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Submitted URL: https://www.lloydsbank.com/business/retail-business/suspicious-emails-and-text?elqTrackId=2ad1a8a11dc94144a312eff1bf8f20ab&...
Effective URL: https://www.lloydsbank.com/business/security/fraud/scam-messages.html?elqTrackId=2ad1a8a11dc94144a312eff1bf8f20ab&elq=e655e...
Submission: On December 03 via api from RU — Scanned from DE
Effective URL: https://www.lloydsbank.com/business/security/fraud/scam-messages.html?elqTrackId=2ad1a8a11dc94144a312eff1bf8f20ab&elq=e655e...
Submission: On December 03 via api from RU — Scanned from DE
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Text Content
* Accessibility statement [Accesskey '0'] Go to Accessibility statement * Skip to Content [Accesskey 'S'] Skip to main content * Skip to site Navigation [Accesskey 'N'] Go to Navigation * Go to Home page [Accesskey '1'] Go to Home page * Go to Sitemap [Accesskey '2'] Go to Sitemap * Personal * Business * Private Banking * International Banking * Lloyds Bank Logo * Lloyds Bank Logo * Menu Close * Help and support Supporting your banking needs -------------------------------------------------------------------------------- HELP AND SUPPORT * VIEW ALL HELP & SUPPORT VIEW ALL HELP & SUPPORT HELP AND SUPPORT * ACCOUNT MANAGEMENT ACCOUNT MANAGEMENT * Make changes on your business accounts * Find your IBAN and BIC * Close an account HELP AND SUPPORT * ONLINE BANKING ONLINE BANKING * Log on to Online for Business * Forgotten logon details for Online for Business * Depositing cheques in the app HELP AND SUPPORT * MAKING PAYMENTS MAKING PAYMENTS * Cancel a Direct Debit * Request a Direct Debit refund * Make a payment * TAKING PAYMENTS TAKING PAYMENTS * Terminal problems * PCI and security * Upgrade your terminal * CARDS CARDS * Apply for a Business Debit Card * View your Business Debit Card PIN * Order a replacement debit card * SECURITY AND FRAUD SECURITY AND FRAUD * Lost or stolen Business Card * Report fraudulent use of online banking * Report fraud on a business account * POPULAR HELP QUERIES * Change who can access your account * View your bank statements * Activate your Commercial Banking Online account * Change your business address * Forgotten logon details for Commercial Banking Online * What's new in Online Banking * MORE SUPPORT * Accessibility and disability * Support through financial difficulty * Help with bereavement * Online banking Our online services -------------------------------------------------------------------------------- ONLINE BANKING * VIEW ALL ONLINE BANKING VIEW ALL ONLINE BANKING ONLINE BANKING * ONLINE FOR BUSINESS ONLINE FOR BUSINESS * How to register * Mobile banking * What you can do online * Online payment control * OTHER ONLINE SERVICES * Commercial Banking Online * Accounting software * Arena * Invoice Finance Online * Lloyds Online Trade Services (LOTS) * Cardnet reporting tools * FIND OUT MORE * Other ways to bank * How to log on to Online for Business * Manage access to Online for Business * Accounts and savings Everyday banking and payments -------------------------------------------------------------------------------- ACCOUNTS AND SAVINGS * BUSINESS ACCOUNTS BUSINESS ACCOUNTS * Apply for a Business Account * Business Account for Start-ups and Small businesses * Switch to Lloyds Bank * Community Accounts * Client accounts * School Bank Account * Credit Union Account * Foreign Currency Account ACCOUNTS AND SAVINGS * SAVINGS SAVINGS * Instant Access Account * Fixed Term Deposit Account * Notice Accounts * MAKE A PAYMENT MAKE A PAYMENT * International payments * Bulk payments * Bacs payments * Faster payments * Business Debit Card * Embedded Payments * CHAPS Payments * ACCOUNTING SOFTWARE ACCOUNTING SOFTWARE * Business Finance Assistant * VIEW ALL PRODUCTS AND SERVICES VIEW ALL PRODUCTS AND SERVICES FIND OUT MORE * BUSINESS ACCOUNT HOLDERS * Manage your account * Manage account access * Product terms and conditions * Rates and charges * SAVINGS STRATEGY TOOL SAVINGS STRATEGY TOOL * Borrowing Loans, cards and finance -------------------------------------------------------------------------------- BORROWING * BUSINESS LOANS BUSINESS LOANS * Small business loans * Commercial Mortgages * Government-backed loans BORROWING * OVERDRAFTS OVERDRAFTS BORROWING * CARDS CARDS * Credit Card * Charge Card * Card solutions (£3m+ turnover) * ASSET FINANCE ASSET FINANCE * Business Hire Purchase * Business Car Finance * INVOICE FINANCE INVOICE FINANCE * Invoice Factoring * Invoice Discounting * INTERNATIONAL TRADE LENDING INTERNATIONAL TRADE LENDING * VIEW ALL BORROWING OPTIONS VIEW ALL BORROWING OPTIONS FIND OUT MORE * * How to get a business loan * Lending support and standards * Lending appeals * INVOICE FINANCE CUSTOMERS * Existing customer login * Debtor protection * Asset Based Lending * BUSINESS OVERDRAFTS Be financially flexible with a business overdraft. 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View our card readers * International trade Business at home and abroad -------------------------------------------------------------------------------- INTERNATIONAL TRADE * INTERNATIONAL & DOMESTIC TRADE INTERNATIONAL & DOMESTIC TRADE INTERNATIONAL TRADE * IMPORTING IMPORTING * Guarantees & Standbys * Documentary Collections * Letters of Credit * Trade Finance INTERNATIONAL TRADE * EXPORTING EXPORTING * Guarantees & Standbys * Documentary Collections * Letters of Credit * Receivables Purchase * Trade Finance * INTERNATIONAL CASH MANAGEMENT INTERNATIONAL CASH MANAGEMENT * International Payments * Foreign Exchange * Currency Accounts EXISTING CUSTOMERS * EXISTING TRADE CUSTOMERS * International Trade Portal * International rates and charges * Lloyds Online Trade Services (LOTS) * Login to LOTS * Open Account Platform * Trade Tracker * Insurance Find the right cover -------------------------------------------------------------------------------- INSURANCE * BUSINESS INSURANCE BUSINESS INSURANCE * Public Liability Insurance * Landlord Insurance * Professional Indemnity Insurance * Shop Insurance * Office Insurance * Cyber Insurance * * Café Insurance * Salon Insurance * Surgery Insurance * Working from Home Insurance * Fleet Insurance * Pubs and Restaurants Insurance FIND OUT MORE * * Contact us * Business Insurance guides * Retrieve an insurance quote * PUBLIC LIABILITY INSURANCE Help protect your business from legal fees and compensation costs if a customer, client or other third party makes a claim against you. 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Take a closer look * Corporate solutions For corporates & institutions -------------------------------------------------------------------------------- CORPORATE SOLUTIONS * VIEW ALL CORPORATE SOLUTIONS VIEW ALL CORPORATE SOLUTIONS * Sustainability * Card solutions * Working capital * Financing * Liquidity and accounts * Payments * International trade * Risk management CORPORATE SOLUTIONS * * CORPORATE SECTORS CORPORATE SECTORS * Consumer & Technology * Infrastructure, Energy & Industrials * Real Estate and Housing * Higher Education * Services & Public sector * Sponsors, Debt & Structured Finance * Sustainability & ESG Financing * Financial Services EXISTING CUSTOMERS * ONLINE SERVICES ONLINE SERVICES * Commercial Banking Online * Arena * Online Trade Services * Online for Business * INSIGHTS FOR CORPORATES AND INSTITUTIONS Find the latest insights, reports, expert commentary, client case studies, and economic and markets updates. Explore the latest content * Sustainable business * Business sectors * * Search Close Close Conduct a search When autocomplete results are available, use up and down arrows to review and enter to select. Clear Search Search Submit * Log on Internet Banking Personal Business Register Keep me secure * Home * ... * Protect your business from fraud * Commercial fraud * Scam messages SCAM MESSAGES Fraudsters can copy texts or break into email accounts to send messages that pretend to be someone you know, like your bank or a supplier. A scam message can appear alongside other texts or emails from an earlier chain. The aim is to steal important details and money. If successful, it can do real damage to your business. If your business uses email or text messages then it could be a target for fraudsters. But if you and all your staff know how to spot a scam, it can help to keep your business safe. HAS YOUR BUSINESS BEEN TARGETED BY FRAUDSTERS? Has your business been targeted by fraudsters? Contact us right away to report a scam. We can then guide you on what to do next. Contact us now LEARN HOW TO SPOT AND AVOID A SCAM MESSAGE. Play button, click to open video player Transcript Close TIPS TO BEAT SCAM MESSAGES * HOW TO STAY SAFE FROM SCAM TEXTS EXPANDABLE SECTION CHECK IT’S GENUINE Call us to check - If you’re not sure a text is from us, contact us to make sure. Or check your account online. If the text is from another person or company, call them on a number you trust to check. Never use a number from a message as this could be part of a scam. CLICK WITH CARE Only click a link if you know and trust the sender - Links can hide a virus that could attack your computer or phone. PROTECT YOUR DETAILS Log on safely - We’ll never send you a text with a direct link to a page that wants you to log on or give personal or banking details. If you get a text like this, don’t reply. Just delete it. * HOW TO STAY SAFE FROM SCAM EMAILS EXPANDABLE SECTION CHECK IT’S GENUINE Call the sender - If you’re not sure about an email, or if one arrives out of the blue, make sure it’s real. You can contact us or look at your online account to see if anything is wrong. If it came from a colleague, talk to them in person. To contact a company, use a number you trust, not one from a message. Ask if they sent the message. Look at the address - Make sure the sender’s details are correct. Fraudsters often change a genuine email address so it looks similar, such as Lioyds and not Lloyds. CLICK WITH CARE Only click after you check it’s safe - Make sure you know and trust the sender. You can check their address or call them on a number you trust. Links and downloads can hide a computer virus. Or a link could take you to a fake website. If a site looks odd in any way, don’t use it. Contact us right away if you notice anything wrong with our site. DOUBLE-CHECK ANY CHANGES Before you pay an invoice - Make sure the payment details are correct. Call to check on a number you trust, not one from a message. Fraudsters can pretend to be someone else to change payment details, or to send an invoice. Learn more about invoice fraud. PROTECT YOUR DETAILS Log on safely - We’ll never send you an email or a text with a direct link to a page that wants you to log on or give personal or banking details. If you get a message like this, it’s a scam. Delete it. Never reply to this kind of message. IF YOU THINK IT’S A SCAM Delete it - You don’t have to reply to an email or text, or click on any links. If it’s genuine, the sender will try to contact you again. * TEST YOUR KNOWLEDGE EXPANDABLE SECTION Would we send a message with a link that goes directly to a logon page? Yes No That's wrong! We’ll never send you a text or email with a link that takes you directly to a logon page. Or one to ask for personal or banking details. Learn how to spot a scam message That’s right! We’ll never send you a text or email with a link that takes you directly to a logon page. Or one to ask for personal or banking details. Only fraudsters do this. Would we send you a message that doesn’t personally identify you in some way? Yes No That's wrong! We’ll never send you a text or email that didn’t include part of your name, business account number or post code. Learn how to spot a scam message That's right! We’ll never send you a text or email that didn’t include part of your name, business account number or post code. Can you trust a phone number from a text or one that’s included in a message? Yes No That's wrong! Fraudsters can copy a phone number so it looks genuine on your caller ID. They can also add or change a number in a message so you call them and not the real person or company they’re pretending to be. Learn how to spot a scam message That's right! Never trust a phone number which appears on your caller ID or in a message. Check a number against a source you trust, such as a company website. * HOW TO SPOT A FAKE LLOYDS BANK EMAIL EXPANDABLE SECTION If you get an email from us, there are many ways to tell if it's real or not. We’ll always: * Greet you by name - As in Mrs Smith * Include part of your main account number - Or part of your postcode if you don't have an account number yet. * Write to you in a reasonable and calm way - To try to trick you, scam messages may use warnings, threats of fraud or problems with your business account. We’ll never send a message that: * Asks for your banking or personal details. * Tells you to move money to another account. * Asks you to make a test payment online. * Links directly to our Internet Banking logon page. Or a page that asks for your security or personal details. You can also check our email address to spot a scam. It should end with lloydsbank.co.uk or lloydsbanking.com and never have another word in-between lloydsbank and .co.uk or .com. This is a genuine email: name@mail.lloydsbank.co.uk This is a scam email: name@lloydsbank.mail.co.uk If you get a scam email, forward it to our fraud team: emailscams@lloydsbanking.com NEXT TOPIC Scam calls * Print * Share Please enter to access social media links * Share on Twitter. Link opens in a new tab. * Share on Facebook. Link opens in a new tab. * Share on LinkedIn. Link opens in a new tab. * IMPORTANT LEGAL INFORMATION Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Lloyds and Lloyds Bank are trading names of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH. The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered. Back to top Back to top -------------------------------------------------------------------------------- EXISTING CUSTOMERS EXPANDABLE SECTION EXISTING CUSTOMERS * Help and support * Contact us BANKING WITH US EXPANDABLE SECTION BANKING WITH US * Find a branch * Terms and conditions * Rates and Charges * Legal and regulatory ABOUT US EXPANDABLE SECTION ABOUT US * About Lloyds Bank * Lloyds Banking Group * Communities * Careers Security Legal Privacy Cookies Accessibility Sitemap Modern Slavery Statement (PDF, 2.5 MB) Opens in a new tab Visit the Lloyds Bank Twitter page (opens in new tab) Visit Lloyds Bank Facebook page (opens in new tab) Visit Lloyds Bank Instagram page (opens in new tab) Visit Lloyds Bank Linkedin page (opens in new tab) Visit the Lloyds Bank YouTube channel (opens in new tab) Cookies Consent We have to collect some data when you use this website so it works and is secure. Some cookies are needed to make our website work and can't be turned off. 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