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OPM REMINDS FEDERAL EMPLOYEES, RETIREES TO USE UPDATED BENEFICIARY DESIGNATION
FORM

April 6, 2023 My Federal Retirement

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The Office of Personnel Management (OPM) issued a reminder this week that all
federal employees, retiring employees, and retirees should use the updated
“Designation of Beneficiary” form (SF 3102).

The form allows the named beneficiary to receive any lump-sum annuity benefit
which may become payable under one of the two federal employee retirement
programs.



“The updated SF 3102 is to be used by employees and retirees covered under both
the Civil Service Retirement System (CSRS) and Federal Employees Retirement
System (FERS),” OPM wrote.

“All employees, retiring employees, and retirees should use this form to name
and/or update their beneficiaries under CSRS and FERS.”

The form was officially updated in October 2022. Previously, designating such
beneficiaries was divided into two forms. SF 2808 (CSRS) and SF 3102 (FERS) have
been consolidated into one designation form.

OPM said that it’s aware that pending retirement application packages may
contain previous versions of the SF 2808 (CSRS) and SF 3102 (FERS). OPM will
accept valid — if properly completed — previous versions of the SF 2808 and SF
3102 until April 30, 2023.

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It’s important to remember that properly completed designations for federal
employees and retirees are not valid unless the are received before the death of
the designator.

OPM also noted:



— If a form is invalid (e.g., missing signatures, shares don’t add up to 100%,
scratch-outs or cross-outs, etc.), OPM will request a new SF 3102 be completed
by the annuitant.



— Acceptance of previously certified SF 3102s – if valid, previous versions of
the SF 3102 that have been certified on or before April 30, 2023, are acceptable
designations. For example, a FERS employee hired in 2011 who completed a SF 3102
and then had the form certified by their agency in 2011, would not need to
complete a new SF 3102 assuming they did not wish to change their designation.

More information can be found on OPM’s website here.

 


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