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WHOLE TRACK INVESTMENT GROUP

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 * About Us

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   * Current Projects
   * Long-term Rentals

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THE GUY BEHIND THE GROUP

We appreciate you dropping in. My name is Kramer Cruz, Owner and Founder of this
fine establishment. I became a real estate investor because I wanted to build
something that would last beyond the moment. I was a salesman who graduated to
business consultant and sales coach. I still consult, but not as much as I used
to. I sold many financial products to many different clients in my career
(including insurance and investments), and without any reservation I can tell
you that the best product I could ever sell is an opportunity. Especially when
that opportunity is attached to double-digit returns with no hidden fees and
secured by real estate!


OUR VALUES


TAKE A CLOSER LOOK


INTEGRITY

Our success and reputation mean everything to us, and without the trust of our
investor-lenders our business model fails. So we’re organically bound to
maintain strong business ethics and personal integrity.


COMPETENCE

With decades of experience in sales, negotiations, investing, risk assessment
and finance, you can invest confidently knowing that we are prepared to deliver
on our stated objectives.


PROFESSIONALISM

Insincerity and lack of professionalism is our Founder's major pet peeve. That's
why we practice authentic professionalism. Because trust is senior to all
considerations.    


COMMUNICATION

We prefer to create lasting relationships with our investor-lenders. As with any
relationship, the only way to do that is through consistent, honest and open
communication that leads to greater understanding.


DID YOU KNOW?


DID YOU KNOW THAT BANKS' ACTUAL BUSINESS IS LENDING MONEY? FOR EVERY DOLLAR YOU
AND I DEPOSIT, THE BANK IS ALLOWED TO LEND $9 TO A BORROWER AND CHARGE THEM
INTEREST ON THAT LOAN. WHAT IF YOU STARTED ACTING LIKE A BANK?


MAKE DOUBLE DIGIT RETURNS ON YOUR MONEY

Schedule A Call



HOW IT WORKS


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ACCEPTANCE

1. We place a property under contract for purchase.

2. We send you the project data and investment terms for your review and
acceptance.   of

FAQ
FAQ


CONTRACTS

After you've agreed to fund the opportunity, we draft the promissory note and
submit it to you along with the wire instructions.

FAQ


CLOSING

1. We close on the property.

2. You receive official copies of the notarized promissory note and deed of
trust.

3. We begin renovations.

FAQ


COMPLETION

1. We finish the project and sell or refinance the property.

2. After the sale/refinance takes place, the title company wires your principle
and interest to you.

FAQ






WHAT'S THE ALTERNATIVE?

Investors



FUNDING SOURCES

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2023 Whole Track Investment Group

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