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POST /sign-up/?AID=d_corp&siteid=home_signup_hero

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  <div class="ns_input-container FormInput_input-container__eWT5c"><label class="ns_label FormInput_label__0JUfW" for="form-email-6700e8e4d1ec9">Enter your Email</label><input class="ns_input FormInput_input__vG_Lh" type="email" name="email"
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Netspend
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 * Debit
   * Netspend Debit Account
   * Get Paid Early
   * Overdraft Protection
   * High Yield Savings Account
   * Payback Rewards
   * Ways to Load
   * Send Money
   * Account Security
   * Fee Overview
 * Prepaid
   * Netspend Prepaid Card
   * Payback Rewards
   * Reload Nationwide
   * Purchase Cushion
   * Fee Overview
 * Credit
 * Insurance
 * Partners
   * Real Madrid Prepaid Card
   * Austin FC Prepaid Card
   * WWE Prepaid Card
   * Become a Partner
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   * Help Center
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NETSPEND DEBIT ACCOUNT


TAKE YOUR MONEY FURTHER.

No credit check1, no activation fee2, and no minimum balance required.

Enter your Email
Sign Up Now

Already have a card?

Banking services provided by Pathward®, N.A., Member FDIC. Deposit Account
opening is subject to registration and ID verification.1





ACCIDENT INSURANCE


LIFE IS BETTER WITH A PLAN IN PLACE.

Make sure you're covered in case of an unexpected accident.

Learn More

Insurance is offered through Ouro Insurance Agency, LLC3 and underwritten by
Federal Insurance Company, a Chubb company. Accident Insurance4 includes
Accidental Death and Dismemberment ("AD&D") and, in States where eligible,
Temporary Total Disability ("TTD”) protection and benefits. TTD IS NOT OFFERED
IN CALIFORNIA, NEW YORK, FLORIDA, OHIO, GEORGIA, PENNSYLVANIA, MASSACHUSETTS,
VIRGINIA, MINNESOTA, WASHINGTON, AND MONTANA.





OFFICIAL PREPAID CARD OF REAL MADRID


WHERE YOUR MONEY MEETS YOUR PASSION

No credit check1, activation fee2, or minimum balance required.

Get Yours




NETSPEND BETTER CREDIT* VISA® CARD


BETTER CREDIT.*
BETTER YOU.

The card designed to build your credit.* Join the waitlist today!


Join the Waitlist

Netspend is not a bank. Banking services provided by Pathward®, National
Association, Member FDIC.




View slide 1View slide 2View slide 3View slide 4


EASY TO GET. EVEN EASIER TO USE.

No credit check1

No minimum balance

No activation fee2


DIRECT DEPOSIT


GET PAID EARLY

When you Direct Deposit to your Netspend Card, you can get your paycheck up to 2
days faster.5

Learn More


PAYBACK REWARDSSM


EARN WHEN YOU SPEND.

Netspend Payback RewardsSM helps you earn cash back by giving you rewards for
some of your everyday purchases.6

Learn More



WE’VE GOT YOU COVERED WITH OVERDRAFT PROTECTION.7

Learn More





CHOOSE THE RIGHT PRODUCT FOR YOU.


THE NETSPEND® PREPAID CARD

Do more with your money today:

 1. Available today at a retailer near you

 2. Cash Reloads at reload locations8

 3. Payback RewardsSM6

Pay as you go
Sign Up Now


THE NETSPEND® DEBIT ACCOUNT

Even more benefits than the Netspend Debit Card:

 1. Get paid up to 2 days faster5

 2. Up to 6.00% APY Savings9

 3. Overdraft protection7

 4. Payback RewardsSM6

$5.00 Per month
Sign Up Now


25YEARS SERVING CUSTOMERS


200M+REGISTERED ACCOUNTS


130K+DISTRIBUTION LOCATIONS


1T+FUNDS PROCESSED


GET IN THE GAME WITH THE OFFICIAL PREPAID DEBIT CARD OF AUSTIN FC

Subject to card activation and ID verification.1

Sign Up Now





DOWNLOAD THE NETSPEND® WALLET APP TODAY.

Manage your money on the go.


DOWNLOAD OUR APP

Get it on Google PlayDownload on the App Store



YOUR QUESTIONS, ANSWERED.


WHAT DO I DO WHEN I RECEIVE MY CARD IN THE MAIL?



When your card arrives, activate it. Follow the printed activation and identity
verification steps that are on the materials that arrive with your card.


HOW LONG DOES IT TAKE TO RECEIVE MY NETSPEND CARD IN THE MAIL?



You should receive your card approximately 7 to 10 business days after you place
your order. If you do not receive your card within 10 business days, call
Customer Service at 1-866-387-7363.


HOW DO I GET A NETSPEND CARD?



Fill out a quick online order form and we’ll ship you a personalized card!
There’s no credit check and no upfront fees. To activate the Card Account, you
will be required to provide your name, street address, date of birth and other
information that will allow us to identify you. We must collect this information
in accordance with The USA PATRIOT Act, a Federal law that requires all
financial institutions and their third-party service providers to obtain, verify
and record information that identifies each person who opens a Card Account.
Residents of the State of Vermont are ineligible to open a Card Account.


WHERE IS THE LOWEST-COST RELOAD LOCATION NEAREST TO ME?



Some locations may not charge a fee, but others may. Load fees vary from zero to
$3.95. Find the lowest-cost Netspend Reload Network location nearest to you.


HOW DO I DEPOSIT MY TAX REFUND IN MY NETSPEND ACCOUNT?



When you have your tax refund directly deposited to your card account, you don’t
have to wait for a paper check. That means you’ll get your refund faster. Bring
your Routing Number and Account Number to your tax preparer, or if you’re
filling out your own taxes, indicate them in the designated sections.

Your money, at your fingertips.


DOWNLOAD OUR APP

Get it on Google PlayDownload on the App Store


CONNECT WITH US

FacebookXInstagram


 * DEBIT ACCOUNT
   
   * Netspend Debit Account
   * Get Paid Early
   * Overdraft Protection
   * High Yield Savings Account
   * Payback Rewards
   * Ways to Load
   * Send Money
   * Account Security
   * Fee Overview


 * PREPAID CARD
   
   * Netspend Prepaid Card
   * Payback Rewards
   * Reload Nationwide
   * Purchase Cushion
   * Account Security
   * Fee Overview


 * BETTER CREDIT
   
   * Coming Soon


 * PARTNERS
   
   * Real Madrid Prepaid Card
   * Austin FC Prepaid Card
   * WWE Prepaid Card
   * Become a Partner


 * COMPANY
   
   * About Us
   * Help Center
   * Careers
   * Business Solutions
   * Privacy Policy
   * Money Transmitter License


CONNECT WITH US

FacebookXInstagram


Your funds on deposit are FDIC insured up to $250,000 through your issuing bank,
subject to aggregation of all funds held on deposit.

* Account payment history, which is based on your individual payment behavior,
is reported to select nationwide credit agencies. On time payments are needed to
build credit. Late payments may negatively impact your credit score.

1 IMPORTANT INFORMATION FOR OPENING A CARD OR DEPOSIT ACCOUNT: To help the
federal government fight the funding of terrorism and money laundering
activities, the USA PATRIOT Act requires us to obtain, verify, and record
information that identifies each person who opens an Account. WHAT THIS MEANS
FOR YOU: When you open an Account, we will ask for your name, address, date of
birth, and your government ID number. We may also ask to see a copy of your
driver’s license or other documents at any time. All Accounts are opened subject
to our ability to verify your identity by requiring acceptable types of
identification. We may validate the information you provide us to ensure we have
a reasonable belief of your identity. If we are not able to verify your identity
to our satisfaction, we will not open your Account or we may close the Account
if it was previously funded. Your Account is subject to fraud prevention
restrictions at any time, with or without notice. Residents of Vermont are
ineligible to open a Card Account.

2 While this specific feature is available at no cost, certain other transaction
fees and costs, terms, and conditions are associated with the use of this Card
or Account. See the Cardholder Agreement or Deposit Account Agreement for more
details.

3 Insurance described is offered through Ouro Insurance Agency, LLC (California
license no. 6013374) and underwritten by Federal Insurance Company, a Chubb
company. Coverage may not be available in all states or certain terms may be
different where required by state law. Chubb NA is the U.S.-based operating
division of the Chubb Group of Companies, headed by Chubb Ltd. (NYSE:CB).
Insurance products and services are provided by Chubb insurance underwriting
companies and not by the parent company itself. (Form #: IA5000). Ouro Insurance
Agency, LLC (“Ouro Insurance”) is affiliated with Netspend, and is a Delaware
limited liability company, located at 10900 Stonelake Blvd., Suite 200-A,
Austin, TX 78759.  Ouro Insurance is licensed in multiple states as an insurance
agent for various insurance carriers in the distribution of insurance policies
underwritten by them, and receives compensation from those carriers for doing so
and, as such, cannot accept or process policy changes, notices of loss, or
claims. You must make any policy change, claim, and provide any notice of loss
directly with the policy-issuing insurance carrier as provided in the policy or
in any communication provided by that carrier.

4 Accident Insurance includes Accidental Death and Dismemberment (“AD&D”) and,
in States where eligible, Temporary Total Disability (“TTD”) protection and
benefits. LIMITATIONS AND EXCLUSIONS APPLY. AD&D protection covers bodily injury
caused by a sudden, unforeseen, and unexpected (“Accidental”) event that
directly results in a loss of life, speech, hearing, sight, foot, hand, thumb or
index finger. TTD protection covers Accidental bodily injury that (i) prevents
you from performing your work; (ii) causes a continuous condition diagnosed by a
physician; and (iii) requires continuous physician care. A waiting or
elimination period must elapse before TTD benefits become payable. Refer to
coverage terms for details.  To qualify for Accident Insurance, you must be 18
through 64 years old.

5 Faster funding claim is based on a comparison of the Pathward, N.A. and
Republic Bank & Trust Company’s policy of making funds available upon receipt of
payment instruction versus the typical banking practice of posting funds at
settlement. Fraud prevention restrictions may delay availability of funds with
or without notice. Early availability of funds requires payor’s support of
direct deposit and is subject to the timing of payor’s payment instruction.

6 Netspend Payback Rewards is an optional program. You may opt-out at any time
by visiting the Payback Rewards page in your Online Account Center. Rewards
offers are based on individual shopping habits. Rewards are credited to your
Card or Account and are not available in the form of a check or other direct
payment method. Rewards earned through Netspend Payback Rewards are separate
from rewards earned through any other rewards program. See the program FAQs and
terms and conditions in your Online Account Center for additional details about
how and when you get rewarded. Program sponsor: Ouro Global, Inc. Pathward,
N.A., Republic Bank & Trust Company, Visa, and Mastercard are not affiliated in
any way with this program and do not endorse or sponsor this program.

7 The Debit Card Overdraft Service is an optional service made available to
eligible Netspend Debit Account customers by Pathward, N.A. Once you enroll and
meet the eligibility requirements, you will be charged $20.00 for each
transaction that overdraws your account by more than $10.00, up to a maximum of
five (5) fees per calendar month. To avoid that fee, you have twenty-four (24)
hours from the time of the first transaction that creates the overdraft to bring
your Account back to a zero ($0.00) or a positive balance. Transactions subject
to an overdraft fee are signature and PIN purchase transactions and ATM
transactions. ACH Debit transactions are not eligible for coverage. Any negative
balance must be repaid within thirty (30) days. Whether we authorize an
overdraft is discretionary, and we reserve the right not to pay. For example, we
typically will not pay overdrafts if you fail to meet the eligibility
requirements for this service or you attempt too many transactions or
transactions that create too large of an overdraft. Call us at 1-866-647-6929 or
log in to your Online Account Center for additional terms and conditions that
apply, including initial and ongoing eligibility requirements for the service.
This service is expensive, so we encourage you to research alternatives before
enrolling. Once enrolled, you may opt-out at any time; however, you are
responsible to repay any overdrawn amounts on your account even if you opt-out
of the service.

8 The Netspend Network is provided by Ouro Global, Inc. and its authorized
agents. Ouro Global, Inc. is a licensed provider of money transfer services
(NMLS ID: 932678). Ouro Global Inc.’s licenses and related information may be
found at www.netspend.com/licenses. Fees, limits, and other restrictions may be
imposed by Ouro Global, Inc. and other third parties in connection with use of
the Netspend Network.

9 The optional Savings Account linked to your Netspend Debit Account is made
available to Accountholders through Pathward N.A. or Republic Bank & Trust
Company, Members FDIC. Interest is calculated on the Average Daily Balance(s) of
the Savings Account and is paid quarterly.

 * If the Average Daily Balance is $2,000.00 or less, the interest rate paid on
   the entire balance will be 5.87% with an annual percentage yield (APY) of
   6.00%.
 * If the Average Daily Balance is more than $2,000.00, the interest rate paid
   on the portion of the Average Daily Balance which exceeds $2,000.00 will be
   .49% with an APY of .50%, and the interest paid on the portion of the Average
   Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier
   will range from 6.00% to .60%, depending on the balance in the account.
The
   interest rates and APYs of each tier may change. The APYs were accurate as of
   8/23/2024. No minimum balance to open Savings Account or obtain the yield(s).
   Savings Account funds are withdrawn through the Netspend Debit Account and
   transaction fees could reduce the interest earned on the savings account.
   Funds on deposit are FDIC insured through Pathward, N.A. or Republic Bank &
   Trust Company. For purposes of FDIC coverage, all funds held on deposit by
   you at Pathward, N.A. or Republic Bank & Trust Company, will be aggregated up
   to the coverage limit, currently $250,000.00.

The Netspend Visa® Prepaid Card is issued by Pathward®, National Association and
Republic Bank & Trust Company, Members FDIC, pursuant to a license from Visa
U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and
Republic Bank & Trust Company, Members FDIC, pursuant to license by Mastercard
International Incorporated. The Netspend® Debit Account is a deposit account
established by Pathward, N.A. Please see the back of your Card for its issuing
bank. Ouro Global, Inc. is a registered agent of and service provider to
Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit
cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit
Mastercard is accepted.

Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.

Google Play and the Google Play logo are trademarks of Google LLC.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc.

© 2024 Ouro Global, Inc.

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