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(248) 714-5102

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QUESTIONS TO CONSIDER WHEN BUYING A VACATION HOME

Doing your research is key before buying a vacation home.

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DOG BITES AND HOMEOWNERS INSURANCE

Reviewing coverage options is just one thing responsible pet parents can do to
help look out for their dogs.

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RETIREMENT AND QUALITY OF LIFE

Asking the right questions about how you can save money for retirement without
sacrificing your quality of life.

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BEHAVIORAL FINANCE

An amusing and whimsical look at behavioral finance best practices for
investors.

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DEDICATED TO PROVIDING QUALITY SERVICES

RAM Insurance and Financial Services can offer a variety of services including
Retirement and Education Planning strategies, IRA's, Life Insurance, Long Term
Care, Medicare Supplements, Mutual Funds and Distribution Strategies.

We take a holistic approach to financial planning strategies so we can address
your financial concerns. Our clients can count on us to be ethical in our
practice, caring of their needs and thorough in our response. Our associates can
be assured of fair practice within a positive environment. Our business
associates can count on us to stand out from the crowd as an example of
excellence within our trade. Our community can expect us to contribute to the
good will of all our neighbors.

Contact us today for a free consultation.

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COLLEGE PLANNING

Rising education costs require a forward-thinking plan. RAM Insurance &
Financial Services can help you prepare for one of life’s biggest investments.

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401K & IRA ROLLOVERS

Managing your company’s 401k program can seem complicated, but RAM Insurance &
Financial Services will make it easy. 

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INSURANCE SERVICES

A good defense is the best offense. Let RAM Insurance & Financial Services
surround you and your family with our leading insurance policies.

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YOU ARE OUR MOST VALUABLE INVESTMENT

Our first priority is helping you take care of yourself and your family. We want
to learn more about your personal situation, identify your dreams and goals, and
understand your tolerance for risk. Long-term relationships that encourage open
and honest communication have been the cornerstone of my foundation of success.





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CONTACT

RAM Insurance & Financial Services

Office: (248) 714-5102

Fax: (248) 714-5106

141 North Milford Road

Suite 101

Highland, MI 48357

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Investment Advisor, and securities are offered through Calton & Associates, Inc.
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(813)264-0440.