www.veteransunited.com Open in urlscan Pro
23.192.245.56  Public Scan

Submitted URL: http://veteransunited.com/
Effective URL: https://www.veteransunited.com/
Submission: On October 19 via manual from US — Scanned from DE

Form analysis 4 forms found in the DOM

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="start" data-fmcty-section-next="Check Your Eligibility">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
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          <li id="field_hp_hero_start" class="fmcty-field fmcty-field-html field-start">
            <dl role="presentation">
              <dd><span name="start" id="hp_hero_start">
                  <div class="fmcty-label"><span class="fmcty-label-line-1">Check your eligibility with</span> <span class="fmcty-label-line-2">The Nation’s <sup style="font-size: 0.55em;">#</sup>1&nbsp;VA&nbsp;Lender</span> <span
                      class="fmcty-label-line-3"><span class="desktop-only">See why more Veteran homebuyers choose Veterans United than any other VA&nbsp;lender. </span><span class="fmcty-label-line-4"><span class="mobile-only">Veterans United is
                          proud to be the</span> Top VA Purchase Lender for&nbsp;7&nbsp;consecutive years: <span class="desktop-only">2016, 2017, 2018, 2019, 2020, 2021 and 2022</span><span
                          class="mobile-only">2016—2022</span>!<sup><a href="#footnote_1">†</a></sup></span></span></div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Check Your Eligibility</button></li>
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    </li>
    <li class="fmcty-section" data-fmcty-section="loan-type">
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          <li id="field_hp_hero_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="fb.1.1697749302022.1680835892" id="hp_hero_fbp" class="fmcty-input-hidden"></li>
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          <li id="field_hp_hero_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="hp_hero_opq_worthy" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="hp_hero_opq_version" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="hp_hero_opq_treatment" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="hp_hero_lead_partner_lead_id" class="fmcty-input-hidden"></li>
          <li id="field_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="adid" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="hp_hero" id="hp_hero_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_hp_hero_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="hp_hero_ss_test_variation" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="hp_hero_ss_opq_test_variation" class="fmcty-input-hidden">
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          <li id="field_hp_hero_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="hp_hero_json" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="1338586737.1697749301" id="hp_hero_google_client_id" class="fmcty-input-hidden">
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          <li id="field_hp_hero_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1697749301" id="hp_hero_start_time" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="hp_hero_refi_ltv" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="hp_hero_refi_total_loan_amount"
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          <li id="field_hp_hero_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1" id="hp_hero_vu_agreestovuprivacypolicy"
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          <li id="field_hp_hero_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
              id="hp_hero_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="hp_hero_vu_consentstovutcpa" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="hp_hero_vu_agreestovuautodial" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="hp_hero_vu_agreestovutexting" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="hp_hero_vu_agreestosmsterms" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="hp_hero_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="hp_hero_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1" id="hp_hero_vu_agreestolendingpartners"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1" id="hp_hero_vu_agreestohbcpartneroffers"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="hp_hero_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="hp_hero_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="hp_hero_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="hp_hero_microsoftadsnetworktype"
              class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_hp_hero_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="hp_hero_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="hp_hero_vu_agreestoedelivery" class="fmcty-input-hidden">
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          <li id="field_hp_hero_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="hp_hero_mrc_agreestohomeservices"
              class="fmcty-input-hidden"></li>
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          <li id="field_hp_hero_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="hp_hero_lead_intent" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
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              <dt><label class="fmcty-label" id="hp_hero_purpose_label" for="hp_hero_purpose" tabindex="-1">Are you looking to purchase or refinance a home?</label></dt>
              <dd>
                <ol id="hp_hero_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_purpose_label">
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                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_refi_reason_label" for="hp_hero_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="hp_hero_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="hp_hero_refi_reason_label">
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                      for="hp_hero_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
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                      for="hp_hero_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="hp_hero_refi_reason_3" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="hp_hero_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="hp_hero_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="hp_hero_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
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              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
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            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_branch_label" for="hp_hero_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
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                      Spouse</label></li>
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                      Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="hp_hero_military_branch_8" required=""><label for="hp_hero_military_branch_8" class="fmcty-radio-option-label">No
                      Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_military_type" class="fmcty-field fmcty-field-radio field-military_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_type_label" for="hp_hero_military_type" tabindex="-1">Regular Military, Reserves, or <span style="display:inline-block;">National Guard?</span></label> <span
                  class="fmcty-field-description">If multiple, select the option that best describes the majority of your military service.</span></dt>
              <dd>
                <ol id="hp_hero_military_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_military_type_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_type" value="regular" id="hp_hero_military_type_0" required=""><label for="hp_hero_military_type_0"
                      class="fmcty-radio-option-label">Regular Military</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_type" value="reserves" id="hp_hero_military_type_1" required=""><label for="hp_hero_military_type_1"
                      class="fmcty-radio-option-label">Reserves</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_type" value="guard" id="hp_hero_military_type_2" required=""><label for="hp_hero_military_type_2"
                      class="fmcty-radio-option-label">National Guard</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_status_label" for="hp_hero_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="hp_hero_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="hp_hero_military_status_0" required=""><label for="hp_hero_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="hp_hero_military_status_1" required=""><label for="hp_hero_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-overseas">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_currently_overseas" class="fmcty-field fmcty-field-radio field-currently_overseas fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_currently_overseas_label" for="hp_hero_currently_overseas" tabindex="-1">Where are you currently stationed?</label></dt>
              <dd>
                <ol id="hp_hero_currently_overseas" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_currently_overseas_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="currently_overseas" value="no" id="hp_hero_currently_overseas_0" required="" disabled=""><label for="hp_hero_currently_overseas_0"
                      class="fmcty-radio-option-label">Inside the U.S.</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="currently_overseas" value="yes" id="hp_hero_currently_overseas_1" required="" disabled=""><label for="hp_hero_currently_overseas_1"
                      class="fmcty-radio-option-label">Outside the U.S.</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_pcs_label" for="hp_hero_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="hp_hero_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="hp_hero_pcs_0" required="" disabled=""><label for="hp_hero_pcs_0" class="fmcty-radio-option-label">No, this is not a PCS
                      move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="hp_hero_pcs_1" required="" disabled=""><label for="hp_hero_pcs_1" class="fmcty-radio-option-label">Yes, this is a PCS
                      move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_value_label" for="hp_hero_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="hp_hero_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="hp_hero_property_value_0" required="" disabled=""><label for="hp_hero_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="hp_hero_property_value_1" required="" disabled=""><label for="hp_hero_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="hp_hero_property_value_2" required="" disabled=""><label for="hp_hero_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="hp_hero_property_value_3" required="" disabled=""><label for="hp_hero_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="hp_hero_property_value_4" required="" disabled=""><label for="hp_hero_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="hp_hero_property_value_5" required="" disabled=""><label for="hp_hero_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="hp_hero_property_value_6" required="" disabled=""><label for="hp_hero_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="hp_hero_property_value_7" required="" disabled=""><label for="hp_hero_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="hp_hero_property_value_8" required="" disabled=""><label for="hp_hero_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="hp_hero_property_value_9" required="" disabled=""><label for="hp_hero_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="hp_hero_property_value_10" required="" disabled=""><label for="hp_hero_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="hp_hero_property_value_11" required="" disabled=""><label for="hp_hero_property_value_11"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_home_value_label" for="hp_hero_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="hp_hero_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_civilian_property_state_select_label" for="hp_hero_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="hp_hero_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_three_percent_down_label" for="hp_hero_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="hp_hero_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="hp_hero_three_percent_down_0" required="" disabled=""><label for="hp_hero_three_percent_down_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="hp_hero_three_percent_down_1" required="" disabled=""><label for="hp_hero_three_percent_down_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_down_payment_label" for="hp_hero_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="hp_hero_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="hp_hero_down_payment_0" required="" disabled=""><label for="hp_hero_down_payment_0" class="fmcty-radio-option-label">0%</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="hp_hero_down_payment_1" required="" disabled=""><label for="hp_hero_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="hp_hero_down_payment_2" required="" disabled=""><label for="hp_hero_down_payment_2" class="fmcty-radio-option-label">5%</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="hp_hero_down_payment_3" required="" disabled=""><label for="hp_hero_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="hp_hero_down_payment_4" required="" disabled=""><label for="hp_hero_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="hp_hero_down_payment_5" required="" disabled=""><label for="hp_hero_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="hp_hero_down_payment_6" required="" disabled=""><label for="hp_hero_down_payment_6" class="fmcty-radio-option-label">More than
                      20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=hp&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="hp_hero_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
                      d="M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 23.1 0 0 0-4.9-15.5 19.9 19.9 0 0 0-15.7-7.3 23 23 0 0 0-17.2 7.5 25.8 25.8 0 0 0-5 8.3 29.7 29.7 0 0 0-2 10.7c0 3.6.6 6.9 1.7 9.9A21.8 21.8 0 0 0 273.4 98c5.7 0 10.3-1.5 13.8-4.3 3.6-2.8 6.1-6.5 7.6-11.1l-1.2-.8a18 18 0 0 1-5.1 3.5 19 19 0 0 1-12.8.4Zm2.8-32.5c1.1 1.7 1.7 4.6 1.7 8.5v3.7l-14.6.4a26 26 0 0 1 2.3-10.6 9.8 9.8 0 0 1 2.6-3.4c1-.8 2.3-1.2 3.6-1.2a5 5 0 0 1 4.4 2.6Zm36-13a8.5 8.5 0 0 0 4.8-11.2 7 7 0 0 0-1.9-2.6 9.5 9.5 0 0 0-2.8-2 8.5 8.5 0 0 0-9.5 2 8.6 8.6 0 0 0 9.5 13.9ZM302 96.5h20.6v-.2a81.1 81.1 0 0 1-2-7.8A50.6 50.6 0 0 1 320 78V46.3L299 52v.3c2.2 2.3 3.7 4.7 4.5 7.2a30 30 0 0 1 1.3 9.7V78a68.4 68.4 0 0 1-1.7 14.5l-1 3.8v.2Zm59.1-17a21 21 0 0 0 6.6-3.5 15.2 15.2 0 0 0 5.9-11.7 12 12 0 0 0-1.8-6.5 16.3 16.3 0 0 0-5-5L380 54h.4V42.2l-.2-.1-15.8 7.8a24.5 24.5 0 0 0-12-3.2 26.3 26.3 0 0 0-15.2 4.9 16.5 16.5 0 0 0-4.3 5.5 15 15 0 0 0-1.5 6.7c0 3 .7 5.6 2.1 8 1.5 2.3 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                    <path id="neighborsBankHouse" fill="#73c271"
                      d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
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                <p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
                  United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
                <a href="https://www.neighborsbank.com/lp/downpayment?src=hp&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice_nb" value="1" id="hp_hero_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_type_label" for="hp_hero_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="hp_hero_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="hp_hero_property_type_0" required=""><label for="hp_hero_property_type_0" class="fmcty-radio-option-label">Single-Family
                      Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="hp_hero_property_type_1" required=""><label for="hp_hero_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="hp_hero_property_type_2" required=""><label for="hp_hero_property_type_2" class="fmcty-radio-option-label">Town
                      Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="hp_hero_property_type_3" required=""><label for="hp_hero_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="hp_hero_property_type_4" required=""><label for="hp_hero_property_type_4" class="fmcty-radio-option-label">Mobile /
                      Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="hp_hero_property_type_5" required=""><label for="hp_hero_property_type_5" class="fmcty-radio-option-label">New
                      Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="hp_hero_property_type_6" required="" disabled=""><label for="hp_hero_property_type_6"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_manufactured_own_label" for="hp_hero_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use this
                  information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="hp_hero_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="hp_hero_manufactured_own_0" required="" disabled=""><label for="hp_hero_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="hp_hero_manufactured_own_1" required="" disabled=""><label for="hp_hero_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_use_label" for="hp_hero_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="hp_hero_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="hp_hero_property_use_0" required=""><label for="hp_hero_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="hp_hero_property_use_1" required=""><label for="hp_hero_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="hp_hero_property_use_2" required=""><label for="hp_hero_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="hp_hero_property_use_3" required=""><label for="hp_hero_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_when_loan_label" for="hp_hero_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="hp_hero_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="signed purchase agreement" id="hp_hero_when_loan_0" required="" disabled=""><label for="hp_hero_when_loan_0"
                      class="fmcty-radio-option-label">Immediately: Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="hp_hero_when_loan_1" required="" disabled=""><label for="hp_hero_when_loan_1" class="fmcty-radio-option-label">ASAP:
                      Found a House/Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="hp_hero_when_loan_2" required="" disabled=""><label for="hp_hero_when_loan_2" class="fmcty-radio-option-label">Within
                      30 Days</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="hp_hero_when_loan_3" required="" disabled=""><label for="hp_hero_when_loan_3" class="fmcty-radio-option-label">2 - 3
                      Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="hp_hero_when_loan_4" required="" disabled=""><label for="hp_hero_when_loan_4" class="fmcty-radio-option-label">3 - 6
                      Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="hp_hero_when_loan_5" required="" disabled=""><label for="hp_hero_when_loan_5" class="fmcty-radio-option-label">6+
                      Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="hp_hero_when_loan_6" required="" disabled=""><label for="hp_hero_when_loan_6" class="fmcty-radio-option-label">No Time
                      Frame/Still Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_preventing_loan_label" for="hp_hero_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="hp_hero_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="hp_hero_preventing_loan_0" required="" disabled=""><label for="hp_hero_preventing_loan_0"
                      class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="hp_hero_preventing_loan_1" required="" disabled=""><label for="hp_hero_preventing_loan_1"
                      class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="hp_hero_preventing_loan_2" required="" disabled=""><label for="hp_hero_preventing_loan_2"
                      class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="hp_hero_preventing_loan_3" required="" disabled=""><label for="hp_hero_preventing_loan_3"
                      class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="hp_hero_preventing_loan_4" required="" disabled=""><label for="hp_hero_preventing_loan_4"
                      class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="hp_hero_preventing_loan_5" required="" disabled=""><label for="hp_hero_preventing_loan_5"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_living_situation_label" for="hp_hero_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <ol id="hp_hero_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="hp_hero_living_situation_0" required="" disabled=""><label for="hp_hero_living_situation_0"
                      class="fmcty-radio-option-label">Yes, I currently own a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="hp_hero_living_situation_1" required="" disabled=""><label for="hp_hero_living_situation_1"
                      class="fmcty-radio-option-label">No, I am currently renting</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="hp_hero_living_situation_2" required="" disabled=""><label for="hp_hero_living_situation_2"
                      class="fmcty-radio-option-label">No, I have other living arrangements</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_first_time_label" for="hp_hero_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="hp_hero_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="hp_hero_first_time_0" required="" disabled=""><label for="hp_hero_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="hp_hero_first_time_1" required="" disabled=""><label for="hp_hero_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_sell_before_purchase_label" for="hp_hero_sell_before_purchase" tabindex="-1">Will you sell your current home?</label></dt>
              <dd>
                <ol id="hp_hero_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="hp_hero_sell_before_purchase_0" required="" disabled=""><label for="hp_hero_sell_before_purchase_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="hp_hero_sell_before_purchase_1" required="" disabled=""><label for="hp_hero_sell_before_purchase_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_balance_label" for="hp_hero_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="hp_hero_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_current_rate_label" for="hp_hero_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="hp_hero_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="hp_hero_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_cash_out_amount_label" for="hp_hero_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able to take out
                  as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="hp_hero_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-va-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_currentva" class="fmcty-field fmcty-field-radio field-currentva fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_currentva_label" for="hp_hero_currentva" tabindex="-1">Do you currently have a VA Loan?</label></dt>
              <dd>
                <ol id="hp_hero_currentva" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_currentva_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="currentva" value="yes" id="hp_hero_currentva_0" required="" disabled=""><label for="hp_hero_currentva_0"
                      class="fmcty-radio-option-label">Yes, I currently have a VA loan</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="currentva" value="no" id="hp_hero_currentva_1" required="" disabled=""><label for="hp_hero_currentva_1" class="fmcty-radio-option-label">No,
                      I do not currently have a VA Loan</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_credit_rating_label" for="hp_hero_credit_rating" tabindex="-1">What is your current credit score?</label></dt>
              <dd>
                <ol id="hp_hero_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="hp_hero_credit_rating_0" required=""><label for="hp_hero_credit_rating_0" class="fmcty-radio-option-label">Excellent
                      (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="hp_hero_credit_rating_1" required=""><label for="hp_hero_credit_rating_1" class="fmcty-radio-option-label">Good
                      (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="hp_hero_credit_rating_2" required=""><label for="hp_hero_credit_rating_2" class="fmcty-radio-option-label">Fair
                      (640-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="hp_hero_credit_rating_3" required=""><label for="hp_hero_credit_rating_3" class="fmcty-radio-option-label">Below
                      Average (620-639)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="hp_hero_credit_rating_4" required=""><label for="hp_hero_credit_rating_4" class="fmcty-radio-option-label">Poor (Below
                      620)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="hp_hero_credit_rating_5" required=""><label for="hp_hero_credit_rating_5" class="fmcty-radio-option-label">I don’t
                      know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_occupational_status_label" for="hp_hero_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="hp_hero_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="hp_hero_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="hp_hero_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="hp_hero_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="hp_hero_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="hp_hero_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="hp_hero_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="hp_hero_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="hp_hero_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="marital_status">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_marital_status" class="fmcty-field fmcty-field-radio field-marital_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_marital_status_label" for="hp_hero_marital_status" tabindex="-1">What is your current <span style="display:inline-block;">marital status?</span></label></dt>
              <dd>
                <ol id="hp_hero_marital_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_marital_status_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="Married" id="hp_hero_marital_status_0" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_0" class="fmcty-radio-option-label">Married</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="Unmarried" id="hp_hero_marital_status_1" data-fmcty-validation-message="Please select your current marital status."
                      required=""><label for="hp_hero_marital_status_1" class="fmcty-radio-option-label">Unmarried</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="Legally Separated" id="hp_hero_marital_status_2" data-fmcty-validation-message="Please select your current marital status."
                      required=""><label for="hp_hero_marital_status_2" class="fmcty-radio-option-label">Legally Separated</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="Widowed" id="hp_hero_marital_status_3" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_3" class="fmcty-radio-option-label">Widowed</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="Other" id="hp_hero_marital_status_4" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_4" class="fmcty-radio-option-label">Other</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="marital_status" value="unknown" id="hp_hero_marital_status_5" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_5" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_gross_income_label" for="hp_hero_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
              <dd>
                <ol id="hp_hero_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="hp_hero_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_0" class="fmcty-radio-option-label">Greater than $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="hp_hero_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_1" class="fmcty-radio-option-label">$150,000 - $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="hp_hero_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_2" class="fmcty-radio-option-label">$100,000 - $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="hp_hero_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="hp_hero_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="hp_hero_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="hp_hero_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="hp_hero_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_current_loan_type_label" for="hp_hero_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="hp_hero_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="hp_hero_current_loan_type_0" required="" disabled=""><label for="hp_hero_current_loan_type_0"
                      class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="hp_hero_current_loan_type_1" required="" disabled=""><label for="hp_hero_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="hp_hero_current_loan_type_2" required="" disabled=""><label for="hp_hero_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="hp_hero_current_loan_type_3" required="" disabled=""><label for="hp_hero_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="hp_hero_current_loan_type_4" required="" disabled=""><label for="hp_hero_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="hp_hero_current_loan_type_5" required="" disabled=""><label for="hp_hero_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previous-va">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_previous_va_loan" class="fmcty-field fmcty-field-radio field-previous_va_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_previous_va_loan_label" for="hp_hero_previous_va_loan" tabindex="-1">Have you ever used a VA Loan before?</label></dt>
              <dd>
                <ol id="hp_hero_previous_va_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_previous_va_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="previous_va_loan" value="yes" id="hp_hero_previous_va_loan_0" required=""><label for="hp_hero_previous_va_loan_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="previous_va_loan" value="no" id="hp_hero_previous_va_loan_1" required=""><label for="hp_hero_previous_va_loan_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_disability_income" class="fmcty-field fmcty-field-radio field-disability_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_disability_income_label" for="hp_hero_disability_income" tabindex="-1">Are you currently receiving VA&nbsp;Disability Income?</label> <span class="fmcty-field-description">Your receipt of
                  VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.</span></dt>
              <dd>
                <ol id="hp_hero_disability_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_disability_income_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_income" value="yes" id="hp_hero_disability_income_0" required=""><label for="hp_hero_disability_income_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_income" value="no" id="hp_hero_disability_income_1" required=""><label for="hp_hero_disability_income_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_income" value="unknown" id="hp_hero_disability_income_2" required=""><label for="hp_hero_disability_income_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_disability_rating_label" for="hp_hero_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span class="fmcty-field-description">Your
                  disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans Affairs.</em></span></dt>
              <dd>
                <ol id="hp_hero_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="hp_hero_disability_rating_0" required="" disabled=""><label for="hp_hero_disability_rating_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="hp_hero_disability_rating_1" required="" disabled=""><label for="hp_hero_disability_rating_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="hp_hero_disability_rating_2" required="" disabled=""><label for="hp_hero_disability_rating_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_bankruptcy_label" for="hp_hero_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="hp_hero_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="hp_hero_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="hp_hero_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="hp_hero_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="hp_hero_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previously_closed_borrower">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_previous_customer" class="fmcty-field fmcty-field-radio field-previous_customer fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_previous_customer_label" for="hp_hero_previous_customer" tabindex="-1">Have you closed a loan with Veterans United before?</label></dt>
              <dd>
                <ol id="hp_hero_previous_customer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_previous_customer_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="previous_customer" value="yes" id="hp_hero_previous_customer_0" required="" disabled=""><label for="hp_hero_previous_customer_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="previous_customer" value="no" id="hp_hero_previous_customer_1" required="" disabled=""><label for="hp_hero_previous_customer_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="referrer">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_vu_referrer" class="fmcty-field fmcty-field-radio field-vu_referrer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_vu_referrer_label" for="hp_hero_vu_referrer" tabindex="-1">How did you hear about Veterans&nbsp;United?</label></dt>
              <dd>
                <ol id="hp_hero_vu_referrer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_vu_referrer_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="friend or family" id="hp_hero_vu_referrer_0" required=""><label for="hp_hero_vu_referrer_0" class="fmcty-radio-option-label">Friend or
                      Family Member</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="real estate agent" id="hp_hero_vu_referrer_1" required=""><label for="hp_hero_vu_referrer_1" class="fmcty-radio-option-label">Real
                      Estate Agent</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="builder" id="hp_hero_vu_referrer_2" required=""><label for="hp_hero_vu_referrer_2" class="fmcty-radio-option-label">My Builder</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="internet search" id="hp_hero_vu_referrer_3" required=""><label for="hp_hero_vu_referrer_3" class="fmcty-radio-option-label">Internet
                      Search</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="online ad" id="hp_hero_vu_referrer_4" required=""><label for="hp_hero_vu_referrer_4" class="fmcty-radio-option-label">Online
                      Advertisement</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="tv or radio" id="hp_hero_vu_referrer_5" required=""><label for="hp_hero_vu_referrer_5" class="fmcty-radio-option-label">TV or Radio
                      Ad</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="direct mail" id="hp_hero_vu_referrer_6" required=""><label for="hp_hero_vu_referrer_6" class="fmcty-radio-option-label">Direct
                      Mail</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_referrer" value="other" id="hp_hero_vu_referrer_7" required=""><label for="hp_hero_vu_referrer_7" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_search_label" for="hp_hero_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="hp_hero_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="hp_hero_init_prop_search_instr" aria-owns="hp_hero_prop_search_results_box" aria-expanded="false" aria-autocomplete="both"
                    readonly=""></div>
              </dd>
            </dl>
            <div id="hp_hero_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="hp_hero_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="hp_hero_prop_search_results_box"></div>
          </li>
          <li id="field_hp_hero_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="hp_hero_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="hp_hero_property_state" class="fmcty-input-hidden"
              required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_hp_hero_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="hp_hero_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=hp_hero&amp;referring_website=https://www.veteransunited.com" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="hp_hero_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_state_select_label" for="hp_hero_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="hp_hero_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
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                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
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                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
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                  <div class="fmcty-styled-select-inner">Select the property location…</div>
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    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_tx_cashout_message_label" for="hp_hero_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="hp_hero_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="hp_hero_tx_cashout_message_0" required="" disabled=""><label for="hp_hero_tx_cashout_message_0"
                      class="fmcty-radio-option-label">Yes, continue</label></li>
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    <li class="fmcty-section" data-fmcty-section="paddio">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_paddio" class="fmcty-field fmcty-field-radio field-paddio fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_paddio_label" for="hp_hero_paddio" tabindex="-1">
                  <div id="paddio" class="handoff-msg">
                    <div class="logo">
                      <svg role="img" id="paddioLogo" viewBox="0 0 378 131" xmlns="http://www.w3.org/2000/svg" style="max-width:320px;">
                        <title>Paddio</title>
                        <g id="paddioText" fill="#001852">
                          <path
                            d="m75.65 61.68c0 13.48-9.19 27.07-25.33 27.07-7.97 0-13.18-3.06-16.45-7.35v22.27a3.64 3.64 0 0 1 -3.68 3.58h-5.72a3.62 3.62 0 0 1 -3.58-3.58v-64.25a3.64 3.64 0 0 1 3.58-3.68h5.72a3.66 3.66 0 0 1 3.68 3.68v2.45c3.27-4.29 8.48-7.35 16.45-7.35 16.14-.01 25.33 13.58 25.33 27.16zm-13.27 0c0-7.97-5.11-14.71-13.99-14.71-8.99 0-13.99 6.64-13.99 14.71 0 7.97 5.01 14.71 13.99 14.71 8.88 0 13.99-6.84 13.99-14.71zm62.82-25.94h5.62a3.66 3.66 0 0 1 3.68 3.68v44.44a3.66 3.66 0 0 1 -3.68 3.68h-5.62a3.66 3.66 0 0 1 -3.68-3.68v-2.46c-3.27 4.29-8.48 7.35-16.55 7.35-16.04 0-25.23-13.59-25.23-27.07 0-13.59 9.19-27.17 25.23-27.17 8.07 0 13.28 3.06 16.55 7.35v-2.45a3.66 3.66 0 0 1 3.68-3.67zm-4.19 25.94c0-8.07-5.11-14.71-13.99-14.71-8.89 0-13.99 6.74-13.99 14.71 0 7.87 5.11 14.71 13.99 14.71s13.99-6.74 13.99-14.71zm65.98-45.66h5.72a3.66 3.66 0 0 1 3.68 3.68v64.15a3.66 3.66 0 0 1 -3.68 3.68h-5.72a3.64 3.64 0 0 1 -3.58-3.68v-2.45c-3.37 4.29-8.48 7.35-16.55 7.35-16.04 0-25.23-13.59-25.23-27.07 0-13.59 9.19-27.17 25.23-27.17 8.07 0 13.18 3.06 16.55 7.35v-22.16a3.66 3.66 0 0 1 3.58-3.68zm-4.18 45.66c0-8.07-5.01-14.71-13.89-14.71-8.89 0-13.99 6.74-13.99 14.71 0 7.87 5.11 14.71 13.99 14.71s13.89-6.74 13.89-14.71zm160.47 0c0 15.12-11.75 27.17-27.38 27.17-15.53 0-27.27-12.05-27.27-27.17 0-15.22 11.75-27.17 27.27-27.17 15.63 0 27.38 11.95 27.38 27.17zm-13.28 0c0-8.07-5.41-14.71-14.1-14.71-8.58 0-13.99 6.64-13.99 14.71s5.41 14.71 13.99 14.71c8.69 0 14.1-6.64 14.1-14.71zm-61.49 22.17v-44.43a3.66 3.66 0 0 1 3.68-3.68h5.62a3.66 3.66 0 0 1 3.68 3.68v44.44a3.66 3.66 0 0 1 -3.68 3.68h-5.62a3.68 3.68 0 0 1 -3.68-3.69zm-.22-61.24c0-3.58 2.9-6.58 6.49-6.58a6.59 6.59 0 0 1 0 13.16c-3.58 0-6.49-3-6.49-6.58zm-18 53.59c1.68 0 3.28.32 4.75.91 1.56.63 3.26-.61 3.26-2.29v-55.22a3.68 3.68 0 0 0 -3.68-3.68h-5.72a3.64 3.64 0 0 0 -3.58 3.68v22.17c-3.37-4.29-8.48-7.36-16.55-7.36-16.04 0-25.24 13.59-25.24 27.18 0 13.49 9.2 27.08 25.24 27.08 2.27 0 4.3-.25 6.12-.71a4.46 4.46 0 0 0 3.2-2.88 12.83 12.83 0 0 1 12.2-8.88zm-33.48-14.59c0-7.97 5.11-14.71 14-14.71s13.9 6.64 13.9 14.71c0 7.97-5.01 14.71-13.9 14.71s-14-6.85-14-14.71z">
                          </path>
                          <path
                            d="m359.13 70.68a4.01 4.01 0 0 1 2.01 3.52c0 .73-.18 1.41-.54 2.03a4.02 4.02 0 0 1 -3.54 2.06 3.94 3.94 0 0 1 -3.51-2.04c-.36-.62-.53-1.3-.53-2.03s.18-1.41.54-2.03a4.07 4.07 0 0 1 5.57-1.51zm-.5 6.2a3.11 3.11 0 0 0 1.12-4.22 3.01 3.01 0 0 0 -2.68-1.53 3 3 0 0 0 -2.68 1.55c-.27.47-.41.99-.41 1.55a3.02 3.02 0 0 0 3.05 3.07c.61 0 1.13-.14 1.6-.42zm-.01-2.63a1.1 1.1 0 0 1 -.51.47l.8 1.25h-1.12l-.56-1.06h-.72v1.06h-.97v-3.8h1.66c.51 0 .91.12 1.18.35.28.23.41.56.41.98 0 .29-.06.54-.17.75zm-2.11-.1h.68c.21 0 .37-.05.49-.16s.17-.26.17-.45c0-.2-.06-.35-.17-.45a.74.74 0 0 0 -.49-.15h-.68z">
                          </path>
                        </g>
                        <path id="paddioGraphic" fill="#ed2450"
                          d="m257.22 87.96a7.07 7.07 0 1 0 -12.47 4.56l5.6 5.62 5.2-5.62a7.08 7.08 0 0 0 1.67-4.56zm-7.07 2.7a2.82 2.82 0 1 1 0-5.63 2.82 2.82 0 0 1 0 5.63zm10.13 4.49c.64-.76 1.75-.72 2.44-.14a58.25 58.25 0 0 0 37.74 13.91 58.33 58.33 0 0 0 48.01-25.25 5.1 5.1 0 0 1 7.11-1.31 5.11 5.11 0 0 1 1.16 7.33 68.58 68.58 0 0 1 -56.29 29.46 68.52 68.52 0 0 1 -44.79-16.69c-.73-.63-.59-1.56.15-2.33z">
                        </path>
                      </svg>
                    </div>
                    <span> We created Paddio to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. We took our friendly, top-rated homebuying experience and built Paddio — so we could serve homebuyers like yourself.
                    </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="hp_hero_paddio" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_paddio_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="paddio" value="1" id="hp_hero_paddio_0" checked="checked" required="" disabled=""><label for="hp_hero_paddio_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Paddio has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans
            directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="neighbors-bank">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_neighbors" class="fmcty-field fmcty-field-radio field-neighbors fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_neighbors_label" for="hp_hero_neighbors" tabindex="-1">
                  <div id="neighbors" class="handoff-msg">
                    <div class="logo">
                      <svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                        <title>Neighbors Bank</title>
                        <path id="neighborsBankText" fill="#016060"
                          d="M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 23.1 0 0 0-4.9-15.5 19.9 19.9 0 0 0-15.7-7.3 23 23 0 0 0-17.2 7.5 25.8 25.8 0 0 0-5 8.3 29.7 29.7 0 0 0-2 10.7c0 3.6.6 6.9 1.7 9.9A21.8 21.8 0 0 0 273.4 98c5.7 0 10.3-1.5 13.8-4.3 3.6-2.8 6.1-6.5 7.6-11.1l-1.2-.8a18 18 0 0 1-5.1 3.5 19 19 0 0 1-12.8.4Zm2.8-32.5c1.1 1.7 1.7 4.6 1.7 8.5v3.7l-14.6.4a26 26 0 0 1 2.3-10.6 9.8 9.8 0 0 1 2.6-3.4c1-.8 2.3-1.2 3.6-1.2a5 5 0 0 1 4.4 2.6Zm36-13a8.5 8.5 0 0 0 4.8-11.2 7 7 0 0 0-1.9-2.6 9.5 9.5 0 0 0-2.8-2 8.5 8.5 0 0 0-9.5 2 8.6 8.6 0 0 0 9.5 13.9ZM302 96.5h20.6v-.2a81.1 81.1 0 0 1-2-7.8A50.6 50.6 0 0 1 320 78V46.3L299 52v.3c2.2 2.3 3.7 4.7 4.5 7.2a30 30 0 0 1 1.3 9.7V78a68.4 68.4 0 0 1-1.7 14.5l-1 3.8v.2Zm59.1-17a21 21 0 0 0 6.6-3.5 15.2 15.2 0 0 0 5.9-11.7 12 12 0 0 0-1.8-6.5 16.3 16.3 0 0 0-5-5L380 54h.4V42.2l-.2-.1-15.8 7.8a24.5 24.5 0 0 0-12-3.2 26.3 26.3 0 0 0-15.2 4.9 16.5 16.5 0 0 0-4.3 5.5 15 15 0 0 0-1.5 6.7c0 3 .7 5.6 2.1 8 1.5 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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                        </path>
                        <path id="neighborsBankHouse" fill="#73c271"
                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                        </path>
                      </svg>
                    </div>
                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="hp_hero_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_neighbors_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="hp_hero_neighbors_0" checked="checked" required="" disabled=""><label for="hp_hero_neighbors_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
            Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_email_label" for="hp_hero_email" tabindex="-1">What is your email address?</label></dt>
              <dd><input type="email" name="email" value="" id="hp_hero_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_hp_hero_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you agree to
              receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="hp_hero_vu_agreestoemails" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="hp_hero_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_hp_hero_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_first_name_label" for="hp_hero_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="hp_hero_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_last_name_label" for="hp_hero_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="hp_hero_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="hp_hero_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_hp_hero_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_address_label" for="hp_hero_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="hp_hero_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address." data-fmcty-dnt="true"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_zip_label" for="hp_hero_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="hp_hero_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5" pattern="[0-9]*"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_time_at_current_address_label" for="hp_hero_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="hp_hero_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="hp_hero_time_at_current_address_0" required=""><label
                      for="hp_hero_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="hp_hero_time_at_current_address_1" required=""><label
                      for="hp_hero_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="hp_hero_time_at_current_address_2" required=""><label
                      for="hp_hero_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="hp_hero_time_at_current_address_3" required=""><label
                      for="hp_hero_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_phone_full_label" for="hp_hero_phone_full" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="phone_full" value="" id="hp_hero_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
          <li id="field_hp_hero_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="hp_hero_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_twilio_phone_label" for="hp_hero_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="hp_hero_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_hp_hero_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="hp_hero_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_phone_verify_code_label" for="hp_hero_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was sent to you.</span>
              </dt>
              <dd><input type="text" name="phone_verify_code" value="" id="hp_hero_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
                  autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_hp_hero_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="phone_resend_label" id="hp_hero_phone_resend_label"><span>Didn't get a code?</span></span></dd>
            </dl>
          </li>
          <li id="field_hp_hero_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="hp_hero_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_phone_resend_text_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="hp_hero_phone_resend_text_0" disabled=""><label for="hp_hero_phone_resend_text_0"
                      class="fmcty-radio-option-label">Resend code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li id="field_hp_hero_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="hp_hero_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_phone_resend_call_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="hp_hero_phone_resend_call_0" disabled=""><label for="hp_hero_phone_resend_call_0"
                      class="fmcty-radio-option-label">Call me with a code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_0" value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_0"
    value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_0"
    value="https://ping.trustedform.com/0.QpIlarmYPfFS33WTJ9S4vbaX7Y64K4ot8-W40R11cmBTjWzTAt2fYEyzL5eAqw9FGL8ssBUt.9jKeoUM689_TSasQrffWeA.NRovuZQ7tAwMDvPIUg6H1w">
</form>

<form class="fmcty-form fmcty-loaded">
  <ol class="fmcty-sections">
    <li class="fmcty-section" data-fmcty-section="start" data-fmcty-section-next="Get a Custom Quote" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_fmcty_afford_calc_hp_calc_annual_income" class="fmcty-field fmcty-field-number_slider field-calc_annual_income">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="fmcty_afford_calc_hp_calc_annual_income_label" for="fmcty_afford_calc_hp_calc_annual_income" tabindex="-1">Annual Income:</label> <span class="fmcty-field-description">Enter your annual income before
                  taxes. Self employed? Average the last 2 years.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_annual_income" value="72000" id="fmcty_afford_calc_hp_calc_annual_income" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" size="11"
                    maxlength="11" pattern="[0-9]*" step="1000" min="10000" max="500000" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 47.6923%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="10000" aria-valuemax="500000" aria-valuenow="72000"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_fmcty_afford_calc_hp_calc_bah_income" class="fmcty-field fmcty-field-number_slider field-calc_bah_income">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="fmcty_afford_calc_hp_calc_bah_income_label" for="fmcty_afford_calc_hp_calc_bah_income" tabindex="-1">Basic Allowance for Housing:</label> <span class="fmcty-field-description">If applicable, enter your
                  monthly basic allowance for housing (BAH). <strong><a href="/education/tools/bah/" target="blank;">2023&nbsp;BAH&nbsp;Calculator</a></strong></span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_bah_income" value="0" id="fmcty_afford_calc_hp_calc_bah_income" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" size="11"
                    maxlength="11" pattern="[0-9]*" step="100" max="6873" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="6873" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_fmcty_afford_calc_hp_calc_debt_payments" class="fmcty-field fmcty-field-number_slider field-calc_debt_payments">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="fmcty_afford_calc_hp_calc_debt_payments_label" for="fmcty_afford_calc_hp_calc_debt_payments" tabindex="-1">Monthly Debt Payments:</label> <span class="fmcty-field-description">Enter the monthly total
                  you pay for debts like car payments, credit card minimums or student loans. This does not include current rent or mortgage payments.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_debt_payments" value="1000" id="fmcty_afford_calc_hp_calc_debt_payments" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" size="11"
                    maxlength="11" pattern="[0-9]*" step="100" max="10000" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 16.6667%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="10000" aria-valuenow="1000"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_fmcty_afford_calc_hp_calc_down_payment" class="fmcty-field fmcty-field-number_slider field-calc_down_payment">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="fmcty_afford_calc_hp_calc_down_payment_label" for="fmcty_afford_calc_hp_calc_down_payment" tabindex="-1">Down Payment:</label> <span class="fmcty-field-description"><output
                    name="output_down_payment_pct">0%</output> You may be eligible for a $0 down VA loan. </span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_down_payment" value="0" id="fmcty_afford_calc_hp_calc_down_payment" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" size="11"
                    maxlength="11" pattern="[0-9]*" step="1000" max="500000" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="500000" aria-valuenow="0"></div>
                    </div>
                  </div><span class="calc_dp_output" name="output_down_payment_pct">0%</span>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_fmcty_afford_calc_hp_calc_interest_rate" class="fmcty-field fmcty-field-hidden-input field-calc_interest_rate"><span class="fmcty-field-hidden-label">Interest Rate:</span><input type="hidden" name="calc_interest_rate"
              value="8.125" id="fmcty_afford_calc_hp_calc_interest_rate" class="fmcty-input-hidden"></li>
          <li id="field_fmcty_afford_calc_hp_calc_loan_term" class="fmcty-field fmcty-field-hidden-input field-calc_loan_term"><span class="fmcty-field-hidden-label">Loan Term:</span><input type="hidden" name="calc_loan_term" value="360"
              id="fmcty_afford_calc_hp_calc_loan_term" class="fmcty-input-hidden calculator-input"></li>
          <li id="field_fmcty_afford_calc_hp_calc_military_type" class="fmcty-field fmcty-field-hidden-input field-calc_military_type"><span class="fmcty-field-hidden-label">Military Type</span><input type="hidden" name="calc_military_type"
              value="regular" id="fmcty_afford_calc_hp_calc_military_type" class="fmcty-input-hidden calculator-input"></li>
          <li id="field_fmcty_afford_calc_hp_calc_va_specific" class="fmcty-field fmcty-field-hidden-input field-calc_va_specific"><span class="fmcty-field-hidden-label">VA Specifics</span><input type="hidden" name="calc_va_specific" value=""
              id="fmcty_afford_calc_hp_calc_va_specific" class="fmcty-input-hidden calculator-input"></li>
          <li id="field_fmcty_afford_calc_hp_calc_prop_tax_pct" class="fmcty-field fmcty-field-hidden-input field-calc_prop_tax_pct"><span class="fmcty-field-hidden-label">Property Tax Rate:</span><input type="hidden" name="calc_prop_tax_pct"
              value="1.2" id="fmcty_afford_calc_hp_calc_prop_tax_pct" class="fmcty-input-hidden"></li>
          <li id="field_fmcty_afford_calc_hp_calc_insurance_pct" class="fmcty-field fmcty-field-hidden-input field-calc_insurance_pct"><span class="fmcty-field-hidden-label">Homeowners Insurance:</span><input type="hidden" name="calc_insurance_pct"
              value=".35" id="fmcty_afford_calc_hp_calc_insurance_pct" class="fmcty-input-hidden"></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="results" data-fmcty-section-next="Get a Custom Quote" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_fmcty_afford_calc_hp_calc_results_home_price" class="fmcty-field fmcty-field-html field-calc_results_home_price">
            <dl role="presentation">
              <dd><span name="calc_results_home_price" id="fmcty_afford_calc_hp_calc_results_home_price"><img src="/assets/v5/images/icons/icon-md-calcmoney.svg" alt="Calculator with money icon"> Affordable Home Estimate: <output
                    class="odometer odometer-auto-theme" name="output_home_price">
                    <div class="odometer-inside"><span class="odometer-digit"><span class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span class="odometer-ribbon-inner"><span
                                class="odometer-value">1</span></span></span></span></span><span class="odometer-digit"><span class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span
                              class="odometer-ribbon-inner"><span class="odometer-value">8</span></span></span></span></span><span class="odometer-digit"><span class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span
                            class="odometer-ribbon"><span class="odometer-ribbon-inner"><span class="odometer-value">6</span></span></span></span></span><span class="odometer-formatting-mark">,</span><span class="odometer-digit"><span
                          class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span class="odometer-ribbon-inner"><span class="odometer-value">8</span></span></span></span></span><span
                        class="odometer-digit"><span class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span class="odometer-ribbon-inner"><span
                                class="odometer-value">6</span></span></span></span></span><span class="odometer-digit"><span class="odometer-digit-spacer">0</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span
                              class="odometer-ribbon-inner"><span class="odometer-value">3</span></span></span></span></span></div>
                  </output> <a href="/education/tools/affordability-calculator/" class="button rarr sm block">See <span class="desktop-only">your payment</span> breakdown</a></span></dd>
            </dl>
          </li>
          <li id="field_fmcty_afford_calc_hp_calc_dti_pct" class="fmcty-field fmcty-field-hidden-input field-calc_dti_pct"><span class="fmcty-field-hidden-label">Debt to Income Ratio:</span><input type="hidden" name="calc_dti_pct" value="44"
              id="fmcty_afford_calc_hp_calc_dti_pct" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get a Custom Quote</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
    value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_1"
    value="https://ping.trustedform.com/0.QpIlarmYPfFS33WTJ9S4vbaX7Y64K4ot8-W40R11cmBTjWzTAt2fYEyzL5eAqw9FGL8ssBUt.9jKeoUM689_TSasQrffWeA.NRovuZQ7tAwMDvPIUg6H1w">
</form>

GET /search/

<form role="search" class="search-form" method="get" action="/search/">
  <label class="search-label" for="q"> Search </label>
  <div class="search-input">
    <input type="search" name="q" id="q" class="st-search-input " placeholder="Search..." value="">
  </div>
  <div class="search-button">
    <button type="submit"><span><i></i><span>Search</span></span></button>
  </div>
  <input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_2" value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_2"
    value="https://cert.trustedform.com/fc616acfa95b5bc2df1a26eaec40c82fb511db36"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_2"
    value="https://ping.trustedform.com/0.QpIlarmYPfFS33WTJ9S4vbaX7Y64K4ot8-W40R11cmBTjWzTAt2fYEyzL5eAqw9FGL8ssBUt.9jKeoUM689_TSasQrffWeA.NRovuZQ7tAwMDvPIUg6H1w">
</form>

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="entry" data-fmcty-section-next="Submit Entry" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_leadid_token" class="fmcty-field fmcty-field-hidden-input field-leadid_token"><input type="hidden" name="leadid_token" value="" id="leadid_token" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_entry_type" class="fmcty-field fmcty-field-hidden-input field-entry_type"><input type="hidden" name="entry_type" value="form" id="vuhl2023Q4SweepsBoo_entry_type" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_exit_pop" class="fmcty-field fmcty-field-hidden-input field-exit_pop"><input type="hidden" name="exit_pop" value="0" id="vuhl2023Q4SweepsBoo_exit_pop" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_first_name_label" for="vuhl2023Q4SweepsBoo_first_name" tabindex="-1">First Name</label></dt>
              <dd><input type="text" name="first_name" value="" id="vuhl2023Q4SweepsBoo_first_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_last_name_label" for="vuhl2023Q4SweepsBoo_last_name" tabindex="-1">Last Name</label></dt>
              <dd><input type="text" name="last_name" value="" id="vuhl2023Q4SweepsBoo_last_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_email_label" for="vuhl2023Q4SweepsBoo_email" tabindex="-1">Email Address</label></dt>
              <dd><input type="email" name="email" value="" id="vuhl2023Q4SweepsBoo_email" class="fmcty-input-email" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true" autocapitalize="none"></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_phone_full_label" for="vuhl2023Q4SweepsBoo_phone_full" tabindex="-1">Phone Number</label></dt>
              <dd><input type="tel" name="phone_full" value="" id="vuhl2023Q4SweepsBoo_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid phone number."
                  data-fmcty-dnt="true" maxlength="14"></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_military_status" class="fmcty-field fmcty-field-select field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_military_status_label" for="vuhl2023Q4SweepsBoo_military_status" tabindex="-1">Military Status</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="military_status" id="vuhl2023Q4SweepsBoo_military_status" required=""
                    data-fmcty-validation-message="Please describe your military experience.">
                    <option value="" disabled="" selected="">Military Status</option>
                    <option value="active">Active Duty</option>
                    <option value="veteran">Veteran / Retired</option>
                    <option value="reserves">Reserves / National Guard</option>
                    <option value="none">I have no military experience</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Military Status</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_living_situation" class="fmcty-field fmcty-field-select field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_living_situation_label" for="vuhl2023Q4SweepsBoo_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="living_situation" id="vuhl2023Q4SweepsBoo_living_situation" required="">
                    <option value="" disabled="" selected="">Living Situation</option>
                    <option value="own">I currently own a home</option>
                    <option value="rent">I am currently renting</option>
                    <option value="other">I have other living arrangements</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Living Situation</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Submit Entry</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="field-legal">NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. The Veterans United Home Loans and Realtor.com® 2023 New Home for the Holidays $100K Veteran Homebuyer Giveaway sweepstakes starts 10/10/2023 (12:01p.m., Eastern Time)
            and ends 12/19/2023 (11:59a.m., Eastern Time). Open to qualifying U.S. military service members and U.S. military veterans who are domiciled in the U.S. and are at least the age of majority in their place of domicile, be it 18 or an older
            age. One entry per person. Prize is US$100,000.00 for, or toward, the purchase of a home in the U.S., but may be subject to tax withholding. Prize awarded by random drawing. Odds of winning depend on number of eligible entries received.
            See <a target="_blank" href="https://www.realtor.com/win-100k/rules" fmcty.fn.launchwindow($(this).attr('href'));return="" false;"="">Official Rules</a> for how to enter, prize details, restrictions and other conditions and requirements.
            Sponsor: Mortgage Research Center, LLC, d/b/a Veterans United Home Loans, 550 Veterans United Drive, Columbia, MO 65201.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="na">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_na" class="fmcty-field fmcty-field-hidden-input field-na fmcty-field-required"><input type="hidden" name="na" value="1" id="vuhl2023Q4SweepsBoo_na" class="fmcty-input-hidden" required=""></li>
          <li id="field_vuhl2023Q4SweepsBoo_na_content" class="fmcty-field fmcty-field-html field-na_content">
            <dl role="presentation">
              <dd><span name="na_content" id="vuhl2023Q4SweepsBoo_na_content">We're sorry, this giveaway is available only to current and former members of the United States military. <br><br> See the
                  <a target="_blank" href="https://www.realtor.com/win-100k/rules" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Official Rules</a> for details.</span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="homeloan" data-fmcty-fn-enter="mrcRealtorSweepsSubmitContestEntry">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_purpose" class="fmcty-field fmcty-field-hidden-input field-purpose"><input type="hidden" name="purpose" value="P" id="vuhl2023Q4SweepsBoo_purpose" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="hp_sweeps" id="vuhl2023Q4SweepsBoo_src" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="main" id="vuhl2023Q4SweepsBoo_adg" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="rdcsweeps19" id="vuhl2023Q4SweepsBoo_cmp" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="vuhl2023Q4SweepsBoo_adid" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="Sweeps_alpha" id="vuhl2023Q4SweepsBoo_ss_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="" id="vuhl2023Q4SweepsBoo_utm_source" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="" id="vuhl2023Q4SweepsBoo_utm_medium" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="vuhl2023Q4SweepsBoo_utm_term" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="vuhl2023Q4SweepsBoo_utm_content" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="vuhl2023Q4SweepsBoo_utm_campaign" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_submission_type" class="fmcty-field fmcty-field-hidden-input field-submission_type"><input type="hidden" name="submission_type" value="va" id="vuhl2023Q4SweepsBoo_submission_type"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="sweepsForm" id="vuhl2023Q4SweepsBoo_form_id" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_vuhl2023Q4SweepsBoo_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="vuhl2023Q4SweepsBoo_host_name" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="vuhl2023Q4SweepsBoo_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_third_party_callcenter_eligible" class="fmcty-field fmcty-field-hidden-input field-third_party_callcenter_eligible"><input type="hidden" name="third_party_callcenter_eligible" value=""
              id="vuhl2023Q4SweepsBoo_third_party_callcenter_eligible" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_need_json" class="fmcty-field fmcty-field-hidden-input field-need_json"><input type="hidden" name="need_json" value="1" id="vuhl2023Q4SweepsBoo_need_json" class="fmcty-input-hidden"></li>
          <li id="field_vuhl2023Q4SweepsBoo_vu_intro" class="fmcty-field fmcty-field-html field-vu_intro">
            <dl role="presentation">
              <dd><span name="vu_intro" id="vuhl2023Q4SweepsBoo_vu_intro"><strong>Next, check your eligibility for a $0 Down VA Loan with Veterans United Home&nbsp;Loans</strong></span></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_vu_intro_expert" class="fmcty-field fmcty-field-html field-vu_intro_expert fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="vu_intro_expert" id="vuhl2023Q4SweepsBoo_vu_intro_expert"><strong>Next, check your eligibility for a $0 Down VA Loan with a VA expert</strong></span></dd>
            </dl>
          </li>
          <li id="field_vuhl2023Q4SweepsBoo_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_property_value_label" for="vuhl2023Q4SweepsBoo_property_value" tabindex="-1">What is your price range for a new&nbsp;home?</label></dt>
              <dd>
                <ol id="vuhl2023Q4SweepsBoo_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2023Q4SweepsBoo_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="vuhl2023Q4SweepsBoo_property_value_0" required=""><label for="vuhl2023Q4SweepsBoo_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="vuhl2023Q4SweepsBoo_property_value_1" required=""><label for="vuhl2023Q4SweepsBoo_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="vuhl2023Q4SweepsBoo_property_value_2" required=""><label for="vuhl2023Q4SweepsBoo_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="vuhl2023Q4SweepsBoo_property_value_3" required=""><label for="vuhl2023Q4SweepsBoo_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="vuhl2023Q4SweepsBoo_property_value_4" required=""><label for="vuhl2023Q4SweepsBoo_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="vuhl2023Q4SweepsBoo_property_value_5" required=""><label for="vuhl2023Q4SweepsBoo_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="vuhl2023Q4SweepsBoo_property_value_6" required=""><label for="vuhl2023Q4SweepsBoo_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="vuhl2023Q4SweepsBoo_property_value_7" required=""><label for="vuhl2023Q4SweepsBoo_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="vuhl2023Q4SweepsBoo_property_value_8" required=""><label for="vuhl2023Q4SweepsBoo_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="vuhl2023Q4SweepsBoo_property_value_9" required=""><label for="vuhl2023Q4SweepsBoo_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="vuhl2023Q4SweepsBoo_property_value_10" required=""><label for="vuhl2023Q4SweepsBoo_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="vuhl2023Q4SweepsBoo_property_value_11" required=""><label for="vuhl2023Q4SweepsBoo_property_value_11"
                      class="fmcty-radio-option-label">I don't know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="propertystate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_property_state" class="fmcty-field fmcty-field-select field-property_state fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_property_state_label" for="vuhl2023Q4SweepsBoo_property_state" tabindex="-1">Where will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state" id="vuhl2023Q4SweepsBoo_property_state" required="" autocomplete="fmcty_off">
                    <option value="" disabled="" selected="">Property State</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY" disabled="">New York (Not Available)</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Property State</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property_use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_property_use_label" for="vuhl2023Q4SweepsBoo_property_use" tabindex="-1">How will this property be used?</label></dt>
              <dd>
                <ol id="vuhl2023Q4SweepsBoo_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2023Q4SweepsBoo_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="vuhl2023Q4SweepsBoo_property_use_0" required=""><label for="vuhl2023Q4SweepsBoo_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="vuhl2023Q4SweepsBoo_property_use_1" required=""><label for="vuhl2023Q4SweepsBoo_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="vuhl2023Q4SweepsBoo_property_use_2" required=""><label for="vuhl2023Q4SweepsBoo_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="vuhl2023Q4SweepsBoo_property_use_3" required=""><label for="vuhl2023Q4SweepsBoo_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="when_loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_when_loan_label" for="vuhl2023Q4SweepsBoo_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="vuhl2023Q4SweepsBoo_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2023Q4SweepsBoo_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="signed purchase agreement" id="vuhl2023Q4SweepsBoo_when_loan_0" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_0"
                      class="fmcty-radio-option-label">Immediately: Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="vuhl2023Q4SweepsBoo_when_loan_1" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_1"
                      class="fmcty-radio-option-label">ASAP: Found a House/Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="vuhl2023Q4SweepsBoo_when_loan_2" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_2"
                      class="fmcty-radio-option-label">Within 30 Days</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="vuhl2023Q4SweepsBoo_when_loan_3" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_3"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="vuhl2023Q4SweepsBoo_when_loan_4" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_4"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="vuhl2023Q4SweepsBoo_when_loan_5" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_5"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="vuhl2023Q4SweepsBoo_when_loan_6" required=""><label for="vuhl2023Q4SweepsBoo_when_loan_6"
                      class="fmcty-radio-option-label">No Time Frame/Still Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="creditrating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_vuhl2023Q4SweepsBoo_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="vuhl2023Q4SweepsBoo_credit_rating_label" for="vuhl2023Q4SweepsBoo_credit_rating" tabindex="-1">What is your credit score?</label></dt>
              <dd>
                <ol id="vuhl2023Q4SweepsBoo_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="vuhl2023Q4SweepsBoo_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="vuhl2023Q4SweepsBoo_credit_rating_0" required=""><label for="vuhl2023Q4SweepsBoo_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="vuhl2023Q4SweepsBoo_credit_rating_1" required=""><label for="vuhl2023Q4SweepsBoo_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="vuhl2023Q4SweepsBoo_credit_rating_2" required=""><label for="vuhl2023Q4SweepsBoo_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (640-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="vuhl2023Q4SweepsBoo_credit_rating_3" required=""><label for="vuhl2023Q4SweepsBoo_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (620-639)</label></li>
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            messages from Veterans United Home Loans or its&nbsp;<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>&nbsp;at the
            number provided. I agree to accept delivery of documents electronically. Consent is not a condition of service. A VA approved
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            Opportunity Lender. Veterans United Home Loans is not presently accepting inquiries for New York properties through advertisements on realtor.com®. By sending a request, I agree to realtor.com®'s
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Mortgage Research Center, LLC – NMLS #1907. VA-approved lender. Not affiliated
with any government agency.
 * VA Home Loans
 * Eligibility
 * Education
 * Reviews

1-800-884-5560 Sign In Apply Now
 1.   1. 
      2. Check your eligibility with The Nation’s #1 VA Lender See why more
         Veteran homebuyers choose Veterans United than any other VA lender.
         Veterans United is proud to be the Top VA Purchase Lender
         for 7 consecutive years: 2016, 2017, 2018, 2019, 2020, 2021 and
         20222016—2022!†
      3. Check Your Eligibility

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      55. 
      56. 
      57. 
      58. Are you looking to purchase or refinance a home?
           1. Buy a Home
           2. Refinance
     
      59. Back

 3.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 4.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 5.   1. Regular Military, Reserves, or National Guard? If multiple, select the
         option that best describes the majority of your military service.
          1. Regular Military
          2. Reserves
          3. National Guard
     
      2. Back

 6.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 7.   1. Where are you currently stationed?
          1. Inside the U.S.
          2. Outside the U.S.
     
      2. Back

 8.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 9.   1. What is your price range? (An estimate is fine)
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don’t know
     
      2. Back

 10.  1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 11.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 12.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 13.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 14.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 15.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 16.  1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 17.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 18.  1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 19.  1. When are you planning to make your home purchase?
          1. Immediately: Signed a Purchase Agreement
          2. ASAP: Found a House/Offer Pending
          3. Within 30 Days
          4. 2 - 3 Months
          5. 3 - 6 Months
          6. 6+ Months
          7. No Time Frame/Still Researching Options
     
      2. Back

 20.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 21.  1. Do you currently own a home?
          1. Yes, I currently own a home
          2. No, I am currently renting
          3. No, I have other living arrangements
     
      2. Back

 22.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 23.  1. Will you sell your current home?
          1. Yes
          2. No
     
      2. Back

 24.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 25.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 26.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 27.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 28.  1. Do you currently have a VA Loan?
          1. Yes, I currently have a VA loan
          2. No, I do not currently have a VA Loan
     
      2. Back

 29.  1. What is your current credit score?
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (640-679)
          4. Below Average (620-639)
          5. Poor (Below 620)
          6. I don’t know
     
      2. Back

 30.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 31.  1. What is your current marital status?
          1. Married
          2. Unmarried
          3. Legally Separated
          4. Widowed
          5. Other
          6. I’d rather not say
     
      2. Back

 32.  1. What is your household gross (before taxes) annual income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 33.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 34.  1. Have you ever used a VA Loan before?
          1. Yes
          2. No
     
      2. Back

 35.  1. Are you currently receiving VA Disability Income? Your receipt of
         VA disability income may help us determine other benefits of your
         VA loan.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 36.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 37.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 38.  1. Have you closed a loan with Veterans United before?
          1. Yes
          2. No
     
      2. Back

 39.  1. How did you hear about Veterans United?
          1. Friend or Family Member
          2. Real Estate Agent
          3. My Builder
          4. Internet Search
          5. Online Advertisement
          6. TV or Radio Ad
          7. Direct Mail
          8. Other
     
      2. Back

 40.  1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 41.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 42.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 43.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 44.  1. Paddio
         We created Paddio to better serve civilian homebuyers. Veterans United
         is dedicated to serving Veterans and military families. We took our
         friendly, top-rated homebuying experience and built Paddio — so we
         could serve homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Paddio has been determined to be a better option for your unique homebuying
     situation. If you think this is a mistake and you do have military
     experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 45.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 46.  1. What is your email address?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 47.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 48.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 49.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 50.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Get My Quote!
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 51.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 52.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Get My Quote!
      6. Back


SEE WHY WE’RE RATED 5-STARS!

 
04.08
out of 5
Average Customer Satisfaction Rating
030608,010206
reviews from Veterans like you… and counting!
Read our reviews 634 new reviews submitted this week!


WE’LL MAKE IT EASY. YOU MAKE IT HOME.

We’ve streamlined VA homebuying — so you can buy your first or fifth home with
confidence.


VA LOAN REQUIREMENTS

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BUY WITH $0 DOWN

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VA LOAN CALCULATOR

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insurance.

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TODAY’S VA LOAN RATES

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FIRST-TIME HOMEBUYERS

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first home.

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A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer
 
A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer
 
A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer
 
A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer


ESTIMATE HOW MUCH HOME YOU CAN AFFORD

Get a snapshot of your homebuying power based on your income and expenses.

 1.  1.  Annual Income: Enter your annual income before taxes. Self employed?
         Average the last 2 years.
         
     2.  Basic Allowance for Housing: If applicable, enter your monthly basic
         allowance for housing (BAH). 2023 BAH Calculator
         
     3.  Monthly Debt Payments: Enter the monthly total you pay for debts like
         car payments, credit card minimums or student loans. This does not
         include current rent or mortgage payments.
         
     4.  Down Payment: 0% You may be eligible for a $0 down VA loan.
         
         0%
     5.  Interest Rate:
     6.  Loan Term:
     7.  Military Type
     8.  VA Specifics
     9.  Property Tax Rate:
     10. Homeowners Insurance:

 2.  1. Affordable Home Estimate:
        010806,080603
        See your payment breakdown
     2. Debt to Income Ratio:
     3. Get a Custom Quote

Estimates shown are for illustrative purposes only and use market average
interest rates, insurance and taxes with a 30-year term. To receive a
personalized mortgage payment quote, start your quote online.


GET THE MOST FROM YOUR BENEFITS AND BUDGET

Find out why VA Loans are ideal for Veterans and military families.

Jose Y. | U.S. Army
5-Star Review!


VA LOANS

0% Down

No PMI

Competitive Rates

Easier to Qualify

VA home loans offer lifetime value. Your hard-earned benefit can be used over
and over again. See how much you can save with the lowest average interest rate
when compared to USDA, FHA, and Conventional Loans.

Get your VA home loan quote today


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GATHER GOOD INTEL

Let's talk VA Loans. Our experts break down everything from homebuying 101 to
selling your house fast.

Guide to VA Homebuying


REUSING YOUR VA LOAN BENEFITS

Homeowners


SELLING A HOUSE WITH A VA MORTGAGE

Guide to VA Homebuying


STARTING THE VA MORTGAGE PROCESS

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Copyright © 2023 Mortgage Research Center, LLC. All Rights Reserved. NMLS ID
#1907 (www.nmlsconsumeraccess.org)

† #1 VA Lender: Veterans United Home Loans provided more VA Home Loans by volume
than any other lender as of Oct. 2022. Top VA Purchase Lender each Fiscal Year
between 2016-2022. Source: Department of Veterans Affairs Lender Statistics

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs
or any government agency. Licensed in all 50 states. Customers with questions
regarding our loan officers and their licensing may visit the Nationwide
Mortgage Licensing System & Directory for more information.

1400 Forum Blvd. Ste. 18, Columbia, MO 65203

 * Equal Housing Lender
 * Veterans United Home Loans Customer Reviews
     4.8 / 5 See all 368,126 reviews

Don't miss your shot at our $100,000 Home Giveaway
No purchase necessary; see official rules for details.
ENTER TO WIN
Open
New Home for the Holidays $100K Veteran
Homebuyer Giveaway!


GIVEAWAY ENDS IN:

60 Days
18 Hours
58 Minutes
03 Seconds
More Information
ENTER TO WIN
 1.  1.  
     2.  
     3.  
     4.  First Name
     5.  Last Name
     6.  Email Address
     7.  Phone Number
     8.  Military Status
         Military StatusActive DutyVeteran / RetiredReserves / National GuardI
         have no military experience
         Military Status
         
     9.  Do you currently own a home?
         Living SituationI currently own a homeI am currently rentingI have
         other living arrangements
         Living Situation
         
     10. Submit Entry
    
    NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. The Veterans United Home Loans
    and Realtor.com® 2023 New Home for the Holidays $100K Veteran Homebuyer
    Giveaway sweepstakes starts 10/10/2023 (12:01p.m., Eastern Time) and ends
    12/19/2023 (11:59a.m., Eastern Time). Open to qualifying U.S. military
    service members and U.S. military veterans who are domiciled in the U.S. and
    are at least the age of majority in their place of domicile, be it 18 or an
    older age. One entry per person. Prize is US$100,000.00 for, or toward, the
    purchase of a home in the U.S., but may be subject to tax withholding. Prize
    awarded by random drawing. Odds of winning depend on number of eligible
    entries received. See Official Rules for how to enter, prize details,
    restrictions and other conditions and requirements. Sponsor: Mortgage
    Research Center, LLC, d/b/a Veterans United Home Loans, 550 Veterans United
    Drive, Columbia, MO 65201.
 2.  1. 
     2. We're sorry, this giveaway is available only to current and former
        members of the United States military.
        
        See the Official Rules for details.
     3. Next
     4. Back

 3.  1.  
     2.  
     3.  
     4.  
     5.  
     6.  
     7.  
     8.  
     9.  
     10. 
     11. 
     12. 
     13. 
     14. 
     15. 
     16. 
     17. 
     18. Next, check your eligibility for a $0 Down VA Loan with Veterans United
         Home Loans
     19. Next, check your eligibility for a $0 Down VA Loan with a VA expert
     20. What is your price range for a new home?
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don't know
    
     21. Back

 4.  1. Where will your new home be located?
        Property
        StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
        of
        ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
        HampshireNew JerseyNew MexicoNew York (Not Available)North CarolinaNorth
        DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
        DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
        VirginiaWisconsinWyoming
        Property State
        
     2. Back

 5.  1. How will this property be used?
         1. Primary Residence
         2. Secondary / Vacation Home
         3. Investment Property
         4. Other
    
     2. Back

 6.  1. When are you planning to make your home purchase?
         1. Immediately: Signed a Purchase Agreement
         2. ASAP: Found a House/Offer Pending
         3. Within 30 Days
         4. 2 - 3 Months
         5. 3 - 6 Months
         6. 6+ Months
         7. No Time Frame/Still Researching Options
    
     2. Back

 7.  1. What is your credit score?
         1. Excellent (720+)
         2. Good (680-719)
         3. Fair (640-679)
         4. Below Average (620-639)
         5. Poor (Below 620)
         6. I don’t know
    
     2. Back

 8.  1. What is your household gross (before taxes) annual income?
         1. Greater than $200,000
         2. $150,000 - $200,000
         3. $100,000 - $150,000
         4. $75,000 - $100,000
         5. $50,000 - $75,000
         6. $30,000 - $50,000
         7. Less than $30,000
    
     2. Check Your Eligibility
     3. Back
    
    By clicking the "Check Your Eligibility" button, I acknowledge and agree to
    the privacy policy, terms and conditions, and consent to receive autodialed
    phone calls and/or text messages from Veterans United Home Loans or
    its affiliates at the number provided. I agree to accept delivery of
    documents electronically. Consent is not a condition of service. A VA
    approved lender; NMLS 1907. Not affiliated with the Dept. of Veterans
    Affairs or any government agency. Equal Opportunity Lender. Veterans United
    Home Loans is not presently accepting inquiries for New York properties
    through advertisements on realtor.com®. By sending a request, I agree to
    realtor.com®'s privacy policy.

1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans
Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.