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   SECURE Act 2.0 expanded tax credits. See if you qualify and calculate your
   plan costs.
   
   Calculate Your Costs
   
   Retirement Plans
   
   401(k)
   
   Get a customizable, affordable 401(k) plan
   
   403(b)
   
   Retirement plans for tax-exempt businesses
   
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   Pass IRS tests with a safe harbor provision
   
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   Reduce manual work with payroll integration
   
   Investment Advice
   
   Explore our strategic approach to investing
   
   Customer Reviews from G2
   
   See why we’re named a leader in the 401(k) software category

 * Payroll Integrations
   
   
   WE INTEGRATE WITH 400+ LEADING PAYROLLS.
   
   Changing the SMB 401(k) experience through seamless payroll integrations.
   
   Find Your Payroll
   
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   Heartland
   
   
   
   QuickBooks Online
   
   
   
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   Financial Advisors
   
   Help your SMB clients prepare for their future
   
   Banks
   
   Improve your offerings and stay competitive
   
   Industries
   
   Startups
   
   Retirement plans that scale with your startup
   
   Franchises
   
   A customer-focused, cost-effective 401(k) plan
   
   Nonprofits
   
   Full-service 401(k) or 403(b) retirement plans
   
   Restaurants
   
   401(k)s for both your full and part-time employees
   
   Customer Stories
   
   See All
   
   
   How a safe harbor 401(k) helps Curtis&Co reduce risk and empower employees
   
   Sexy Pizza aims to transform the restaurant industry with 401(k) benefits
   
   How Kevin Cradock Builders helps construct a bright future for their team

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   For Employers
   
   Learn more about 401(k) plan administration
   
   For Employees
   
   How to get the most from retirement planning
   
   Retirement Legislation
   
   Stay updated on the future of retirement policy
   
   Latest Content
   
   See All
   
   
   What is a highly compensated employee?
   
   Reimagining the definition of retirement: Meet Pretirement.
   
   SECURE Act 2.0: Changes to retirement planning (2023)
   
   Featured Resources
   
   The Human Interest Plan Cost Calculator
   
   What is a state-sponsored retirement plan?
   
   The ultimate guide to starting a small business 401(k)

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Retirement Legislation


HUMAN INTEREST AND RETIREMENT LEGISLATION

Learn what’s shaping retirement today and tomorrow. We’re tracking and analyzing
everything related to retirement legislation, at both the state and federal
levels.

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Topic
AllFederal legislationState legislationSECURE Act



FEATURED RESOURCES


Article


SECURE ACT 2.0: CHANGES TO RETIREMENT PLANNING (2023)

SECURE Act 2.0, signed into law in December 2022, may help promote retirement
savings by mandating auto-enrollment for new plans, boosting tax savings for
small employers, and providing more flexibility to savers.

Calculator


THE HUMAN INTEREST PLAN COST CALCULATOR

Article


WHAT IS A STATE-SPONSORED RETIREMENT PLAN?


FEDERAL LEGISLATION

View All

Article


THE POWER OF 401(K) AUTOMATIC ENROLLMENT

401(k) automatic enrollment (auto-enrollment)—combined with automatic escalation
and appropriate opt-out provisions—may help turn the lack of employee action
into a powerful tool to boost plan participation and deferral rates.

Article


HOW JOE BIDEN’S PRESIDENCY COULD CHANGE YOUR RETIREMENT SECURITY

Article


PEP VS. 401(K): WHICH IS A BETTER DEAL FOR SMALL BUSINESSES?


STATE LEGISLATION

View All

Article


DO STATE-MANDATED RETIREMENT PROGRAMS REALLY WORK?

Many states have passed legislation requiring retirement plans for qualifying
employers. But are these plans working? This article looks at several
state-sponsored options—and compares them against 401(k) plans.

Article


WHAT IS A STATE-SPONSORED RETIREMENT PLAN?

Article


WHAT TO KNOW ABOUT THE COLORADO SECURESAVINGS PROGRAM


SECURE ACT

View All

Article


THE SECURE ACT: TOP 9 IMPACTS ON SMALL BUSINESSES

Passed in 2019, this new piece of legislation has a significantly positive
impact on current and future 401(k) plans, including the nine outlined in this
article.

Article


THE SECURE ACT: 5 CHANGES AFFECTING 403(B) PLANS

Article


PART-TIME EMPLOYEES AND THE SECURE ACT


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© 2023 Human Interest, Inc. Disclosures

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Human Interest Inc. is an affordable, full-service 401(k) and 403(b) provider
that seeks to make it easy for small and medium-sized businesses to assist their
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humaninterest.com. Investment Advisory services are provided through Human
Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human
Interest Inc. For more information on our investment advisory services, please
visit https://www.humaninterest.com/hia/.

This content has been prepared for informational purposes only, and should not
be construed as tax, legal, or individualized investment advice. Human Interest
Advisors LLC does not provide tax or legal advice. Consult an appropriate
professional regarding your situation. The views expressed are subject to
change. In the event third-party data and/or statistics are used, they have been
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Past performance does not guarantee future results.