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Submitted URL: http://mybestegg.com/
Effective URL: https://www.bestegg.com/
Submission: On November 16 via manual from US — Scanned from DE

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Text Content

Have you received a Best Egg verification code that you didn't ask for? Click
here.
✕


View offers
 * Log in
   * Manage my account
      * Make a payment
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      * Review rates and offers for personal loan application in progress
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 * Personal Loans
   * All Personal Loans
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   * Home Improvement
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   * Baby & Adoption
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   * Vacation Loans
   * Secured Personal Loan
   * Vehicle Equity Loan
 * Credit Card
 * Financial Health
 * Reviews
 * Resources

 * Personal Loans
   * All Personal Loans
   * Debt Consolidation
   * Credit Card Refinancing
   * Home Improvement
   * Moving Loans
   * Major Purchases
   * Baby & Adoption
   * Special Occasions
   * Vacation Loans
   * Secured Personal Loan
   * Vehicle Equity Loan
 * Credit Card
 * Financial Health
 * Reviews
 * Resources

 * Log in
   * Manage my account
      * Make a payment
      * View my account dashboard
   
   * Continue my application
      * Complete a credit card and/or personal loan application
      * Review rates and offers for personal loan application in progress
      * Upload documents & verify information

View offers

be money confident


CHOOSE THE NEXT STEP OF YOUR FINANCIAL JOURNEY

Your goals are important – we want to help you reach them.

Personal
Loans Check rate in minutes
Credit
Card No annual fee
Financial
Health Free credit report

Check rate in minutes
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No impact to your credit score if you are not approved!

+ I have an offer code (optional)  Our prescreened applicants receive offer
codes in the mail.
I've already started
No annual fee
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No impact to your credit score if you are not approved!

I do not have an offer code  Our prescreened applicants receive offer codes in
the mail or by email

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A+ rated with the Better Business Bureau

Rated #1 Personal Loan by Best Company

Excellent rating from 6,500+ reviews

WHY BEST EGG

A path to “yes” in an industry of “no”

We’re here to help you build the financial future you want—no matter where
you’re coming from.



We see you as more than just your credit score

At Best Egg, your rates and recommendations are built around more than just one
number—we strive to understand your goals, needs, and more.

No-judgment resources you can actually act on

We provide information and insights you can use to make informed decisions and
help take full control of your financial future.



Personal loans for hassle-free funds, fast

 * 
   Direct Pay feature that could help pay off debt faster and may provide better
   rates
 * 
   Top-rated personal loans
 * 
   Low fixed APRs †
 * 
   Loans up to $50,000

View offers Learn more

--------------------------------------------------------------------------------

“This is my second loan with Best Egg – first to pay off some home improvement
costs and now some credit cards. Both times have been super fast and easy. I
couldn’t have have done all I have without them! Thank you Best Egg!”

Paula of Springfield, MA

Quote is an excerpt from actual customer feedback provided via a Best Egg
customer survey.

Our Loans
 * Debt Consolidation
 * Credit Card Refinancing
 * Home Improvements
 * Moving Expenses
 * Major Purchases
 * Baby & Adoption
 * Special Occasions
 * Vacation Loans
 * Secured Personal Loan

“This is my second loan with Best Egg – first to pay off some home improvement
costs and now some credit cards. Both times have been super fast and easy. I
couldn’t have have done all I have without them! Thank you Best Egg!”

Paula of Springfield, MA


The credit card that can help responsibly build credit

 * 
   No annual fee
 * 
   Track spending and set limits with a click
 * 
   If you aren’t approved, your credit score won’t be affected

Get started Learn more

--------------------------------------------------------------------------------

“It was a good experience all the way around. Got a quick response and approval.
Have already recommended Best Egg to friends!”

Thomas of Hummelstown, PA

Quote is an excerpt from actual customer feedback provided via a Best Egg
customer survey.



“It was a good experience all the way around. Got a quick response and approval.
Have already recommended Best Egg to friends!”

Thomas of Hummelstown, PA


Get clarity and build confidence with free credit insights

 * 
   Access your credit report at no cost
 * 
   Get alerted any time your report changes
 * 
   See estimated impacts of financial decisions with the Credit Simulator

Get started Learn more

--------------------------------------------------------------------------------

“Excellent service. Easy to apply and rates are good (not exploitative). The
additional services provided on the dashboard are also supportive of lowering
bills and improving financial health. Thank you so much for providing this
service.”

Evelyn of Miami, FL

Quote is an excerpt from actual customer feedback provided via a Best Egg
customer survey.



“Excellent service. Easy to apply and rates are good (not exploitative). The
additional services provided on the dashboard are also supportive of lowering
bills and improving financial health. Thank you so much for providing this
service.”

Evelyn of Miami, FL


We put your privacy first. We never share data for solicitation purposes.

Resources

Get answers to your questions in our articles and resources

The Path To Financial Independence: A Comprehensive Guide
Personal Loan Approval Process
Understanding and Avoiding Personal Loan Default
Five Financial Podcasts That Are Topping The Charts
What is a 401(k) plan?
How to Protect Your Finances From Fraud
6 Tips for Protecting Your Financial Security and Preventing Fraud
5 Common Money Traps to Avoid
What is A High-Yield Savings Account?
What is Inflation and How Does It Affect Me?



View all resources

Explore our options

Personal Loans



Credit Card



Financial Health



--------------------------------------------------------------------------------

Personal Loans

All Personal Loans
Debt Consolidation
Credit Card Refinancing
Home Improvements
Moving Expenses
Major Purchases
Baby & Adoption
Special Occasion
Secured Personal Loan
Vehicle Equity Loan
Credit Card
Financial Health Tools
Resources

Company

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Best Egg 2023
Legal Terms & Conditions

Best Egg Personal Loans

† Annual Percentage Rates (APRs) range from 8.99%–35.99%. The APR is the cost of
credit as a yearly rate and reflects both your interest rate and an origination
fee of 0.99%–8.99% of your loan amount, which will be deducted from any loan
proceeds you receive. The origination fee on a loan term 4 years or longer will
be at least 4.99%. Your loan term will impact your APR, which may be higher than
our lowest advertised rate. You need a minimum 700 FICO® score and a minimum
individual annual income of $100,000 to qualify for our lowest APR. For example:
a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of
$201.81; a 3-year $5,000 loan with 8.99% APR has 36 scheduled monthly payments
of $157.40.

About half of our customers get their money the next day. After successful
verification, your money can be deposited in your bank account within 1-3
business days.

Best Egg loans are personal loans made by Cross River Bank, a New Jersey State
Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank,
a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. The Best Egg
Credit Card is issued exclusively by First Bank & Trust, Member FDIC, Brookings
SD pursuant to a license by Visa International. Visa is a registered trademark,
and the Visa logo design is a trademark of Visa International Incorporated.
“Best Egg” is a trademark of Marlette Technologies, LLC. Offers may be sent
pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge
Bank, First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg,
Inc.

The term, amount and APR of any loan we offer to you will depend on your credit
score, income, debt payment obligations, loan amount, credit history and other
factors. If offered, your loan agreement will contain specific terms and
conditions. The timing of available funds upon loan approval may vary depending
upon your bank's policies.

Loan amounts range from $2,000–$50,000. Residents of Massachusetts have a
minimum loan amount of $6,500; Ohio, $5,001; and Georgia, $3,001. For a second
Best Egg loan, your total existing Best Egg loan balances cannot exceed
$100,000. Best Egg products are not available if you live in Iowa, Vermont, West
Virginia, the District of Columbia, or U.S. Territories. TO REPORT A PROBLEM OR
COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Joseph Walsh – Operations
Manager, Email: crt-resolution@bestegg.com, Address: P.O. Box 42912,
Philadelphia, PA 19101, Phone: 1-855-282-6353. This lender is licensed and
regulated by the New Mexico Regulation and Licensing Department, Financial
Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico
87504. To report any unresolved problems or complaints, contact the division by
telephone at (505) 476-4885 or visit the website
https://www.rld.nm.gov/financial-institutions/ .

Best Egg loans can be repaid at any time without penalty. Barring any unforeseen
circumstances, Best Egg loans have a minimum term of 36 months and a maximum
term of 60 months.

Best Egg Credit Card

Click Here to review the rewards terms and conditions. Your APR will be 18.99%
to 29.99% based on your creditworthiness. This offer is dependent on
verification of your credit report information and your ability to meet the
pre-established criteria. The terms, credit line, and APR of any credit card we
approve you for will depend on your credit score, income, debt payment
obligations, credit history, and other factors. If approved, your Cardmember
Agreement will contain specific terms and conditions. Terms, conditions and
benefits are specific to this offer and cannot be combined with other offers. By
applying, you certify that all information you provided is true, that you are of
legal age to accept a credit card in the state in which you reside and are a
U.S. citizen or permanent resident.

Best Egg loans are personal loans made by Cross River Bank, a New Jersey State
Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank,
a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. The Best Egg
Credit Card is issued exclusively by First Bank & Trust, Member FDIC, Brookings
SD pursuant to a license by Visa International. Visa is a registered trademark,
and the Visa logo design is a trademark of Visa International Incorporated.
“Best Egg” is a trademark of Marlette Technologies, LLC. Offers may be sent
pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge
Bank, First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg,
Inc.

If you are approved for a Best Egg Credit Card, a hard credit inquiry will be
generated, which may impact your credit score.

To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain, verify,
and record information that identifies each person who opens an account. What
this means for you: When you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify
you. We may also ask to see your drivers license or other identifying documents.

© 2023 Marlette Marketing, LLC. All rights reserved.


HASSLE-FREE PERSONAL LOANS

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No impact to your credit score if you are not approved!

+ I have an offer code (optional)  Our prescreened applicants receive offer
codes in the mail.
I've already started


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