www.chase.com Open in urlscan Pro
23.48.104.12  Public Scan

Submitted URL: https://links.customers.instacartemail.com/ss/c/YB14ydx-_hx0XlK4QyQxUn2-WRo28G2S6h7Kzh_La1B1ids200CL6QZK6U6iMedcstmT69jJ60TIm3EOX9QcBrgyToQ...
Effective URL: https://www.chase.com/personal/credit-cards/rewards-category-faq?lid=6uggnxhaqbft&utm_campaign=membership_batch_email_...
Submission: On December 19 via api from CA — Scanned from CA

Form analysis 2 forms found in the DOM

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GET https://www.chase.com/digital/resources/search-results.html

<form class="header__section--search__bar__form col-xs-12 col-lg-6 col-lg-push-6" action="https://www.chase.com/digital/resources/search-results.html" method="GET" role="search">
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REWARDS CATEGORY FAQ




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REWARDS CATEGORIES OFFERED BY CHASE.

Choose a category to learn more.




IMPORTANT INFORMATION ABOUT YOUR REWARDS CATEGORIES

Merchants who accept Visa/Mastercard credit cards are assigned a merchant code,
which is determined by the merchant or its processor in accordance with
Visa/Mastercard procedures based on the kinds of products and services they
primarily sell. We group similar merchant codes into categories for purposes of
making rewards offers to you. Please note:

 * We make every effort to include all relevant merchant codes in our rewards
   categories. However, even though a merchant or some of the items that it
   sells may appear to fit within a rewards category, the merchant may not have
   a merchant code in that category. When this occurs, purchases with that
   merchant won’t qualify for rewards offers on purchases in that category.
 * Purchases submitted by you, an authorized user, or the merchant through
   third-party payment accounts, mobile or wireless card readers, online or
   mobile digital wallets, or similar technology will not qualify in a rewards
   category if the technology is not set up to process the purchase in that
   rewards category.
 * Any portion of purchases paid for using points will not qualify as a category
   purchase.
 * All trademarks are the property of their respective owner(s).

AIRLINE TICKETS WHEN PURCHASED DIRECTLY WITH THE AIRLINE

Only purchases for airline tickets made directly with the airline will qualify.
Other air travel-related purchases will not qualify; for example, in-flight
purchases, the purchasing of airline miles or points, non-ticket purchases made
within the airport, and airline tickets purchased through travel agencies,
discount travel sites, vacation clubs, tour operators, or tickets booked as part
of a travel package offered by non-airline merchants.

AIRLINE TICKETS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid airline ticket purchases made on chasetravel.com
or by calling the number on the back of your card to book. Other air
travel-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify; for example, in-flight
purchases, the purchasing of airline miles or points and purchases made within
the airport. Any portion of your purchase paid for using points will not
qualify. You may see “flights”, “air travel”, “purchased through Chase”, or
“purchased through Chase Ultimate Rewards" in marketing materials to refer to
airline tickets purchased through Chase Travel. To see a breakdown of your
rewards earned from Chase Travel airline ticket purchases, go online to your
Rewards Activity page. You can also see it on your monthly card billing
statement.

CAR RENTAL AGENCIES

Merchants in this category rent vehicles for the purpose of driver and passenger
transportation. Car rentals not booked directly with the car rental agency will
not qualify; for example, car rentals purchased through travel agencies,
discount travel sites, vacation clubs, tour operators, or as part of a package
offered by merchants such as cruise lines and railways. Merchants that provide
RV rentals or vehicle rentals for the purpose of hauling are not included in
this category.

CAR RENTALS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid car rental purchases made on chasetravel.com or
by calling the number on the back of your card to book. Car rentals or car
rental-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify. Any portion of your purchase
paid for using points will not qualify. You may see “car rentals purchased
through Chase” or “car rentals purchased through Chase Ultimate Rewards”  in
marketing materials to refer to car rentals purchased through Chase Travel. To
see a breakdown of your rewards earned from Chase Travel car
rental purchases, go online to your Rewards Activity page. You can also see it
on your monthly card billing statement.

DEPARTMENT STORES

Merchants in this category generally have multiple departments which sell
apparel, home furnishings, furniture, electronics, cosmetics, housewares, and
major household appliances. These departments may have their own separate
check-out counters. Purchases made on a merchant’s website are included.
Supercenters, discount stores, or specialty stores (e.g., stores that sell
primarily one line of products such as shoe stores, pet stores, electronics
stores, clothing stores), and online marketplace websites (online stores that do
not have physical locations and sell a variety of products) are not included in
this category. Gift cards purchased outside the specific department store (e.g.,
at a grocery store, online gift card mall, or other retailers outside the
department store) are excluded. Additionally, gift cards purchased through
department store websites where gift cards are fulfilled through a third party
are excluded.

DINING/RESTAURANTS

This category's merchants’ primary business is sit-down or eat-in dining,
including fast food restaurants and fine dining establishments. Merchants that
sell food and drinks located within facilities such as sports stadiums, hotels
and casinos, theme parks, grocery and department stores will not be included in
this category unless the merchant has set up such purchases to be classified in
a restaurant category. Bakeries, caterers, meal kit delivery services, and gift
card merchants are not included in the category. Delivery and takeout services
will be included if they classify as a restaurant merchant.

CHASE DINING PURCHASED THROUGH CHASE ULTIMATE REWARDS

This category includes prepaid purchases for dining made directly through
UltimateRewards.com. Purchases for delivery, pickup, prepaid reservations or
reservation deposits will qualify if paid for on UltimateRewards.com.
Reservation-related purchases paid for at the restaurant will not qualify. Any
portion of your purchase paid for using points will not qualify. You may see
“Chase Dining” in marketing materials to refer to Chase Dining purchased through
Ultimate Rewards.

DINING WHEN PURCHASED DIRECTLY FROM A RESTAURANT

This category includes sit-down, eat-in or take-out dining when purchased
directly from a restaurant, including fast food and fine dining establishments.
Third-party delivery service merchants are not included even if they classify as
a restaurant merchant. Merchants that sell food and drinks located within
facilities such as sports stadiums, hotels and casinos, theme parks, grocery and
department stores will not be included in this category unless the merchant has
set up such purchases to be classified in a restaurant category. Purchases made
at bakeries, caterers, or gift card merchants are not included in the category.

DRUGSTORES 


Merchants in this category specialize in selling prescription drugs and
over-the-counter medicines, supplements and various health-related items. These
merchants may also sell cosmetics, toiletries, greeting cards, and various
household items such as cleaning supplies and packaged foods and drinks. Some
merchants that sell a wide variety of goods including these items, and which may
contain an onsite pharmacy, for example, warehouse clubs, discount stores, or
grocery stores, are not included in this category.

FITNESS CLUB AND GYM MEMBERSHIPS

Merchants in this category include health clubs, exercise, or athletic
facilities requiring membership and offering access to services related to
physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms,
aerobics, cardio fitness and other services such as yoga and cross fit training.
Merchants that specialize in offering personalized or therapeutic services such
as massage therapy, dietary and weight management counseling and personal
training are not included in this category. In addition, some merchants that
sell a wide variety of general goods, which may include fitness or athletic
apparel, sporting goods, dietary food, health food or similar supplements are
not included in this category. Also, certain lodging, hotel, motel, resort and
central reservation services offering access to third party facilities that
include fitness clubs or gyms are not included in this category unless they
classify as a fitness club or gym membership merchant.

GAS STATIONS

Merchants in this category sell automotive gasoline that can be paid for either
at the pump or inside the station, and may or may not sell other goods or
services at their location. Merchants that do not specialize in selling
automotive gasoline are not included in this category; for example, truck stops,
boat marinas, oil and propane distributors, and home heating companies.

GROCERY STORES

Merchants in this category include supermarkets, merchants that offer a
full-service grocery line of merchandise including a deli and bakery as well as
smaller grocery stores. Some merchants that sell grocery items are not included
in this category; for example, larger stores that sell a wide variety of goods
and groceries, such as warehouse clubs, discount stores and some smaller
merchants such as drugstores, and merchants that specialize in only a few
grocery items. Purchases made at gas stations from merchants who also operate
grocery stores are not included in this category. Delivery service merchants
will be included if they classify as a grocery store merchant.

ONLINE GROCERY (EXCLUDING TARGET®, WALMART® AND WHOLESALE CLUBS)

This category includes purchases for grocery pickup and delivery that are placed
online with grocery stores, specialty food stores or delivery service merchants
that classify as grocery store merchants (excluding membership and subscription
fees). Meal kit delivery services are included. Some merchants that sell grocery
items are not included in this category; for example, larger stores that sell a
wide variety of goods and groceries like Walmart and Target, wholesale clubs
such as Costco and BJs, liquor stores and merchants that specialize in only a
few grocery items. Pharmacies contained within supermarkets will not earn,
regardless if it is pickup or delivery. Purchases of gift cards, gift baskets
and boxes that include grocery items will not be included. All trademarks are
the property of their respective owner(s).

HOME IMPROVEMENT STORES

Merchants in this category specialize in selling a variety of home improvement
supplies, from larger home improvement stores to smaller hardware stores.
Purchases from contractors or specialists for providing a home improvement
service are not eligible in this category. Merchants that sell a wide variety of
general goods which may include home improvement supplies, for example,
warehouse clubs, discount stores, or grocery stores, are not included in this
category. Also, merchants that specialize in wholesale or commercial sales, home
furnishings, garden and landscaping supplies are not included.

HOTEL ACCOMMODATIONS WHEN PURCHASED DIRECTLY WITH THE HOTEL

Merchants in this category include hotels and motels, and many smaller
establishments like bed & breakfasts, and inns. Hotel accommodations not booked
directly with the hotel will not qualify; for example, hotel accommodations
purchased through travel agencies, discount travel sites, vacation clubs, tour
operators, or as part of a package offered by merchants such as cruise lines and
railways. Points will not be earned until charges are posted to your account.
Purchases other than your room bill on the hotel premises will not be included
in the category unless they classify as a hotel merchant; for example,
restaurant or entertainment purchases. In addition, the purchasing of hotel
points will not qualify in this category.

HOTEL ACCOMMODATIONS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid hotel accommodation purchases made
on chasetravel.com or by calling the number on the back of your card to book.
Other hotel-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify; for example, restaurant or
entertainment purchases. The Luxury Hotel & Resort Collection purchases will not
qualify even if you call the number on the back of your card to book. Any
portion of your purchase paid for using points will not qualify. You may see
“hotel accommodations purchased through Chase” or “hotel accommodations
purchased through Chase Ultimate Rewards” in marketing materials to refer to
hotel accommodations purchased through Chase Travel. To see a breakdown of your
rewards earned from Chase Travel hotel accommodation purchases, go online to
your Rewards Activity page. You can also see it on your monthly card billing
statement.

INSURANCE


Merchants in this category provide health, automobile, homeowners, renters,
medical and life insurance. Product warranties and trip insurance purchases will
not qualify in this category.

INTERNET, CABLE, AND PHONE SERVICES

Only purchases for internet, cable, satellite television and radio, cellular,
wireless data, and landline services will qualify. Purchases of equipment are
not included. If you purchase or pay for your internet, cable and satellite
television, phone or related services in a merchant's store that is not
classified by the merchant in the applicable services category, the purchase or
payment will not qualify; for example, phone bill payments in a merchant's store
that is classified as a telephone equipment store.

LOCAL TRANSIT AND COMMUTING

Merchants in this category include operators of passenger trains, buses, taxis,
limousines, rideshare, ferries, toll bridges and highways, and parking lots and
garages. Merchants that provide transportation and related services are not
included in this category; for example, airlines, hotels, car rental agencies,
cruise lines, travel agencies, discount travel sites, vacation clubs, tour
operators, bike or scooter rentals and car sharing.

MOVIE THEATERS

Merchants in this category show motion pictures to an audience, including at
drive-in theaters. Theaters that provide live entertainment and merchants that
sell and rent movies or provide movie subscription or streaming services are not
included in this category. Purchases other than your tickets will not be
included in the category unless they classify as a movie theater; for example,
in theater dining, food and beverage, or merchandise purchases.

OFFICE SUPPLY STORES

Merchants in this category specialize in selling a variety of office supplies.
Merchants that sell a wide variety of general goods which may include office
supplies, for example, discount stores, department stores, or electronics
stores, are not included in this category. Also, merchants and wholesale
distributors that specialize in only a few large office supplies, such as
computer software and hardware, office furniture, photocopiers, and office
equipment, are not included even if they also sell some smaller office supplies.

SELECT STREAMING SERVICES

Merchants in this category specialize in delivering music and video content over
the internet. Only subscriptions paid for, or purchases made with the following
select merchants will qualify for this category: Apple Music, Apple TV, Disney+,
ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime,
SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. The listed
merchant(s) should not be considered sponsors or co-sponsors of this program.
All trademarks are the property of their respective owner(s).

SHIPPING

Merchants in this category specialize in mailing packages, hauling freight, and
transporting goods or documents. Shipping merchants include couriers, postal and
freight shipping companies, express shipping services and mailbox stores.
Merchants who sell a wide variety of general goods but also ship items,
including office supply stores that also mail packages will not be included in
this category. The additional cost to ship something you buy, or using a third
party (such as Amazon) for bulk warehousing and shipping will not qualify.
Merchants that primarily sell boxes, packing tape, bubble wrap or other shipping
supplies are also not included in this category. All trademarks are the property
of their respective owner(s).

SOCIAL MEDIA AND SEARCH ENGINE ADVERTISING

Merchants in this category include social media websites and online search
engines that advertise a business, brand, products or services. Advertising
purchases that are not made directly from a social media website or online
search engine merchant may not qualify; for example, advertising purchases made
through a third party such as an ad agency or web designer offering related
services. Also, purchases from social media websites or online search engines
that are not for advertising will not qualify; for example, subscription or app
purchases.

TRAVEL

Merchants in this category include airlines, hotels, motels, timeshares, car
rental agencies, cruise lines, travel agencies, discount travel sites,
campgrounds and operators of passenger trains, buses, taxis, limousines,
ferries, toll bridges and highways, and parking lots and garages. Some merchants
that provide transportation and travel-related services are not included in this
category; for example, real estate agents, educational merchants arranging
travel, in-flight goods and services, on-board cruise line goods and services,
sightseeing activities, excursions, tourist attractions, RV and boat rentals,
merchants within hotels and airports, public campgrounds and merchants that rent
vehicles for the purpose of hauling. Purchases from gift card merchants or
merchants that sell points or miles will not qualify in the travel category.

TRAVEL PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid travel purchases made on chasetravel.com or
by calling the number on the back of your card to book. Eligible travel
purchases include airline tickets, hotels, car rentals, and cruises. Any items
or charges not paid for on chasetravel.com or by calling the number on the back
of your card will not qualify. Any portion of your purchase paid for using
points will not qualify. You may see “travel purchased through Chase” or “travel
purchased through Chase Ultimate Rewards” in marketing materials to refer to
travel purchased through Chase Travel. To see a breakdown of your rewards earned
from Chase Travel purchases, go online to your Rewards Activity page. You can
also see it on your monthly card billing statement.

TRAVEL PURCHASED THROUGH THE CHASE TRAVEL CENTER

This category includes prepaid travel purchases made by booking directly through
the Chase Travel Center via the number located on the back of your card or in
your Rewards Program Agreement. Eligible travel purchases include airline
tickets, hotels, car rentals, and cruises. Any items or charges not paid for
through the Chase Travel Center will not qualify. Any portion of your travel
purchase paid for using points will not qualify. You may see “Chase Travel” in
marketing materials to refer to Travel purchased through the Chase Travel
Center. To see a breakdown of your Travel purchased through the Chase Travel
Center, see your Rewards Activity on Chase.com and your card billing statement.

UTILITIES

Purchases in this category include electric, household fuel, water, and
sanitation services, internet, cable, satellite television and radio, cellular,
wireless data, and landline services. Merchants that sell utility-related goods
and services are not included in the utilities category; for example,
electronics or other retail stores and merchants offering maintenance and
cleaning services. In addition, if you purchase or pay for your internet, cable
and satellite television, phone or related services in a merchant's store that
is not registered by the merchant in the applicable services category, the
purchase or payment will not qualify; for example, phone bill payments in a
merchant's store that is classified as a telephone equipment store.

WHOLESALE CLUBS

Merchants in this category operate warehouse-style retail stores, sell in bulk,
and concentrate on price appeal. These merchants sell a full range of household
goods and merchandise, groceries, furniture, electronics, appliances, and auto
supplies. These merchants may or may not have membership requirements. Gas,
fuel, wholesale specialty service purchases such as travel, insurance, cell
phone and home improvement will not qualify in this category.

Estas páginas contienen información sobre preguntas frecuentes (FAQs) de
recompensas. Si tienes alguna pregunta, por favor llama al número indicado en el
reverso de tu tarjeta.


REWARDS CATEGORIES OFFERED BY CHASE.

Choose a category to learn more.




IMPORTANT INFORMATION ABOUT YOUR REWARDS CATEGORIES

Merchants who accept Visa/Mastercard credit cards are assigned a merchant code,
which is determined by the merchant or its processor in accordance with
Visa/Mastercard procedures based on the kinds of products and services they
primarily sell. We group similar merchant codes into categories for purposes of
making rewards offers to you. Please note:

 * We make every effort to include all relevant merchant codes in our rewards
   categories. However, even though a merchant or some of the items that it
   sells may appear to fit within a rewards category, the merchant may not have
   a merchant code in that category. When this occurs, purchases with that
   merchant won’t qualify for rewards offers on purchases in that category.
 * Purchases submitted by you, an authorized user, or the merchant through
   third-party payment accounts, mobile or wireless card readers, online or
   mobile digital wallets, or similar technology will not qualify in a rewards
   category if the technology is not set up to process the purchase in that
   rewards category.
 * Any portion of purchases paid for using points will not qualify as a category
   purchase.
 * All trademarks are the property of their respective owner(s).

AIRLINE TICKETS WHEN PURCHASED DIRECTLY WITH THE AIRLINE

Only purchases for airline tickets made directly with the airline will qualify.
Other air travel-related purchases will not qualify; for example, in-flight
purchases, the purchasing of airline miles or points, non-ticket purchases made
within the airport, and airline tickets purchased through travel agencies,
discount travel sites, vacation clubs, tour operators, or tickets booked as part
of a travel package offered by non-airline merchants.

AIRLINE TICKETS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid airline ticket purchases made on chasetravel.com
or by calling the number on the back of your card to book. Other air
travel-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify; for example, in-flight
purchases, the purchasing of airline miles or points and purchases made within
the airport. Any portion of your purchase paid for using points will not
qualify. You may see “flights”, “air travel”, “purchased through Chase”, or
“purchased through Chase Ultimate Rewards" in marketing materials to refer to
airline tickets purchased through Chase Travel. To see a breakdown of your
rewards earned from Chase Travel airline ticket purchases, go online to your
Rewards Activity page. You can also see it on your monthly card billing
statement.

CAR RENTAL AGENCIES

Merchants in this category rent vehicles for the purpose of driver and passenger
transportation. Car rentals not booked directly with the car rental agency will
not qualify; for example, car rentals purchased through travel agencies,
discount travel sites, vacation clubs, tour operators, or as part of a package
offered by merchants such as cruise lines and railways. Merchants that provide
RV rentals or vehicle rentals for the purpose of hauling are not included in
this category.

CAR RENTALS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid car rental purchases made on chasetravel.com or
by calling the number on the back of your card to book. Car rentals or car
rental-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify. Any portion of your purchase
paid for using points will not qualify. You may see “car rentals purchased
through Chase” or “car rentals purchased through Chase Ultimate Rewards”  in
marketing materials to refer to car rentals purchased through Chase Travel. To
see a breakdown of your rewards earned from Chase Travel car
rental purchases, go online to your Rewards Activity page. You can also see it
on your monthly card billing statement.

DEPARTMENT STORES

Merchants in this category generally have multiple departments which sell
apparel, home furnishings, furniture, electronics, cosmetics, housewares, and
major household appliances. These departments may have their own separate
check-out counters. Purchases made on a merchant’s website are included.
Supercenters, discount stores, or specialty stores (e.g., stores that sell
primarily one line of products such as shoe stores, pet stores, electronics
stores, clothing stores), and online marketplace websites (online stores that do
not have physical locations and sell a variety of products) are not included in
this category. Gift cards purchased outside the specific department store (e.g.,
at a grocery store, online gift card mall, or other retailers outside the
department store) are excluded. Additionally, gift cards purchased through
department store websites where gift cards are fulfilled through a third party
are excluded.

DINING/RESTAURANTS

This category's merchants’ primary business is sit-down or eat-in dining,
including fast food restaurants and fine dining establishments. Merchants that
sell food and drinks located within facilities such as sports stadiums, hotels
and casinos, theme parks, grocery and department stores will not be included in
this category unless the merchant has set up such purchases to be classified in
a restaurant category. Bakeries, caterers, meal kit delivery services, and gift
card merchants are not included in the category. Delivery and takeout services
will be included if they classify as a restaurant merchant.

CHASE DINING PURCHASED THROUGH CHASE ULTIMATE REWARDS

This category includes prepaid purchases for dining made directly through
UltimateRewards.com. Purchases for delivery, pickup, prepaid reservations or
reservation deposits will qualify if paid for on UltimateRewards.com.
Reservation-related purchases paid for at the restaurant will not qualify. Any
portion of your purchase paid for using points will not qualify. You may see
“Chase Dining” in marketing materials to refer to Chase Dining purchased through
Ultimate Rewards.

DINING WHEN PURCHASED DIRECTLY FROM A RESTAURANT

This category includes sit-down, eat-in or take-out dining when purchased
directly from a restaurant, including fast food and fine dining establishments.
Third-party delivery service merchants are not included even if they classify as
a restaurant merchant. Merchants that sell food and drinks located within
facilities such as sports stadiums, hotels and casinos, theme parks, grocery and
department stores will not be included in this category unless the merchant has
set up such purchases to be classified in a restaurant category. Purchases made
at bakeries, caterers, or gift card merchants are not included in the category.

DRUGSTORES 


Merchants in this category specialize in selling prescription drugs and
over-the-counter medicines, supplements and various health-related items. These
merchants may also sell cosmetics, toiletries, greeting cards, and various
household items such as cleaning supplies and packaged foods and drinks. Some
merchants that sell a wide variety of goods including these items, and which may
contain an onsite pharmacy, for example, warehouse clubs, discount stores, or
grocery stores, are not included in this category.

FITNESS CLUB AND GYM MEMBERSHIPS

Merchants in this category include health clubs, exercise, or athletic
facilities requiring membership and offering access to services related to
physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms,
aerobics, cardio fitness and other services such as yoga and cross fit training.
Merchants that specialize in offering personalized or therapeutic services such
as massage therapy, dietary and weight management counseling and personal
training are not included in this category. In addition, some merchants that
sell a wide variety of general goods, which may include fitness or athletic
apparel, sporting goods, dietary food, health food or similar supplements are
not included in this category. Also, certain lodging, hotel, motel, resort and
central reservation services offering access to third party facilities that
include fitness clubs or gyms are not included in this category unless they
classify as a fitness club or gym membership merchant.

GAS STATIONS

Merchants in this category sell automotive gasoline that can be paid for either
at the pump or inside the station, and may or may not sell other goods or
services at their location. Merchants that do not specialize in selling
automotive gasoline are not included in this category; for example, truck stops,
boat marinas, oil and propane distributors, and home heating companies.

GROCERY STORES

Merchants in this category include supermarkets, merchants that offer a
full-service grocery line of merchandise including a deli and bakery as well as
smaller grocery stores. Some merchants that sell grocery items are not included
in this category; for example, larger stores that sell a wide variety of goods
and groceries, such as warehouse clubs, discount stores and some smaller
merchants such as drugstores, and merchants that specialize in only a few
grocery items. Purchases made at gas stations from merchants who also operate
grocery stores are not included in this category. Delivery service merchants
will be included if they classify as a grocery store merchant.

ONLINE GROCERY (EXCLUDING TARGET®, WALMART® AND WHOLESALE CLUBS)

This category includes purchases for grocery pickup and delivery that are placed
online with grocery stores, specialty food stores or delivery service merchants
that classify as grocery store merchants (excluding membership and subscription
fees). Meal kit delivery services are included. Some merchants that sell grocery
items are not included in this category; for example, larger stores that sell a
wide variety of goods and groceries like Walmart and Target, wholesale clubs
such as Costco and BJs, liquor stores and merchants that specialize in only a
few grocery items. Pharmacies contained within supermarkets will not earn,
regardless if it is pickup or delivery. Purchases of gift cards, gift baskets
and boxes that include grocery items will not be included. All trademarks are
the property of their respective owner(s).

HOME IMPROVEMENT STORES

Merchants in this category specialize in selling a variety of home improvement
supplies, from larger home improvement stores to smaller hardware stores.
Purchases from contractors or specialists for providing a home improvement
service are not eligible in this category. Merchants that sell a wide variety of
general goods which may include home improvement supplies, for example,
warehouse clubs, discount stores, or grocery stores, are not included in this
category. Also, merchants that specialize in wholesale or commercial sales, home
furnishings, garden and landscaping supplies are not included.

HOTEL ACCOMMODATIONS WHEN PURCHASED DIRECTLY WITH THE HOTEL

Merchants in this category include hotels and motels, and many smaller
establishments like bed & breakfasts, and inns. Hotel accommodations not booked
directly with the hotel will not qualify; for example, hotel accommodations
purchased through travel agencies, discount travel sites, vacation clubs, tour
operators, or as part of a package offered by merchants such as cruise lines and
railways. Points will not be earned until charges are posted to your account.
Purchases other than your room bill on the hotel premises will not be included
in the category unless they classify as a hotel merchant; for example,
restaurant or entertainment purchases. In addition, the purchasing of hotel
points will not qualify in this category.

HOTEL ACCOMMODATIONS PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid hotel accommodation purchases made
on chasetravel.com or by calling the number on the back of your card to book.
Other hotel-related purchases not paid for on chasetravel.com or by calling the
number on the back of your card will not qualify; for example, restaurant or
entertainment purchases. The Luxury Hotel & Resort Collection purchases will not
qualify even if you call the number on the back of your card to book. Any
portion of your purchase paid for using points will not qualify. You may see
“hotel accommodations purchased through Chase” or “hotel accommodations
purchased through Chase Ultimate Rewards” in marketing materials to refer to
hotel accommodations purchased through Chase Travel. To see a breakdown of your
rewards earned from Chase Travel hotel accommodation purchases, go online to
your Rewards Activity page. You can also see it on your monthly card billing
statement.

INSURANCE


Merchants in this category provide health, automobile, homeowners, renters,
medical and life insurance. Product warranties and trip insurance purchases will
not qualify in this category.

INTERNET, CABLE, AND PHONE SERVICES

Only purchases for internet, cable, satellite television and radio, cellular,
wireless data, and landline services will qualify. Purchases of equipment are
not included. If you purchase or pay for your internet, cable and satellite
television, phone or related services in a merchant's store that is not
classified by the merchant in the applicable services category, the purchase or
payment will not qualify; for example, phone bill payments in a merchant's store
that is classified as a telephone equipment store.

LOCAL TRANSIT AND COMMUTING

Merchants in this category include operators of passenger trains, buses, taxis,
limousines, rideshare, ferries, toll bridges and highways, and parking lots and
garages. Merchants that provide transportation and related services are not
included in this category; for example, airlines, hotels, car rental agencies,
cruise lines, travel agencies, discount travel sites, vacation clubs, tour
operators, bike or scooter rentals and car sharing.

MOVIE THEATERS

Merchants in this category show motion pictures to an audience, including at
drive-in theaters. Theaters that provide live entertainment and merchants that
sell and rent movies or provide movie subscription or streaming services are not
included in this category. Purchases other than your tickets will not be
included in the category unless they classify as a movie theater; for example,
in theater dining, food and beverage, or merchandise purchases.

OFFICE SUPPLY STORES

Merchants in this category specialize in selling a variety of office supplies.
Merchants that sell a wide variety of general goods which may include office
supplies, for example, discount stores, department stores, or electronics
stores, are not included in this category. Also, merchants and wholesale
distributors that specialize in only a few large office supplies, such as
computer software and hardware, office furniture, photocopiers, and office
equipment, are not included even if they also sell some smaller office supplies.

SELECT STREAMING SERVICES

Merchants in this category specialize in delivering music and video content over
the internet. Only subscriptions paid for, or purchases made with the following
select merchants will qualify for this category: Apple Music, Apple TV, Disney+,
ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime,
SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. The listed
merchant(s) should not be considered sponsors or co-sponsors of this program.
All trademarks are the property of their respective owner(s).

SHIPPING

Merchants in this category specialize in mailing packages, hauling freight, and
transporting goods or documents. Shipping merchants include couriers, postal and
freight shipping companies, express shipping services and mailbox stores.
Merchants who sell a wide variety of general goods but also ship items,
including office supply stores that also mail packages will not be included in
this category. The additional cost to ship something you buy, or using a third
party (such as Amazon) for bulk warehousing and shipping will not qualify.
Merchants that primarily sell boxes, packing tape, bubble wrap or other shipping
supplies are also not included in this category. All trademarks are the property
of their respective owner(s).

SOCIAL MEDIA AND SEARCH ENGINE ADVERTISING

Merchants in this category include social media websites and online search
engines that advertise a business, brand, products or services. Advertising
purchases that are not made directly from a social media website or online
search engine merchant may not qualify; for example, advertising purchases made
through a third party such as an ad agency or web designer offering related
services. Also, purchases from social media websites or online search engines
that are not for advertising will not qualify; for example, subscription or app
purchases.

TRAVEL

Merchants in this category include airlines, hotels, motels, timeshares, car
rental agencies, cruise lines, travel agencies, discount travel sites,
campgrounds and operators of passenger trains, buses, taxis, limousines,
ferries, toll bridges and highways, and parking lots and garages. Some merchants
that provide transportation and travel-related services are not included in this
category; for example, real estate agents, educational merchants arranging
travel, in-flight goods and services, on-board cruise line goods and services,
sightseeing activities, excursions, tourist attractions, RV and boat rentals,
merchants within hotels and airports, public campgrounds and merchants that rent
vehicles for the purpose of hauling. Purchases from gift card merchants or
merchants that sell points or miles will not qualify in the travel category.

TRAVEL PURCHASED THROUGH CHASE TRAVEL

This category includes prepaid travel purchases made on chasetravel.com or
by calling the number on the back of your card to book. Eligible travel
purchases include airline tickets, hotels, car rentals, and cruises. Any items
or charges not paid for on chasetravel.com or by calling the number on the back
of your card will not qualify. Any portion of your purchase paid for using
points will not qualify. You may see “travel purchased through Chase” or “travel
purchased through Chase Ultimate Rewards” in marketing materials to refer to
travel purchased through Chase Travel. To see a breakdown of your rewards earned
from Chase Travel purchases, go online to your Rewards Activity page. You can
also see it on your monthly card billing statement.

TRAVEL PURCHASED THROUGH THE CHASE TRAVEL CENTER

This category includes prepaid travel purchases made by booking directly through
the Chase Travel Center via the number located on the back of your card or in
your Rewards Program Agreement. Eligible travel purchases include airline
tickets, hotels, car rentals, and cruises. Any items or charges not paid for
through the Chase Travel Center will not qualify. Any portion of your travel
purchase paid for using points will not qualify. You may see “Chase Travel” in
marketing materials to refer to Travel purchased through the Chase Travel
Center. To see a breakdown of your Travel purchased through the Chase Travel
Center, see your Rewards Activity on Chase.com and your card billing statement.

UTILITIES

Purchases in this category include electric, household fuel, water, and
sanitation services, internet, cable, satellite television and radio, cellular,
wireless data, and landline services. Merchants that sell utility-related goods
and services are not included in the utilities category; for example,
electronics or other retail stores and merchants offering maintenance and
cleaning services. In addition, if you purchase or pay for your internet, cable
and satellite television, phone or related services in a merchant's store that
is not registered by the merchant in the applicable services category, the
purchase or payment will not qualify; for example, phone bill payments in a
merchant's store that is classified as a telephone equipment store.

WHOLESALE CLUBS

Merchants in this category operate warehouse-style retail stores, sell in bulk,
and concentrate on price appeal. These merchants sell a full range of household
goods and merchandise, groceries, furniture, electronics, appliances, and auto
supplies. These merchants may or may not have membership requirements. Gas,
fuel, wholesale specialty service purchases such as travel, insurance, cell
phone and home improvement will not qualify in this category.




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WE'RE HERE TO HELP YOU MANAGE YOUR MONEY TODAY AND TOMORROW


CHECKING ACCOUNTS

Choose the checking account that works best for you. See our Chase Total
Checking® offer for new customers. Make purchases with your debit card, and bank
from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and
more than 4,700 branches.


SAVINGS ACCOUNTS & CDS

It’s never too early to begin saving. Open a savings account or open a
Certificate of Deposit (see interest rates) and start saving your money.


CREDIT CARDS

Chase credit cards can help you buy the things you need. Many of our cards offer
rewards that can be redeemed for cash back or travel-related perks. With so many
options, it can be easy to find a card that matches your lifestyle. Plus, with
Credit Journey you can get a free credit score!


MORTGAGES

Apply for a mortgage or refinance your mortgage with Chase. View today’s
mortgage rates or calculate what you can afford with our mortgage calculator.
Visit our Education Center for homebuying tips and more.


AUTO

Chase Auto is here to help you get the right car. Apply for auto financing for a
new or used car with Chase. Use the payment calculator to estimate monthly
payments. Check out the Chase Auto Education Center to get car guidance from a
trusted source.


CHASE FOR BUSINESS

With Chase for Business you’ll receive guidance from a team of business
professionals who specialize in helping improve cash flow, providing credit
solutions, and managing payroll. Choose from business checking, small business
loans, business credit cards, merchant services or visit our business resource
center.


INVESTING BY J.P. MORGAN

Whether you choose to work with a financial advisor and develop a financial
strategy or invest online, J.P. Morgan offers investment education, expertise
and a range of tools to help you reach your goals. Visit a J.P. Morgan Wealth
Management Branch or check out our latest online investing offers, promotions,
and coupons.

INVESTMENT AND INSURANCE PRODUCTS ARE:

 * NOT FDIC INSURED
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 * NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK,
   N.A. OR ANY OF ITS AFFILIATES
 * SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT
   INVESTED


CHASE PRIVATE CLIENT

Get more from a personalized relationship offering no everyday banking fees,
priority service from a dedicated team and special perks and benefits. Connect
with a Chase Private Client Banker at your nearest Chase branch to learn about
eligibility requirements and all available benefits.

INVESTMENT AND INSURANCE PRODUCTS ARE:

 * NOT A DEPOSIT
 * NOT FDIC INSURED
 * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
 * NO BANK GUARANTEE
 * MAY LOSE VALUE


ABOUT CHASE

Chase serves millions of people with a broad range of products. Chase online
lets you manage your Chase accounts, view statements, monitor activity, pay
bills or transfer funds securely from one central place. To learn more, visit
the Banking Education Center. For questions or concerns, please contact Chase
customer service or let us know about Chase complaints and feedback.


SPORTS & ENTERTAINMENT

Chase gives you access to unique sports, entertainment and culinary events
through Chase Experiences and our exclusive partnerships such as the US Open,
Madison Square Garden(Opens Overlay) and Chase Center.


CHASE SECURITY CENTER

Our suite of security features can help you protect your info, money and give
you peace of mind. See how we're dedicated to helping protect you, your accounts
and your loved ones from financial abuse. Also, learn about the common tricks
scammers are using to help you stay one step ahead of them.  If you see
unauthorized charges or believe your account was compromised contact us right
away to report fraud.


OTHER PRODUCTS & SERVICES:

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 * Student Center
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Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. is
a wholly-owned subsidiary of JPMorgan Chase & Co.

"Chase Private Client" is the brand name for a banking and investment product
and service offering, requiring a Chase Private Client Checking℠ account.

Investing involves market risk, including possible loss of principal, and there
is no guarantee that investment objectives will be achieved. Past performance is
not a guarantee of future results.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which
offers investment products and services through J.P. Morgan Securities LLC
(JPMS), a registered broker-dealer and investment adviser, member FINRA(Opens
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Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business
as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other
services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB
are affiliated companies under the common control of JPMorgan Chase & Co.
Products not available in all states.

Bank deposit accounts, such as checking and savings, may be subject to approval.
Deposit products and related services are offered by JPMorgan Chase Bank, N.A.
Member FDIC.



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