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A FAST, SIMPLE WAY TO GET YOUR HOME EQUITY LINE

Let your home earn you a better rate. Consolidate high-interest credit card or
personal debt.1

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Pre-qualification does not affect your credit score.2




APPROVAL IN 5 MINUTES. FUNDING IN AS FEW AS 5 DAYS.3

 * 100% online application
   
   No need to go digging for paperwork. Just link your accounts and we'll take
   care of the rest.

 * Enjoy a competitive, fixed rate4
   
   You can borrow up to $400,000.

 * Option to redraw up to 100%
   
   Take advantage of the option to redraw up to 100%.

 * Online support and video notary
   
   Quick response time and online notary in most circumstances.


WHAT CAN I USE A HOME EQUITY LINE OF CREDIT FOR?

A HELOC can be used for many different purposes, such as:

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 * Debt consolidation

 * Education

 * Solar panels

 * ADUs

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WHAT TYPES OF PROPERTIES ARE ELIGIBLE FOR A HELOC?

WCL offers loans on:

 * Single family residences

 * Condos

 * Townhouses

 * The property may be the applicant's primary residence, secondary residence or
   investment property.

*Certain types of properties may not be eligible.

Terms of ServicePrivacy PolicyLicenses
 * © West Capital Lending, Inc.
 * WCL.
   
   24 Executive Park Suite 250
   Irvine, CA 92614

 * NMLS #1566096: NMLS consumer access.
   
   For licensing information, please go to www.nmlsconsumeraccess.org.

 * West Capital Lending Home Equity Line is available in AL, AZ, CA, CO, FL, HI,
   IA, ID, KS, MD, ME, MI, ND, NH, NJ, NV, OH, OK, OR, PA, TN, TX, UT, WA, WY.
 * For Customer Service or Complaints, please contact us at 1-888-619-9582
   between Monday-Sunday from 6am-5pm PT or email
   loans@westcapitallending.myfastheloc.com
 * Equal Housing Lender
 * This site is not authorized by the New York State Department of Financial
   Services. No mortgage loan applications for properties located in the State
   of New York will be accepted through this site.

 1. A WCL HELOC is secured with your home as collateral, whereas personal loans
    and credit cards are not.
 2. To check the rates and terms you qualify for, we will conduct a soft credit
    pull that will not affect your credit score. However, if you continue and
    submit an application, we will request your full credit report from one or
    more consumer reporting agencies, which is considered a hard credit pull and
    may affect your credit.
 3. Approval may be granted in five minutes but is ultimately subject to
    verification of income and employment, as well as verification that your
    property is in at least average condition with a property condition report.
    Five business day funding timeline assumes closing the loan with our remote
    online notary. Funding timelines may be longer for loans secured by
    properties located in counties that do not permit recording of e-signatures
    or that otherwise require an in-person closing.
 4. West Capital Lending Home Equity Line is an open-end product where the full
    loan amount (minus the origination fee) will be 100% drawn at the time of
    origination. The initial amount funded at origination will be based on a
    fixed rate; however, this product contains an additional draw feature. As
    the borrower repays the balance on the line, the borrower may make
    additional draws during the draw period. If the borrower elects to make an
    additional draw, the interest rate for that draw will be set as of the date
    of the draw and will be based on an Index, which is the Prime Rate published
    in the Wall Street Journal for the calendar month preceding the date of the
    additional draw, plus a fixed margin. Accordingly, the fixed rate for any
    additional draw may be higher than the fixed rate for the initial draw.