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Effective URL: https://mandistephens.com/
Submission: On May 25 via api from BE — Scanned from DE
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Skip to main content * Call me: (971) 241-9790 X * About About Us Who We Help Contact * Reverse Mortgages Reverse Mortgages Reverse Mortgage Myths and Realities The Reverse Mortgage Process HECM For Purchase * Purchase Purchase Loans HECM For Purchase How to Choose a Loan Originator * Refinance Traditional Refinance Reverse Mortgage Reverse Mortgage Myths and Realities The Reverse Mortgage Process * For Professionals Financial Professionals Real Estate Agents Residential Builders Senior Care Professionals Get An Estimate REFINANCING OR BUYING A NEW HOME? APPLY ONLINE LOOKING FOR REVERSE MORTGAGE INFORMATION? GET A FREE ESTIMATE WHAT IS A REVERSE MORTGAGE? MANDI STEPHENS C2 Certified Reverse Mortgage Specialist NMLS# 666638 (971) 241-9790 C2 Financial NMLS# 135622 MANDI STEPHENS - C2 REVERSE Reverse mortgages allow seniors, 55 and older, to tap into the equity in their home to produce a stream of income. This compliments any retirement savings and social security, so our seniors can maintain their standard of living and have secure financial opportunities they can depend on. Reverse mortgage loans have specific qualifications. Borrowers must be at least 55 years old and own their primary residence. They must also have equity in the house to pay off any outstanding balances. WHY BORROWERS TRUST C2 REVERSE As the fastest growing division at C2, the reverse team has more Certified Reverse Mortgage Planners than any other mortgage broker in the industry. Only 25% of those who take the reverse mortgage exam pass. Every C2 Reverse Mortgage Planner must then go through a strict proprietary certification process. C2's proprietary certification program ensures every loan officer has access to continued education so they too can originate reverse mortgage loans. Their program is split into three categories—learn, market, and originate. LIVE BETTER WITH A MORTGAGE FROM C2 FINANCIAL Whether your goal is to finance your first home or your last home or want to use your current housing wealth to sustain your retirement lifestyle, C2 Financial has the right loan for you. C2 Financial is a full-service mortgage lender with traditional (conventional, jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your life, we have a mortgage to match and more importantly, we’ll guide you through the loan process every step of the way. PURCHASE LOANS A purchase mortgage is what homebuyers use to finance the purchase of a new home. Whereas, a refinance mortgage is what borrowers who already own a home use to replace their current mortgage, usually with the goal of achieving a better interest rate, term, or cash-out. Learn More REFINANCE LOANS A mortgage refinance is replacing a current mortgage with a new mortgage loan. It is usually undertaken to obtain a new mortgage with a lower monthly mortgage payment achieved by means of a lower interest, new loan term, or new loan type. Learn More REVERSE MORTGAGES A reverse mortgage is a way for older Americans to convert some of their home equity to pay off their current mortgage — if they still have one — and create more cash flow to cover everyday expenses, home renovations, medical expenses, and other needs and goals. Learn More * * About Us * Who We Help * For Professionals * Traditional Refinance * Reverse Mortgages * Reverse Mortgage Myths and Realities * HECM For Purchase * Purchase Loans * Contact Array ( [0] => About Us [1] => Reverse Mortgages [2] => Who We Help [3] => Reverse Mortgage Myths and Realities [4] => Contact [5] => Purchase Loans [6] => HECM For Purchase [7] => For Professionals [8] => Traditional Refinance ) -------------------------------------------------------------------------------- Privacy Policy | Terms | License Information C2 NMLS #135622 | C2 CA DFPI #603L442 | C2 FL #MBR3519 | C2 KS #MC.0025884 | C2 MI #FL0023565/SR0023566 | C2 MN #MN-MO-135622 | C2 NM #135622 C2 OH #RM.804919.000 | C2 OK #MB014489 | C2 WA #MB-135622 | NMLS #666638 | CA DFPI #CA-DFPI666638 | FL #LO127503 | KS #LO.0051996 | MI #666638 | MN #MN-MLO-666638 | NM #666638 | OH #MLO-OH.666638 | OK #MLO32980 |OR #666638| WA #MLO-666638 This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Corporate Address: 12230 El Camino Real Ste 100, San Diego, CA 92130 Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov www.c2financial.com www.c2financial.com/reverse × × CONTACT × Mandi Stephens C2 Certified Reverse Mortgage Specialist NMLS #666638 12230 El Camino Real Ste 100 San Diego, CA 92130 Phone: (971) 241-9790 C2 Financial, NMLS #135622 (Please provide either your phone number or email address above so we can reply) -------------------------------------------------------------------------------- By sharing your contact information, you express consent to American Advisors Group to contact you about your inquiry via phone call or text at the phone number and/or email address you provide using a manual or automated system. You are not required to enter into this agreement as a condition for doing any kind of business with AAG, and you can revoke this consent any time. To speak with someone at AAG, please call 1-866-948-0003. 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