apnews.com Open in urlscan Pro
34.111.72.3  Public Scan

Form analysis
2 forms found in the DOM

https://apnews.com/search#nt=navsearch

<form class="SearchOverlay-search-form" action="https://apnews.com/search#nt=navsearch" novalidate="" autocomplete="off">
  <label class="SearchOverlay-search-label">
    <input placeholder="Keyword Search..." type="text" class="SearchOverlay-search-input" name="q" required="true">
    <span class="sr-only"> Search Query </span>
    <button type="submit" class="SearchOverlay-search-submit">
      <svg>
        <use xlink:href="#icon-magnify"></use>
      </svg>
      <span class="sr-only">Submit Search</span>
    </button>
  </label>
</form>

https://apnews.com/search#nt=navsearch

<form class="SearchOverlay-search-form" action="https://apnews.com/search#nt=navsearch" novalidate="" autocomplete="off">
  <label class="SearchOverlay-search-label">
    <input placeholder="Keyword Search..." type="text" class="SearchOverlay-search-input" name="q" required="true">
    <span class="sr-only"> Search Query </span>
    <button type="submit" class="SearchOverlay-search-submit">
      <svg>
        <use xlink:href="#icon-magnify"></use>
      </svg>
      <span class="sr-only">Submit Search</span>
    </button>
  </label>
</form>

Text Content

Enable accessibility
EVEN WHEN THE NEWS IS FREE, JOURNALISM IS NOT.
SUPPORT INDEPENDENT, FACT-BASED JOURNALISM.
DONATE
Menu

Menu
 * World
 * U.S.
 * Election 2024
 * Politics
 * Sports
 * Entertainment
 * Business
 * Science
 * Fact Check
 * Oddities
 * Newsletters
 * Video
 * Health
 * Photography
 * Climate
 * Spotlight
 * Tech
 * Lifestyle
 * Religion
 * Press Releases
 * ...
   
    * World
      
       * Israel-Hamas War
       * Russia-Ukraine War
       * Latin America
       * Europe
       * Africa
       * Middle East
       * Asia Pacific
       * U.S. News
       * Australia
       * China
   
    * U.S.
    * Election 2024
    * Politics
      
       * Joe Biden
       * Election 2024
       * Congress
   
    * Sports
      
       * AP Top 25 College Football Poll
       * NFL
       * MLB
       * NHL
       * NBA
       * WNBA
       * Soccer
       * Tennis
       * Golf
   
    * Entertainment
      
       * Movie reviews
       * Book reviews
       * Celebrity
       * Television
       * Music
   
    * Business
      
       * Inflation
       * Financial Markets
       * Business Highlights
       * Financial wellness
   
    * Science
    * Fact Check
    * Oddities
    * Newsletters
    * Video
    * Health
    * Photography
    * Climate
    * Spotlight
    * Tech
      
       * Artificial Intelligence
       * Social Media
   
    * Lifestyle
    * Religion
    * Press Releases

Search Query Submit Search
Show Search
 * World
   
    * Israel-Hamas War
    * Russia-Ukraine War
    * Latin America
    * Europe
    * Africa
    * Middle East
    * Asia Pacific
    * U.S. News
    * Australia
    * China

 * U.S.
 * Election 2024
 * Politics
   
    * Joe Biden
    * Election 2024
    * Congress

 * Sports
   
    * AP Top 25 College Football Poll
    * NFL
    * MLB
    * NHL
    * NBA
    * WNBA
    * Soccer
    * Tennis
    * Golf

 * Entertainment
   
    * Movie reviews
    * Book reviews
    * Celebrity
    * Television
    * Music

 * Business
   
    * Inflation
    * Financial Markets
    * Business Highlights
    * Financial wellness

 * Science
 * Fact Check
 * Oddities
 * Newsletters
 * Video
 * Health
 * Photography
 * Climate
 * Spotlight
 * Tech
   
    * Artificial Intelligence
    * Social Media

 * Lifestyle
 * Religion
 * Press Releases
 * 
 * The Associated Press is an independent global news organization dedicated to
   factual reporting. Founded in 1846, AP today remains the most trusted source
   of fast, accurate, unbiased news in all formats and the essential provider of
   the technology and services vital to the news business. More than half the
   world’s population sees AP journalism every day.
   
 * 
 *  * 
      twitter
    * 
      instagram
    * 
      facebook

 * 
 * The Associated Press
    * ap.org
    * Careers
    * Advertise with us
    * Contact Us
    * Accessibility Statement
    * Manage Preferences
    * Terms of Use
    * Privacy Policy

 * 
 * More From AP News
   
    * About
    * AP News Values and Principles
    * AP’s Role in Elections
    * AP Leads
    * AP Definitive Source Blog
    * AP Images Spotlight Blog
    * AP Stylebook

 * 

 * Copyright 2024 The Associated Press. All Rights Reserved.

Israel-Hamas war
Nvidia stock
Moon landing
MyPillow CEO must pay $5M
Wendy Williams
Business


CAPITAL ONE WILL BUY DISCOVER FOR $35 BILLION IN DEAL THAT COMBINES MAJOR US
CREDIT CARD COMPANIES

1 of 2 | 

FILE - A branch office of Capital One Bank is pictured on May 7, 2009, in New
York. Capital One Financial is buying Discover Financial Services for $35
billion, in a deal that would bring together two of the nation’s biggest lenders
and credit card issuers, according to a news release issued by the companies
Monday, Feb. 19, 2024. (AP Photo/Mark Lennihan, File)

Read More
2 of 2 | 

FILE - The logo for Capital One Financial is displayed above a trading post on
the floor of the New York Stock Exchange, July 30, 2019. Capital One Financial
is buying Discover Financial Services for $35 billion, in a deal that would
bring together two of the nation’s biggest lenders and credit card issuers,
according to a news release issued by the companies Monday, Feb. 19, 2024. (AP
Photo/Richard Drew, File)

Read More

Capital One will buy Discover for $35 billion in deal that combines major US
credit card companies
1 of 2 | 

FILE - A branch office of Capital One Bank is pictured on May 7, 2009, in New
York. Capital One Financial is buying Discover Financial Services for $35
billion, in a deal that would bring together two of the nation’s biggest lenders
and credit card issuers, according to a news release issued by the companies
Monday, Feb. 19, 2024. (AP Photo/Mark Lennihan, File)

Read More
1 of 2

FILE - A branch office of Capital One Bank is pictured on May 7, 2009, in New
York. Capital One Financial is buying Discover Financial Services for $35
billion, in a deal that would bring together two of the nation’s biggest lenders
and credit card issuers, according to a news release issued by the companies
Monday, Feb. 19, 2024. (AP Photo/Mark Lennihan, File)

Share
Share
 * 
   Copy
   Link copied
 * 
   Email
 * 
   Facebook
 * 
   X
 * 
   Reddit
 * 
   LinkedIn
 * 
   Pinterest
 * 
   Flipboard
 * 
   Print


Read More
2 of 2 | 

FILE - The logo for Capital One Financial is displayed above a trading post on
the floor of the New York Stock Exchange, July 30, 2019. Capital One Financial
is buying Discover Financial Services for $35 billion, in a deal that would
bring together two of the nation’s biggest lenders and credit card issuers,
according to a news release issued by the companies Monday, Feb. 19, 2024. (AP
Photo/Richard Drew, File)

Read More
2 of 2

FILE - The logo for Capital One Financial is displayed above a trading post on
the floor of the New York Stock Exchange, July 30, 2019. Capital One Financial
is buying Discover Financial Services for $35 billion, in a deal that would
bring together two of the nation’s biggest lenders and credit card issuers,
according to a news release issued by the companies Monday, Feb. 19, 2024. (AP
Photo/Richard Drew, File)

Share
Share
 * 
   Copy
   Link copied
 * 
   Email
 * 
   Facebook
 * 
   X
 * 
   Reddit
 * 
   LinkedIn
 * 
   Pinterest
 * 
   Flipboard
 * 
   Print


Read More
By KEN SWEET
Updated [hour]:[minute] [AMPM] [timezone], [monthFull] [day], [year] Updated
5:36 AM GMT+1, February 20, 2024
Share
Share
 * 
   Copy
   Link copied
 * 
   Email
 * 
   Facebook
 * 
   X
 * 
   Reddit
 * 
   LinkedIn
 * 
   Pinterest
 * 
   Flipboard
 * 
   Print



NEW YORK (AP) — Capital One Financial said it will buy Discover Financial
Services for $35 billion, in a deal that would bring together two of the
nation’s credit card companies as well as potentially shake up the payments
industry, which is largely dominated by Visa and Mastercard.

Under the terms of the all-stock transaction, Discover Financial shareholders
will receive Capital One shares valued at nearly $140. That’s a significant
premium to the $110.49 that Discover shares closed at Friday.

The deal marries two of the largest credit card companies that aren’t banks
first, like JPMorgan Chase and Citigroup, with the notable exception of American
Express. It also brings together two companies whose customers are largely
similar: often Americans who are looking for cash back or modest travel rewards,
compared to the premium credit cards dominated by AmEx, Citi and Chase.



“This marketplace that’s dominated by the big players is going to shrink a
little bit more now,” said Matt Schulz, chief credit card analyst at
LendingTree.

MORE BUSINESS NEWS
Americans’ reliance on credit cards is the key to Capital One’s bid for Discover
Singapore Airshow kicks off with aerial displays; Boeing and China’s COMAC
announce new orders
China cuts key interest rate in the latest move to boost its ailing property
sector

It also will give Discover’s payment network a major credit card partner in a
way that could make the payment network a major competitor once again. The U.S.
credit card industry is dominated by the Visa-Mastercard duopoly with AmEx being
a distance third place and Discover an even more distant fourth place. It’s
unclear whether Capitol One will adopt the Discover payment system or may set up
a payment network that allows parallel use of Discover and a second payment
network like Visa.



“Our acquisition of Discover is a singular opportunity to bring together two
very successful companies with complementary capabilities and franchises, and to
build a payments network that can compete with the largest payments networks and
payments companies,” said Richard Fairbank, the chairman and CEO of Capital One,
in a statement.

With its purchase of Discover, Capital One is betting that Americans’ will
continue to increasingly use their credit cards and keep balances on those
accounts to collect interest. In the fourth quarter of 2023, Americans held
$1.13 trillion on their credit cards, and aggregate household debt balances
increased by $212 billion, up 1.2%, according to the latest data from the New
York Federal Reserve.



As they run up their card balances, consumers are also paying higher interest
rates. The average interest rate on a bank credit card is roughly 21.5%, the
highest it’s been since the Federal Reserve started tracking the data in 1994.

Capital One has long has a business model looking for customers who will keep a
balance on their cards, aiming for customers with lower credit scores than
American Express or even Discover.

At the same time, the two lenders have had to boost their reserves against the
possibility of rising borrower defaults. After battling inflation for more than
two years, many lower- and middle-income Americans have run through their
savings and are increasingly running up their credit card balances and taking on
personal loans.

The additional reserves have weighed on both banks’ profits. Last year, Capital
One’s net income available to common shareholders slumped 35% versus 2022, as
its provisions for loan losses soared 78% to $10.4 billion. Discover’s full-year
profit sank 33.6% versus its 2022 results as its provisions for credit losses
more than doubled to $6.02 billion.

Discover’s customers are carrying $102 billion in balances on their credit
cards, up 13% from a year earlier. Meanwhile, the charge-off rates and 30-day
delinquency rates have climbed.



Beyond boosting bank deposits and loan accounts, the acquisition would give
Capital One access to the Discover payment processing network. While smaller
than industry giants Visa and Mastercard, the Discover network will enable
Capital One to get revenue from fees charged for every merchant transaction that
runs on the network.

Discover has been operating under heightened scrutiny from regulators. Last
summer, the company disclosed that beginning around mid-2007, it incorrectly
classified certain card accounts into its highest merchant pricing tiers. The
company also received an unrelated consent order from the Federal Deposit
Insurance Corporation over its customer compliance management.

Analysts at Citigroup say the regulatory issues may have prompted the sale.

“We are surprised that DFS would sell, but suppose that its regulatory
challenges such as its recent October FDIC consent order and the card product
misclassification issue may have opened the door for the board to consider
strategic alternatives that it may not have in the past,” wrote analysts Arren
Cyganovich and Kaili Wang in a note to clients.

It’s unclear whether the deal will pass regulatory scrutiny. Nearly every bank
issues a credit card to customers but few companies are credit card companies
first, and banks second. Both Discover — which was long ago the Sears Card — and
Capital One started off as credit card companies that expanded into other
financial offerings like checking and savings accounts.

Consumer groups are expected to put heavy pressure on the Biden Administration
to make sure the deal is good for consumers as well as shareholders.

“The deal also poses massive anti-trust concerns, given the vertical integration
of Capital One’s credit card lending with Discover’s credit card network,” said
Jesse Van Tol, president and CEO of the National Community Reinvestment
Coalition.

KEN SWEET
Ken is a national writer on banking and consumer issues.

twitter

mailto
    
by Taboola by Taboola 
Suggested For You

Americans’ reliance on credit cards is the key to Capital One’s bid for Discover


Undo

EnpalAd Content

Advertisement Aufruf an Hausbesitzer Bayern: KfW-Förderung für SolarEnpal:
Advertisement Advertisement 


Undo

Federal Reserve officials caution against cutting US interest rates too soon or
too much


Undo

Walmart to acquire smart TV maker Vizio for $2.3 billion in bid to boost its
advertising business


Undo

Turkish central bank keeps its key interest rate unchanged, pausing a series of
hikes


Undo


' ' '
' ' '




Toyota recalls 280,000 pickups and SUVs because transmissions can deliver power
even when in neutralToyota is recalling about 280,000 pickup trucks and SUVs in
the U.S. The recall is to fix a transmission problem that can let the vehicles
creep forward while in neutral.AP News


Undo

Labor board: Home Depot violated labor law by firing an employee who drew ‘BLM’
on work apronThe nation’s labor board ruled on Wednesday that Home Depot
violated federal labor law when it fired an employee for refusing to remove the
hand-drawn “BLM” acronym for “Black Lives Matter” from a work apron.AP News


Undo


Ad Content
Advertisement: Enpal

Experten einig: Solar lohnt sich nur, wenn Ihr Dach...Advertisement: Enpal


Undo
Advertisement: Interactive Brokers

Open an account today!Advertisement: Interactive Brokers


Undo
Advertisement: Checkfox

Eilmeldung aus Bayern: Staat ändert Solar-VorgabenAdvertisement: Checkfox


Undo


Ad Content
Advertisement: Checkfox

Solar Eilmeldung: Staat ändert 2024 Vorgaben für HausbesitzerAdvertisement:
Checkfox


Undo
Advertisement: Mech Arena - Play For Free on PC

Die Installation lohnt sich allein für die GrafikAdvertisement: Mech Arena -
Play For Free on PC
Download


Undo
Advertisement: Interactive Brokers

Open your account today!Advertisement: Interactive Brokers


Undo

Advertisement: Checkfox

Solar-2024: Die 7 teuersten Fehler beim SolarkaufUpdate: Was Sie jetzt unbedingt
wissen solltenAdvertisement: Checkfox


Undo
Advertisement: Forge Of Empires

Wenn du Strategiespiele liebst, ist dieses Spiel ein Muss! Kein DownloadErrichte
eine neue Zivilisation und vergrößere dein Imperium durch Handel &
Kampf.Advertisement: Forge Of Empires
Mehr erfahren


Undo


Ad Content
Advertisement: Checkfox

Hersteller in Sorge - Solaranlagen-Lager platzen aus allen NähtenAdvertisement:
Checkfox


Undo
Advertisement: Solaranlagen Magazin

Hausbesitzern ohne Solar droht in 2024...Advertisement: Solaranlagen Magazin


Undo
Advertisement: Treppenlift Testsieger

Kaum zu glauben: So viel darf ein Treppenlift 2024 maximal kostenAdvertisement:
Treppenlift Testsieger


Undo







by Taboolaby Taboola
Suggested For You
Solar Testsieger

Kein Scherz: So viel darf eine Solaranlage 2024 maximal kostenSolar Testsieger
:Advertisement:Advertisement


Undo
Treppenlift Testsieger

Kein Scherz: So viel darf ein Treppenlift 2024 maximal kostenTreppenlift
Testsieger
:Advertisement:Advertisement


Undo
thermondo

Hausbesitzer aufgepasst: Die Revolution auf dem Wärmepumpenmarktthermondo
:Advertisement:Advertisement


Undo
Call of War

Strategiespiel stellt US-amerikanische Geschichte auf ganz neue Weise vorCall of
War
:Advertisement:Advertisement
Jetzt spielen


Undo


The Associated Press is an independent global news organization dedicated to
factual reporting. Founded in 1846, AP today remains the most trusted source of
fast, accurate, unbiased news in all formats and the essential provider of the
technology and services vital to the news business. More than half the world’s
population sees AP journalism every day.
 * The Associated Press
    * ap.org
    * Careers
    * Advertise with us
    * Contact Us
    * Accessibility Statement
    * Manage Preferences
    * Terms of Use
    * Privacy Policy

 * More From AP News
    * About
    * AP News Values and Principles
    * AP’s Role in Elections
    * AP Leads
    * AP Definitive Source Blog
    * AP Images Spotlight Blog
    * AP Stylebook



Copyright 2024 The Associated Press. All Rights Reserved.

 * 
   twitter
 * 
   instagram
 * 
   facebook




ABOUT YOUR PRIVACY CHOICES

We and our 330 partners store and/or access information on your device, such as
unique IDs in cookies to process personal data. We do this to deliver
personalized content. You may accept or manage your choices by clicking `Show
Purposes` or at any time in the privacy policy page. The choices you make on
this site are signaled to our partners.AP Privacy Policy


WE AND OUR PARTNERS PROCESS DATA TO:

Actively scan device characteristics for identification. Measure content
performance. Understand audiences through statistics or combinations of data
from different sources. Create profiles to personalise content. Develop and
improve services. Store and/or access information on a device. Measure
advertising performance. Personalised advertising and content, advertising and
content measurement, audience research and services development. List of
Partners (vendors)

Reject All I Accept
Show Purposes



ABOUT YOUR PRIVACY

We process your data to deliver content or advertisements and measure the
delivery of such content or advertisements to extract insights about our
website. We share this information with our partners on the basis of consent.
You may exercise your right to consent, based on a specific purpose below or at
a partner level in the link under each purpose. These choices will be signaled
to our vendors participating in the Transparency and Consent Framework.
More information
Allow All


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES 0 PARTNERS CAN USE THIS PURPOSE

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

 * ENSURE SECURITY, PREVENT AND DETECT FRAUD, AND FIX ERRORS 218 PARTNERS CAN
   USE THIS PURPOSE
   
   Switch Label label
   
   Your data can be used to monitor for and prevent unusual and possibly
   fraudulent activity (for example, regarding advertising, ad clicks by bots),
   and ensure systems and processes work properly and securely. It can also be
   used to correct any problems you, the publisher or the advertiser may
   encounter in the delivery of content and ads and in your interaction with
   them.
   
   View Illustrations 

 * DELIVER AND PRESENT ADVERTISING AND CONTENT 206 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label label
   
   Certain information (like an IP address or device capabilities) is used to
   ensure the technical compatibility of the content or advertising, and to
   facilitate the transmission of the content or ad to your device.
   
   View Illustrations 

List of IAB Vendors‎

FUNCTIONAL COOKIES 0 PARTNERS CAN USE THIS PURPOSE

Functional Cookies

These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

 * UNDERSTAND AUDIENCES THROUGH STATISTICS OR COMBINATIONS OF DATA FROM
   DIFFERENT SOURCES 174 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Reports can be generated based on the combination of data sets (like user
   profiles, statistics, market research, analytics data) regarding your
   interactions and those of other users with advertising or (non-advertising)
   content to identify common characteristics (for instance, to determine which
   target audiences are more receptive to an ad campaign or to certain
   contents).
   
   View Illustrations 

 * CREATE PROFILES TO PERSONALISE CONTENT 85 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Information about your activity on this service (for instance, forms you
   submit, non-advertising content you look at) can be stored and combined with
   other information about you (such as your previous activity on this service
   or other websites or apps) or similar users. This is then used to build or
   improve a profile about you (which might for example include possible
   interests and personal aspects). Your profile can be used (also later) to
   present content that appears more relevant based on your possible interests,
   such as by adapting the order in which content is shown to you, so that it is
   even easier for you to find content that matches your interests.
   
   View Illustrations 

List of IAB Vendors‎

PERFORMANCE COOKIES 0 PARTNERS CAN USE THIS PURPOSE

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site. All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site, and
will not be able to monitor its performance.

 * MEASURE CONTENT PERFORMANCE 130 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Information regarding which content is presented to you and how you interact
   with it can be used to determine whether the (non-advertising) content e.g.
   reached its intended audience and matched your interests. For instance,
   whether you read an article, watch a video, listen to a podcast or look at a
   product description, how long you spent on this service and the web pages you
   visit etc. This is very helpful to understand the relevance of
   (non-advertising) content that is shown to you.
   
   View Illustrations 

 * DEVELOP AND IMPROVE SERVICES 231 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Information about your activity on this service, such as your interaction
   with ads or content, can be very helpful to improve products and services and
   to build new products and services based on user interactions, the type of
   audience, etc. This specific purpose does not include the development or
   improvement of user profiles and identifiers.
   
   View Illustrations 

List of IAB Vendors‎

TARGETING COOKIES 0 PARTNERS CAN USE THIS PURPOSE

Targeting Cookies

Targeting cookies may be set through our site by our advertising partners, who
may use the information they obtain to build a profile of your interests and
show you relevant ads on this and other sites. These cookies do not store
directly identifiable personal information, but they include information that
may uniquely identify your browser and internet device. If you decide to opt out
of targeted advertising, you will continue to see ads, but they may be less
relevant or based only on information that we collect directly from your use of
the site.

 * ACTIVELY SCAN DEVICE CHARACTERISTICS FOR IDENTIFICATION 46 PARTNERS CAN USE
   THIS PURPOSE
   
   Switch Label
   
   With your acceptance, certain characteristics specific to your device might
   be requested and used to distinguish it from other devices (such as the
   installed fonts or plugins, the resolution of your screen) in support of the
   purposes explained in this notice.

List of IAB Vendors‎

PERSONALISED ADVERTISING AND CONTENT, ADVERTISING AND CONTENT MEASUREMENT,
AUDIENCE RESEARCH AND SERVICES DEVELOPMENT 263 PARTNERS CAN USE THIS PURPOSE

Personalised advertising and content, advertising and content measurement,
audience research and services development

 * USE LIMITED DATA TO SELECT ADVERTISING 244 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Advertising presented to you on this service can be based on limited data,
   such as the website or app you are using, your non-precise location, your
   device type or which content you are (or have been) interacting with (for
   example, to limit the number of times an ad is presented to you).
   
   View Illustrations 

 * CREATE PROFILES FOR PERSONALISED ADVERTISING 206 PARTNERS CAN USE THIS
   PURPOSE
   
   Switch Label
   
   Information about your activity on this service (such as forms you submit,
   content you look at) can be stored and combined with other information about
   you (for example, information from your previous activity on this service and
   other websites or apps) or similar users. This is then used to build or
   improve a profile about you (that might include possible interests and
   personal aspects). Your profile can be used (also later) to present
   advertising that appears more relevant based on your possible interests by
   this and other entities.
   
   View Illustrations 

 * USE PROFILES TO SELECT PERSONALISED ADVERTISING 200 PARTNERS CAN USE THIS
   PURPOSE
   
   Switch Label
   
   Advertising presented to you on this service can be based on your advertising
   profiles, which can reflect your activity on this service or other websites
   or apps (like the forms you submit, content you look at), possible interests
   and personal aspects.
   
   View Illustrations 

 * USE PROFILES TO SELECT PERSONALISED CONTENT 71 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Content presented to you on this service can be based on your content
   personalisation profiles, which can reflect your activity on this or other
   services (for instance, the forms you submit, content you look at), possible
   interests and personal aspects, such as by adapting the order in which
   content is shown to you, so that it is even easier for you to find
   (non-advertising) content that matches your interests.
   
   View Illustrations 

 * USE LIMITED DATA TO SELECT CONTENT 46 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Content presented to you on this service can be based on limited data, such
   as the website or app you are using, your non-precise location, your device
   type, or which content you are (or have been) interacting with (for example,
   to limit the number of times a video or an article is presented to you).
   
   View Illustrations 

List of IAB Vendors‎

STORE AND/OR ACCESS INFORMATION ON A DEVICE 265 PARTNERS CAN USE THIS PURPOSE

Store and/or access information on a device

Cookies, device or similar online identifiers (e.g. login-based identifiers,
randomly assigned identifiers, network based identifiers) together with other
information (e.g. browser type and information, language, screen size, supported
technologies etc.) can be stored or read on your device to recognise it each
time it connects to an app or to a website, for one or several of the purposes
presented here.

List of IAB Vendors‎ | View Illustrations 

MEASURE ADVERTISING PERFORMANCE 285 PARTNERS CAN USE THIS PURPOSE

Measure advertising performance

Information regarding which advertising is presented to you and how you interact
with it can be used to determine how well an advert has worked for you or other
users and whether the goals of the advertising were reached. For instance,
whether you saw an ad, whether you clicked on it, whether it led you to buy a
product or visit a website, etc. This is very helpful to understand the
relevance of advertising campaigns.

List of IAB Vendors‎ | View Illustrations 
Back Button


COOKIE LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Reject All Confirm My Choices



Menu

Menu
 * World
 * U.S.
 * Election 2024
 * Politics
 * Sports
 * Entertainment
 * Business
 * Science
 * Fact Check
 * Oddities
 * Newsletters
 * Video
 * Health
 * Photography
 * Climate
 * Spotlight
 * Tech
 * Lifestyle
 * Religion
 * Press Releases
 * ...
   
    * World
      
       * Israel-Hamas War
       * Russia-Ukraine War
       * Latin America
       * Europe
       * Africa
       * Middle East
       * Asia Pacific
       * U.S. News
       * Australia
       * China
   
    * U.S.
    * Election 2024
    * Politics
      
       * Joe Biden
       * Election 2024
       * Congress
   
    * Sports
      
       * AP Top 25 College Football Poll
       * NFL
       * MLB
       * NHL
       * NBA
       * WNBA
       * Soccer
       * Tennis
       * Golf
   
    * Entertainment
      
       * Movie reviews
       * Book reviews
       * Celebrity
       * Television
       * Music
   
    * Business
      
       * Inflation
       * Financial Markets
       * Business Highlights
       * Financial wellness
   
    * Science
    * Fact Check
    * Oddities
    * Newsletters
    * Video
    * Health
    * Photography
    * Climate
    * Spotlight
    * Tech
      
       * Artificial Intelligence
       * Social Media
   
    * Lifestyle
    * Religion
    * Press Releases

Search Query Submit Search
Show Search
 * World
   
    * Israel-Hamas War
    * Russia-Ukraine War
    * Latin America
    * Europe
    * Africa
    * Middle East
    * Asia Pacific
    * U.S. News
    * Australia
    * China

 * U.S.
 * Election 2024
 * Politics
   
    * Joe Biden
    * Election 2024
    * Congress

 * Sports
   
    * AP Top 25 College Football Poll
    * NFL
    * MLB
    * NHL
    * NBA
    * WNBA
    * Soccer
    * Tennis
    * Golf

 * Entertainment
   
    * Movie reviews
    * Book reviews
    * Celebrity
    * Television
    * Music

 * Business
   
    * Inflation
    * Financial Markets
    * Business Highlights
    * Financial wellness

 * Science
 * Fact Check
 * Oddities
 * Newsletters
 * Video
 * Health
 * Photography
 * Climate
 * Spotlight
 * Tech
   
    * Artificial Intelligence
    * Social Media

 * Lifestyle
 * Religion
 * Press Releases
 * 
 * The Associated Press is an independent global news organization dedicated to
   factual reporting. Founded in 1846, AP today remains the most trusted source
   of fast, accurate, unbiased news in all formats and the essential provider of
   the technology and services vital to the news business. More than half the
   world’s population sees AP journalism every day.
   
 * 
 *  * 
      twitter
    * 
      instagram
    * 
      facebook

 * 
 * The Associated Press
    * ap.org
    * Careers
    * Advertise with us
    * Contact Us
    * Accessibility Statement
    * Manage Preferences
    * Terms of Use
    * Privacy Policy

 * 
 * More From AP News
   
    * About
    * AP News Values and Principles
    * AP’s Role in Elections
    * AP Leads
    * AP Definitive Source Blog
    * AP Images Spotlight Blog
    * AP Stylebook

 * 

 * Copyright 2024 The Associated Press. All Rights Reserved.

Keep on reading


Americans’ reliance on credit cards is the key to Capital One’s bid for
DiscoverAmericans have become increasingly reliant on their credit cards since
the pandemic. So much so that Capital One is willing to bet more than $30
billion that they won’t break the habit.AP News
Group 3


Undo

Federal Reserve officials caution against cutting US interest rates too soon or
too muchSeveral Federal Reserve policymakers are warning against cutting U.S.
interest rates too soon or by too much in the wake of recent data showing
inflation stayed unexpectedly high in January.AP News
Group 3


Undo

Walmart to acquire smart TV maker Vizio for $2.3 billion in bid to boost its
advertising businessWalmart is buying the smart TV maker Vizio for $2.3 billion
as it attempts to expand its rapidly growing advertising business to compete
with Amazon.AP News
Group 3


Undo

Turkish central bank keeps its key interest rate unchanged, pausing a series of
hikesTurkey’s central bank has left its key interest rate unchanged at 45%,
pausing a series of aggressive rate hikes aimed at taming high inflation.AP News
Group 3


Undo

' ' '
' ' '


Toyota recalls 280,000 pickups and SUVs because transmissions can deliver power
even when in neutralToyota is recalling about 280,000 pickup trucks and SUVs in
the U.S. The recall is to fix a transmission problem that can let the vehicles
creep forward while in neutral.AP News


Undo

Advertisement: Enpal

Experten einig: Solar lohnt sich nur, wenn Ihr Dach...Advertisement: Enpal


Undo
Advertisement: Interactive Brokers

Open an account today!Help boost your returns with IBKR’s Stock Yield
Enhancement Program. Your capital is at risk.Advertisement: Interactive Brokers


Undo


Labor board: Home Depot violated labor law by firing an employee who drew ‘BLM’
on work apronThe nation’s labor board ruled on Wednesday that Home Depot
violated federal labor law when it fired an employee for refusing to remove the
hand-drawn “BLM” acronym for “Black Lives Matter” from a work apron.AP News


Undo

Gloom settles in over Germany’s economy as businesses remain downbeat about
coming monthsGermany's businesses remain mired in pessimism despite a small
uptick in the latest survey, as Europe’s largest economy struggles with
shortages of skilled labor, slower global trade, and political squabbling.AP
News


Undo

Canadian low-fare airline Lynx Air is shutting down, customers may be on their
own seeking refundsCanadian discount airline Lynx Air is shutting down. The
airline announced late Thursday that it will end all flights on Monday
morning.AP News


Undo


Can a healthier plant-based burger combat falling US sales? Beyond Meat hopes
soBeyond Meat is revamping its signature plant-based burger, hoping that
healthier ingredients will help it boost flagging U.S. sales.AP News


Undo

Vice Media says ‘several hundred’ staff members will be laid off and Vice.com
news site shutteredVice is also looking to sell its Refinery 29 publishing
business, CEO Bruce Dixon said in his memo to staff.AP News


Undo

Checkfox

Eilmeldung aus Bayern: Staat ändert Solar-VorgabenCheckfox
:Advertisement:Advertisement


Undo
Mech Arena - Play For Free on PC

Die Installation lohnt sich allein für die GrafikMech Arena - Play For Free on
PC
:Advertisement:Advertisement
Download


Undo


Executive is convicted of insider trading related to medical device firm
acquisitionProsecutors say an executive at a medical device company has been
convicted in Minnesota of insider trading for a scheme involving negotiations
for the acquisition of the firm that was valued at $1.6 billion.AP News


Undo

A work-from-home tip: Don’t buy stocks after eavesdropping on your spouse’s
business callsA Houston has man has pleaded guilty to securities fraud for
trading on inside information from his wife's business conversations while both
were working from home.AP News


Undo