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      financial advisors can help you create an investing strategy that matches
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      7 INVESTING STRATEGIES TO MULTIPLY YOUR EARNINGS
      
      “The only constant in life is change” is definitely true when it comes to
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      challenges and become a more confident investor.

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 * Routing Number: 256074974




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 1. Open a Personal Checking Account
 2. Resources


DIRECT DEPOSIT


 * What It Is
 * How to Set Up


DIRECT DEPOSIT IS A FAST AND SECURE WAY TO GET YOUR PAY

Direct deposit is an automatic electronic deposit of your paycheck into your
account. Not only will you have fast, secure access to your funds—you’ll also
lower your risk of ID theft and mail fraud. And, you’ll have a suite of digital
tools that simplify managing your money.


EASY MONEY MANAGEMENT


 * Want to know when your deposit hits your account? Set up a secure
   notification in seconds.
 * Want to start building up your savings before you’re tempted to spend it? No
   problem. Just split your direct deposit between your checking and a savings
   account. You’ll be able to choose how much goes into each.
 * Need to check your balance, pay bills or transfer money? It’s a breeze to do
   with our mobile app* and online banking.

Set Up Now

Not yet a member?
Check eligibility and apply now.




GETTING STARTED


HOW CAN I SET UP DIRECT DEPOSIT?

 1. Sign in to your online banking account using a web browser.
 2. Select the Checking account you’d like to enroll in direct deposit from the
    account summary page and click Show Details. 
 3. Scroll down to Other and under Direct Deposit, select SET UP.
 4. Complete the direct deposit form and follow the prompts.

You may be required to fill out a specific form or provide a voided check. All
employers will need:

 * Navy Federal Credit Union’s routing number: 256074974
 * your account number: available in our mobile app* or online banking

Visiting our site from a desktop device? You can find the Navy Federal routing
number in the top right corner of our website. To find your account number(s),
sign in and select the account(s) where you’ll be depositing your paycheck. Your
account number will be to the right of the account name. Click the circle icon
to expand and show the whole number.


DIRECTIONS BY EMPLOYER TYPES

Your setup steps will depend on your employer type (see below). Choose the one
that most closely describes your organization.

STANDARD PAY


Use our Direct Deposit of Net Pay Enrollment Form for paychecks from
organizations not related to military service, government agency employment or
benefit pay.

MILITARY PAY (MYPAY)


Use MyPay if your paychecks are for:

 * Active Duty military service pay
 * reserve military service pay
 * military retirement pay
 * employment with the Department of Defense (DoD)
 * civilian employment with the Defense Finance and Accounting Services (DFAS)

GOVERNMENT AGENCY PAY & BENEFITS

Use the Standard Form 1199A for agency pay or GoDirect if you receive benefit
payments from the Federal Government for:

 * Social Security
 * supplemental security income
 * VA benefit and insurance pay
 * civil service retirement
 * railroad retirement


HOW DOES DIRECT DEPOSIT WORK?

Direct deposit allows your employer to transfer your paycheck directly into your
account, so you can use your money as soon as it’s sent.

It’s easy and convenient, and because there are no paper checks, it reduces the
possibility of losing or damaging a paycheck, or having it stolen. Most
employers use direct deposit and electronic pay stubs, so you’ll still have
access to the same information you’d have on a paper check, like a record of
salary, taxes and contributions.


CHECKING RESOURCES


 * CHECKING PROTECTION OPTIONS
   
   Protect your checking account from overdrafts and denied transactions.
   
   Learn More about Checking Protection Options


 * NAVY FEDERAL DEBIT CARD
   
   Accepted at millions of locations worldwide. Secure and convenient. Activate
   your debit card today.
   
   Learn More about Navy Federal Debit Card


 * SWITCH TO PAPERLESS STATEMENTS
   
   Reduce waste while increasing your account security. Make the switch to
   paperless statements.
   
   Learn More about Switch to Paperless Statements

View Morechecking resources

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NAVY FEDERAL INFORMATION


MISSION STATEMENT

Since 1933, Navy Federal Credit Union has grown from 7 members to over 14
million members. And, since that time, our vision statement has remained focused
on serving our unique field of membership: 

"Be the most preferred and trusted financial institution serving the military
and their families."


ABOUT NAVY FEDERAL

 * About Us
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 * Navy Federal Events
 * Become a Member


MEMBER SUPPORT

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 * Branches & ATMs
 * Current Rates
 * Help Center
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 * Forms & Brochures


MORE SERVICES

 * MakingCents Financial Learning
 * Navy Federal Investment Services
 * Business Solutions
 * Mobile Banking

24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

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POLICY & DISCLAIMERS

Navy Federal Credit Union
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 * Site Map

© 2024 Navy Federal Credit Union. All rights reserved

 * Navy Federal Credit Union is federally insured by NCUA
 * Equal Housing Lender
 * Equal Opportunity Employer, including disability/vets

NMLS ID 399807

Navy Federal conducts all member business in English. All origination,
servicing, collections, and marketing materials are provided in English only. As
a service to members, we will attempt to assist members who have limited English
proficiency where possible. Military images are used for representational
purposes only; do not imply government endorsement. Terms and conditions are
applied to gift cards.

 * APY = Annual Percentage Yield, APR = Annual Percentage Rate
 * +Rates are based on an evaluation of credit history, so your rate may
   differ. 
 * *Message and data rates may apply. Terms and Conditions are available. 
 * ♦Terms and conditions are applied to gift cards.

 


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