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EPISODE 167


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with Alberto Guerra, the mastermind at the helm of UniTeller.


EPISODE 160


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Delve into the transformation of credit.


EPISODE 136


EBANX PAYMENTS SUMMIT: A NEW ERA FOR PIX

Would you be ready to revolutionize the way millions of Brazilians make
recurring payments?


EPISODE 135


EBANX PAYMENTS SUMMIT: MEXICO

"combining a robust operation and a tech-oriented mindset"


EPISODE 134


PROGRAMMATIC MONEY MOVEMENT

"Every entrepreneur will want to listen to this one! "


EPISODE 133


WHAT ARE THE GLOBAL BEST PRACTICES TO REDUCE FRAUD

"We need to engage in practices, and arm ourselves with the tools, to fight..."


EPISODE 132


STRONGHOLD; A DIFFERENT WAY TO THINK ABOUT CRYPTO

Special Feature: 2 Part Series - What if we misunderstand the value of crypto


EPISODE 131


“COMPLIANCE AND RISK MANAGEMENT FIRST”

"Embedded Finance seems fait accompli, but in reality, it is just getting
started."


EPISODE 130


CAN AN INVESTMENT APP BE A SPEARTIP

"...allowing people to achieve financial literacy while growing their own
portfolios."


EPISODE 129


CRYPTO'S CREDIBILITY CONUNDRUM

Crypto skeptic and crypto evangelist talk global regualted landscape.


EPISODE 128


WHAT WILL PAYMENTS BE LIKE IN 2030

"Embedded finance is providing tons of opportunities"


EPISODE 127


WHAT IS FINTECH’S ANSWER TO CHATGPT

"ChatGPT and Bard have reinvigorated the imaginations of entrepreneurs"


EPISODE 126


WHY ORGANIZATIONS WILL BENEFIT FROM TRANSPARENCY

"Can empowering employees to know more of their worth actually be a benefit to
their employer?"


EPISODE 125


WHY IS EMBEDDED INVESTING THE NEXT STEP

“Building wealth requires access to many financial tools that are not understood
broadly.'


EPISODE 124


CREATING PLATFORMS FOR PROPERTY VALUATIONS

“Show us how technology can truly solve real problems.'


EPISODE 123


HOW DO WE GET TRULY INCLUSIVE PAYMENTS

“There is a lot of work to be done”


EPISODE 122


HOW DO WE GET SERIOUS ABOUT ESG

“how to get serious around the issues of environmental, social governance...”


EPISODE 121


WHAT DO WE DO ABOUT DE-DOLLARIZATION?

“I think as Fintech Nerds, we have a real opportunity to build a better
SWIFT...”


EPISODE 120


REBOOT: CREATING ETHICAL RULES FOR AI

There is more open scrutiny about the ethics and definitions of AI.


EPISODE 119


INTEGRATING VOICE AI INTO CUSTOMER COMMS

AI applications are surging and fueling the imagination of innovators and
entrepreneurs...A bold statement.


EPISODE 118


CONWAY'S LAW AND THE BANKS

...Does culture mirror technology or does technology mirror culture?


EPISODE 117


MONEYPOT RAW : INNOVATION AND REGULATION

Fintech Policy wonks are having a field day.


EPISODE 116


MONEYPOT RAW: PARTNERSHIP AND LEADERSHIP

Jim Magats has been a part of Fintech since before it was a hashtag. During his
career, his leadership was central to the growth of PayPal, spearheading their
bread and butter- partnerships.


EPISODE 115


DATA VISUALIZATION WITH ROBERT COOKE, 3FORGE

Financial services companies are swimming in data, and everyone suspects that
the secrets to client satisfaction and increased profits are hidden in it.
However, with that much data, the challenge is- how do you organize it into
something useful with genuine answers?


EPISODE 114


BUILDING COMMUNITY TO WITHSTAND THE TIDES

When Rachel Schneider wrote “The Financial Diaries”, the research uncovered
several misconceptions that the financial industry has about the financial lives
of the average person.


EPISODE 113


MONEYPOT RAW: ENDING THE STRIFE

We spoke to Colin Luce, the Co-Founder & CEO of Basis Theory - a tokenization
platform built to manage data compliance and help companies navigate the
increasing complexity of global regulations about how their tech can change the
nature of data security and compliance


EPISODE 112


MONEYPOT RAW: BIOMETRICS AND DIGITAL IDENTITY

We sat down with Ricardo Amper, CEO of Incode to discuss how financial
institutions are combatting spoofing and identity fraud through biometric
digital identity verification.


EPISODE 111


MONEYPOT RAW: HOW TO BE SOLVENT, WITH DIVINE

On this MoneyPot Raw, Sanjib Kalita and Rachel Morrissey sit down with Mr.
Victor D. Lombard, aka DIVINE, to speak about his journey and his mission to
create fintech that solves systemic disadvantages.


EPISODE 110


MONEYPOT RAW: WEALTH & INCLUSION ON OUR OWN TERMS

We sat down with Delicia Reynolds Hand from Consumer Reports, and Cleve Mesidor
from The Blockchain Assn.


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Where to listen, select your platform

                                  


EPISODE 109


MONEYPOT RAW: BRAZILS’ PIX PAYMENTS INTO 2050!

Following on our previous episode on Brazil's Pix payment rails, we had JoĂŁo Del
Valle, CEO and Co-Founder at EBANX talk to us about the tremendous changes that
have occurred and what he sees coming in merchant/ b2b payments.


EPISODE 108


MONEYPOT RAW: INNOVATION CAPITAL MARKETS, ATHENA

How do you position yourself to be one of the most financially innovative
companies? We spoke with Isabelle Freidheim, Founder & Chairman of Athena to
understand what's happening in capital markets.


EPISODE 107


MONEYPOT RAW: THE FINTECH SURGE IN MEXICO CITY

Scarlett Sieber, our Chief Strategy and Growth Officer, will be joined in the
booth by José Caparrosa, Editor, Forbes Columbia to host Cecilia Tamez, Chief
Strategy Officer of Dandelion.


EPISODE 106


THE AUDACITY OF BRAZIL'S PIX PAYMENTS SYSTEM

We at Money20/20 had to learn more, and were luckily able to discuss it with the
person responsible for running it- Carlos Eduardo Brandt, Deputy Head of the
Dept of Competition and Financial Market Structure of the Central Bank of
Brazil.


EPISODE 105


TOOLS NEEDED TO MAKE WEB3 UTOPIAN W/ CRYPTO MEGAN

We spoke with Megan Nilsson to think through some of the complexities we have
around access and identified 4 major tools- data management & ownership,
universal access, design access, and educational access.


EPISODE 104


ADAM NEUMANN, SURVIVOR BIAS, AND INNOVATION

We dig into how survivor bias works, why it is actually systemic, and the harm
it does to problem solving.


EPISODE 103


COINFLIP IS EXTENDING ON RAMP TO CRYPTOCURRENCIES

We talked to Ben Weiss about the nature of crypto as the wild west, and why his
idea on physicalizing the crypto buying experience is helping to settle crypto.


EPISODE 102


REBALANCE-HOW WOMEN LEAD, PARENT, PARTNER & THRIVE

In this episode of The MoneyPot Raw, Tracey Davies, President of Money20/20 and
I sit down with Monica Engel, Partner and Co-Founder of Quona Capital, to talk
about her new book - Rebalance: How women lead, parent, partner, and thrive.


EPISODE 101


BANKS CAN HELP CONSUMERS

The science around the climate crisis is in, and we are all feeling the effects
of it, With record heat waves, droughts, and questions about stability, Gen Z
considers climate a high priority in what they buy and support.


EPISODE 100


GAMING MARKETPLACES, PAYMENTS AND THE METAVERSE

Luckily, Sanjib Kalita and Rachel Morrissey got to speak to Dawid RoĹĽek, CEO,
ZEN.COM about going from gamer to creating an online marketplace to creating the
payments systems,and what all of it might teach us about the fintech future on
Web3.


EPISODE 99


THE CRYPTO PULSE

We are going to speak to Jean-Bapitiste Graftieux of Bitstamp, about their
latest study- the Crypto Pulse- and get the low down on what, where, and why
crypto is met with both skepticism and intrigue.


EPISODE 98


SCAMS - ARE WE REALLY AT FAULT?

Sanjib Kalita and Micky Tesfaye sit down with Tim Burton and Chris Stevens from
Callsign to discuss the art of the scam, why we naturally ignore the warning
signs and how we’re so easily tricked.


EPISODE 97


BNPL HAS BECOME A VITAL PAYMENTS CHANNEL

We spoke with Gary Stein, Chief Product & Compliance Officer at Opy (and
formerly with the CFPB) to bring some clarity to this, and one thing was clear.
BNPL isn't going anywhere.


EPISODE 96


IS THE CRYPTO MARKET FUNDAMENTALLY BROKEN?

Today, Sanjib Kalita, Nick Holland, Micky Tesfaye and Rachel Morrissey take a
look at whether the nature of cryptocurrency is amenable to sustainable business
models, what type of oversight can crypto exchanges and businesses expect, and
more.


EPISODE 95


CAN CRYPTO BE UNDONE BY QUANTUM?

We spoke to Rhiddiman Das, the Founder and CEO of TripleBlind, about how they
are approaching and preparing for the problems around data privacy and the
encryption safety to understand more about what we can expect and how we might
approach the solutions.


EPISODE 94


INCREASING ACCESS TO CRYPTO SERVICES

We had the chance to interview Nathan Bekerman of Cross River and Jeff
Billingham of Chainalysis and we discussed the accessibility of crypto for
smaller players such as community banks and fintechs...


EPISODE 93


THE GOLDEN AGE OF BANK-FINTECH PARTNERSHIPS

Collaboration between banks and fintechs has been central to the conversation
about the future of money since 2015. But truly flourishing examples are finally
in abundance.


EPISODE 92


PREPARING FOR AN ATTACK, GLOBAL FINANCIAL NETWORKS

We got to speak to Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and
International Engagements, about the preparation and nature of the simulation,
and the key findings that can keep our world safer.


EPISODE 91


WHAT DO THE SWIFT SANCTIONS REALLY DO?

We at Money20/20 wanted to provide clarity around the details of Russian
sanctions, what they seem to imply, and what other financial tools are factors
in the complete story, including alternate financial messaging systems within
Russia, and the status of crypto.


EPISODE 90


FUNDING NON-UNICORNS

We spoke with Bhavik Vasa, Founder & CEO of GetVantage and Saket Kumar,
Co-Founder & CEO of Vitt. about plans to fund smaller niche business, and why
that can be a win for VC's and consumers.


EPISODE 89


ROBOT MOSES: CREATING ETHICAL RULES FOR AI

We spoke with Ismini Psychoula, Research Scientist at the OneSpann Innovation
Center, about the principles behind new ethical regulations, and how to ensure
trustworthiness and fairness in financial services.


EPISODE 88


IT’S ABOUT MORE THAN CRYPTOCURRENCY

Edwin Aoki, CTO of PayPal’s BCDC unit, and May Zabaneh, VP of Product for BCDC,
join us to discuss how PayPal views these new technologies and what we should
expect when it comes to using them for commerce.


EPISODE 87


AI AND ADVANCED ANALYTICS AT ORACLE LAKEHOUSE

We got the chance to speak to Nino Bice and Vijay Krishnamurthy from the Oracle
Lakehouse about their projects in AI, why they are so vital, and what
opportunities their projects open in the future.


EPISODE 86


BNPL: THE MILLENNIAL PAYMENT METHOD COMES OF AGE.

Hear from Greg Lisiewski, VP of Global Pay Later at PayPal, Samsonite’s VP of
Marketing and eCommerce David Oksman, and Brian Riley, Director at Mercator
Advisory Group.


EPISODE 85


DRIVING THE FUTURE OF TRANSACTION BANKING

We spoke with Sanjay Mathew, from Oracle and Mayank Mishra from Citi, about
their outlook as they lead clients through the possibilities.


EPISODE 84


RECREATING THE RETAILERS PAYMENTS STACK

We spoke with John Lunn, CEO and Co-Founder of Gr4vy about creating a solution
that allows these retailers to modify their payments stacks, and give retailers
much needed flexibility.


EPISODE 83


CLEARING THE HURDLES OF DIGITAL ASSET ADOPTION

We spoke with Sanjay Mathew from Oracle and Greg Gilman, from Protego Trust
about the way digital assets can change the nature of risk, open markets, and
how to make them less risky for institutional investors.


EPISODE 82


BECOMING THE DUNGEON MASTER OF RETAIL INVESTING

We spoke to Stephen Sikes, COO of Public.com to learn more about their embrace
of communities and how those communities can be fostered to make investing
safer.


EPISODE 81


SPECIAL: FUTURE CONSUMER 2023- WGSN

In this special, we spoke with Andrea Bell, Director of Insights, about her
teams expertise and research to identify four predominant trends in future
consumers, and we discuss what financial services and tech will be prime for
their engagement.


EPISODE 80


CHANGING THE GAME OF DIGITAL CUSTOMER EXPERIENCE

We spoke with Dr. Tiffany Raymond of PayPal on how leveraging e-commerce will
not just accelerate business but can also be optimized with strategic thinking.


EPISODE 79


WILL YOUR NEXT CURRY COME WITH A SIDE CREDIT CARD?

We spoke with Dov Marmor about the new Railsbank Credit Card as a Service
(CCaaS) platform about this new evolution of credit and the deep satisfaction of
creating tools to help foster peoples dreams.


EPISODE 78


COMMUNITY BANKS WITH THE RIGHT TOOLS CAN COMPETE

We spoke with Mantl's Nathaniel Harley and Jesse Wedler, CapitalG to speak about
the mission to help community banks digitize their culture, their onboarding,
and eventually, their whole stack.


EPISODE 77


BANK IN TRANSITION: FROM MUFFINS TO MERGERS...

We decided to speak to DontĂ  Wilson and Scott Case, who have led the merger to
create Truist Bank,


EPISODE 76


THE NEXT GEN BANKING PLATFORM

We talked to Sanjay Matthew, Senior Industry Strategy Director at Oracle &
Aubrey Hawes, Senior Director of Global Banking Solutions, Oracle


EPISODE 75


THE FORCES BEHIND DIGITAL WALLET ADOPTION

We talked with Frida Polyak, Analyst and Researcher at Euromonitor International


EPISODE 74


LATAM PAYMENTS AND THE ECOMMERCE BOOM!

We talked to Michel Golffed, the Senior Vice President of Growth at dLocal


EPISODE 73


WHAT'S NEXT FOR ANT?

We discuss what the new regulatory measures mean for Alibaba and Ant Financial


EPISODE 72


WILL EVERY COMPANY BE A FINTECH COMPANY?

Will all companies in the future will have financial services as part of their
offerings?


EPISODE 71


THE MONEYPOT LIVE AT FINTECH SOUTH

We're live at the Fintech South Conference


EPISODE 70


TEA, SHARKS, AND INTERNET HUBS

Should you consider being part of a peering hub?


EPISODE 69


MICRO-INVESTING TO PROTECT YOUR LIQUID ASSETS

Or, How to Sell Half a Cow and Keep it Mooing


EPISODE 68


HOW WE LEARNED TO LOVE THE CLOUD

Tips on how to transform your bank core


EPISODE 67


DO YOU KNOW WHERE YOUR BITCOIN HAS BEEN LATELY?

Chainalysis is solving the legitimacy issues of crypto


EPISODE 66


LEARNING MORE ABOUT UNDERSTANDING THE CUSTOMER

Customer centricity is central to fintech innovation


EPISODE 65


WHAT IS THE REAL JOB OF A VC?

They play a central role in fintech development. Do we understand it?


EPISODE 64


INVESTIGATING DATA TO CREATE VALUE FOR CUSTOMERS

Using non-traditional data to rethink credit worthiness


EPISODE 63


BANKING ON TRUST FOR UNDERSERVED COMMUNITIES

To build fintech for black and brown communities, you have to build trust first


EPISODE 62


FINANCIAL GAINS ARE STILL ATTAINABLE - BUT HOW?

Looking at Facebook's financial gains hub and the democratization data


EPISODE 61


CHINA’S BLOCKCHAIN SERVICE NETWORK

Learn more about this potentially game-changing infrastructure investment


EPISODE 60


THIS EPISODE IS AN NFT

Ceci n’est pas un podcast. Spoiler alert: This Episode is an NFT


EPISODE 59


EXTRA - SPACS AND CHASEPAY ENDS

SPACS are like arranged marriages. How do they really work out?


EPISODE 58


HOW DO YOU RE-PLATFORM A BANK

Like trying to change a jet engine mid-flight


EPISODE 57


CITIPLEX ACCOUNT PARTNERING WITH BIG TECH

Google also announced 11 other partnerships with a variety of banks


EPISODE 56


PRODUCT DEVELOPMENT LESSONS FROM LEGO

Unpicking the threads that run through all product development


EPISODE 55


BUILD THE BEST CHECKOUT EXPERIENCE ON THE PLANET

Putting Merchants back in charge of the payments experience


EPISODE 54


REFLECTING ON THE GAMESTOP SHORT

A subReddit group took the unprecedented action of retail investors


EPISODE 53


SHAPING DIGITAL TRANSFORMATION

Customer behaviors are only the beginning of the customer journey


EPISODE 52


BANKING THE E-COMMERCE BOOM

Easing the pain of taking SMEs digital


EPISODE 51


THE FINTECH EFFECT

Does fintech really help with financial inclusion?


EPISODE 50


WHY SMART VC'S ARE INVESTING IN WOMEN FOUNDERS

We address the struggles of minority female entrepreneurs.


EPISODE 49


WHAT BLACK FRIDAY IS TELLING US ABOUT CONSUMERS

Consumer behavior changed during COVID but Black Friday is still thriving


EPISODE 48


AN INDUSTRY-LED STANDARD BETTER FOR OPEN BANKING?

We discuss challenging assumptions and leading toward an industry led standard.


EPISODE 47


ESTATE PLANNING IS THE NEW BLACK

There is a misconception Wills and Planning are only for wealthy people.


EPISODE 46


HOW WILL 5G AFFECT FINANCIAL SERVICES?

If Uber is a 4G tech, then what will 5G bring?


EPISODE 45


POSITIVITY TECH AND ANALYTICS - BASED LEADERSHIP

Utilizing the data that we have at our fingertips in new ways.


EPISODE 44


OPEN BANKING - A GLOBAL OUTLOOK

Open Banking is coming, but is it all they hoped for?


EPISODE 43


FOCUS ON SMBS 3: RUMPELSTILTSKIN WEAVES GOLD

We explore how data is being woven into financial services gold.


EPISODE 42


FOCUS ON SMBS 2: HOW DO WE WAKE SLEEPING BEAUTY?

Wee look at the great efforts around PPP


EPISODE 41


FOCUS ON SMBS 1 - THE GOLDILOCKS PARADIGM

Why SMB/SME banking was one of the last markets that innovators tackled.


EPISODE 40


HOW TO HIRE THE RIGHT TECH TALENT

It is as much art as science


EPISODE 39


PURPOSE DRIVEN BANKING

Will open-banking make banks personal financial advocates?


SPECIAL: MONEYPOT STAFF PICKS

Take a peek at the voices behind the podcast and their favorite #MoneyPotMoments
- so far!


EPISODE 38


MARKETING MINDSET LEADS TO SUCCESSFUL DIGITISATION

Do you have all the right decision makers at the table?


EPISODE 37


THE OCC RAMPS UP WITH BRIAN BROOKS

We are about to see a slew of bank charter approvals.


EPISODE 36


USING FINTECH TO CLOSE THE WEALTH GAP

Teen finance is hot right now


EPISODE 35


ASIA'S HEADSTART ON DIGITAL CURRENCIES

China is already testing a central bank digital currency.


BONUS EPISODE


DO BETTER TOGETHER

Hear leading voices working hard towards inclusion and diversity in financial
services.


EPISODE 34


THE FUTURE OF MONEY AS WE KNOW IT

The arms race for digital currencies is on.


EPISODE 33


FIGHTING DATA MONOPOLIES

Data is the "new oil" that fuels tech innovation.


EPISODE 32


AADHAAR: INCLUSIVE BY DESIGN

How does one condense 45 years of technological evolution into 6 years?


EPISODE 31


HOW CAN DATA GET SMALL BUSINESS MORE CREDIT?

What new data will give us a better financial picture?


EPISODE 30


BANKS VS. TECH: THE NEW POWER DYNAMIC

Do finance and social mix?


EPISODE 29


IS FIXING ESPP THE KEY TO STAKEHOLDER ECONOMICS?

Can we create an economy where so many don't live on the edge?


EPISODE 28


DIGITIZATION FOR "HEARTS AND MINDS"

Go digital or die" - the first lesson of the lockdowns.


EPISODE 27


FINTECH FORECAST IS CLOUDY WITH A CHANCE OF DELUGE

The covid-19 pandemic looked like a crisis that fintech was meant to thrive in.


BONUS EPISODE


DO BETTER TOGETHER

Hear leading voices working hard towards inclusion and diversity in financial
services.


EPISODE 26


NO CART LEFT BEHIND

"I want to enter more passwords and fill out more forms!", said no one ever..


EPISODE 25


ASIA'S VIRTUAL BANK MOVES

Uncovering the strategies Asia’s banks are employing in the crisis.


EPISODE 24


CYBER SAFETY DURING A PANDEMIC

How the abrupt transition to remote work during lockdown has stretched company
security.


EPISODE 23


411 ON 420

We're getting blunt about Cannabis Banking and the SAFE Banking Act.


EPISODE 22


COVID CREDIT

A story of a community coalescing to combat the COVID-19 crisis...


EPISODE 21


EXTRA!-FINANCE STEPPING UP: THE IMPACT OF COVID-19

How banks and fintechs are stepping up to stave off the impact of COVID-19...


EPISODE 20


CORONATECH

The challenges of COVID-19 present opportunities to innovate...


EPISODE 19


WFH- IMPACT OF COVID-19

Strategies to deal with the challenges of WFH...


EPISODE 18


M&A ACTIVITY GONE COLD FROM COVID?

The impact of COVID-19 on M&A activity...


EPISODE 17


FLEXIBLE FUNDING FOR SMBS

A new model that could help small businesses weather economic storms...


EPISODE 16


DIRTY MONEY: THE IMPACT OF COVID-19

A variety of immediate and possible effects of the pandemic...


EPISODE 15


VC INVESTMENT BOOMING IN AFRICA

What investors need to know to enter the VC scene...


EPISODE 14


PUT YOUR MONEY WHERE YOUR HEART IS

The trend toward values based banking and investing...


EPISODE 13


PODCAST SPECIAL- “MILLENNIALS TALK ABOUT $$$$”

New ways for financial services ...


EPISODE 12


MIDDLE CLASS CRUNCH

The new focus on financial health as part of financial inclusion ...


EPISODE 11


THE NEW INDIAN CENTURY

India is becoming the prime global market for innovation investment ...


EPISODE 10


FACEBOOK PAY: IT’S ALIVE!!!

The tech giant into the commerce space ...


EPISODE 9


SO, WHAT’S NEXT?

Predictions for Fintech in 2020 ...


EPISODE 8


THE GREAT RACE

Who is going to redesign global finance ...


EPISODE 7


WE’RE BA-ACK!!

And Facebook's Calibra is first up! ...


EPISODE 6


CHALLENGING THE CHALLENGER BANK MODEL

Grasshopper bank is challenging the challenger bank model. ...


EPISODE 5


WE’RE GONNA NEED A BIGGER BOAT

Will the next financial crisis will be a cyber security crisis? ...


EPISODE 4


INNOVATION SECRETS FROM OUTSIDE THE VAULT

New ways to look for innovators ...


EPISODE 3


BLOCKCHAIN PARTY JUST GETTING STARTED

Blockchain is a platform ...


EPISODE 2


MIND THE TRUST GAP

Strategies to improve the customer journey ...


EPISODE 1


THE BUZZ AROUND THE NETFLIX OF BANKING

How data can be used for a new bundled banking model ...

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legitimate interest, based on a specific purpose below or at a partner level in
the link under each purpose. These choices will be signaled to our vendors
participating in the Transparency and Consent Framework.
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MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

PERFORMANCE COOKIES

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site. All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site, and
will not be able to monitor its performance.

FUNCTIONAL COOKIES

Functional Cookies

These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

TARGETING COOKIES

Targeting Cookies

These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites. They do not store directly personal
information, but are based on uniquely identifying your browser and internet
device. If you do not allow these cookies, you will experience less targeted
advertising.

STORE AND/OR ACCESS INFORMATION ON A DEVICE 25 PARTNERS CAN USE THIS PURPOSE

Store and/or access information on a device

Cookies, device or similar online identifiers (e.g. login-based identifiers,
randomly assigned identifiers, network based identifiers) together with other
information (e.g. browser type and information, language, screen size, supported
technologies etc.) can be stored or read on your device to recognise it each
time it connects to an app or to a website, for one or several of the purposes
presented here.

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PERSONALISED ADVERTISING AND CONTENT, ADVERTISING AND CONTENT MEASUREMENT,
AUDIENCE RESEARCH AND SERVICES DEVELOPMENT 36 PARTNERS CAN USE THIS PURPOSE

Personalised advertising and content, advertising and content measurement,
audience research and services development

 * USE LIMITED DATA TO SELECT ADVERTISING 26 PARTNERS CAN USE THIS PURPOSE
   
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   Advertising presented to you on this service can be based on limited data,
   such as the website or app you are using, your non-precise location, your
   device type or which content you are (or have been) interacting with (for
   example, to limit the number of times an ad is presented to you).
   
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 * CREATE PROFILES FOR PERSONALISED ADVERTISING 21 PARTNERS CAN USE THIS PURPOSE
   
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   Information about your activity on this service (such as forms you submit,
   content you look at) can be stored and combined with other information about
   you (for example, information from your previous activity on this service and
   other websites or apps) or similar users. This is then used to build or
   improve a profile about you (that might include possible interests and
   personal aspects). Your profile can be used (also later) to present
   advertising that appears more relevant based on your possible interests by
   this and other entities.
   
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 * USE PROFILES TO SELECT PERSONALISED ADVERTISING 20 PARTNERS CAN USE THIS
   PURPOSE
   
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   Advertising presented to you on this service can be based on your advertising
   profiles, which can reflect your activity on this service or other websites
   or apps (like the forms you submit, content you look at), possible interests
   and personal aspects.
   
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 * CREATE PROFILES TO PERSONALISE CONTENT 10 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Information about your activity on this service (for instance, forms you
   submit, non-advertising content you look at) can be stored and combined with
   other information about you (such as your previous activity on this service
   or other websites or apps) or similar users. This is then used to build or
   improve a profile about you (which might for example include possible
   interests and personal aspects). Your profile can be used (also later) to
   present content that appears more relevant based on your possible interests,
   such as by adapting the order in which content is shown to you, so that it is
   even easier for you to find content that matches your interests.
   
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 * USE PROFILES TO SELECT PERSONALISED CONTENT 8 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Content presented to you on this service can be based on your content
   personalisation profiles, which can reflect your activity on this or other
   services (for instance, the forms you submit, content you look at), possible
   interests and personal aspects. This can for example be used to adapt the
   order in which content is shown to you, so that it is even easier for you to
   find (non-advertising) content that matches your interests.
   
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 * MEASURE ADVERTISING PERFORMANCE 33 PARTNERS CAN USE THIS PURPOSE
   
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   Information regarding which advertising is presented to you and how you
   interact with it can be used to determine how well an advert has worked for
   you or other users and whether the goals of the advertising were reached. For
   instance, whether you saw an ad, whether you clicked on it, whether it led
   you to buy a product or visit a website, etc. This is very helpful to
   understand the relevance of advertising campaigns.
   
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 * MEASURE CONTENT PERFORMANCE 17 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Information regarding which content is presented to you and how you interact
   with it can be used to determine whether the (non-advertising) content e.g.
   reached its intended audience and matched your interests. For instance,
   whether you read an article, watch a video, listen to a podcast or look at a
   product description, how long you spent on this service and the web pages you
   visit etc. This is very helpful to understand the relevance of
   (non-advertising) content that is shown to you.
   
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 * UNDERSTAND AUDIENCES THROUGH STATISTICS OR COMBINATIONS OF DATA FROM
   DIFFERENT SOURCES 21 PARTNERS CAN USE THIS PURPOSE
   
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   Reports can be generated based on the combination of data sets (like user
   profiles, statistics, market research, analytics data) regarding your
   interactions and those of other users with advertising or (non-advertising)
   content to identify common characteristics (for instance, to determine which
   target audiences are more receptive to an ad campaign or to certain
   contents).
   
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 * DEVELOP AND IMPROVE SERVICES 25 PARTNERS CAN USE THIS PURPOSE
   
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   Information about your activity on this service, such as your interaction
   with ads or content, can be very helpful to improve products and services and
   to build new products and services based on user interactions, the type of
   audience, etc. This specific purpose does not include the development or
   improvement of user profiles and identifiers.
   
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 * USE LIMITED DATA TO SELECT CONTENT 12 PARTNERS CAN USE THIS PURPOSE
   
   Switch Label
   
   Content presented to you on this service can be based on limited data, such
   as the website or app you are using, your non-precise location, your device
   type, or which content you are (or have been) interacting with (for example,
   to limit the number of times a video or an article is presented to you).
   
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USE PRECISE GEOLOCATION DATA 16 PARTNERS CAN USE THIS SPECIAL FEATURE

Use precise geolocation data

With your acceptance, your precise location (within a radius of less than 500
metres) may be used in support of the purposes explained in this notice.

List of IAB Vendors‎

ACTIVELY SCAN DEVICE CHARACTERISTICS FOR IDENTIFICATION 5 PARTNERS CAN USE THIS
SPECIAL FEATURE

Actively scan device characteristics for identification

With your acceptance, certain characteristics specific to your device might be
requested and used to distinguish it from other devices (such as the installed
fonts or plugins, the resolution of your screen) in support of the purposes
explained in this notice.

List of IAB Vendors‎

ENSURE SECURITY, PREVENT AND DETECT FRAUD, AND FIX ERRORS 21 PARTNERS CAN USE
THIS SPECIAL PURPOSE

Always Active

Your data can be used to monitor for and prevent unusual and possibly fraudulent
activity (for example, regarding advertising, ad clicks by bots), and ensure
systems and processes work properly and securely. It can also be used to correct
any problems you, the publisher or the advertiser may encounter in the delivery
of content and ads and in your interaction with them.

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DELIVER AND PRESENT ADVERTISING AND CONTENT 23 PARTNERS CAN USE THIS SPECIAL
PURPOSE

Always Active

Certain information (like an IP address or device capabilities) is used to
ensure the technical compatibility of the content or advertising, and to
facilitate the transmission of the content or ad to your device.

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MATCH AND COMBINE DATA FROM OTHER DATA SOURCES 14 PARTNERS CAN USE THIS FEATURE

Always Active

Information about your activity on this service may be matched and combined with
other information relating to you and originating from various sources (for
instance your activity on a separate online service, your use of a loyalty card
in-store, or your answers to a survey), in support of the purposes explained in
this notice.

List of IAB Vendors‎

LINK DIFFERENT DEVICES 10 PARTNERS CAN USE THIS FEATURE

Always Active

In support of the purposes explained in this notice, your device might be
considered as likely linked to other devices that belong to you or your
household (for instance because you are logged in to the same service on both
your phone and your computer, or because you may use the same Internet
connection on both devices).

List of IAB Vendors‎

IDENTIFY DEVICES BASED ON INFORMATION TRANSMITTED AUTOMATICALLY 23 PARTNERS CAN
USE THIS FEATURE

Always Active

Your device might be distinguished from other devices based on information it
automatically sends when accessing the Internet (for instance, the IP address of
your Internet connection or the type of browser you are using) in support of the
purposes exposed in this notice.

List of IAB Vendors‎
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