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Effective URL: https://www.truist.com/
Submission: On July 22 via manual from IN — Scanned from US
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Text Content
Skip to main content Truist Homepage Open Account * Featured accounts * Banking accounts * Savings accounts * Credit cards * Loans * Mortgages * Small Business * Investments * Wealth Sign in * Personal * Small Business * Wealth * Commercial, Corporate & Institutional * Search * Locations * Contact * Español * More About Truist Care Fraud and security Payment relief Careers, opens in new tab Privacy Legal Truist Homepage * Checking & savings CHECKING * Truist One Checking * Truist Confidence Account * Visa® Debit cards * Visa® Gift card SAVINGS * View all savings options * Truist One Savings * Truist One Money Market Account * Truist CDs * Truist Confidence Savings BANKING SERVICES * Premier banking * Online & mobile banking * Zelle® * Paze℠ ADDITIONAL SERVICES * Health Savings Account (HSA) Truist One Checking Nav Promo TRUIST ONE CHECKING No overdraft fees. Practical perks. Never wonder if you're getting the most from your account. Discover Truist One Checking. * Credit cards OUR PRODUCTS * Credit cards * Truist Enjoy Cash * Truist Enjoy Travel * Truist Future Card * Truist Enjoy Beyond * Truist Enjoy Cash (secured) OFFERS * Check for Offers , opens in new tab GOT A MINUTE? CHECK FOR OFFERS. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. , opens in new tab * Loans PERSONAL LOANS AND LINES * Personal loans and lines overview * Unsecured personal loan * Personal line of credit * Physician line of credit VEHICLE LOANS * Auto loan * Boat & RV loans overview * RV loan * Boat loan * Marine loan HOME & OTHER LINES * Home Equity Line of Credit * Secured line of credit , opens in new tab RESOURCES * All loans * Personal loan vs line of credit * How (and when) to consolidate debt * HELOC Calculator GET A GAME PLAN—IN 2 MINUTES. Find the right loan by telling us what you're after. Take the quiz. * Mortgage FOR HOMEBUYERS * Personal mortgage * Current mortgage rates * Buy a home * Refinance MORTGAGE LOANS WE OFFER * Home Equity Line of Credit * Doctor Loan * FHA Loan * VA Loan * Construction to permanent loan * Affordable Lending Options MANAGE YOUR MORTGAGE * Getting started * Manage and pay * Escrow, taxes, and insurance * Mortgage statements * Mortgage assistance FOR BUSINESS PARTNERS * Builders * Real estate professionals * Correspondent lending * Warehouse lending Affordable Home Loan Options Sky Blue BG THERE’S A HOME FOR YOU—AND A PATH TO OWNING IT. You have choices. Find out if you qualify for low- or no-down-payment loans. Know your options. With Truist Mortgage. * Investing & retirement INVESTING * Investing services * Truist Invest * Truist Trade RETIREMENT * Retirement planning * Retirement accounts PREMIER BANKING * Financial Planning Wealth Financial Planning FINANCIAL PLANNING. Life evolves. We can help create a plan that evolves with you. Let's get started. Check out financial plans. * Insurance * Money and Mindset * Life's moments overview * Taking charge of your money * Borrowing for a big purchase * Getting married or partnered * Paying for school * Starting a family * Buying a home * Money principles overview * The mind-money connection * Stress-free saving * Budgeting by values * Outsmarting debt * Protecting what matters * Investing in your values * * Homeowning happiness * Living and working my passion * Paying it forward * Overcoming overdrafts PODCAST: MONEY AND MINDSET WITH BRIGHT AND BRIAN Listen in * Open Account * Featured accounts * Banking accounts * Savings accounts * Credit cards * Loans * Mortgages * Small Business * Investments * Wealth PERSONAL & COMMERCIAL BANKING, CREDIT CARDS, LOANS & INVESTMENTS hp-sign-in-hero-personal-checking-400-promo-v2 New checking customer offer Earn $400 with Truist One Checking. Must open online and complete qualifying activities.footnoteDisclosure † Get offer for $400 Truist One Checking. Loading User ID * Enter User ID Save user ID Forgot user ID? click here to reset your User ID. , opens in new tab Password * Enter Password Reset password click here to reset , opens in new tab Sign in Need a user ID? Set up online banking Online security measures Sign in to another account , opens in new tab WHAT CAN WE HELP YOU WITH? Loading Previous slide to navigate through 7 clickable items * Checking * Savings * Credit Card * Small Business * Loans * Mortgage * Investing * Insurance Next slide to navigate through 7 clickable items View all products Enjoy Travel CC Merchandising TRUIST ENJOY TRAVEL CHOOSE YOUR NEXT DESTINATION Get 20,000 bonus miles when you open a Truist Enjoy Travel credit card and spend $1,500 within 90 days of account opening. Apply now for a Truist Enjoy Travel Card. Learn more about Truist Enjoy Travel Card. CREDIT CARD OFFERS A GREAT CREDIT CARD MAY BE WAITING FOR YOU. Cash back, travel rewards, or our lowest APR. You could find the credit card that fits just right in minutes. Check for offers for credit cards. , opens in new tab HOME EQUITY LENDING TURN YOUR HOME’S EQUITY INTO OPPORTUNITY. Remodel, invest, or take care of big expenses. Apply now for a Truist home equity loan. , opens in new tab Learn more about a Truist home equity loan. Loading TRUIST ONE CHECKING ONE SIMPLE CHOICE. With Truist One Checking you never have to wonder if you’re getting the most from your checking account. Learn more about Truist One Checking accounts. FRAUD AND SECURITY MAKE SECURITY A PRIORITY. Get tips on protecting your accounts. Learn more about how to help protect your accounts. KNOWLEDGE + CARE AN UNSTOPPABLE PAIR What happens when knowledge meets care? Find out about how Truist cares. , opens in new tab ZELLE GIVE AND GO WITH ZELLE®. Use Zelle® to send money to the people you celebrate right from your phone.footnoteDisclosure 4 Sign in to use Zelle® and start sending and receiving money. , opens in new tab TRUIST ENJOY TRAVEL FOR THOSE CONNECTIONS YOU JUST CAN’T MISS. Bonus miles, no annual fee—the Enjoy Travel credit card helps take you where it matters most. Learn more about Truist Enjoy Travel credit card. CRYSTAL CLEAR—CREATED WITH CARE. Meet the Truist app. Get super-fast access to your accounts and bright insights into your spending with our mobile app. Scan this code with your phone’s camera to download Truist Mobile. , opens in new tab , opens in new tab YOU WANT TO JUMP. WE SAY, HOW HIGH? Reach big goals with the help of a lot of knowledge and even more care. Let’s do this and reach our goals. Click for sound 0:30 Component ID : "accordionGridLayout-1946833208" Model : "disclaimer" Position : "left" Transcript The Catch: 30 Media Alternative Transcript Visual description: Truist logo Visual description: A coach and a student athlete are in a college gym. Coach: We’re gonna try something new today. Visual description: The coach drags in a ladder and uses chalk to draw a circle high on the wall. The athlete runs toward the wall, jumps, and can’t quite reach. Music: higher… Coach: That was close. Coach: Now get the top of the circle! Visual description: The athlete jumps again and still can’t reach. The athlete is tired. Music: higher… Coach: I need you to come from here. Visual description: The coach encourages him, pointing to his own heart and then the athlete’s heart. Music: higher… Voice over: When you work with someone who knows a lot and cares even more… Visual description: The athlete jumps again and almost reaches the circle. Visual description: The coach caringly puts his hand on the athlete’s shoulder. Coach: I believe in you. Make it happen. Visual description: The coach looks the athlete in the eye and nods at him. We can tell the coach isn’t going to give up on him. Voice over: … you’re unstoppable. Music: ‘til I reach the highest ground. Visual description: In slow-motion video, the athlete jumps toward the mark on the wall. We cut to the same athlete jumping in the exact same way, but he’s now a player at a professional baseball game catching a ball right before it goes over the fence, preventing a home run. The crowd goes wild. We zoom in to see the coach in the crowd. He’s emotional and proud of his student, and points at the student, like he did in training. The athlete catches his former coach’s eye and nods at the coach as he jogs back to the infield, acknowledging the coach’s unwavering support. Visual description: We see a Truist teammate and a professional-looking client sitting across a desk from each other at a Truist branch. The teammate has a document with tables and graphs. The teammate nods at the client in the same way the athlete nodded at his coach. Teammate: Let’s make it happen. Visual description: The teammate circles a section of a document in the same way the coach drew a circle on the wall. Voice over: At Truist, we believe the same is true for banking. Music: Keep on learning. Visual description: Truist logo Onscreen text: Leaders in banking. Unwavering in care. Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23. MONEY AND MINDSET Reach your goals. Feel good doing it. It’s time to upgrade your money mindset. Learn new skills, change your point of view, and take control of your finances. View Money and Mindset YOUR GUIDE TO BECOMING A SUPER SAVER When it comes to saving, it’s OK to put yourself first. Because when you build money habits that align to your unique goals, it makes for a smoother and more rewarding journey. HOW AN ATHLETE’S MINDSET CAN HELP YOUR FINANCIAL FITNESS Some of the same mental strategies favored by top athletes can be a part of your journey toward greater financial confidence. Play to win on your finances. Forbes Best Employers for Diversity 2023 Forbes Best Large Employers 2023 JUST 100 List, #14 –2024, which highlights companies that excel at the issues that Americans care most deeply about: paying higher, family-sustaining wages, more parental leave, paid training, doing better by their customers, and more. Fortune’s Most Admired Companies 2023 Previous Slide * 1 of 4 * 1 of 4 * 1 of 4 * 1 of 4 Next Slide Eligibility requirements apply for the Negative Balance Buffer Component ID : "accordionGridLayout-2007570826" Model : "disclaimer" Position : "left" Disclosures † Terms and Conditions for the 2024 Truist One Checking $400 Online Only Offer: TRUIST400DC24 Offer Information: Open a new Truist One Checking account online from 2/28/24 through 10/30/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion. * Receive at least one qualifying Direct Deposit* of $500 or more AND * Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify. Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400DC24. Please refer to the Account Opening and Enrollment section below for full instructions. *The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. **Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included. Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation. Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 6/30/25 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made. Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on "Open an account online." Enter TRUIST400DC24 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer. Version 6 04252024 TRUIST400DC24 Disclosure 4 For your protection, Zelle® should only be used to send money to friends, family, other people or businesses you trust. Neither Truist nor Zelle® offers a protection program for payments that you authorize in Zelle®. Enrollment with Zelle® through Truist Online or Mobile banking is required. U.S. checking or savings account required to use Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. For more information, view the Truist Online and Mobile Banking Agreement. Your mobile carrier’s message and data rates may apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. DISCLOSURES Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation. Equal Housing Lender INVESTMENT AND INSURANCE PRODUCTS: * Are Not FDIC or any other Government Agency Insured * Are Not Bank Guaranteed * May Lose Value Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., which is a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC., each SEC registered investment advisers. Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry, opens in new tab. Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc. Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank. LIMITED ENGLISH PROFICIENCY SUPPORT: Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency: * Multilingual teammates available at our Multicultural Banking Centers * Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve. * Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly. NEW YORK CITY RESIDENTS: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca., opens in new tab * Limited English Proficiency Support * New York City residents BORROWERS WITH LIMITED ENGLISH PROFICIENCY (LEP) NEEDING INFORMATION CAN USE THE FOLLOWING RESOURCES: * The Consumer Financial Protection Bureau (CFPB) offers help in more than 180 languages, call 855-411-2372 from 8 a.m. to 8 p.m. ET, Monday through Friday for assistance by phone. * CFPB additional resources for homeowners seeking payment assistance in 7 additional languages: Spanish, Traditional Chinese, Vietnamese, Korean, Tagalog, and Arabic. www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/, opens in new tab SITE FOOTER * Privacy * Limit the use of my sensitive personal information , opens in new tab * Fraud & security * Terms and conditions FOOTER NAVIGATION Banking products * Checking * Commercial * Credit cards personal * Loans personal * Mortgage * Online & mobile * Open an account * Savings personal * Small business * Wealth About Truist * About us * Care * Community * Purpose * Truist Foundation * Truist Leadership Institute , opens in new tab * Truist Securities , opens in new tab * Truist Ventures Resources * Careers , opens in new tab * Community Reinvestment Act * Corporate Responsibility & Sustainability * Diversity and inclusion * Facts about banking * Investor relations , opens in new tab * Money and Mindset * Newsroom , opens in new tab * Supplier diversity Support * Accessibility * Client emergency resources * Consumer payment relief hub * Find a banker or advisor * Find a branch or ATM * Help Center * Schedule a branch appointment , opens in new tab * 844-4TRUIST (844-487-8478) * AdChoices * Do not sell or share my personal information -------------------------------------------------------------------------------- * , opens in new tab * , opens in new tab * , opens in new tab * , opens in new tab * , opens in new tab © 2024, Truist. 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