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WE'VE HELPED HUNDREDS OF THOUSANDS OF USERS COMPARE RATES AND FIND THE RIGHT
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View All Lender Reviews
Slide 1 of 5

 * GREAT LENDER WITH COMPETITIVE RATES
   
   Easy to fill out, fast response even after reaching out to customer service
   for an error on my end, money was deposited quickly and Offered competitive
   rates
   
   Reviewed by Leticia for Upstart

 * OVERALL GREAT JOB ON LOAN
   
   Overall great job on loan experience. Rates were competitive and
   communication through the process was helpful. Response time from email
   correspondence could be improved.
   
   Reviewed by Kris for Payoff

 * BEAUTIFUL EXPERIENCE. NO HASSLES. SIMPLE
   
   Beautiful experience. No hassles. Simple format and no anxiety. They only
   requested bank statements for two months and result received in three days
   
   Reviewed by Sondra L. for Prosper

 * NEED MORE 2020
   
   It was quick and easy! I am very thankful for the good service, but my small
   company need more credit.
   
   Reviewed by Byron for OneMain

 * TRUST GOES BOTH WAYS
   
   Lending Point was there for me when I needed them. Great interest rate among
   other factors. I appreciate their trust in me.
   
   Reviewed by Karen P. for LendingPoint


Slide 1 of 5

 * GREAT LENDER WITH COMPETITIVE RATES
   
   Easy to fill out, fast response even after reaching out to customer service
   for an error on my end, money was deposited quickly and Offered competitive
   rates
   
   Reviewed by Leticia for Upstart

 * OVERALL GREAT JOB ON LOAN
   
   Overall great job on loan experience. Rates were competitive and
   communication through the process was helpful. Response time from email
   correspondence could be improved.
   
   Reviewed by Kris for Payoff

 * BEAUTIFUL EXPERIENCE. NO HASSLES. SIMPLE
   
   Beautiful experience. No hassles. Simple format and no anxiety. They only
   requested bank statements for two months and result received in three days
   
   Reviewed by Sondra L. for Prosper

 * NEED MORE 2020
   
   It was quick and easy! I am very thankful for the good service, but my small
   company need more credit.
   
   Reviewed by Byron for OneMain

 * TRUST GOES BOTH WAYS
   
   Lending Point was there for me when I needed them. Great interest rate among
   other factors. I appreciate their trust in me.
   
   Reviewed by Karen P. for LendingPoint


Slide 1 of 5

 * GREAT LENDER WITH COMPETITIVE RATES
   
   Easy to fill out, fast response even after reaching out to customer service
   for an error on my end, money was deposited quickly and Offered competitive
   rates
   
   Reviewed by Leticia for Upstart

 * OVERALL GREAT JOB ON LOAN
   
   Overall great job on loan experience. Rates were competitive and
   communication through the process was helpful. Response time from email
   correspondence could be improved.
   
   Reviewed by Kris for Payoff

 * BEAUTIFUL EXPERIENCE. NO HASSLES. SIMPLE
   
   Beautiful experience. No hassles. Simple format and no anxiety. They only
   requested bank statements for two months and result received in three days
   
   Reviewed by Sondra L. for Prosper

 * NEED MORE 2020
   
   It was quick and easy! I am very thankful for the good service, but my small
   company need more credit.
   
   Reviewed by Byron for OneMain

 * TRUST GOES BOTH WAYS
   
   Lending Point was there for me when I needed them. Great interest rate among
   other factors. I appreciate their trust in me.
   
   Reviewed by Karen P. for LendingPoint






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LEVERAGE THESE PRACTICAL TIPS AND STRATEGIES FOR GROWING YOUR LANDSCAPING
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GUIDE TO COMMERCIAL LEASE AGREEMENTS

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ABOUT

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Reviews
Lantern By SoFiSoFi receives compensation in the event you obtain a loan,
financial product, or service through the Lantern marketplace. This Lantern
website is owned by SoFi Lending Corp., a lender licensed by the Department of
Financial Protection and Innovation under the California Financing Law, license
number 6054612; NMLS number 1121636. (www.nmlsconsumeraccess.org). This site is
NOT owned and operated by SoFi Bank. Loans, financial products, and services may
not be available in all states.All rates, fees, and terms are presented without
guarantee and are subject to change pursuant to each provider's discretion.
There is no guarantee you will be approved or qualify for the advertised rates,
fees, or terms presented. The actual terms you may receive depends on the things
like benefits requested, your credit score, usage, history and other factors.
*Check your rate: To check the rates and terms you may qualify for, Lantern
and/or its network lenders conducts a soft credit pull that will not affect your
credit score. However, if you choose a product and continue your application,
the lender(s) you choose will request your full credit report from one or more
consumer reporting agencies, which is considered a hard credit pull and may
affect your credit.All loan terms, including interest rate, and Annual
Percentage Rate (APR), and monthly payments shown on this website are from
lenders and are estimates based upon the limited information you provided and
are for information purposes only. Estimated APR includes all applicable fees as
required under the Truth in Lending Act. The actual loan terms you receive,
including APR, will depend on the lender you select, their underwriting
criteria, and your personal financial factors. The loan terms and rates
presented are provided by the lenders and not by SoFi Lending Corp. or Lantern.
Please review each lender's Terms and Conditions for additional details.Many
factors affect your credit scores and the interest rates you may receive. SoFi
is not a Credit Repair Organization as defined under federal or state law,
including the Credit Repair Organizations Act. SoFi does not provide "credit
repair" services or advice or assistance regarding "rebuilding" or "improving"
your credit record, credit history, or credit rating. For details, see the FTC's
website on credit (https://consumer.ftc.gov/credit-loans-debt)Financial Tips &
Strategies: The tips provided on this website are of a general nature and do not
take into account your specific objectives, financial situation, and needs. You
should always consider their appropriateness given your own
circumstances.¹SoFi’s Insights tool offers users the ability to connect both
SoFi accounts and external accounts using Plaid, Inc.’s service. When you use
the service to connect an account, you authorize SoFi to obtain account
information from any external accounts as set forth in SoFi’s Terms of Use. SoFi
assumes no responsibility for the timeliness, accuracy, deletion, non-delivery
or failure to store any user data, loss of user data, communications, or
personalization settings. You shall confirm the accuracy of Plaid data through
sources independent of SoFi. The credit score provided to you is a VantageScore®
based on TransUnion® (the “Processing Agent”) data.
Personal LoanSoFi Lending Corp. ("SoFi") operates this Personal Loan product in
cooperation with Engine by MoneyLion. If you submit a loan inquiry, SoFi will
deliver your information to Engine by MoneyLion, and Engine by MoneyLion will
deliver to its network of lenders/partners to review to determine if you are
eligible for pre-qualified or pre-approved offers. The lenders/partners
receiving your information will also obtain your credit information from a
credit reporting agency. If you meet one or more lender's and/or partner's
conditions for eligibility, pre-qualified and pre-approved offers from one or
more lenders/partners will be presented to you here on the Lantern website. More
information about Engine by MoneyLion, the process, and its lenders/partners is
described on the loan inquiry form you will reach by visiting our Personal Loans
page as well as our Student Loan Refinance page. Click to learn more about
Engine's Licenses and Disclosures, Terms of Service, and Privacy Policy.Personal
loan offers provided to customers on Lantern do not exceed 35.99% APR. An
example of total amount paid on a personal loan of $10,000 for a term of 36
months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life
of the loan.
Student Loan RefinanceSoFi Lending Corp. ("SoFi") operates this Student Loan
Refinance product in cooperation with Engine by MoneyLion. If you submit a loan
inquiry, SoFi will deliver your information to Engine by MoneyLion, and Engine
by MoneyLion will deliver to its network of lenders/partners to review to
determine if you are eligible for pre-qualified or pre-approved offers. The
lenders receiving your information will also obtain your credit information from
a credit reporting agency. If you meet one or more lender's and/or partner's
conditions for eligibility, pre-qualified and pre-approved offers from one or
more lenders/partners will be presented to you here on the Lantern website. More
information about Engine by MoneyLion, the process, and its lenders/partners is
described on the loan inquiry form you will reach by visiting our Personal Loans
page as well as our Student Loan Refinance page. Click to learn more about
Engine's Licenses and Disclosures, Terms of Service, and Privacy Policy.NOTICE:
The debt ceiling legislation passed on June 2, 2023, codifies into law that
federal student loan borrowers will be reentering repayment. The US Department
of Education or your student loan servicer, or lender if you have FFEL loans,
will notify you directly when your payments will resume For more information,
please go to
https://docs.house.gov/billsthisweek/20230529/BILLS-118hrPIH-fiscalresponsibility.pdf
https://studentaid.gov/announcements-events/covid-19If you are a federal student
loan borrower you should take time now to prepare for your payments to restart,
including the opportunity to refinance your student loan debt at a lower APR or
to extend your term to achieve a lower monthly payment. Please note that once
you refinance federal student loans you will no longer be eligible for current
or future flexible payment options available to federal loan borrowers,
including but not limited to income based repayment plans or extended repayment
plans. Notice: Private student loans do not have the same repayment options that
the federal loan program offers such as Income-Driven Repayment plans, including
Income-Contingent Repayment or PAYE. SoFi always recommends that you consult a
qualified financial advisor to discuss what is best for your unique situation.
Auto Loan RefinanceAutomobile refinancing loan information presented on
this Lantern website is from Caribou, AUTOPAY, Engine by MoneyLion, and each of
Engine’s partners (along with their affiliated companies). Caribou, AUTOPAY, and
Engine by MoneyLion pay SoFi compensation for marketing their products and
services on the Lantern site. Auto loan refinance information presented on
this Lantern site is indicative and subject to you fulfilling the lender’s
requirements, including but not limited to: credit standards, loan
size, vehicle condition, and odometer reading. Loan rates and terms as presented
on this Lantern site are subject to change when you reach the lender and may
depend on your creditworthiness, consult with the lender for more details.
Additional terms and conditions may apply and all terms may vary by your state
of residence.
Secured Lending DisclosureTerms, conditions, state restrictions, and minimum
loan amounts apply. Before you apply for a secured loan, we encourage you to
carefully consider whether this loan type is the right choice for you. If you
can't make your payments on a secured personal loan, you could end up losing the
assets you provided for collateral. Not all applicants will qualify for larger
loan amounts or most favorable loan terms. Loan approval and actual loan terms
depend on the ability to meet underwriting requirements (including, but not
limited to, a responsible credit history, sufficient income after monthly
expenses, and availability of collateral) that will vary by lender.
BankingSoFi Lending Corp. ("SoFi") operates this website in cooperation with
Engine by MoneyLion presenting promotions for products and services offered by
other banks, lenders, and financial institutions. If you select a promotion
above, you will be connected to the website of the company offering the product.
The promotions presented on this site are from companies that pay SoFi and
Engine by MoneyLion compensation for marketing their products and services. This
may affect whether a provider is featured on this site and could affect the
order of presentation. Lantern and Engine by MoneyLion do not include all
providers in the market or all of their available offerings. Click to learn more
about Engine's Licenses and Disclosures, Terms of Service, and Privacy Policy.
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