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 * Forbes.com Privacy Statement
   


   
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 * Effective as of: November 1, 2020
   
   Last Updated: November 18, 2021
   
   Forbes values your privacy.
   
   This Privacy Statement outlines how Forbes Media LLC (“Forbes” “we” “us” or
   “our”) collects, uses, processes, and shares your personal information and
   other information about you (your “user information”) in connection with your
   access to and/or use of Forbes.com and other Forbes owned digital media
   (collectively, the “Site”), including any content, features, services, or
   other offerings that Forbes may provide in connection the Site, such as email
   communications or newsletters that Forbes may send in connection with your
   use of the Site. This Privacy Statement also describes your choices and
   rights regarding the use, access to, correction, or deletion of your user
   information. By using the Site, you acknowledge that you understand that we
   will use your user information in accordance with this Privacy Statement.
   Where required by law, you will also be asked to provide clear and
   unequivocal affirmative consent to the collection, processing, and sharing of
   your user information via cookies and similar technologies. The Site is owned
   and operated by Forbes.
   
   >Notice to EU/UK individuals, residents of California and Nevada, and
   residents of China: this Privacy Statement is intended to comply with: (1)
   Regulation (EU) 2016/679 of the European Parliament and of the Council of the
   European Union 27 April 2016 (the “GDPR”), and the UK equivalent (the "UK
   GDPR"), and provide appropriate protection and care with respect to the
   treatment of your user information in accordance with those laws; the
   California Consumer Privacy Act ("CCPA"); Nevada law; and China’s Personal
   Information Protection Law of PRC (“PIPL”).
   
   QUICK LINKS
   
   Summary
   What this Privacy Statement Covers
   Gathering of Information
   Information Collected
   Voluntary Submission
   Information that We Collect Automatically
   Cookies
   Web Beacons
   Log Files
   Information that We Obtain from Third Party Sources
   Use of Your Information
   To Target Content and Advertising
   To Provide Interactive Communications from the Site
   To Provide Communications from Third Parties
   Sharing of Information
   Aggregate Information with Advertisers
   As Necessary to Provide Services to You
   In the Event of Sale or Bankruptcy
   As Required By Law
   Consent
   Control Of Your Information
   Data Retention
   Security
   Privacy of Children
   Cross-border Transfers
   Law Enforcement Requests
   How to Contact Us
   How Will I Know if the Privacy Statement Is Changed?
   
   SUMMARY
   
   To enhance, personalize, and support your experience on the Site, among other
   things, we collect, use, and share your user information. For example, we use
   aggregated information to develop content targeted to user interests and to
   generally improve the Site’s user experience. As detailed below, your user
   information may also be used by Forbes and its partners to tailor content and
   ads, provide social media features (e.g., features that allow you to share
   content directly to your preferred social media platform), track your
   preferences, analyze traffic, organize Forbes events, and provide similar
   services and content. Forbes is committed to your privacy and will not share
   any user information with any third party without your consent, except as
   outlined in this Privacy Statement or as permitted by law. If you have any
   requests, comments, or questions about this Privacy Statement or your user
   information, please contact us in the manner provided below.
   
   WHAT THIS PRIVACY STATEMENT COVERS
   
   This Privacy Statement applies only to user information collected by us or
   shared with us in relation to our Site. While you may encounter links on the
   Site to other websites, such as those relating to our third-party sponsors,
   advertisers, and other partners (e.g., our affiliate network operators),
   please note that these websites are not covered by this Privacy Statement
   (unless otherwise noted on such site, which may be the case if, for example,
   the site is also owned and operated by Forbes).
   
   This Privacy Statement does not apply to the activities of Forbes’
   third-party sponsors, advertisers, and other partners (e.g. our affiliate
   network operators) that may collect your user information while you access or
   use such third party’s services in connection with your use of our Site (e.g.
   social media and sharing services). The privacy and information practices of
   those third parties are not covered by this Privacy Statement. To learn more
   about such third party policies, we encourage you to read and review the
   privacy statements of each third party service that you may choose to use.
   
   As a general reminder, please think carefully before you decide to put
   anything on the internet. For example, if you voluntarily disclose user
   information in chat areas or bulletin boards (e.g., comments sections), that
   information could be seen and used by others, and may result in unsolicited
   messages from others. We are not responsible for the user information you may
   choose to submit in these public forums. To request removal of your user
   information from our blog or community forum, please contact us as provided
   below. In some cases, for legal retention purposes or technical limitations
   (e.g., the data may not be searchable), we may not be able to remove user
   information voluntarily disclosed by you in such forums, in which case, we
   will notify you.
   
   GATHERING OF INFORMATION
   
   Section Overview: We collect user information when you use the Site.
   Sometimes you may submit it to us yourself, other times it may be collected
   automatically. You can manage and change your preferences as outlined below.
   
   INFORMATION COLLECTED
   
   When you use the Site, your user information may be collected, used, and
   shared in a variety of manners. As detailed below, the type of user
   information collected may vary, but may include, among other things, user
   information that you voluntarily submit (e.g., when setting up an account or
   submitting a registration or application---including when signing up for a
   paid subscription or event---you may submit your contact information, social
   media account handles, and/or professional information), user information
   automatically collected about your usage of the Site (e.g., the content that
   you choose to view), and user information that our third party partners may
   share with us if such third party partners have previously received your
   consent to do so or are otherwise permitted by applicable law.
   
   VOLUNTARY SUBMISSION
   
   Forbes may collect user information (including personal information) that is
   voluntarily provided by you or with your permission. For example, we may ask
   you for user information, such as your email address, when you register to
   become a member of the Site or register for a Forbes-produced live event. You
   may also provide user information to Forbes in other contexts, including, for
   example, on your member profile page and public profile URL (for example, if
   you choose to add content to your profile page, such as photos, videos or
   other information about you and your interests), to enter into a sweepstakes,
   contest, or promotion, or to apply for consideration in connection with a
   Forbes list or similar accolade (e.g., Under 30 list applications).
   
   In the event you order something from the Site or one of our co-branded
   websites, or if you sign-up for a paid subscription (or a free trial of a
   paid subscription), we may request additional user information, such as your
   address, telephone number and credit card information, in order to complete
   the order. You may also provide us with other information at the same time,
   such as your choice of subscription term or type of subscription. If you
   choose to sign up for a paid subscription via your social media profile
   (further information on this below under "Information that We Obtain from
   Third Party Sources"), we may also receive some limited information about you
   from that social media provider. Where you sign-up for paid subscriptions as
   a gift option (e.g., on behalf of a friend or colleague, the gift recipient),
   you may provide us with this information on behalf of the gift recipient.
   
   You always have the option not to provide the information we request. If you
   choose not to provide the information we request, you can still visit most of
   the Site, but you may be unable to access certain options and services, such
   as paid subscription content. If you wish to provide user information to us
   about a third party, such your friend or colleague, in connection with a
   referral, gift subscription, recommendation, nomination (e.g., Under 30 list
   nomination), or other purpose, please only do so if you have the permission
   of that third party. When you register or become a member of the Site or
   provide information to Forbes in any other manner, you agree to provide only
   true, accurate, current and complete information.
   
   INFORMATION THAT WE COLLECT AUTOMATICALLY
   
   When you visit our Site, we may collect certain user information
   automatically from your device. In some territories, including California,
   the European Economic Area ("EEA"), the United Kingdom (the EEA and the
   United Kingdom, together "Europe"), and China, this information may be
   considered personal data or personal information under applicable data
   protection laws.
   
   Specifically, the user information we collect automatically may include
   information like your IP address, device type, unique device identification
   numbers, browser-type, broad geographic location (e.g., country or city-level
   location) and other technical information. We may also collect user
   information about how your device has interacted with our Site, including the
   pages accessed and links clicked.
   
   Collecting this information enables us to better understand the visitors who
   come to our Site, where they come from, and what content on our Site is of
   interest to them. We use this information for our business and commercial
   purposes, including internal analytics purposes and to improve the quality
   and relevance of our Site to our visitors. With respect to any content that
   is subject to a paywall, we also use this information to notify users via a
   notice on the Site when they have read their quota of "free" content (and
   would need to purchase a subscription to continue reading additional
   articles).
   
   Some of this information may be collected using cookies and similar tracking
   technology, as explained further below.
   
   COOKIES
   
   A cookie is a small data file that is written to your computer's hard drive
   by your web browser. A cookie file can contain and/or automatically collect
   user information, such as a user identification code or IP address, that a
   website will use to track the pages and number of times you have visited. The
   data read from these cookies may be linked to your user information, so our
   use of these cookies may allow us to better understand how you use our Site,
   or to serve you with personalized advertising.
   
   In particular, we and our partners use cookies and similar technologies on
   the Site for our business purposes of personalizing and optimizing your
   browsing experience and the Site by:
   
    * providing you with tailored content and advertisements (see below for more
      information),
    * enabling social media features,
    * safeguarding against spam and malware,
    * analyzing trends, traffic, and user behavior,
    * administering the Site, including triggering paywalls for certain content
      as appropriate,
    * gathering demographic information about our user base as a whole,
    * tracking web and advertising analytics throughout the Site and its
      affiliate websites,
    * remembering your preferences and voluntarily-submitted information (e.g.
      custom video playlists, preferences, job title, story ratings, membership
      status),
    * performing location-related functionalities and analytics,
    * participating in market research (e.g., Site ratings), and
    * educating ourselves about how we can continue to improve the Site and its
      various elements.
   
   Cookies fall into the subcategories below.
   
   Required Cookies. Certain cookies are used for specific purposes that are
   essential to your secure use and navigation of the Site. Without them, Forbes
   may not be able to provide core Site functions and features to you, and the
   Site would not operate as well as you or Forbes would like. These cookies
   collect and use information such as your server preferences, single-session
   data and corresponding identifier, web beacons and log files (detailed
   below), and other credential-related information.
   
   Functional Cookies. Other cookies may be used to collect and process
   information about your preferences and similar choices in connection with the
   Site in order to optimize your browsing experience (e.g., various local
   preference settings; which geographically-customized version of the Site and
   related content you may prefer e.g., Forbes US, Forbes Asia, Forbes Europe).
   Functional cookies include social media cookies, which collect information
   about your social media usage and other data you may have provided in
   connection with such usage (if you access the Site through a social media
   website or mobile application, you may have social media cookies). If you
   wish to modify or change your social media cookies, please visit and review
   the settings on your applicable social media account(s). Functional cookies
   also include analytics cookies, which provide us with data that allows Forbes
   to better understand its users and improve the Site based on what we have
   learned from that data.
   
   Advertising Cookies. To help support the Site and further tailor your
   experience, Forbes and its advertising partners (and/or their third-party
   analytics providers) may also use cookies on the Site to personalize the
   content and advertisements you may be shown. Such advertisements use cookies
   to provide you targeted advertisements that may be more consistent with your
   interests than non-targeted advertisements. Certain Forbes advertising
   partners may also use cookies to monitor or track the performance of their
   advertising content, including native advertising content (e.g., BrandVoice).
   Forbes does not provide user information to advertising partners except in
   connection with the Site or as required by law.
   
   If you would like to manage your cookie preferences or learn more information
   about this practice and your right to decline (or opt-out of) cookies placed
   by some or all of these companies, please click here. If you are a California
   resident and to the extent our use of cookies qualifies as selling personal
   information under the CCPA, you can opt out of that sale by clicking the
   “Cookies on Forbes” tab or by contacting us as indicated below.
   
   Please be aware that if you do choose to disable the receipt of cookies from
   our Site, you may not be able to use or benefit from certain features of the
   Site, particularly the features that are designed to personalize your
   experience.  To learn more about the use of cookies in online advertising
   including how to manage or delete them click here.
   
   Most web browsers automatically accept cookies, but generally allow users to
   modify their browser settings to display a warning before accepting a cookie,
   to accept cookies only from certain websites, and/or to refuse all cookies.
   Please do review your web browser settings if you want to use your web
   browser to control our cookies.
   
   WEB BEACONS
   
   We may use web beacons (invisible images often referred to as pixel tags or
   clear GIFs) on our Site for our business purposes of recognizing users,
   assessing traffic patterns, identifying preferred content and measuring site
   engagement. We may also include web beacons in our email communications,
   including newsletters, in order to measure engagement with our communications
   (e.g., to count how many, and when, email communications have been opened, or
   which links in such communications have been clicked on).
   
   Forbes and its partners (including advertisers, ad servers, and affiliate
   link e-commerce providers) may also use web beacons to collect various data
   provided by your browser while you are on our Site and elsewhere (i.e.,
   outside of the Site) where we may be acting as a third party. This data is
   collected in the aggregate, but may include or be associated with other user
   information that users have voluntarily submitted. As we do not control or
   have access to the manner in which these third parties may use cookies or
   other tracking technologies, Forbes is not responsible for the privacy
   practices of these third parties (if you have questions about any of these
   third parties, we encourage you to review their corresponding privacy
   policies).
   
   LOG FILES
   
   The Site’s web and ad servers log information about a user's IP address,
   browser type and the current URL the user is requesting. This information is
   always provided by a user's browser and automatically logged by most
   websites. These log files are stored in a secure location and used for our
   business purpose of internal analysis of traffic patterns within our Site.
   
   INFORMATION THAT WE OBTAIN FROM THIRD PARTY SOURCES
   
   From time to time, we may collect personal information about you from third
   party sources (including data append services such as public or social graph
   data, or social media websites if you have chosen to log in or connect your
   social media with our Site) which we will use for our business or commercial
   purposes (for example, in order to better serve you with content or
   promotions). However, we will only use this information where these third
   parties either have your consent or are otherwise legally permitted or
   required to disclose your personal information to us.
   
   When you sign into our Site or purchase a paid subscription on our Site using
   a social media log-in, you give permission to that social media company to
   share certain information with us. For example, if you sign in or purchase a
   subscription using Facebook or LinkedIn, you give permission to Facebook or
   LinkedIn (as applicable) to share with us your email address and certain
   other information contained in your profile on that social media platform
   (but only if you have made this information public in your corresponding
   Facebook or LinkedIn profile). This will be limited to your full name, age
   range, profile picture (if you have one) and link to your Facebook or
   LinkedIn profile (as applicable). If you log-in or purchase a subscription
   using your Google account, you give Google permission to share personal data
   with us that you have made public in your Google profile. This will be
   limited to your full name, your email address (and whether your email has
   been validated), your age range, your profile picture (if you have one) and a
   link to your Google profile. If you log-in or purchase a subscription using
   your Apple ID, you give Apple permission to share your personal data with us
   (however, you can choose to hide your email address and instead Apple will
   create a random email address so that your personal email can stay private).
   This email address will be linked to your account and will be used to allow
   you to access your subscribed content.
   
   We will use this information to form a profile for your account, or to enable
   you to purchase a paid subscription. If you later remove the Site from your
   Facebook or LinkedIn settings, Google settings, or Apple ID, we will no
   longer have access to this information. However, this will not affect our
   ability to use the information that we already received when you first set up
   your account (or purchased a subscription) using that social media login, as
   long as we continue to need to use it for the purposes as described in this
   Privacy Statement.
   
   USE OF YOUR INFORMATION
   
   Section Overview: Our primary goal in collecting, using, and sharing user
   information is to enhance your experience on the Site, support the Site, and
   improve its features, performance, and other elements. Your user information
   may be used for the purposes outlined below, and we may combine user
   information you provided us with information we automatically collected or
   collected from third parties to better understand you and to better
   facilitate the uses described below, like serving you more targeted content
   and advertising. We will not use your user information without a valid legal
   basis to do so.
   
   TO TARGET CONTENT AND ADVERTISING
   
   Forbes may use your user information for advertising purposes in order to
   promote our Site or our other products or services, and the products and
   services of third parties. To develop and provide content and advertising to
   you that is targeted to your interests, we use the analytics collected by the
   systems described above to determine which areas of our Site you prefer based
   upon the frequency of your visits and engagement with those areas. We may
   make reasonable assumptions based on your browser provided data to target
   relevant content and advertising to you on our site and elsewhere where we
   may be acting as a 3rd party. We may also make reasonable geographic and
   demographic assumptions based on your presented IP address to target relevant
   content and advertising.
   
   TO PROVIDE INTERACTIVE COMMUNICATIONS FROM THE SITE
   
   To enhance your experience, we may provide you with interactive
   communications, such as notifications of activity by topic or contributor to
   the email address that you provide to us. Such interactive communications are
   provided only to those users who have expressly provided us with their
   permission to receive them as part of their user profile.
   
   From time to time we may provide emails highlighting new features, promotions
   or contests on the Site to those users who have expressly provided us with
   their permission to send such communications as part of their user profile,
   or where we are otherwise permitted by law.
   
   TO PROVIDE COMMUNICATIONS FROM THIRD PARTIES
   
   We respect the privacy of our users and will not disclose or distribute our
   user list to any third party, nor will we permit anyone else to do so.
   However, for users who have opted into receiving communications about Forbes’
   third-party partners, Forbes may email such users information about
   third-party partners Forbes thinks such users may be interested in, though
   Forbes will not share user information with its partners in these situations.
   Forbes may also make available, including for rental, its list of registrants
   and users who have expressly provided Forbes with their permission to share
   their user information with third parties in order to receive third-party
   offers. Such permission may sometimes be provided as part of your user
   profile. In those cases, your user information will be transferred to the
   third party consistent with the consent you provided to Forbes. You can
   remove your consent to this use or modify your related user information by
   contacting Forbes as indicated below. If you are a resident in mainland China
   and want to know more information about these third parties, you may contact
   us using the contact information below.
   
   SHARING OF INFORMATION
   
   You may be requested to voluntarily provide certain user information during
   your use of the Site. If you choose to do so, that user information may be
   shared with Forbes as well as our business partners, third party vendors and
   service providers who fulfil our business purposes. These third parties
   provide hosting and other services for Forbes (for example, to support on the
   delivery of, provide functionality on, or help to enhance the security of our
   Site), and otherwise process user information for purposes that are described
   in this Privacy Statement or notified to you when we collect your user
   information. If you are a resident in mainland China and want to know more
   information about these third parties, you may contact us using the contact
   information below.
   
   We use third parties for a number of business purposes, including to provide
   credit card processing, to provide email services and to host services on the
   Site. When you sign up for such services, we will share your user information
   only as necessary for the third party to provide that service. These third
   parties are prohibited from using your user information for any other
   purpose. With respect to credit card processing, we do not collect, store, or
   process any credit card information. If you do not want your information to
   be shared, you can choose not to allow the transfer of your information by
   not using that particular service.
   
   In addition, if you provide any user information via an advertiser promotion,
   please be aware you are directly providing your user information to that
   advertiser. Similarly, we may share certain attendee user information with
   sponsors of our live events (e.g., attendee name, title, company name),
   subject to applicable law. If you are a California resident, you may click
   here to opt out of this activity or contact us as provided below.
   
   From time-to-time we may provide you the opportunity to participate in
   contests or surveys on our site. If you participate, we will request certain
   user information from you, such as your name and email. Participation in
   these surveys or contests is completely voluntary and you therefore have a
   choice whether or not to disclose this information. We use this information
   to notify contest winners and award prizes.
   
   We may use a third party service provider to conduct these surveys or
   contests; that company will be prohibited from using our users' user
   information for any other purpose. We will not share the user information you
   provide through a contest or survey with other third parties unless we give
   you prior notice and choice.
   
   As noted above, you may be able to log in to our site using sign-in services
   that bridge your social media login information with the Site. These services
   will authenticate your identity and provide you the option to share certain
   user information with us such as your name and email address to pre-populate
   our sign up form or subscription order. These services give you the option to
   post information about your activities on the Site to your profile page to
   share with others within your network. The Site includes social media
   features, widgets and/or interactive mini-programs that run on the Site.
   These features are small content modules that can be embedded on the Site (or
   other sites) and may collect your IP address, which page you are visiting on
   the Site, or set a cookie to enable the feature to function properly. Social
   media features and widgets are either hosted by a third party or hosted
   directly on the Site. Your interactions with these features are governed by
   the privacy policy of the company providing it.
   
   We offer widgets that are hosted on the Site, like our embeddable video
   player. Use of the Forbes.com widgets is subject to the Site terms of use,
   but downloading or embedding these widgets on other websites is not covered
   by this privacy statement.
   
   AGGREGATE INFORMATION WITH ADVERTISERS
   
   Forbes derives the majority of its revenue on the Site from advertising, and
   sharing information is essential to keeping our services affordable to users.
   In order to attract and retain advertisers, we use the aggregated,
   information that we gather (as well as aggregated information from
   third-party market researchers and providers) to describe our services to
   partners and to assist our advertisers and sponsors to better understand our
   audience.
   
   We partner with third party ad networks to either display advertising on the
   Site or to manage our advertising on other sites. Our ad network partners use
   cookies and web beacons to collect user information about your activities on
   the Site and other websites to provide you targeted advertising based upon
   your interests.
   
   If you wish to not have this information used for the purpose of serving you
   targeted ads, you may opt-out or modify your choices by clicking here, if you
   are a California resident, by clicking the “Cookies on Forbes” tab or, if
   located in the Europe or, by clicking here. Please note this does not opt you
   out of being served advertising. You will continue to receive non-targeted
   ads.
   
   AS NECESSARY TO PROVIDE SERVICES TO YOU
   
   We occasionally hire other companies to provide limited services on our
   behalf, such as handling the processing and delivery of newsletter mailings,
   processing transactions, or performing statistical analysis of our services.
   We will only provide those companies the user information they need to
   deliver the service. In some instances, these companies may collect user
   information directly from you. In these cases, you will be notified of the
   involvement of the external service provider. In all cases, these companies
   are subject to agreements that require them to maintain the confidentiality
   of your user information and they are prohibited from using that information
   for any other purpose.
   
   IN THE EVENT OF SALE OR BANKRUPTCY
   
   The ownership of the Site may change at some point in the future. Should that
   occur, we want this site to be able to maintain a relationship with you. In
   the event of an (actual or potential) sale, merger, public offering,
   bankruptcy, acquisition of any part of our business, or other change in
   control of Forbes, your user information may be shared with the person or
   business that owns or controls (or potentially will own or control) this
   Site, provided that we inform the buyer (or prospective buyer) that it must
   use your user information only for the purposes disclosed in this Privacy
   Statement. In this case, we may notify you if applicable law requires, such
   as China’s PIPL.
   
   AS REQUIRED BY LAW
   
   Forbes may disclose your user information to any competent law enforcement
   body, regulatory, government agency, court or other third party where we
   believe disclosure is necessary: (i) as a matter of applicable law or
   regulation (such as to comply with a subpoena or in the good faith belief
   that such action is necessary to conform to the edicts of the law), (ii) to
   protect your safety or the safety of others, (iii) to investigate fraud or
   comply with a judicial proceeding, court order or legal process served on
   Forbes, or (iv) to protect and defend the rights or property of Forbes. In
   this case, we may notify you if applicable law requires.
   
   CONSENT
   
   Forbes may disclose your user information to any other person with your
   consent.
   
   Notice to Visitors in the Europe and China: As outlined in this Privacy
   Statement, Forbes will not process your user information without a lawful
   basis to do so.  Our legal basis for collecting and using your user
   information as described above will depend on the user information concerned
   and the specific context in which we collect it.  In general, Forbes will
   process your user information on the legal bases of consent, contract (if you
   have entered into an agreement with us and such processing is a necessary
   part thereof), or legal obligation (as noted above).  If we ask you to
   provide user information to comply with a legal requirement or so we can
   perform a contract with you, we will make this clear at the relevant time and
   advise you whether the provision of this user information is mandatory or not
   (as well as of the possible consequences if you do not provide this user
   information). 
   
   Forbes may also process certain user information on the basis of the
   following legitimate interests in accordance with applicable laws such as the
   GDPR, provided that such interests are not overridden by your privacy rights
   and interests: delivering and continuing to develop and improve the Site,
   learning from your behavior on the Site (e.g., analyzing traffic) to better
   serve you and other Site users, helping us modify or enhance the Site and its
   content, receiving insight as to what users do (and don’t) like about our
   Site or aspects thereof, and providing a stable, consistent, and secure user
   experience in connection with the Site.
   
   CONTROL OF YOUR INFORMATION
   
   Section Overview: You have a variety of rights regarding the use and control
   of your user information.
   
   Upon a verifiable request, Forbes will provide you with information about
   whether we hold any of your user information. Registered users may change the
   information stored in their member profile such as image, name, password,
   location, country and the topics and contributors they are following at any
   time by visiting their member profile page at
   https://blogs.forbes.com/account/. All users may elect to stop receiving
   marketing material from Forbes or on behalf of external third party business
   partners by following instructions at the end of any such email received. 
   Your rights and controls with respect to the user information that may be
   collected, used, or shared in connection with cookies are outlined above.
   
   You may request to delete or modify your personal account and/or any user
   information you may have voluntarily submitted to us (e.g., information that
   you provide to register for a Forbes event) if you wish to do so, provided we
   are able to verify your identity in accordance with applicable law.
   
   You may also ask to opt-out of marketing communications from Forbes or on
   behalf of external third party business partners by following the unsubscribe
   instructions at the end of the email received (you can exercise this right by
   clicking on the "unsubscribe" or "opt-out" link in the marketing emails
   sent). To opt out of other forms of marketing, please contact us using the
   details below. In addition, you may request to have user information
   maintained by Forbes deleted subject to the Data Retention section below,
   provided Forbes is able to verify your identity in accordance with applicable
   law.
   
   European Residents Only: you may ask us to access, correct, update or delete
   your user information; you may object to our processing of this information;
   and you may ask us to restrict our processing of your user information, or
   request portability of your user information. Forbes will, however, need to
   verify your identity in accordance with applicable law. Similarly, if we have
   collected and processed your user information with your consent, then you can
   withdraw your consent at any time. However, please note that withdrawing your
   consent will not affect the lawfulness of any processing we conducted prior
   to your withdrawal, nor will it affect processing of your user information
   conducted in relation on lawful processing grounds other than consent. You
   also have a right to complain to a data protection authority about our
   collection and use of your user information. For more information, please
   contact your local data protection authority.
   
   California Residents Only: If you are a California resident, you are entitled
   to request notice of certain information about the user information that we
   may share with third parties for marketing purposes (e.g., the categories of
   user information shared, and contact information of applicable third
   parties), as well as request that we disclose to you what personal
   information we collect, use, disclose and sell about you, and the right to
   request deletion of personal information we collect or maintain about you.
   Forbes will, however, need to verify your identity in accordance with
   applicable law by matching certain pierces of information provided in your
   request with the information contained in Forbes’ systems. If you would like
   to exercise any of these rights, please use the CCPA webform or email
   provided in the “How to Contact Us” section below. You also have the right to
   opt out of the sale of your personal information (as defined by applicable
   law), which you may exercise by clicking Do Not Sell My Personal Information,
   and to not be treated in a discriminatory manner for having exercised your
   rights regarding your privacy rights under the CCPA.
   
   Nevada Consumers Only: If you would like to submit a request pursuant to
   Nevada law, please contact us as provided below.
   
   China Residents Only: if you are a mainland China resident, you have the
   right to access, correct, and delete your personal information. You can also
   request to restrict or object us to certain processing of your personal
   information, and request portability of your user information. If you cannot
   understand this Privacy Statement, you are entitled to request explanations
   of how we process your personal information. If you are a close relative of a
   person in China who is now deceased, you can request to access, correct and
   delete their personal information. You can exercise these rights under PIPL
   via the methods provided for under the “How to Contact Us” section below. For
   more information, please contact your local data protection authority.
   
   To make any request under this section, please use the applicable webform or
   email us as outlined below from the email address associated with your
   account. We will need to verify your identify according to applicable law,
   which may require that we ask you for additional information to confirm your
   identity. We will do our best to respond to your request within 30 days and,
   in any event, we will respond within the timeframe required by applicable
   law.
   
   You can modify your cookie preferences by following the procedure outlined in
   the Cookie section of the Privacy Statement above. Of course, if you have any
   questions, please contact us as outlined below.
   
   DATA RETENTION
   
   We will retain your user information for as long as your account is active or
   as needed to provide you the Site, unless you have revoked your consent or
   requested to delete certain user information; and we may retain certain user
   information for specific legitimate interests where we have an ongoing
   business need (for example, relating to core Site functionalities (such as
   fraud-prevention and account recovery), or to comply with applicable tax,
   legal or accounting requirements).
   
   When we have no ongoing legitimate business need to use your user
   information, we will delete it or, if this is not possible (for example,
   because your personal information has been stored in back-up archives), then
   we will securely store your personal information and isolate it from any
   further processing until deletion is possible.
   
   SECURITY
   
   Section Overview: We care about the protection of your user information and
   use appropriate technical and organizational security measures (including
   industry standard safeguards) to do so.  The measures we use are designed to
   provide a level of security appropriate to the risk of processing of your
   user information.  Of course, it’s important to keep in mind that no data
   transmission on the Internet is guaranteed to be 100% secure.
   
   Your user information is stored on Forbes servers located in the United
   States. We use industry standard physical, electronic, and organizational
   safeguards to protect your user information against loss or theft as well as
   unauthorized access and disclosure to protect your privacy. We treat data as
   an asset that must be protected against loss and unauthorized access. We
   employ many different security techniques to protect such data from
   unauthorized access by users inside and outside the company. However,
   "perfect security" does not exist on the Internet.  If you are concerned that
   your privacy may have been breached, please contact us as provided below.
   
   PRIVACY OF CHILDREN
   
   Section Overview:  The Site is intended for people who are at least 16 years
   of age. 
   
   If you are less than 16 years old, please do not send any user information to
   us--including information such as your name, address, or email address. We do
   not knowingly collect (nor do we wish to collect) any user information from
   children under the age of 16.  If we learn we have collected any user
   information from a child under the age of 16, we will delete that information
   from our database and terminate the corresponding account, if any.  We
   encourage you to discuss the Site with your parent or guardian.
   
   CROSS-BORDER TRANSFERS
   
   Section Overview: Your user information may be transferred to, and processed
   in, countries other than the country in which you reside in connection with
   your use of the Site or our use of your user information. These countries may
   have data protection laws that are different to the laws of your country.
   Specifically, if you access or use the Site outside of the United States,
   your user information will be transferred to our servers in the United
   States.
   
   However, we take appropriate safeguards to require that your personal
   information will remain protected in accordance with this Privacy Statement.
   Forbes still participates in and has certified its compliance with the
   EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework,
   and where applicable, Forbes use the UK and EEA Standard Contractual Clauses
   for cross-border transfers. To learn more about the Privacy Shield Framework,
   visit the U.S. Department of Commerce's Privacy Shield List at
   https://www.privacyshield.gov/list. Forbes is responsible for the processing
   of personal data it receives, under each Privacy Shield Framework, and
   subsequently transfers to a third party acting as an agent on its behalf.
   Forbes complies with the Privacy Shield Principles and Standard Contractual
   Clauses for all onward transfers of personal data from Europe and
   Switzerland, including the onward transfer liability provisions. With respect
   to personal data received or transferred pursuant to the Privacy Shield
   Frameworks, Forbes is subject to the regulatory enforcement powers of the
   U.S. Federal Trade Commission. In certain situations, Forbes may be required
   to disclose personal data in response to lawful requests by public
   authorities, including to meet national security or law enforcement
   requirements. If you have an unresolved privacy or data use concern that we
   have not addressed satisfactorily, please contact our U.S.-based third party
   dispute resolution provider (free of charge) at
   https://feedback-form.truste.com/watchdog/request. Under certain conditions,
   more fully described on the Privacy Shield website at
   https://www.privacyshield.gov/article?id=How-to-Submit-a-Complaint, you may
   invoke binding arbitration when other dispute resolution procedures have been
   exhausted.
   
   We have implemented similar appropriate safeguards with our third party
   service providers and partners and further details can be provided upon
   request.
   
   LAW ENFORCEMENT REQUESTS
   
   Section Overview: Our position when it comes to responding to law enforcement
   requests for the disclosure of personal information.
   
   Forbes takes the protection of your personal information very seriously; and
   is committed to acting as a responsible data custodian. If we become aware
   that any law enforcement, regulatory, judicial or governmental authority
   ("Authority") wishes to obtain access to, or a copy of, the personal
   information that we hold about you (whether on a voluntary or mandatory
   basis) (a "Request"), then we commit to the following: (1) we will
   investigate the Request before responding, to ensure that it is a valid
   request made under applicable law; and (2) we will only disclose personal
   information to the Authority in response to the Request where we are legally
   required to do so and in accordance with applicable lawful process. The only
   exception to these commitments is where we reasonably believe (in good faith)
   that the urgent provision of the requested personal information per the
   Authority's Request is necessary to prevent an imminent risk of serious harm
   to any individual. However, in any event, we shall never knowingly disclose
   personal information in a massive, disproportionate or indiscriminate manner,
   which goes beyond what is necessary in a democratic society.
   
   We also ensure that, in accordance with good industry practice, we have in
   place security measures to protect your personal information from
   interception, including in transit between our different systems and devices.
   This includes having in place network protection to deny attackers the
   ability to intercept data and the encryption of your personal information
   while in transit, to deny attackers the ability to read data.
   
   HOW TO CONTACT US
   
   Section Overview: Please contact us if you have any questions or requests.
   
   If you are an individual in Europe and would like to make a request pursuant
   to the General Data Protection Regulation (GDPR), click here.
   
   If you are a California resident and would like to make a request pursuant to
   the California Consumer Privacy Act (CCPA), click here.
   
   If you are a Nevada consumer and would like to make a request pursuant to
   Nevada law, click here.
   
   If you are a China resident and would like to make a request pursuant to
   Personal Information Protection Law of PRC (PIPL), click here.
   
   If you have any other questions regarding this Privacy Statement or how to
   remove or modify your user information or related consents, please feel free
   to contact us at privacy@forbes.com or Forbes Media, Privacy Team - Customer
   Service, 499 Washington Blvd., 9th Floor, Jersey City, NJ 07310. The data
   controller of your user information is Forbes Media LLC.  You may contact our
   EU and UK GDPR Data Protection Officer at gdpr.dpo@forbes.com and, if you are
   writing from the UK, you may contact our UK representative at Forbes Media -
   UK Representative, 151 Wardour Street, Offices 201-203, London, W1F 8WE. If
   you are writing from the EEA, you may contact our EEA GDPR Representative at
   Forbes@LionheartSquared.eu or Lionheart Squared (FAO Forbes Media), 2
   Pembroke House, Upper Pembroke Street 28-32, Dublin, D02 EK84 Ireland.
   
   If you are a California resident who has a disability and requires assistance
   to access this Privacy Statement in an alternative format, contact us by any
   of the methods set out here. You can access a printable copy of this Privacy
   Statement by printing this page. If you are a China resident who has a
   disability to understand this Privacy Statement or has further questions to
   exercise your rights under PIPL, please contact use by any of the methods set
   out here.
   
   HOW WILL I KNOW IF THE PRIVACY STATEMENT IS CHANGED?
   
   We may update this Privacy Statement from time to time in response to
   changing legal, technical or business developments.  This Privacy Statement
   describes our data handling practices for the 12 months prior to the date on
   which it was last updated. When we update our Privacy Statement, we will take
   appropriate measures to inform you, consistent with the significance of the
   changes we make.  For example, if we make any material changes we will notify
   you by email (sent to the email address specified in your account) or by
   means of a notice on this Site prior to the change becoming effective. We
   will obtain your consent to any material changes if and where consent is
   required by applicable laws.  We encourage you to periodically review this
   page for the latest information on our privacy practices.
   
   Note on Translated Version(s): For your convenience, Forbes may make
   translated versions of this Privacy Statement available on the Site.  In the
   event that the terms of any such translated version conflict with the terms
   of the English version, the terms of the English version of this Privacy
   Statement will apply.

   

   
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