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65 THINGS YOU (PROBABLY) SHOULDN'T PAY FOR

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CONSUMERS' NOTEBOOK

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MORE FROM CHECKBOOK


 * BEWARE 'BUY NOW, PAY LATER' SPENDING TRAPS
   
   These offers seem like smart, responsible ways to pay. While using these
   plans can improve your cash flow, these point-of-sale loans can lure you into
   buying things you can’t afford.


 * HOW TO GET RID OF YOUR UNWANTED STUFF
   
   Decluttering strategies plus ideas for how to jettison extra belongings, from
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 * ON THE ROAD AGAIN, DESPITE DANGEROUS DEFECTS
   
   Our investigation found that used-car dealers often sell vehicles without
   addressing known life-threatening problems.


 * SAVING ENERGY AT HOME
   
   32 changes that will cut costs and help the planet.


 * HOME MAINTENANCE SCHOOL
   
   Here’s a yearlong plan on how to keep your home from falling apart.


 * HOW TO GET THE BEST PRICE ON A NEW CAR
   
   Websites like TrueCar promise low, upfront vehicle pricing. But these
   companies don’t deliver. Here’s how to force dealers to compete for your
   business.


 * VEHICLE SERVICE CONTRACTS
   
   Don't buy these plans. They are big hassles and bad deals for most drivers.


 * READ BEFORE REMODELING
   
   Your closest ally in a remodeling project is your general contractor. Hiring
   the right one can be the difference between getting what you want (within
   your budget), and disaster.


 * DO YOU NEED COVERAGE FOR WATER AND SEWER LINE REPAIRS?
   
   Warranty companies, with help from their public utility partners, pitch
   nightmare scenarios. But these programs stink.


 * DO YOUR TREES NEED TLC?
   
   Here is advice on how to tell if your trees need help, and ratings of local
   branch managers if they do.


 * BUYERS BEWARE
   
   Think you’re getting a deal? 30 tricks sellers use to make you pay up and pay
   too much.


 * ACUPUNCTURE
   
   Should you try the gift of jab? Here’s a roundup of what we do and don’t know
   about acupuncture.


 * TROUBLE WITH TIMESHARE EXIT COMPANIES
   
   We found many timeshare exit operations provide little, if any, service for
   their high fees.


 * BEST BETS FOR BUYING SECONDHAND STUFF
   
   Our team went secondhand shopping for everything from electronics to
   armchairs and saved a bundle. A bonus: buying used stuff helps the
   environment. Here’s what you should (and shouldn’t) consider buying used.


 * FINDING AN AUTO BODY SHOP THAT WILL DO A BANG-UP JOB
   
   Collision-avoidance auto technology doesn’t change one vital factor: Humans
   still get behind the wheel, so accidents still happen. Fortunately, our
   ratings have you covered.


 * APPLIANCE REPAIR: GET YOUR FIX
   
   Your fridge or washer goes on the fritz, you need help fast. Our ratings
   evaluate local fixers for quality and price.


 * HOW TO PROTECT YOUR COMPUTERS & DEVICES
   
   15 steps to take to keep your digital devices safe.


 * GUARD YOUR ONLINE PRIVACY
   
   These tips from experts are easy and effective.


 * SHOCKINGLY GOOD ELECTRICIANS
   
   Need to install a new light fixture or do some other wiring around your home?
   Pull the plug on DIY electrical work—our ratings will help you find a pro.


 * MANY MEDICAL ALERT DEVICES DELAY EMERGENCY RESPONSE
   
   We hit the panic button—290 times—to test the value of medical alert devices,
   and many of them came up short. Here’s what we found, and what we recommend
   if you’re interested in buying one.


 * WHAT TO DO ABOUT DEFECTIVE PRODUCTS
   
   You bought something that broke, or that never worked right. Here are
   strategies for how to get a refund, free repair, or replacement.


 * SURVIVING THE CRASH
   
   Ratings of computer repair shops, plus advice on keeping your devices safe.


 * PLANNING A HOME SECURITY SYSTEM
   
   Because most burglars enter homes by simply opening unlocked doors or
   windows—or pushing and kicking locked ones until they open—even the most
   basic protective measures will improve your security.


 * MANAGING YOUR MESS
   
   How to find a great housecleaner.


 * LIFE INSURANCE FOR LESS
   
   Shop around to save thousands of dollars.


 * PRIMER TIME
   
   How to paint your house or hire someone to do it for you.


 * FREE PERKS YOU DON'T KNOW YOU HAVE
   
   We sifted through member benefits that come with credit cards, warehouse
   clubs, health insurance plans, and more, they discovered dozens of free,
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 * HEAR HERE
   
   Where to shop for the right hearing aid.

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