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Submitted URL:
http://southerntrust.com/
Effective URL:
https://www.southerntrust.com/
Submission: On February 02 via manual (February 2nd 2023, 7:41:56 pm UTC) from US — Scanned from DE

Form analysis
1 forms found in the DOM

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<form class="acsb-form" data-acsb-search="form" enctype="multipart/form-data" action="#" method="POST"> <input type="text" tabindex="0" name="acsb_search" autocomplete="off" placeholder="Unclear content? Search in dictionary..."
    aria-label="Unclear content? Search in dictionary..."> <i class="acsbi-search"></i> <i class="acsbi-chevron_down"></i> </form>

Text Content

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* Find an Expert
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MAKING HOME HAPPEN

Trusted by over 65,000 families, Southern Trust Mortgage is a modern mortgage
lender committed to making the home buying experience Simple, Creative and
Consistent.

Find a Loan Officer
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READY TO BUY A HOME OR REFINANCE?

WE'VE GOT YOU COVERED

At Southern Trust Mortgage, we're in the business of "making home happen". From
the beginning, we've been committed to creating a home loan experience that we'd
want to receive ourselves. More than 20 years later, we remain focused on
guiding and empowering homebuyers from application to closing.

PRIORITY APPROVAL

Go from application to approved in less than 24 hours! Feel confident shopping
for your new home with a strong offer.

TIME-TESTED LENDER

Southern Trust has been in business for over 20 years, helped over 65,000
families, and funded over $15 Billion in home loans.

PERFECT LOAN FIT

With our wide array of loan programs, we have a solution for every home
ownership and refinance goal, no matter what size home or income.

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HIGHLY RECOMMENDED

"I had a great experience with Matt Bittner. He’s very honest and professional.
He provided excellent communication in detail and was patient when walking me
through the process. He was there for me no matter what time of the day or
night. It’s important to have someone that’s calm when going through a stressful
process of buying a new home. Thank you Matt and team. I would highly recommend
him and Southern Trust Mortgage.”

Laura Lanky

SERVICE WAS IMCOMPARABLE

"Deborah Park at Southern Trust was fantastic to deal with. She made such a
stressful and overwhelming process so seamless and smooth. I talked and worked
with other lenders and her service was incomparable. So happy we decided to work
with her.”

Jessica Somera

SIMPLE, STRAIGHTFORWARD AND HONEST

"This is how every Refi should be done. No needless back and forth. Simple,
straightforward and honest. Sam and Kelsey were tremendous to work with.”

Ben Speckhart

PASSION AND PATIENCE

"Wes, of Southern Trust, was a great loan officer to hand hold my family to our
first home. Our VA Loan experience was easy and managed with a phenomenal level
of expertise. I greatly appreciate Wes and the Southern Trust team's passion and
patience.”

Rick Day

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SEE WHAT MAKES SOUTHERN TRUST MORTGAGE STAND OUT

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GENERAL CONTACT

295 Bendix Road, Suite 400
Virginia Beach, Virginia 23452

Tel: 800-748-2147
Fax: 757-473-9722

RESOURCES

Sales Careers

Patriot Act

Security Statement

AWARDS

Southern Trust Mortgage LLC, NMLS #2921 (www.nmlsconsumeraccess.org) lends in
the following states: District of Columbia - #MLB-2921 | Delaware –#036386 |
Maryland | North Carolina – #205483 | OH RM.804841.000 | Pennsylvania –#94064|
South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 |
Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential
Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the
N.J. Department of Banking and Insurance. By refinancing a consumer’s existing
loan, the consumer’s total finance charges may be higher over the life of the
loan.

0:45

English
Accessibility Adjustments
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Choose the right accessibility profile for you
OFF ON
Seizure Safe Profile Clear flashes & reduces color
This profile enables epileptic and seizure prone users to browse safely by
eliminating the risk of seizures that result from flashing or blinking
animations and risky color combinations.
OFF ON
Vision Impaired Profile Enhances website's visuals
This profile adjusts the website, so that it is accessible to the majority of
visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract,
Glaucoma, and others.
OFF ON
ADHD Friendly Profile More focus & fewer distractions
This profile significantly reduces distractions, to help people with ADHD and
Neurodevelopmental disorders browse, read, and focus on the essential elements
of the website more easily.
OFF ON
Cognitive Disability Profile Assists with reading & focusing
This profile provides various assistive features to help users with cognitive
disabilities such as Autism, Dyslexia, CVA, and others, to focus on the
essential elements of the website more easily.
OFF ON
Keyboard Navigation (Motor) Use website with the keyboard
This profile enables motor-impaired persons to operate the website using the
keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such
as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics)
to jump to specific elements.

Note: This profile prompts automatically for keyboard users.
OFF ON
Blind Users (Screen Reader) Optimize website for screen-readers
This profile adjusts the website to be compatible with screen-readers such as
JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software that is
installed on the blind user’s computer and smartphone, and websites should
ensure compatibility with it.

Note: This profile prompts automatically to screen-readers.
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Accessibility StatementCompliance status

We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
functions. As soon as a user with a screen-reader enters your site, they
immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

1. Screen-reader optimization: we run a process that learns the website’s
components from top to bottom, to ensure ongoing compliance even when
updating the website. In this process, we provide screen-readers with
meaningful data using the ARIA set of attributes. For example, we provide
accurate form labels; descriptions for actionable icons (social media icons,
search icons, cart icons, etc.); validation guidance for form inputs;
element roles such as buttons, menus, modal dialogues (popups), and others.

Additionally, the background process scans all of the website’s images. It
provides an accurate and meaningful image-object-recognition-based
description as an ALT (alternate text) tag for images that are not
described. It will also extract texts embedded within the image using an OCR
(optical character recognition) technology. To turn on screen-reader
adjustments at any time, users need only to press the Alt+1 keyboard
combination. Screen-reader users also get automatic announcements to turn
the Screen-reader mode on as soon as they enter the website.

These adjustments are compatible with popular screen readers such as JAWS,
NVDA, VoiceOver, and TalkBack.

2. Keyboard navigation optimization: The background process also adjusts the
website’s HTML and adds various behaviors using JavaScript code to make the
website operable by the keyboard. This includes the ability to navigate the
website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
keys, close them with Esc, trigger buttons and links using the Enter key,
navigate between radio and checkbox elements using the arrow keys, and fill
them in with the Spacebar or Enter key.

Additionally, keyboard users will find content-skip menus available at any
time by clicking Alt+2, or as the first element of the site while navigating
with the keyboard. The background process also handles triggered popups by
moving the keyboard focus towards them as soon as they appear, not allowing
the focus to drift outside.

Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
(forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
* Epilepsy Safe Profile: this profile enables people with epilepsy to safely
use the website by eliminating the risk of seizures resulting from flashing
or blinking animations and risky color combinations.
* Vision Impaired Profile: this profile adjusts the website so that it is
accessible to the majority of visual impairments such as Degrading Eyesight,
Tunnel Vision, Cataract, Glaucoma, and others.
* Cognitive Disability Profile: this profile provides various assistive
features to help users with cognitive disabilities such as Autism, Dyslexia,
CVA, and others, to focus on the essential elements more easily.
* ADHD Friendly Profile: this profile significantly reduces distractions and
noise to help people with ADHD, and Neurodevelopmental disorders browse,
read, and focus on the essential elements more easily.
* Blind Users Profile (Screen-readers): this profile adjusts the website to be
compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
screen-reader is installed on the blind user’s computer, and this site is
compatible with it.
* Keyboard Navigation Profile (Motor-Impaired): this profile enables
motor-impaired persons to operate the website using the keyboard Tab,
Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
(menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
jump to specific elements.

Additional UI, design, and readability adjustments
1. Font adjustments – users can increase and decrease its size, change its
family (type), adjust the spacing, alignment, line height, and more.
2. Color adjustments – users can select various color contrast profiles such as
light, dark, inverted, and monochrome. Additionally, users can swap color
schemes of titles, texts, and backgrounds with over seven different coloring
options.
3. Animations – epileptic users can stop all running animations with the click
of a button. Animations controlled by the interface include videos, GIFs,
and CSS flashing transitions.
4. Content highlighting – users can choose to emphasize essential elements such
as links and titles. They can also choose to highlight focused or hovered
elements only.
5. Audio muting – users with hearing devices may experience headaches or other
issues due to automatic audio playing. This option lets users mute the
entire website instantly.
6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
Wiktionary, allowing people with cognitive disorders to decipher meanings of
phrases, initials, slang, and others.
7. Additional functions – we allow users to change cursor color and size, use a
printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their
needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating, improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility following technological advancements. If you wish to
contact the website’s owner, please use the website's form

Hide Accessibility Interface? Please note: If you choose to hide the
accessibility interface, you won't be able to see it anymore, unless you clear
your browsing history and data. Are you sure that you wish to hide the
interface?
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www.southerntrust.com Open in urlscan Pro 2606:4700:3108::ac42:28fa Public Scan

Form analysis 1 forms found in the DOM

POST #

Text Content

www.southerntrust.com Open in urlscan Pro
2606:4700:3108::ac42:28fa Public Scan

Form analysis
1 forms found in the DOM