www.citicards.com Open in urlscan Pro
23.212.222.131  Public Scan

Submitted URL: https://l.loyalty.ms.aa.com/rts/go2.aspx?h=4062120&tp=i-1NGB-GT-sAQ-Ky7ypV-1w-1V3Pb-1c-Ky6lJe-l9Z6aqHq2s-Wp2Zm&pi=KgtzSjNmmG...
Effective URL: https://www.citicards.com/cards/credit/application/flow.action?app=UNSOL&ID=3001&HKOP=2de94b05869e4857c38ba3a5df71418d5ccb...
Submission: On October 17 via manual from US — Scanned from DE

Form analysis 1 forms found in the DOM

Name: ddStep1FormPOST /cards/credit/application/flow.action

<form id="ddStep1Form" name="ddStep1Form" action="/cards/credit/application/flow.action" method="post" autocomplete="off" class="ddForm" novalidate="novalidate">
  <!-- PayPal changes for June 2017 -->
  <!-- PayPal changes for June 2017 -->
  <div class="ddBodyWrapper row">
    <div class="modal fade" id="dashboardModal" tabindex="-1" role="dialog" aria-labelledby="dashboardModalLabel" aria-hidden="true">
      <div class="modal-dialog modal-lg" role="document">
        <div class="modal-content">
          <div class="modal-header">
            <h4 class="modal-title" id="dashboardModalLabel">Return to Dashboard</h4>
            <button type="button" class="close" data-dismiss="modal"><span aria-hidden="true"></span><span class="sr-only">Close</span></button>
          </div>
          <div class="modal-body">
            <div class="row">
              <div class="col-xs-12">
                <p> Do you want to return to the dashboard and navigate away from the application? </p>
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          <div class="modal-footer">
            <div class="pull-right">
              <a href="#" id="dashboardYesBtn" class="btn btn-default">Yes</a>
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          </div>
        </div>
      </div>
    </div>
    <div class="modal fade" id="signOffModal" tabindex="-1" role="dialog" aria-labelledby="signOffModalLabel" aria-hidden="true">
      <div class="modal-dialog modal-lg" role="document">
        <div class="modal-content">
          <div class="modal-header">
            <h4 class="modal-title" id="signOffModalLabel">Sign Off</h4>
            <button type="button" class="close" data-dismiss="modal"><span aria-hidden="true"></span><span class="sr-only">Close</span></button>
          </div>
          <div class="modal-body">
            <div class="row">
              <div class="col-xs-12">
                <p> Do you want to sign off and navigate away from the application? </p>
              </div>
            </div>
          </div>
          <div class="modal-footer">
            <div class="pull-right">
              <a href="#" id="signOffYesBtn" class="btn btn-default">Yes</a>
              <a href="#" class="btn btn-default" data-dismiss="modal">No</a>
            </div>
          </div>
        </div>
      </div>
    </div>
    <div class="container">
      <div class="row titleText">
        <h1 class="cardOverlayTitle col-sm-offset-4 col-md-offset-3">Citi<sup><span class="&quot;smalltext&quot;">®</span></sup> / AAdvantage<sup><span class="&quot;smalltext&quot;">®</span></sup> Executive World Elite
          Mastercard<sup><span class="&quot;smalltext&quot;">®</span></sup></h1>
      </div>
    </div>
    <div class="row jumbotron ddTitle" style="margin-top: 0px;">
      <div class="container">
        <div class="row">
          <div id="cardOverlayImg" class="col-xs-12 col-sm-4 ddCardImg large PID093"></div>
          <div class="col-xs-12 col-sm-8">
            <ul id="cardOverlayDesc">
              <li><strong>Earn 70,000 American Airlines AAdvantage<sup>®</sup> bonus miles</strong> after making $7,000 in purchases in the first 3 months of account opening</li>
              <li>American Airlines AAdvantage<sup>®</sup> bonus miles are not available if you have received a new account bonus for a Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive account in the past 48 months.</li>
              <li>Enhance your travels with Admirals Club<sup>®</sup> membership</li>
              <li>No Foreign Transaction Fees on purchases<sup>1</sup><br>Global Entry or TSA PreCheck<sup>®</sup> application fee credit</li>
              <li>If approved today, you will get an account number and temporary minimum credit limit to use on travel immediately</li>
            </ul>
          </div>
        </div>
      </div>
    </div>
    <script type="text/javascript">
      var profilingUrl = 'https://content22.accountonline.com/fp/tags.js?org_id=89oebq5k&session_id=d73badfb6291512b9f1d43ffd18e1f8f2519636970c27cb58dfddf5166d9b69a&allow_reprofile=1';
    </script>
    <script src="/cards/wv/welcome/js/bcsid.js"></script>
    <script src="/cards/wv/welcome/js/chainsaw.js"></script>
    <script>
      var isCostcoLoggedIn = false;
    </script>
    <script>
      var isPrefilledApp = false;
    </script>
    <script>
      var acqTagging =
        '{"dynamicData":{"prepopLevel":false,"decision":"","appID":"","products":[{"productName":"Citi / AAdvantage Executive World Elite Mastercard","sourceCode":"2de94b05869e4857c38ba3a5df71418d5ccbea5e43605c020c419744dbe79b6c","product_details":"","pid":"093"}]}}';
    </script>
    <script>
      var authPrefill = false;
    </script>
    <script type="text/javascript">
      var cardData = {
        "pid": "PID093",
        "desc": ["<strong>Earn 70,000 American Airlines AAdvantage<sup>&reg;</sup> bonus miles</strong> after making $7,000 in purchases in the first 3 months of account opening",
          "American Airlines AAdvantage<sup>&reg;</sup> bonus miles are not available if you have received a new account bonus for a Citi<sup>&reg;</sup> / AAdvantage<sup>&reg;</sup> Executive account in the past 48 months.",
          "Enhance your travels with Admirals Club<sup>&reg;</sup> membership", "No Foreign Transaction Fees on purchases<sup>1</sup><br />Global Entry or TSA PreCheck<sup>&reg;</sup> application fee credit",
          "If approved today, you will get an account number and temporary minimum credit limit to use on travel immediately"
        ],
        "title": "Citi<sup><span class=&#34;smalltext&#34;>&reg;</span></sup> / AAdvantage<sup><span class=&#34;smalltext&#34;>&reg;</span></sup> Executive World Elite Mastercard<sup><span class=&#34;smalltext&#34;>&reg;</span></sup>"
      };
    </script>
    <script type="text/javascript">
      var profile_ind = '';
    </script>
    <script type="text/javascript">
      var countryOptions4 = '';
    </script>
    <script>
      var termsAjaxUrl = "/cards/credit/displayterms/flow.action?HKOP=2de94b05869e4857c38ba3a5df71418d5ccbea5e43605c020c419744dbe79b6c&app=UNSOL&embedTNC=Y" + "&JFP_TOKEN=" + JFP_CSRF_TOKEN_AO;
    </script>
    <script>
      var printTermsAjaxUrl = "https://www.citicards.com/cards/credit/displayterms/flow.action?HKOP=2de94b05869e4857c38ba3a5df71418d5ccbea5e43605c020c419744dbe79b6c&app=UNSOL&embedTNC=Y" + "&JFP_TOKEN=" + JFP_CSRF_TOKEN_AO;
      var ajaxCityStateUrl = "/cards/credit/application/CityStateByZipAction.action?JFP_TOKEN=" + JFP_CSRF_TOKEN_AO + "&stateProvinceCheck=true";
      var ajaxUrl = "/cards/credit/application/flow.action?JFP_TOKEN=" + JFP_CSRF_TOKEN_AO;
      var formPrefilled = false;
      var formPrefilledWithoutErrors = false;
    </script>
    <script>
      var authPrefill = false;
    </script>
    <script>
      var validationOptions = {
        "sections": [{
          "order": 0,
          "id": "ddReferralInfo",
          "title": "Branch Referral Information"
        }, {
          "order": 1,
          "id": "ddAddChngDetails",
          "title": "&#x3c;h2&#x3e;Are your contact details up to date&#x3f;&#x3c;&#x2f;h2&#x3e;"
        }, {
          "order": 2,
          "id": "ddGeidSection",
          "title": "Citi GEID "
        }, {
          "order": 3,
          "id": "ddName",
          "title": "Personal Information"
        }, {
          "order": 4,
          "id": "ddAddress",
          "title": "Address and Contact Information"
        }, {
          "order": 5,
          "id": "ddIdentity",
          "title": "Personal Information"
        }, {
          "order": 6,
          "id": "ddPhone",
          "title": ""
        }, {
          "order": 7,
          "id": "ddEmail",
          "title": "Email Address"
        }, {
          "order": 8,
          "id": "ddSecurityWord",
          "title": "Security Word"
        }, {
          "order": 9,
          "id": "ddFinancial",
          "title": "Financial Information"
        }, {
          "order": 10,
          "id": "ddMembershipInfo",
          "title": "Membership Information"
        }, {
          "order": 11,
          "id": "ddAuthorizedUser",
          "title": "Authorized User"
        }, {
          "order": 13,
          "id": "ddTerms",
          "title": "&#x3c;sup&#x3e;1&#x3c;&#x2f;sup&#x3e;Terms &#x26; Conditions"
        }, {
          "order": 14,
          "id": "ddTermsAndConditions",
          "title": ""
        }, {
          "order": 15,
          "id": "ddDisclosure",
          "title": "Electronic Disclosure"
        }, {
          "order": 16,
          "id": "ddTermsDisclosures",
          "title": ""
        }, {
          "order": 17,
          "id": "ddPaperless",
          "title": "Paperless Disclosure"
        }],
        "emailDomains": ["msn.com", "me.com", "gmail.com", "juno.com", "yahoo.com", "ymail.com", "hotmail.com", "roadrunner.com", "outlook.com", "windstream.net", "aol.com", "frontier.com", "mail.com", "netzero.net", "comcast.net",
          "embarqmail.com", "gmx.com", "suddenlink.net", "zoho.com", "citi.com", "sbcglobal.net", "verizon.net", "att.net", "cox.net", "bellsouth.net", "optonline.net", "charter.net", "live.com", "earthlink.net", "mac.com"
        ],
        "fields": {
          "FIRST_NAME": {
            "label": "First Name ",
            "rules": {
              "required": true,
              "minlen": 1,
              "maxlen": 11,
              "type": "name",
              "invalidName": true,
              "DuplicateAuthName": ["LEGAL_NAME_OF_BUSINESS", "MIDDLE_NAME", "LAST_NAME"]
            },
            "errors": {
              "requiredError": "Enter your first name.",
              "minlenError": "At least {0} alphabetical character required.",
              "typeError": "Use letters only, no special characters.",
              "nameError": "The membership number or name you entered doesn't match our records.",
              "connectError": "A system error has caused a delay in processing your application. Please try again.",
              "warehouseTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "warehouseMinPrepopError": "Your name on file does not meet our minimum character limit. For further assistance, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "onlineTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process.",
              "onlineMinPrepopError": "Your name on file does not meet our minimum character limit. Please contact Costco at 1-800-774-2678 to update your name.  Once updates have been made, you will need to restart the application process.",
              "DuplicateAuthName": "Please make sure the Authorized Officer name is different from the Business name",
              "invalidName": "You have entered invalid first name."
            }
          },
          "MIDDLE_NAME": {
            "label": "Middle Initial",
            "rules": {
              "maxlen": 1,
              "type": "mname"
            },
            "errors": {
              "typeError": "Use letters only or leave blank."
            }
          },
          "LAST_NAME": {
            "label": "Last Name",
            "rules": {
              "required": true,
              "minlen": 2,
              "maxlen": 22,
              "type": "name",
              "invalidName": true,
              "DuplicateAuthName": ["FIRST_NAME", "MIDDLE_NAME", "LEGAL_NAME_OF_BUSINESS"]
            },
            "errors": {
              "requiredError": "Enter your last name.",
              "minlenError": "At least {0} characters are required.",
              "typeError": "Use letters only, no special characters.",
              "nameError": "The membership number or name you entered doesn't match our records.",
              "connectError": "A system error has caused a delay in processing your application. Please try again.",
              "warehouseTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "warehouseMinPrepopError": "Your name on file does not meet our minimum character limit. For further assistance, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "onlineTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process.",
              "onlineMinPrepopError": "Your name on file does not meet our minimum character limit. Please contact Costco at 1-800-774-2678 to update your name.  Once updates have been made, you will need to restart the application process.",
              "DuplicateAuthName": "Please make sure the Authorized Officer name is different from the Business name",
              "invalidName": "You have entered invalid last name."
            }
          },
          "SUFFIX": {
            "label": "Suffix",
            "rules": {
              "type": "suffix"
            }
          },
          "ADDRESS_LINE1": {
            "label": "Home Address",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "minlen": 5,
              "maxlen": 24,
              "type": "address1NoBox"
            },
            "errors": {
              "requiredError": "Error(s) must be corrected. Street address is required ",
              "minlenError": "At least {0} characters are required.",
              "typeError": "Home address is required.",
              "warehouseTruncatedError": "Your address on file exceeds our maximum character limit and has been truncated. If you'd like your address to appear differently, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "warehouseMinPrepopError": "Your address on file does not meet our minimum character limit. For further assistance, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "onlineTruncatedError": "Your address on file exceeds our maximum character limit and has been truncated. If you'd like your address to appear differently, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process.",
              "onlineMinPrepopError": "Your address on file does not meet our minimum character limit. For further assistance, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process."
            }
          },
          "EDIT_ADDRESSLINE": {
            "label": "Home Address",
            "needsTooltipFocus": true,
            "rules": {
              "required": true
            }
          },
          "ADDRESS_LINE2": {
            "label": "Apt./Ste.",
            "rules": {
              "type": "address2",
              "maxlen": 30
            },
            "errors": {
              "typeError": "Use letters/numbers only, no special characters."
            }
          },
          "CITY": {
            "label": "City",
            "rules": {
              "required": true,
              "minlen": 3,
              "maxlen": 22,
              "type": "city"
            },
            "errors": {
              "requiredError": "Enter your city",
              "minlenError": "At least {0} characters are required.",
              "typeError": "Use letters only, no special characters."
            }
          },
          "STATE": {
            "label": "State",
            "displayOptVal": true,
            "rules": {
              "required": true,
              "type": "state",
              "invalidState": {
                "AAPidList": "161&#x7c;056&#x7c;093&#x7c;051&#x7c;160&#x7c;410&#x7c;055"
              }
            },
            "errors": {
              "requiredError": "Enter your state",
              "invalidState": "Your mailing address is located within Puerto Rico or the U.S. Virgin Islands. American Airlines credit card products issued by Citibank, N.A. are not available in Puerto Rico or the U.S. Virgin Islands."
            }
          },
          "ZIP": {
            "label": "ZIP Code",
            "rules": {
              "required": true,
              "minlen": 5,
              "maxlen": 5,
              "type": "zip"
            },
            "errors": {
              "requiredError": "Enter a valid 5-digit ZIP Code.",
              "minlenError": "Enter a valid 5-digit ZIP Code.",
              "typeError": "Enter a valid 5-digit ZIP Code."
            }
          },
          "ADD_PO_BOX": {
            "label": "I'd like to provide a P.O. Box address."
          },
          "PHYSICAL_ADDRESS_LINE1": {
            "label": "P.O. Box",
            "needsTooltipFocus": true,
            "rules": {
              "requireIf": "ADD_PO_BOX",
              "minlen": 1,
              "maxlen": 8,
              "type": "address1POBox"
            },
            "errors": {
              "requiredError": "Enter a valid P.O. Box",
              "minlenError": "At least 1 number is required.",
              "typeError": "Enter a valid P.O. Box"
            }
          },
          "PHYSICAL_ADDRESS_LINE2": {
            "label": "Apt./Ste.",
            "rules": {
              "type": "address2",
              "maxlen": 30
            },
            "errors": {
              "typeError": "Use letters/numbers only, no special characters."
            }
          },
          "PHYSICAL_CITY": {
            "label": "City",
            "rules": {
              "requireIf": "ADD_PO_BOX",
              "type": "city",
              "minlen": 3,
              "maxlen": 22
            },
            "errors": {
              "requiredError": "City is required",
              "minlenError": "At least 3 characters are required.",
              "typeError": "City is not valid"
            }
          },
          "PHYSICAL_STATE": {
            "label": "State",
            "displayOptVal": true,
            "rules": {
              "requireIf": "ADD_PO_BOX",
              "type": "state",
              "invalidState": {
                "AAPidList": "161&#x7c;056&#x7c;093&#x7c;051&#x7c;160&#x7c;410&#x7c;055"
              }
            },
            "errors": {
              "requiredError": "State is required.",
              "invalidState": "Your mailing address is located within Puerto Rico or the U.S. Virgin Islands. American Airlines credit card products issued by Citibank, N.A. are not available in Puerto Rico or the U.S. Virgin Islands."
            }
          },
          "PHYSICAL_ZIP": {
            "label": "ZIP Code",
            "rules": {
              "requireIf": "ADD_PO_BOX",
              "minlen": 5,
              "maxlen": 5,
              "type": "zip"
            },
            "errors": {
              "requiredError": "Enter a valid 5-digit ZIP Code.",
              "minlenError": "Enter a valid 5-digit ZIP Code.",
              "typeError": "Enter a valid 5-digit ZIP Code."
            }
          },
          "HOME_PHONE": {
            "label": "Home Phone Number",
            "needsTooltipFocus": true,
            "rules": {
              "maxlen": 14,
              "type": "usphone"
            },
            "errors": {
              "requiredError": "One 10-digit phone number is required.",
              "typeError": "10-digit phone number is required.",
              "maxlenError": "10-digit phone number is required."
            }
          },
          "MOBILE_PHONE": {
            "label": "Mobile Phone Number",
            "needsTooltipFocus": true,
            "rules": {
              "maxlen": 14,
              "type": "usphone"
            },
            "errors": {
              "requiredError": "One 10-digit phone number is required.",
              "typeError": "10-digit phone number is required.",
              "maxlenError": "Field must be no more than 10 characters."
            }
          },
          "ADD_HOME_PHONE": {
            "label": "I want to provide a Home Phone Number"
          },
          "DOB": {
            "label": "Date of Birth (MM-DD-YYYY)",
            "rules": {
              "required": true,
              "validDay": true,
              "type": "legalAge"
            },
            "errors": {
              "requiredError": "Enter your date of birth.",
              "typeError": "You must be at least 18 years old to apply for a Citi credit card.",
              "validDay": "A valid date of birth (MM-DD-YYYY) is required."
            }
          },
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            "label": "Email Address",
            "needsTooltipFocus": true,
            "rules": {
              "type": "email",
              "minlen": 6,
              "maxlen": 50
            },
            "errors": {
              "requiredError": "Email address is required.",
              "typeError": "Enter a valid email address using the format user@domain.com",
              "minlenError": "Enter a valid email address using the format user@domain.com"
            }
          },
          "ESIGN": {},
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            "label": "Social Security Number",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "maxlen": 11,
              "type": "ssn"
            },
            "errors": {
              "requiredError": "Enter your 9-digit Social Security Number",
              "typeError": "Enter your 9-digit Social Security Number",
              "maxlenError": "Enter your 9-digit Social Security Number"
            }
          },
          "COUNTRY_OF_CITIZENSHIP": {
            "label": "Country of Citizenship",
            "rules": {
              "required": true
            },
            "errors": {
              "requiredError": "A Country of Citizenship is required."
            }
          },
          "CONSUMER_ARE_YOU_A_US_CITIZEN": {},
          "ANNUAL_INCOME": {
            "label": "Total Annual Income",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "maxlen": 14,
              "type": "wholeDollars"
            },
            "errors": {
              "requiredError": "Enter your total annual income",
              "typeError": "Use numbers only, no special characters."
            },
            "warningRules": {
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                "value": 15000,
                "displaysAllowed": 1,
                "displays": 0
              }
            },
            "warnings": {
              "minLimit": "Please verify you've entered your Total <b>Annual</b> Income."
            }
          },
          "ADD_NON_TAXABLE_INCOME": {
            "label": "Part of my total annual income is exempt from U.S. federal income tax"
          },
          "NON_TAX_INCOME": {
            "label": "Non-Taxable Annual Income",
            "needsTooltipFocus": true,
            "rules": {
              "maxlen": 14,
              "type": "wholeDollars",
              "isLessThan": ["ANNUAL_INCOME"],
              "requireIf": "ADD_NON_TAXABLE_INCOME"
            },
            "errors": {
              "requiredError": "Enter your total annual non taxable income",
              "invalidError": "Your total annual non-taxable income must be less than your total annual income",
              "isLessThan": "Your total annual non-taxable income must be less than your total annual income"
            }
          },
          "MRTG_RENT_AMT": {
            "label": "Monthly Mortgage/Rent Payment",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "maxlen": 9,
              "type": "wholeDollars"
            },
            "errors": {
              "requiredError": "Enter your monthly mortgage/rent payment",
              "typeError": "Use numbers only, no special characters."
            }
          },
          "CHECKING_ACCOUNT": {
            "label": "Checking"
          },
          "SAVING_ACCOUNT": {
            "label": "Savings"
          },
          "MONEY_MARKET": {
            "label": "Money Market"
          },
          "TERMS_CHECK": {
            "label": "",
            "rules": {
              "required": true
            },
            "errors": {
              "requiredError": "To continue, you must check the box to indicate that you've read and agree to the Terms &amp; Conditions."
            }
          },
          "DISCLOSURE_READ": {
            "label": "",
            "rules": {
              "required": true
            },
            "errors": {
              "requiredError": "To continue, you must agree to receive account opening disclosures electronically and that your computer meets electronic requirements."
            }
          },
          "SECPASSTYPE_CODE": {
            "label": "Security Word Hint",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "type": "mmnHint"
            },
            "errors": {
              "requiredError": "Select a question from the drop-down list."
            }
          },
          "MOTHERS_MAIDEN_NAME": {
            "label": "Security Word",
            "needsTooltipFocus": true,
            "rules": {
              "required": true,
              "minlen": 1,
              "maxlen": 10,
              "type": "mmn"
            },
            "errors": {
              "requiredError": "Enter a security word.",
              "minlenError": "Security Word must be at least {0} characters",
              "typeError": "Security Word is not valid"
            }
          },
          "authUser": {
            "label": "I want to add an Authorized User to this account now.",
            "needsTooltipFocus": true
          },
          "authUserAddress": {
            "label": "Address is the same as primary cardmember."
          },
          "AUTH_FIRST_NAME_1": {
            "label": "First Name",
            "rules": {
              "requireIf": "authUser",
              "minlen": 1,
              "maxlen": 11,
              "type": "name"
            },
            "errors": {
              "requiredError": "First name is required. No titles, prefixes or special characters.",
              "minlenError": "At least 1 alphabetical character required.",
              "typeError": "Use letters only, no special characters.",
              "connectError": "A system error has caused a delay in processing your application. Please try again.",
              "nameError": "The membership number or name you entered doesn't match our records.",
              "warehouseTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "warehouseMinPrepopError": "Your name on file does not meet our minimum character limit. For further assistance, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "onlineTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process.",
              "onlineMinPrepopError": "Your name on file does not meet our minimum character limit. Please contact Costco at 1-800-774-2678 to update your name.  Once updates have been made, you will need to restart the application process."
            }
          },
          "AUTH_MIDDLE_INITIAL_1": {
            "label": "Middle Initial",
            "rules": {
              "maxlen": 1,
              "type": "mname"
            },
            "errors": {
              "typeError": "Use letters only or leave blank."
            }
          },
          "AUTH_LAST_NAME_1": {
            "label": "Last Name",
            "rules": {
              "requireIf": "authUser",
              "minlen": 2,
              "maxlen": 22,
              "type": "name"
            },
            "errors": {
              "requiredError": "Last name is required. No titles, prefixes or special characters.",
              "minlenError": "At least {0} characters are required.",
              "typeError": "Use letters only, no special characters.",
              "connectError": "A system error has caused a delay in processing your application. Please try again.",
              "nameError": "The membership number or name you entered doesn't match our records.",
              "warehouseTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "warehouseMinPrepopError": "Your name on file does not meet our minimum character limit. For further assistance, please speak with a Costco associate. Once updates have been made, you will need to restart the application process.",
              "onlineTruncatedError": "Your name on file exceeds our maximum character limit and has been truncated. If you'd like your name to appear differently, please contact Costco at 1-800-774-2678. Once updates have been made, you will need to restart the application process.",
              "onlineMinPrepopError": "Your name on file does not meet our minimum character limit. Please contact Costco at 1-800-774-2678 to update your name.  Once updates have been made, you will need to restart the application process.",
              "sectionLevelDuplicateError": "Please make sure the Authorized User is different from the Primary Cardmember.",
              "fieldLevelDuplicateError": "Error must be corrected."
            }
          },
          "AUTH_SUFFIX_1": {
            "label": "Suffix",
            "rules": {
              "type": "suffix"
            }
          },
          "AUTH_DOB": {
            "label": "Date of Birth (MM-DD-YYYY)",
            "rules": {
              "requireIf": "authUser",
              "validDay": true,
              "type": "future"
            },
            "errors": {
              "requiredError": "Enter this perons's Date of Birth.",
              "validDay": "A valid date of birth (MM-DD-YYYY) is required.",
              "ddNonFutureDate": "Please select a valid Date of Birth."
            }
          },
          "EDIT_ADDRESSLINE_AUTH": {
            "label": "Home Address",
            "needsTooltipFocus": true,
            "rules": {
              "requireIf": "authUser"
            }
          },
          "AUTHC_ADDRESS1": {
            "label": "Home Address",
            "needsTooltipFocus": true,
            "rules": {
              "requireIf": "authUser",
              "minlen": 5,
              "maxlen": 24,
              "type": "address1NoBox"
            },
            "errors": {
              "requiredError": "Street address is required.",
              "minlenError": "Street address must be at least 5 characters",
              "maxlenError": "Field must be no more than 24 characters.",
              "typeError": "Error(s) must be corrected. Street address is required"
            }
          },
          "AUTHC_ADDRESS2": {
            "label": "Apt./Ste.",
            "rules": {
              "type": "address2",
              "maxlen": 30
            },
            "errors": {
              "typeError": "Suite/apt is not valid"
            }
          },
          "AUTHC_ZIP": {
            "label": "ZIP Code",
            "rules": {
              "requireIf": "authUser",
              "minlen": 5,
              "maxlen": 5,
              "type": "zip"
            },
            "errors": {
              "requiredError": "ZIP Code is required.",
              "minlenError": "ZIP Code must be 5 digits",
              "typeError": "ZIP Code must only be numbers"
            }
          },
          "AUTHC_CITY": {
            "label": "City",
            "rules": {
              "requireIf": "authUser",
              "type": "city",
              "minlen": 3,
              "maxlen": 22
            },
            "errors": {
              "requiredError": "City is required.",
              "minlenError": "City must be at least 3 characters.",
              "typeError": "City is not valid"
            }
          },
          "AUTHC_STATE": {
            "label": "State",
            "displayOptVal": true,
            "rules": {
              "requireIf": "authUser",
              "type": "state",
              "invalidState": {
                "AAPidList": "161&#x7c;056&#x7c;093&#x7c;051&#x7c;160&#x7c;410&#x7c;055"
              }
            },
            "errors": {
              "requiredError": "State is required.",
              "invalidState": "Your mailing address is located within Puerto Rico or the U.S. Virgin Islands. American Airlines credit card products issued by Citibank, N.A. are not available in Puerto Rico or the U.S. Virgin Islands."
            }
          },
          "AFFINITY_NUMBER": {
            "label": "Your AAdvantage<sup>&reg;</sup> Number",
            "needsTooltipFocus": true,
            "rules": {
              "minlen": 7,
              "maxlen": 7,
              "type": "mmn"
            },
            "errors": {
              "minlenError": "Field must be at least 7 characters.",
              "typeError": "Your AAdvantage<sup>&reg;</sup> Number is not valid"
            }
          },
          "affinityNumberCheck": {
            "label": "I don't know my AAdvantage Number"
          },
          "TERMS_DISCLOSURE": {
            "label": "",
            "rules": {
              "required": true
            },
            "errors": {
              "requiredError": "To continue, you must check the box to indicate that you've read and agree to the Terms & Conditions."
            }
          }
        }
      };
    </script>
    <input id="IS_IOS" name="IS_IOS" type="hidden" aria-labelledby="IS_IOS-label">
    <section class="ddSection" id="ddGreeting">
      <div class="container">
        <div class="ddSubSection noBorder noMarginBottom">
          <div class="ddErrorSummaryWrapper row" style="display: none">
            <div class="icon error icon-page-error"></div><span id="ddErrorSummary">To continue, complete or fix <span id="number">#</span> <span id="grammar">entries</span>
              below.</span><a href="#" button="" id="ddErrorSummaryLink">Go to the first entry.</a>
          </div>
          <div class="row">
            <div class="col-xs-12 col-sm-6">
              <h1>Tell Us About Yourself</h1>
              <p class="optionalLabel">(All fields are required unless specified optional)</p>
            </div>
            <div class="col-xs-12 col-sm-6">
              <p>Already a Citi Customer? <a id="signOnLink" href="#" data-toggle="modal" data-target="#signOnModal">Sign On</a> with your Citi username and password for a shortened application</p>
            </div>
          </div>
        </div>
      </div>
    </section>
    <!-- For Expedia mail implementation -->
    <!-- For Expedia mail implementation End -->
    <section class="ddSection" id="ddName">
      <div class="container">
        <div class="ddSubSection noBorder noMarginBottom">
          <div id="contact-label" class="ddSectionTitle">
            <h2>Personal Information</h2>
          </div>
          <div role="group" aria-labelledby="contact-label" class="row">
            <div class="form-group col-xs-12 col-sm-6 col-md-4">
              <label for="FIRST_NAME" id="FIRST_NAME-label">
                <p>First Name </p>
              </label>
              <input value="" type="text" id="FIRST_NAME" name="FIRST_NAME" class="form-control" aria-required="true" aria-labelledby="FIRST_NAME-label" minlength="1" maxlength="11">
            </div>
            <div class="form-group col-xs-12 col-sm-4 col-md-2">
              <label for="MIDDLE_NAME" id="MIDDLE_NAME-label">
                <p>Middle Initial <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
              </label> <input value="" type="text" id="MIDDLE_NAME" name="MIDDLE_NAME" class="form-control" aria-labelledby="MIDDLE_NAME-label" maxlength="1">
            </div>
            <div class="clear visible-sm"></div>
            <div class="form-group col-xs-12 col-sm-8 col-md-4">
              <label for="LAST_NAME" id="LAST_NAME-label">
                <p>Last Name </p>
              </label>
              <input value="" type="text" id="LAST_NAME" name="LAST_NAME" class="form-control" aria-required="true" aria-labelledby="LAST_NAME-label" minlength="2" maxlength="22">
            </div>
            <div class="form-group col-xs-12 col-sm-4 col-md-2">
              <label for="SUFFIX" id="SUFFIX-label">
                <p>Suffix <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
              </label> <select id="SUFFIX" name="SUFFIX" class="form-control" aria-labelledby="SUFFIX-label">
                <option value="" selected=""> </option>
                <option value="SR">Sr</option>
                <option value="JR">Jr</option>
                <option value="II">II</option>
                <option value="III">III</option>
                <option value="IV">IV</option>
              </select>
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddAddress">
      <div role="group" aria-labelledby="contact-label" class="container">
        <div class="ddSubSection noMarginBottom">
          <!-- Changes started for EditAdddress Change -->
          <div class="row">
            <div class="form-group col-xs-12 col-sm-6 col-md-4">
              <label for="EDIT_ADDRESSLINE" id="EDIT_ADDRESSLINE-label">
                <p>Home Address </p>
                <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                  data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                  data-original-title="Home Address" data-content="You must provide your home address. No P.O. boxes, please." data-container="body" data-html="true" role="button" aria-label="Home Address Tooltip Button">?</button>
              </label> <textarea rows="3" cols="50" type="text" id="EDIT_ADDRESSLINE" name="EDIT_ADDRESSLINE" value="" class="form-control"></textarea>
            </div>
          </div>
          <!-- Change ended for EditAdddress Change -->
          <div class="row" style="display: none;" role="group" aria-labelledby="ADDRESS_LINE1-label">
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="ADDRESS_LINE1" id="ADDRESS_LINE1-label">
                  <p>Home Address </p>
                  <button tabindex="0" id="homeaddresstooltip" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="Home Address" data-content="You must provide your home address. No P.O. boxes, please." data-container="body" data-html="true" role="button" aria-label="Home Address Tooltip Button">?</button>
                </label> <input value="" type="text" id="ADDRESS_LINE1" name="ADDRESS_LINE1" class="form-control pac-target-input" aria-labelledby="ADDRESS_LINE1-label" minlength="5" maxlength="24" placeholder="" autocomplete="off">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="ADDRESS_LINE2" id="ADDRESS_LINE2-label">
                  <p>Apt./Ste. <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                </label> <input value="" type="text" id="ADDRESS_LINE2" name="ADDRESS_LINE2" class="form-control" aria-labelledby="ADDRESS_LINE2-label" maxlength="30">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="ZIP" id="ZIP-label">
                  <p>ZIP Code </p>
                </label> <input value="" type="tel" id="ZIP" name="ZIP" class="form-control" aria-labelledby="ZIP-label" minlength="5" maxlength="5">
              </div>
            </div>
            <div class="row">
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="CITY" id="CITY-label">
                  <p>City </p>
                </label> <input value="" type="text" id="CITY" name="CITY" class="form-control ddAutofill" aria-labelledby="CITY-label" minlength="3" maxlength="22">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="STATE" id="STATE-label">
                  <p>State </p>
                </label> <select id="STATE" name="STATE" class="form-control ddAutofill" aria-labelledby="STATE-label">
                  <option value="STATE" disabled="" selected=""> </option>
                  <option value="AL">Alabama</option>
                  <option value="AK">Alaska</option>
                  <option value="AS">American Samoa</option>
                  <option value="AA">Armed Forces-AA</option>
                  <option value="AE">Armed Forces-AE</option>
                  <option value="AP">Armed Forces-AP</option>
                  <option value="AZ">Arizona</option>
                  <option value="AR">Arkansas</option>
                  <option value="CA">California</option>
                  <option value="CO">Colorado</option>
                  <option value="CT">Connecticut</option>
                  <option value="DE">Delaware</option>
                  <option value="DC">District of Columbia</option>
                  <option value="FL">Florida</option>
                  <option value="GA">Georgia</option>
                  <option value="GU">Guam</option>
                  <option value="HI">Hawaii</option>
                  <option value="ID">Idaho</option>
                  <option value="IL">Illinois</option>
                  <option value="IN">Indiana</option>
                  <option value="IA">Iowa</option>
                  <option value="KS">Kansas</option>
                  <option value="KY">Kentucky</option>
                  <option value="LA">Louisiana</option>
                  <option value="ME">Maine</option>
                  <option value="MD">Maryland</option>
                  <option value="MA">Massachusetts</option>
                  <option value="MI">Michigan</option>
                  <option value="MN">Minnesota</option>
                  <option value="MS">Mississippi</option>
                  <option value="MO">Missouri</option>
                  <option value="MT">Montana</option>
                  <option value="NE">Nebraska</option>
                  <option value="NV">Nevada</option>
                  <option value="NH">New Hampshire</option>
                  <option value="NJ">New Jersey</option>
                  <option value="NM">New Mexico</option>
                  <option value="NY">New York</option>
                  <option value="NC">North Carolina</option>
                  <option value="ND">North Dakota</option>
                  <option value="MP">Northern Mariana Islands</option>
                  <option value="OH">Ohio</option>
                  <option value="OK">Oklahoma</option>
                  <option value="OR">Oregon</option>
                  <option value="PA">Pennsylvania</option>
                  <option value="PR">Puerto Rico</option>
                  <option value="RI">Rhode Island</option>
                  <option value="SC">South Carolina</option>
                  <option value="SD">South Dakota</option>
                  <option value="TN">Tennessee</option>
                  <option value="TX">Texas</option>
                  <option value="VI">US Virgin Islands</option>
                  <option value="UT">Utah</option>
                  <option value="VT">Vermont</option>
                  <option value="VA">Virginia</option>
                  <option value="WA">Washington</option>
                  <option value="WV">West Virginia</option>
                  <option value="WI">Wisconsin</option>
                  <option value="WY">Wyoming</option>
                </select>
              </div>
            </div>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-md-12 col-sm-12">
              <fieldset>
                <div class="checkbox">
                  <input id="ADD_PO_BOX" name="ADD_PO_BOX" value="ADD_PO_BOX" class="hasExpandableContent" type="checkbox" aria-labelledby="ADD_PO_BOX-label">
                  <label for="ADD_PO_BOX" id="ADD_PO_BOX-label">
                    <p>I'd like to provide a P.O. Box address. <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  </label>
                </div>
              </fieldset>
            </div>
          </div>
          <div class="row expandablecontent noBorder" role="group" aria-labelledby="PHYSICAL_ADDRESS_LINE1-label">
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="PHYSICAL_ADDRESS_LINE1" id="PHYSICAL_ADDRESS_LINE1-label">
                  <p>P.O. Box </p>
                  <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="P.O Box" data-content="Please enter PO Box Number Only." data-container="body" data-html="true" role="button" aria-label="P.O Box Tooltip Button">?</button>
                </label> <input type="text" id="PHYSICAL_ADDRESS_LINE1" name="PHYSICAL_ADDRESS_LINE1" value="" class="form-control" aria-labelledby="PHYSICAL_ADDRESS_LINE1-label" minlength="1" maxlength="8">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="PHYSICAL_ZIP" id="PHYSICAL_ZIP-label">
                  <p>ZIP Code </p>
                </label> <input type="tel" value="" id="PHYSICAL_ZIP" name="PHYSICAL_ZIP" class="form-control" aria-labelledby="PHYSICAL_ZIP-label" minlength="5" maxlength="5">
              </div>
            </div>
            <div class="row">
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="PHYSICAL_CITY" id="PHYSICAL_CITY-label">
                  <p>City </p>
                </label> <input type="text" value="" id="PHYSICAL_CITY" name="PHYSICAL_CITY" class="form-control ddAutofill" aria-labelledby="PHYSICAL_CITY-label" minlength="3" maxlength="22">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="PHYSICAL_STATE" id="PHYSICAL_STATE-label">
                  <p>State </p>
                </label> <select id="PHYSICAL_STATE" name="PHYSICAL_STATE" class="form-control ddAutofill" aria-labelledby="PHYSICAL_STATE-label">
                  <option value="STATE" disabled="" selected=""> </option>
                  <option value="AL">Alabama</option>
                  <option value="AK">Alaska</option>
                  <option value="AS">American Samoa</option>
                  <option value="AA">Armed Forces-AA</option>
                  <option value="AE">Armed Forces-AE</option>
                  <option value="AP">Armed Forces-AP</option>
                  <option value="AZ">Arizona</option>
                  <option value="AR">Arkansas</option>
                  <option value="CA">California</option>
                  <option value="CO">Colorado</option>
                  <option value="CT">Connecticut</option>
                  <option value="DE">Delaware</option>
                  <option value="DC">District of Columbia</option>
                  <option value="FL">Florida</option>
                  <option value="GA">Georgia</option>
                  <option value="GU">Guam</option>
                  <option value="HI">Hawaii</option>
                  <option value="ID">Idaho</option>
                  <option value="IL">Illinois</option>
                  <option value="IN">Indiana</option>
                  <option value="IA">Iowa</option>
                  <option value="KS">Kansas</option>
                  <option value="KY">Kentucky</option>
                  <option value="LA">Louisiana</option>
                  <option value="ME">Maine</option>
                  <option value="MD">Maryland</option>
                  <option value="MA">Massachusetts</option>
                  <option value="MI">Michigan</option>
                  <option value="MN">Minnesota</option>
                  <option value="MS">Mississippi</option>
                  <option value="MO">Missouri</option>
                  <option value="MT">Montana</option>
                  <option value="NE">Nebraska</option>
                  <option value="NV">Nevada</option>
                  <option value="NH">New Hampshire</option>
                  <option value="NJ">New Jersey</option>
                  <option value="NM">New Mexico</option>
                  <option value="NY">New York</option>
                  <option value="NC">North Carolina</option>
                  <option value="ND">North Dakota</option>
                  <option value="MP">Northern Mariana Islands</option>
                  <option value="OH">Ohio</option>
                  <option value="OK">Oklahoma</option>
                  <option value="OR">Oregon</option>
                  <option value="PA">Pennsylvania</option>
                  <option value="PR">Puerto Rico</option>
                  <option value="RI">Rhode Island</option>
                  <option value="SC">South Carolina</option>
                  <option value="SD">South Dakota</option>
                  <option value="TN">Tennessee</option>
                  <option value="TX">Texas</option>
                  <option value="VI">US Virgin Islands</option>
                  <option value="UT">Utah</option>
                  <option value="VT">Vermont</option>
                  <option value="VA">Virginia</option>
                  <option value="WA">Washington</option>
                  <option value="WV">West Virginia</option>
                  <option value="WI">Wisconsin</option>
                  <option value="WY">Wyoming</option>
                </select>
              </div>
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddIdentity">
      <div class="container">
        <fieldset>
          <div class="ddSubSection noMargin">
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="SSN-citiTextBlur" id="SSN-label">
                  <p>Social Security Number </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-content="You authorize Citibank, N.A. (1) to disclose your name, Social Security Number, and date of birth to Experian to verify if the information you submit matches Social Security Administration records as described in the Terms and Conditions of Offer below and (2) to use this information to check your credit history with a national credit bureau when processing your application."
                    data-original-title="Social Security Number" data-container="body" data-html="true" role="button" aria-label="Social Security Number Tooltip Button">?</button>
                </label> <input type="tel" id="SSN-citiTextBlur" name="SSN-citiTextBlur" class="form-control" aria-labelledby="SSN-label" maxlength="11"><input type="hidden" name="SSN" id="SSN" value="" maxlength="11" class="form-control">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-4">
                <label for="DOB-citiTextBlur" id="DOB-label">
                  <p>Date of Birth (MM-DD-YYYY) </p>
                </label>
                <input type="tel" id="DOB-citiTextBlur" name="DOB-citiTextBlur" class="form-control" aria-labelledby="DOB-label"><input type="hidden" name="DOB" id="DOB" value="" class="form-control">
              </div>
            </div>
            <div class="row">
              <fieldset>
                <div class="row">
                  <div class="form-group col-md-4 col-sm-9 col-xs-12 ddCountrySelect" style="display: block;">
                    <label for="COUNTRY_OF_CITIZENSHIP" id="COUNTRY_OF_CITIZENSHIP-label">
                      <p>Country of Citizenship </p>
                    </label> <select id="COUNTRY_OF_CITIZENSHIP" name="COUNTRY_OF_CITIZENSHIP" class="form-control" aria-labelledby="COUNTRY_OF_CITIZENSHIP-label">
                      <option selected="" value=""></option>
                      <option value="004">Afghanistan</option>
                      <option value="248">Aland Islands</option>
                      <option value="008">Albania</option>
                      <option value="012">Algeria</option>
                      <option value="016">American Samoa</option>
                      <option value="020">Andorra</option>
                      <option value="024">Angola</option>
                      <option value="660">Anguilla</option>
                      <option value="010">Antarctica</option>
                      <option value="028">Antigua &amp; Barbuda</option>
                      <option value="032">Argentina</option>
                      <option value="051">Armenia</option>
                      <option value="533">Aruba</option>
                      <option value="036">Australia</option>
                      <option value="040">Austria</option>
                      <option value="031">Azerbaijan</option>
                      <option value="044">Bahamas</option>
                      <option value="048">Bahrain</option>
                      <option value="050">Bangladesh</option>
                      <option value="052">Barbados</option>
                      <option value="112">Belarus</option>
                      <option value="056">Belgium</option>
                      <option value="084">Belize</option>
                      <option value="204">Benin</option>
                      <option value="060">Bermuda</option>
                      <option value="064">Bhutan</option>
                      <option value="068">Bolivia, Plurinational State of</option>
                      <option value="535">Bonaire, St. Eustatius &amp; Saba</option>
                      <option value="070">Bosnia &amp; Herzegovina</option>
                      <option value="072">Botswana</option>
                      <option value="074">Bouvet Island</option>
                      <option value="076">Brazil</option>
                      <option value="086">British Indian Ocean Territory</option>
                      <option value="092">British Virgin Islands</option>
                      <option value="096">Brunei Darussalam</option>
                      <option value="100">Bulgaria</option>
                      <option value="854">Burkina Faso</option>
                      <option value="108">Burundi</option>
                      <option value="116">Cambodia</option>
                      <option value="120">Cameroon, United Republic of</option>
                      <option value="124">Canada</option>
                      <option value="132">Cape Verde Islands</option>
                      <option value="136">Cayman Islands</option>
                      <option value="140">Central African Republic</option>
                      <option value="148">Chad</option>
                      <option value="152">Chile</option>
                      <option value="156">China</option>
                      <option value="162">Christmas Island</option>
                      <option value="166">Cocos (Keeling) Islands</option>
                      <option value="170">Colombia</option>
                      <option value="174">Comoros</option>
                      <option value="178">Congo</option>
                      <option value="184">Cook Islands</option>
                      <option value="188">Costa Rica</option>
                      <option value="384">Cote d Ivoire (Ivory Coast)</option>
                      <option value="191">Croatia</option>
                      <option value="192">Cuba</option>
                      <option value="531">Curacao</option>
                      <option value="196">Cyprus</option>
                      <option value="203">Czech Republic</option>
                      <option value="180">Democratic Republic of the Congo</option>
                      <option value="208">Denmark</option>
                      <option value="262">Djibouti</option>
                      <option value="212">Dominica</option>
                      <option value="214">Dominican Republic</option>
                      <option value="218">Ecuador</option>
                      <option value="818">Egypt</option>
                      <option value="222">El Salvador</option>
                      <option value="226">Equatorial Guinea</option>
                      <option value="232">Eritrea</option>
                      <option value="233">Estonia</option>
                      <option value="230">Ethiopia</option>
                      <option value="238">Falkland Islands (Malvinas)</option>
                      <option value="234">Faroe Islands</option>
                      <option value="242">Fiji</option>
                      <option value="246">Finland</option>
                      <option value="250">France</option>
                      <option value="254">French Guiana</option>
                      <option value="258">French Polynesia</option>
                      <option value="260">French Southern Territory</option>
                      <option value="266">Gabon</option>
                      <option value="270">Gambia</option>
                      <option value="268">Georgia</option>
                      <option value="280">Germany</option>
                      <option value="288">Ghana</option>
                      <option value="292">Gibraltar</option>
                      <option value="300">Greece</option>
                      <option value="304">Greenland</option>
                      <option value="308">Grenada</option>
                      <option value="312">Guadeloupe</option>
                      <option value="316">Guam</option>
                      <option value="320">Guatemala</option>
                      <option value="831">Guernsey</option>
                      <option value="324">Guinea</option>
                      <option value="624">Guinea-Bissau</option>
                      <option value="328">Guyana</option>
                      <option value="332">Haiti</option>
                      <option value="334">Heard Island &amp; McDonald Islands</option>
                      <option value="336">Holy See (Vatican City State)</option>
                      <option value="340">Honduras</option>
                      <option value="344">Hong Kong</option>
                      <option value="348">Hungary</option>
                      <option value="352">Iceland</option>
                      <option value="356">India</option>
                      <option value="360">Indonesia</option>
                      <option value="365">Iran Airlines</option>
                      <option value="364">Iran, Islamic Republic of</option>
                      <option value="368">Iraq</option>
                      <option value="372">Ireland, Republic of</option>
                      <option value="833">Isle of Man</option>
                      <option value="376">Israel</option>
                      <option value="380">Italy</option>
                      <option value="388">Jamaica</option>
                      <option value="392">Japan</option>
                      <option value="832">Jersey</option>
                      <option value="400">Jordan</option>
                      <option value="398">Kazakhstan</option>
                      <option value="404">Kenya</option>
                      <option value="296">Kiribati</option>
                      <option value="414">Kuwait</option>
                      <option value="417">Kyrgyzstan</option>
                      <option value="418">Lao Peoples Democratic Republic</option>
                      <option value="428">Latvia</option>
                      <option value="422">Lebanon</option>
                      <option value="426">Lesotho</option>
                      <option value="430">Liberia</option>
                      <option value="434">Libyan Arab Jamahiriya</option>
                      <option value="438">Liechtenstein</option>
                      <option value="440">Lithuania</option>
                      <option value="442">Luxembourg</option>
                      <option value="446">Macao, China</option>
                      <option value="450">Madagascar</option>
                      <option value="454">Malawi</option>
                      <option value="458">Malaysia</option>
                      <option value="462">Maldives</option>
                      <option value="466">Mali</option>
                      <option value="470">Malta</option>
                      <option value="584">Marshall Islands</option>
                      <option value="474">Martinique</option>
                      <option value="478">Mauritania</option>
                      <option value="480">Mauritius</option>
                      <option value="175">Mayotte</option>
                      <option value="484">Mexico</option>
                      <option value="583">Micronesia, Federated States of</option>
                      <option value="498">Moldova, Republic of</option>
                      <option value="492">Monaco</option>
                      <option value="496">Mongolia</option>
                      <option value="499">Montenegro</option>
                      <option value="500">Montserrat</option>
                      <option value="504">Morocco</option>
                      <option value="508">Mozambique</option>
                      <option value="104">Myanmar</option>
                      <option value="516">Namibia</option>
                      <option value="520">Nauru</option>
                      <option value="524">Nepal</option>
                      <option value="528">Netherlands</option>
                      <option value="540">New Caledonia</option>
                      <option value="554">New Zealand</option>
                      <option value="558">Nicaragua</option>
                      <option value="562">Niger</option>
                      <option value="566">Nigeria</option>
                      <option value="570">Niue</option>
                      <option value="574">Norfolk Island</option>
                      <option value="408">North Korea</option>
                      <option value="580">Northern Mariana Islands</option>
                      <option value="578">Norway</option>
                      <option value="512">Oman</option>
                      <option value="586">Pakistan</option>
                      <option value="585">Palau</option>
                      <option value="275">Palestinian Territory, Occupied</option>
                      <option value="591">Panama</option>
                      <option value="598">Papua New Guinea</option>
                      <option value="600">Paraguay</option>
                      <option value="604">Peru</option>
                      <option value="608">Philippines</option>
                      <option value="612">Pitcairn</option>
                      <option value="616">Poland</option>
                      <option value="620">Portugal</option>
                      <option value="630">Puerto Rico</option>
                      <option value="634">Qatar</option>
                      <option value="807">Republic of Macedonia</option>
                      <option value="638">Reunion</option>
                      <option value="642">Romania</option>
                      <option value="643">Russian Federation</option>
                      <option value="646">Rwanda</option>
                      <option value="882">Samoa</option>
                      <option value="674">San Marino</option>
                      <option value="678">Sao Tome &amp; Principe</option>
                      <option value="682">Saudi Arabia</option>
                      <option value="686">Senegal</option>
                      <option value="688">Serbia</option>
                      <option value="690">Seychelles</option>
                      <option value="694">Sierra Leone</option>
                      <option value="702">Singapore</option>
                      <option value="534">Sint Maarten (Dutch Part)</option>
                      <option value="703">Slovak Republic</option>
                      <option value="705">Slovenia</option>
                      <option value="239">South Georgia &amp; the South Sandwich Islands</option>
                      <option value="090">Solomon Islands</option>
                      <option value="706">Somalia</option>
                      <option value="710">South Africa</option>
                      <option value="410">South Korea</option>
                      <option value="728">South Sudan, Republic of</option>
                      <option value="724">Spain</option>
                      <option value="144">Sri Lanka</option>
                      <option value="652">St. Barthelemy</option>
                      <option value="654">St. Helena, Ascension &amp; Tristan da Cunha</option>
                      <option value="659">St. Kitts &amp; Nevis</option>
                      <option value="662">St. Lucia</option>
                      <option value="663">St. Martin</option>
                      <option value="666">St. Pierre &amp; Miquelon</option>
                      <option value="670">St. Vincent &amp; the Grenadines</option>
                      <option value="729">Sudan</option>
                      <option value="740">Suriname</option>
                      <option value="744">Svalbard &amp; Jan Mayen Islands</option>
                      <option value="748">Swaziland</option>
                      <option value="752">Sweden</option>
                      <option value="756">Switzerland</option>
                      <option value="760">Syrian Arab Republic</option>
                      <option value="158">Taiwan</option>
                      <option value="762">Tajikistan</option>
                      <option value="834">Tanzania, United Republic of</option>
                      <option value="876">Territory of the Wallis &amp; Futuna Islands</option>
                      <option value="764">Thailand</option>
                      <option value="768">Togo</option>
                      <option value="772">Tokelau</option>
                      <option value="776">Tonga</option>
                      <option value="780">Trinidad &amp; Tobago</option>
                      <option value="788">Tunisia</option>
                      <option value="792">Turkey</option>
                      <option value="795">Turkmenistan</option>
                      <option value="796">Turks &amp; Caicos Islands</option>
                      <option value="798">Tuvalu</option>
                      <option value="581">U.S. Minor Outlying Islands</option>
                      <option value="850">U.S. Virgin Islands</option>
                      <option value="800">Uganda</option>
                      <option value="804">Ukraine</option>
                      <option value="784">United Arab Emirates</option>
                      <option value="826">United Kingdom (Great Britain)</option>
                      <option value="840">United States</option>
                      <option value="858">Uruguay</option>
                      <option value="860">Uzbekistan</option>
                      <option value="548">Vanuatu</option>
                      <option value="862">Venezuela, Bolivarian Republic of</option>
                      <option value="704">Vietnam</option>
                      <option value="732">Western Sahara</option>
                      <option value="886">Yemen</option>
                      <option value="894">Zambia</option>
                      <option value="716">Zimbabwe</option>
                    </select>
                  </div>
                </div>
              </fieldset>
            </div>
          </div>
        </fieldset>
      </div>
    </section>
    <section class="ddSection" id="ddPhone">
      <div class="container">
        <div class="ddSubSection noMargin">
          <div class="ddSectionTitle hidden">
            <h3></h3>
          </div>
          <div class="row">
            <div class="col-xs-12">
              <p><b>Please provide at least one phone number.</b></p>
            </div>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-sm-6 col-md-4">
              <label for="MOBILE_PHONE-citiTextBlur" id="MOBILE_PHONE-label" class="optional-field-hide">
                <p>Mobile Phone Number <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                  data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                  data-content="By providing a mobile number, you agree that we can contact you at that number by text message, voice, pre-recorded or autodialed calls, about the decision of this application. Your phone plan charges may apply. Please read full <a href=&quot;#ddTerms&quot;>Terms.</a>"
                  data-original-title="Phone Number" data-container="body" data-html="true" role="button" aria-label="Phone Number Tooltip Button">?</button>
              </label>
              <input value="" type="tel" id="MOBILE_PHONE-citiTextBlur" name="MOBILE_PHONE-citiTextBlur" class="form-control" aria-labelledby="MOBILE_PHONE-label" maxlength="14"><input type="hidden" name="MOBILE_PHONE" id="MOBILE_PHONE" value=""
                maxlength="14" class="form-control">
            </div>
            <div class="form-group col-xs-12 col-sm-6 col-md-4">
              <div class="row noBorder expandablecontent">
                <label for="HOME_PHONE-citiTextBlur" id="HOME_PHONE-label" class="optional-field-hide">
                  <p>Home Phone Number <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-content="By providing a mobile number or a number later converted to a mobile number, you agree that we or our service providers can contact you at that number by text message, artificial voice, pre-recorded or autodialed calls. Your phone plan charges may apply."
                    data-original-title="Phone Number" data-container="body" data-html="true" role="button" aria-label="Phone Number Tooltip Button">?</button>
                </label> <input value="" type="tel" id="HOME_PHONE-citiTextBlur" name="HOME_PHONE-citiTextBlur" class="form-control" aria-labelledby="HOME_PHONE-label" maxlength="14"><input type="hidden" name="HOME_PHONE" id="HOME_PHONE" value=""
                  maxlength="14" class="form-control">
              </div>
            </div>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-md-12 col-sm-12">
              <fieldset>
                <div class="checkbox">
                  <input id="ADD_HOME_PHONE" value="ADD_HOME_PHONE" type="checkbox" class="hasExpandableContent" aria-labelledby="ADD_HOME_PHONE-label">
                  <label for="ADD_HOME_PHONE" id="ADD_HOME_PHONE-label">
                    <p>I want to provide a Home Phone Number <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  </label>
                </div>
              </fieldset>
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddEmail">
      <div class="container">
        <div class="ddSubSection noMargin">
          <div class="ddSectionTitle hidden">
            <h3>Email Address</h3>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-sm-6 col-md-4">
              <label for="EMAIL_ADDRESS" id="EMAIL_ADDRESS-label">
                <p>Email Address </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                  data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                  data-content="<p>By providing your email address, you are providing it to both Citi and American Airlines who may use it to contact you about your Card Account, the AAdvantage<sup>®</sup> program, or tell you about useful products and services.</p>"
                  data-original-title="Email Address" data-container="body" data-html="true" role="button" aria-label="Email Address Tooltip Button">?</button>
              </label>
              <input value="" type="email" id="EMAIL_ADDRESS" name="EMAIL_ADDRESS" class="form-control ui-autocomplete-input" aria-labelledby="EMAIL_ADDRESS-label" minlength="6" maxlength="50" autocomplete="off">
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddSecurityWord">
      <div class="container">
        <div class="ddSubSection noMargin">
          <div id="contact-grouplabel" class="ddSectionTitle">
            <h2>Security Word</h2>
          </div>
          <div role="group" aria-labelledby="contact-grouplabel" class="row">
            <div class="form-group col-xs-12 col-sm-8 col-md-6">
              <label for="SECPASSTYPE_CODE" id="SECPASSTYPE_CODE-label">
                <p>Security Word Hint </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                  data-content="Select a question and answer to use when calling about your Citi account. This ensures that we are speaking directly to you, and not someone else."
                  data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                  data-original-title="Security Word Hint" data-container="body" data-html="true" role="button" aria-label="Security Word Hint Tooltip Button">?</button>
              </label> <select id="SECPASSTYPE_CODE" name="SECPASSTYPE_CODE" class="form-control" aria-labelledby="SECPASSTYPE_CODE-label">
                <option value="" disabled="" selected=""> </option>
                <option value="P">Favorite Pet's Name</option>
                <option value="S">Favorite Snack</option>
                <option value="H">Favorite Hobby</option>
                <option value="T">Favorite Teacher</option>
                <option value="B">Best friend's last name</option>
                <option value="F">First Concert Attended</option>
                <option value="V">Ideal Place to Vacation</option>
                <option value="Y">Your childhood nickname</option>
              </select>
            </div>
            <div class="form-group col-xs-12 col-sm-8 col-md-4">
              <label for="MOTHERS_MAIDEN_NAME-citiTextBlur" id="MOTHERS_MAIDEN_NAME-label">
                <p>Security Word </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                  data-content="Your Security Word should contain up to 10 letters and/or numbers. You'll be asked to provide it whenever you call us, register for online services or transfer balances. Special characters (&quot; = &amp; > ! @, etc.) and vulgar language are not allowed. Be sure to keep your Security Word private."
                  data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                  data-original-title="Security Word" data-container="body" data-html="true" role="button" aria-label="Security Word Tooltip Button">?</button>
              </label> <input value="" type="text" id="MOTHERS_MAIDEN_NAME-citiTextBlur" name="MOTHERS_MAIDEN_NAME-citiTextBlur" class="form-control" aria-labelledby="MOTHERS_MAIDEN_NAME-label" maxlength="10" minlength="1"><input type="hidden"
                name="MOTHERS_MAIDEN_NAME" id="MOTHERS_MAIDEN_NAME" value="" minlength="1" maxlength="10" class="form-control">
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddFinancial">
      <div class="container">
        <div class="ddSubSection">
          <div id="contact-labelgroup" class="ddSectionTitle">
            <h2>Financial Information</h2>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-md-12 col-sm-12">
              <fieldset>
                <div class="checkbox">
                  <input id="ADD_NON_TAXABLE_INCOME" name="ADD_NON_TAXABLE_INCOME" value="ADD_NON_TAXABLE_INCOME" class="hasExpandableContent" type="checkbox" aria-labelledby="ADD_NON_TAXABLE_INCOME-label">
                  <label for="ADD_NON_TAXABLE_INCOME" id="ADD_NON_TAXABLE_INCOME-label">
                    <p>Part of my total annual income is exempt from U.S. federal income tax <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  </label>
                </div>
              </fieldset>
              <p>If you are not sure if any of your income is not taxable, please refer to your tax documents or consult with your tax professional.</p>
            </div>
          </div>
          <div role="group" aria-labelledby="contact-labelgroup">
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="ANNUAL_INCOME" id="ANNUAL_INCOME-label">
                  <p>Total Annual Income </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-content="Examples: Salary, wages, interest, dividends, rental income, retirement benefits. If you are 21 or older, you may include income from others that you can reasonably access to pay your bills.<br/><br/>You do not have to include alimony, child support, or separate maintenance income if you do not want it considered as a basis for repaying this obligation."
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="Total Annual Income" data-container="body" data-html="true" role="button" aria-label="Total Annual Income Tooltip Button">?</button>
                </label>
                <div class="input-group">
                  <span class="input-group-addon">$</span> <input value="" type="tel" id="ANNUAL_INCOME" name="ANNUAL_INCOME" class="form-control" aria-labelledby="ANNUAL_INCOME-label" maxlength="14">
                </div>
              </div>
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <div class="row expandablecontent noBorder">
                  <label for="NON_TAX_INCOME" id="NON_TAX_INCOME-label">
                    <p>Non-Taxable Annual Income </p>
                    <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                      data-content="Include here any portion of your Total Annual Income that is exempt from U.S. federal income tax.  If you are not sure if any of your income is not taxable, please refer to your tax documents or consult with your tax professional."
                      data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                      data-original-title="Non-Taxable Annual Income" data-container="body" data-html="true" role="button" aria-label="Non-Taxable Annual Income Tooltip Button">?</button>
                  </label>
                  <div class="input-group">
                    <span class="input-group-addon">$</span> <input type="tel" value="" id="NON_TAX_INCOME" name="NON_TAX_INCOME" class="form-control" aria-labelledby="NON_TAX_INCOME-label" maxlength="14">
                  </div>
                </div>
              </div>
            </div>
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="MRTG_RENT_AMT" id="MRTG_RENT_AMT-label">
                  <p>Monthly Mortgage/Rent Payment </p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-content="This is your combined monthly payment(s) for where you currently reside."
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="Monthly Mortgage/Rent Payment" data-container="body" data-html="true" role="button" aria-label="Monthly Mortgage/Rent Payment Tooltip Button">?</button>
                </label>
                <div class="input-group">
                  <span class="input-group-addon">$</span> <input value="" type="tel" id="MRTG_RENT_AMT" name="MRTG_RENT_AMT" class="form-control" aria-labelledby="MRTG_RENT_AMT-label" maxlength="9">
                </div>
              </div>
            </div>
          </div>
          <div class="ddFinancialAccounts" style="display: none">
            <fieldset>
              <legend> I have the following accounts <span class="fieldPrompt">
                </span>: </legend>
              <div class="row">
                <div class="form-group col-xs-12 col-md-12 col-sm-12">
                  <div class="checkbox col-xs-12 col-md-12 col-sm-12">
                    <input id="CHECKING_ACCOUNT" name="CHECKING_ACCOUNT" value="CHECKING_ACCOUNT" type="checkbox" aria-labelledby="CHECKING_ACCOUNT-label">
                    <label for="CHECKING_ACCOUNT" id="CHECKING_ACCOUNT-label">
                      <p>Checking </p>
                    </label>
                  </div>
                  <div class="checkbox col-xs-12 col-md-12 col-sm-12">
                    <input id="SAVING_ACCOUNT" name="SAVING_ACCOUNT" value="SAVING_ACCOUNT" type="checkbox" aria-labelledby="SAVING_ACCOUNT-label">
                    <label for="SAVING_ACCOUNT" id="SAVING_ACCOUNT-label">
                      <p>Savings </p>
                    </label>
                  </div>
                  <div class="checkbox col-xs-12 col-md-12 col-sm-12">
                    <input id="MONEY_MARKET" name="MONEY_MARKET" value="MONEY_MARKET" type="checkbox" aria-labelledby="MONEY_MARKET-label">
                    <label for="MONEY_MARKET" id="MONEY_MARKET-label">
                      <p>Money Market </p>
                    </label>
                  </div>
                </div>
              </div>
            </fieldset>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddMembershipInfo">
      <div class="container">
        <div class="ddSubSection noMargin">
          <div class="ddSectionTitle">
            <h2>Membership Information</h2>
          </div>
          <div id="aaNumberContainer" class="noBorder">
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="AFFINITY_NUMBER" id="AFFINITY_NUMBER-label">
                  <p>Your AAdvantage<sup>®</sup> Number <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-content="If you do not know your American&nbsp;Airlines AAdvantage<sup>®</sup> number , enter “9999999”.  Otherwise, you’ll receive a new AAdvantage<sup>®</sup> number upon approval." data-container="body" data-html="true"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="AAdvantage Number" role="button" aria-label="AAdvantage Number Tooltip Button">?</button>
                </label>
                <!-- NCDDA-7776 starts -->
                <input value="" type="text" id="AFFINITY_NUMBER" name="AFFINITY_NUMBER" class="form-control" autocomplete="off" maxlength="7" aria-labelledby="AFFINITY_NUMBER-label" minlength="7">
                <!-- NCDDA-7776 end -->
              </div>
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddAuthorizedUser">
      <div class="container">
        <div class="ddSubSection">
          <div id="contact-group" class="ddSectionTitle">
            <h2>Authorized User</h2>
          </div>
          <div class="row">
            <div class="form-group col-xs-12 col-md-12 col-sm-12">
              <fieldset>
                <div class="checkbox">
                  <input id="authUser" name="authUser" value="authUser" class="hasExpandableContent" type="checkbox" aria-labelledby="authUser-label">
                  <label for="authUser" id="authUser-label">
                    <p>I want to add an Authorized User to this account now. <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p><button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button"
                      data-placement="top"
                      data-content="You must pay us for all charges made or allowed by the authorized user. Authorized users are able to get account information and copies of statements. Before adding him or her to your account, you must let the authorized user know that we may report account performance to the credit reporting agencies in the authorized user's name. You also need the authorized user's permission to give us any information about him/her that we request and to allow us to share information about him or her."
                      data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                      data-original-title="Authorized User" data-container="body" data-html="true" role="button" aria-label="Authorized User Tooltip Button">?</button>
                  </label>
                </div>
              </fieldset>
            </div>
          </div>
          <div role="group" aria-labelledby="contact-group" class="expandablecontent authUserInfo">
            <div class="row">
              <p class="disclaimer"> You must pay us for all charges made or allowed by the authorized user. Authorized users are able to get account information and copies of statements. Before adding him or her to your account, you must let the
                authorized user know that we may report account performance to the credit reporting agencies in the authorized user's name. You also need the authorized user's permission to give us any information about him/her that we request and to
                allow us to share information about him or her. </p>
            </div>
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="AUTH_FIRST_NAME_1" id="AUTH_FIRST_NAME_1-label">
                  <p>First Name </p>
                </label> <input value="" type="text" id="AUTH_FIRST_NAME_1" name="AUTH_FIRST_NAME_1" class="form-control" aria-required="true" aria-labelledby="AUTH_FIRST_NAME_1-label" minlength="1" maxlength="11">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="AUTH_MIDDLE_INITIAL_1" id="AUTH_MIDDLE_INITIAL_1-label">
                  <p>Middle Initial <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                </label> <input value="" type="text" id="AUTH_MIDDLE_INITIAL_1" name="AUTH_MIDDLE_INITIAL_1" class="form-control" aria-labelledby="AUTH_MIDDLE_INITIAL_1-label" maxlength="1">
              </div>
              <div class="clear visible-sm"></div>
              <div class="form-group col-xs-12 col-sm-8 col-md-4">
                <label for="AUTH_LAST_NAME_1" id="AUTH_LAST_NAME_1-label">
                  <p>Last Name </p>
                </label> <input value="" type="text" id="AUTH_LAST_NAME_1" name="AUTH_LAST_NAME_1" class="form-control" aria-required="true" aria-labelledby="AUTH_LAST_NAME_1-label" minlength="2" maxlength="22">
              </div>
              <div class="form-group col-xs-12 col-sm-4 col-md-2">
                <label for="AUTH_SUFFIX_1" id="AUTH_SUFFIX_1-label">
                  <p>Suffix <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                </label> <select id="AUTH_SUFFIX_1" name="AUTH_SUFFIX_1" class="form-control" aria-labelledby="AUTH_SUFFIX_1-label">
                  <option value="" selected=""> </option>
                  <option value="SR">Sr</option>
                  <option value="JR">Jr</option>
                  <option value="II">II</option>
                  <option value="III">III</option>
                  <option value="IV">IV</option>
                </select>
              </div>
            </div>
            <fieldset>
              <div class="row authDOB">
                <div class="col-xs-12">
                  <legend id="authdobLabel">
                  </legend>
                </div>
              </div>
              <div class="row">
                <div class="form-group col-xs-12 col-sm-4 col-md-4">
                  <label for="AUTH_DOB-citiTextBlur" id="AUTH_DOB-label">
                    <p>Date of Birth (MM-DD-YYYY) </p>
                  </label>
                  <input type="tel" id="AUTH_DOB-citiTextBlur" name="AUTH_DOB-citiTextBlur" class="form-control" aria-labelledby="AUTH_DOB-label"><input type="hidden" name="AUTH_DOB" id="AUTH_DOB" value="" class="form-control">
                </div>
              </div>
            </fieldset>
            <div class="row">
              <fieldset>
                <div class="checkbox col-xs-12 col-md-12 col-sm-12 form-group">
                  <input id="authUserAddress" name="authUserAddress" value="authUserAddress" class="hasSmallExpandableContent" type="checkbox" aria-labelledby="authUserAddress-label">
                  <label for="authUserAddress" id="authUserAddress-label">
                    <p>Address is the same as primary cardmember. <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  </label><br>
                </div>
              </fieldset>
            </div>
            <!-- Change started for EditAdddress Change -->
            <div class="row">
              <div class="form-group col-xs-12 col-sm-6 col-md-4">
                <label for="EDIT_ADDRESSLINE_AUTH" id="EDIT_ADDRESSLINE_AUTH-label">
                  <p>Home Address </p>
                  <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top"
                    data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                    data-original-title="Home Address" data-content="You must provide your home address. No P.O. boxes, please." data-container="body" data-html="true" role="button" aria-label="Home Address Tooltip Button">?</button>
                </label> <textarea rows="3" cols="50" type="text" id="EDIT_ADDRESSLINE_AUTH" name="EDIT_ADDRESSLINE_AUTH" value="" class="form-control"></textarea>
              </div>
            </div>
            <!-- Change ended for EditAdddress Change -->
            <div class="row authAddress" style="display: none;">
              <div class="row">
                <div class="form-group col-xs-12 col-sm-6 col-md-4">
                  <label for="AUTHC_ADDRESS1" id="AUTHC_ADDRESS1-label">
                    <p>Home Address </p>
                    <button tabindex="0" id="authAddresstooltip" class="btn btn-info helpicon" data-toggle="popover" data-close="button" data-placement="top" data-content="You must provide the authorized user's street address. No P.O. boxes, please."
                      data-container="body" data-html="true"
                      data-template="<div class=&quot;popover&quot; role=&quot;tooltip&quot;><div class=&quot;arrow&quot;></div><h3 class=&quot;popover-title&quot;></h3><div class=&quot;popover-content&quot;></div><button class=&quot;popover-close-button&quot;>close</button></div>"
                      data-original-title="Home Address" role="button" aria-label="Home Address Tooltip Button">?</button>
                  </label> <input value="" type="text" id="AUTHC_ADDRESS1" name="AUTHC_ADDRESS1" class="form-control" aria-labelledby="AUTHC_ADDRESS1-label" maxlength="24" minlength="5">
                </div>
                <div class="form-group col-xs-12 col-sm-4 col-md-2">
                  <label for="AUTHC_ADDRESS2" id="AUTHC_ADDRESS2-label">
                    <p>Apt./Ste. <span class="fieldPrompt"><abbr title="Optional">(opt.)</abbr></span></p>
                  </label> <input value="" type="text" id="AUTHC_ADDRESS2" name="AUTHC_ADDRESS2" class="form-control" aria-labelledby="AUTHC_ADDRESS2-label" maxlength="30">
                </div>
                <div class="form-group col-xs-12 col-sm-4 col-md-2">
                  <label for="AUTHC_ZIP" id="AUTHC_ZIP-label">
                    <p>ZIP Code </p>
                  </label> <input value="" type="tel" id="AUTHC_ZIP" name="AUTHC_ZIP" class="form-control" aria-labelledby="AUTHC_ZIP-label" maxlength="5" minlength="5">
                </div>
              </div>
              <div class="row">
                <div class="form-group col-xs-12 col-sm-4 col-md-2">
                  <label for="AUTHC_CITY" id="AUTHC_CITY-label">
                    <p>City </p>
                  </label> <input value="" type="text" id="AUTHC_CITY" name="AUTHC_CITY" class="form-control ddAutofill" aria-labelledby="AUTHC_CITY-label" maxlength="22" minlength="3">
                </div>
                <div class="form-group col-xs-12 col-sm-4 col-md-2">
                  <label for="AUTHC_STATE" id="AUTHC_STATE-label">
                    <p>State </p>
                  </label> <select id="AUTHC_STATE" name="AUTHC_STATE" class="form-control ddAutofill" aria-labelledby="AUTHC_STATE-label">
                    <option value="STATE" disabled="" selected=""> </option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AS">American Samoa</option>
                    <option value="AA">Armed Forces-AA</option>
                    <option value="AE">Armed Forces-AE</option>
                    <option value="AP">Armed Forces-AP</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="GU">Guam</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="MP">Northern Mariana Islands</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="PR">Puerto Rico</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="VI">US Virgin Islands</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                </div>
              </div>
            </div>
          </div>
        </div>
      </div>
    </section>
    <section class="ddSection" id="ddTerms">
      <div class="container">
        <div class="ddSubSection">
          <div class="row">
            <div class="ddSectionTitle col-xs-6">
              <h2><sup>1</sup>Terms &amp; Conditions</h2>
            </div>
            <div class="ddPrinterLink col-xs-6 text-right">
              <a class="ddPrintVers btn btn-default" href="https://www.citicards.com/cards/credit/displayterms/flow.action?HKOP=2de94b05869e4857c38ba3a5df71418d5ccbea5e43605c020c419744dbe79b6c&amp;app=UNSOL&amp;embedTNC=Y&amp;JFP_TOKEN=BWJVO4FN" target="_blank">Printer
							Friendly Version</a>
            </div>
          </div>
        </div>
        <div class="row">
          <div id="termsContainer" class="closed">
            <div id="ddFinePrintTC" class="col-xs-12 " data-loaded="true" style="overflow-wrap: break-word;">
              <div id="framedTerms">
                <table id="schumerBox" width="100%" border="0" cellspacing="0" cellpadding="3" role="presentation">
                  <tbody>
                    <tr>
                      <td>
                        <meta http-equiv="Content-Type" content="text/html; charset=ISO-8859-1">
                        <meta name="GENERATOR" content="IBM Software Development Platform">
                        <meta http-equiv="Content-Style-Type" content="text/css">
                        <title>UDAP T&amp;C</title><br>
                        <div id="embedTNCSTART"></div>
                        <table width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                          <tbody>
                            <tr>
                              <td align="left">
                                <table class="TableBorder" width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td align="center" class="HeadingStyle">
                                        <h3 style="font-size:14px;font-weight:700;margin-bottom:0px"> CITI DISCLOSURES </h3>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <table class="TableBorder" width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td align="center" class="HeadingStyleSolid">
                                        <h4 style="color: inherit;font-size:14px;font-weight:bold"> Interest Rates and Interest Charges </h4>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <table class="TableBorder" width="100%" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>Annual Per­cent­age Rate (APR) for Purchases</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="BTindent"><b><span class="PurAPR">21.24%</span> to <span class="PurAPR">29.99%</span>,</b> based on your credit­worthiness. <br><br> These APRs will vary with the market based on the Prime
                                          Rate.<sup><span class="smalltext">a</span></sup></p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>APR for Balance Transfers</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="BTindent"><b>21.24% to 29.99%</b>, based on your credit­worthiness, for transfers completed within 2 months from date of account opening. <br><br> These APRs will vary with the market based on the
                                          Prime Rate.<sup><span class="smalltext">a</span></sup></p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>APR for Cash Advances</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="BTindent"><b>29.99%</b><br><br>This APR will vary with the market based on the Prime Rate.<sup><span class="smalltext">b</span></sup></p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>APR for Citi Flex Plan</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="BTindent"><b>21.24% to 29.99%,</b> based on your credit­worthiness. <br><br> These APRs will vary with the market based on the Prime Rate.<sup><span class="smalltext">a</span></sup></p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>Penalty APR and When it Applies</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="PenaltyAPRindent">Up to <b>29.99%</b>, based on your credit­worthiness. This APR will vary with the market based on the Prime Rate.<sup><span class="smalltext">c</span></sup></p>
                                        <p class="PenaltyAPRindent2">This APR may be applied to your account if you:<br> (1) Make a late payment or <br>(2) Make a payment that is returned.<br></p><br>
                                        <p class="PenaltyAPRindent1"><b>How Long Will the Penalty APR Apply?</b> If your APRs are increased for either of these reasons, the Penalty APR may apply indefinitely.<br></p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>How to Avoid Paying Interest on Purchases</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="PenaltyAPRindent">Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your monthly Citi Flex Plan Payment Amount plus your
                                          entire balance, excluding any Citi Flex Plan balances, by the due date each month. If you do not pay your monthly Citi Flex Plan Payment plus your entire balance, excluding any Citi Flex Plan balances, by the
                                          due date each month, you will pay interest on your purchases from the date they're posted to your account. We will begin charging interest on cash advances, balance transfers, and Citi Flex Loans on the
                                          transaction date. We will begin charging interest on a Citi Flex Pay balance subject to an APR at the start of the billing cycle following the billing cycle during which you created the Citi Flex Pay. </p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>Minimum Interest Charge</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="PenaltyAPRindent">If you are charged interest, the charge will be no less than 50 cents.</p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>Plan Fee (Fixed Finance Charge)</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="BTindent">A monthly fee of up to 1.72% of each Transaction moved to a Citi Flex Plan subject to such fee based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction,
                                          and other factors. </p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="TDStyle">
                                        <h5><b>For Credit Card Tips from the Consumer Financial Protection Bureau</b></h5>
                                      </td>
                                      <td class="TDStyleBTPara">
                                        <p class="PenaltyAPRindent3">To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at <button type="button"
                                            class="btn-link speedbump nwLink" data-toggle="modal" data-target="#speedbumpModal" data-url="http://www.consumerfinance.gov/learnmore.">
                                            http:/<wbr>/<wbr>www.<wbr>consumer<wbr>finance.<wbr>gov/<wbr>learnmore.<wbr></button></p>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table><br><br>
                        <table width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                          <tbody>
                            <tr>
                              <td align="left">
                                <table class="TableBorder" width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td align="center" class="HeadingStyle"></td>
                                    </tr>
                                  </tbody>
                                </table>
                                <table class="TableBorder" width="100%" border="0" cellpadding="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td align="center" class="HeadingStyleSolid">
                                        <h4 style="color: inherit;font-size:14px;font-weight:bold"> Fees </h4>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <table class="TableBorder" width="100%" cellpadding="0" border="0" cellspacing="0" align="center" style="margin-left: auto; margin-rigpooledHt: auto;" role="presentation">
                                  <tbody>
                                    <tr>
                                      <td class="TDStyle" colspan="2">
                                        <h5><b>Annual Fee</b></h5>
                                      </td>
                                      <td class="TDStyle">
                                        <p class="PenaltyAPRindent" style="padding-left: 10px;"><b>$595</b></p>
                                        <p class="PenaltyAPRindent" style="padding-left: 10px;">$175 for up to 3 Authorized Users and $175 for each Authorized User thereafter.</p>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="" valign="top" colspan="2" style="padding-top:10px;padding-left:10px;border: none !important;
  border-right: solid 1px #000000 !important; ">
                                        <h5><b>Transaction Fees</b></h5>
                                        <ul>
                                          <li style="padding-bottom:0px"> Balance Transfer </li>
                                        </ul>
                                      </td>
                                      <td class="">
                                        <ul class="noBullet">
                                          <li style="padding-bottom:0px">
                                            <p class="PenaltyAPRindent" style="padding-left: 10px;margin-top:25px">Either <b>$5</b> or <b>5%</b> of the amount of each transfer, whichever is greater. </p>
                                          </li>
                                        </ul>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="" valign="top" colspan="2" style="padding-left:10px;border: none !important;
  border-right: solid 1px #000000 !important; ">
                                        <ul>
                                          <li style="padding-bottom:0px"> Cash Advance </li>
                                        </ul>
                                      </td>
                                      <td class="">
                                        <ul class="noBullet">
                                          <li style="padding-bottom:0px">
                                            <p class="PenaltyAPRindent" style="padding-left: 10px;margin-top:0px">Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater.</p>
                                          </li>
                                        </ul>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="" valign="top" colspan="2" style="padding-left:10px;border: none !important;
  border-right: solid 1px #000000 !important; ">
                                        <ul>
                                          <li style="padding-bottom:0px"> Foreign Purchase Transaction</li>
                                        </ul>
                                      </td>
                                      <td class="">
                                        <ul class="noBullet"><!--  <li><p class="PenaltyAPRindent" style="padding-left: 10px;">Either <b>$5</b> or <b>5%</b> of the amount of each transfer, whichever is greater.
                                                 
                                                                                                                      
                                          
												
                                             <li><p class="PenaltyAPRindent" style="padding-left: 10px;">Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater.</p></li>
                                                     -->
                                          <li style="padding-bottom:0px">
                                            <p class="PenaltyAPRindent" style="padding-left: 10px;margin-top:0px"><b>None</b></p>
                                          </li>
                                        </ul>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="" valign="top" colspan="2" style="border-top-style:solid;padding-top:10px;padding-left:10px;border: none !important;
  border-right: solid 1px #000000 !important;">
                                        <h5><b>Penalty Fees</b></h5>
                                        <ul>
                                          <li style="padding-bottom:0px"> Late Payment </li>
                                        </ul>
                                      </td>
                                      <td class="">
                                        <ul class="noBullet">
                                          <li style="padding-bottom:0px">
                                            <p class="PenaltyAPRindent" style="padding-left: 10px;">Up to <b>$41</b></p>
                                          </li>
                                        </ul>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td class="" valign="top" colspan="2" style="border-top-style:solid;padding-left:10px;border: none !important;
  border-right: solid 1px #000000 !important;">
                                        <ul>
                                          <li style="padding-bottom:0px"> Returned Payment</li>
                                        </ul>
                                      </td>
                                      <td class="">
                                        <ul class="noBullet"><!--  
                                                    <li><p class="PenaltyAPRindent" style="padding-left: 10px;">Up to <b>$41</b></p></li>
											-->
                                          <li style="padding-bottom:0px">
                                            <p class="PenaltyAPRindent" style="padding-left: 10px;margin-top:0px">Up to <b>$41</b></p>
                                          </li>
                                        </ul>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table><br><br>
                        <table width="100%" align="center" role="presentation">
                          <tbody>
                            <tr>
                              <td class="TDStyleNonBox"><b>How We Will Calculate Your Balance:</b> We use a method called "daily balance (including current transactions)."<br><br> For more information call Citibank at 1-877-625-6382 (For TTY: Use 711
                                or other Relay Service). New York residents may contact the New York State Department of Financial Services at (800) 342-3736 or www.dfs.ny.gov for comparative information on credit card rates, fees and grace
                                periods.<br><br><b>Payment Allocation:</b> We may apply the portion of your payments up to your Minimum Payment Due to lower APR balances first, including transferred balances. Generally, payments above your Minimum
                                Payment Due will be applied to your highest rate balance
                                first.<br><br><!--#P0057661_AT&T Product Value Prop Refresh changes start  --><!--C-1076327-UPDATE TO THE ONLINE SCHUMER 2015 AUG mTPR changes starts--><b>Prime Rate:</b> The variable rates shown here are accurate
                                based on a 8.5% Prime Rate.
                                <!--C-1076327-UPDATE TO THE ONLINE SCHUMER 2015 AUG mTPR changes ends--><!--P0057661_AT&T Product Value Prop Refresh changes start --><!--C-1084613 Update Online Schumer Boxes mTPR JAN 2016 STARTS-->
                                <table role="presentation">
                                  <tbody>
                                    <tr>
                                      <td class="FootNote"><sup><span class="smalltext">a</span></sup> We add 12.74% to 21.74% to the Prime Rate to determine the Purchase/Balance Transfer/Citi Flex Plan APR. </td>
                                    </tr>
                                    <tr>
                                      <td class="FootNote"></td>
                                    </tr>
                                    <tr>
                                      <td class="FootNote"><sup><span class="smalltext">b</span></sup> We add 21.99% to the Prime Rate to determine the Cash Advances APR. </td>
                                    </tr>
                                    <tr>
                                      <td class="FootNote"><sup><span class="smalltext">c</span></sup> We add up to 26.74% to the Prime Rate to determine the Penalty APR. </td>
                                    </tr>
                                    <tr>
                                      <td> Variable rate APRs will not exceed 29.99%. </td>
                                    </tr>
                                    <tr>
                                      <td><br><b>Note:</b> Balance Transfers and Flex Plans are made available at our discretion. </td>
                                    </tr>
                                  </tbody>
                                </table><!--C-1084613 Update Online Schumer Boxes mTPR JAN 2016 ENDS-->
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
                <div id="collapsibleTerms" class="termsAndConditions closed">
                  <h1 class="termsHeader" style="margin-bottom:0px"> Citi<sup><span class="smalltext">®</span></sup> / AAdvantage<sup><span class="smalltext">®</span></sup> Executive World Elite Mastercard<sup><span class="smalltext">®</span></sup>
                    Terms &amp; Conditions </h1>
                  <div class="">
                    <div class="col-xs-12 termsSubHeader termsSubHeader1">
                      <p class="termsSubHeaderText">This offer is valid for new accounts only. You must be at least 18 years of age. If you're married, you may apply for a separate account. The Card offer referenced in this communication is only
                        available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands. Your eligibility for a particular product and service is subject to a final determination by
                        Citibank. This communication is not and should not be construed as, an offer to individuals outside of the United States. Citibank, N.A., Sioux Falls, SD, ("Citi," "we" or "us") is the issuer of your account. Please allow 4
                        weeks from date of submission to process your Card Account application. </p>
                      <hr>
                    </div>
                    <div class="col-xs-12 termsSubHeader termsSubHeader2">
                      <p class="termsSubHeaderText"> You understand and agree that by submitting this application you are furnishing all information in this application to Citi and that this information may be used in accordance with Citi’s Privacy
                        Notice, available below. You also agree that the information you are providing herein must be verifiable and accurate. By submitting this application, you request that Citi establish a
                        [Citi<sup><span class="smalltext">®</span></sup> / AAdvantage<sup><span class="smalltext">®</span></sup> Executive World Elite Mastercard<sup><span class="smalltext">®</span></sup>] account (the "Card Account") to you and any
                        Authorized Users you have designated. The Card Account will be governed by the terms of the card agreement ("Card Agreement") provided when the Card Account is issued. </p>
                      <p class="termsSubHeaderText"> By submitting this application you understand and agree that you are also furnishing your personal information to American Airlines for purposes of enrolling or verifying your enrollment in the
                        AAdvantage<sup>®</sup> program. American Airlines may use your personal information in accordance with its Privacy Policy, available at
                        <a class="btn-link speedbump nwLink" data-toggle="modal" data-target="#speedbumpModal" href="https://www.aa.com/privacy"> https://www.aa.com/privacy</a> If you are not an AAdvantage<sup>®</sup> member or did not provide an
                        AAdvantage<sup>®</sup> account number in your application, you consent to enrollment in the AAdvantage<sup>®</sup> program, which is governed by the AAdvantage<sup>®</sup> terms and conditions available at
                        <a class="btn-link speedbump nwLink" data-toggle="modal" data-target="#speedbumpModal" href="https://www.aa.com/homePage.do"> https://www.aa.com/</a>. You must maintain an open AAdvantage<sup>®</sup> account to maintain your
                        Card Account. </p>
                      <hr>
                    </div>
                    <div class="col-xs-12 termsColumn">
                      <div class="termsSection termsIdentityVerficationSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Identity Verification</h4>
                        <p> IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify,
                          and record information that identifies each person who opens an account. This means that we will ask for your name, address, date of birth, and other information that will allow us to identify you when you open an account.
                          We may also ask to see your driver's license or other identifying documents; and obtain identification information about you or any Authorized User you add to your account. </p>
                      </div>
                      <p><strong>Authorization for the Social Security Administration to Disclose Your Social Security Number Verification -</strong> You authorize the Social Security Administration (SSA) to verify and disclose to Citibank, N.A.
                        through Experian for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth you have submitted matches information in SSA records. Your consent is for a one-time validation within the
                        next 90 days.</p>
                      <p>
                        <strong>ABOUT USING YOUR MOBILE PHONE TO APPLY FOR AN ACCOUNT ONLINE</strong>
                        <br><br> You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Citi or its service provider for the duration of your business relationship, solely to
                        help them identify you or your wireless device and to prevent fraud. <br><br> Separately, Citibank may obtain information about your mobile phone activity from third parties and use this information for its other everyday
                        business purposes. For more information, see our U.S. Privacy Notice for Consumers.
                      </p>
                      <div class="termsSection termsIdentityVerficationSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Communications</h4>
                        <p>You agree that we and or our service providers may contact you at any phone number provided, email address, or mailing address. This includes communications to mobile or similar device. We may contact you by live person,
                          auto dialer, recorded or artificial voice, text, or email for servicing, marketing information, or for decision for credit card application.</p>
                      </div>
                      <div class="termsSection termsCommon termsCreditReportSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Credit Reports</h4>
                        <p>You authorize us to get credit reports and other information about you from consumer reporting agencies and other sources, including information about your credit or deposit accounts with other financial institutions. This
                          information may be used for such purposes as: determining whether to issue you a Card Account, administering, reviewing and renewing the Card Account, credit line increases or decreases, collection and other servicing of the
                          Card Account, offering other products and services and for any other uses permitted by law. If you ask us, we'll tell you whether we requested a credit bureau report and the names and addresses of any credit bureaus that
                          provided us with such reports. From time to time, we may report negative information about your Card Account behavior, like delinquencies, to consumer reporting agencies. </p>
                      </div>
                      <div class="termsSection termsCreditInfoSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Credit Information</h4>
                        <p>To receive a Card Account, you must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion.</p>
                        <p>Your revolving credit limit will be determined based on the following:</p>
                        <ul>
                          <li>Your annual salary and wages</li>
                          <li>Any other annual income</li>
                          <li>A review of your debt, including the debt listed on your credit report</li>
                        </ul>
                        <p>We'll inform you of your revolving credit limit when you receive your credit card. Some limits may be as low as $5000. Please note that cash advances may be limited to a portion of your revolving credit limit.</p>
                      </div>
                      <div class="termsSection termsCardAgreementSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Card Agreement</h4>
                        <p> If you are approved for a Card Account, you'll receive a Card Agreement before you can use your Card Account. The terms of the Card Agreement will take effect once you use your Card Account. Even if you do not use your
                          Card Account, the Card Agreement will take effect if you do not cancel your Card Account within 30 days after we send you the Card Agreement. We have the right to make changes to the terms of your Card Account (including
                          rates and fees) in accordance with the Card Agreement. </p>
                      </div>
                      <div class="termsSection termsInfoSharingSection">
                        <h2>Information Sharing</h2>
                        <p>IMPORTANT NOTICE REGARDING PRIVACY: You understand and agree that by submitting this application you are furnishing all information in this application to Citi and that Citi may use any information collected from you
                          regarding you personally and your business in accordance with Citi's Privacy Policy located online at www.citi.com/privacy. You also agree that the information you are providing herein must be verifiable and accurate. By
                          submitting this application, you request that Citi establish a Citi<sup><span class="smalltext">®</span></sup> / AAdvantage<sup><span class="smalltext">®</span></sup> Executive World Elite
                          Mastercard<sup><span class="smalltext">®</span></sup> account (the "Card Account") to you and any Authorized Users you have designated. The Card Account will be governed by the terms of the card agreement ("Card Agreement")
                          provided when the Card Account is issued.</p>
                        <p>By submitting this application you understand and agree that you are also furnishing your personal information to American Airlines for purposes of enrolling or verifying your enrollment in the AAdvantage<sup>®</sup>
                          program and agree that we may share transaction and experience information regarding your activity with Citi with them. American Airlines may use this information in accordance with its Privacy Policy, available at
                          https://www.aa.com/privacy. If you are not an AAdvantage<sup>®</sup> member or did not provide an AAdvantage<sup>®</sup> account number in your application, you consent to enrollment in the AAdvantage<sup>®</sup> program,
                          which is governed by the AAdvantage<sup>®</sup> terms and conditions available at https://www.aa.com/. You must maintain an open AAdvantage<sup>®</sup> account to maintain your Card Account. </p>
                      </div>
                      <div class="termsSection termsSpecialNoticesSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Special Notices</h4>
                        <p>
                          <span class="font-bold">Notice to Ohio Residents:</span> The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies
                          maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
                        </p>
                        <p>
                          <span class="font-bold">Notice to Wisconsin Residents:</span> No marital property agreement, unilateral statement, or court decree adversely affects our rights, unless you give us a copy of such agreement, statement or court
                          order before we grant you credit, or we have actual knowledge of its terms before your account is opened.
                        </p>
                      </div>
                      <div class="termsSection termsImportantAuthUserSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Important Information About Adding An Authorized User</h4>
                        <p><span class="font-bold">Before adding an Authorized User to your Card Account you should know:</span></p>
                        <ul>
                          <li>You're responsible for all charges made or allowed to the Card Account by the Authorized User.</li>
                          <li>American Airlines AAdvantage® miles earned on an Authorized User's credit card will be allocated to the AAdvantage<sup>®</sup> account of the primary credit cardholder and not the Authorized User. </li>
                          <li>Authorized Users have access to your Card Account information.</li>
                          <li>Authorized Users do not receive the first checked bag free or boarding benefits.</li>
                          <li> Before adding an Authorized User, you must let him/her know that we may report Card Account performance to the credit reporting agencies in the Authorized User’s name. </li>
                        </ul>
                        <p>If we ask for information about the Authorized User, you must obtain their permission to share their information with us and for us to share it as allowed by applicable law. </p>
                      </div>
                      <div class="termsSection termsBalanceTransInfoSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Balance Transfer Information</h4>
                        <p>
                          <span class="font-bold">How to Make Balance Transfers</span>
                        </p>
                        <ul class="numbered-list">
                          <li> After receiving your card, you can call the customer service number on the back of your card (For&nbsp;TTY: Use 711 or other Relay Service) to transfer balances. Balance transfers are made available at our discretion.
                          </li>
                          <li> If we give you the option to transfer a balance with your application, it will take at least 14 days after your Card Account is opened to process any balance transfer payments. During this time, you may cancel or modify
                            your balance transfer request by calling the number on the back of your card (For&nbsp;TTY: Use 711 or other Relay Service). </li>
                          <li> The total amount of your balance transfer plus balance transfer fees must be less than your available credit limit or any other limit we communicate. Be sure you don't transfer any disputed purchase or other charge
                            amount because you may lose your dispute rights. You cannot transfer balances from other accounts issued by Citibank, N.A. or its affiliates. If you are unsure of the issuer on the account, please visit
                            <a href="https://www.citi.com/affiliatesproducts" style="font-size:14px" target="_blank">https://www.citi.com/affiliatesproducts</a> for a list of Citi products and affiliates. </li>
                          <li> Continue to make payments on your other accounts until you have confirmed this balance transfer has been received. Once approved, we'll pay the amount of the balance transfer directly to that issuer. The available
                            credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve. </li>
                        </ul>
                        <p><span class="font-bold">Things You Should Know About Your Balance Transfer Offer:</span></p>
                        <p> If you transfer a balance with this offer, interest will be charged on purchases made with your Card Account unless your purchases have a 0% APR or you pay the New Balance shown on your statement (including the amount of
                          your balance transfer) in full by the payment due date each billing period. If your New Balance includes a Citi Flex Plan, interest will be charged on purchases unless you pay the Adjusted New Balance shown on your
                          statement, plus any Citi Flex Plan Payment Amount, by the due date each month or those purchases have a 0% APR. </p>
                      </div>
                      <div class="termsSection termsAdditionalInfo">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Additional Information</h4>
                        <p> Any benefit, reward, service, or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. Citi isn't responsible for products
                          and services offered by other companies. </p>
                        <h4>Offer Availability</h4>
                        <p>American Airlines AAdvantage<sup>®</sup> bonus miles are not available if you have received a new account bonus for a Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive account in the past 48 months. <strong>The card offer
                            referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.</strong></p>
                        <h4>Bonus Miles</h4>
                        <p>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money
                          orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage<sup>®</sup> bonus miles typically will appear
                          as a bonus in your AAdvantage<sup>®</sup> account 8-10 weeks after you have met the purchase requirements. Miles may be earned on purchases made by primary credit cardmembers and authorized users. Purchases must post to your
                          account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Miles earned will be posted to the primary credit cardmember's AAdvantage<sup>®</sup>
                          account.</p>
                        <h4>1 Mile Per $1</h4>
                        <p>AAdvantage<sup>®</sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account
                          fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Miles may be earned on
                          purchases made by primary credit cardmembers and Authorized Users. Miles earned will be posted to the primary credit cardmember's AAdvantage<sup>®</sup> account in 8-10 weeks.</p>
                        <h4>4X AAdvantage<sup>®</sup> Miles on American Airlines Purchases</h4>
                        <p>Earn 1 base mile and 3 bonus miles, for a total of 4 AAdvantage<sup>®</sup> miles, for each $1 spent on eligible American Airlines purchases using your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite
                          Mastercard. Upon reaching $150,000 in spend on your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard in a calendar year, earn 1 base mile and 4 bonus miles, for a total of 5 AAdvantage<sup>®</sup>
                          miles, for every $1 spent on eligible American Airlines purchases for the remainder of that calendar year. Purchases must post to your account by December 31st each calendar year to be eligible to earn a total of 5
                          AAdvantage<sup>®</sup> miles for every $1 spent. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.</p>
                        <p>Eligible American Airlines purchases are items billed by American Airlines as merchant of record, booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals
                          Club<sup>®</sup>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are purchases of AAdvantage<sup>®</sup> status boost or renewal and AA
                          Cargo<sup>™</sup> products and services. Miles earned will be posted to the Primary credit cardmember's AAdvantage<sup>®</sup> account in 8-10 weeks.</p>
                        <h4>10X AAdvantage<sup>®</sup> Miles on Hotels booked through aa.com/hotels</h4>
                        <p>Earn 1 base mile and 9 bonus miles, for a total of 10 AAdvantage<sup>®</sup> miles, for each $1 spent on hotel purchases using your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard, when an
                          eligible booking is made on <a href="https://www.aa.com/hotels" target="_blank">aa.com/hotels</a> or hotels.useaamiles.com. For bookings made with a combination of AAdvantage<sup>®</sup> miles and your Citi<sup>®</sup> /
                          AAdvantage<sup>®</sup> Executive World Elite Mastercard, only the portion paid with your card will earn miles. Hotels booked through American Airlines Vacations are not eligible to earn bonus miles. The Primary credit
                          cardmember and any Authorized Users on the credit card are eligible for this benefit.</p>
                        <p>AAdvantage<sup>®</sup> miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn
                          rewards. All purchases made outside of American Airlines Channels such as hotel incidentals, upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, property fees
                          or other similar fees, or any other hotel charges. Miles earned will be posted to the Primary credit cardmember's AAdvantage<sup>®</sup> account in 8-10 weeks.</p>
                        <h4>10X AAdvantage<sup>®</sup> Miles on Car Rentals booked through aa.com/cars</h4>
                        <p>Earn 1 base mile and 9 bonus miles, for a total of 10 AAdvantage<sup>®</sup> miles, for each $1 spent on eligible car rental purchases using your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard,
                          when an eligible booking is made on <a href="https://www.aa.com/cars" target="_blank">https://www.aa.com/cars</a> or cars.useaamiles.com and paid for using your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite
                          Mastercard. For bookings made with a combination of AAdvantage<sup>®</sup> miles and your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard, only the portion paid with your card will earn miles.
                          Payless car rentals will not qualify. Car rentals booked through American Airlines Vacations will not qualify. AAdvantage<sup>®</sup> number must be included at time of booking or given to the agent at the counter to earn
                          bonus miles. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.</p>
                        <p>AAdvantage<sup>®</sup> miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn
                          rewards. All purchases made outside of American Airlines Channels such as upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, or other similar fees, or any
                          other hotel or vehicles charges. Miles earned will be posted to the Primary credit cardmember's AAdvantage<sup>®</sup> account in 8-10 weeks.</p>
                        <h4><u>Merchant Classification for Rewards Categories</u></h4>
                        <p>Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does
                          not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into
                          categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category but, if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your
                          purchase will not qualify for additional miles. Please also note that purchases made through mobile/wireless technology may not earn additional miles depending on how the technology is set up to process the purchase.</p>
                        <p>Citi reserves the right to determine which purchases qualify for this offer. Miles may be earned on purchases made by Primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access
                          your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like
                          transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases and do not earn miles. Miles earned will be posted to the Primary credit cardmember's AAdvantage<sup>®</sup> account in
                          8-10 weeks.</p>
                        <h4>1 Loyalty Point per eligible AAdvantage<sup>®</sup> mile</h4>
                        <p>1 Loyalty Point accrues for every eligible AAdvantage<sup>®</sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit,
                          unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting
                          transactions). Eligible AAdvantage<sup>®</sup> miles include the base miles earned on purchases, and do not include any bonus miles or accelerators. Loyalty Points may be earned on miles on purchases made by primary credit
                          cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage<sup>®</sup> account in 8-10 weeks.</p>
                        <h4>Up to 20,000 Additional Loyalty Points</h4>
                        <p>For AAdvantage<sup>®</sup> status qualifying year, defined as March 1, 2023 - February 29, 2024, the Primary credit cardmember will earn 10,000 additional Loyalty Points for fulfilling one of the following milestones: 1.)
                          after earning 50,000 Loyalty Points, or 2.) after spending $40,000 in purchases that post to the cardmember's account. You can only earn the first 10,000 additional Loyalty Points once in the AAdvantage<sup>®</sup> status
                          qualifying year of March 1, 2023 - February 29, 2024.</p>
                        <p>Additionally, if in that same qualifying year, the Primary credit cardmember earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an additional 10,000 Loyalty Points. Total additional Loyalty Points
                          that can be earned through this benefit is 20,000 in one qualifying year.</p>
                        <p>Starting on March 1, 2024, and going forward, the Primary credit cardmember will earn 10,000 additional Loyalty Points after earning 50,000 Loyalty Points each qualifying year. If in that same qualifying year, the Primary
                          credit cardmember earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an additional 10,000 Loyalty Points. Total additional Loyalty Points that can be earned through this benefit is 20,000 in one
                          qualifying year.</p>
                        <p>A Primary credit cardmember may earn up to 20,000 additional Loyalty Points only once each qualifying year, even if the credit cardmember has more than one Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite
                          Mastercard account. Up to 20,000 additional Loyalty Points earned are in addition to any Loyalty Points earned for purchases made on the credit card. Purchases exclude returned goods or services, traveler's checks, purchases
                          of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). <span style="text-decoration: underline;">Purchases made through
                            additional credit cards on the Primary credit cardmember's account (Authorized Users) will count toward the Primary credit cardmember's qualifying spend.</span></p>
                        <p>Additional Loyalty Points earned as a result of this benefit will typically be posted to the Primary credit cardmember's AAdvantage<sup>®</sup> account 8-10 weeks after meeting either the Loyalty Points or spend
                          requirements. Loyalty Points only count toward status qualification for the AAdvantage<sup>®</sup> program. Loyalty Points earned through this benefit will not count toward AAdvantage<sup>®</sup> Million Miler<sup>™</sup>
                          status. Loyalty Points cannot be redeemed for award travel, AAdvantage<sup>®</sup> miles or any other AAdvantage<sup>®</sup> program awards. AAdvantage<sup>®</sup> program status requirements and balance are available at
                          <a href="https://www.aa.com/newaadvantage" target="_blank">https://www.aa.com/newaadvantage</a> ».</p>
                        <h4>Up to $120 in Lyft Credits</h4>
                        <p>Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers may participate in Lyft and Mastercard's Take 3 Get $10 program ("Program"), by using their Citi<sup>®</sup> /
                          AAdvantage<sup>®</sup> Executive World Elite Mastercard to pay for the full amount or partial amount of three (3) Eligible Rides in a calendar month. After taking 3 eligible rides in a calendar month, you will then receive a
                          $10 Lyft credit ("Credit"). Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers are eligible to receive a credit of up to $120 annually. All rides must be paid for with an eligible
                          Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard. Limit one Credit per calendar month per Lyft account. Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers
                          are not eligible for any other Mastercard credit on the Lyft app. Rides paid for using Digital Wallets including, but not limited to, Apple Pay, Android Pay, etc., are not Eligible Rides and will not count towards receiving
                          the $10 Lyft credit.</p>
                        <p>An "Eligible Ride" is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in
                          Lyft's sole discretion. Credits expire 30 days after application. By participating in the Program, you agree to these terms and Lyft's Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may
                          share your information for the purpose of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft
                          account.</p>
                        <h4>Up to $120 Grubhub Statement Credit</h4>
                        <p>Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers are eligible to receive a statement credit of up to $10 per monthly billing statement (for a total of up to $120 every 12 monthly
                          billing statements) on eligible purchases made at Grubhub. There is no minimum purchase requirement to earn the statement credit(s). Eligible purchases include transactions, tips, taxes, and fees charged directly on
                          <a href="https://www.grubhub.com" target="_blank">https://www.grubhub.com.</a>grubhub.com, <a href="https://www.seamless.com" target="_blank">https://www.seamless.com</a> and the Grubhub and Seamless mobile applications.
                          Orders placed using the campus dining feature on Grubhub and gift card purchases are not eligible.</p>
                        <p>Statement credit(s) will appear on your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard monthly billing statement within 8-10 weeks from when the transaction was posted on your card account. One
                          credit per monthly billing statement per card account. Applicable terms and conditions are subject to change without notice. To be eligible for this benefit, your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World
                          Elite Mastercard card must be open and in good standing at the time of statement credit fulfillment.</p>
                        <h4>Merchant Classification Codes</h4>
                        <p>Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't
                          control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into
                          categories for purposes of identifying your spend for statement credits. Sometimes you may expect a purchase to fit within a category, but if the code assigned to the merchant wasn't grouped into that category, as recognized
                          by Citi, your purchase amount will not be eligible for a statement credit.</p>
                        <h4>Up to $120 Avis<sup>®</sup> or Budget Statement Credit</h4>
                        <p>Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers are eligible to receive a statement credit of up to $120 every calendar year when purchases of up to $120 or more made at
                          Avis<sup>®</sup> or Budget car rentals or both are charged to your card account. The credit will be awarded on car rental spend that is inclusive of time and mileage, taxes, purchases, and other fees.</p>
                        <p>This statement credit only applies to Avis or Budget brands at participating locations. Car rentals not paid for directly with Avis or Budget will not qualify; for example, car rentals purchased through travel agencies,
                          discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants, such as cruise lines and railways, will not qualify. The purpose of the car rental must be for driver and passenger
                          transportation. Merchants that provide RV rentals or vehicle rentals for the purpose of hauling are not included in this category. </p>
                        <p>Statement credit(s) will appear on your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard monthly billing statement from Citi within 8-10 weeks from when the transaction was posted on your card
                          account. One credit per card account. Applicable terms and conditions are subject to change without notice. To be eligible for this benefit, your Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard
                          card must be open and in good standing at the time of statement credit fulfillment. </p>
                        <h4>Merchant Classification Codes</h4>
                        <p>Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't
                          control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into
                          categories for purposes of identifying your spend for statement credits. Sometimes you may expect a purchase to fit within a category, but if the code assigned to the merchant wasn't grouped into that category, as recognized
                          by Citi, your purchase amount will not be eligible for a statement credit. </p>
                        <h4>Enhanced Airport Experience</h4>
                        <p>For benefits to apply, the Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard account must be open 7 days prior to air travel AND reservation must include the primary credit cardmember's American
                          Airlines AAdvantage<sup>®</sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive credit
                          cardmembers will have the following benefits: priority check-in (where available), priority airport screening (where available), and priority boarding privileges. The priority boarding benefit will display on your American
                          Airlines boarding pass as Group 4. </p>
                        <p>These benefits apply when traveling on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle<sup>®</sup> flights by Envoy Air Inc., Republic Airways
                          Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. Up to eight (8) companions traveling with the eligible primary credit cardmember will also get priority check-in (where
                          available), priority airport screening (where available), and priority boarding privileges if they are listed in the same reservation. You may check in at any Business Class check-in position or First Class check-in when
                          Business Class is not available, regardless of the class of service in which you are traveling on American Airlines. </p>
                        <p>These benefits will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Exclusive lanes at security checkpoints are available, subject to TSA
                          approval. Applicable terms and conditions are subject to change without notice. </p>
                        <h4>Travel Protection Benefits</h4>
                        <p>Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive Card and are underwritten by Virginia Surety Company, Inc. Should you apply
                          and be approved for the Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive Card, more information will be provided in the Guide to Protection Benefits you receive with your card. </p>
                        <h4>Global Entry or TSA PreCheck<sup>®</sup> Application Fee Credit</h4>
                        <p>Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmembers are eligible to receive one statement credit up to $100 per account every four years for either the Global Entry or the TSA
                          PreCheck<sup>®</sup> program application fee. Credit cardmembers must charge the application fee to their Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive credit card to qualify for the statement credit. Credit
                          cardmembers will receive a statement credit for the first program (either Global Entry or TSA PreCheck<sup>®</sup>) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global
                          Entry or TSA PreCheck<sup>®</sup>. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA PreCheck<sup>®</sup> fee is charged to the eligible account for the statement credit to be posted to the account.
                          Only fees associated with either the Global Entry or the TSA PreCheck<sup>®</sup> application fee will be eligible towards the statement credit.</p>
                        <p>For information on Global Entry, visit globalentry.gov. For information on TSA PreCheck<sup>®</sup>, visit tsa.gov. Applications are made directly with these organizations, and this information is not shared with Citi, nor
                          does Citi have access to Global Entry or TSA records. Citi does not share account information with Global Entry or TSA. Decisions to approve/deny applications are made solely by these organizations, and Citi has no influence
                          over these decisions. Citi is not notified of approvals or denials of applications.</p>
                        <p>TSA PreCheck<sup>®</sup> is a registered trademark of the Department of Homeland Security.</p>
                        <p>Admirals Club<sup>®</sup> Membership and Credit Card Authorized User Access</p>
                        <p>Only Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard primary credit cardmembers who are eighteen (18) years of age or older will receive full membership access privileges to Admirals
                          Club<sup>®</sup> lounges. An Authorized User of the Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard who is eighteen (18) years of age or older will receive access privileges to American Airlines
                          Admirals Club<sup>®</sup> lounges. Full Admirals Club<sup>®</sup> membership privileges do not apply to a credit card Authorized User. An Admirals Club<sup>®</sup> membership includes access to other airline lounges and
                          clubs with which American Airlines may have reciprocal lounge or club access privileges. Membership also includes special pricing on conference rooms and other special offers that are available exclusively to Admirals
                          Club<sup>®</sup> members. Neither membership nor the credit card Authorized User access benefit provides access privileges to the Arrivals Lounge, International First Class Lounges, or Flagship<sup>®</sup> Lounge facilities,
                          including Flagship<sup>®</sup> First Dining. Additionally, the credit card Authorized User access benefit does not provide: (i) access privileges to other airline lounges or clubs with which American Airlines may have
                          reciprocal lounge or club access privileges; or (ii) special pricing on conference rooms or other special offers. To locate a current list of Admirals Club<sup>®</sup> lounges please visit
                          <a href="https://www.aa.com/admiralsclub" target="_blank">aa.com/admiralsclub</a>.</p>
                        <p>To access an Admirals Club<sup>®</sup> lounge, primary credit cardmembers and credit card Authorized Users must present: (i) their (a) active and valid Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite
                          Mastercard or (b) with respect to primary credit cardmembers only, AAdvantage<sup>®</sup> number; (ii) their current government-issued I.D.; and (iii) a boarding pass for same-day travel on an eligible flight, which includes
                          any departing or arriving flight that is (1) marketed or operated by American Airlines, (2) marketed and operated by any oneworld<sup>®</sup> carrier, or (3) marketed and operated by Alaska Airlines; and (iv) any additional
                          documentation required by American Airlines. Either immediate family members (spouse or domestic partner and children under eighteen (18) years of age) or up to two (2) guests traveling with the primary credit cardmember or
                          Authorized User may be admitted for free when accompanied by the primary credit cardmember or Authorized User. Family members and guests must present a same-day boarding pass for an eligible flight as defined above. All
                          persons must be of valid drinking age, based on applicable law, to consume alcohol.</p>
                        <p>If the primary credit cardmember is an Admirals Club<sup>®</sup> member on the date his or her Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit card account is approved by Citi<sup>®</sup>
                          and has sixty (60) or more days remaining on such current Admirals Club<sup>®</sup> membership, he or she is eligible to receive a prorated refund from American Airlines for any unused portion of his or her current Admirals
                          Club<sup>®</sup> membership fee. The refund will be a prorated amount of the annual membership fee calculated based on the number of days remaining on such primary credit cardmember's current Admirals Club<sup>®</sup>
                          membership as of the date his or her Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit card account is approved by Citi<sup>®</sup>. Refunds will be automatically made in the original form of
                          payment within twelve (12) weeks of becoming a Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard credit cardmember. Memberships redeemed with Business Extra points, Lifetime Admirals Club<sup>®</sup>
                          members and AirPass members with Admirals Club<sup>®</sup> privileges are not eligible for a refund. </p>
                        <p>Upon closure of the Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard account, all Admirals Club<sup>®</sup> benefits and access associated with the account will be immediately terminated,
                          including, but not limited to, all benefits afforded to credit card Authorized Users. All Admirals Club<sup>®</sup> membership rules, terms and conditions apply. AMERICAN AIRLINES RESERVES THE RIGHT TO MODIFY ANY OR ALL
                          RULES, TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY AND INCORPORATED INTO THIS AGREEMENT. BY ACCESSING ANY ADMIRALS CLUB<sup>®</sup> LOUNGE YOU SHALL BE DEEMED TO HAVE
                          ACCEPTED THE ADMIRALS CLUB<sup>®</sup> TERMS AND CONDITIONS. To review the complete Admirals Club<sup>®</sup> membership terms and conditions, visit
                          <a href="https://www.aa.com/admiralsclub" target="_blank">aa.com/admiralsclub</a>.</p>
                        <h4>25% Savings on Eligible Inflight Purchases</h4>
                        <p>Citi<sup>®</sup> / AAdvantage<sup>®</sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi<sup>®</sup> /
                          AAdvantage<sup>®</sup> credit card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic
                          flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on
                          codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after
                          the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.</p>
                        <h4>First Checked Bag Free</h4>
                        <p>For benefit to apply, the Citi<sup>®</sup> / AAdvantage<sup>®</sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage<sup>®</sup>
                          number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.</p>
                        <p>Eligible Citi<sup>®</sup> / AAdvantage<sup>®</sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on domestic itineraries
                          marketed by American Airlines and operated as American Eagle<sup>®</sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.. All
                          flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle<sup>®</sup>. This benefit will not be available for travel on codeshare flights booked with
                          an American Airlines flight number but operated by another airline. For the Citi<sup>®</sup> / AAdvantage<sup>®</sup> card, up to eight (8) companions traveling with the eligible primary credit cardmember will also get their
                          first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage<sup>®</sup> program benefits,
                          or with First or Business class benefits, including any waiver of baggage charges. Please see <a href="https://www.aa.com/baggage" target="_blank">aa.com/baggage</a> for baggage weight and size restrictions. Applicable terms
                          and conditions are subject to change without notice.</p>
                        <h4>No Mileage Cap</h4>
                        <p>There is no maximum number of American Airlines AAdvantage<sup>®</sup> miles that you can accumulate through your Citi<sup>®</sup> / AAdvantage<sup>®</sup> credit card account.</p>
                      </div>
                      <div class="termsSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Award Program Information</h4>
                        <p>American&nbsp;Airlines reserves the right to change the AAdvantage<sup>®</sup> program and its terms and conditions at any time without notice, and to end the AAdvantage<sup>®</sup> program with six months' notice. Any such
                          changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage<sup>®</sup> miles earned through this promotion/offer do not count toward AAdvantage<sup>®</sup>
                          status qualification or AAdvantage Million Miler<sup>™</sup> status. American&nbsp;Airlines is not responsible for products or services offered by other participating companies. For complete details about the
                          AAdvantage<sup>®</sup> program, visit <a class="btn-link speedbump nwLink" data-toggle="modal" data-target="#speedbumpModal" href="http://www.aa.com/AAdvantage">aa.com/aadvantage</a>.</p>
                        <p>American Airlines, American Eagle, AAdvantage<sup>®</sup>, AAdvantage Million Miler<sup>™</sup>, MileSAAver, Business Extra, Flagship, Admirals Club, AirPass, ConciergeKey, AAdvantage Executive Platinum<sup>®</sup>,
                          AAdvantage Platinum Pro<sup>®</sup>, AAdvantage Platinum<sup>®</sup>, AAdvantage Gold<sup>®</sup>,&nbsp;AAdvantage<sup>®</sup>&nbsp;MileUp<sup>®</sup>, AA Cargo<sup>™</sup>,&nbsp;the Flight Symbol logo and the Tail Design
                          are marks of American Airlines, Inc. </p>
                        <p>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.</p>
                        <p>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.</p>
                      </div>
                      <div class="termsSection">
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Fraud Disclosure</h4>
                        <p>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without
                          limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage<sup>®</sup> miles for purchases made with your card, suspending or closing your
                          Citi<sup>®</sup> / AAdvantage<sup>®</sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages.
                          Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for
                          which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all
                          or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage<sup>®</sup> miles or (4) using your account other than for personal, family, or
                          household purposes.</p>
                        <h4 style="margin-bottom: 20px;font-weight: 300;font-size: 22px;">Card Account Disclosure</h4>
                        <p>The Card Account is only available if you have an open AAdvantage<sup>®</sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your
                          AAdvantage<sup>®</sup> program membership.</p>
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                <p> </p> I have read and agree to the above Terms and Conditions, which contain rate, fee, and other information, including rewards information, if applicable.<br><br> I also agree to receive my application status/decision by email.
                Because only certain notices relating to my application will be sent by email, I understand and agree that I will also need to check the U.S. mail for communications about my application.<br><br>I also agree to receive my account
                opening disclosures, including <a href="https://www.citi.com/CRD/PDF/CMA/cardAgreement/CMA_PID093.pdf" target="_blank">Cardmember Agreement (PDF)</a> and
                <a href="https://www.citicards.com/cards/wv/JRS/ACQ/img/Generic_Cobrand_AO_version.pdf" target="_blank">Privacy Notice</a>, electronically.<br><br> I understand that to receive these materials by email and electronically, my device
                must meet the systems and hardware requirements necessary to access and save these documents. I confirm that my device meets these requirements. <button tabindex="0" class="btn btn-info helpicon" data-toggle="popover"
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              <p>To request a paper, large font or Braille copy of any of these documents, call us at 1-888-201-4523 (For TTY: Use 711 or other Relay Service) and we will mail them to you at no charge.</p>
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Text Content

Secure Application


RETURN TO DASHBOARD

Close

Do you want to return to the dashboard and navigate away from the application?

Yes No

SIGN OFF

Close

Do you want to sign off and navigate away from the application?

Yes No


CITI® / AADVANTAGE® EXECUTIVE WORLD ELITE MASTERCARD®

 * Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in
   purchases in the first 3 months of account opening
 * American Airlines AAdvantage® bonus miles are not available if you have
   received a new account bonus for a Citi® / AAdvantage® Executive account in
   the past 48 months.
 * Enhance your travels with Admirals Club® membership
 * No Foreign Transaction Fees on purchases1
   Global Entry or TSA PreCheck® application fee credit
 * If approved today, you will get an account number and temporary minimum
   credit limit to use on travel immediately


To continue, complete or fix # entries below.Go to the first entry.


TELL US ABOUT YOURSELF

(All fields are required unless specified optional)

Already a Citi Customer? Sign On with your Citi username and password for a
shortened application


PERSONAL INFORMATION

First Name

Middle Initial (opt.)



Last Name

Suffix (opt.)

Sr Jr II III IV

Home Address

?

Home Address

?

Apt./Ste. (opt.)

ZIP Code

City

State

Alabama Alaska American Samoa Armed Forces-AA Armed Forces-AE Armed Forces-AP
Arizona Arkansas California Colorado Connecticut Delaware District of Columbia
Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky
Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North
Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas US Virgin
Islands Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

I'd like to provide a P.O. Box address. (opt.)

P.O. Box

?

ZIP Code

City

State

Alabama Alaska American Samoa Armed Forces-AA Armed Forces-AE Armed Forces-AP
Arizona Arkansas California Colorado Connecticut Delaware District of Columbia
Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky
Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North
Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas US Virgin
Islands Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Social Security Number

?

Date of Birth (MM-DD-YYYY)

Country of Citizenship

Afghanistan Aland Islands Albania Algeria American Samoa Andorra Angola Anguilla
Antarctica Antigua & Barbuda Argentina Armenia Aruba Australia Austria
Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin
Bermuda Bhutan Bolivia, Plurinational State of Bonaire, St. Eustatius & Saba
Bosnia & Herzegovina Botswana Bouvet Island Brazil British Indian Ocean
Territory British Virgin Islands Brunei Darussalam Bulgaria Burkina Faso Burundi
Cambodia Cameroon, United Republic of Canada Cape Verde Islands Cayman Islands
Central African Republic Chad Chile China Christmas Island Cocos (Keeling)
Islands Colombia Comoros Congo Cook Islands Costa Rica Cote d Ivoire (Ivory
Coast) Croatia Cuba Curacao Cyprus Czech Republic Democratic Republic of the
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South Sandwich Islands Solomon Islands Somalia South Africa South Korea South
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Tristan da Cunha St. Kitts & Nevis St. Lucia St. Martin St. Pierre & Miquelon
St. Vincent & the Grenadines Sudan Suriname Svalbard & Jan Mayen Islands
Swaziland Sweden Switzerland Syrian Arab Republic Taiwan Tajikistan Tanzania,
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Tokelau Tonga Trinidad & Tobago Tunisia Turkey Turkmenistan Turks & Caicos
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United Arab Emirates United Kingdom (Great Britain) United States Uruguay
Uzbekistan Vanuatu Venezuela, Bolivarian Republic of Vietnam Western Sahara
Yemen Zambia Zimbabwe

Please provide at least one phone number.

Mobile Phone Number (opt.)

?

Home Phone Number (opt.)

?

I want to provide a Home Phone Number (opt.)


EMAIL ADDRESS

Email Address

?


SECURITY WORD

Security Word Hint

? Favorite Pet's Name Favorite Snack Favorite Hobby Favorite Teacher Best
friend's last name First Concert Attended Ideal Place to Vacation Your childhood
nickname

Security Word

?


FINANCIAL INFORMATION

Part of my total annual income is exempt from U.S. federal income tax (opt.)

If you are not sure if any of your income is not taxable, please refer to your
tax documents or consult with your tax professional.

Total Annual Income

?
$

Non-Taxable Annual Income

?
$

Monthly Mortgage/Rent Payment

?
$
I have the following accounts :

Checking

Savings

Money Market


MEMBERSHIP INFORMATION

Your AAdvantage® Number (opt.)

?


AUTHORIZED USER

I want to add an Authorized User to this account now. (opt.)

?

You must pay us for all charges made or allowed by the authorized user.
Authorized users are able to get account information and copies of statements.
Before adding him or her to your account, you must let the authorized user know
that we may report account performance to the credit reporting agencies in the
authorized user's name. You also need the authorized user's permission to give
us any information about him/her that we request and to allow us to share
information about him or her.

First Name

Middle Initial (opt.)



Last Name

Suffix (opt.)

Sr Jr II III IV


Date of Birth (MM-DD-YYYY)

Address is the same as primary cardmember. (opt.)


Home Address

?

Home Address

?

Apt./Ste. (opt.)

ZIP Code

City

State

Alabama Alaska American Samoa Armed Forces-AA Armed Forces-AE Armed Forces-AP
Arizona Arkansas California Colorado Connecticut Delaware District of Columbia
Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky
Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North
Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas US Virgin
Islands Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


1TERMS & CONDITIONS

Printer Friendly Version

UDAP T&C




CITI DISCLOSURES

INTEREST RATES AND INTEREST CHARGES

ANNUAL PER­CENT­AGE RATE (APR) FOR PURCHASES

21.24% to 29.99%, based on your credit­worthiness.

These APRs will vary with the market based on the Prime Rate.a

APR FOR BALANCE TRANSFERS

21.24% to 29.99%, based on your credit­worthiness, for transfers completed
within 2 months from date of account opening.

These APRs will vary with the market based on the Prime Rate.a

APR FOR CASH ADVANCES

29.99%

This APR will vary with the market based on the Prime Rate.b

APR FOR CITI FLEX PLAN

21.24% to 29.99%, based on your credit­worthiness.

These APRs will vary with the market based on the Prime Rate.a

PENALTY APR AND WHEN IT APPLIES

Up to 29.99%, based on your credit­worthiness. This APR will vary with the
market based on the Prime Rate.c

This APR may be applied to your account if you:
(1) Make a late payment or
(2) Make a payment that is returned.



How Long Will the Penalty APR Apply? If your APRs are increased for either of
these reasons, the Penalty APR may apply indefinitely.


HOW TO AVOID PAYING INTEREST ON PURCHASES

Your due date is at least 23 days after the close of each billing cycle. We will
not charge you interest on purchases if you pay your monthly Citi Flex Plan
Payment Amount plus your entire balance, excluding any Citi Flex Plan balances,
by the due date each month. If you do not pay your monthly Citi Flex Plan
Payment plus your entire balance, excluding any Citi Flex Plan balances, by the
due date each month, you will pay interest on your purchases from the date
they're posted to your account. We will begin charging interest on cash
advances, balance transfers, and Citi Flex Loans on the transaction date. We
will begin charging interest on a Citi Flex Pay balance subject to an APR at the
start of the billing cycle following the billing cycle during which you created
the Citi Flex Pay.

MINIMUM INTEREST CHARGE

If you are charged interest, the charge will be no less than 50 cents.

PLAN FEE (FIXED FINANCE CHARGE)

A monthly fee of up to 1.72% of each Transaction moved to a Citi Flex Plan
subject to such fee based on the Citi Flex Plan duration, the APR that would
otherwise apply to the Transaction, and other factors.

FOR CREDIT CARD TIPS FROM THE CONSUMER FINANCIAL PROTECTION BUREAU

To learn more about factors to consider when applying for or using a credit
card, visit the website of the Consumer Financial Protection Bureau at http://
www.consumerfinance.gov/learnmore.



FEES

ANNUAL FEE

$595

$175 for up to 3 Authorized Users and $175 for each Authorized User thereafter.

TRANSACTION FEES

 * Balance Transfer

 * Either $5 or 5% of the amount of each transfer, whichever is greater.

 * Cash Advance

 * Either $10 or 5% of the amount of each cash advance, whichever is greater.

 * Foreign Purchase Transaction

   

 * None

PENALTY FEES

 * Late Payment

 * Up to $41

 * Returned Payment

   

 * Up to $41



How We Will Calculate Your Balance: We use a method called "daily balance
(including current transactions)."

For more information call Citibank at 1-877-625-6382 (For TTY: Use 711 or other
Relay Service). New York residents may contact the New York State Department of
Financial Services at (800) 342-3736 or www.dfs.ny.gov for comparative
information on credit card rates, fees and grace periods.

Payment Allocation: We may apply the portion of your payments up to your Minimum
Payment Due to lower APR balances first, including transferred balances.
Generally, payments above your Minimum Payment Due will be applied to your
highest rate balance first.

Prime Rate: The variable rates shown here are accurate based on a 8.5% Prime
Rate.

a We add 12.74% to 21.74% to the Prime Rate to determine the Purchase/Balance
Transfer/Citi Flex Plan APR. b We add 21.99% to the Prime Rate to determine the
Cash Advances APR. c We add up to 26.74% to the Prime Rate to determine the
Penalty APR. Variable rate APRs will not exceed 29.99%.
Note: Balance Transfers and Flex Plans are made available at our discretion.


CITI® / AADVANTAGE® EXECUTIVE WORLD ELITE MASTERCARD® TERMS & CONDITIONS

This offer is valid for new accounts only. You must be at least 18 years of age.
If you're married, you may apply for a separate account. The Card offer
referenced in this communication is only available to individuals who reside in
the United States and its territories, excluding Puerto Rico and U.S. Virgin
Islands. Your eligibility for a particular product and service is subject to a
final determination by Citibank. This communication is not and should not be
construed as, an offer to individuals outside of the United States. Citibank,
N.A., Sioux Falls, SD, ("Citi," "we" or "us") is the issuer of your account.
Please allow 4 weeks from date of submission to process your Card Account
application.

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You understand and agree that by submitting this application you are furnishing
all information in this application to Citi and that this information may be
used in accordance with Citi’s Privacy Notice, available below. You also agree
that the information you are providing herein must be verifiable and accurate.
By submitting this application, you request that Citi establish a [Citi® /
AAdvantage® Executive World Elite Mastercard®] account (the "Card Account") to
you and any Authorized Users you have designated. The Card Account will be
governed by the terms of the card agreement ("Card Agreement") provided when the
Card Account is issued.

By submitting this application you understand and agree that you are also
furnishing your personal information to American Airlines for purposes of
enrolling or verifying your enrollment in the AAdvantage® program. American
Airlines may use your personal information in accordance with its Privacy
Policy, available at https://www.aa.com/privacy If you are not an AAdvantage®
member or did not provide an AAdvantage® account number in your application, you
consent to enrollment in the AAdvantage® program, which is governed by the
AAdvantage® terms and conditions available at https://www.aa.com/. You must
maintain an open AAdvantage® account to maintain your Card Account.

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IDENTITY VERIFICATION

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the
government fight the funding of terrorism and money laundering activities,
federal law requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account. This means that we
will ask for your name, address, date of birth, and other information that will
allow us to identify you when you open an account. We may also ask to see your
driver's license or other identifying documents; and obtain identification
information about you or any Authorized User you add to your account.

Authorization for the Social Security Administration to Disclose Your Social
Security Number Verification - You authorize the Social Security Administration
(SSA) to verify and disclose to Citibank, N.A. through Experian for the purpose
of this transaction whether the name, Social Security Number (SSN) and date of
birth you have submitted matches information in SSA records. Your consent is for
a one-time validation within the next 90 days.

ABOUT USING YOUR MOBILE PHONE TO APPLY FOR AN ACCOUNT ONLINE

You authorize your wireless carrier to use or disclose information about your
account and your wireless device, if available, to Citi or its service provider
for the duration of your business relationship, solely to help them identify you
or your wireless device and to prevent fraud.

Separately, Citibank may obtain information about your mobile phone activity
from third parties and use this information for its other everyday business
purposes. For more information, see our U.S. Privacy Notice for Consumers.

COMMUNICATIONS

You agree that we and or our service providers may contact you at any phone
number provided, email address, or mailing address. This includes communications
to mobile or similar device. We may contact you by live person, auto dialer,
recorded or artificial voice, text, or email for servicing, marketing
information, or for decision for credit card application.

CREDIT REPORTS

You authorize us to get credit reports and other information about you from
consumer reporting agencies and other sources, including information about your
credit or deposit accounts with other financial institutions. This information
may be used for such purposes as: determining whether to issue you a Card
Account, administering, reviewing and renewing the Card Account, credit line
increases or decreases, collection and other servicing of the Card Account,
offering other products and services and for any other uses permitted by law. If
you ask us, we'll tell you whether we requested a credit bureau report and the
names and addresses of any credit bureaus that provided us with such reports.
From time to time, we may report negative information about your Card Account
behavior, like delinquencies, to consumer reporting agencies.

CREDIT INFORMATION

To receive a Card Account, you must meet our applicable criteria bearing on
creditworthiness and any other of our eligibility criteria, which we determine
in our sole discretion.

Your revolving credit limit will be determined based on the following:

 * Your annual salary and wages
 * Any other annual income
 * A review of your debt, including the debt listed on your credit report

We'll inform you of your revolving credit limit when you receive your credit
card. Some limits may be as low as $5000. Please note that cash advances may be
limited to a portion of your revolving credit limit.

CARD AGREEMENT

If you are approved for a Card Account, you'll receive a Card Agreement before
you can use your Card Account. The terms of the Card Agreement will take effect
once you use your Card Account. Even if you do not use your Card Account, the
Card Agreement will take effect if you do not cancel your Card Account within 30
days after we send you the Card Agreement. We have the right to make changes to
the terms of your Card Account (including rates and fees) in accordance with the
Card Agreement.


INFORMATION SHARING

IMPORTANT NOTICE REGARDING PRIVACY: You understand and agree that by submitting
this application you are furnishing all information in this application to Citi
and that Citi may use any information collected from you regarding you
personally and your business in accordance with Citi's Privacy Policy located
online at www.citi.com/privacy. You also agree that the information you are
providing herein must be verifiable and accurate. By submitting this
application, you request that Citi establish a Citi® / AAdvantage® Executive
World Elite Mastercard® account (the "Card Account") to you and any Authorized
Users you have designated. The Card Account will be governed by the terms of the
card agreement ("Card Agreement") provided when the Card Account is issued.

By submitting this application you understand and agree that you are also
furnishing your personal information to American Airlines for purposes of
enrolling or verifying your enrollment in the AAdvantage® program and agree that
we may share transaction and experience information regarding your activity with
Citi with them. American Airlines may use this information in accordance with
its Privacy Policy, available at https://www.aa.com/privacy. If you are not an
AAdvantage® member or did not provide an AAdvantage® account number in your
application, you consent to enrollment in the AAdvantage® program, which is
governed by the AAdvantage® terms and conditions available at
https://www.aa.com/. You must maintain an open AAdvantage® account to maintain
your Card Account.

SPECIAL NOTICES

Notice to Ohio Residents: The Ohio laws against discrimination require that all
creditors make credit equally available to all creditworthy customers, and that
credit reporting agencies maintain separate credit histories on each individual
upon request. The Ohio Civil Rights Commission administers compliance with this
law.

Notice to Wisconsin Residents: No marital property agreement, unilateral
statement, or court decree adversely affects our rights, unless you give us a
copy of such agreement, statement or court order before we grant you credit, or
we have actual knowledge of its terms before your account is opened.

IMPORTANT INFORMATION ABOUT ADDING AN AUTHORIZED USER

Before adding an Authorized User to your Card Account you should know:

 * You're responsible for all charges made or allowed to the Card Account by the
   Authorized User.
 * American Airlines AAdvantage® miles earned on an Authorized User's credit
   card will be allocated to the AAdvantage® account of the primary credit
   cardholder and not the Authorized User.
 * Authorized Users have access to your Card Account information.
 * Authorized Users do not receive the first checked bag free or boarding
   benefits.
 * Before adding an Authorized User, you must let him/her know that we may
   report Card Account performance to the credit reporting agencies in the
   Authorized User’s name.

If we ask for information about the Authorized User, you must obtain their
permission to share their information with us and for us to share it as allowed
by applicable law.

BALANCE TRANSFER INFORMATION

How to Make Balance Transfers

 * After receiving your card, you can call the customer service number on the
   back of your card (For TTY: Use 711 or other Relay Service) to transfer
   balances. Balance transfers are made available at our discretion.
 * If we give you the option to transfer a balance with your application, it
   will take at least 14 days after your Card Account is opened to process any
   balance transfer payments. During this time, you may cancel or modify your
   balance transfer request by calling the number on the back of your card
   (For TTY: Use 711 or other Relay Service).
 * The total amount of your balance transfer plus balance transfer fees must be
   less than your available credit limit or any other limit we communicate. Be
   sure you don't transfer any disputed purchase or other charge amount because
   you may lose your dispute rights. You cannot transfer balances from other
   accounts issued by Citibank, N.A. or its affiliates. If you are unsure of the
   issuer on the account, please visit https://www.citi.com/affiliatesproducts
   for a list of Citi products and affiliates.
 * Continue to make payments on your other accounts until you have confirmed
   this balance transfer has been received. Once approved, we'll pay the amount
   of the balance transfer directly to that issuer. The available credit limit
   for your new card will be reduced by the total amount of the transfers,
   including fees we approve.

Things You Should Know About Your Balance Transfer Offer:

If you transfer a balance with this offer, interest will be charged on purchases
made with your Card Account unless your purchases have a 0% APR or you pay the
New Balance shown on your statement (including the amount of your balance
transfer) in full by the payment due date each billing period. If your New
Balance includes a Citi Flex Plan, interest will be charged on purchases unless
you pay the Adjusted New Balance shown on your statement, plus any Citi Flex
Plan Payment Amount, by the due date each month or those purchases have a 0%
APR.

ADDITIONAL INFORMATION

Any benefit, reward, service, or feature offered in connection with your Card
Account may change or be discontinued at any time for any reason, except as
otherwise expressly indicated. Citi isn't responsible for products and services
offered by other companies.

OFFER AVAILABILITY

American Airlines AAdvantage® bonus miles are not available if you have received
a new account bonus for a Citi® / AAdvantage® Executive account in the past 48
months. The card offer referenced in this communication is only available to
individuals who reside in the United States and its territories, excluding
Puerto Rico and U.S. Virgin Islands.

BONUS MILES

Balance transfers, cash advances, checks that access your credit card account,
items and services returned for credit, unauthorized charges, interest and
account fees, traveler's checks, purchases of foreign currency, money orders,
wire transfers (and similar cash-like transactions), lottery tickets, and gaming
chips (and similar betting transactions) are not purchases. American Airlines
AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage®
account 8-10 weeks after you have met the purchase requirements. Miles may be
earned on purchases made by primary credit cardmembers and authorized users.
Purchases must post to your account during the promotional period. Many
merchants will wait for a purchase to ship before they post the purchase to your
account. Miles earned will be posted to the primary credit cardmember's
AAdvantage® account.

1 MILE PER $1

AAdvantage® miles are earned on purchases, except balance transfers, cash
advances, checks that access your credit card account, items and services
returned for credit, unauthorized charges, interest and account fees, traveler's
checks, purchases of foreign currency, money orders, wire transfers (and similar
cash-like transactions), lottery tickets, and gaming chips (and similar betting
transactions). Miles may be earned on purchases made by primary credit
cardmembers and Authorized Users. Miles earned will be posted to the primary
credit cardmember's AAdvantage® account in 8-10 weeks.

4X AADVANTAGE® MILES ON AMERICAN AIRLINES PURCHASES

Earn 1 base mile and 3 bonus miles, for a total of 4 AAdvantage® miles, for each
$1 spent on eligible American Airlines purchases using your Citi® / AAdvantage®
Executive World Elite Mastercard. Upon reaching $150,000 in spend on your Citi®
/ AAdvantage® Executive World Elite Mastercard in a calendar year, earn 1 base
mile and 4 bonus miles, for a total of 5 AAdvantage® miles, for every $1 spent
on eligible American Airlines purchases for the remainder of that calendar year.
Purchases must post to your account by December 31st each calendar year to be
eligible to earn a total of 5 AAdvantage® miles for every $1 spent. The Primary
credit cardmember and any Authorized Users on the credit card are eligible for
this benefit.

Eligible American Airlines purchases are items billed by American Airlines as
merchant of record, booked through American Airlines channels (aa.com, American
Airlines reservations, American Airlines Admirals Club®, American Airlines
Vacations, and American Airlines airport and city ticket counters). Products or
services that do not qualify are purchases of AAdvantage® status boost or
renewal and AA Cargo™ products and services. Miles earned will be posted to the
Primary credit cardmember's AAdvantage® account in 8-10 weeks.

10X AADVANTAGE® MILES ON HOTELS BOOKED THROUGH AA.COM/HOTELS

Earn 1 base mile and 9 bonus miles, for a total of 10 AAdvantage® miles, for
each $1 spent on hotel purchases using your Citi® / AAdvantage® Executive World
Elite Mastercard, when an eligible booking is made on aa.com/hotels or
hotels.useaamiles.com. For bookings made with a combination of AAdvantage® miles
and your Citi® / AAdvantage® Executive World Elite Mastercard, only the portion
paid with your card will earn miles. Hotels booked through American Airlines
Vacations are not eligible to earn bonus miles. The Primary credit cardmember
and any Authorized Users on the credit card are eligible for this benefit.

AAdvantage® miles will apply to net purchases (purchases minus any credits or
returns) only. Cash advances, balance transfers, and checks used to access your
account are not considered purchases and will not earn rewards. All purchases
made outside of American Airlines Channels such as hotel incidentals, upgrades,
or other expenses, will not qualify. Eligible purchases do not include interest
charges, cancellation fees, property fees or other similar fees, or any other
hotel charges. Miles earned will be posted to the Primary credit cardmember's
AAdvantage® account in 8-10 weeks.

10X AADVANTAGE® MILES ON CAR RENTALS BOOKED THROUGH AA.COM/CARS

Earn 1 base mile and 9 bonus miles, for a total of 10 AAdvantage® miles, for
each $1 spent on eligible car rental purchases using your Citi® / AAdvantage®
Executive World Elite Mastercard, when an eligible booking is made on
https://www.aa.com/cars or cars.useaamiles.com and paid for using your Citi® /
AAdvantage® Executive World Elite Mastercard. For bookings made with a
combination of AAdvantage® miles and your Citi® / AAdvantage® Executive World
Elite Mastercard, only the portion paid with your card will earn miles. Payless
car rentals will not qualify. Car rentals booked through American Airlines
Vacations will not qualify. AAdvantage® number must be included at time of
booking or given to the agent at the counter to earn bonus miles. The Primary
credit cardmember and any Authorized Users on the credit card are eligible for
this benefit.

AAdvantage® miles will apply to net purchases (purchases minus any credits or
returns) only. Cash advances, balance transfers, and checks used to access your
account are not considered purchases and will not earn rewards. All purchases
made outside of American Airlines Channels such as upgrades, or other expenses,
will not qualify. Eligible purchases do not include interest charges,
cancellation fees, or other similar fees, or any other hotel or vehicles
charges. Miles earned will be posted to the Primary credit cardmember's
AAdvantage® account in 8-10 weeks.

MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES

Merchants are assigned a merchant category code ("MCC"), which is determined in
accordance with Visa/Mastercard/American Express procedures based on the kinds
of products and services the merchants primarily sell. Citi does not control the
assignment of these codes and are not responsible for the codes used by
merchants. When you use your card to make a purchase, Citi is provided an MCC
for that purchase. Citi groups similar merchant codes into categories for
purposes of making rewards offers. Sometimes you may expect a purchase to fit
within a rewards category but, if the code assigned to the merchant wasn't
grouped into that category as recognized by Citi, your purchase will not qualify
for additional miles. Please also note that purchases made through
mobile/wireless technology may not earn additional miles depending on how the
technology is set up to process the purchase.

Citi reserves the right to determine which purchases qualify for this offer.
Miles may be earned on purchases made by Primary credit cardmembers and
Authorized Users. Balance transfers, cash advances, checks that access your
credit card account, items and services returned for credit, unauthorized
charges, interest and account fees, traveler's checks, purchases of foreign
currency, money orders, wire transfers (and similar cash-like transactions),
lottery tickets, and gaming chips (and similar betting transactions) are not
purchases and do not earn miles. Miles earned will be posted to the Primary
credit cardmember's AAdvantage® account in 8-10 weeks.

1 LOYALTY POINT PER ELIGIBLE AADVANTAGE® MILE

1 Loyalty Point accrues for every eligible AAdvantage® mile earned on purchases,
excluding balance transfers, cash advances, checks that access your credit card
account, items and services returned for credit, unauthorized charges, interest
and account fees, traveler's checks, purchases of foreign currency, money
orders, wire transfers (and similar cash-like transactions), lottery tickets,
and gaming chips (and similar betting transactions). Eligible AAdvantage® miles
include the base miles earned on purchases, and do not include any bonus miles
or accelerators. Loyalty Points may be earned on miles on purchases made by
primary credit cardmembers and Authorized Users. Loyalty Points earned will be
posted to the primary credit cardmember's AAdvantage® account in 8-10 weeks.

UP TO 20,000 ADDITIONAL LOYALTY POINTS

For AAdvantage® status qualifying year, defined as March 1, 2023 - February 29,
2024, the Primary credit cardmember will earn 10,000 additional Loyalty Points
for fulfilling one of the following milestones: 1.) after earning 50,000 Loyalty
Points, or 2.) after spending $40,000 in purchases that post to the cardmember's
account. You can only earn the first 10,000 additional Loyalty Points once in
the AAdvantage® status qualifying year of March 1, 2023 - February 29, 2024.

Additionally, if in that same qualifying year, the Primary credit cardmember
earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an
additional 10,000 Loyalty Points. Total additional Loyalty Points that can be
earned through this benefit is 20,000 in one qualifying year.

Starting on March 1, 2024, and going forward, the Primary credit cardmember will
earn 10,000 additional Loyalty Points after earning 50,000 Loyalty Points each
qualifying year. If in that same qualifying year, the Primary credit cardmember
earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an
additional 10,000 Loyalty Points. Total additional Loyalty Points that can be
earned through this benefit is 20,000 in one qualifying year.

A Primary credit cardmember may earn up to 20,000 additional Loyalty Points only
once each qualifying year, even if the credit cardmember has more than one Citi®
/ AAdvantage® Executive World Elite Mastercard account. Up to 20,000 additional
Loyalty Points earned are in addition to any Loyalty Points earned for purchases
made on the credit card. Purchases exclude returned goods or services,
traveler's checks, purchases of foreign currency, money orders, wire transfers
(and similar cash-like transactions), lottery tickets, and gaming chips (and
similar betting transactions). Purchases made through additional credit cards on
the Primary credit cardmember's account (Authorized Users) will count toward the
Primary credit cardmember's qualifying spend.

Additional Loyalty Points earned as a result of this benefit will typically be
posted to the Primary credit cardmember's AAdvantage® account 8-10 weeks after
meeting either the Loyalty Points or spend requirements. Loyalty Points only
count toward status qualification for the AAdvantage® program. Loyalty Points
earned through this benefit will not count toward AAdvantage® Million Miler™
status. Loyalty Points cannot be redeemed for award travel, AAdvantage® miles or
any other AAdvantage® program awards. AAdvantage® program status requirements
and balance are available at https://www.aa.com/newaadvantage ».

UP TO $120 IN LYFT CREDITS

Citi® / AAdvantage® Executive World Elite Mastercard credit cardmembers may
participate in Lyft and Mastercard's Take 3 Get $10 program ("Program"), by
using their Citi® / AAdvantage® Executive World Elite Mastercard to pay for the
full amount or partial amount of three (3) Eligible Rides in a calendar month.
After taking 3 eligible rides in a calendar month, you will then receive a $10
Lyft credit ("Credit"). Citi® / AAdvantage® Executive World Elite Mastercard
credit cardmembers are eligible to receive a credit of up to $120 annually. All
rides must be paid for with an eligible Citi® / AAdvantage® Executive World
Elite Mastercard. Limit one Credit per calendar month per Lyft account. Citi® /
AAdvantage® Executive World Elite Mastercard credit cardmembers are not eligible
for any other Mastercard credit on the Lyft app. Rides paid for using Digital
Wallets including, but not limited to, Apple Pay, Android Pay, etc., are not
Eligible Rides and will not count towards receiving the $10 Lyft credit.

An "Eligible Ride" is any Lyft ride type, excluding business rides and bicycle
and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an
Eligible Ride for purposes of the Credit will be determined in Lyft's sole
discretion. Credits expire 30 days after application. By participating in the
Program, you agree to these terms and Lyft's Terms of Service
(https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share
your information for the purpose of tracking and processing the Credit and may
use anonymized, aggregated data for business analytics and offer optimization.
Credits may take up to 2 days to be applied to your Lyft account.

UP TO $120 GRUBHUB STATEMENT CREDIT

Citi® / AAdvantage® Executive World Elite Mastercard credit cardmembers are
eligible to receive a statement credit of up to $10 per monthly billing
statement (for a total of up to $120 every 12 monthly billing statements) on
eligible purchases made at Grubhub. There is no minimum purchase requirement to
earn the statement credit(s). Eligible purchases include transactions, tips,
taxes, and fees charged directly on https://www.grubhub.com.grubhub.com,
https://www.seamless.com and the Grubhub and Seamless mobile applications.
Orders placed using the campus dining feature on Grubhub and gift card purchases
are not eligible.

Statement credit(s) will appear on your Citi® / AAdvantage® Executive World
Elite Mastercard monthly billing statement within 8-10 weeks from when the
transaction was posted on your card account. One credit per monthly billing
statement per card account. Applicable terms and conditions are subject to
change without notice. To be eligible for this benefit, your Citi® / AAdvantage®
Executive World Elite Mastercard card must be open and in good standing at the
time of statement credit fulfillment.

MERCHANT CLASSIFICATION CODES

Merchants are assigned a merchant category code ("MCC"), which is determined in
accordance with Visa/Mastercard/American Express procedures based on the kinds
of products and services the merchants primarily sell. We don't control the
assignment of these codes and are not responsible for the codes used by
merchants. When you use your card to make a purchase, we're provided an MCC for
that purchase. We group similar merchant codes into categories for purposes of
identifying your spend for statement credits. Sometimes you may expect a
purchase to fit within a category, but if the code assigned to the merchant
wasn't grouped into that category, as recognized by Citi, your purchase amount
will not be eligible for a statement credit.

UP TO $120 AVIS® OR BUDGET STATEMENT CREDIT

Citi® / AAdvantage® Executive World Elite Mastercard credit cardmembers are
eligible to receive a statement credit of up to $120 every calendar year when
purchases of up to $120 or more made at Avis® or Budget car rentals or both are
charged to your card account. The credit will be awarded on car rental spend
that is inclusive of time and mileage, taxes, purchases, and other fees.

This statement credit only applies to Avis or Budget brands at participating
locations. Car rentals not paid for directly with Avis or Budget will not
qualify; for example, car rentals purchased through travel agencies, discount
travel sites, vacation clubs, tour operators, or as part of a package offered by
merchants, such as cruise lines and railways, will not qualify. The purpose of
the car rental must be for driver and passenger transportation. Merchants that
provide RV rentals or vehicle rentals for the purpose of hauling are not
included in this category.

Statement credit(s) will appear on your Citi® / AAdvantage® Executive World
Elite Mastercard monthly billing statement from Citi within 8-10 weeks from when
the transaction was posted on your card account. One credit per card account.
Applicable terms and conditions are subject to change without notice. To be
eligible for this benefit, your Citi® / AAdvantage® Executive World Elite
Mastercard card must be open and in good standing at the time of statement
credit fulfillment.

MERCHANT CLASSIFICATION CODES

Merchants are assigned a merchant category code ("MCC"), which is determined in
accordance with Visa/Mastercard/American Express procedures based on the kinds
of products and services the merchants primarily sell. We don't control the
assignment of these codes and are not responsible for the codes used by
merchants. When you use your card to make a purchase, we're provided an MCC for
that purchase. We group similar merchant codes into categories for purposes of
identifying your spend for statement credits. Sometimes you may expect a
purchase to fit within a category, but if the code assigned to the merchant
wasn't grouped into that category, as recognized by Citi, your purchase amount
will not be eligible for a statement credit.

ENHANCED AIRPORT EXPERIENCE

For benefits to apply, the Citi® / AAdvantage® Executive World Elite Mastercard
account must be open 7 days prior to air travel AND reservation must include the
primary credit cardmember's American Airlines AAdvantage® number 7 days prior to
air travel. If your credit card account is closed for any reason, these benefits
will be cancelled. Citi® / AAdvantage® Executive credit cardmembers will have
the following benefits: priority check-in (where available), priority airport
screening (where available), and priority boarding privileges. The priority
boarding benefit will display on your American Airlines boarding pass as Group
4.

These benefits apply when traveling on flights marketed and operated by American
Airlines, or on flights marketed by American Airlines and operated as American
Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc.,
Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. Up to
eight (8) companions traveling with the eligible primary credit cardmember will
also get priority check-in (where available), priority airport screening (where
available), and priority boarding privileges if they are listed in the same
reservation. You may check in at any Business Class check-in position or First
Class check-in when Business Class is not available, regardless of the class of
service in which you are traveling on American Airlines.

These benefits will not be available for travel on codeshare flights booked with
an American Airlines flight number but operated by another airline. Exclusive
lanes at security checkpoints are available, subject to TSA approval. Applicable
terms and conditions are subject to change without notice.

TRAVEL PROTECTION BENEFITS

Certain terms, limitations, and exclusions apply. These benefits are included as
a part of the Citi® / AAdvantage® Executive Card and are underwritten by
Virginia Surety Company, Inc. Should you apply and be approved for the Citi® /
AAdvantage® Executive Card, more information will be provided in the Guide to
Protection Benefits you receive with your card.

GLOBAL ENTRY OR TSA PRECHECK® APPLICATION FEE CREDIT

Citi® / AAdvantage® Executive World Elite Mastercard credit cardmembers are
eligible to receive one statement credit up to $100 per account every four years
for either the Global Entry or the TSA PreCheck® program application fee. Credit
cardmembers must charge the application fee to their Citi® / AAdvantage®
Executive credit card to qualify for the statement credit. Credit cardmembers
will receive a statement credit for the first program (either Global Entry or
TSA PreCheck®) to which they apply and pay for with their eligible card,
regardless of whether they are approved for Global Entry or TSA PreCheck®.
Please allow 1-2 billing cycles after the qualifying Global Entry or TSA
PreCheck® fee is charged to the eligible account for the statement credit to be
posted to the account. Only fees associated with either the Global Entry or the
TSA PreCheck® application fee will be eligible towards the statement credit.

For information on Global Entry, visit globalentry.gov. For information on TSA
PreCheck®, visit tsa.gov. Applications are made directly with these
organizations, and this information is not shared with Citi, nor does Citi have
access to Global Entry or TSA records. Citi does not share account information
with Global Entry or TSA. Decisions to approve/deny applications are made solely
by these organizations, and Citi has no influence over these decisions. Citi is
not notified of approvals or denials of applications.

TSA PreCheck® is a registered trademark of the Department of Homeland Security.

Admirals Club® Membership and Credit Card Authorized User Access

Only Citi® / AAdvantage® Executive World Elite Mastercard primary credit
cardmembers who are eighteen (18) years of age or older will receive full
membership access privileges to Admirals Club® lounges. An Authorized User of
the Citi® / AAdvantage® Executive World Elite Mastercard who is eighteen (18)
years of age or older will receive access privileges to American Airlines
Admirals Club® lounges. Full Admirals Club® membership privileges do not apply
to a credit card Authorized User. An Admirals Club® membership includes access
to other airline lounges and clubs with which American Airlines may have
reciprocal lounge or club access privileges. Membership also includes special
pricing on conference rooms and other special offers that are available
exclusively to Admirals Club® members. Neither membership nor the credit card
Authorized User access benefit provides access privileges to the Arrivals
Lounge, International First Class Lounges, or Flagship® Lounge facilities,
including Flagship® First Dining. Additionally, the credit card Authorized User
access benefit does not provide: (i) access privileges to other airline lounges
or clubs with which American Airlines may have reciprocal lounge or club access
privileges; or (ii) special pricing on conference rooms or other special offers.
To locate a current list of Admirals Club® lounges please visit
aa.com/admiralsclub.

To access an Admirals Club® lounge, primary credit cardmembers and credit card
Authorized Users must present: (i) their (a) active and valid Citi® /
AAdvantage® Executive World Elite Mastercard or (b) with respect to primary
credit cardmembers only, AAdvantage® number; (ii) their current
government-issued I.D.; and (iii) a boarding pass for same-day travel on an
eligible flight, which includes any departing or arriving flight that is (1)
marketed or operated by American Airlines, (2) marketed and operated by any
oneworld® carrier, or (3) marketed and operated by Alaska Airlines; and (iv) any
additional documentation required by American Airlines. Either immediate family
members (spouse or domestic partner and children under eighteen (18) years of
age) or up to two (2) guests traveling with the primary credit cardmember or
Authorized User may be admitted for free when accompanied by the primary credit
cardmember or Authorized User. Family members and guests must present a same-day
boarding pass for an eligible flight as defined above. All persons must be of
valid drinking age, based on applicable law, to consume alcohol.

If the primary credit cardmember is an Admirals Club® member on the date his or
her Citi® / AAdvantage® Executive World Elite Mastercard credit card account is
approved by Citi® and has sixty (60) or more days remaining on such current
Admirals Club® membership, he or she is eligible to receive a prorated refund
from American Airlines for any unused portion of his or her current Admirals
Club® membership fee. The refund will be a prorated amount of the annual
membership fee calculated based on the number of days remaining on such primary
credit cardmember's current Admirals Club® membership as of the date his or her
Citi® / AAdvantage® Executive World Elite Mastercard credit card account is
approved by Citi®. Refunds will be automatically made in the original form of
payment within twelve (12) weeks of becoming a Citi® / AAdvantage® Executive
World Elite Mastercard credit cardmember. Memberships redeemed with Business
Extra points, Lifetime Admirals Club® members and AirPass members with Admirals
Club® privileges are not eligible for a refund.

Upon closure of the Citi® / AAdvantage® Executive World Elite Mastercard
account, all Admirals Club® benefits and access associated with the account will
be immediately terminated, including, but not limited to, all benefits afforded
to credit card Authorized Users. All Admirals Club® membership rules, terms and
conditions apply. AMERICAN AIRLINES RESERVES THE RIGHT TO MODIFY ANY OR ALL
RULES, TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. SUCH MODIFICATIONS SHALL
BE EFFECTIVE IMMEDIATELY AND INCORPORATED INTO THIS AGREEMENT. BY ACCESSING ANY
ADMIRALS CLUB® LOUNGE YOU SHALL BE DEEMED TO HAVE ACCEPTED THE ADMIRALS CLUB®
TERMS AND CONDITIONS. To review the complete Admirals Club® membership terms and
conditions, visit aa.com/admiralsclub.

25% SAVINGS ON ELIGIBLE INFLIGHT PURCHASES

Citi® / AAdvantage® credit cardmembers will receive a 25% savings on inflight
purchases of food and beverages on flights operated by American Airlines when
purchased with their Citi® / AAdvantage® credit card. Savings do not apply to
any other inflight purchases, such as wireless internet access. This benefit
applies to domestic flights marketed and operated by American Airlines or on
domestic flights marketed by American Airlines and operated by Envoy Air Inc.,
Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA
Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on
codeshare flights booked with an American Airlines flight number but operated by
another airline. Offer is available on eligible flights as long as supplies
last. Savings will appear as a statement credit 8-10 weeks after the transaction
is posted to the credit cardmember's card account. Applicable terms and
conditions are subject to change without notice.

FIRST CHECKED BAG FREE

For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior
to air travel, and reservation must include the primary credit cardmember's
American Airlines AAdvantage® number 7 days prior to air travel. If your credit
card account is closed for any reason, these benefits will be cancelled.

Eligible Citi® / AAdvantage® primary credit cardmembers may check one bag free
of charge when traveling on domestic itineraries marketed and operated by
American Airlines, or on domestic itineraries marketed by American Airlines and
operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc.,
SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont
Airlines, Inc.. All flights on the itinerary must be domestic flights marketed
by American Airlines and operated by American Airlines or American Eagle®. This
benefit will not be available for travel on codeshare flights booked with an
American Airlines flight number but operated by another airline. For the Citi® /
AAdvantage® card, up to eight (8) companions traveling with the eligible primary
credit cardmember will also get their first checked bag free of charge if they
are listed in the same reservation. Waiver does not apply to overweight or
oversized bags. This benefit cannot be combined with any existing AAdvantage®
program benefits, or with First or Business class benefits, including any waiver
of baggage charges. Please see aa.com/baggage for baggage weight and size
restrictions. Applicable terms and conditions are subject to change without
notice.

NO MILEAGE CAP

There is no maximum number of American Airlines AAdvantage® miles that you can
accumulate through your Citi® / AAdvantage® credit card account.

AWARD PROGRAM INFORMATION

American Airlines reserves the right to change the AAdvantage® program and its
terms and conditions at any time without notice, and to end the AAdvantage®
program with six months' notice. Any such changes may affect your ability to use
the awards or mileage credits that you have accumulated. Unless specified,
AAdvantage® miles earned through this promotion/offer do not count toward
AAdvantage® status qualification or AAdvantage Million Miler™ status.
American Airlines is not responsible for products or services offered by other
participating companies. For complete details about the AAdvantage® program,
visit aa.com/aadvantage.

American Airlines, American Eagle, AAdvantage®, AAdvantage Million Miler™,
MileSAAver, Business Extra, Flagship, Admirals Club, AirPass, ConciergeKey,
AAdvantage Executive Platinum®, AAdvantage Platinum Pro®, AAdvantage Platinum®,
AAdvantage Gold®, AAdvantage® MileUp®, AA Cargo™, the Flight Symbol logo and the
Tail Design are marks of American Airlines, Inc.

Mastercard, World Elite and the circles design are registered trademarks of
Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a
trademark owned by and used with permission of EMVCo, LLC.

FRAUD DISCLOSURE

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as
determined by Citi in its sole discretion, Citi reserves the right to take
action against you and your credit card account. This may include, without
limitation and without prior notice, declining your credit card account
application, stopping you from earning American Airlines AAdvantage® miles for
purchases made with your card, suspending or closing your Citi® / AAdvantage®
card account, and advising American Airlines of such activity. Citi may also
take legal action against you to recover monetary losses, including litigation
costs and damages. Examples of activities that may trigger such actions include,
but are not limited to, the following: (1) application for a card account in an
attempt to take advantage of a bonus offer that was not intended for you or for
which you are not eligible per the terms of the offer; (2) repeated cancellation
or conversion of your Citi card accounts within one year after account opening
or conversion; (3) returns of purchases you made to satisfy all or a substantial
portion of the purchase requirements for a bonus offer or excessive returns of
purchases for which you have earned AAdvantage® miles or (4) using your account
other than for personal, family, or household purposes.

CARD ACCOUNT DISCLOSURE

The Card Account is only available if you have an open AAdvantage® program
membership in your name. Citi reserves the right to cancel your Card Account if
you or American Airlines terminates or deactivates your AAdvantage® program
membership.

          

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fee, and other information, including rewards information, if applicable.

I also agree to receive my application status/decision by email. Because only
certain notices relating to my application will be sent by email, I understand
and agree that I will also need to check the U.S. mail for communications about
my application.

I also agree to receive my account opening disclosures, including Cardmember
Agreement (PDF) and Privacy Notice, electronically.

I understand that to receive these materials by email and electronically, my
device must meet the systems and hardware requirements necessary to access and
save these documents. I confirm that my device meets these requirements. ?

To request a paper, large font or Braille copy of any of these documents, call
us at 1-888-201-4523 (For TTY: Use 711 or other Relay Service) and we will mail
them to you at no charge.

Note: You must check the box before submitting the application.

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the third party site?

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IMPORTANT INFORMATION

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Thank you for your interest in applying for a Citi® / AAdvantage® Credit Card.

If the credit card application is approved, the travel benefits will not be
provided for the flight you are checking in for.

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