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insights, webinars, and answers to a wide variety of questions. Go
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LIFELONG DREAMS DON'T NEED TO TAKE A LIFETIME.


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INVEST WITH CLARITY.


NOW GET ACCESS TO KEEN INSIGHTS AND SOLUTIONS FROM MORGAN STANLEY.

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INVEST. SAVE. BORROW. PLAN FOR RETIREMENT.


YOU CAN DO IT ALL AT E*TRADE.

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FOCUS ON YOUR FUTURE, NOT ON FEES.



$0 COMMISSIONS TRADES1

Online US-listed stocks, ETFs, and options





65¢ OPTIONS CONTRACTS1

50¢ with 30+ trades per quarter






$1.50

Futures contracts2

View all pricing


GET UP TO $3,500 (PLUS $0 COMMISSIONS)1 LEARN HOW

Take charge of your finances with a new E*TRADE brokerage or retirement account
by March 1
and start with a generous cash bonus.

Use code: REWARD22
Open an account


NEED A LITTLE HELP?


OUR FAQS ARE A GOOD PLACE START.

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YOU’LL PAY $0 COMMISSIONS ON ONLINE US-LISTED STOCK, ETF, AND OPTIONS TRADES,
PLUS 65¢ PER OPTIONS CONTRACT. MAKE 30+ TRADES PER QUARTER AND PAY JUST 50¢ PER
OPTIONS CONTRACT.1

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CHECK THE BACKGROUND OF E*TRADE SECURITIES LLC ON FINRA'S BROKERCHECK AND SEE
E*TRADE SECURITIES LLC AND E*TRADE CAPITAL MANAGEMENT, LLC RELATIONSHIP SUMMARY.

Investment Products • Not FDIC Insured • No Bank Guarantee • May Lose Value

PLEASE READ THE IMPORTANT DISCLOSURES BELOW.

BANKING PRODUCTS AND SERVICES ARE PROVIDED BY MORGAN STANLEY PRIVATE BANK,
NATIONAL ASSOCIATION, MEMBER FDIC.





Important Note: Futures and options transactions are intended for sophisticated
investors and are complex, carry a high degree of risk, and are not suitable for
all investors. For more information, please read the Characteristics and Risks
of Standardized Options and the Risk Disclosure Statement for Futures and
Options prior to applying for an account. You can also view the E*TRADE Futures
LLC Financial Information and Disclosure Documents.





The fund's prospectus contains its investment objectives, risks, charges,
expenses and other important information and should be read and considered
carefully before investing. For a current prospectus, visit
www.etrade.com/mutualfunds or visit the Exchange-Traded Funds Center at
www.etrade.com/etf.





Investing in securities involves risk, including possible loss of principal.
Past performance is not an indication of future results. Supporting
documentation for any claims will be provided upon request.



 1. E*TRADE charges $0 commission for online US-listed stock, ETF, and options
    trades. Exclusions may apply and E*TRADE reserves the right to charge
    variable commission rates. The standard options contract fee is $0.65 per
    contract (or $0.50 per contract for customers who execute at least 30 stock,
    ETF, and options trades per quarter). The retail online $0 commission does
    not apply to Over-the-Counter (OTC), foreign stock transactions, large block
    transactions requiring special handling, transaction-fee mutual funds,
    futures, or fixed income investments. Service charges apply for trades
    placed through a broker ($25). Stock plan account transactions are subject
    to a separate commission schedule. Additional regulatory and exchange fees
    may apply. For more information about pricing, visit etrade.com/pricing.
    
     
    
    E*TRADE credits and offers may be subject to US withholding taxes and
    reporting at retail value. Taxes related to these credits and offer are the
    customer’s responsibility. Cash credits for Individual Retirement Accounts
    are treated as earnings for tax purposes. E*TRADE and its affiliates do not
    provide tax advice.
    
    Offer valid for new E*TRADE Securities customers opening one new eligible
    retirement or brokerage account by 3/1/2022 and funded within 60 days of
    account opening with $10,000 or more. Promo code 'REWARD22'.
    
    New customer opening one account: These rules strictly apply to customers
    who are opening one new E*TRADE account, do not have an existing E*TRADE
    account and do not open any other new E*TRADE accounts for 60 days after
    enrollment in this offer. For other circumstances, please refer to the
    “Existing Customers or New Customers Opening More than One Account”
    disclosures below.
    
    Cash credits will be granted based on deposits of new funds or securities
    from external accounts made within 60 days of account opening, as follows:
    $10,000-$19,999 will receive $50; $20,000-$49,999 will receive $100;
    $50,000-$99,999 will receive $200; $100,000-$199,999 will receive $300;
    $200,000-$499,999 will receive $600; $500,000-$999,999 will receive $1,200;
    $1,000,000-$1,499,999 will receive $2,500; $1,500,000 or more will receive
    $3,500.
    
    Reward tiers under $200,000 ($10,000-$19,999; $20,000-$49,999;
    $50,000-$99,999; $100-000-$199,999) will be paid within seven business days
    following the expiration of the 60 day period. However, if you deposit
    $200,000 or more, you will receive a cash credit within seven business days,
    followed by any additional reward based on your fulfillment tier at the
    expiration of the 60 day period. If you have deposited at least $200,000 in
    the new account, and you make subsequent deposits in that account to reach a
    higher tier, you will receive a second cash credit following the close of
    the 60 day window. For example, if you deposit $250,000, you will receive a
    cash credit of $600 within seven business days, then if you deposit an
    additional $300,000 into your new account, you will receive an additional
    cash credit of $600 at the end of the 60 day window for a total reward of
    $1,200. If you deposit between $200,000 and $1,499,999 in your new account,
    you will receive a cash credit in two transactions at the end of the 60 day
    window—depending on your initial funding amount. If you deposit $1,500,000
    or more in your new account, you will receive two cash credits that will
    total $3,500 within seven business days. Cash credits will be paid to the
    account where the deposit is made.
    
    Existing customers or new customers opening more than one account are
    subject to different offer terms. Please click here to view offer terms.
    
    Offer rules for all participants: New funds or securities must be deposited
    or transferred within 60 days of enrollment in offer, be from accounts
    outside of E*TRADE, and remain in the account (minus any trading losses) for
    a minimum of twelve months or the cash credit(s) may be surrendered. For
    purposes of the value of a deposit, any securities transferred will be
    valued the first business day following completion of the deposit. Removing
    any deposit or cash during the promotion period (60 days) may result in
    lower reward amount or loss of reward. Any assets transferred from Morgan
    Stanley accounts to E*TRADE are not considered to be from accounts outside
    of E*TRADE and may not be included for purposes of offer eligibility or
    reward amount calculations, at E*TRADE’s sole discretion.
    
    If you are attempting to enroll in this offer with a Joint Account, the
    primary account holder may have to fulfill at the tiers noted before the
    secondary account holder can enroll in this offer. If you experience any
    issues when attempting to enroll with a Joint Account, please contact us
    at 800-387-2331 and we will be able to assist you with your enrollment.
    
    Offer limitations: Offer valid for existing E*TRADE Securities brokerage,
    Coverdell, and the following types of E*TRADE retirement accounts:
    Traditional IRA, Individual 401(k), Roth Individual 401(k), Roth IRA,
    Rollover IRA, Beneficiary Roth IRA, and Beneficiary Traditional IRA
    
    This offer is not valid for any business (incorporated or unincorporated)
    accounts, other E*TRADE Securities retirement account types (SEP IRA, SIMPLE
    IRA, retirement accounts for minors, profit sharing plans, money purchase
    pension plans and investment only noncustodial retirement plans, Beneficiary
    IRA Estate, Beneficiary IRA Trust, Beneficiary Roth IRA Estate, Beneficiary
    Roth IRA Trust), accounts designated pattern day trader status, E*TRADE
    Capital Management, E*TRADE Futures, Morgan Stanley Private Bank, National
    Association accounts. Excludes current E*TRADE and Morgan Stanley employees,
    including any subsidiaries thereof, non-U.S. residents, and residents of any
    jurisdiction where this offer is not valid. You must be the original
    recipient of this offer to enroll. Customers may only be enrolled in one
    offer at a time. Cannot be combined with any other offers.
    
    E*TRADE Securities reserves the right to terminate this offer at any time.
    
    Consolidation is not right for everyone, so you should carefully consider
    your options. Before deciding whether to retain assets in a retirement plan
    account through a former employer, roll them over to a qualified retirement
    plan account through a new employer (if one is available and rollovers are
    permitted), or roll them over to an IRA, an investor should consider all his
    or her options and the various factors including, but not limited to, the
    differences in investment options, fees and expenses, services, the
    exceptions to the early withdrawal penalties, protection from creditors and
    legal judgments, required minimum distributions, the tax treatment of
    employer stock (if held in the qualified retirement plan account), and the
    availability of plan loans (i.e., loans are not permitted from IRAs, and the
    availability of loans from a qualified retirement plan will depend on the
    terms of the plan). For additional information, view the FINRA Website.
    
    If you have multiple IRAs at E*TRADE or at other financial institutions, the
    annual contribution limit applies to contributions made to all of your IRAs
    (traditional and Roth IRAs) combined which can impact your ability to make a
    contribution to an IRA for the current tax year.  Before making a
    contribution, check your other IRAs and refer to the Contribution Limits
    Table for more details.
    
    E*TRADE Securities LLC and its affiliates do not provide tax advice, and you
    should always consult your own tax advisor regarding your personal
    circumstances before taking any action that may have tax consequences.
    
    This offer neither is, nor should be construed as a recommendation or
    solicitation to buy, sell, or hold any security, financial product or
    instrument or to open a particular account or engage in any specific
    investment strategy.

 2. Each futures trade is $1.50 (per side, per contract, plus exchange fees),
    excluding cryptocurrency futures trades, which are $2.50 (per side, per
    contract, plus exchange fees). In addition to the per contract, per side
    commission, futures customers may be assessed additional fees, including
    applicable futures exchange and National Futures Association fees, as well
    as brokerage charges for execution of non-electronically traded futures and
    futures options contracts. These fees are not established by E*TRADE and
    will vary by exchange.

 

Securities products and services offered by E*TRADE Securities LLC. Member SIPC.
Investment advisory services offered by E*TRADE Capital Management, LLC, a
Registered Investment Adviser. Commodity futures and options on futures products
and services offered by E*TRADE Futures LLC, Member NFA. Stock plan
administration solutions and services offered by E*TRADE Financial Corporate
Services, Inc. Banking products and services are provided by Morgan Stanley
Private Bank, National Association, Member FDIC. All are separate but affiliated
subsidiaries of Morgan Stanley.

System response and account access times may vary due to a variety of factors,
including trading volumes, market conditions, system performance, and other
factors.

Statement of Financial Condition | About Asset Protection | Account Agreements
and Disclosures | Quarterly 606 Report | Business Resiliency Plan

©2022 E*TRADE from Morgan Stanley. All rights reserved. E*TRADE Copyright Policy



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