costcofinance.com
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Submitted URL: http://costco-finance.com/
Effective URL: https://costcofinance.com/short-form
Submission: On November 30 via manual from US — Scanned from DE
Effective URL: https://costcofinance.com/short-form
Submission: On November 30 via manual from US — Scanned from DE
Form analysis
2 forms found in the DOMName: shortform — POST
<form id="shortform" name="shortform" class="lead-form" method="POST" enctype="multipart/form-data">
<input type="hidden" name="city" id="city">
<input type="hidden" name="state" id="state">
<input type="hidden" name="loanAmount" id="loanAmount">
<div class="row">
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="loanPurpose">Loan Purpose</label>
<select name="loanPurpose" id="loanPurpose" required="">
<option value="">-- Please Select --</option>
<option value="purchase">Purchase</option>
<option value="refinance">Refinance</option>
</select>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 membership-box">
<label for="membership_id"> Costco Membership <sup class="info-box-button far fa-question-circle"></sup>
<span class="info-layer anim-fade-in">
<p style="margin-bottom:0.5em">Your membership # can be found here:</p>
<p style="text-align:center;margin:0.5em;padding:0;"><img src="https://storage.googleapis.com/costcofinance/membership-num-min.png" style="width:100%;height:auto" alt="Costco membership card example"></p>
<p>If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8".</p>
</span>
</label>
<input type="text" inputmode="numeric" pattern="[0-9]*" name="membership_id" id="membership_id" autocomplete="new-password" placeholder="eg: 111898765432" required="">
<span class="error-msg" data-msg="__('page_shortform.global.membership_error') }}"></span>
<span class="member-notfound"></span>
<span id="membership-display"></span>
<a href="#" data-modal-toggle="membershipDialog" id="Membership_none_link">Forgot # or non-member?</a>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="firstName">First Name</label>
<input type="text" name="firstName" id="firstName" placeholder="" autocomplete="given-name" required="">
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="lastName">Last Name</label>
<input type="text" name="lastName" id="lastName" placeholder="" autocomplete="given-name" required="">
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="phone">Phone</label>
<input type="tel" name="phone" id="phone" placeholder="___-___-____" autocomplete="off" pattern="\d{3}-?\d{3}-?\d{4}" maxlength="13" title="__('page_shortform.global.phone_error') }}" required="">
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="email">Email</label>
<input type="email" name="email" id="email" autocomplete="email" title="__('page_shortform.global.email_error') }}" pattern="^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$" required="">
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="zip">Property Zip Code</label>
<input type="text" name="zip" id="zip" inputmode="numeric" placeholder="eg: 90210" pattern="[0-9]*" maxlength="5" autocomplete="new-password" required="">
<span id="zipcode_info" class="location-display"></span>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
<label for="fico"> Credit Score <sup class="info-box-button far fa-question-circle"></sup>
<span class="info-layer anim-fade-in"> Your credit score helps lenders determine the specifics of your loan. Higher credit scores may lower the interest rate of your potential loan. Requesting a quote will not affect your credit score.
</span>
</label>
<select name="fico" id="fico" required="required">
<option value="740">Excellent 740-850</option>
<option value="720">Very Good 720-739</option>
<option value="700">Good 700-719</option>
<option value="680">Good 680-699</option>
<option value="660">Fair 660-679</option>
<option value="640">Fair 640-659</option>
<option value="620">Low 620-639</option>
</select>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantype-dependent d-none">
<label for="homeValue">Home Value</label>
<input type="text" name="homeValue" id="homeValue" inputmode="numeric" pattern="[0-9,]*" value="400,000" autocomplete="new-password" required="">
<span class="in-label">$</span>
<div class="hv-error error-msgs d-none">Home value must be $50,000 or more.</div>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-purchase d-none">
<label for="downPaymentAmount"> Down Payment <sup class="info-box-button far fa-question-circle"></sup>
<span class="info-layer anim-fade-in"> Your down payment is the amount of money that you pay upfront toward the purchase of your home. </span>
</label>
<input id="downPaymentAmount" name="downPaymentAmount" aria-label="Down payment amount" type="text" inputmode="decimal" pattern="[0-9,]*" value="80,000" autocomplete="new-password" required="" class="calc-field">
<span class="in-label">$</span>
<input id="downPaymentPercent" name="downPaymentPercent" aria-label="down payment percentage" type="text" inputmode="decimal" pattern="[0-9\.]*" value="20.0" autocomplete="new-password" required="required" class="percentage calc-field"
data-actual-value="20">
<span class="in-label percentage">%</span>
<div class="la-error error-msgs d-none">Down Payment must be at least 3% of home value and less than the total value of the home.</div>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-refinance d-none">
<label for="mortgageBalance"> Mortgage Balance <sup class="info-box-button far fa-question-circle"></sup>
<span class="info-layer anim-fade-in"> The mortgage balance, also called the “mortgage payoff amount,” is the total amount owed on your mortgage. </span>
</label>
<input type="text" name="mortgageBalance" id="mortgageBalance" inputmode="numeric" pattern="[0-9,]*" value="80,000" autocomplete="new-password" required="">
<span class="in-label">$</span>
<div class="hv-error error-msgs d-none"></div>
</div>
<div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-refinance d-none">
<label for="additionalCashout"> Additional Cash out <sup class="info-box-button far fa-question-circle"></sup>
<span class="info-layer anim-fade-in"> "Cash out" refers to a refinance loan that exceeds the amount of your current mortgage balance. The additional cash you receive can be used for things like home renovations. </span>
</label>
<input type="text" name="additionalCashout" id="additionalCashout" inputmode="numeric" pattern="[0-9,]*" value="0" autocomplete="new-password" required="">
<span class="in-label">$</span>
<div class="la-error error-msgs d-none"></div>
</div>
<div data-d-flex="" class="col-16 mt-4 text-center loantype-dependent d-none" style="justify-content:center;align-items: flex-end;padding-bottom: 9px;">
<div id="loan-amount" class="mt-4 mt-md-0" style="color:#18ac6a;font-weight:600;font-size:24px"> Loan Amount: $<span class="loan-amount-display">0</span>
<div class="error-msg" data-default-msg=""></div>
</div>
</div>
</div>
<div class="row">
<div class="col-14 col-lg-14 col-xl-14 offset-1 offset-lg-1 offset-xl-1 pt-2 px-0">
<label>
<input type="checkbox" name="iagree" id="iagree" value="1" required="" style="float:left;">
<p class="ml-4 mr-2" style="font-size:12px;font-weight:400;text-transform:none;line-height:16px"> I hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls or text messages from or on behalf of up to 3 Lenders associated
with the Mortgage Program at the telephone number provided here, including my wireless number, if applicable. I understand that consent is not a condition of purchase and can call 888.650.6814 to speak with a lender. </p>
<p></p>
</label>
</div>
</div>
<footer class="row">
<div class="col-14 col-lg-14 col-xl-14 offset-1 offset-lg-1 offset-xl-1 text-center py-2">
<input type="submit" class="" value="Request My Quotes">
</div>
</footer>
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</form>
DIALOG
<form method="dialog">
<button value="cancel" class="px-4">Cancel</button>
<button class="modal-submit px-4" id="confirmBtn" value="default">Visit External Website</button>
<input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/e7dc7d652d71d6f64dcf88cd0b548a90213a3322"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
value="https://cert.trustedform.com/e7dc7d652d71d6f64dcf88cd0b548a90213a3322"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_1"
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</form>
Text Content
This site is operated by CrossCountry Mortgage, LLC., not by Costco. Use of this site (and any destination sites you reach through this site) is subject to the site's Terms of Use and Privacy Policy. START HERE TO GET YOUR RATES Exclusive Costco Member Benefits Loan Purpose -- Please Select -- Purchase Refinance Costco Membership Your membership # can be found here: If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8". Forgot # or non-member? First Name Last Name Phone Email Property Zip Code Credit Score Your credit score helps lenders determine the specifics of your loan. Higher credit scores may lower the interest rate of your potential loan. Requesting a quote will not affect your credit score. Excellent 740-850 Very Good 720-739 Good 700-719 Good 680-699 Fair 660-679 Fair 640-659 Low 620-639 Home Value $ Home value must be $50,000 or more. Down Payment Your down payment is the amount of money that you pay upfront toward the purchase of your home. $ % Down Payment must be at least 3% of home value and less than the total value of the home. Mortgage Balance The mortgage balance, also called the “mortgage payoff amount,” is the total amount owed on your mortgage. $ Additional Cash out "Cash out" refers to a refinance loan that exceeds the amount of your current mortgage balance. The additional cash you receive can be used for things like home renovations. $ Loan Amount: $0 I hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls or text messages from or on behalf of up to 3 Lenders associated with the Mortgage Program at the telephone number provided here, including my wireless number, if applicable. I understand that consent is not a condition of purchase and can call 888.650.6814 to speak with a lender. Submitting to Lenders... YOUR QUOTES ARE ON THE WAY! We've received your request, and the lenders will reach out to you shortly. The lenders will typically respond within 3 hours of the request on normal business days, according to their time zones. How did you hear about us? Select Source Costco.com Warehouse Magazine Friend/Family Internet Other UPDATE: Due to the historical drop in mortgage rates, we want to ensure that you can lock-in a mortgage rate as quickly as possible. Soon, you will receive an email or text from the Lender(s) you selected so that you can start your loan application. We encourage you to click on the link sent by the Lender(s) and get the process started! Request Time - An email confirmation has been sent for your records. Excellent 7,330 reviews on Executive Membership Lender Fees $250 or less* -------------------------------------------------------------------------------- Gold Star Membership Lender Fees $550 or less* -------------------------------------------------------------------------------- The Mortgage Program for Costco members has partnered with top mortgage lenders to provide excellent quality, superior member service, and fast response times for Costco members seeking the right mortgage loan for their budget. CALL 888-650-6814 TO SPEAK TO A LENDER LOOKING TO COMPARE LIVE MORTGAGE RATES? Check Live Rates MANUAL MEMBERSHIP SELECTION TO ACCESS COSTCO MEMBER RATES AND DISCOUNTS SELECT ONE OF THE FOLLOWING: SELECT YOUR MEMBERSHIP LEVEL: * Executive * Non-Executive * Non-Member Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive member discounts. Proceed YOU ARE LEAVING COSTCOFINANCE.COM You are leaving CostcoFinance.com to visit a website not hosted by CrossCountry Mortgages. CrossCountry Mortgages and Costco are not responsible for content provided by this or other third party sites, including those to which you may be redirected. You are subject to the Privacy Policy and Terms & Conditions of the destination site(s) collecting your information, rather than those of CrossCountry Mortgages. Cancel Visit External Website Members Are Talking Excellent Based On 7,330 Reviews Aug 24 Very fast and easy process Very fast and easy process Kim Armatis Aug 23 Great communication Great communications and I saved a lot of money with the program. Daniel Paul Aug 22 Recommended Easy to do and good rates. Would recommend AJB Aug 19 Do it!! Save money! Fast! Easy! Done! Happy customer!!!! Closed in less than 15 days!!!! Lower rate, less years! VR Aug 17 Loved the discount Loved the discount, the interest rate was cheap, the closing costs low, and service excellent! Subodh Chandra Aug 16 Great way to save money! Great way to save money! Alice Aug 15 Program worked well Program worked well, saved me money and provided an overall refinance solution I am happy with. Michael Neel Aug 15 Easy We had a great experience! Ashley O'Brien Aug 13 Great service Great service. Knowledgeable loan officer. Michael C Aug 10 Refinancing made easy It was smooth and efficient. The entire process was less than 3 weeks and does save money. Gloria Manning Aug 08 Great rates Great rates, prompt support and easy to deal with. Daniel Mathias Aug 07 Quick to Close Knowledgeable, quick to close, great experience. Mark Cornelius Aug 05 Loved how I could see the rate right away Loved how I could see the rate and be connected right way. No games. Greg Jul 30 Great service Great service. Recommend highly. Carolyn F Jul 29 We had a great experience! We had a great experience! Christopher View More testimonials Reviews are from actual Costco members. Individual results may vary. * About Our Lenders * Member Support and Assistance * Frequently Asked Questions * What Members are Saying GENERAL PROGRAM DISCLOSURES Mortgage lead generation and/or originations are provided by CrossCountry Mortgage, LLC (“CCM” herein), 6850 Miller Road, Brecksville, OH 44141. CCM is licensed or registered in the states in which it originates mortgage loans. All loans subject to underwriting approval. Certain restrictions apply. Call 1-800-793-0759 for details. CCM NMLS3029 (www.nmlsconsumeraccess.org). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. CCM is a licensed mortgage lender in the Commonwealth of Massachusetts. Mississippi Licensed Mortgage Company. Licensed by the New Hampshire Banking Department. Licensed by the New Jersey Department of Banking and Insurance. Licensed Mortgage Banker – New York State Banking Department. Rhode Island Licensed Lender. Licensed by the Virginia State Corporation Commission. Costco and its affiliates do not originate mortgage loans. Costco does not guarantee products or services offered by CCM. Costco is not affiliated with any lender. Costco does not endorse and is not responsible for any of the activities of any lender. CrossCountry Mortgage Terms and Conditions | CrossCountry Mortgage Licensing and Disclosures ABOUT THIS SITE This website has been created and is maintained by Affinity Partnerships, LLC. (1-866-604-1460 or affinitypartnerships.com) under the direction and in agreement with CrossCountry Mortgage LLC. (NMLS #3029) and is solely responsible for its content. Affinity Partnerships, LLC is not a lender and the published results are not an offer or a loan commitment. Nothing contained herein shall be construed as legal or financial advice and we recommend you consult a qualified and licensed attorney or financial advisor as appropriate, prior to making any final decisions. Rates and results are provided by participating lenders in The Mortgage Program for Costco Members. The information entered by Costco members will only be shared with the lenders you request a quote from. The live rate quotes presented are offers from the lenders which reflect current market charges and rates. By clicking the “See Results” button, you will always see the most up-to-date rates available. **Lender Fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are clearly detailed in the Loan Estimate. SAVINGS STATEMENT DISCLOSURE *The estimated savings statement for Executive and Gold Star Members is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home refinance in the state of California with a Loan-To-Value of 80%, Loan Amount= $322,880, Payment of $1,319, Interest Rate= 2.750%, Single Family, Primary Residence, FICO= 740, Term= 30yr. Executive Member APR=2.754%, Average Executive Membership level savings is $9,697, which includes the lender fees savings as of 9/21/21. Gold Star Member APR=2.761%, Average Gold Star Membership level savings, is $9,397, which includes the lender fees savings as of 9/21/21. Lender Fees include application, commitment, underwriting, processing fees or similar fees and PAYMENT DOES NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are detailed in the Loan Estimate. Executive and Gold Star Membership savings is compared to an average of national mortgage lenders in a comparative study conducted by Informa Research Services Inc. Individual savings may vary based on credit score, Loan-To-Value, location, Costco membership level, and loan amount, and is subject to loan requirements underwriting and approval. Marketing Approval Date 10/1/2021. SSL Encrypted Interest-based Ads Privacy Policy Cookie Settings CCPA Copyright © Affinity Partnerships, LLC. 2021 All rights reserved COOKIE SETTINGS * Cookie Details * Strictly Necessary, Functionality & Performance Cookies * Personalized Advertising Cookie Details Click on the different category headings to find out more and change our default settings, when available. When you visit our website, we store or retrieve information on your browser using cookies and similar technologies, which may be set by us or other companies who provide services to The Mortgage Program for Costco Members in connection with our website. Cookies and the information they collect might relate to you, your preferences or your device, and are used to make the site work as you expect it to, store your preferences, help us understand how people use our site, and provide a more personalized web experience. For more information about how we use cookies, please see our Privacy Policy. When available, you can choose not to allow certain types of cookies via the settings, but it may impact your experience and some features on the site. Your choice is specific to the device, website, and browser you are using, and is deleted when you clear your cookies. Presently, our website does not use any cookies that you, the user, can switch off or deactivate. Strictly Necessary, Functionality & Performance Cookies Always Active Strictly Necessary Cookies Strictly necessary cookies are needed for the website to function and cannot be switched off in our systems. They enable core functions like carrying out network transmissions to help the site operate or are set in response to actions made by you, such as filling in forms. Functional Cookies Functional cookies enable our website to provide enhanced functionality and personalization on our site - for example, remembering your choice of language. Performance Cookies Analytics and Performance cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. 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Examples of targeting and advertising cookies include social media cookies that are placed on sites to track users around the web to provide ads to them on social media platforms. Company Privacy Notices Manage Settings Google Analytics Privacy Notice Manage Settings Our site uses cookies and other technologies so that we can remember you and understand how you use our site. For more information visit our cookie settings. Got It!OK