reverse mortgage loans have specific qualifications. Borrowers must be at least
55 years old and own their primary residence. They must also have equity in the
house to pay off any outstanding balances.


WHY BORROWERS TRUST C2 REVERSE

As the fastest growing division at C2, the reverse team has more Certified
Reverse Mortgage Planners than any other mortgage broker in the industry. Only
25% of those who take the reverse mortgage exam pass. Every C2 Reverse Mortgage
Planner must then go through a strict proprietary certification process.

C2's proprietary certification program ensures every loan officer has access to
continued education so they too can originate reverse mortgage loans. Their
program is split into three categories—learn, market, and originate.


LIVE BETTER WITH A MORTGAGE FROM C2 FINANCIAL

Whether your goal is to finance your first home or your last home or want to use
your current housing wealth to sustain your retirement lifestyle, C2 Financial
has the right loan for you.

C2 Financial is a full-service mortgage lender with traditional (conventional,
jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your
life, we have a mortgage to match and more importantly, we’ll guide you through
the loan process every step of the way.




PURCHASE LOANS

A purchase mortgage is what homebuyers use to finance the purchase of a new
home. Whereas, a refinance mortgage is what borrowers who already own a home use
to replace their current mortgage, usually with the goal of achieving a better
interest rate, term, or cash-out.

Learn More



REFINANCE LOANS

A mortgage refinance is replacing a current mortgage with a new mortgage loan.
It is usually undertaken to obtain a new mortgage with a lower monthly mortgage
payment achieved by means of a lower interest, new loan term, or new loan type.

Learn More



REVERSE MORTGAGES

A reverse mortgage is a way for older Americans to convert some of their home
equity to pay off their current mortgage — if they still have one — and create
more cash flow to cover everyday expenses, home renovations, medical expenses,
and other needs and goals.

Learn More


 * 

 * About Us
 * Who We Help
 * For Professionals

 * Traditional Refinance
 * Reverse Mortgages
 * Reverse Mortgage Myths and Realities

 * HECM For Purchase
 * Purchase Loans
 * Contact

Array
(
    [0] => About Us 
    [1] => Reverse Mortgages 
    [2] => Who We Help 
    [3] => Reverse Mortgage Myths and Realities 
    [4] => Contact 
    [5] => Purchase Loans 
    [6] => HECM For Purchase 
    [7] => For Professionals 
    [8] => Traditional Refinance 
)




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Privacy Policy | Terms | License Information


C2 NMLS #135622 | C2 CA DFPI #603L442 | C2 FL #MBR3519 | C2 KS #MC.0025884 | C2
MI #FL0023565/SR0023566 | C2 MN #MN-MO-135622 | C2 NM #135622
C2 OH #RM.804919.000 | C2 OK #MB014489 | C2 WA #MB-135622 | NMLS #666638 | CA
DFPI #CA-DFPI666638 | FL #LO127503 | KS #LO.0051996 | MI #666638 | MN
#MN-MLO-666638 | NM #666638 | OH #MLO-OH.666638 | OK #MLO32980 |OR #666638| WA
#MLO-666638

This licensee is performing acts for which a real estate license is required. C2
Financial Corporation is licensed by the California Bureau of Real Estate,
Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject
to lender review of information. All loan approvals are conditional and all
conditions must be met by borrower. Loan is only approved when lender has issued
approval in writing and is subject to the Lender conditions. Specified rates may
not be available for all borrowers. Rate subject to change with market
conditions. C2 Financial Corporation is an Equal Opportunity Mortgage
Broker/Lender. For state licensing information outside of California, click
here. As a broker, C2 Financial Corporation is NOT individually approved by the
FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based
on their relationships with FHA approved lenders. Corporate Address: 12230
El Camino Real Ste 100, San Diego, CA 92130

Consumers in Texas: Consumers wishing to file a complaint against a company or a
residential mortgage loan originator should complete and send a complaint form
to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite
201, Austin, Texas 78705. Complaint forms and instructions may be obtained from
the department's website at www.sml.texas.gov. A toll-free consumer hotline is
available at (877) 276-5550. The department maintains a recovery fund to make
payments of certain actual out of pocket damages sustained by borrowers caused
by acts of licensed residential mortgage loan originators. A written application
for reimbursement from the recovery fund must be filed with and investigated by
the department prior to the payment of a claim. For more information about the
recovery fund, please consult the department's website at www.sml.texas.gov

www.c2financial.com
www.c2financial.com/reverse

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CONTACT

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Mandi Stephens
C2 Certified Reverse Mortgage Specialist
NMLS #666638
12230 El Camino Real Ste 100
San Diego, CA 92130
Phone: (971) 241-9790
C2 Financial, NMLS #135622


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