costcofinance.com Open in urlscan Pro
35.197.108.119  Public Scan

Submitted URL: http://costco-finance.com/
Effective URL: https://costcofinance.com/short-form
Submission: On November 30 via manual from US — Scanned from DE

Form analysis 2 forms found in the DOM

Name: shortformPOST

<form id="shortform" name="shortform" class="lead-form" method="POST" enctype="multipart/form-data">
  <input type="hidden" name="city" id="city">
  <input type="hidden" name="state" id="state">
  <input type="hidden" name="loanAmount" id="loanAmount">
  <div class="row">
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
      <label for="loanPurpose">Loan Purpose</label>
      <select name="loanPurpose" id="loanPurpose" required="">
        <option value="">-- Please Select --</option>
        <option value="purchase">Purchase</option>
        <option value="refinance">Refinance</option>
      </select>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 membership-box">
      <label for="membership_id"> Costco Membership <sup class="info-box-button far fa-question-circle"></sup>
        <span class="info-layer anim-fade-in">
          <p style="margin-bottom:0.5em">Your membership # can be found here:</p>
          <p style="text-align:center;margin:0.5em;padding:0;"><img src="https://storage.googleapis.com/costcofinance/membership-num-min.png" style="width:100%;height:auto" alt="Costco membership card example"></p>
          <p>If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8".</p>
        </span>
      </label>
      <input type="text" inputmode="numeric" pattern="[0-9]*" name="membership_id" id="membership_id" autocomplete="new-password" placeholder="eg: 111898765432" required="">
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      <span class="member-notfound"></span>
      <span id="membership-display"></span>
      <a href="#" data-modal-toggle="membershipDialog" id="Membership_none_link">Forgot # or non-member?</a>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
      <label for="firstName">First Name</label>
      <input type="text" name="firstName" id="firstName" placeholder="" autocomplete="given-name" required="">
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
      <label for="lastName">Last Name</label>
      <input type="text" name="lastName" id="lastName" placeholder="" autocomplete="given-name" required="">
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    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
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    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
      <label for="zip">Property Zip Code</label>
      <input type="text" name="zip" id="zip" inputmode="numeric" placeholder="eg: 90210" pattern="[0-9]*" maxlength="5" autocomplete="new-password" required="">
      <span id="zipcode_info" class="location-display"></span>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0">
      <label for="fico"> Credit Score <sup class="info-box-button far fa-question-circle"></sup>
        <span class="info-layer anim-fade-in"> Your credit score helps lenders determine the specifics of your loan. Higher credit scores may lower the interest rate of your potential loan. Requesting a quote will not affect your credit score.
        </span>
      </label>
      <select name="fico" id="fico" required="required">
        <option value="740">Excellent 740-850</option>
        <option value="720">Very Good 720-739</option>
        <option value="700">Good 700-719</option>
        <option value="680">Good 680-699</option>
        <option value="660">Fair 660-679</option>
        <option value="640">Fair 640-659</option>
        <option value="620">Low 620-639</option>
      </select>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantype-dependent d-none">
      <label for="homeValue">Home Value</label>
      <input type="text" name="homeValue" id="homeValue" inputmode="numeric" pattern="[0-9,]*" value="400,000" autocomplete="new-password" required="">
      <span class="in-label">$</span>
      <div class="hv-error error-msgs d-none">Home value must be $50,000 or more.</div>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-purchase d-none">
      <label for="downPaymentAmount"> Down Payment <sup class="info-box-button far fa-question-circle"></sup>
        <span class="info-layer anim-fade-in"> Your down payment is the amount of money that you pay upfront toward the purchase of your home. </span>
      </label>
      <input id="downPaymentAmount" name="downPaymentAmount" aria-label="Down payment amount" type="text" inputmode="decimal" pattern="[0-9,]*" value="80,000" autocomplete="new-password" required="" class="calc-field">
      <span class="in-label">$</span>
      <input id="downPaymentPercent" name="downPaymentPercent" aria-label="down payment percentage" type="text" inputmode="decimal" pattern="[0-9\.]*" value="20.0" autocomplete="new-password" required="required" class="percentage calc-field"
        data-actual-value="20">
      <span class="in-label percentage">%</span>
      <div class="la-error error-msgs d-none">Down Payment must be at least 3% of home value and less than the total value of the home.</div>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-refinance d-none">
      <label for="mortgageBalance"> Mortgage Balance <sup class="info-box-button far fa-question-circle"></sup>
        <span class="info-layer anim-fade-in"> The mortgage balance, also called the “mortgage payoff amount,” is the total amount owed on your mortgage. </span>
      </label>
      <input type="text" name="mortgageBalance" id="mortgageBalance" inputmode="numeric" pattern="[0-9,]*" value="80,000" autocomplete="new-password" required="">
      <span class="in-label">$</span>
      <div class="hv-error error-msgs d-none"></div>
    </div>
    <div class="col-16 col-mds-8 col-md-4 col-mdd-8 mb-1 mb-mdd-0 currency loantype-dependent loantypefield ltd-refinance d-none">
      <label for="additionalCashout"> Additional Cash out <sup class="info-box-button far fa-question-circle"></sup>
        <span class="info-layer anim-fade-in"> "Cash out" refers to a refinance loan that exceeds the amount of your current mortgage balance. The additional cash you receive can be used for things like home renovations. </span>
      </label>
      <input type="text" name="additionalCashout" id="additionalCashout" inputmode="numeric" pattern="[0-9,]*" value="0" autocomplete="new-password" required="">
      <span class="in-label">$</span>
      <div class="la-error error-msgs d-none"></div>
    </div>
    <div data-d-flex="" class="col-16 mt-4 text-center loantype-dependent d-none" style="justify-content:center;align-items: flex-end;padding-bottom: 9px;">
      <div id="loan-amount" class="mt-4 mt-md-0" style="color:#18ac6a;font-weight:600;font-size:24px"> Loan Amount: $<span class="loan-amount-display">0</span>
        <div class="error-msg" data-default-msg=""></div>
      </div>
    </div>
  </div>
  <div class="row">
    <div class="col-14 col-lg-14 col-xl-14 offset-1 offset-lg-1 offset-xl-1 pt-2 px-0">
      <label>
        <input type="checkbox" name="iagree" id="iagree" value="1" required="" style="float:left;">
        <p class="ml-4 mr-2" style="font-size:12px;font-weight:400;text-transform:none;line-height:16px"> I hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls or text messages from or on behalf of up to 3 Lenders associated
          with the Mortgage Program at the telephone number provided here, including my wireless number, if applicable. I understand that consent is not a condition of purchase and can call 888.650.6814 to speak with a lender. </p>
        <p></p>
      </label>
    </div>
  </div>
  <footer class="row">
    <div class="col-14 col-lg-14 col-xl-14 offset-1 offset-lg-1 offset-xl-1 text-center py-2">
      <input type="submit" class="" value="Request My Quotes">
    </div>
  </footer>
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</form>

DIALOG

<form method="dialog">
  <button value="cancel" class="px-4">Cancel</button>
  <button class="modal-submit px-4" id="confirmBtn" value="default">Visit External Website</button>
  <input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/e7dc7d652d71d6f64dcf88cd0b548a90213a3322"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
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</form>

Text Content

This site is operated by CrossCountry Mortgage, LLC., not by Costco. Use of this
site (and any destination sites you reach through this site) is subject to the
site's Terms of Use and Privacy Policy.

START HERE TO GET YOUR RATES
Exclusive Costco Member Benefits
Loan Purpose -- Please Select -- Purchase Refinance
Costco Membership

Your membership # can be found here:



If your Costco membership number starts with 7111, please enter only the last 12
digits. Please note: Membership numbers start with a "1", "3" or "8".

Forgot # or non-member?
First Name
Last Name
Phone
Email
Property Zip Code
Credit Score Your credit score helps lenders determine the specifics of your
loan. Higher credit scores may lower the interest rate of your potential loan.
Requesting a quote will not affect your credit score. Excellent 740-850 Very
Good 720-739 Good 700-719 Good 680-699 Fair 660-679 Fair 640-659 Low 620-639
Home Value $
Home value must be $50,000 or more.
Down Payment Your down payment is the amount of money that you pay upfront
toward the purchase of your home. $ %
Down Payment must be at least 3% of home value and less than the total value of
the home.
Mortgage Balance The mortgage balance, also called the “mortgage payoff amount,”
is the total amount owed on your mortgage. $

Additional Cash out "Cash out" refers to a refinance loan that exceeds the
amount of your current mortgage balance. The additional cash you receive can be
used for things like home renovations. $

Loan Amount: $0


I hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls
or text messages from or on behalf of up to 3 Lenders associated with the
Mortgage Program at the telephone number provided here, including my wireless
number, if applicable. I understand that consent is not a condition of purchase
and can call 888.650.6814 to speak with a lender.




Submitting to Lenders...

YOUR QUOTES ARE ON THE WAY!

We've received your request, and the lenders will reach out to you shortly.

The lenders will typically respond within 3 hours of the request on normal
business days, according to their time zones.

How did you hear about us?

Select Source Costco.com Warehouse Magazine Friend/Family Internet Other
UPDATE: Due to the historical drop in mortgage rates, we want to ensure that you
can lock-in a mortgage rate as quickly as possible. Soon, you will receive an
email or text from the Lender(s) you selected so that you can start your loan
application. We encourage you to click on the link sent by the Lender(s) and get
the process started!

Request Time -

An email confirmation has been sent for your records.

Excellent

7,330 reviews on
Executive Membership

Lender Fees
$250 or less*

--------------------------------------------------------------------------------

Gold Star Membership

Lender Fees
$550 or less*

--------------------------------------------------------------------------------

The Mortgage Program for Costco members has partnered with top mortgage lenders
to provide excellent quality, superior member service, and fast response times
for Costco members seeking the right mortgage loan for their budget.
CALL
888-650-6814 TO SPEAK TO A LENDER
LOOKING TO COMPARE LIVE MORTGAGE RATES?
Check Live Rates

MANUAL MEMBERSHIP SELECTION

TO ACCESS COSTCO MEMBER RATES AND DISCOUNTS SELECT ONE OF THE FOLLOWING:

SELECT YOUR MEMBERSHIP LEVEL:

 * Executive
 * Non-Executive
 * Non-Member


Currently not a Costco member? Be sure to ask your Mortgage Consultant about
becoming one. It is easy and enables you to receive member discounts.
Proceed


YOU ARE LEAVING COSTCOFINANCE.COM

You are leaving CostcoFinance.com to visit a website not hosted by CrossCountry
Mortgages. CrossCountry Mortgages and Costco are not responsible for content
provided by this or other third party sites, including those to which you may be
redirected.

You are subject to the Privacy Policy and Terms & Conditions of the destination
site(s) collecting your information, rather than those of CrossCountry
Mortgages.

Cancel Visit External Website
Members Are Talking
Excellent

Based On 7,330 Reviews

Aug 24
Very fast and easy process

Very fast and easy process

Kim Armatis

Aug 23
Great communication

Great communications and I saved a lot of money with the program.

Daniel Paul

Aug 22
Recommended

Easy to do and good rates. Would recommend

AJB

Aug 19
Do it!! Save money!

Fast! Easy! Done! Happy customer!!!! Closed in less than 15 days!!!! Lower rate,
less years!

VR

Aug 17
Loved the discount

Loved the discount, the interest rate was cheap, the closing costs low, and
service excellent!

Subodh Chandra

Aug 16
Great way to save money!

Great way to save money!

Alice

Aug 15
Program worked well

Program worked well, saved me money and provided an overall refinance solution I
am happy with.

Michael Neel

Aug 15
Easy

We had a great experience!

Ashley O'Brien

Aug 13
Great service

Great service. Knowledgeable loan officer.

Michael C

Aug 10
Refinancing made easy

It was smooth and efficient. The entire process was less than 3 weeks and does
save money.

Gloria Manning

Aug 08
Great rates

Great rates, prompt support and easy to deal with.

Daniel Mathias

Aug 07
Quick to Close

Knowledgeable, quick to close, great experience.

Mark Cornelius

Aug 05
Loved how I could see the rate right away

Loved how I could see the rate and be connected right way. No games.

Greg

Jul 30
Great service

Great service. Recommend highly.

Carolyn F

Jul 29
We had a great experience!

We had a great experience!

Christopher

View More testimonials



Reviews are from actual Costco members. Individual results may vary.

 * About Our Lenders
 * Member Support and Assistance
 * Frequently Asked Questions
 * What Members are Saying


GENERAL PROGRAM DISCLOSURES

Mortgage lead generation and/or originations are provided by CrossCountry
Mortgage, LLC (“CCM” herein), 6850 Miller Road, Brecksville, OH 44141. CCM is
licensed or registered in the states in which it originates mortgage loans. All
loans subject to underwriting approval. Certain restrictions apply. Call
1-800-793-0759 for details. CCM NMLS3029 (www.nmlsconsumeraccess.org). Licensed
by the Department of Business Oversight under the California Residential
Mortgage Lending Act. Georgia Residential Mortgage Licensee. Illinois
Residential Mortgage Licensee. Kansas Licensed Mortgage Company. CCM is a
licensed mortgage lender in the Commonwealth of Massachusetts. Mississippi
Licensed Mortgage Company. Licensed by the New Hampshire Banking Department.
Licensed by the New Jersey Department of Banking and Insurance. Licensed
Mortgage Banker – New York State Banking Department. Rhode Island Licensed
Lender. Licensed by the Virginia State Corporation Commission. Costco and its
affiliates do not originate mortgage loans. Costco does not guarantee products
or services offered by CCM. Costco is not affiliated with any lender. Costco
does not endorse and is not responsible for any of the activities of any lender.
CrossCountry Mortgage Terms and Conditions  | CrossCountry Mortgage Licensing
and Disclosures


ABOUT THIS SITE

This website has been created and is maintained by Affinity Partnerships, LLC.
(1-866-604-1460 or affinitypartnerships.com) under the direction and in
agreement with CrossCountry Mortgage LLC. (NMLS #3029) and is solely responsible
for its content. Affinity Partnerships, LLC is not a lender and the published
results are not an offer or a loan commitment. Nothing contained herein shall be
construed as legal or financial advice and we recommend you consult a qualified
and licensed attorney or financial advisor as appropriate, prior to making any
final decisions.

Rates and results are provided by participating lenders in The Mortgage Program
for Costco Members. The information entered by Costco members will only be
shared with the lenders you request a quote from. The live rate quotes presented
are offers from the lenders which reflect current market charges and rates. By
clicking the “See Results” button, you will always see the most up-to-date rates
available.

**Lender Fees include application, commitment, underwriting, processing fees or
similar fees and DO NOT include 3rd party fees, such as title insurance,
appraisal, tax service, escrow and other such fees in which the lender does not
profit and are passed directly through to the borrower. All fees are clearly
detailed in the Loan Estimate.

SAVINGS STATEMENT DISCLOSURE

*The estimated savings statement for Executive and Gold Star Members is
calculated over a 7-year period utilizing the following loan scenario and
includes both interest and fees savings: home refinance in the state of
California with a Loan-To-Value of 80%, Loan Amount= $322,880, Payment of
$1,319, Interest Rate= 2.750%, Single Family, Primary Residence, FICO= 740,
Term= 30yr. Executive Member APR=2.754%, Average Executive Membership level
savings is $9,697, which includes the lender fees savings as of 9/21/21. Gold
Star Member APR=2.761%, Average Gold Star Membership level savings, is $9,397,
which includes the lender fees savings as of 9/21/21. Lender Fees include
application, commitment, underwriting, processing fees or similar fees and
PAYMENT DOES NOT include 3rd party fees, such as title insurance, appraisal, tax
service, escrow and other such fees in which the lender does not profit and are
passed directly through to the borrower. All fees are detailed in the Loan
Estimate. Executive and Gold Star Membership savings is compared to an average
of national mortgage lenders in a comparative study conducted by Informa
Research Services Inc. Individual savings may vary based on credit score,
Loan-To-Value, location, Costco membership level, and loan amount, and is
subject to loan requirements underwriting and approval. Marketing Approval Date
10/1/2021.

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All rights reserved


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Cookie Details

Click on the different category headings to find out more and change our default
settings, when available. When you visit our website, we store or retrieve
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Costco Members in connection with our website. Cookies and the information they
collect might relate to you, your preferences or your device, and are used to
make the site work as you expect it to, store your preferences, help us
understand how people use our site, and provide a more personalized web
experience. For more information about how we use cookies, please see our
Privacy Policy.

When available, you can choose not to allow certain types of cookies via the
settings, but it may impact your experience and some features on the site. Your
choice is specific to the device, website, and browser you are using, and is
deleted when you clear your cookies. Presently, our website does not use any
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