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Submitted URL: http://www.kiva.org/
Effective URL: https://www.kiva.org/
Submission: On October 07 via api from US — Scanned from DE
Effective URL: https://www.kiva.org/
Submission: On October 07 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
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ENDING SOON! Help these loans get fully funded before time runs out. Kiva Home Lend JOIN OUR COMMUNITY OF MONTHLY LENDERS Personalized, automatic lending for you Become a member Categories Regions * * * * * * * * * * * * * * * Recommended by lenders * All loans * All categories JOIN OUR COMMUNITY OF MONTHLY LENDERS Personalized, automatic lending for you Become a member CATEGORIES * * * * * * * * * * * * * * * Recommended by lenders * All categories * All loans REGIONS * * * * * * * * Search all loans clear input Borrow About * About us * How Kiva works * Where Kiva works * Impact * Leadership * Finances * Press * Due diligence 0 Basket Log in $0 My Portfolio * Portfolio * My teams * Donations * Settings -------------------------------------------------------------------------------- * Sign out EVERYONE DESERVES A CHANCE TO SUCCEED HELP PEOPLE AROUND THE WORLD INVEST IN A BETTER FUTURE BY CROWDFUNDING FOR GOOD. I want to support Women Environment Education Healthcare Agriculture Browse all VIEW ALL LOANS TO WOMEN Guatemala LAS GAVIOTAS DE SAN JUAN GROUP Loan to buy firewood in bulk. 99% FUNDED $2,475 Indonesia IMA MARLINA Loan to raise additional capital to grow her TV service business. 89% FUNDED $900 Uganda SIKOLA Loan to purchase farm inputs. 36% FUNDED $1,825 Indonesia NIA KURNIAWATI Loan to raise capital for her food business. 70% FUNDED $750 Indonesia RUKIYAH I Loan to raise additional capital to grow her laundry business. 76% FUNDED $475 Uganda ESTHER Loan to purchase supplies. 56% FUNDED $800 View all loans to women Browse all HOW KIVA WORKS “IT’S BEEN ABOUT A YEAR SINCE I RECEIVED THE LOAN. IT HAD BEEN A DREAM OF MINE TO HAVE A BUSINESS SELLING COLOMBIAN EMPANADAS... I WAS ABLE TO MAKE THIS A REALITY.” — Laura, Kiva Borrower Laura, Restaurant owner, Ecuador 1. Discover Find borrowers like Laura and her husband, Walcenibier, who need a loan to grow their empanada business 2. Crowdfund Lend money as low as $25 through Kiva to help them fund their loan 3. Get repaid After Laura and Walcenibier use the loan, they are able to pay their lenders back 4. Relend Recycle the funds and lend to a new borrower to help them with their project Find a borrower Learn more Pablina, farmer, paraguay OUR COMMITMENT 100% OF YOUR LOAN GOES TOWARD SUPPORTING BORROWERS. WHY LENDING? If you needed to buy a delivery truck for your business, you probably wouldn’t ask for donations; you’d apply for a loan. But what about the billion people without access to traditional finance? That's where you—and Kiva—come in. Kiva loans give people the power and resources to build the life they choose. By crowdfunding smaller amounts—called microloans—we can help more borrowers get funded. With Kiva, you can use the same dollars again and again, helping a new borrower each time your loan is repaid. Your same $25 could help someone open a salon, support a child’s education, invest in community solar panels, and so on! HOW DOES KIVA MAKE MONEY? We cover most of our operating costs through voluntary donations made by Kiva lenders. As a 501(c)3 U.S. nonprofit, the remainder of our costs are covered through grants and donations from foundations and supporters. Additionally, select lending partners contribute small platform fees as we continue building innovative technologies that help create a more financially inclusive world. Kiva never takes a fee from lenders. 100% of funds lent on Kiva go to funding loans. DO KIVA BORROWERS PAY ANY INTEREST ON THEIR LOANS? Kiva partners with microfinance institutions, nonprofits, and other organizations to disburse loans in the communities we serve. Most borrowers do pay interest to these local lending partners to help cover their operation costs. We verify that these rates are appropriate for the region and we only choose partners who have fair, non-predatory lending practices and prioritize social good. Some borrowers funded through Kiva do receive 0% interest loans, including most direct loans, which are loans not made through a local lending partner. Juliana, Fruit and vegetable seller, Ghana OVER 4 MILLION BORROWERS HAVE SUCCESSFULLY INVESTED IN THEIR FUTURE BY STARTING NEW BUSINESSES, EXPANDING EXISTING ONES, AND IMPROVING THEIR COMMUNITIES. THIS IS POSSIBLE BECAUSE OF OUR KIVA COMMUNITY OF OVER 2 MILLION LENDERS WHO HAVE LENT $1.76 BILLION. KIVA LOANS LEAD TO LONG-TERM CHANGE. THE PROOF IS IN THE 96% REPAYMENT RATE. Eufemia, store owner, dominican republic "If I hadn’t taken those loans, my business would have never grown. I have a family to provide to, it takes money. And so, with these loans, I was able to keep my family afloat.” Read more stories Christopher, Artist, ghana "I don't know what would have happened if I didn't have this loan... my sales have gone up tremendously and this has affected the lives of my children and other people around me." Read more stories Sultani, textiles, turkey “After COVID, work became more difficult. Our shop was closed for a long time, we couldn't work. But with this loan, our situation got better.” Read more stories Susan, Owns a handicraft business, Costa Rica "I’ve really grown as a woman, as a businessperson, and I can teach my kids how to value these types of things as well.” Read more stories Show previous slide 1/4 Show next slide READY TO MAKE A TANGIBLE IMPACT IN SOMEONE’S LIFE? VIEW ALL ENDING SOON Show previous slide 1/2 Show next slide BORROW Loans for entrepreneurs doing amazing things. * Apply now LEND Make a loan, change a life. * Lend now * Monthly Good DONATE Kiva is a 501(c)3 U.S. nonprofit fueled by passionate people. Founded in 2005, and based in San Francisco, with offices in Bangkok, Nairobi, Portland and staff around the globe. * Donate to Kiva -------------------------------------------------------------------------------- GET TO KNOW US * About us * How Kiva works * FAQs * Where Kiva works * Blog * Partner with us * Contact us * Help COMMUNITY * Teams * Students and educators EXPLORE * Protocol * Gifts * Happening now * Developer API WORK WITH US * Careers * Volunteer internships * Kiva fellows * Review and translation * US Hubs * * Kiva on Facebook Kiva on Instagram Kiva on Twitter Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan. © 2022 Kiva. All rights reserved. * Privacy policy * Cookie and Data Settings * Terms of use * Site map BORROW Loans for entrepreneurs doing amazing things. * Apply now LEND Make a loan, change a life. * Lend now * Monthly Good EXPLORE * Protocol * Gifts * Happening now * Developer API GET TO KNOW US * About us * How Kiva works * FAQs * Where Kiva works * Blog * Partner with us * Contact us * Help COMMUNITY * Teams * Students and educators Kiva is a 501(c)3 U.S. nonprofit fueled by passionate people. Founded in 2005, and based in San Francisco, with offices in Bangkok, Nairobi, Portland and staff around the globe. * Donate to Kiva * * WORK WITH US * Careers * Volunteer internships * Kiva fellows * Review and translation * US Hubs * Privacy policy * Cookie and Data Settings * Terms of use * Site map Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan. © 2022 Kiva. All rights reserved. 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