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< Privacy Overview
* Privacy Overview
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* CA Residents
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CORPORATE PRIVACY NOTICE
View this notice in a PDF format
Rev. October 2021
FACTS
WHAT DOES THE CHARLES SCHWAB CORPORATION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal
law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we
do. What? The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
* Social Security number and income
* account balances and transaction history
* investment experience and assets
How? All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons financial
companies can share their customers' personal information; the reasons The
Charles Schwab Corporation chooses to share; and whether you can limit this
sharing.
Reasons we can share your personal information Does The Charles Schwab
Corporation share? Can you limit this sharing? For our everyday business
purposes—
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus YES NO For our
marketing purposes—
to offer our products and services to you YES NO For joint marketing with other
financial companies NO We don't share For our affiliates' everyday business
purposes—
information about your transactions and experiences YES NO For our affiliates'
everyday business purposes—
information about your creditworthiness YES YES For our affiliates to market to
you YES YES For nonaffiliates to market to you NO We don't share
To limit our sharing Call 877-812-1817 within the U.S. or +1-415-667-8400 from
outside the U.S.‚—our menu will prompt you through your choices.
Please note:
If you are a new customer, we can begin sharing your information 30 days from
the date we sent this notice. When you are no longer our customer, we continue
to share your information as described in this notice. However, you can contact
us at any time to limit our sharing. Questions? Call 877-812-1817 or
800-435-4000 or go to www.schwab.com/privacy.
Who we are Who is providing this notice? The Charles Schwab Corporation (also
"Schwab") and its affiliates. See list of affiliates below.
What we do How does Schwab protect my personal information? To protect your
personal information from unauthorized access and use, we use security measures
that comply with federal law. These measures include computer safeguards and
secured files and buildings. To learn more about security at Schwab, please
visit www.schwab.com/schwabsafe. How does Schwab collect my personal
information? We collect your personal information, for example, when you
* open an account or give us your income information
* seek advice about your investments or tell us about your investment or
retirement portfolio
* make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. Why can't I limit all sharing? Federal law gives
you the right to limit only
* sharing for affiliates' everyday business purposes — information about your
creditworthiness
* affiliates from using your information to market to you
* sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law. What happens when I
limit sharing for an account I hold jointly with someone else? Your choices will
apply to everyone on your account.
Definitions Affiliates Companies related by common ownership or control. They
can be financial and nonfinancial companies
* Our affiliates include companies with a Charles Schwab name; financial
companies such as Charles Schwab & Co., Inc., Charles Schwab Bank, SSB,
Charles Schwab Premier Bank, SSB, Charles Schwab Investment Management, Inc.,
Schwab Private Client Investment Advisory, Inc., Charles Schwab Trust Bank,
Charles Schwab Futures and Forex LLC; TD Ameritrade Holding Corporation; and
nonfinancial companies such as Schwab Performance Technologies and Schwab
Compliance Technologies, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
* The Charles Schwab Corporation does not share with nonaffiliates so they can
market to you.
Joint marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
* The Charles Schwab Corporation doesn't jointly market.
OTHER IMPORTANT INFORMATION
Charles Schwab Bank, SSB, and Charles Schwab Premier Bank, SSB, are chartered
under the laws of the State of Texas and by state law are subject to regulatory
oversight by the Department of Savings and Mortgage Lending. Any consumer
wishing to file a complaint against Charles Schwab Bank, SSB, or Charles Schwab
Premier Bank, SSB, should contact the Department of Savings and Mortgage Lending
through one of the means indicated below:
In Person or by Mail: 2601 North Lamar Boulevard, Suite 201, Austin, Texas
78705-4294; Phone: 1-877-276-5550; Fax: 1-512-936-2003; or through the
Department's website at https://www.sml.texas.gov/.
California residents: Please go to schwab.com/ccpa to learn more about our
Privacy Notice for California Residents.
Nevada residents: Nevada law requires us to disclose that you may request to be
placed on Schwab's internal "do not call" list at any time by calling
800-435-4000, and that we are providing this notice to you pursuant to state
law, and that you may obtain further information by contacting the Nevada
Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone
702-486-3132; email BCPINFO@ag.state.nv.us.
Vermont residents: We will automatically limit sharing of your information.
To learn more about our Online Privacy & Tracking practices, please go to
schwab.com/online-privacy.
This Notice does not apply to Charles Schwab, Hong Kong, Limited; Charles
Schwab, U.K., Ltd.; or individuals in the European Economic Area (EEA). Please
go to international.schwab.com/privacy to learn about the privacy policies
applicable to these businesses and individuals in the EEA.
©2021 The Charles Schwab Corporation. All rights reserved. CC5500492 (1021-1X0T)
REG60835FM-15 (10/21) 00263807
(0621-10H6)
Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
The Charles Schwab Corporation provides a full range of brokerage, banking and
financial advisory services through its operating subsidiaries. Its
broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers
investment services and products, including Schwab brokerage accounts. Its
banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing
Lender), provides deposit and lending services and products. Access to
Electronic Services may be limited or unavailable during periods of peak demand,
market volatility, systems upgrade, maintenance, or for other reasons.
This site is designed for U.S. residents. Non-U.S. residents are subject to
country-specific restrictions. Learn more about our services for non-U.S.
residents.
© 2021 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Unauthorized
access is prohibited. Usage will be monitored.
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