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20.98.16.146  Public Scan

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Submitted URL: https://charlotteconstructionloan.com/
Effective URL: https://www.waterstonemortgage.com/campaign/2024/11/laura-messenger-construction
Submission: On December 06 via api from US — Scanned from DE

Form analysis 1 forms found in the DOM

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Text Content

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Find a Loan Originator
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BUILD YOUR DREAM HOME WITH WATERSTONE MORTGAGE



Ready to get started? Contact Laura now!



Lot Acquisition & Construction Financing

Whether you are looking to purchase a vacant lot and build, or build on your
lot, Waterstone Mortgage’s construction loan has you covered! Learn more.


Renovation Financing

Whether you are purchasing an existing home that needs improvements, or adding
an ADU or other improvement to your existing home, Waterstone Mortgage’s
renovation loan programs offer financing solutions to meet your needs. Learn
more.


Information for Builders

If you have a client looking for new construction financing, visit our Builder
Resources page. Interested in getting started? Download the builder approval
documents: builder application, builder acceptance checklist, reference
authorization form, and W9.


Looking for Something Else?
Check out Waterstone Mortgage’s complete list of conventional, government,
specialty, DPA, and proprietary programs.

about the construction process

HOW MUCH DO I NEED TO PUT DOWN TO BUILD A HOME?

Waterstone Mortgage's Single Loan Close Construction Program requires as little
as 5% down, which can come from your equity if the lot is owned.

DO I NEED SEPARATE LOANS FOR MY LOT, CONSTRUCTION, AND MORTGAGE?

No! One loan can cover the entire construction process, from the purchase of
your land to your permanent mortgage and everything in between.

HOW LONG DOES THE HOME BUILDING PROCESS TAKE?

The building process for a personalized production home usually takes
between six and seven months to reach completion; however, it can sometimes take
more than seven months, depending on your location, the weather, construction
supply delays, and any requested customer design changes that are implemented
along the way.

WHAT IS THE FIRST STEP TO BUILDING A HOUSE?

Find out what you can afford. Getting pre-approved, budgeting, and deciding on
the to-die-for customizations for your home is one of the most important steps
in any (buy or build) home purchase process. 

For a detailed overview of the construction process, click here.


get started with your construction loan
Complete the contact form below to get started with your construction or
renovation loan process, or to learn more about your financing options.
First name: Last name: Phone number: Email address: Do you own a lot? Yes
(Outright) Yes (Financed) No Approximate construction budget: Zip code you
intend to build in: Are you currently working with a builder? Yes No Goal date
to break ground:


LAURA MESSENGER

Loan Originator
NMLS #2544788
17039 Kenton Drive Suite 200 C
Cornelius, NC 28031
Office: 980.203.2424
Mobile: 303.726.9502
LMessenger@WaterstoneMortgage.com
Schedule Appointment

17039 Kenton Drive
Suite 200 C
Cornelius, NC 28031

All loan requests are subject to credit approval as well as specific loan
program requirements and guidelines. Interim construction period not to exceed
12 months. The interest-only feature allows you to make minimum interest
payments for a set period of time. When the interest-only period end, the
monthly payment is recalculated to include full principal and interest payments
for the remaining loan term. Geographical restrictions may apply.




800.354.1149 Info@WaterstoneMortgage.com

Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of
WaterStone Bank SSB (NASDQ: WSBF). © 2024 Waterstone Mortgage Corporation. All
rights reserved.

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