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APR FINANCING


SMILEPAY™ MAKES FINANCING EASY.

With no credit checks, no forms to fill out, and 100% approval, SmilePay™ offers
a convenient, affordable way to get a smile you love. Your monthly payment
already reflects your state’s APR, which is listed below.

Rates for Care – Virtual care without office visits.

 * Alabama: 10.00% APR

 * Alaska: 10.00% APR

 * Arizona: 18.69% APR

 * Arkansas: 17.00% APR

 * California: 18.69% APR

 * Colorado: 18.69% APR

 * Connecticut: 18.69% APR

 * Delaware: 18.69% APR

 * District of Columbia: 18.69% APR

 * Florida: 18.69% APR

 * Georgia: 13.00% APR

 * Hawaii: 18.69% APR

 * Idaho: 18.69% APR

 * Illinois: 18.69% APR

 * Indiana: 18.69% APR

 * Iowa: 18.69% APR

 * Kansas: 18.69% APR

 * Kentucky: 18.69% APR

 * Louisiana: 18.00% APR

 * Maine: 18.00% APR

 * Maryland: 18.69% APR

 * Massachusetts: 18.69% APR

 * Michigan: 18.69% APR

 * Minnesota: 8.00% APR

 * Mississippi: 18.69% APR

 * Missouri: 18.69% APR

 * Montana: 18.69% APR

 * Nebraska: 18.00% APR

 * Nevada: 18.69% APR

 * New Hampshire: 18.69% APR

 * New Jersey: 18.69% APR

 * New Mexico: 18.69% APR

 * New York: 18.69% APR

 * North Carolina: 18.00% APR

 * North Dakota: 18.69% APR

 * Ohio: 18.69% APR

 * Oklahoma: 18.69% APR

 * Oregon: 18.69% APR

 * Pennsylvania: 18.69% APR

 * Rhode Island: 18.00% APR

 * South Carolina: 18.00% APR

 * South Dakota: 18.69% APR

 * Tennessee: 11.75% APR

 * Texas: 18.00% APR

 * Utah: 18.69% APR

 * Vermont: 18.69% APR

 * Virginia: 18.69% APR

 * Washington: 18.69% APR

 * West Virginia: 12.00% APR

 * Wisconsin: 18.69% APR

 * Wyoming: 18.69% APR

Rates for CarePlus – In-person + virtual care.

 * Alabama: 10.00% APR

 * Alaska: 10.00% APR

 * Arizona: 13.09% APR

 * Arkansas: 13.09% APR

 * California: 13.09% APR

 * Colorado: 13.09% APR

 * Connecticut: 13.09% APR

 * Delaware: 13.09% APR

 * District of Columbia: 13.09% APR

 * Florida: 13.09% APR

 * Georgia: 13.00% APR

 * Hawaii: 13.09% APR

 * Idaho: 13.09% APR

 * Illinois: 13.09% APR

 * Indiana: 13.09% APR

 * Iowa: 13.09% APR

 * Kansas: 13.09% APR

 * Kentucky: 13.09% APR

 * Louisiana: 13.09% APR

 * Maine: 13.09% APR

 * Maryland: 13.09% APR

 * Massachusetts: 13.09% APR

 * Michigan: 13.09% APR

 * Minnesota: 8.00% APR

 * Mississippi: 13.09% APR

 * Missouri: 13.09% APR

 * Montana: 13.09% APR

 * Nebraska: 13.09% APR

 * Nevada: 13.09% APR

 * New Hampshire: 13.09% APR

 * New Jersey: 13.09% APR

 * New Mexico: 13.09% APR

 * New York: 13.09% APR

 * North Carolina: 13.09% APR

 * North Dakota: 13.09% APR

 * Ohio: 13.09% APR

 * Oklahoma: 13.09% APR

 * Oregon: 13.09% APR

 * Pennsylvania: 13.09% APR

 * Rhode Island: 13.09% APR

 * South Carolina: 13.09% APR

 * South Dakota: 13.09% APR

 * Tennessee: 11.75% APR

 * Texas: 13.09% APR

 * Utah: 13.09% APR

 * Vermont: 13.09% APR

 * Virginia: 13.09% APR

 * Washington: 13.09% APR

 * West Virginia: 12.00% APR

 * Wisconsin: 13.09% APR

 * Wyoming: 13.09% APR



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