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TIME100 Most Influential Companies 2023

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RAMP


AUTOMATING EXPENSES

A Ramp business credit card.
Courtesy of Ramp
By Don Steinberg
June 21, 2023 6:55 AM EDT

Notching an $8.1 billion valuation just three years after being founded is
striking, even for a tech startup. While many fin­tech companies struggled last
year, Ramp’s meteoric rise accelerated. The business-expense-software firm saw
revenues quadruple as its customers looked to stay lean through inflation.
Ramp’s Visa cards are tied to employer-­set policies, so employees instantly
know if charges are approved; reports and receipts aren’t always needed.
Employers get alerts about duplicate expenses and items they may be overpaying
for. “We’re trying to create things that people have wanted for a long time, but
banks never built,” says CEO and co-founder Eric Glyman.



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