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U.S. BANK CASH+® VISA SIGNATURE® CARD


5% CASH BACK PLUS A $200 BONUS

Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible
purchases within the first 120 days of account opening.1 And enjoy no annual fee
view full terms and conditions.

Next step: Apply Log in to apply faster

 

Get a decision in as little as 60 seconds.




5% CASH BACK2

on your first $2,000 in combined eligible purchases each quarter on two
categories you choose3


2% CASH BACK

on one everyday category, like gas stations and EV charging stations, grocery
stores or restaurants;3 1% cash back on all other eligible purchases


LOW INTRO APR

Enjoy a 0% intro APR view full terms and conditions* on purchases and balance
transfers† for the first 15 billing cycles. After that, a variable APR applies,
currently 19.49% - 29.74%.*


ADDITIONAL BENEFITS


REWARDS ON PREPAID TRAVEL

Earn 5% cash back on prepaid air, hotel and car reservations booked directly in
the Rewards Travel Center.3


FLEXIBLE REDEMPTION

Get your cash back as a statement credit, a rewards card or directly deposited
into your U.S. Bank checking or savings account. Enjoy flexible options designed
to fit your needs.2


PAY OVER TIME WITH A U.S. BANK EXTENDPAY® PLAN.

Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60
days after account opening.4


EARN MORE CASH BACK.

Earn even more cash back when making purchases at over 1,100 online stores
through the Rewards Center Shopping Deals.

Apply now


WITH THE CASH+ VISA SIGNATURE CARD YOU GET TO CHOOSE HOW TO MAXIMIZE YOUR
REWARDS

Watch how easy it is.

Apply now

View transcript


EARN ON YOUR FAVORITE CATEGORIES.

To earn cash back, choose and activate your Cash+ Categories. You’ll earn with
every eligible purchase. Redeem your cash back anytime online.2




5% CASH BACK ON TWO CATEGORIES YOU CHOOSE

 * Fast food
 * Home utilities
 * TV, internet and streaming
 * Department stores
 * Cell phone
 * Electronic stores


MORE 5% CASH BACK CATEGORIES

 * Sporting goods stores
 * Movie theaters
 * Gyms/fitness centers
 * Furniture stores
 * Ground transportation
 * Select clothing stores


2% CASH BACK ON ONE EVERYDAY CATEGORY

 * Grocery stores and grocery delivery
 * Restaurants
 * Gas stations and
   EV charging stations

Plus, earn 1% cash back on all other eligible purchases.

Apply now



CASH BACK CALCULATOR


SEE HOW MUCH CASH BACK YOU COULD EARN.

Select at least one cash back category and enter your monthly spend.


Apply now


FREQUENTLY ASKED QUESTIONS


WHAT CREDIT SCORE IS NEEDED TO APPLY FOR THE U.S. BANK CASH+ VISA SIGNATURE®
CREDIT CARD?

U.S. Bank credit score requirements vary by product. In general, our credit card
products are for established credit with a credit score in the good to excellent
range.


HOW DOES THE U.S. BANK CASH BACK CREDIT CARD WORK?

With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back
on your first $2,000 in eligible net purchases each quarter on the combined two
categories you choose. You earn 2% cash back on your choice of one everyday
category, and 1% cash back on all other eligible net purchases. If you don't
choose your Cash+ categories each quarter, all your eligible net purchases will
still earn 1% cash back.


HOW DO I EARN CASH BACK ON MY CASH+® VISA CREDIT CARD?

You earn 5% cash back on your first $2,000 in eligible net purchases each
quarter on the combined two categories you choose.2 You earn 2% cash back on
your choice of one everyday category, and 1% cash back on all other eligible net
purchases. If you don't choose your Cash+ categories each quarter, all your
eligible net purchases will still earn 1% cash back.


HOW DO I REDEEM CASH BACK REWARDS ON MY CASH+® VISA CREDIT CARD?

You can get your cash back rewards at any time online through the Rewards
Center.

Log in and select your U.S. Bank Cash+ account. Then select Rewards Center. Or,
call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa
cash back credit card.



WHAT CATEGORIES CAN I EARN 2% CASH BACK WITH MY CASH+® VISA CREDIT CARD?

You can earn 2% cash back by choosing once of the following categories each
quarter: gas stations and EV charging stations, restaurants or grocery stores.


IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR SHOPPING DEALS?

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the
Rewards Center Shopping Deals. Shopping Deals is the easiest way to earn
additional cash back while shopping online at over 1,100 stores using your U.S.
Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and
then earn additional cash back by shopping through the Rewards Center Shopping
Deals.


HOW DO I USE THE SHOPPING DEALS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?

 * Log in at usbank.com.
 * Under Credit Cards, choose Redeem for your Cash+ card.
 * Then select Shopping Deals in the Rewards Center and start shopping. 

By using the Rewards Center Shopping Deals with your U.S. Bank Cash+® Visa
Signature® Credit Card, you’ll be able to earn more cash rewards by shopping
online. Earn cash rewards on your credit card purchases and then earn additional
cash rewards by shopping through the Rewards Center Shopping Deals.


IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR REAL-TIME
REWARDS?

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time
Rewards, a redemption method that instantly turns your purchases into rewards.
You can use your mobile device to redeem cash rewards earned on your U.S. Bank
Cash+® Visa Signature® Credit Card.


HOW DO I USE REAL-TIME REWARDS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?

Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank
Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to
redeem cash rewards toward that purchase. Reply "REDEEM" to complete the
redemption. You must have enough cash rewards to cover the entire purchase in
order to receive the text message to redeem.

Your cash rewards will be deducted from your cash rewards balance and redeemed
in the form of a credit to your monthly billing statement. See program rules for
additional details.


WHAT IS U.S. BANK EXTENDPAY®?

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide
eligible credit card purchases into affordable monthly payments with no
interest* – just a fixed monthly fee.


HOW WILL I KNOW IF I AM ELIGIBLE FOR AN EXTENDPAY® PLAN?

If your credit card account is eligible for an ExtendPay® Plan, you’ll receive a
notification via email, or you’ll see ExtendPay Plan options when viewing your
card account details or eligible transactions online. The only purchases
eligible for an ExtendPay Plan are those that were made within 60 days prior to
signing up for ExtendPay, are over $100, and are less than your purchase balance
when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account
activity.

Start of disclosure content
Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on
your experience with U.S. Bank National Association and its affiliates as
provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and
benefits. Upon approval, please refer to your Rewards Program Rules for
additional information.

* The 0% introductory APR applies to purchases and is valid for the first 15
billing cycles. The 0% introductory APR applies to balance transfers made within
60 days of account opening and is valid for the first 15 billing cycles. The
introductory rate does not apply to cash advances. Thereafter, the APR may vary.
The current undiscounted variable APR for Purchases and Balance Transfers is
19.49% - 29.74% based on your creditworthiness. The variable APR for Cash
Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum.
Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee:
5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer
amount, $5 minimum. There is a $1 minimum interest charge where interest is due.
Annual fee: $0. Foreign Transaction fee:3% of each foreign purchase transaction
or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase
transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank
ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal
amount in a U.S Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed
fee is disclosed upon enrollment and charged each month that you owe the
applicable ExtendPay balance. ExtendPay Fees are calculated based upon the
original principal amount, Purchase APR, and other factors. When you make a
payment, the amount up to your Minimum Payment is applied first to the monthly
payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans
if any, and then to non-Fixed Payment Program balances in the order of the
lowest to highest APR. Any amount over your Minimum Payment is applied to
balances in the order of highest to lowest APR.

† Balance Transfers transactions from other U.S. Bank National Association
accounts are not permitted. You may cancel a balance transfer request within 10
days of account opening by calling 800-285-8585.

You authorize your wireless carrier to use or disclose information about your
account and your wireless device, if available, to us or our service provider
for the duration of your business relationship, solely to help us identify you
or your wireless device and to prevent fraud. See our Privacy Policy for how we
treat your data.

Start of disclosure content
Footnote
Return to content, Footnote
 1. Footnote 1
    
    One-time $200 bonus will be awarded for redemption when you are approved for
    a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases
    totaling $1,000 or more are made to your account within 120 days from
    account opening. Net purchases are purchases minus credits and returns. Cash
    back is not earned for Advances (including wire transfers, travelers checks,
    money orders, foreign cash transactions, betting transactions, lottery
    tickets and ATM disbursements), Convenience Checks, Balance Transfers, and
    Fees, credit insurance charges, transactions to fund certain prepaid card
    products, U.S. Mint purchases, or transactions to purchase cash convertible
    items. Please allow 6-8 weeks after you have met the spend requirement for
    your bonus to be credited to your rewards balance. Existing and previous
    Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus
    cash does not apply toward account upgrades. This offer may not be combined
    with any other bonus offer. Offer is subject to credit approval.
    
    Return to content, Footnote 1
 2. Footnote 2
    
    Cash back is redeemed in the form of a statement credit or a deposit made to
    your U.S. Bank Savings, Checking or Money Market Account based on your
    designation, or as a U.S. Bank Rewards Card ($25 minimum redemption on cash
    back). You may not redeem Cash back, and you will immediately lose all of
    your Cash back, if your Account is closed to future transactions (including,
    but not limited to, due to Program misuse, failure to pay, bankruptcy, or
    death). Cash rewards will expire at the end of the calendar month 36 months
    after the billing cycle in which they were earned.
    
    Return to content, Footnote 2
 3. Footnote 3
    
    Cardmember must enroll each quarter into categories of their choice, or all
    net purchases will earn no more than 1% cash back. You will earn 5% cash
    back on your first $2,000 in combined net purchases (purchases minus returns
    or credits) in your two chosen 5% categories and 2% cash back in your chosen
    2% category. Purchases over $2,000 in the 5% categories will earn 1% cash
    back. There are no limits on your 2% or 1% cash back earnings. Transactions
    qualify for 5% or 2% cash back based on how merchants classify the
    transaction. In addition to earning 1% cash back for every $1 in eligible
    Net Purchases, Cash+ Cardmembers will earn an additional 4% cash back for
    every $1 in eligible Net Purchases spent on prepaid air, car and hotel
    reservations in the travel center using your Cash+ Card. Not all
    transactions are considered to be Purchases and eligible to earn rewards,
    such as transactions posting as Convenience Checks; Balance Transfers;
    Advances (including ATM withdrawals, wire transfers, traveler's checks,
    money orders, foreign cash transactions, betting transactions, and lottery
    tickets); interest charges and fees; credit insurance premiums; and
    transactions to (i) fund certain prepaid card products, (ii) buy currency
    from the U.S. Mint, or (iii) buy cash convertible items. Please allow 1-2
    statement billing cycles for your bonus cash back to appear on your credit
    card statement. Refer to the Rewards Center for full details.
    
    Return to content, Footnote 3
 4. Footnote 4
    
    From time to time we may offer to you the benefit of our U.S. Bank
    ExtendPay® Plans, which allow you to pay off balances in fixed monthly
    payments over time and still avoid paying interest charges on new Purchases.
    You may designate up to 50% of your credit card line ($100 minimum) in
    eligible credit card purchases and pay in monthly installments with just a
    small fixed monthly fee. Only Purchase balances are eligible for ExtendPay
    Plans. Transactions identified as Advances or Balance Transfers (as defined
    in your Cardmember Agreement), and any interest or fees, including Annual
    Fee, do not apply. The only Purchases that will appear as "Eligible
    Purchases" in the enrollment process are Purchases that were made within 60
    days prior to signing up for an ExtendPay Plan, are over $100, and are less
    than your Purchase balance when you sign up for an ExtendPay Plan. Any
    unpaid balance remaining on an ExtendPay Plan after the chosen pay-back
    period will be subject to the APR and minimum payment calculation for
    purchases outlined in the Cardmember Agreement. The monthly fixed fee will
    be determined when your ExtendPay Plan is created and is provided to you
    before you complete setting up an ExtendPay Plan. This fee will remain the
    same until the ExtendPay Plan is paid in full. The monthly fixed fee of the
    ExtendPay Plan is based upon the original principal amount, Purchase APR,
    and other factors.
    
    Return to content, Footnote 4

Start of disclosure content

The Contactless Symbol and Contactless Indicator are trademarks owned by and
used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant
to a license from Visa U.S.A. Inc., and the card is available to United States
residents only.

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