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ABOUT US



We provide India's largest multi recharge platform. We works in Prepaid & Dth
Recharge, Postpaid payments, Electricity bill payments, Gas & insurance
payments, Domestic & internationnal Hotel booking, Domestic & internationnal
flight booking, Bus booking, New PAN registration & edit, Mini ATM (M-Pos), AEPS
services and largest Ecommerace that offers comprehensive payment services for
customer and merchants. We offer mobile payment solutions to over 5000 consumers
to make seamless mobile payments from Cards, Bank Accounts and Digital Credit
among others. Our investors and partners has been in all over India's. We strive
to maintain an open culture where everyone is a hands-on contributor and feels
comfortable sharing ideas and opinions. We are doing our best.




OUR MAIN SERVICES


PREPAID & DTH


PREPAID & DTH

We are provide all prepaid and DTH recharge with live response, you feel real
speed with US.


ALL UTILITIES


ALL UTILITIES

Postpaid Mobile, Landline, Broadband, Electricity bill with BBPS, Insurance
premium, and Water Bill Payment.


M-POS DEVICE


M-POS DEVICE

M POS (Mobile Point of Sale) 24x7 Fast services with maximum commission.


BILL PAYMENT


BILL PAYMENT

Pay all your bills online with the BBPS. Postpaid mobile, landline, electricity
bill, and water bill payment.


BUS & FLIGHT


BUS & FLIGHT

All domestic Bus booking and All domestic & international Flight booking.


E-COMMERCE


E-COMMERCE

We are provide India largest E commerce market minimum price and maximum
standard.


OUR MAIN PRODUCTS


MOBILE & DTH RECHARGE

This Portal provide is a leading pre-paid mobile recharge website in INDIA- On
B2B Retailers and users can recharge prepaid mobile online.and provide makes for
a very convenient way to recharge all DTH in INDIA. There are a lot of DTH
operators in India who provide superior services to their customers.


ELECTRICITY BILL PAYMENTS

Electricity is a commodity that has become an integral part of our lives. In
this modern age, almost any technology requires electricity to function. This
has made electricity bill payments a frequent necessity. Paying electricity
bills online usually requires you to physically go to an outlet and stand in
long queues to clear the payment.


WATER BILL PAYMENTS

Water is the necessity of life and it is very important to pay water bill before
the due date. In this busy scenario, everybody is too busy to queue up for water
bill payment at the centers. To get rid of this hassle, I am provide presents
online water bill payment service.


HOTEL BOOKING

Planning a vacation or business trip, and haven't found a hotel yet? Then use
our web portal to find a hotel, which suits you in every way. The best travel
site in India, Makemytrip has the largest database of hotels in the country and
outside. Our user-friendly website makes online hotel booking an easy task,
which can be completed in mere minutes.


BILL PAYMENTS

The advancement of technology has enabled various financial institutions to
provide a high standard of service in all aspect of banking and financial
services. While modern technology is helping banks and other businesses to
streamline their services, customers are no longer required to visit banks and
their branches to carry out a wide range of banking services.


BUS BOOKING

This is India's largest online bus ticketing platform, trusted by all over
Indians. With a sale of over Bus tickets via web, mobile, and our bus agents,
and stands at the top of the game in bus ticketing.and operates on over 8020
routes reputed bus operators. and launched its bus booking services in the year
2018, thus offerings customers all travel options on one platform.


OUR MAIN WORKS



> We provide Permanent Account Number or PAN, is a means of identifying various
> taxpayers in the country. PAN is a unique identification number assigned to
> Indians, mostly to those who pay tax. The PAN system of identification is a
> computer-based system that assigns unique identification number to every
> Indian tax paying entity. Through this method, all tax related information for
> a person is recorded against a single PAN number which acts as the primary key
> for storage of information. This is shared across the country and hence no two
> people on tax paying entities can have the same PAN. The idea behind PAN is
> similar to the Social Security Number or SSN used in the United States. SSN in
> the US is a unique nine-digit number issued to all citizens of the US,
> permanent and temporary both. Although, the primary aim for SSN creation was
> to track individuals for social security purposes, it has now become a primary
> identification number for taxation processes. Any PAN issued is valid for the
> entire lifetime of the PAN holder. This is so majorly because PAN is
> unaffected by any change of address of the PAN cardholder.

> We provide Permanent Account Number or PAN, is a means of identifying various
> taxpayers in the country. PAN is a unique identification number assigned to
> Indians, mostly to those who pay tax. The PAN system of identification is a
> computer-based system that assigns unique identification number to every
> Indian tax paying entity. Through this method, all tax related information for
> a person is recorded against a single PAN number which acts as the primary key
> for storage of information. This is shared across the country and hence no two
> people on tax paying entities can have the same PAN.


TRAVEL & HOTEL SERVICES

This is India's largest online bus ticketing platform, trusted by all over
Indians. With a sale of over Bus tickets via web, mobile, and our bus agents,
and stands at the top of the game in bus ticketing.and operates on over 8020
routes reputed bus operators. and launched its bus booking services in the year
2018, thus offerings customers all travel options on one platform. It became the
true one-stop travel planner as everything from flights,holiday packages, train
reservations, car rentals, to , all things related to travel was now available
on this portal Bus services are available across the length and breadth of
India, and this portal realizing the importance of this market has tied up with
India’s premier bus services around the country and has been able to quickly
gain a significant foothold in this market. It is still at a nascent stage
however, and is working towards building many more partnerships to expand its
reach and offer an even wider range of options to customers..

The leading player in online flight bookings in India.this portal offers great
offers, some of the lowest airfares, exclusive discounts and a seamless online
booking experience. Flight bookings through the desktop or mobile site is a
delightfully customer friendly experience, and with just a few clicks you can
complete your booking. With features like Instant Discounts, Fare Calendar,
MyRewards Program, MyWallet and many more, the overall booking experience with
constantly adds value to its product and continues to offer the best to its
customers. While booking flights with This portal, you can expect the ultimate
online booking experience. With premium customer service, 24/7 dedicated
helpline for support, and over 99% delighted customers, This portal takes great
pride in enabling customer satisfaction. With a cheapest flight guarantee, book
your tickets at the lowest airfares. Avail great offers, exclusive deals for
loyal customers and get instant updates for your flight status and fare drops.




The most important aspect for any holiday plan is the part where you have to
choose a nice hotel that suits your budget. Staying in a good hotel makes your
holiday convenient and more memorable. Therefore, we bring to you mind-blowing
hotel offers and an array of hotel deals on domestic as well as international
hotels, so that you can enjoy luxury like never before. We have all sorts of
hotels, ranging from luxury to cheap, so whatever be your requirement, you will
get the accommodation. When you find the hotel of your choice, just click on its
name to see its detailed description. Apart from Goa, our database includes
myriad properties in all holiday and business destinations in India. Our payment
gateway is totally secure, so all your bank details are safe. A smooth transfer
process means that making payment is as swift as searching the hotel. So,
whether you are looking for budget or upscale hotels in Delhi, Shimla, Mumbai,
Chennai or any other destination, visit This Portal, and get the best deal.


WHY CHOOSE



This Portal is a best Multi Recharge Company In India, and provide the multi
services with single plateform and support the all client's.

MULTI SERVICE WITH SINGLE PLATEFORM


Our Multi-Services Platform is a flexible, high-density media resource platform
with integrated signalling capabilities, which is designed to enable developers
to bring new services to market quickly and cost-effectively.

SUPPORT SERVICE


We are providing the best supporting service in India. Customer service and
support departments interact with consumers as they need assistance. Learn about
the differences between service and support and see how they work.

TEAM


Our team is easily accessible to all our customers. We value all our customers
and strive to ensure that our products are working optimally. and provides all
its customers a range of targeted and specialized support and technical
services.

E-COMMERCE


Looking for a top-class e-commerce development company? Get custom e-commerce
development services and robust website designing solutions at competitive
prices. Our dedicated web developers are known for delivering ultimate service!

}
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Jio Commission Increase



Download Our App

To download the Android application directly from the website, the download
button is given below, to download the application, open the website in the
Android device.

Download Android App / Version = 1.0.1 Copy Download Link Download Play Store
Link



LOCATION

 *  24 X 7 CUSTOMER CARE
   
    +919123316601

 *  24 X 7 SUPPORT EMAIL ID
   
   support@ritikatechnologies.com

 *   OFFICE ADDRESS
   
   8, NAIHATI, BARODA BRIDGE, BARRACKPORE, NORTH 24 PRAGANAS WEST BENGAL, PIN -
   743165

 *   ZIP CODE
   
   743165

 *   CITY & STATE
   
   North 24 Parganas,West Bengal


NEWS & UPDATES

 * 
 * 
 * 
 * 
 * 
 * 
 * 
 * 


SERVICES

 * PREPAID
   
   * Airtel
   * Jio
   * Vodafone
   * Idea
   * BSNL
   * MTNL

 * DTH
   
   * Airtel Dth
   * Dish Tv
   * Tata Sky
   * Videocon D2h
   * Sun Tv

 * UTILITIES
   
   * Postpaid
   * Landline
   * Broadband
   * Electricity
   * Gas
   * Water
   * Cable Tv
   * Insurance
   * Fastag

 * FINANCIAL
   
   * AEPS
   * m-Pos (micro ATM)
   * Pancard

 * TRAVELS & HOTEL
   
   * Flight Booking
   * Bus Booking
   * Hotel Booking

 * OTHERS
   
   * Security
   * Ecommerce
   * Services


BADGES


 * Help
 * Terms & Conditions
 * Privacy

© 2019 - 2023 All Rights Reserved | Ritika Technologies


HELP

✖



 

HOW TO CHECK MY PAST TRANSACTION?

Yes, you can easily check your past transaction, just login your account and
click on history  and see all type off transections.

WHAT SHOULD I DO IF RECHARGE FAILS?

Wait for 5 to 10 minutes after the payment is successfully done. If your mobile
number is still not recharged then go to link and register a complaint. We will
respond to it as soon as possible.

HOW MUCH TIME IT TAKES TO RECHARGE?

Normally, you get your recharge immediately, as soon as payment is made and you
will get confirmation mail from Ritika Technologies ( www.ritikatechnologies.com
).

FOR WHOM I CANRECHARGE?

You can recharge for your loved ones using the same account. You just need to
know the mobile number to make a successful recharge.

 




TERMS & CONDITIONS

✖



1. GENERAL

These terms and conditions shall govern the accessing and availing by You the
Services as detailed below when You as an end user approach us or our retailers
for the same. By accessing and using the Services, you as the End User agree to
be bound by these terms and conditions of use, including any additional
guidelines and/or future modifications to these terms and conditions ("Terms").
You agree and acknowledge that the access and use of the Services by You is
voluntary and of Your own accord, and that the Terms shall be binding on you,
for access and use of the Services, in India ("Territory"). Your access and use
of the Services shall be subject to the applicable laws, rules and regulations
in force in the Territory, and as may be amended from time to time ("Applicable
Laws") Your act of accessing and using the Services, shall be deemed to be Your
absolute agreement to these Terms and Privacy Policy (defined below) of Ritika
Technologies ( www.ritikatechnologies.com )as prescribed from time to time.

 * 2. SERVICES

Services herein shall mean the payment services availed by You as an end user
("You/End User") through Ritika Technologies ( www.ritikatechnologies.com
)(Wallet) which is a semi-closed prepaid instrument, operated under the
authorisation granted by RBI under Payment and Settlement System Act 2007, and
shall be linked to Your registered mobile number after Your registration on
Wallet. The payment services shall include money transfer services. For the
purpose of availing the Services, You will be required to register Yourself upon
providing certain information. Upon verification and successful registration,
Your user account ("User Account") will get created in the form of a mobile
wallet through which You will be able to avail the Services.

 * 3. PRIVACY POLICY & DATA PROTECTION

Any personal information You supply to RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM )when using the Services will be used by RITIKA
TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )in accordance with its privacy policy
("Privacy Policy") as available in the Website.

 * 4. PROPRIETARY RIGHTS AND LICENCE
   * 4.1. All trademarks, copyright, database rights and other intellectual
     property rights of any nature in the Website and Services, any name, mark
     or logo related to RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )and/or
     the Services are owned either directly by RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )or RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )’s licensors. You should not adapt or use
     otherwise any name, mark or logo that is identical, or confusingly similar
     to any of these marks and logos. You agree and acknowledge that the access
     and use of the Services and Website shall not be construed to confer on You
     any rights of any nature including rights in any form of intellectual
     property contained in the Services and/or Website or related to RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM ). If in the course of accessing
     and using the Services and Website, You even unintentionally infringe the
     rights including rights in any form of intellectual property of RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )or RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )’s licensors in the Services, You shall
     immediately cease and desist any such use.
   * 4.2. You agree and confirm that You shall not at any time reveal or make
     public any and all proprietary and/or confidential information relating to
     RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM ), its business, the
     Services, that You may gain access to during the course of accessing and
     using the Services. Except as expressly authorized by RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM ), You agree not to modify, rent, lease, loan,
     sell, distribute or create derivative works based on the content comprised
     in the Website or Services, in whole or in part.
 * 5. CONDITIONS OF USE
   * 5.1 The Website and the Services are not available to persons under the age
     of 18 or to anyone previously suspended or removed from the Services by
     Ritika Technologies ( www.ritikatechnologies.com ). By accepting these
     Terms and/or by using the Website/Services, You represent that You are at
     least of the age of 18 years.
   * 5.2 The Website and the Services here under are currently made available to
     You for Your personal and non-commercial use. Ritika Technologies (
     www.ritikatechnologies.com )reserves the right to amend or withdraw the
     Website and the Services, provided to You in accordance with these Terms,
     at any time and for any reason.
   * 5.3 You acknowledge that the terms of agreement with Your respective
     telecom or internet service provider will continue to apply when using the
     Services. As a result, You may be charged by the respective telecom or
     internet service provider for access to network connection services for the
     duration of the connection while accessing the Website and the Services or
     any such third party charges as may arise. You accept responsibility for
     any such charges that arise, and shall not claim the same from Ritika
     Technologies ( www.ritikatechnologies.com )or dispute the same.
   * 5.4 If you are not the bill payer for the internet services provided by the
     telecom operator/internet service provider being used to access the
     Services, You will be assumed to have received permission from the bill
     payer for using the Services.
   * 5.5 You are solely responsible for your use of the Services. Ritika
     Technologies ( www.ritikatechnologies.com )does not create, monitor,
     examine or inspect the content delivered to You through the Services, if
     any. Such content may include links to third-party websites and content.
     The linked content is not under RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )’s control and RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )is not responsible whatsoever for the content
     of any such linked content. The content does not represent or reflect any
     advice, views, opinions or beliefs of RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM ). Further, you are advised to lodge a complaint
     ( on Ritika Technologies ( www.ritikatechnologies.com )) regarding any
     un-authorized transaction from your PPI wallet.
   * 5.6 You must only use the Services and anything available via the Services
     for lawful purposes (complying with all Applicable Laws), in a responsible
     manner, and not in a way that might damage Ritika Technologies (
     www.ritikatechnologies.com )’s name or reputation or that of any of RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )’s affiliates or service
     providers. You agree and acknowledge that the use of the information
     delivered to You through the Services is Your sole responsibility and that
     RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall not at any time be
     held responsible for any unlawful usage of the information secured through
     the Services, by You.
   * 5.7 You may find advertising or other content delivered with the use of
     Services that link to the sites and mobile applications and services of
     Ritika Technologies ( www.ritikatechnologies.com )’s partners, advertisers,
     sponsors, licensors and other third parties and service providers. RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )does not control the content,
     advertisement or links that appear through the Services and are not
     responsible for the practices employed by those websites and mobile
     applications linked to or from the Services. In addition, these sites and
     mobile applications or services, including their content and links, may be
     constantly changing. These sites and mobile applications and services may
     have their own terms of use and customer service policies. Browsing and
     interaction on any other website, advertisements and mobile applications
     which have a link in the Services, is subject to that website’s,
     advertisements and mobile applications own terms and policies.You may find
     campaigns and offers organized by RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )(on its own or along with Ritika Technologies (
     www.ritikatechnologies.com )’s partners, Suppliers, advertisers, sponsors,
     licensors and other third parties and service providers), from time to time
     which may be made available to You in the course of Your access and use of
     Services. If You choose to participate in such campaigns and offers, You
     agree that Your participation shall be voluntary and at Your sole
     discretion. Further, You should read and understand fully the contents of
     such campaigns and offers and should be in agreement with them before Your
     participation. These campaigns and offers may have their own terms of use
     and customer service policies available on their respective websites and
     You agree to such terms of use and policies before You participate in any
     of them. RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall not be
     liable for any costs, liabilities, expenses and damages to You or any third
     parties arising out of and in course of Your participation in such
     campaigns and offers and Your availing the benefits therefrom.
   * 5.8 You will not, nor allow third parties on Your behalf to (i) make and
     distribute copies of the Website (ii) attempt to copy, reproduce, alter,
     modify, reverse engineer, disassemble, decompile, transfer, exchange or
     translate the Website; or (iii) create derivative works of the Website of
     any kind whatsoever.
   * 5.9 You shall not host, display, upload, modify, publish, transmit, update
     or share any information that:
     * (a)belongs to another person and to which You do not have any right to;
     * (b) is grossly harmful, harassing, blasphemous, defamatory, obscene,
       pornographic, paedophilic, libellous, invasive of another's privacy,
       hateful, or racially, ethnically objectionable, disparaging, relating or
       encouraging money laundering or gambling, or otherwise unlawful in any
       manner whatever; or unlawfully threatening or unlawfully harassing
       including but not limited to "indecent representation of women" within
       the meaning of the Indecent Representation of Women (Prohibition) Act,
       1986;
     * (c) harm minors in any way;
     * (d) infringes any patent, trademark, copyright or other proprietary
       rights or third party’s trade secrets or rights of publicity or privacy
       or shall not be fraudulent or involve the sale of counterfeit or stolen
       items;
     * (e) violates any law for the time being in force;
     * (f) deceives or misleads the addressee/ users about the origin of such
       messages or communicates any information which is grossly offensive or
       menacing in nature;
     * (g) impersonate another person;
     * (h) contains software viruses or any other computer code, files or
       programs designed to interrupt, destroy or limit the functionality of any
       computer resource; or contains any Trojan horses, worms, time bombs,
       cancelbots, easter eggs or other computer programming routines that may
       damage, detrimentally interfere with, diminish value of, surreptitiously
       intercept or expropriate any system, data or personal information;
     * (i) threatens the unity, integrity, defence, security or sovereignty of
       India, friendly relations with foreign states, or public order or causes
       incitement to the commission of any cognisable offence or prevents
       investigation of any offence or is insulting any other nation.
     * (j) shall not be false, inaccurate or misleading;
 * 6. CONDITIONS OF USE SPECIFIC TO THE SERVICES

You agree and acknowledge the following:

 * * 6.1 You are solely responsible for entering the correct information (name,
     phone number, email address, home address, Date of Birth, Gender etc.);
   * 6.2 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )is not responsible
     for faulty internet connection or electricity failure or any other problem
     on Your side while availing the Services;
   * 6.3 Ritika Technologies ( www.ritikatechnologies.com )shall not in any way
     be liable for any delay, disruption or defects in the online payment
     facility provided by any financial institution/bank/payment gateway service
   * (a) You agree to pay all fees and charges which are specified for availing
     any fee based Services. Unless otherwise noted, all currency references are
     in Indian Rupees.
   * (b) Ritika Technologies ( www.ritikatechnologies.com )may, upon notice if
     required by applicable laws, at any time change the amount of, or the basis
     for determining, any fee or charge, or institute new fees or charges.
   * (c) All taxes, levies, cesses or statutory claim for the charge or fee paid
     to RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall be borne and
     paid by you, whether past, present or future, including penalties or claims
     of any nature whatsoever.
   * (d) The cost of connectivity including but not limited to voice calls, GPRS
     activation charges, internet charges and charges for sending/receiving SMS
     from designated numbers will be borne by You as per the charges specified
     by Your respective service providers.
   * 6.11 Refund of amount loaded/reloaded in User Account, as the case may be,
     will be done in accordance with regulatory framework prevailing and as
     amended from time to time.
   * 6.12 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall not be liable/
     responsible for any defect in the product/merchandise/goods/services
     purchased/availed from third parties through Wallet.
   * 6.13 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )is not responsible
     in any manner whatsoever for non-provisioning of the Services due to
     GPRS/EDGE/3G failure/internet connectivity failure/download error.
   * 6.14 You understand and agree that password and other information with
     respect to your User Account are confidential information.
   * 6.15 You agree to immediately change the password on receipt and to
     continue changing the password periodically (recommended every 15 days).
   * 6.16 You agree that RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall
     not be responsible if you share your password and other confidential
     information about Your User Account with any person or fail to abide by the
     advice given in these Terms about changing password periodically.
   * 6.17 You understand and agree that Your User Account is linked to your
     registered mobile number.
   * 6.18 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )will not be held
     liable for unauthorized use of User Account on account of
     loss/theft/misplacement of Mobile number and/or SIM, unless You have
     informed RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )customer care
     about such loss/theft/misplacement and have blocked User Account
     temporarily till You reactivate the same using a new SIM with same mobile
     number. It must be noted that You shall continue to be held liable for any
     unauthorized use of your User Account till You inform RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )customer care about such
     loss/theft/misplacement and Your request for blocking your User Account is
     executed.
   * 6.19 You agree and acknowledge that RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )shall not be responsible for any use/misuse of
     User Account in any manner whatsoever.
   * 6.20 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may amend the
     procedure and process of creation and operation of User Account in
     compliance with any laws or direction/order of any government/
     statutory/regulatory authority and/or court, with or without intimation to
     the User.
   * 6.21 As of now RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )is
     providing Services in the Territory only, therefore only individuals of 18
     years or older and residing in India may enroll for the Services. RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )reserves the right to prevent
     access to the Website and the Services there under from mobile number or IP
     addresses outside of India.
   * 6.22 You agree and undertake that You shall not use or create fake ID or
     provide any fake/false profile information for availing the Services
     through the Website.

6.23 You agree to promptly notify RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM )of any change in Your mobile number or email address
or any other details in Your personal profile by sending an e-mail to
 OPRANA2005@GMAIL.COM

6.24 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )will not be liable to pay
any compensation if any error occurs due to any technical or manual fault at the
end of the web server holder.

 * * 6.25 You are solely responsible for Your device and the internet services
     that connect Your said device to the Website.
   * 6.26 You agree and confirm that You shall not be entitled to opt out of
     receiving transactional messages pertaining to the Services.
   * 6.27 You agree and confirm to provide RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )any and every detail RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )requires to obtain from You, including such
     other personal or proprietary information relating to any of Your acts or
     omissions or violations of other persons who may be a party with You, on
     suspicion or otherwise in relation to the use of Website.
 * 7. Modifications and Interruption to Service

RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )reserves the right to modify
or discontinue the Service with or without notice to You. RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM )shall not be liable to You or any third party should
RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )exercise its right to modify
or discontinue the Service. You acknowledge and accepts that RITIKA TECHNOLOGIES
( WWW.RITIKATECHNOLOGIES.COM )does not guarantee continuous, uninterrupted or
secure access to Website and operation of our Website may be interfered with or
adversely affected by numerous factors or circumstances outside the control of
RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM ).

 * 8. Collection of End User Information

You agree and acknowledge that RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM
)may collect IP address and Website usage information from You . RITIKA
TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may use the above information, inter
alia.

 * * to maintain, operate, provide and enhance our Website and Services; and
   * to comply with legal requirements or process, or where necessary to prevent
     or investigate fraud, to protect the safety of an individual. RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may share Your personally
     identifiable information with suppliers, subcontractors, vendors and other
     businesses that we employ to perform functions on our behalf. For example,
     RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may employ third parties
     to send email campaigns or provide marketing assistance, or provide
     customer service. These entities have access to Your information only for
     the purposes of performing the functions for which we have engaged them. If
     such entities have access to Your personally identifiable information,
     their agreements with us require them to keep Your information
     confidential.
 * 9. AVAILABILITY
   * 9.1 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )will use reasonable
     efforts to make the Services available at all times. However You
     acknowledge the Services are provided over networks of internet service
     providers and dependent on them , so the quality and availability of the
     Services may be affected by factors outside of RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )’s reasonable control. In the event the
     Services are unavailable to You for any factors not attributable to RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )and due to any reasons
     attributable to any third party service provider, RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )shall not be responsible for the same in any
     event whatsoever.
   * 9.2 You hereby agree and confirm that RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )shall not be held liable for any unavailability
     or non-functionality of the Website or Services due to war, industrial
     action, flood, or act of God. You further agree and confirm that RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )shall not be responsible for any
     disruption in the functionality of the Services and/or any unavailability
     in the Services, arising due to the internet service provider and/or any
     other third party, and/or any intermediary who may deliver the Services to
     You and that You shall not hold RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )liable for any of the same.
 * 10. SYSTEM REQUIREMENTS
   * 10.1 In order to access and use the Services, You are required to have a
     mobile, computer or laptop or any compatible device with internet
     connectivity.
   * 10.2 It is Your responsibility to ensure Your device meets all the
     necessary technical specifications to enable You to access and use the
     Services.
   *  
 * 11. TERMINATION

Notwithstanding any remedies that may be available under any Applicable Law,
RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may temporarily or permanently
deny, limit, suspend, or terminate the Services provided to You, if RITIKA
TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )believes that: (a) You have abused
Your rights to use the Services; or (b) You are in breach of this Terms or
Privacy Policy; or, (c) You have performed any act or omission that violates any
Applicable Law, rules, or regulations; or, (d) You have performed any act or
omission which is harmful or likely to be harmful to RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM ), or any other third party, including other users or
suppliers of RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )or the service
providers; or, (e) You made use of the Services to perform an illegal act, or
for the purpose of enabling, facilitating, assisting or inducing the performance
of such an act; or, (f) You made any confidential and/or proprietary information
pertaining to the RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )and/or the
Services public without the prior written consent of RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM ). You agree that notwithstanding the termination,
RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )will continue to be entitled
to use the information supplied by You or collected from You during the use and
access of the Services by You.

 * LIMITATION OF LIABILITY

RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM ), INCLUDING ITS OFFICERS,
DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS, AGENTS, PARENT COMPANIES,
SISTER COMPANIES, SUBSIDIARIES AND OTHER AFFILIATES WILL NOT BE LIABLE, TO THE
MAXIMUM EXTENT PERMITTED BY THE APPLICABLE LAW, FOR ANY DIRECT, INDIRECT,
INCIDENTAL, OR CONSEQUENTIAL DAMAGE, OR ANY OTHER DAMAGE AND LOSS (INCLUDING
LOSS OF PROFIT, LOSS OF DATA AND WORK STOPPAGE), COSTS, EXPENSES AND PAYMENTS,
REGARDLESS OF THE ALLEGED LIABILITY OR FORM OF ACTION, WHETHER IN CONTRACT, TORT
OR OTHERWISE, INCLUDING NEGLIGENCE, INTELLECTUAL PROPERTY INFRINGEMENT, PRODUCT
LIABILITY AND STRICT LIABILITY, THAT MAY RESULT FROM, OR IN CONNECTION WITH THE
USE OR THE INABILITY TO ACCESS AND USE THE WEBSITE OR THE SERVICES, OR FROM ANY
FAILURE, ERROR, OR DOWNTIME IN THE FUNCTION OF THE SERVICES, OR FROM ANY FAULT
OR ERROR MADE BY RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )'S STAFF, OR
FROM YOUR RELIANCE ON CONTENT DELIVERED THROUGH THE SERVICES, OR FROM ANY
COMMUNICATION WITH RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )OR FROM ANY
DENIAL OR CANCELLATION OF REQUEST FOR INFORMATION THROUGH THE SERVICES, OR FROM
RETENTION, DELETION, DISCLOSURE OR ANY CONTENT THROUGH THE SERVICES, REGARDLESS
OF WHETHER RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES.OTHER USE OR LOSS OF

 * 12.1 LIMITED LIABILITY OF A PPI CUSTOMER

Customer liability arising out of an unauthorized electronic payment transaction
will be limited to:

 * 13. DISCLAIMER OF WARRANTIES
   * 13.1 EXCEPT AS EXPRESSLY SET FORTH IN THIS TERMS, RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )EXPRESSLY DISCLAIMS ANY OTHER WARRANTY WITH
     RESPECT TO THE USE OF THE WEBSITE/SERVICES OR ANY CONTENT OR INFORMATION
     DELIVERED OR SENT THROUGH THE SERVICES TO YOU. THE SERVICES ARE PROVIDED
     WITHOUT ANY EXPRESS OR IMPLIED GUARANTEE OR ASSURANCE OF QUALITY,
     RELIABILITY OF THE INFORMATION DELIVERED THROUGH THE SERVICES. RITIKA
     TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )DISCLAIMS ALL EXPRESS AND
     IMPLIED WARRANTIES WITH REGARD TO THE SERVICES. RITIKA TECHNOLOGIES (
     WWW.RITIKATECHNOLOGIES.COM )DOES NOT WARRANT OR GUARANTEE THAT THE USE OF
     THE SERVICES WILL NOT CAUSE ANY DAMAGES TO YOUR MOBILE PHONE,
     COMPUTER/LAPTOP AND ANY OTHER COMPATIBLE DEVICE OR TO ANY OTHER SERVICES
     PROVIDED TO YOUR MOBILE PHONE, COMPUTER/LAPTOP AND ANY OTHER COMPATIBLE
     DEVICE OR WEBSITE AND CONTENT THAT RESIDE ON YOUR MOBILE PHONE,
     COMPUTER/LAPTOP AND ANY OTHER COMPATIBLE DEVICE. YOU AGREE AND ACKNOWLEDGE
     THAT THE USE, AND ACCESS OF THE SERVICES IS ENTIRELY, OR AT THE MAXIMUM
     PERMITTED BY THE APPLICABLE LAW, AT YOUR OWN RISK.
   * 13.2 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )DOES NOT WARRANT OR
     GUARANTEE THAT THE WEBSITE AND SERVICES WILL OPERATE IN AN UNINTERRUPTED,
     TIMELY, SECURE, OR ERROR-FREE MANNER, OR THAT THE SERVICES WILL ALWAYS BE
     AVAILABLE OR FREE FROM ERRORS OR THAT THE SERVICES WILL BE IMMUNE FROM
     UNAUTHORIZED ACCESS.
   * 13.3 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )DOES NOT WARRANT,
     GUARANTEE OR MAKE ANY REPRESENTATIONS THAT YOU WILL FIND THE SERVICES
     SUITABLE FOR YOUR NEEDS. RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM
     )DOES NOT WARRANT OR GUARANTEE THAT THE INFORMATION YOU RECEIVE TO YOUR
     MOBILE, COMPUTER/LAPTOP AND ANY OTHER COMPATIBLE DEVICES WILL BE FREE FROM
     TECHNICAL INACCURACIES.
   * 13.4 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )CANNOT AND DOES NOT
     GUARANTEE THAT THE WEBSITE AND/OR SERVICES WILL BE FREE FROM VIRUSES AND/OR
     OTHER CODE THAT MAY HAVE CONTAMINATING OR DESTRUCTIVE ELEMENTS. IT IS YOUR
     RESPONSIBILITY TO IMPLEMENT APPROPRIATE SECURITY SAFEGUARDS (INCLUDING
     ANTI-VIRUS AND OTHER SECURITY CHECKS) TO SATISY YOUR PARTICULAR
     REQUIREMENTS AS TO THE SAFETY AND RELIABILITY OF THE SYSTEM.
   * 13.5 RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )WILL BE ENTITLED TO
     USE, SUBJECT TO THE PRIVACY POLICY AS DEFINED ABOVE, ANY INFORMATION
     SUPPLIED BY YOU DURING THE COURSE OF ACCESSING AND USING THE SERVICES.
 * 14. INDEMNIFICATION

You agree to indemnify and hold RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM
), the licensors, business partners of RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM )or the service providers and their respective
officers, directors, shareholders, employees, sub-contractors, agents, parent
companies, sister companies, subsidiaries and other affiliates, indemnified and
harmless from any claim or demand, including reasonable attorneys' fees, made by
any third party due to or arising out of Your use of the Website or Services,
any unauthorised use of the Website/Services by You, Your violation of these
Terms, or Your violation of any rights including rights in any form of
intellectual property of any third party and/or any violation of applicable law
by You.

 * 15. AMENDMENTS TO THE TERMS

RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )may amend and modify this
Terms from time to time, including any and all documents and policies
incorporated thereto without any prior notice to You. You agree to be bound by
any of the changes made in the Terms, including changes to any and all documents
and policies incorporated thereto. Continuing to access and use the Services
will indicate Your acceptance of the amended Terms. If You do not agree with any
of the amended Terms, then You must avoid any further use and access of the
Services. RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )advises You to
periodically read these Terms, as it may change from time to time.

 * 16. ENTIRE AGREEMENT

The "Terms" including the Privacy Policy constitutes the entire agreement
between You and RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )and governs
Your access and use of the Services, superseding any prior agreements between
You and RITIKA TECHNOLOGIES ( WWW.RITIKATECHNOLOGIES.COM )with respect to the
Website and Services.


REFUND POLICY

CAN I CLAIM REFUND OF AMOUNT ADDED TO RITIKA TECHNOLOGIES (
WWW.RITIKATECHNOLOGIES.COM )?

No, any amount added to Ritika Technologies ( www.ritikatechnologies.com ) is
non-refundable; it can be used for recharges and other services available in
portal only. !




PRIVACY

✖



Privacy Policy

RITIKA TECHNOLOGIES ("ritikatechnologies.com", "we", "our" or "us") recognizes
the importance of protecting personal details and information and provides this
privacy policy with respect to the access and use of www.ritikatechnologies.com
("Services"). For the purpose of this Privacy Policy, the user of Services may
be merchants/consumers, or any other persons using Services ("User", "you" or
"your"). This Privacy Policy will help you understand our policies and
procedures regarding the collection, handling and use of your information.

 

By using our Services through the Sites, you signify your assent to this Privacy
Policy and consent to the processing of your Information (Personal Information
and/or Sensitive Personal Data or Information). If you do not agree with this
Privacy Policy do not, in any manner, use our Services, install and/or use the
mobile application.

 

Information Collection

This Privacy Policy covers our treatment of your Information collected from (i)
Merchants/ Sub-Merchants who use or may want to use our recharge online portal
services; and/or (ii) consumer information that we acquire in the course of our
business.

 

As a merchant/ sub-merchant, we collect your Information, through the
registration process, the service agreement that we execute and various
submitted documents of your creditability that are required from time to time.
We ask customers to enter personal data at the time of registration, such as
name, address, phone number, and e-mail address and use this data to protect the
merchant and ourselves against risk.

 

As a customer we capture your Profiling Information, Correspondence Information,
domain name from which you contact us, the pages you request, the services you
use, and the time that you spend on the site. For everyone who visits our
website, we log IP addresses, and the mode of operating software you. Further,
we may also capture your Service Usage and Transactional Information; one-time
passwords if you have consented for it; etc.

 

 

 

Purpose

We respect your privacy and want to promote trust and confidence on the
internet. As such, we feel it is necessary to disclose to you what information
this site collects and tracks and what we do with the information that we
collect. We collect and use your Information, to send you updates, to improve
our Services, to improve user experience, for quicker transactions, for risk
checks, for strengthening our security checks, for analysis and for offering you
new features in the existing services you are availing or offering altogether
new product/ service which may be relevant for you. It is clarified that the
Information of Users which has been collected by us or provided to us, is the
property of RITIKA TECHNOLOGIES and we may use it, in whole or in part, in our
sole discretion and without any compensation to you, for any legitimate purpose
and you hereby confirm that you have no objection to the aforesaid use of your
Information.

 

Disclosure

Information security is critical to our business. We work to protect the
security of your information during transmission by using data encryption
technique, which encrypts information you input while using Payment Gateway. We
store information gathered on secure computers. We use advanced security
technology to prevent our computers from being accessed by unauthorized persons.
It is important for you to protect against unauthorized access to your Login
ID/password and to your computer. Be sure to protect the password used to access
our services.

 

We use reasonable precautions to keep the personal information disclosed to us
secure and do not disclose this information to other individuals or
organizations. We will exchange information with other companies and
organizations for the purposes of fraud protection and risk reduction. You
acknowledge and agree that for the purpose of sending you updates/
communications, improving product, personalization, offering new features in the
existing services you are availing, offering new services which may be relevant
for you and Service efficiency, we may, under controlled and secure
circumstances, share your Information with our affiliates, associates or third
parties with whom we have an legal arrangement in place.

 

We may disclose your Information pursuant to applicable laws, a directive or
order of a government entity or statutory authority or any judicial or
regulatory authority or to law enforcement agencies in any official
investigation including but not limited to cyber incidents, prosecution and
punishment of offences. You agree that RITIKA TECHNOLOGIES has the right to
monitor and to disclose Information as may be necessary to satisfy any law,
regulation or other governmental request. We may transfer Your Information or
other information collected, stored, processed by RITIKA TECHNOLOGIES to any
other entity or organization located in India only in case it is necessary for
providing Services to You in connection with Application. We will cooperate with
the appropriate law enforcement authorities in investigating claims of illegal
activity.

 

We will only disclose your Information in accordance with this Privacy Policy.
If we want to use it for any other purpose, we will obtain your consent.

 

If you decline to submit Information to us, then we will unfortunately not be in
a position to provide the Services to you.

 

Security

We work to protect the security of your Information during transmission by using
appropriate software, which encrypts information you input. This encrypted
information is stored on secure systems/computers. We use advanced security
technology to prevent our computers from being accessed by unauthorized persons.

 

We have also implemented information security practices and standards and have
in place information security programs and policies containing managerial,
technical, operational and physical security measures that are in compliance
with the Indian laws including, so as to protect the your Information with us us
from unauthorized access, use, modification, damage, disclosure or impairment.

 

However, no data transmission over the internet is fully secure, so we cannot
ensure or warrant the security of any information you submit to us. Further, we
do not guarantee in any way, the security of any Information that you transmit
or share on the Site; and you do so at your own risk.

 

We urge you to keep your Information confidential and not share it with anyone
unless necessary. Any of your information which you provide when you use our
Services to an open, public environment or forum including (without limitation)
any blog, chat room, community, classifieds or discussion board, (a) will not be
considered confidential, (b) will not be considered as Personal Information, and
(c) is not subject to protection under this Privacy Policy. Since such public
environments are accessible by third parties, it is possible that third parties
may collect or use such information for their own purposes. In the case of abuse
or breach of security, we are not responsible for any breach of security or for
any actions of any third parties which receive the information illegally. We
will not distribute customer information to be used in mailing lists, surveys,
or any other purpose other than what is required to perform our services.

 

 

Changes to the Privacy Policy

RITIKA TECHNOLOGIES reserves the right to change, modify, add, or remove
portions of this Privacy Policy at any time for any reason. In case, any changes
are made in the Privacy Policy, RITIKA TECHNOLOGIES shall update the same on the
website. Users should periodically review this page for the latest information
on our privacy practices. Once posted, those changes are effective immediately,
unless stated otherwise. Continued access or use of the Services constitutes
your acceptance of the changes and the amended Privacy Policy. However, if you
do not agree with the changes, please do not continue to use the Services or
submit Personal Information to us.

 

 

 

Changes to your Information

If you (i.e. our Merchant) would like to view the information we have collected
from you and your customers or you want to correct your information of your
customers, please go contact us at given email id or contact number with updated
details. If you have questions or suggestions, we can be reached by email. The
User can at any time withdraw his/her consent given previously to RITIKA
TECHNOLOGIES for collecting, receiving, possessing, storing, dealing or handling
Information of the User, by sending us your request by email. In such case,
RITIKA TECHNOLOGIES will unfortunately not be in a position to provide the
Services to you. However, RITIKA TECHNOLOGIES will be able to retain such
Information for the time period in accordance with the applicable laws.

 

Disclaimer

We reserve the right to report any illegal activity by any User, that is, our
Merchants or their customers to law enforcement for prosecution. Please be aware
that we do not control the acts of our Sub-Merchants, or customers.

Please feel free to contact RITIKA TECHNOLOGIES us to highlight any issues that
you may be facing or require any information/ assistance from us. In case you
have any grievance relating to the collecting, receiving, possessing, storing,
dealing or handling of Personal Information provided by you, you may contact our
Grievance Officer at the following address given in contact us section.




Mail-id :- oprana2005@gmail.com
Mobile No :- 7449788505
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