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Payoff Debt & Save For Retirement Without Changing Your Income

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Get control of your money with a personalized road map and accelerate the path
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The book follows the story of Paul Smith, a man who can't pay his bills,
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Desperate for help, fate brings him into contact with Mary Sessions, a retired
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Personalized Debt Elimination Road Map 
Debt Down™ Online Tool, 1-Year Access
The Debt Down Tool is your personalized debt elimination roadmap, showing you
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Personal Financial Assessment
Personal Financial Assessment - Video & PDF
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My Spending Plan Roadmap
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The My Spending Plan Tool helps you identify the most important financial goals
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This system pays for itself in the first 30 days...
 Within the first 30 days that you read the book, implement the 4 laws, and use
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Our mission is to empower families to achieve financial prosperity. 
But we can't do it for you. Join us today.
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 100% Secure. We'll get your payment and shipping information on the next page.


Testimonials from People Like You...
Many families and individuals have used the 4 Laws to change the way they see
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We like to say, "It's More Than Money... It's Your Hopes, Your Dreams, Your
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Join us today and begin traveling your path leading to financial prosperity. 

"Years ago, my wife and I read "The 4 Laws" and implemented the laws using the
Debt Down tool. We crawled out of a $90,000 credit card hole in 2 and 1/2 years.
The laws worked so well, (then) we quit using them, and are now back in that
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-Ward, Montana







“Hope for the financially hopeless! At last! A finance book I can read like a
story! Not boring, lecturing, or intimidating like other books of this nature.
This book literally saved my financial future. I am now on the road to debt free
prosperity and feeling great about life. My perspective on money and how I spend
it has changed completely.”

-Anonymous



“My wife and I activated our account (Debt Down tool), one month and one day ago
and we feel blessed to have your product as not only as a financial tool but
also a marital aid. I say this because it has enhanced our communication on how
money is spent, which as you know is a leading cause of marriage failures in our
country. It has also allowed us to set better goals for our financial future and
see how small decisions made today have a direct impact on our future. 

As another tangible result of our first month on the program, we have found
literally hundreds of wasted dollars a month in our budget and have been able to
make changes based on this new information that will allow us to contribute
aggressively NOW to our church’s new building expansion program. God bless you
for this awesome tool! I tend to share it with every person I meet!”

-T. Stewart, California

“This should be required reading in every high school... This is the second time
I’ve bought this book because I sent the first one to someone I thought needed
it. Now I am trying to get my son to take control of his finances and can’t
think of a better way for him to learn the rules.”

-Coy Layne





"Take an evening to read this book. It’s an easy read, but be warned: if you put
the 4 laws into practice, it will change your life! As a financial advisor, I
have read dozens of books and attended many seminars on debt reduction; NONE of
which could match this book’s simplicity and applicability to ANY person in any
situation without changing your income! That’s no exaggeration. This book is a
tome of wisdom that should be required reading.

I have given copies of this book to clients, friends, and every member of my
family. Truly the most life-changing book I’ve read since Stephen Covey’s ‘7
Habits of Highly Effective People’."

-Financial Advisor, Seattle, Washington

“…We have a 22-year-old son who, like other kids his age, wants to move out. He
has a part-time job but doesn’t have a clue on how to manage his money. We told
him before he moves out, he needs to learn how to use a checking account besides
using a debit card and how to manage a credit card. We also told him to
read “The 4 Laws to Financial Prosperity”, just reading one chapter a night. He
agreed to do these things, but with no enthusiasm, just to satisfy us. 

After the first day, my son told me that he thought the book was really good.
I asked him if he finished the first chapter and he replied that he had read 4.
He also told me that he had told his friends what we were making him do, I.e.
read the book, checking account, credit card, and they told him that they wished
their parents would have done that for them before they moved out. Now a couple
of his friends also want to read the book. We are continuing to work on having
him track his expenses so he can see what he needs to be making to go out on his
own and succeed. As you can see, my family has benefited from your services.”

-Lynn Munns, a Concerned and Loving Parent



"I just wanted to express my sincere appreciation for the Debt Down online
service. I began utilizing the Debt Down tool and 4 Laws over three years ago.
In that time, I significantly increased my level of savings as well as reducing
my debt by 40%! 

-A. Moreno



We Want You To Succeed
Take Action Today, Begin Experiencing Results
Our mission is to empower families to achieve financial prosperity. But we can't
do it for you. You have to decide to take action and begin taking back control
of your money. 


This system helps families and individuals to feel the peace and prosperity that
comes from eliminating debt. We know you will experience this too.



Don't hesitate to reach out to us with any questions. 
service@thefinancialwellnessgroup.com





Yes, I Want to be Debt-free FREE Book + 4 Laws Prosperity Tools for $147


Don't forget, this is a limited-time offer!
This is your chance to claim the best deal of the year on the 4 Laws Book + the
4 Laws prosperity Tools
So act today! 


Get yours today and learn the time-tested secrets that you can use to gain more
freedom, peace, and prosperity than you ever imagined possible.

Grab This Amazing Deal Get the system for $147 today!

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