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BLOCKCHAINforJudges.org; BLOCKCHAINforLawyers.com
* Home
* Ask Any Lawyer™
* Expertise [US (Daubert/Frye), UK, Canada (R. v Mohan)] Standard
* Expert Witness Counsel EWC™
* Law Society Professional Codes & Skill Requirements: USA, UK, Canada
*
President-to-President
* PRESIDING HISTORY™
* Disambiguation of Concepts & Terminology
* Prevent Deception and Deceptive Understanding: Legal Principles & Standards
*
MQCC De Jure - De Facto Standards™
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* BlockChain Standards
* Crypto Standards
* Authentic Originating BITCOIN™ Standards
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* BLOCKCHAIN™ STANDARDS
* Authoritative Textbooks - History of BlockChain™
* Finance Sector Services for Lawyers
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* BlockChainPedia™ - www.BlockChainPedia.com
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* Public Announcements
BLOCKCHAINforJudges.org; BLOCKCHAINforLawyers.com
MQCC® BLOCKCHAIN™
FOR
JUDGES; LAWYERS
Judges, Judiciary, Courts (District, Appellate, Supreme); Legal Professionals,
Policy Makers, Regulators, Scientists, Academics/Educators, Risk Management &
Insurance (RMI) Professionals, Bankers
YOUR AUTHORITATIVE, GLOBALLY ACCESSIBLE, PRIMARY SOURCE OF SCIENTIFIC AND
PROFESSIONAL KNOWLEDGE FOR MEMBERS OF THE LEGAL PROFESSION, WORLDWIDE. PROVIDING
AUTHORITATIVE REFERENCE TO LEGAL PROFESSIONALS ON THE SCIENCE AND APPLICATION OF
OVER 20 YEARS (AUGUST 14, 2001 - 2021+) OF OBSERVATION, DISCOVERY, DEVELOPMENT,
TESTING, COMMERCIALIZATION OF RISK-BASED, CORPORATE RISK-INSURABLE, STATUTORY
AND REGULATORY-INTEGRATED, MILITARY-GRADE, DEFENSE-STANDARD, DE JURE FEDERAL
NATIONAL AND INTERNATIONAL STANDARDS-INTEGRATED, DE FACTO GLOBAL STANDARDS AND
KNOWLEDGE MATTERS RELATED TO PAN-INDUSTRY APPLICATIONS OF CONFORMITY SCIENCE
INCLUDING AUTHENTIC ORIGINATING BITCOIN™ AND "CRYPTO" CONCEPT SYSTEMS.
www.BlockChainForJudges.org / www.BlockChainForLawyers.org /
www.BlockChainForRegulators.org / www.BlockChainForTeachers.org /
www.BlockChainForBankers.org / www.BlockChainforInsurers.org
www.cryptoforjudges.org / www.CryptoForLawyers.net / www.CryptoForBankers.com /
www.BitcoinforLawyers.org
including matters related to applied conformity concepts systems including
commercialized Authentic Originating BITCOIN™ and general "CRYPTO"
BUILT ON BLOCKCHAIN™
BE WARY, BE WARNED®
ACCREDITED CLASS® Education for elected officials and liability-insured
professionals, since at least as early as 2005
PUBLIC NOTICE to ALL Legal Professionals and Members of the Judiciary:
"The world -- writ large -- has, at best, a misdescriptive understanding of the
origins, history, risks; nature, quality, character, feature, form, function,
characteristics, extent and purpose of correct and proper applications of
non-novel (exact) conformity science, generically known as "crypto", and at
worse, a deceptively misdescriptive understanding.
-ANOOP BUNGAY, FOUNDER: MQCC® and BUNGAY INTERNATIONAL
Since at least as early as April 9, 2005, Commercial applications based upon the
Units of Knowledge (UOK™) and Kind of Activity Units described herein are
successfully,
* Scrutinized by government, quasi-government or private licensing,
accreditation or enforcement bodies or,
* Audited by government, quasi-government or private licensing, accreditation
or enforcement bodies and,
* Litigation-tested by one or more law societies and members of the
International Conference of Legal Regulators (ICLR)
MQCC® BLOCKCHAIN™ for Lawyers is an initiative of MQCC® (MortgageQuote Canada
Corp.) and BII™ (Bungay International Inc. ) and related organizations. The
Pioneer (creator, developer and standards setter) of non-novel (exact)
conformity science based applications of goods and services used-in-commerce,
namely,
* BLOCKCHAIN™
* BITCOIN™
* CRYPTO™
* NFT™
* CYBERLOCKCHAIN™
* not a complete list
Family brands of consensus federal, National Standards (de jure) registered
quality management systems and quality management systems integrated goods and
services designed to manage risk, reduce uncertainty and create positive risk
within regulated and non-regulated corporations and organizations.
A MESSAGE FOR ELECTED OFFICIALS, POLICY MAKERS, SCHOLARS, SCIENTIST AND LEGAL
PROFESSIONALS (ATTORNEY, BARRISTER, SOLICITOR, LAWYER, NOTARY)
MATTERS REGARDING THE INTERNATIONAL CONFERENCE OF LEGAL REGULATORS (ICLR)
Notice to World-wide Lawyers: Dear lawyer: you should be aware that at least as
early as 2013 - (current year is 2022, so, over 11 years earlier) the MQCC®
Suite™ of commercialized standards, systems, technology, services (methods,
processes) and products (goods, wares) are litigation-tested by one or more
members of the International Conference of Legal Regulators (ICLR); of which
members include the following leadership and regulatory organizations, domiciled
on Earth; trusted to provide learning, education, training, testing,
accreditation, regulation and practice management oversight for your and your
fellow members of the legal professional:
* American Bar Association, USA
* DC Bar
* Federation of Law Societies of Canada
* Law Society of Alberta
* Law Society of British Columbia
* Law Society of Hong Kong
* Law Society of Ireland
* Law Society of Manitoba
* Law Society of Saskatchewan
* Law Society of Singapore
* Law Society of Upper Canada
* Legal Profession Board of Tasmania
* Massachusetts Board of Bar Overseers
* Ministry of Law (Singapore)
* National Center for State Courts (USA)
* Netherlands Bar
* Nova Scotia Barristers’ Society (Canada)
* Office of Disciplinary Counsel (Pennsylvania)
* Office of Disciplinary Counsel (South Carolina)
* Office of Disciplinary Counsel (Washington)
* Office of Lawyer Regulation (Wisconsin)
* Office of the Counsel for Discipline (Nebraska)
* Qatar Financial Centre Authority
* Solicitors Regulation Authority (United Kingdom)
* State Bar of Georgia
* Supreme Court of Singapore
* Victorian Legal Services Board + Commissioner (Australia)
The Legal, Regulatory, Education and Science Profession's Official Source of:
DISAMBIGUATION OF GENERIC SCIENCE, TERMINOLOGY & NON-GENERIC (PROPRIETARY)
INTELLECTUAL PROPERTY
IS IT A BLOCKCHAIN?™
www.isItABlockChain.org™
Learn the correct and proper: nature, quality, character, characteristics,
function, feature, purpose, form or extent of the distinction that distinguishes
the generic (general) scientific principles borne of non-novel (exact)
conformity science from the distinctive trademark source identifier: BLOCKCHAIN™
owned by MQCC Bungay International LLC
Conformity is the non-novel (exact) science
Quality Management Theory is generic sub concept system; Quality Management
Systems is the Generic Name and BLOCKCHAIN™ is the trademark source identifier
name when applied in commerce.
MQCC® LAW PROFESSION REGULATOR OUTREACH (REGULATOR LEVEL; INTERNATIONAL)
INTERNATIONAL CONFERENCE OF LEGAL REGULATORS (WWW.ICLR.NET)
DEC 21, 2018, 5:53 PM
--- Replying to this email will not send a message
directly to the recipient or group ---
Thank you for your message to the International Conference of Legal Regulators.
We will reply you as soon as possible.
This is a copy of the message you sent:
Name: Anoop Bungay
Email: anoop.bungay@mqcc.org
Subject: Introduction to ICLR by Anoop Bungay; MQCC: This nexus of Law, Legal
Regulation and First Application of "Blockchain Principles" in Commerce &
Litigation Tested by Legal Regulators
Message: Good afternoon ICLR (Mr. Matthew Fellowes (UK, SRA), I trust);
My name is Anoop Bungay. You will discover that your's truly developed the first
application of "blockchain principles" in commerce; was for implementation of a
"peer-to-peer electronic finance system with in-built statutory, regulatory and
process controls", pre-2005. This initial development evolved into what is
described today as: "a World's First "Self Learning AI (Artificial Intelligent)
System", [a meta-operating system for organizations] to ensure a regulated
entity [ie: law firm] functions in a manner that conforms to statutory,
regulatory and process requirements, in real-time.
The reason you are receiving this email is because ICLR and it's members need to
know that the world's first system of it's kind is nearly over 15 years old, and
is litigation tested by legal regulators (some of whom are members of ICLR); for
matters related to the defense of a legal practitioner (solicitor or barrister)
in relation to a claim of professional liability.
At your next conference, ICLR might want to consider my involvement, perhaps as
a keynote speaker; but not without first "getting to know one another". The
world needs to know that "blockchain principles" were not originally applied for
cryptocurrency; "blockchain principles" were first applied to ensure that
regulated entities and regulated professionals function in a manner that
conforms to statutory, regulatory and process requirements; and the first
commercial application of "blockchain principles" were first litigation tested
in 2013, for a transaction originated in 2010.
If this introduction piques your interest, please
contact me. The future awaits.
Your's Truly,
Anoop Bungay
This email, and any attachment, is intended for the attention of the addressee
only. Its unauthorised use, disclosure, storage or copying is not permitted. If
you are not the intended recipient, please destroy all copies and inform the
sender by return email and send a copy to postmaster@sra.org.uk. Thank you for
your co-operation.
Please note the author of this email is not authorised to conclude any contract
on behalf of the Solicitors Regulation Authority by email.
Best Regards.
MQCC® LAW PROFESSIONAL OUTREACH: BAR ASSOCIATION AND LAW SOCIETY (PRACTICE
LEVEL; NATIONAL AND INTERNATIONAL)
HELPING THE AMERICAN BAR ASSOCIATION ABA TO PREVENT INCIDENTS OF PROFESSIONAL
NEGLIGENCE CLAIMS AGAINST ITS PRACTICING MEMBERS IN MATTERS OF NON-NOVEL (EXACT)
CONFORMITY SCIENCE AND COMMERCIAL APPLICATIONS
The below message sent on Saturday, April 9, 2022 to the current President and
President-elect of the American Bar Association.
PS: American Lawyers: Please visit MQCC® President-to-President™ website at
www.President-to-President.org to help you learn about the outreach between
MQCC® and the Executive Office of The President of the United States.
Number; President Name; Vice-President Name; Years of Service; Congresses
43. George W. Bush; Dick Cheney; Jan. 20, 2001–Jan. 20, 2009; 107, 108, 109,
110, 111
44. Barack H. Obama; Joseph R. Biden, Jr.; Jan. 20, 2009–Jan. 20, 2017; 111,
112, 113, 114, 115
45. Donald J. Trump; Michael Pence; Jan. 20, 2017–Jan. 20, 2021; 115, 116, 117
46. Joseph R. Biden, Jr.; Kamala D. Harris; Jan. 20, 2021–present; 117
See www.President-to-President.org to learn more.
MQCC® TO AMERICAN BAR ASSOCIATION ABA
ABA 2022 - Helping the American Bar Association to Prevent Incidents of
Professional Negligence Claims against its Practicing Members in Matters of
Non-novel Exact Conformity Science.pdf
DC BAR ASSOCIATION (WASHINGTON, DC)
The below message was sent to the DC Bar and George Washington University
Leadership.
MQCC® TO DISTRICT OF COLUMBIA (DC) BAR LAWYER CONTINUING EDUCATION COURSES &
STANDARDS AND
INTRODUCTION TO GEORGE WASHINGTON UNIVERSITY LEADERSHIP
Professor to Professor-Peer to Peer™_ Message to Chad T. Sarchio, Esq. re_
District of Columbia (DC) Bar Lawyer Continuing Education Courses.pdf
PUBLIC OFFER TO NABRICO NATIONAL ASSOCIATION OF BAR RELATED INSURANCE COMPANIES
TO INVITE ANOOP BUNGAY, FOUNDER OF MQCC® TO SPEAK ON 17+ YEARS OF THE NEXUS
BETWEEN REGULATORY-INTEGRATED, COMMERCIAL APPLICATIONS OF NON-NOVEL (EXACT)
CONFORMITY SCIENCE AND RISK MANAGEMENT IN THE LEGAL INDUSTRY SECTOR AT THE 2022
NABRICO CONFERENCE
The below message was sent to the Chair of the Oregon State Bar Professional
Liability Fund (PLF), Website Maintainer for the NABRICO (National Association
of Bar Related Insurance Companies).
NOTE: NABRICO is an association of separate companies and organizations whose
members are legally unrelated. It is not the parent company of a group of
insurance companies.
Public Offer to NABRICO National Association of Bar Related Insurance Companies
to Invite Anoop Bungay.pdf
MQCC TO FLSC (FEDERATION OF LAW SOCIETIES OF CANADA) - RISK PREVENTION PUBLIC
MEMO (RPPMTM) & OFFER: RE: 17+ YEARS (2005 - 2022+) OF SUCCESSFUL DE-JURE
STANDARDS-INTEGRATED, COMMERCIAL APPLICATIONS OF NON-NOVEL (EXACT) CONFORMITY
SCIENCE INCLUDING TRADEMARK BITCOIN™, BLOCKCHAIN™, CRYPTDO™ GOODS
(PRODUCTS) AND SERVICES (METHODS)
MQCC.org™_ Meta Quality Conformity Control Organization™ incorporated as
MortgageQuote Canada Corp. Mail - MQCC to FLSC (Federation of Law Societies of
Canada) - Risk Prevention Public Memo (RPPM™) re_ 17+ Years (2005 - 2022+) of
Successful de-jure St.pdf
THE FEDERATION OF LAW SOCIETIES OF CANADA
MODEL CODE OF PROFESSIONAL CONDUCT AS AMENDED OCTOBER 19, 2019 (SOURCE)
[4] In some circumstances, expertise in a particular field of law may be
required; often the necessary degree of proficiency will be that of the general
practitioner.
[4A] To maintain the required level of competence, a lawyer should develop an
understanding of, and ability to use, technology relevant to the nature and area
of the lawyer’s practice and responsibilities. A lawyer should understand the
benefits and risks associated with relevant technology, recognizing the lawyer’s
duty to protect confidential information set out in section 3.3.
[4B] The required level of technological competence will depend on whether the
use of understanding of technology is necessary to the nature and area of the
lawyer’s practice and responsibilities and whether the relevant technology is
reasonably available to the lawyer.
Implication: If a lawyer's client is going to trade in "crypto", the lawyer is
best serving the client by understanding the nature, history, quality,
character, feature, form, function, extent, purpose and characteristics of
"crypto" form the world's authoritative body, namely, MQCC® generally and for as
long he is not retired, Anoop Bungay, developer of FATHER OF CRYPTO® FATHER OF
BLOCKCHAIN®, FATHER OF BITCOIN™ trademark (consumer safety) source identifiers
for various genus and species of goods and services borne of non-novel (exact)
conformity science.
In determining whether technology is reasonably available, consideration should
be given to factors including: (a) The lawyer’s or law firm’s practice areas;
(b) The geographic locations of the lawyer’s or firm’s practice; and (c) The
requirements of clients. [5] A lawyer should not undertake a matter without
honestly feeling competent to handle it, or being able to become competent
without undue delay, risk or expense to the client. The lawyer who proceeds on
any other basis is not being honest with the client. This is an ethical
consideration and is distinct from the standard of care that a tribunal would
invoke for purposes of determining negligence.
[6] A lawyer must recognize a task for which the lawyer lacks competence and the
disservice that would be done to the client by undertaking that task. If
consulted about such a task, the lawyer should: (a) decline to act; (b) obtain
the client’s instructions to retain, consult or collaborate with a lawyer who is
competent for that task; or (c) obtain the client’s consent for the lawyer to
become competent without undue delay, risk or expense to the client.
Implication: Before a lawyer who represents a client that is trading in
"crypto"; with this new-found knowledge in respect to MQCC®; the lawyer should
strongly consider advising its client to instruct the lawyer and the law firm to
contact MQCC® for expert advice in order to better understand the risks of
"crypto". IE: real crypto does not change in value.
[7] A lawyer should also recognize that competence for a particular task may
require seeking advice from or collaborating with experts in scientific,
accounting or other non-legal fields, and, when it is appropriate, the lawyer
should not hesitate to seek the client’s instructions to consult experts.
Implication: Before a lawyer who represents a client that is trading in "crypto"
or applications that are actually or ostensibly intended to achieve the same
function that is normally achieved when applying principles, concepts and core
processes of non-novel (exact) conformity science; with the new-found knowledge
in respect to MQCC®; the lawyer should strongly consider advising its client to
instruct the lawyer and the law firm to contact MQCC® for expert advice if the
client CEO is NOT formally trained and experienced in matters commercial
applications of non-novel (exact) conformity science.
[10] In addition to opinions on legal questions, a lawyer may be asked for or
may be expected to give advice on non-legal matters such as the business,
economic, policy or social complications involved in the question or the course
the client should choose. In many instances the lawyer’s experience will be such
that the lawyer’s views on non-legal matters will be of real benefit to the
client. The lawyer who expresses views on such matters should, if necessary and
to the extent necessary, point out any lack of experience or other qualification
in the particular field and should clearly distinguish legal advice from other
advice.
Implication: non-legal matters include "innovation" and "science" and
"technology"; ie: applications of non-novel (exact) conformity science.
[11] In a multi-discipline practice, a lawyer must ensure that the client is
made aware that the legal advice from the lawyer may be supplemented by advice
or services from a non-lawyer. Advice or services from non-lawyer members of the
firm unrelated to the retainer for legal services must be provided independently
of and outside the scope of the legal services retainer and from a location
separate from the premises of the multi-discipline practice. The provision of
non-legal advice or services unrelated to the legal services retainer will also
be subject to the constraints outlined in the rules/by-laws/regulations
governing multi-discipline practices.
Implication: a lawyer may recommend that their client instruct the lawyer and
the law firm to obtain advice from MQCC® on non-legal matters including correct
and proper applications of non-novel (exact) conformity science; and the related
risk.
[15] Incompetence, Negligence and Mistakes - This rule does not require a
standard of perfection. An error or omission, even though it might be actionable
for damages in negligence or contract, will not necessarily constitute a failure
to maintain the standard of professional competence described by the rule.
However, evidence of gross neglect in a particular matter or a pattern of
neglect or mistakes in different matters may be evidence of such a failure,
regardless of tort liability. While damages may be awarded for negligence,
incompetence can give rise to the additional sanction of disciplinary action.
3.2 QUALITY OF SERVICE Quality of Service
3.2-1 A lawyer has a duty to provide courteous, thorough and prompt service to
clients. The quality of service required of a lawyer is service that is
competent, timely, conscientious, diligent, efficient and civil. Commentary
[1] This rule should be read and applied in conjunction with section 3.1
regarding competence.
[2] A lawyer has a duty to provide a quality of service at least equal to that
which lawyers generally expect of a competent lawyer in a like situation. An
ordinarily or otherwise competent lawyer may still occasionally fail to provide
an adequate quality of service.
[3] A lawyer has a duty to communicate effectively with the client. What is
effective will vary depending on the nature of the retainer, the needs and
sophistication of the client and the need for the client to make fully informed
decisions and provide instructions.
[4] A lawyer should ensure that matters are attended to within a reasonable time
frame. If the lawyer can reasonably foresee undue delay in providing advice or
services, the lawyer has a duty to so inform the client, so that the client can
make an informed choice about his or her options, such as whether to retain new
counsel. Examples of expected practices
[5] The quality of service to a client may be measured by the extent to which a
lawyer maintains certain standards in practice. The following list, which is
illustrative and not exhaustive, provides key examples of expected practices in
this area:
(a) keeping a client reasonably informed;
(b) answering reasonable requests from a client for information;
(c) responding to a client’s telephone calls;
(d) keeping appointments with a client, or providing a timely explanation or
apology when unable to keep such an appointment;
(e) taking appropriate steps to do something promised to a client, or informing
or explaining to the client when it is not possible to do so; (f) ensuring,
where appropriate, that all instructions are in writing or confirmed in writing;
20
(g) answering, within a reasonable time, any communication that requires a
reply;
(h) ensuring that work is done in a timely manner so that its value to the
client is maintained;
(i) providing quality work and giving reasonable attention to the review of
documentation to avoid delay and unnecessary costs to correct errors or
omissions;
(j) maintaining office staff, facilities and equipment adequate to the lawyer’s
practice; (k) informing a client of a proposal of settlement, and explaining the
proposal properly;
(l) providing a client with complete and accurate relevant information about a
matter;
Implication: In order to provide the highest levels of QUALITY OF SERVICE; when
a lawyer who represents a client that is trading in "crypto" or applications
that are actually or ostensibly intended to achieve the same function that is
normally achieved when applying principles, concepts and core processes of
non-novel (exact) conformity science; with the new-found knowledge in respect to
MQCC®; the lawyer should strongly consider advising its client to instruct the
lawyer and the law firm to contact MQCC® for expert advice if the client CEO is
NOT formally trained and experienced in matters commercial applications of
non-novel (exact) conformity science, in order that the client obtain its OWN
STANDARD of complete and accurate relevant information about [the] matter of
correct and proper application and use and risk of commercial applications of
non-novel (exact) conformity science.
(m)making a prompt and complete report when the work is finished or, if a final
report cannot be made, providing an interim report when one might reasonably be
expected;
(n) avoiding the use of intoxicants or drugs that interferes with or prejudices
the lawyer’s services to the client;
(o) being civil.
CANADIAN BAR ASSOCIATION CBA
CANADA-WIDE/INTERNATIONAL: LAWYER, CONSUMER EDUCATION & SAFETY PUBLIC MESSAGE &
INVITATION TO CBA CANADIAN BAR ASSOCIATION AND 13 BRANCHES, CANADA-WIDE: RE:
ACCESS TO 21+ YEARS OF CORRECT AND PROPER, PRIMARY SOURCE EDUCATION ON MATTERS
RELATED TO NON-NOVEL (EXACT) CONFORMITY SCIENCE AND APPLICATIONS, INCLUDING:
COMMERCIAL GOODS AND SERVICES, SOURCE-IDENTIFIED BY WELL-KNOWN, WORLD FAMOUS
TRADEMARKS: OFFICIAL AUTHENTIC ORIGINAL™ (OAO™) BITCOIN™; BLOCKCHAIN™; CRYPTDO™
BRAND OF STANDARDS-BASED "GENERIC CRYPTO" [PEER-TO-PEER DIGITAL FINANCE,
COMMERCE AND REGULATION] FROM BUNGAY MQCC®: CREATOR & STEWARD OF OFFICIAL
AUTHENTIC ORIGINAL OAO™ BITCOIN™: THE WORLD'S FIRST UTILITY TOKEN; BITMORTGAGE®
THE WORLD'S FIRST SECURITIES TOKEN; COMMENCING APRIL 9, 2005 AT
WWW.PRIVATELENDER.ORG
MQCC.org™_ Meta Quality Conformity Control Organization™ incorporated as
MortgageQuote Canada Corp. Mail - Canada-wide_International_ Lawyer, Consumer
Education & Safety Public Message & Invitation to CBA Canadian Bar Association
and 13 Branches, Cana.pdf
DIGITAL VERSION OF LETTER TO CANADIAN BAR ASSOCIATION CBA
STEPHEN ROTSTEIN
President,
Canadian Bar Association CBA
66 Slater St., Suite 1200
Ottawa, ON K1P 5H1
via: info@cba.org; srotstein@osc.gov.on.ca
STEEVES BUJOLD
Vice President, CBA
(IBA International Bar Association 'Member Organisations' Official Contact)
via: info@cba.org; sbujold@mccarthy.ca
ANGELA MOUTOULAS
Director/Directrice, CBA
Professional Development and Events
via: pd@cba.org
KEVIN WRIGHT
International Committee Chair, CBA
via: cba.sections@cba.org; kevin.wright@dlapiper.com
CC: International Bar Association
Top Management c/o Sternford Moyo
President
"The Global Voice of the Legal Profession"
via: iba@int-bar.org; info@scanlen.co.zw
"via email"
Dear Top Management of Canadian Bar Association (CBA), including Messiers &
Madame (Esq. (practicing and non-practicing)); Rotstein (Stephen), Bujold
(Steeves), Moutoulas (Angela) and Wright (Kevin); [CC: Mr. Moyo, (Sternford),
International Bar Association IBA]
1. My name is Anoop Bungay; President of MortgageQuote Canada Corp., Bungay
International Inc., based in Calgary, Alberta, Canada. This message to you
follows earlier messages to your superordinate organizations, namely:
International Conference of Legal Regulators (ICLR), Federation of Law Societies
of Canada (FLSC) and your peer organization: American Bar Association (ABA). A
simple public search will show that I am NOT a lawyer NOR a legal industry
"practice advisor", so this email serves neither as legal advice, nor legal
practice advice; nor does this message serve as conformity advice, risk
management advice, financial advice, regulatory advice or advice of any kind.
This email serves MERELY as a Canadian and International public notice and
courtesy outreach to your organization to help you disseminate necessary and
important information in matters that are relevant to your members, stakeholders
and the general public; and, an effort to provide a formal cursory introduction
to the wide-ranging, critical and complex nature, quality, character,
characteristics, feature, function, form, purpose and extent of 20+ years
(2001-2022+) of commercialized, regulatory-integrated, errors and omission
insured, generic genus and species of "crypto", "digital finance" and related
goods and services; other goods and services including those source-identified
by one or more world famous, well-known marks (trademarks) including: BITCOIN™
brand utility token, BITMORTGAGE® brand securities token, BLOCKCHAIN™ brand
management system, CRYPTDO™ brand quality managed private information.
2. To prevent ambiguity, this message via email and social media to your
organization which is entitled:
* Canada-wide/International: Lawyer, Consumer Education & Safety Public Message
& Invitation to CBA Canadian Bar Association and 13 Branches, Canada-Wide:
RE: Access to 21+ Years of Correct and Proper, Primary Source Education on
Matters related to Non-novel (Exact) Conformity Science and Applications,
including: Commercial Goods and Services, Source-identified by Well-known,
World Famous Trademarks: OFFICIAL AUTHENTIC ORIGINAL™ (OAO™) BITCOIN™;
BLOCKCHAIN™; CRYPTDO™ brand of standards-based "generic crypto" [peer-to-peer
digital finance, commerce and regulation] from Bungay MQCC®: Creator &
Steward of OFFICIAL AUTHENTIC ORIGINAL OAO™ BITCOIN™: the World's First
Utility Token; BITMORTGAGE® the World's First Securities Token; Commencing
April 9, 2005 at www.PrivateLender.org
serves as a courtesy outreach to you and your organization (Canadian Bar
Association CBA) in your self-described role as a "premiere provider of quality
legal training and information". It is requested that you disseminate this very
important safety and quality information message from MQCC®'; a message which
provides vital knowledge which will help to prevent negative risk in the form of
financial loss caused by financial volatility or loss in non-financial terms
(loss of reputation and professional negligence claims emanating from incomplete
or insufficient or untraceable understanding of certain scientific principles
and proven best practices, sources, methods, techniques, processes) from a
recognized authority (namely, MQCC® and Anoop Bungay) about certain and specific
"global and national trends affecting your work" generally speaking;
specifically, the "work" of the 36,000 individual members of your association
(Canadian Bar Association CBA) in the following roles:
* lawyers
* judges
* notaries
* law teachers
* law students
* CEO's of insurance companies (federally regulated and non-federally
regulated)
* CEO's of regulated (federal and non-federal; central, banks)
* CEO's, on a pan-industry basis (both regulated and non-regulated)
* any CEO who retains a lawyer or law firm for legal advice
with whom you "actively engage", "across Canada"; --- [Constraint Memo: While it
is understood that Canadian Bar Association CBA "speaks" for lawyers, it is also
understood that the CBA does not speak for the "total universe" of "Canada’s
136,000 lawyers, Quebec’s 4,200 notaries and Ontario’s 10,600 paralegals";
enumerated by the Federation of Law Societies of Canada FLSC (Source:
flsc.ca)]--- specifically, this courtesy outreach serves as a matter of public
notice and consumer safety disclosure in respect to certain genus and species of
goods and services used-in-commerce and marketed by the following world famous
or well-known marks (trademarks) and source identifiers, including:
* BLOCKCHAIN FOR LAWYERS™ (at www.BlockChainforLawyers.org) required reading
for every lawyer in Canada, the Commonwealth and the world)
* CRYPTO FOR LAWYERS™
* METAVERSE FOR LAWYERS™
* BLOCKCHAIN FOR POLICY MAKERS™
* CRYPTO FOR POLICY MAKERS™
* CRYPTO, BITCOIN, BLOCKCHAIN AND METAVERSE FOR ELECTED OFFICIALS AND
REGULATORY BODIES; REGULATORY PROFESSIONALS™
* BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL
NETWORK: BITCOIN™; The World's First Utility Token™
* BITMORTGAGE®; The World's First Securities Token™
* PROFESSIONAL BITCOINEER (P. BTCR.)®
* PROFESSIONAL BLOCKCHAINEER (P. BCR.)®
* FATHER OF BLOCKCHAIN®
* FATHER OF CRYPTO®
* FATHER OF METAVERSE™
* THE GLOBAL STANDARD FOR CRYPTO®
* THE GLOBAL STANDARD FOR BLOCKCHAIN®
* PRINCIPLES OF BLOCKCHAIN™
* BITCOINPEDIA™
* BLOCKCHAINPEDIA®
* BUNGAY LOGIC AND ORDER CONFORMITY KERNEL; CYBER/NON-CYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENT NETWORK: BLOCKCHAIN™ trademark brand
quality management system
* OFFICIAL AUTHENTIC ORIGINAL OAO™
* WORLD BLOCKCHAIN DAY®
* WORLD CRYPTO DAY®
* BLOCKCHAIN HALL OF FAME®
* CYBERLOCKCHAIN™
* FATHER OF FREE TRADING SECURITIES™
* not a complete list.
3. The above list, more than merely source identifiers used-in-commerce
represent well-known marks and world famous trademarks which, collectively (as a
family of trademarks), serve as a valuable and highly prized and very functional
consumer safety device, providing Canadian and International consumers of
financial services with prima facie (at-a-glance) visual identification to the
source of certain goods and services and, which further fulfills the following
function (utility), best articulated by Canada Supreme Court Justice Binnie J.
in Mattel, Inc. v. 3894207 Canada Inc. (2006), as follows: (paraphrased &
modified; source: www.WIPOBlockChain.com)
* the purpose of a trademark is to distinguish wares or services manufactured,
sold, leased, hired or performed by the trademark owner from those
manufactured, sold, leased, hired or performed by others. "Their traditional
role was (is) to create a link in the prospective buyer's mind between the
product and the producer....It is a guarantee of origin and inferentially, an
assurance to the consumer that the quality [ingredient, character, function,
feature, purpose, use, scope and extent] will be what he (or she) has come to
associate with a particular trade-mark (as in the case of the mythical
“Maytag” repairman). It is, in that sense, consumer protection legislation."
[Consumer Safety] Thus, trademarks: build the reputation and goodwill of the
MQCC Bungay International LLC group [MortgageQuote Canada Corp.; Bungay
International Inc.] of related companies in the eyes of the public, which
will make all of MQCC™ trademark brands attractive and maintain consumer
loyalty; deter counterfeiters from copying MQCC™ trademark brand product or
causing confusion in the marketplace; prevent deceptive trade practice in the
marketplace by distinguishing MQCC™ trademark brand genuine product or
service from a fake; enabling the general public to immediately, prima facie,
on an at-a-glance or visual basis, "recognize what it knows and trusts".
STATEMENT OF FACT: If any consumer or organization or professional (on a
pan-industry basis) seeks to identify a trusted and trustworthy source of
primary information on matters related to over 20 years of discovery,
development, commercialization and continual improvement within an existing,
consumer-safe, regulatory-integrated and regulatory-agnostic framework in
matters related to the commercial application of the principles, concepts and
core processes of non-novel (exact) conformity science (www.conformity.org) and
the various and sundry genus and species of goods and services
identified-in-commerce by the following world-famous, well-known marks
(trademark source identifier), namely, BITCOIN™, BLOCKCHAIN™, CRYPTDO™ brand
"crypto"; including generic goods, namely, fungible tokens, non-fungible tokens,
peer-to-peer electronic and non-electronic finance processes [NOTE: The correct
and proper terminological phrase is: Non-Bank, Non-Institutional,
Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also
known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance] then why not
learn from the creator (Originating System-Operator (OSYSOP™) of the global
(multi-jurisdictional standards-based, system-network), namely, yours sincerely,
Anoop Bungay.
4. As explained via similar messages with varying degrees of content, over the
course of up to 15 or more years, to Top Management, either on a peer-to-peer
basis or non-peer-to-peer basis, to:
* International Conference of Legal Regulators (ICLR);
* American Bar Association (ABA);
* Federation of Law Societies of Canada (FLSC); (see
www.BlockChainforLawyers.org to read the letters)
* current or former Canadian elected or appointed officials, or heads of
organizations or senior members of organizations including provincial
regulatory bodies in various industries; Canadian federal government
ministries or agencies including Federal law enforcement, including:
* Minister of Finance
* Ministry of Finance
* Treasury Board Secretariat of Canada
* Competition Bureau of Canada
* Real Estate Council of Alberta RECA
* BC (British Columbia) Ministry of Finance; Deputy Premier of BC
* Financial Services Regulatory Authority of Ontario FSRA (formerly FSCO)
* BC Financial Services Agency BCFSA (formerly FICOM)
* Ontario Securities Commission OSC
* including practicing or non-practicing lawyers (licensed legal
professionals) in various and sundry roles from policy making to
investigation to enforcement
* International Science Council
* Chief Science Officer of Canada
* Various and sundry journalists including Bloomberg; National Post of
Canada; FOX Business; visit: ijcs.mqcc.org)
* Heads (past and current) for various G20 and G7 Central Banks
* TMX Group
* this is an incomplete list; visit www.DisclosureOfBlockChain.com or
www.mqcc.org to learn more
* International bodies and other international organizations
* United Nations
* United States current and former Presidents
* United States Congressional Committee Chairs
* United States Securities and Exchange Commission SEC®
* Financial Regulatory Authority FINRA USA
* this is an incomplete list visit www.DisclosureOfBlockChain.com or
www.mqcc.org to learn more
And as documented in various primary source academic and primary source
scholarly textbooks published and available on the internet, independent
research by you or your organization will support the claim that yours
sincerely, (Anoop Bungay) --- since at least early as August 14, 2001 to at
least as early as April 9, 2005 and onward --- is the person who created the
world's first peer to peer electronic finance system and subordinate, peer to
peer electronic cash system. Further, yours sincerely, (Anoop Bungay) --- since
at least early as August 14, 2001 to at least as early as May 9, 2008 and onward
--- has first observed the natural phenomena and formalized the underlying
non-novel (exact) natural science and commercialized consumer-safe,
regulatory-integrated commercial applications which are known by one or more
Canadian consumer safety devices (trademarks) listed above.
5. Your Canadian Bar Association CBA presents itself in your "ABOUT US" page,
definitively as:
* "We (CBA) are the leaders and the voice of Canada’s legal profession."
Equivalently, MQCC® presents itself, definitively, as:
* "MQCC® is the leader and voice of commercial applications borne of a
peer-to-peer electronic cash system; a peer-to-peer electronic finance system
and non-novel (exact) conformity science based business applications for use
in a pan-industry, pan-functional basis in commerce, finance, academia and
government."
6. Every lawyer, both practicing and in non-practicing roles (including policy
making and regulatory matters) in Canada that is accountable to the public or
insured by a Property and Casualty insurance company for professional purposes
including:
* insurance companies regulated by OSFI - at a federal level
* insurance brokers or insurance underwriters and managing agents regulated at
a provincial level
Employed, appointed or practicing in the following industry sectors,
sub-sectors, groups or sub-groups including:
* law
* finance (regulated and non-regulated)
* banking (Central bank, Federal Bank, Non-Federal Bank)
* information technology
* education
* not a complete list
Must be aware or should be made aware that if they are providing legal advice or
advice or opinions in matters related to "peer-to-peer finance", then they
should be aware that the globally recognized standards for safe and proper
operation, based upon over 21 years of development and commercialization is
established by MQCC. Indeed, the standard for the nature, quality, character,
feature, function, purpose and extent of consumer safe goods and services known
generically as:
* crypto
* quality management
* conformity management (formerly "compliance" however this term is deprecated
in accordance with principles of international standards)
* peer-to-peer finance
* digital finance (including digital assets, digital debts, digital securities)
* digital transformation
* smart contracts
* utility tokens (the first and most famous one being the MQCC® BUNGAY
INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL NETWORK:
BITCOIN™; The World's First Utility Token™)
* securities tokens (the first and most famous one being BITMORTGAGE®)
* fungible (and the obverse: non-fungible) goods or services
* distributed electronic classical computer systems including mirroring and
parallel (DISTRIBUTED MIRROR™; DISTRIBUTED PARALLEL™)
* commercialized quantum computing (CQC™)
* insurance and risk management
* cybersecurity
* free trading (free-trading) securities
* National (Federal) Standards
* International Standards
* Fiduciary Standards
* Systems Level Artificial Intelligence (SLAi™); beyond (meta) machine learning
(ML) and deep learning (DL)
* Systems Learning Artificial Intelligence (SLrAi™)); beyond (meta) machine
learning (ML) and deep learning (DL)
* an incomplete list
are designed to be:
* consumer safe
* achieve the function and utility of risk management including risk
identification, risk prevention, risk mitigation
* regulatory agnostic
* classical computer and non-computer technology agnostic
* processed based
* delivered in a commercialized quantum computing (CQC™) operating environment
* conforming to MQCC® Trademark PRINCIPLES OF BLOCKCHAIN™ including the
following natural and inherent utility, or function:
* standards based
* transparency
* accountability
* record immutability
* quality
* traceability
* fact non-repudiation
* verifiability
* measurable
* not a complete list
and subject to one or more Canadian legislation, programs, initiatives or
international equivalent; treaty or convention:
* Real Estate Act of Alberta
* Mortgage Brokers Act of British Columbia (BC)
* Mortgage Brokers and Lenders Act of Ontario
* Incorporation by Reference in Regulations Act
* Trademarks Act
* Standards Council of Canada Act
* Statutory Instruments Act
* National Research Council Act
* Government of Canada: Innovation in the public service
* Memorandum of Understanding between the Treasury Board of Canada Secretariat
and the Department of Digital, Culture, Media and Sport, of the United
Kingdom of Great Britain and Northern Ireland Concerning Digital Development
* Government of Canada Strategic Plan for Information Management and
Information Technology 2017 to 2021
* Budget Implementation Act, 1997
Lawyers and legal professionals (and legal students) would be prudent to
discuss, learn about and understand MQCC® and its seminal work in accordance to
fulfilling the legal industry beyond reproach standard of meeting professional
obligations under one or more doctrines or codes of legal professional practice,
including:
* Federation of Law Societies of Canada (FLSC); Model Code of Professional
Conduct 2019 which serves as the base framework for member regulatory and
licensure law society bodies across Canada. Specifically, the Model Code of
Professional Conduct states:
* CHAPTER 3 – RELATIONSHIP TO CLIENTS
* Section 3.1 COMPETENCE
* Subsection 3.1-2 COMPETENCE: A lawyer must perform all legal services
undertaken on a client’s behalf to the standard of a competent lawyer.
* Subsection 3.1-2 Commentary:
* Commentary Point # [7] A lawyer should also recognize that competence
for a particular task may
require seeking advice from or collaborating with experts in
scientific, accounting
or other non-legal fields, and, when it is appropriate, the lawyer
should not
hesitate to seek the client’s instructions to consult experts.
Further, this courtesy outreach serves as an invitation to lawyers, law firms,
law schools, lawyers employed by legal regulatory bodies for public or private
policy development and public or private policy enforcement, to contact Anoop
Bungay and MQCC® in order to seek advice and gain invaluable formal, expert,
primary source knowledge, training and collaboration opportunities in the
non-novel (exact) field of science, namely conformity science, that is the
foundation of the "conformity revolution" brought about by the innovations
developed including: Official Authentic Original OAO™ BITCOIN™ brand of
utilities token; BITMORTGAGE® brand of securities token and meta (beyond).
Further, you may find Anoop Bungay in the Thomson Reuters WestlawNext Canada
EXPERT WITNESS DIRECTORY.
7. In your respective roles as lawyers (in your own right; practicing and
non-practicing) and members of CBA Association body leadership (Top Management),
did you know the following historical facts:
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ brand of commercialized, proven-safe,
proven-stable, regulatory-integrated, standards-based and proven-trusted
"crypto" and goods and services marketed by the trademark BITCOIN™ brand
utility token; BITMORTGAGE® brand securities token; METAVERSE™ brand
management systems; CRYPTDO™ brand quality managed, private information,
celebrates over 20 years of development, continuous improvement; at least 15
years of commercialization?
* the highest standard for reliable, trustworthy, competent and proficient is
identified by a person or persons who possess the following designation:
* PROFESSIONAL BITCOINEER (P. BTCR.)®
* PROFESSIONAL BLOCKCHAINEER (P. BCR.)®
* the science that underlies MQCC® brand of goods and services is known as
non-novel (exact) conformity science (visit www.conformity.org);
* one or more primary functions are for organizations to achieve conformity to
statutory, regulatory, process and customer requirements at a peer-to-peer
level, on a self-regulatory basis;
* it takes 4 years for a Bachelor level of education in conformity science and
its applications;
* it takes 2-3 years for a Master's level of education in conformity science
and its applications;
* it takes 2-4 years for a Doctorate (Ph D) level of education in conformity
science and its applications;
* it takes over 5 years of real-word experience to be considered competent in
matters of commercial applications of conformity science (based on
international standards of competence);
* it takes over 10 years of real-word experience to be considered competent in
matters of commercial applications of conformity science (based on
international standards of proficiency level of competence);
* in matters of OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ brand utility
tokens; there are UNLIMITED BITCOIN™ units;
* in matters of OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™, a consumer does
NOT "buy" BITCOIN™ or "mine" it in the sense that the general population
including policy makers think; for consumer safety and regulatory conformity
purposes, distribution is based on site-licensing and domain based
distribution;
* one primary function of "crypto" and the OFFICIAL AUTHENTIC ORIGINAL (OAO)™
BITCOIN™ brand of utility token is RISK MANAGEMENT;
* correct and proper "crypto" and the BITCOIN™ brand utility token encapsulates
financial value or process integrity;
* the original beneficiaries of the OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™
and "crypto" system-network are lawyers and legal professionals;
* the OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ and "crypto" system-network
was litigation tested by one or members of the International Conference of
Legal Regulators (ICLR) as early as 2013; many Canadian Law Societies are
members of the International Conference of Legal Regulators (ICLR);
* since at least as early as 2008, the OFFICIAL AUTHENTIC ORIGINAL (OAO)™
BITCOIN™ and "crypto" system-network is insured by one or more Canadian or
Foreign Property and Casualty Insurance Companies regulated by Office of the
Superintendent of Financial Institutions OSFI;
* Anoop Bungay and MQCC® are the primary source of correct and proper
information on the subject of financial applications of conformity science
and the world's first peer-to-peer electronic finance system and subordinate
peer-to-peer electronic cash system; you may find many textbooks available on
Amazon.com® or Google Play® store;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ is designed to create positive
return financial instruments in the form of non-regulated or regulatory
exempt PRIMARY SECURITIES not SECONDARY SECURITIES so "stock markets" or
"public exchanges" were never a part of the original system-network;
* If a person invested $100,000.00 in OFFICIAL AUTHENTIC ORIGINAL (OAO)™
BITCOIN™ based financial securities as early as 2003, the investment would be
worth $2M in 2022 (before MQCC® Fiduciary Capital Partners FCP™ profit
sharing);
* among other things, the OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ and
"crypto" system-network is designed to create POSITIVE RETURN Financial
investments by reducing financial transaction to a peer-to-peer base-level;
financial investments that are public market agnostic and where "past
performance IS AN INDICATOR of future performance";
* the OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ and "crypto" system-network
created direct asset-secured financial securities that are insured for loss
by a plurality of insurable devices resulting the unique nature of "the worst
thing that happens is that an investor owns and asset" in the event of
security enforcement; this quality is the basis of the term: LOSSLESS
INVESTING because Canada Revenue Agency (CRA) does not consider enforcement
and repossession of a securitized asset within the OFFICIAL AUTHENTIC
ORIGINAL (OAO)™ BITCOIN™ and "crypto" system-network as a "FINANCIAL OSS" but
rather as an "ACQUISITION"; (this is NOT tax advice nor accounting advice;
seek the advice of a tax lawyer or accountant);
* continuously since at least as early as May 9, 2008, the OFFICIAL AUTHENTIC
ORIGINAL (OAO)™ BITCOIN™ and "crypto" system-network is registered to one or
more Canadian Federal (National) and equivalent international standards for
consumer and government safety through quality, namely, ISO 9001:2000; ISO
9001:2008 and the risk-based ISO 9001:2015;
* the OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ and "crypto" system-network
is designed to reduce risk and create NON-PUBLIC MARKET VOLATILE financial
instruments; the MQCC® trademark Zero Beta; Positive Alpha™ process.
* the Canadian Bankers Association was introduced to MQCC® at least as early as
2017 (or earlier) and Canadian Consumers of Banking services who might have
lost $$ might want their lawyers to contact and retain MQCC® to learn about
what was explained to the Canadian Bankers Association back then;
* at least as early as May 9, 2008, the OFFICIAL AUTHENTIC ORIGINAL (OAO)™
BITCOIN™ and "crypto" system-network is recognized by the United States,
Canadian and UK Governments to conform to at least the standards of higher
level contract quality requirements demanded by the United States Government
departments and agencies including: the United States Department of Defense
(DOD); the United States General Services Administration (GSA) and the United
States National Aeronautics and Space Administration (NASA); 2022 represents
over 14 years of continuous conformity;
* just as there are non-conforming, subordinate standard (sub-standard), fake,
counterfeit or pirated goods and service in commerce, like LOUIS VUITTON®
clothing, MICROSOFT® software, ROLEX® watches, so, too, the world is quickly
realizing, there exists non-conforming, subordinate standard (sub-standard),
fake, counterfeit or pirated goods and service in commerce under the names of
"bitcoin" (non official); or sub-standard "crypto" or "blockchain" or
"metaverse" (not a complete list);
* one rule of thumb for any consumer, policy maker or regulator or promotor or
company CEO: "If a 'crypto' or 'blockchain' or 'token' good or service is
inherently volatile in terms of economic value for the end-consumer, then
this good or service does not conform to the ORIGINATING STANDARDS™ developed
and maintained by MQCC®, Bungay International and Anoop Bungay, over the
course over 21+ years;
* when something is designed to be "peer-to-peer", like a "peer to peer
electronic finance system" or "peer-to-peer electronic cash system", then the
implication is that there are only 2 parties to the process and this reduces
risk and volatility because 3rd parties or the general public are NOT
involved; and THIS is how volatility in commercial transactions is reduced or
eliminated;
* as a primary source of education, MQCC® education meets or exceeds the
accreditation quality standards demanded in education programs (programmatic
level) or courses (course level) by the United States Department of Education
(DOE) quality management standards; accredited education goods and services
are identified in commerce by MQCC® by the trademark: ACCREDITED CLASS®;
* if a consumer is losing $$$ in experimental or non-proven 'crypto' tokens,
the consumer is investing in goods or services that actually or ostensibly do
not conform to the 21+ years of standards developed by MQCC® including
methods, processes, sources, and techniques;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ is designed to use higher-level
(Systems-Level and Systems-Learning) artificial intelligence systems to
program processes that prevent, identify and mitigate errors, omissions,
fraud, wilful blindness, lack of training, incompetence and other
non-conformity that creates risk for both regulated and non-regulated
organizations;
* the original generic "crypto" borne out of OFFICIAL AUTHENTIC ORIGINAL (OAO)™
BITCOIN™ brand utility token service and BITMORTGAGE® brand free trading
securities is designed to keep your business affairs private; keeps your
business and organization processes safe; is designed to prevent, identify
and mitigate positive risk and negative risk, both economic and non-economic
in nature, quality, feature, function, purpose, form or extent;
* BITMORTGAGE® brand of asset secured financial security is designed to assure
free trading and non-free trading securities are quality managed; safe,
secure and reduce volatility;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ is designed to "encapsulate
value" and be a hedge on inflation and BITCOIN™ based financial securities
have earned annual returns averaging 16.30% per year, every year since at
least as early as 2003; visit PRIVATELENDER.org: Canada's Private Lending
Network® at www.PrivateLender.org to see proof;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ brand utility token and related
processes is an "EXPERT SYSTEM" that requires years of education and training
to learn and gain competence;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ brand utility token and related
processes is designed to integrate with risk management systems in order to
empirically and materially reduce business risk using a risk-based approach;
a prudential risk management system;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ brand utility token and related
processes are designed to create value ("mining"), encapsulate value
("binding"), preserve value ("securitizing") and transfer value from one
organization or individual to another, at a peer-to-peer level, on a
free-trading basis, either outside of regulatory environment or within a
regulatory-integrated or regulatory-exempt environment (operating system)
without "middle-men"(intermediaries) for example, in the case of the
BITMORTGAGE® brand of securities token, without intermediaries (third
parties) like lawyers or bankers;
* OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ and related processes are
designed to technology agnostic and cross-cutting (cross functional) in
nature, quality or character;
* REMEMBER THIS email message is NOT ADVICE of a legal nature, financial nature
or any other form of advice. This email message shows you -- and the legal
community writ-large -- the critical and complex nature of the universe of
MQCC®.
* there are certain principles, concepts, core methods and sources that are
required to correctly and properly conform to MQCC® Standards;
* while the original programming for the world's first Peer-to-Peer electronic
cash system was designed -- at a base level -- in the classical computer,
object oriented language programming language paradigm and programming
language knowns as C++ by my elder brother, namely, Santosh K. Bungay;
Founder of WIZGOD®; the current edition of the MQCC® Peer-to-Peer electronic
cash system is programmed in higher level programming paradigm known as
Higher Level Meta Programming (HLMP™); a natural language programming
paradigm; the programming language is UNIQML™ and is the base programming
language for commercialized quantum computing (CQC™);
* it is an irony that the goal of MQCC® is to create risk-managed financial
goods and services and by reducing financial transactions to a peer-to-peer
level of operation, this can be successfully achieved by millions of
consumers world-wide are investing in non-standard and non-conforming (fake,
counterfeit, pirated, non-standard) "crypto" or "token" or "blockchain"
projects or investments and are being exposed to volatility including total
principal investment loss; these non-conforming goods and services are best
described by the MQCC® trademark: DIGITAL ASBESTOS™;
* MQCC® is the developer of the de facto global industry standards which are
integrated from the early years (at least as May 9, 2008) with de jure
standards that are recognized by 118+ countries;
* among the first beneficiaries of the MQCC® suite of systems, standards, goods
and services --- as early as 2005 or earlier --- were (and continue to be)
practicing lawyers and non-practicing/retired lawyers;
* MQCC® is scrutinized by one or more members of the Canadian Securities
Association (CSA);
* MQCC® as creator of the world's first "digital financial token" conforms to
the same risk-based processes as the Bank of Canada; the central bank of
Canada;
* The world has a myopic (limited) understanding of the origins of a
peer-to-peer electronic cash system ("bitcoin"); one attributed to a faceless
and opaque person or group of persons known as "satoshi nakamoto";
independent research will show that the term "satoshi nakamoto" appears to be
actually or ostensibly nothing more than an anagram of my name and my elder
brother's name (read my "TEACHING HARVARD" textbook to learn more -- see list
below for reference); the creators of the world's first peer-to-peer
electronic finance system and peer-to-peer electronic cash system, as early
as April 9, 2005 at www.privatelender.org and creator of the OFFICIAL
AUTHENTIC ORIGINAL (OAO)™ BITCOIN™ brand utility token is neither faceless
nor opaque, as proven in this email message to you, today;
* As explained at the MQCC® website at www.mqcc.org; you have not heard of an
organization like MQCC® because it has not existed before.
* This is an incomplete list of historical facts; visit www.mqcc.org to learn
more
8. Implications
* if a lawyer (practicing or non-practicing) or Bank CEO or finance company CEO
or designated exchange CEO or policy maker, or INVESTOR or promotor or
MainStreet Investor (Mom and Pop) or student or teacher (educator) want to
truly know what BITCOIN™ brand conformity token service, CRYPTDO™ brand
"crypto" (quality managed private information system); BLOCKCHAIN™ brand
quality management systems and related brand name goods and services;
* once consumers in Canada and world-wide realize that rich depth and breadth
of "what crypto is what crypto does"; "what OFFICIAL AUTHENTIC ORIGINAL
(OAO)™ BITCOIN™ is and what OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™
does"; it will not be long before the consumers ask companies that are
promoting "crypto" or non- OFFICIAL AUTHENTIC ORIGINAL (OAO)™ BITCOIN™, if
the promoters meet the standards of quality and safety as established by the
creator and manager, namely Anoop Bungay and MQCC®;
* the public record shows that some lawsuits have already started and this may
increase once consumers, CEO's and promoters realize that standards exist and
the standards are established by the originating creator, namely, Anoop
Bungay and if a company or an organization desire to promote projects in
matters of "BITCOIN" or CRYPTO or BLOCKCHAIN, it would be fair and reasonable
to conform to the originating standards established by MQCC® in order to
prevent undue risk on consumers and investors;
* Indeed, the "world" has at best an incorrect or improper understanding and at
worse, a misdescriptive or deceptively misdescriptive of the underlying
non-novel (exact) science, namely, conformity science that is the foundation
of the generic concept systems known as peer-to-peer electronic and
non-electronic finance and its traceable, verifiable origins;
* before any bank or financial organization (designated exchange, financial
intermediary); or regulated financial advisor promotes "crypto" and related
goods or services; they should take the time to discover the reality by
reading up on MQCC® and read the various textbooks that provide vital insight
in order to prevent undue risk;
* consumers and mainstreet investors should take the time to learn, too, BEFORE
investing money;
* the education material at the Canadian Banker Association CBA website on
"crypto" and related goods and generic "bitcoin" or "blockchain" should be
updated to reflect the historical reality of the originating work of Anoop
Bungay and MQCC®; and should caution readers and students that there exists
an official, original suite of goods and services that conform to originating
standards of quality and safety which were introduced to the world at least
as early as April 9, 2005 at www.privatelender.org;
* when dealing with or considering to investment thousands of dollars ($) or
millions of dollars ($) into "crypto" or "token" or generic "digital finance"
projects; Mainstreet consumers, retail investors and CEO's of investing
organizations should ask themselves:
* "does this promoter's idea or business conform to the originating de facto
de jure-integrated industry standards for quality and consumer safety
created by Anoop Bungay and MQCC®?"
* "is this promoter's organization's employees insured to the same standard
as MQCC® is insured, by a Property and Casualty insurance company for
errors and omission?
* this is an incomplete list of questions to ask oneself
* This NOT a complete list of implications;
9. There is so much to say, but as explained to Current US President Biden and
former Presidents, Mssrs. Bush (G. W), Obama and Trump (because these were the
Presidents when the world's first peer-to-peer electronic cash system was
commercialized at www.privatelender.org (starting with President Bush (G. W.) at
least as early as April 9, 2005; at TEACHING PRESIDENT™
(www.TeachingPresident.com);
* it takes over 4 years for a Bachelor-standard of learning; 2 more years for a
Master-standard of learning; 2-4 more years for a Doctorate-standard of
learning; and, 4 or more years of working with MQCC® to earn a specialist
designation standard of work experience...
10. as a courtesy, here are some US and International Leaders contacted over the
past 17 years:
* Chair of the SEC® (read the textbook: TEACHING SEC; found at Amazon or Google
play)
* Treasury Secretary and others (read the textbook: TEACHING SEC; found at
Amazon or Google play)
* US Congress Subcommittee (see TEACHING PRESIDENT website at
www.TeachingPresident.com)
* International Science Council (see the International Journal of Conformity
Science IJCS™ at ijcs.mqcc.org)
* United Nations Secretary General (www.bitcoin.eco)
* Hundreds of more leaders; a partial list is found here at
www.DisclosureOfBlockChain.com
* https://mqcc.org/A-Message-to-You-Consumer-Industry-Government
11. As a further courtesy; here are some academic, scholarly and technical
textbooks and a link to the Accredited Class™ EDU program at MQCC®; whose
quality standards meet or exceed the United States Department of Education
ACCREDITATION standards for "QUALITY" in education.
* Amazon.com: AUTHOR ANOOP BUNGAY
* Google Play: AUTHOR ANOOP BUNGAY
* edu.mqcc.org Scholarship at MQCC™ Corporate University™ edu.mqcc.org (MQUCC™)
12. On an interesting note, as explained to some other persons, the process of
creating and continually improving a "peer to peer electronic cash system"
bypassed not only the traditional banks, the following were also bypassed:
* academic institutions (colleges, universities, polytech, vocational schools)
Feel free to read the following academic and scientific textbooks, to learn
more:
* The 21st CENTURY SCIENTIFIC METHOD™: Triangle to Triangle Pyramid to Solid
Square Pyramid: A Stronger Scientific Method by Correct and Proper
Application of the Trademark "Principles of 'BlockChain'"™ ; [available only
on both Amazon and GOOGLE PLAY]
* Origin of a Specie™: A Transparent, Incontestable, Encyclopedic History of
the "Principles of 'BlockChain'"; Birth of Binary Digit Utility Tokens,
Securities Tokens; International Standards Integration and the Discovery of
Conformity Science. 2001:2019 and Onward' ; [available only on GOOGLE PLAY;
the most important textbook]
* Learn "The Global Standard for BlockChain®" Level 01: for School Children,
Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™);
(BlockChain Means Pinky Promise!™) - Level 01 ; [the only textbook my mother
has read; available only on both Amazon and GOOGLE PLAY]
* Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC),
Canada; [available only on both Amazon and GOOGLE PLAY]
* How the April 9, 2005 - World's First - Commercial Application of "Principles
of 'BlockChain'" Was Influenced by Secretaries- & Directors-General of UNGA,
OECD, WIPO & WTO Organizations from 2001-2005 [available only on both Amazon
and GOOGLE PLAY]
* MQCC SAFER™ Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance: Be The
Bank® Series "Private Lending” Program CANADA - INTERNATIONAL EDITION
[available only on both Amazon and GOOGLE PLAY]
* Teaching Harvard & All Higher-Level, Accredited/Accredited Class®, Regulated,
Vocational, Academic, Research, Development (HARVARD) Class Organizations
World-Wide: True "Principles of 'BlockChain'"™ [available only on both Amazon
and GOOGLE PLAY]
* Anoop Bungay, BlockChain, bitcoin, The UK, Royal Family, The Commonwealth,
Current & Future World Leaders: Government, Commerce (Industry-Finance) &
Academia; British Subjects, Citizens, Residents [available only on both
Amazon and GOOGLE PLAY]
* Teaching Billionaire, Founder & CEO: Anoop Bungay { Warren Buffet, Jack
Dorsey, Larry Ellison, Jimmy Pattison, Robert F. Smith, MQCC™ { Berkshire
Hathaway, Twitter, Oracle, Jim Pattison Group, Vista Equity, [available only
on both Amazon and GOOGLE PLAY]
* OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for
Open Systems Interconnection of BlockChain™ System-Networks: 11 Layer DIP™:
Distributed (Federated) Integrated Protocol [available only on both Amazon
and GOOGLE PLAY]
* Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy
Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers;
CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies
[available only on both Amazon and GOOGLE PLAY]
* An Invitation to the Secretary General (Chief Executive Officer (CEO)) of the
United Nations in Matters of Non-Novel (Exact) Conformity Science & Trademark
Originating “Principles of ‘BlockChain”™ [available only on both Amazon and
GOOGLE PLAY]
* Teaching Dictionary™: A Risk Prevention Notice for Linguists, Lexicographers
and Laypersons (You) in matters of Applied Non-Novel (exact) Conformity
Science [available only on both Amazon and GOOGLE PLAY]
* This is not a complete list.
As explained to me by one or more practicing lawyers including a senior
practicing lawyer (with 30 or more years of practice); to paraphrase the late
John G. Diefenbaker, former Prime Minister of Canada:
* "When the law is on your side follow the law; when the facts are on your
side, follow the facts"
When it comes to the reality of creation and ongoing management of the world's
first peer-to-peer electronic finance system and subordinate peer-to-peer
electronic cash system; history, as of 2022, shows that the law (both Canada and
International) has not yet realized or grasped the traceable, verifiable,
incontestable facts on the origins and the originator, namely, yours sincerely:
Anoop Bungay. Anyhow, this should be enough for today to give you an idea of the
true, traceable, verifiable, incontestable history and some implications for the
future. If you or your organization's members seek expert advice in the subject
matter for which MQCC® and Anoop Bungay are renowned for; for themselves or
their legal clients or employers, you or any CBA member or NON-CBA-member law
firm; or lawyer or consumer (investor or non-investor) or CEO or student may
find me on the internet and metaverse.
Sincerely,
/s/
Anoop Bungay
PS: it is a long weekend so mind any grammar, spelling or logic; gotta do some
family things. Feel free to email me any questions you might have.
--
HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please
contact me at your convenience. In order to prevent errors and omissions, email
is the preferred choice of communication.
Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the
Canadian dream.'®
Sincerely yours,
A. K. (Anoop) Bungay, B. Comm., C-PEM®-P
Broker
MortgageQuote Canada Corp. (mortgagequote.ca)
Financial services for whom time is worth more than money.™
Alberta (AB) * British Columbia (BC) * Ontario (ON)
ON Brokerage License #12279
communication-policy.mortgagequote.ca
www.mortgagequote.ca
"Proud Sponsor of the Canadian Dream"®
A finance sector process of MQCC™ Meta Quality Conformity Control Organization™,
incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First
BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org;
and Global Network Administrator (GNA™) of the Bungay International Technology
(BIT™) Conformity of Organization and Individuals Network (COIN™) Global
System-Network: Managing The Metaverse™ www.metaversepedia.info™; established at
least as early as April 9, 2005 at www.privatelender.org.
An ISO 9001:2015 Registered Company
PRIVILEGE AND CONFIDENTIALITY NOTICE
MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Meta Quality
Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global
finance, conformity and education business providing client services worldwide
directly or through its member firms and affiliates. This email may be
confidential and protected by privilege on a legal basis. If you are not the
intended recipient, disclosure, copying, distribution and use of the email
matter including URL links and related attachments, are prohibited; please
notify the sender immediately and delete this email and related attachments from
your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal
Notices.
MQCC® & FINANCIAL SERVICES REGULATORY AUTHORITY OF ONTARIO (FSRA) - COMMENTS RE:
CONSULTATION ON THE PROPOSED INSURANCE PRUDENTIAL SUPERVISORY FRAMEWORK (IPSF)
GUIDANCE - ID 2022-008 & SEPTEMBER 2022 RISK PREVENTION NOTICE TO FSRA
MQCC Comments RE_ Consultation on the proposed insurance prudential supervisory
framework.pdf
DIGITAL VERSION OF LETTER TO FINANCIAL SERVICES REGULATORY AUTHORITY OF ONTARIO
(FSRA)
MQCC® & Financial Services Regulatory Authority of Ontario (FSRA) - Comments RE:
Consultation on the proposed insurance prudential supervisory framework (IPSF)
guidance - ID 2022-008 & September 2022 Risk Prevention Notice to FSRA CQMFA
ANOOP BUNGAY <ANOOP.BUNGAY@MORTGAGEQUOTE.CA>
Tue, Sep 6, 1:02 PM (2 days ago)
to mark.white
Mark White
Chief Executive Officer
Financial Services Regulatory Authority of Ontario
25 Sheppard Avenue West, Suite 100
Toronto, Ontario M2N 6S6
mark.white@fsrao.ca
September 6, 2022
(1) Introduction:
* MQCC® (MortgageQuote Canada Corp.) a regulatee of the Financial Services
Regulatory Authority of Ontario (FSRA) is recognized world-wide as creator of
the world's first peer-to-peer electronic finance system and subordinate
peer-to-peer electronic cash system [the correct terminological description
is: Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory
Exempt, Free Trading Finance; also known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Finance system-network] commencing at
least as early as April 9, 2005 at the uniform resource locator (URL;
website) www.privatelender.org;
* An innovation borne out of a need to create a standards-based, risk-based,
self-regulating business and system-network in order to assure utmost
conformity to MQCC® statutory, regulatory, customer and stakeholder
requirements (including the requirements of Property and Casualty, and
General Insurance companies providing professional liability, errors and
omissions insurance underwriters who provide errors and omissions insurance
to MQCC®); a 15+ year business model that is built on concepts, principles
and core methods out of the non-novel (exact) field (domain) of science known
as conformity science (visit www.conformity.org); conformity science: the
"SCIENCE OF RISK MANAGEMENT™";
* Over the course of 15+ years; as explained (in various degrees of content) to
various and sundry Ontario, Canadian and World leaders including Lower,
Middle, Senior or Top Management of organizations, including:
* NABRICO National Association of Bar Related Insurance Companies -- of which
one or more of your members of the FSRA Technical Advisory Committee for
Insurance Prudential Regulation and Supervision advisory committee, are
members
* Proof: https://nabrico.com/members/ url and
https://www.fsrao.ca/industry/auto-insurance/regulatory-framework/advisory-committees/technical-advisory-committee-insurance-prudential-regulation-and-supervision
* International Conference of Legal Regulators (ICLR)
* Federation of Law Societies of Canada (FLSC)
* Canadian Bar Association (CBA)
* American Bar Association (ABA)
* Office of the Superintendent of Financial Institutions (OSFI)
* Canadian Federal Ministry and Minister of Finance
* Competition Bureau of Canada
* FSCO Financial Services Commission of Ontario now known as FSRA Financial
Services Regulatory Agency of Ontario
* OSFI Office of the Superintendent of Financial Institutions
* Fasken Martineau DuMoulin LLP Law firm
* Bank of Montreal BMO
* Ontario Securities Commission OSC
* MBRCC Mortgage Broker's Regulatory Council of Canada
* RECA Real Estate Council of Alberta
* BC FSA British Columbia Financial Services Authority
* TMX Group
* (not a complete list; visit www.mqcc.org or www.DisclosureOfBlockChain.org
to see some of the outreach over the years)
* MQCC® has reshaped the world's understanding of how risk in regulated and
non-regulated (free-trading) finance is managed by regulatory bodies and
regulated bodies; from a peer-to-peer scale to non-peer-to-peer scale, in
Canada and world-wide;
* You will know MQCC® by its various and sundry proprietary brand names of
MQCC® goods and services; proprietary brand names which serve as source
identifiers by the following trademarks:
* * BLOCKCHAIN FOR LAWYERS™ (at www.BlockChainforLawyers.org) required reading
for every lawyer in Canada, the Commonwealth and the world)
* CRYPTO FOR LAWYERS™
* METAVERSE FOR LAWYERS™
* BLOCKCHAIN FOR POLICY MAKERS™
* CRYPTO FOR POLICY MAKERS™
* CRYPTO, BITCOIN, BLOCKCHAIN AND METAVERSE FOR ELECTED OFFICIALS AND
REGULATORY BODIES; REGULATORY PROFESSIONALS™
* BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL
NETWORK: BITCOIN™; The World's First Utility Token™
* BITMORTGAGE®; The World's First Securities Token™
* PROFESSIONAL BITCOINEER (P. BTCR.)®
* PROFESSIONAL BLOCKCHAINEER (P. BCR.)®
* FATHER OF BLOCKCHAIN®
* FATHER OF CRYPTO®
* FATHER OF METAVERSE™
* THE GLOBAL STANDARD FOR CRYPTO®
* THE GLOBAL STANDARD FOR BLOCKCHAIN®
* PRINCIPLES OF BLOCKCHAIN™
* BITCOINPEDIA™
* BLOCKCHAINPEDIA®
* BUNGAY LOGIC AND ORDER CONFORMITY KERNEL; CYBER/NON-CYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENT NETWORK: BLOCKCHAIN™ trademark brand
quality management system
* OFFICIAL AUTHENTIC ORIGINAL OAO™
* WORLD BLOCKCHAIN DAY®
* WORLD CRYPTO DAY®
* BLOCKCHAIN HALL OF FAME®
* CYBERLOCKCHAIN™
* FATHER OF FREE TRADING SECURITIES™
* not a complete list
(2) MQCC® wishes to commend FSRA for its efforts in to:
* improve its established role of "regulating non-securities financial
services...in Ontario"; in accordance with FSRA Mission, Vision and Values;
in accordance with the FSRA FY (fiscal years) 2021-2024 Annual Business Plan;
in accordance with the FSRA Statement of (Cross-Sectoral/"Cross-Cutting" or
"Pan-Functional") Priorities, including:
* "stakeholders’ regulatory experience, and safety, fairness and choice for
consumers of financial services, and members of pensions in Ontario"
through:
* Regulatory Efficiency and Effectiveness in order to:
* 1. Protect the Public Interest
* 2. Enable Innovation
* 3. Modernize Systems and Processes
* 4. Transition to Principles- Based Regulation
* Within the following "specific: Targeted High-Impact" priority industry
sectors, sub-sectors, groups, industry groups or functions:
* 5. Property & Casualty / Auto Insurance
* 6. Credit Unions
* 7. Life & Health Insurance
* 8. Mortgage Brokering
* 9. Pensions
* 10. Financial Planners & Advisors
* by developing a "Proposed Insurance Prudential Supervisory Framework"
(guidance/IPSF); "an approach for supervision and risk assessment of
Ontario’s provincially incorporated insurance companies (“Insurers”)."
* It is understood that FRSA's "primary focus is to determine the impacts of
current and potential future events, both internal and external, on the risk
profile of each Insurer, and drive FSRA’s allocation of supervisory
resources."
* It is understood that "This Guidance articulates FSRA’s supervisory approach
for all Insurers, as well as the practices and processes for determining an
Insurer’s Overall Risk Rating (“ORR”), Intervention Level (IL), and level of
FSRA’s supervisory activity under the Insurance Act (the “Act”), supporting
Regulations and FSRA Rules and Guidance."
* It is understood that "The level and extent of supervision under the IPSF
will depend on the size, complexity, and risk profile of the Insurer, and the
potential consequences of an Insurer’s failure including systemic impact."
* It is understood that the "Rationale and background" (the impetus) for FSRA
developing a "Proposed Insurance Prudential Supervisory Framework" (guidance)
is to:
* "identify imprudent or unsafe business practices and misconduct impacting
policyholders of Insurers and intervenes on a timely basis". This is
achieved by FSRA and IPSF because the IPSF process develops a process of
"prudential and market conduct supervisory activities to comprehensively
assess the risk profile and determine the overall risk rating [ORR] of each
Insurer.
* It is understood that "The IPSF is designed to assist FSRA in meeting its
statutory objects (sic) under the Financial Services Regulatory Authority of
Ontario Act, 2016 (the FSRA Act)[2]. The IPSF will support FSRA’s efforts to:
* contribute to public confidence in the insurance sector
* promote high standards of business conduct in the insurance sector
* protect the rights and interests of policyholders
* foster strong, sustainable, competitive, and innovative financial services
sectors
* promote and otherwise contribute to the stability of the insurance sector
with due regard to the need to allow insurers to compete effectively while
taking reasonable risks
* The ORR of an Insurer will also help FSRA consider whether an Insurer should
be subject to increased regulatory activity (level of supervisory engagement)
and other enhanced supervisory activity. It will also determine the
supervisory actions that typically occur at each of the intervention levels,
which may include recovery and resolution activities.
(3) In the spirit of FSRA's "primary focus" to "determine the impacts (effects)
of current and potential future events, both internal and external, on the risk
profile of each Insurer..."', this message from MQCC® also serves as a "RISK
PREVENTION NOTICE" to FSRA and the 291 Provincially regulated insurance sector
[some of whom provide Property and Casualty Insurance of the type known as
Professional Liability and sub-type: Errors and Omissions Insurance to 52 loan
and trust corporations, 1,250 mortgage brokerages, 2,953 mortgage brokers,
15,514 mortgage agents, 242 mortgage administrators]; and millions of Ontario
beneficiaries (residents (corporate and non-corporate) and foreign direct
investors into Ontario's economy; as follows:
3.1 - MQCC® September 2022 Risk Prevention Notice to FSRA
3.1.1 - In the context of FSRA's "Proposed Insurance Prudential Supervisory
Framework" (guidance/IPSF), the term "risk" is defined in accordance to the IPSF
"Guiding principles and supervisory standards" as follows:
* "both likelihood of financial loss to policyholders and possibility that the
conduct, acts, or omissions of an Insurer or its staff harm or deliver
poor/unfair outcomes for its policyholders."
3.1.2 - MQCC® wishes to inform FSRA Top Management that there exists a high
degree of likelihood (probability) that Ontario's regulated insurance industry
members to trade in Property and Casualty Insurance of the type known as
Professional Liability and sub-type: Errors and Omissions Insurance may be
subject, writ large (industry group-wide) to risk, as defined by FSRA IPSF; in
matters related to recognizing and understanding the difference between generic
goods and services and trademark source identifiers for specific goods and
services that possess a standard of quality, for example, commercial
applications of Canada's Federal National Standard for Quality Management
Systems, namely, the risk-based, ISO 9001:2015.
3.1.2.1 - ISO 9001:2015 is a Canadian National Standard that is developed by
consensus and assures consumers, regulators, errors and omissions insurance
underwriters, investors, lenders, the general public, and stakeholders that "an
organizations products (goods/wares) or methods (services/products) are better,
safer and more efficient; safe, reliable and good; and prevents loss of $$$
caused by negative risk resulting from nonconformity like: errors, omissions,
process breakdowns, fraud, willful blindness of employees, incompetence (lack of
training) of employees, statutory, regulatory or failure to meet customer
requirements.
3.1.3 - As a provincial regulatory body, it is understood that FSRA is already
aware of the benefits of Canadian National Standards and their affect on policy
making in order to make regulated activities safe for consumers through
Ontario's involvement with the Canadian Federal Government and Treasury Board of
Canada in respect to certain federal and provincial policy-making directives
including the 2012 "Cabinet Directive on Regulatory Management" (and later
iterations). Visit www.mqcc.org to learn more.
3.1.3.1 - Indeed, FSRA already understands the benefits of standards to achieve
operational goals because FSRA uses the United States National Institute of
Science and Technology cybersecurity standard within its own operations. As
noted on the FSRA website: "FSRA utilizes a NIST framework, which is an industry
standard that establishes security posture and helps to manage our [cyber
security] program."
3.1.4 - As FSRA and at least one or more existing FSRA-regulated insurance
companies, managing general agent (MGA) or a managing general underwriter (MGU)
knows or ought to know, since at least as early as May 9, 2008, MQCC® is
Canada's ONLY finance sector company (other than Canada's Central Bank: the Bank
of Canada) that is continuously registered to the Canadian Federal National
Standard for Quality Management Systems, namely, ISO 9001:2000, ISO 9001:2008
and the current, risk-based standard, ISO 9001:2015 for the scope of mortgage
brokering and mortgage lending. Just do an internet search for MQCC® and FSRA or
read blog.mortgagequote.ca to see some publicly available proof of prior
disclosure.
3.1.5 - The impetus for registering MQCC® to ISO 9001:2000 was because at least
as early as April 9, 2005, the CEO of MQCC®, yours sincerely, (namely, Anoop
Bungay) under my original company name: Bungay International Inc. (Bungay
International Technologies; BIT™) with a little help from my brother (Santosh,
Founder of WIZGOD®), created a peer-to-peer electronic finance system and
subordinate, peer-to-peer electronic cash system for the trading of free-trading
securities, specifically, real-estate-secured and non-real-estate-secured
financial instruments on a global computer network (system-network);
generically, this business is known as "private lending" and the correct
terminological description is: Non-Bank, Non-Institutional, Non-Syndicated,
Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as
Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance. The system-network
created by yours sincerely to achieve the business is an innovation that allowed
for transfer of free-trading financial securities in specie, [see textbook
ORIGIN OF A SPECIE™ written by yours sincerely, list of textbooks are noted
below.] via an electronic global computer network between investor and investee
(or lender and borrower) using a "fungible and non-fungible (FNFT™) token
system" on "distributed ledger-based platform", without the involvement of third
parties (intermediaries), including:
* banks
* law firms
* mortgage brokers
* credit intermediaries
* title insurance companies
* public securities regulators
* not a complete list
The Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory
Exempt, Free Trading Finance business developed by Bungay International Inc. is
known world-wide by the world famous and well-known mark:
* BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL
NETWORK: BITCOIN™; The World's First Utility Token™
The Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory
Exempt, Free Trading Finance securities instrument in both electronic form
(digital token) or non-electronic (paper) form, developed by Bungay
International Inc. is known world-wide by the world famous and well-known mark:
* BUNGAY INTERNATIONAL TECHNOLOGY MORTGAGE™ BITMORTGAGE®
3.1.6 - In order to prevent "double lending" or as untrained (lay persons) call
it: "double spending", a system and framework needed to be created to prevent
risk and financial loss; this system is nothing more than a system generally and
generically known as a Quality Management System. A Quality Management System
has the following nature, quality, character, feature, form, purpose, function,
utility or extent:
* * Rules-based
* * Transparent
* * Traceable
* * Verifiable
* * Recordable with record immutability
* * Factual with fact-non-repudiation
* * Incontestable
* * Measurable
* * Human Competency Level-based and Proficiency Level-oriented
* * Built by Consensus to Create Consensus
* not a complete list
The Quality Management System is known world-wide by the world famous and
well-known mark:
* BUNGAY LOGIC AND ORDER CONFORMITY KERNEL; CYBER/NON-CYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENT NETWORK: BLOCKCHAIN™ trademark brand
quality management system
3.1.7 - In order to show the world and my regulatory body RECA (Real Estate
Council of Alberta) that the business operations conformed to the
self-regulatory business model of RECA and was safe, reliable and good, by May
9, 2008, the total operations of MQCC® (which was incorporated in September 16,
2006), became registered to Canada's Federal Standard for Quality Management
Systems, namely, ISO 9001:2000 for the scope of Mortgage Brokering.
3.1.8 - Over the past 14 years, MQCC® is safely and happily operating its
business and serves as a leader, world-wide, helping lawyers, regulatory
professionals and other parties discover the benefits of quality management.
3.1.9 - Over the past at least the past 14 years, MQCC® is continuously insured
for professional liability insurance in the form of errors and omissions, by one
or more insurance companies or Managing General Agent or insurance broker,
regulated by either OSFI (Office of the Superintendent of Financial
Institutions) and FSRA or BOTH OSFI and FSRA.
3.1.10 - Recently, a FSRA-regulated insurance company who has an existing
"bought risk" policy with MQCC® --- and has known about MQCC® and its over 14
years of registration to ISO 9001:2015 safety and quality program, attempted to
increase MQCC® insurance policy premium 200% more than what MQCC® had previously
paid over the past 7 years (more or less) -- despite zero material change in the
business sources and methods of MQCC® and a "Clear Record" of "NO Regulatory
Complaints or Law Suits under the errors and omissions policy". This action by
the FSRA-regulated insurance company actually or ostensibly did not conform to
FSRA Regulatory Efficiency and Effectiveness policy "Key Deliverables" for
Property and Casualty insurers within the FSRA mandate #5.1. Empower and protect
P&C insurance consumers because by attempting to increase the MQCC® insurance
policy premium by 200% , the FSRA-regulated insurance company actually or
ostensibly failed to meet actual or proposed FSRA Key Deliverables, as follows:
* Rate regulation
* Protect consumers by ensuring [insurance] rates are reasonable, through
improved use of benchmarks and developing additional tools for identifying
unreasonable rates.
* defining Unfair or Deceptive Acts or Practices under the Insurance Act;
* Enhance market conduct oversight through improved coordination with RIBO,
data analytics and insurer examinations, with an emphasis on the fair
treatment of customers. This includes monitoring activities that pose
significant harm to consumers (such as the circumvention of “take all comers”
[insurance] requirements) and exploring opportunities to review existing
conduct standards.
* Seek consistent application of Fair Treatment of Customers (FTC) guidance
across Canada, in consultation with stakeholders and regulators.
* Expectations for enhanced accountability for insurers in rating and
underwriting compliance.
* Opportunities to improve consumer awareness, by enhancing the transparency,
quality and comprehensibility of disclosures to consumers by FSRA and the
sector.
* Source:
https://www.fsrao.ca/about-fsra/corporate-reporting/annual-business-plan-2021-2024/regulatory-efficiency-and-effectiveness#autoinsurance
3.1.11 - When MQCC® asked the FSRA-regulated insurer "why" the 200% increase in
annual premium, the individual in the role of FSRA-regulated "Insurance Broker"
said "I do not know since your account is over 5 years old and is considered
"bought risk" which is a term representing a perceived standard of safety and
trust between insurer and the insured.
3.1.12 - after further investigation, the individual in the role of
FSRA-regulated "Insurance Broker" disclosed that the MQCC® insurance premium was
increased by 200% because a "recently hired" (who had no prior history
underwriting MQCC® for risk in its role as Canada's ONLY ISO 9001:2015
Registered Mortgage Brokerage) Insurance Risk Underwriter employed by the
Managing General Agent of the FSRA-regulated insurance company stated that MQCC®
is utilizing at least the word: "BLOCKCHAIN™" in its website and for this
reason, the premium is increased to 200% of earlier premium.
3.1.13 - in response, I reminded the FSRA-regulated "Insurance Broker" that the
term BLOCKCHAIN™ serves as nothing more than a proprietary trademark and source
identifier for MQCC® quality management system which is registered to Canada's
Federal National Standard, ISO 9001:2015, continuously since at least as May 9,
2008 and serves as an organization's risk prevention equivalent of a "FIRE
ALARM" or "ROBBERY ALARM" for a house or car; and, just as with fire alarms or
robbery alarms, the insurer should give MQCC® a financial discount for having a
system of quality and safety. And --- to increase the premium of a stable
customer with whom you have had a relationship for over 5 years and where the
"risk is bought" appears to be neither fair nor reasonable. And that for the
last 5 years, the term BLOCKCHAIN™ is "all over the MQCC® website; AND MQCC® has
invited your insurance firm to collaborate to bring "BLOCKCHAIN™ brand quality
management systems to other FSRA-regulated mortgage brokerage firms and Mortgage
Administrators and lenders, for "years"; AND, the prior FSRA-regulated risk
underwriter knew the benefits of the Federal National Standard of Quality
Management Systems, ISO 9001:2015 and understood that the term BLOCKCHAIN™
served nothing more than a trademark source identifier, because premiums had
never increased by 200% in the past five years.
3.1.14 - here is where there is potential risk to FSRA and the insurer and all
FSRA-regulated insurance company province-wide:
* Then I asked the FSRA-regulated "Insurance Broker" the following questions:
* does your FSRA-regulated Managing General Agent and Insurance Risk Managers
have necessary and sufficient, correct and proper understanding of the
nature, quality and character of Canada's Federal National Standard,
namely, ISO 9001:2015 and how it is designed to REDUCE RISK of a REGULATED
BUSINESS?
* does your FSRA-regulated Managing General Agent and Insurance Risk Manager
know that BLOCKCHAIN™ is proprietary trademark source identifier owned by
MQCC® so it cannot be grounds for increase in a premium (since a trademark
has zero inherent risk)
* among other questions
* to-date (September 2022) the FSRA-regulated insurance agency has failed to
respond.
3.1.15 - This episode between the FSRA-regulated insurance agent and MQCC®
highlights the emergence of a potential problem that FSRA and its regulated
errors and omissions insurance companies may need to deal with, as follows:
* In accordance with normal regulatory standards including advertising
standards, one regulatee of FSRA cannot use the same trademarks or source
identifiers as another FSRA regulatee.
* In the case of MQCC®, terms like BLOCKCHAIN™, CRYPTO™ brand crypto, FNFT™,
BITMORTGAGE®, BITCOIN™ serve as trademarks of MQCC® and conform to private
standards and public standards, when "used-in-commerce". The problem is, if
ONE FSRA-regulated insurance underwriter is unaware of this reality, then
others FSRA-regulated insurance underwriters will be equally unaware of
this reality, creating confusion in the mind of Ontario consumers and
resulting in possible law suits.
* It may be prudent to notify FSRA-regulated Mortgage Brokerages, Brokers,
Agents, Administrators, credit unions, lenders, financial advisors that are
regulated by FSRA that they should avoid use the trademarks other FSRA
regulatees in their day to day business affairs.
* Indeed, if a FSRA-regulated insurance company discovers that its insured
mortgage broker or insured mortgage administrator or insured financial
planner is trading in "BITCOIN™"; BITMORTGAGE®, CRYPTO™ brand crypto; or
BLOCKCHAIN™ brand quality management systems, it would be prudent for the
FSRA-regulated insurance company to ask the insured for "proof of licensure
of MQCC® intellectual property with MQCC®" otherwise the FSRA-regulated
insurance company may be exposing itself and its policy holders to undue risk
caused by unauthorized use of MQCC® intellectual property.
* As the reality of MQCC® developments and innovations become more widely known
by consumers in Ontario, I expect this type of misunderstanding between "what
is a trademark" and "what is a generic good or service" to reduce but until
then, misunderstandings of "what is BLOCKCHAIN™", "what is BITCOIN™" and what
is "CRYPTDO™ brand crypto", will likely increase.
(4) If FSRA wishes to learn about the benefits of Quality Management in Finance,
feel free to visit MQCC® website at www.mqcc.org and CQMFA™ Certified Quality
Management-in-Finance Association at www.cqmfa.org.
(5) If you wish to learn more about MQCC® and its innovations, feel free to read
the following websites and scientific, academic and textbooks:
* www.BlockChainForLawyers.com
* www.mqcc.org
* The 21st CENTURY SCIENTIFIC METHOD™: Triangle to Triangle Pyramid to Solid
Square Pyramid: A Stronger Scientific Method by Correct and Proper
Application of the Trademark "Principles of 'BlockChain'"™ ; [available only
on both Amazon and GOOGLE PLAY]
* Origin of a Specie™: A Transparent, Incontestable, Encyclopedic History of
the "Principles of 'BlockChain'"; Birth of Binary Digit Utility Tokens,
Securities Tokens; International Standards Integration and the Discovery of
Conformity Science. 2001:2019 and Onward' ; [available only on GOOGLE PLAY;
the most important textbook]
* Learn "The Global Standard for BlockChain®" Level 01: for School Children,
Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™);
(BlockChain Means Pinky Promise!™) - Level 01 ; [the only textbook my mother
has read; available only on both Amazon and GOOGLE PLAY]
* Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC),
Canada; [available only on both Amazon and GOOGLE PLAY]
* How the April 9, 2005 - World's First - Commercial Application of "Principles
of 'BlockChain'" Was Influenced by Secretaries- & Directors-General of UNGA,
OECD, WIPO & WTO Organizations from 2001-2005 [available only on both Amazon
and GOOGLE PLAY]
* MQCC SAFER™ Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance: Be The
Bank® Series "Private Lending” Program CANADA - INTERNATIONAL EDITION
[available only on both Amazon and GOOGLE PLAY]
* Teaching Harvard & All Higher-Level, Accredited/Accredited Class®, Regulated,
Vocational, Academic, Research, Development (HARVARD) Class Organizations
World-Wide: True "Principles of 'BlockChain'"™ [available only on both Amazon
and GOOGLE PLAY]
* Anoop Bungay, BlockChain, bitcoin, The UK, Royal Family, The Commonwealth,
Current & Future World Leaders: Government, Commerce (Industry-Finance) &
Academia; British Subjects, Citizens, Residents [available only on both
Amazon and GOOGLE PLAY]
* Teaching Billionaire, Founder & CEO: Anoop Bungay { Warren Buffet, Jack
Dorsey, Larry Ellison, Jimmy Pattison, Robert F. Smith, MQCC™ { Berkshire
Hathaway, Twitter, Oracle, Jim Pattison Group, Vista Equity, [available only
on both Amazon and GOOGLE PLAY]
* OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for
Open Systems Interconnection of BlockChain™ System-Networks: 11 Layer DIP™:
Distributed (Federated) Integrated Protocol [available only on both Amazon
and GOOGLE PLAY]
* Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy
Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers;
CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies
[available only on both Amazon and GOOGLE PLAY]
* An Invitation to the Secretary General (Chief Executive Officer (CEO)) of the
United Nations in Matters of Non-Novel (Exact) Conformity Science & Trademark
Originating “Principles of ‘BlockChain”™ [available only on both Amazon and
GOOGLE PLAY]
* Teaching Dictionary™: A Risk Prevention Notice for Linguists, Lexicographers
and Laypersons (You) in matters of Applied Non-Novel (exact) Conformity
Science [available only on both Amazon and GOOGLE PLAY]
* This is not a complete list.
(6) If FSRA starts seeing consumer complaints or if FSRA-regulated insurance
companies start seeing increased law suits from consumers who have lost $$$
because they are investing in non-MQCC® brand, non-standard (and therefore low
quality and high risk or volatile) goods and services that are actually or
ostensibly being passed off as one or more MQCC® trademarks, i.e.: "BITCOIN™",
BLOCKCHAIN™", BITMORTGAGE™, CRYPTDO™ brand crypto; please feel free to let me
know if I can help by providing expert witness support in your investigations or
lawsuits. As a further courtesy notice to you; every lawyer or policy make
trained as a lawyer employed or appointed by any FSRA-regulated organization or
FSRA, should take the time to read www.blockchainforlawyers.com.
(7) In conclusion, congratulations to FSRA for developing a "Proposed Insurance
Prudential Supervisory Framework" (guidance/IPSF).
Sincerely,
/a/
Anoop Bungay
--
HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please
contact me at your convenience. In order to prevent errors and omissions, email
is the preferred choice of communication.
Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the
Canadian dream.'®
Sincerely yours,
A. K. (Anoop) Bungay, B. Comm., C-PEM®-P
Broker
MortgageQuote Canada Corp. (mortgagequote.ca)
Financial services for whom time is worth more than money.™
Alberta (AB) * British Columbia (BC) * Ontario (ON)
ON Brokerage License #12279
communication-policy.mortgagequote.ca
www.mortgagequote.ca
"Proud Sponsor of the Canadian Dream"®
A finance sector process of MQCC™ Meta Quality Conformity Control Organization™,
incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First
BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org;
and Global Network Administrator (GNA™) of the Bungay International Technology
(BIT™) Conformity of Organization and Individuals Network (COIN™) Global
System-Network: Managing The Metaverse™ www.metaversepedia.info™; established at
least as early as April 9, 2005 at www.privatelender.org.
An ISO 9001:2015 Registered Company
PRIVILEGE AND CONFIDENTIALITY NOTICE
MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Meta Quality
Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global
finance, conformity and education business providing client services worldwide
directly or through its member firms and affiliates. This email may be
confidential and protected by privilege on a legal basis. If you are not the
intended recipient, disclosure, copying, distribution and use of the email
matter including URL links and related attachments, are prohibited; please
notify the sender immediately and delete this email and related attachments from
your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal
Notices.
MAY 2022 PUBLIC CONSUMER PROTECTION MESSAGE TO MR. ROBERT W. COOK, ESQ.,
PRESIDENT FINRA FINANCIAL INDUSTRY REGULATORY AUTHORITY (USA) AND US INVESTORS
AND FOREIGN DIRECT INVESTORS WHO PLACE THEIR
FINANCIAL TRUST IN FINRA-REGULATED ORGANIZATIONS AND PROFESSIONALS
Visit www.MQCCSECFINRA.com to learn more.
MQCC.org™- May 2022 Public Consumer Protection Message to Mr. Robert W. Cook,
Esq., President FINRA.pdf
MQCC® - FSRA: PUBLIC COMMENT IN RESPECT TO #2022-009: PROPOSED GUIDANCE ON
PENSION PLAN AMENDMENTS; SUGGESTION TO
BROADEN THE SCOPE OF THE GUIDANCE CONSULTATION IN CONFORMITY TO ONTARIO TAXPAYER
& PUBLIC PROTECTION MANDATE
Visit www.MQCCSECFINRA.com to learn more.
DIGITAL VERSION OF LETTER TO FINANCIAL SERVICES REGULATORY AUTHORITY OF ONTARIO
(FSRA) RE: PUBLIC COMMENT ID #2022-009
MQCC® - FSRA: Public Comment in respect to #2022-009: Proposed guidance on
pension plan amendments; Suggestion to Broaden the Scope of the Guidance
Consultation in Conformity to Ontario Taxpayer & Public Protection MandateCQMFA
ANOOP BUNGAY <ANOOP.BUNGAY@MORTGAGEQUOTE.CA>
10:48 AM (4 minutes ago)
to Contact, doug.fordco, Peter.Bethlenfalvy, tabunsp-qp, CFife-QP
Ms. Joanne De Laurentiis
Chair
Financial Services Regulatory Authority of Ontario
25 Sheppard Avenue West,
North York, ON
M2N 6S6
via public post at "FSRA request for comments" and CC to contactcentre@fsrao.ca
Ontario general public access: www.BlockchainForLawyers.org
RE: FSRA seeks public feedback on its Proposed Guidance that clarifies
requirements for Pension Plan Amendments to protect plan members
Dear Joanne and Team Members at FSRA Ontario;
Please accept the following "comment" and, as a corollary, the "suggestion"
which follows.
Sincerely,
/s/
Anoop Bungay
Founder, Chair, CEO & President
MQCC®
FSRA: #12279
(1) Public Comment:
* MQCC® wishes to commend FSRA in its effort to:
* promote good administration of pension plans
* protect and safeguard the pension benefits and rights of pension plan
beneficiaries
* To use a MQCC® trademark slogan: "Keep on Going!™"
(2) Suggestion:
* In accordance with one or more requirements or expectations written in the
Mandate Letter from the Ontario Minister of Finance, namely, Peter
Bethlenfalvy (Mr.) to the Chair of Financial Services Regulatory Authority
(FSRA) of Ontario, namely, Joanne De Laurentiis (Ms.), published at the FSRA
website on Apr 26, 2022, in respect to FSRA's:
* "...vital function regulating Ontario's non-securities financial services
and pension sectors."; to,
* "...foster strong, sustainable, competitive, and innovative financial
services sectors and promote good administration of pension plans."; in
order to,
* "Protect the public interest...", for the benefit of,
* "taxpayer and the people we serve.", specifically:
* "...families, workers, and employers...."
and in further accordance to the FSRA Legislative Mandate noted at the FSRA
About Us webpage:
* Regulate and generally supervise the regulated sectors
* Contribute to public confidence
* Monitor and evaluate developments and trends
* Promote public education and knowledge
* Promote transparency and disclosure of information
* Deter deceptive or fraudulent conduct, practices and activities
the below suggestion is in respect to "12+ years of innovation within the FSRA
domain", will help you, in your role as Chair, to lead FSRA in advancing --- at
the minimum --- the following FSRA Legislative Mandate functions:
* * Contribute to public confidence
* via de jure, Canadian and International National (Federal)
Standards-based processes like ISO 9001:2001 or later standards (see more
below)
* via de facto MQCC® Canadian Industry and Global Industry Standards™ that
integrate with one or more de jure Canadian and International National
(Federal) Standards-based processes like ISO 9001:2001 or later standards
(see more below)
* Monitor and evaluate developments and trends
* there is no greater development or trend that affects Ontario taxpayers
(families, workers, corporations) like the subject matter of this
suggestion (see more below)
* Promote public education and knowledge
* via MQCC® primary source (ACCREDITED CLASS®) Originating Body of
Knowledge OBOK™; integrated with standards that are trusted by Canadian
government and public and private policy makers, world-wide
* Promote transparency and disclosure of information
* via responses to FSRA Public Comment, for example this comment today.
* Deter deceptive or fraudulent conduct, practices and activities
* via MQCC® public notice to regulators, regulatees and members of the
general public; that there are distinctive qualities that distinguish
standards-based, original, consumer-safe (OFFICIAL AUTHENTIC ORIGINAL™
OAO™) innovative financial goods and services operating within the domain
of FSRA regulatory oversight, seperate and apart from
non-standard's-based (counterfeit, fake, pirated) or non-conforming
financial goods and services that are actually or ostensibly or
functionally, passing off as "innovative" but fail to meet decades long
(10+ years) of establish standards of quality, safety and commercial
success -- and become available to the public under the guise of
"experimental".
(2.1) MQCC® Suggests the following in respect to advancing the need for reducing
risk (risk-based management) through "good administration" of pension plans by
pension plan Administrators (Leadership including Top Management), including the
need for "protection and safeguarding" beneficiaries and stakeholders [this
suggestion is also applicable to other FSRA regulatory scopes or sectors,
directly and indirectly including: Mortgage Brokers; Financial planners and
advisors; Loan and trust companies; Credit unions and caisses populaires;
Property and casualty insurance]:
(2.1.1) In an effort to maintain continual improvement for the benefit of the
Ontario public; FSRA might seek to consider expanding its "guidance
consultation" for the Top Management of regulated Pension organizations beyond
the mundane regulatory processes of risk management (risk reduction or risk
prevention or risk mitigation or risk-based corrective action) that are
technical or administrative in nature, like the current "proposed Plan
Amendments" procedures, to include a higher-level (meta) "principles-based
approach" on how Ontario Pension plan Leadership (Top Management) are able to
access primary source, authoritative, Canadian National (Federal)
high-quality-standards-based (ACCREDITED CLASS®) learning, education, training
(LET); testing, accreditation, registration (LETTAR™) and information BEFORE
exposing their Pension Fund to clear and present "undue risk", when directly or
indirectly investing their pension funds in financial goods and services
(projects) that are "known as" or "borne from" the following generic terms or
generic terminological phrases:
* "crypto" (fully, correctly and terminologically synonymous -- based on
originated use-in-commerce --- as: Peer-to-Peer (P2P)/Private/Secret/Shadow)
Finance)
* peer-to-peer electronic finance system (a superordinate financial system)
* peer-to-peer electronic cash system (a subordinate financial system)
(2.1.1.1) Why?
(2.1.1.1.1) Reasoning
* As a public regulatory body (versus a private regulatory body), FSRA seeks --
among other things --- to reduce risk to the Ontario public in matters of
non-securities financial services and pension sectors. Over the recent years,
it has become public knowledge that some Canadian pension funds have invested
in "crypto" related "goods and services/projects" and this has resulted in
exposure to non-trivial negative risk, including undue or unmitigated, public
market driven volatility (beta) or negative loss of Pension Funds $. Indeed,
any member of the general public may do a "google" search and see many
results, for example:
* On July 5, 2022, an internet blogger, David Gerard published: "Canadian
Pension Funds are Losing Big at the Crypto Casino"
* On July 21, 2022, Toronto (Ontario) CityNews published the following
article: Crypto plunge is cautionary tale for public pension funds at
toronto.citynews.ca
* On June 13, 2022, The Globe and Mail published: How the crypto crash
exposed the sector’s lies – and left retail investors in the lurch ;
stating:
* "But it all grew so feverish that major institutional investors started
taking the bait, too. In October, the Ontario Teachers’ Pension Plan
invested in ...."
* To prevent exposure to undue risk to consumers and beneficiaries, every
regulator, elected official, appointed official, policy maker or Pension Fund
Manager must be aware of an irony and coincidence of historic proportions:
* Since at least as April 9, 2005 -- the concept system of "crypto" (and its
superordinate, peer or subordinate concept systems: "free trading
securities (a Canadian National Instrument term) or non-securities
financial services (a FSRA term)", "specie", "token", "fungibility",
"distributed ledger", "conformity", "quality management systems", "national
standards", "digital transformation", "international standards", "public
standards", "private standards", "de jure standards", "de facto standards",
"originating standards", "decentralized commerce", "decentralized finance",
"modernized finance and banking", "financial technology and other terms
(not a complete list)) in its regulatory-integrated, commercial form, was
first made available to a global audience of upto 6.512 Billion persons
(2005 Earth Population) at PRIVATELENDER.org: Canada's Private Lending
Network® at the Uniform Resource Locator: www.privatelender.org. This
system is designed to keep trading in non-securities financial services
between 2 parties (on a peer to peer basis) "private" or "secret". In the
event that a non-securities financial services financial transaction
between two (2) parties (peer to peer) occurs on an electronic, global
computer network, transmissions and transactions may be protected from
third-party disclosure through use of cryptography --- hence the generic
term: "crypto" [within the finance sector, the complete term is actually:
Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory
Exempt, Free Trading Finance; terminologically known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Finance; Source: International
Peer-to-Peer (P2P) & Private Finance Association IP2PFA™ (www.ip2pfa.org)]
* PRIVATELENDER.org: Canada's Private Lending Network®, located at
www.privateLender.org is managed by a FSRA regulatee, namely, MortgageQuote
Canada Corp. (MQCC®); and MQCC® is regulated by a member of the Mortgage
Brokers Regulator Council of Canada (MBRCC) since at least as early as
April 9, 2005; including FSRA (and its predecessor) since at least as early
as July 5, 2012.
* Since at least as April 9, 2005, the backbones of PrivateLender.org is
comprised of the following MQCC® SYSTEM-NETWORK SERVICE™ components:
* A system-network of conformity: The world's first utility token: namely,
BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL
NETWORK: BITCOIN™
* A system-network of manufacturing free trading securities: The world's
first securities token: namely, BUNGAY INTERNATIONAL TECHNOLOGY
MORTGAGE™: BITMORTGAGE®
* A system-network of Canadian National (Federal) de jure
Standards-integrated (and international equivalent in 118+ countries)
quality management system, namely: BUNGAY LOGIC AND ORDER CONFORMITY
KERNEL; CYBER/NON-CYBER HARMONIZED ARTIFICIAL/NON-ARTIFICIAL INTELLIGENT
NETWORK: BLOCKCHAIN™
* The science that underpins "crypto" and related concept systems is known as
non-novel (exact) conformity science; visit www.conformity.org to learn more.
* Conformity science is designed to reduce risk and for over 20 years, MQCC®
and Bungay International Inc. have proven to Ontarians, Canadians and the
global community , time and again, at a commercialized and
regulatory-integrated standard, that the FSRA-regulated business of MQCC®
"works", is "consumer and industry safe" and "regulatory safe".
* one or more component and end-to-end processes of conformity science are
known collectively by the source identifier trademark, PRINCIPLES OF
BLOCKCHAIN™, including:
* traceability
* verifiability
* immutability
* nonrepudiation
* accountability
* competency
* proficiency
* consensus
* standards
* quality management
* not a complete list
* At least as early as May 9, 2008, the MQCC® end-to-end organization processes
were registered to the Canadian National Standard ISO 9001:2000 and
subsequent standards.
* For the past 14 years, MQCC® creates digital and non-digital free trading or
non-securities financial services within the same environment of quality that
the Bank of Canada uses to manufacture currency. [this may be why the world
---albeit erroneously --- uses the unitary term: 'cryptocurrency' in some
circles. This is wrong and is causing consumers (Ontarians and non-Ontarians
(Canada and International)) a high degree of confusion. You can learn more on
this subject at edu.mqcc.org or www.mqcc.org] Visit www.CQMFA.org Certified
Quality Management In Finance Association, to learn more.
* For over 21 years, MQCC® and Bungay International Inc. have proven to the
world that "crypto" is a risk management system; it is safe, reliable, good
and better, safer and more efficient than anything the world of finance had
ever known, prior.
* MQCC® is continuously insured by one or more Office of the Superintendent of
Financial Institutions OSFI-regulated or FSCO/FRSRA regulated Insurance
Company or RIBO Registered Insurance Brokers of Ontario organizations, for
Errors and Omissions liability for over 12 years; here is a list (some
companies might not appear since they might have merged or changed names);
* FSRA Approved Errors and Omissions Insurance Providers (2020/10/22)
* https://www.fsrao.ca/licensing/mortgage-brokerage/about-mortgage-brokerage-and-mortgage-administrator-licences/fsra-approved-errors-and-omissions-insurance-providers
(OSFI - (Office of the Superintendent of Financial Institutions) Regulated) or
(FSRA - (Financial Services Regulatory Authority of Ontario) Regulated) or (RIBO
- (Registered Insurance Brokers of Ontario) Regulated)
Insurer
Insurance Broker
AIG Insurance Company of Canada
Various Brokers
Victor Insurance Managers Inc. (formerly Encon Group Inc.)
PROLINK Insurance Inc.
Intact Insurance Company, Western Division
IDRIS Insurance Brokers Ltd.
International Insurance Company of Hannover SE through A.M. Fredericks
Underwriting Management Ltd.
Various Brokers
Lloyd’s Underwriters
RDA Inc.
Lloyd’s Underwriters
Holman Insurance Brokers Ltd.
Lloyd’s Underwriters per Caitlin Canada Inc.
Various Brokers
Lloyd’s Underwriters through Special Risk Insurance Managers Ltd.
InsureLine
Lloyd’s Underwriters through Evolution Insurance Inc.
Various
Lloyd’s Underwriters as arranged by Trinity Underwriting Managers
Various Brokers
Royal & Sun Alliance Insurance Company of Canada (for existing clients only)
Jones Brown Inc.
Sovereign General Insurance Company through Premier Canada Assurance Managers
Ltd.
Various Brokers
XL Specialty Insurance Company - Canadian Branch
Various Brokers
* Regulated Financial Advisors in Ontario and Non-regulated Financial Advisors
in Ontario and other jurisdictions must be made aware that yor over 15 years,
since at least as early as April 9, 2005 and earlier, "correct and proper"
'crypto' financial instruments conform to Canada Revenue Agency CRA
investment programs eligibility including some or all of the following:
* RRSP - Registered Retirement Savings Plan
* TFSA - Tax Free Savings Account
* RRIF / SPOUSAL RRIF / PRESCRIBED RRIF Registered Retirement Income Fund
* FAMILY / INDIVIDUAL RESP - Registered Educational Savings Plan
* LIRA / LRSP / RLSP & LIF / NEW LIF / RLIF - Locked-In Retirement Account
and Locked-In Income Fund
* Correct, proper, originating "crypto" [Non-Bank, Non-Institutional,
Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance;
also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance] and
related goods and services inherently and organization's REDUCE CARBON
FOOTPRINT
* Correct, proper, originating [Non-Bank, Non-Institutional, Non-Syndicated,
Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as
Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance] "crypto" is not
regulated by or subject to:
* a member of the Canadian Securities Administrators
* FINTRAC: Financial Transactions and Reports Analysis Centre of Canada
* OECD: Organization for Economic Co-operation and Development; CRS Common
Reporting Standards
* not a complete list
* Ask any other "crypto" company CEO if they have the same results. The answer
is "no" because what the "world" thinks is "crypto" (including CRA, Canada
Revenue Agency) is, regrettably, false or misleading. Crypto is, among other
things, part of a larger risk management utility function that is designed to
keep financial transactions on a peer to peer basis (person-to-person;
organization-to-organization), safe, and high quality in nature, character,
feature, form, function, purpose, extent or utility; and FSRA and those who
place their trust in FSRA, namely, the Ontario taxpayer and general public,
should know this reality.
(2.1.1.1.2) Implications:
* To prevent the future possibility of negative risk to Pension Fund Managers
(and other FSRA regulated entities) including exposure to financial risk or
intellectual property claims; it would be prudent for a Pension Fund Manager
to take the time to discover MQCC® before directly or indirectly
* [indirect investing means:
* * investing in Federally Regulated Financial Institutions, ie: Banks
* investing in non-Federally Regulated Financial Institutions, ie: Credit
Unions
* investing in publicly trading companies
* investing in non-publicly trading companies]
* related to "crypto" or related to the trademark source identifiers of
various genus and specie of goods and services owned by MQCC® including:
* BLOCKCHAIN FOR LAWYERS™
* CRYPTO FOR LAWYERS™
* METAVERSE FOR LAWYERS™
* BLOCKCHAIN FOR POLICY MAKERS™
* CRYPTO FOR POLICY MAKERS™
* CRYPTO, BITCOIN, BLOCKCHAIN AND METAVERSE FOR ELECTED OFFICIALS AND
REGULATORY BODIES; REGULATORY PROFESSIONALS™
* BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL
NETWORK: BITCOIN™; The World's First Utility Token™
* BITMORTGAGE®; The World's First Securities Token™
* PROFESSIONAL BITCOINEER (P. BTCR.)®
* PROFESSIONAL BLOCKCHAINEER (P. BCR.)®
* FATHER OF BLOCKCHAIN®
* FATHER OF CRYPTO®
* FATHER OF METAVERSE™
* THE GLOBAL STANDARD FOR CRYPTO®
* THE GLOBAL STANDARD FOR BLOCKCHAIN®
* PRINCIPLES OF BLOCKCHAIN™
* BITCOINPEDIA™
* BLOCKCHAINPEDIA®
* BUNGAY LOGIC AND ORDER CONFORMITY KERNEL; CYBER/NON-CYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENT NETWORK: BLOCKCHAIN™ trademark
brand quality management system
* OFFICIAL AUTHENTIC ORIGINAL OAO™
* WORLD BLOCKCHAIN DAY®
* WORLD CRYPTO DAY®
* FATHER OF FINTECH™
* FATHER OF CONFORMTYTECH™
* FATHER OF DEFI™
* BLOCKCHAIN HALL OF FAME®
* ACCREDITED CLASS®
* FATHER OF FREE TRADING SECURITIES™
* fnot a complete list.
* MQCC® is recognized world-wide for its leadership in establishing
regulatory-integrated, consumer-safe, innovative goods and services which
conform to exacting standards, developed by over 20 years of observation,
discovery, development, commercialization, National and International
Standards-integration and continual improvement. MQCC® is also recognized for
"primarily making financial innovation safe, reliable, good; better, safer
and more efficient rather than primarily making money" and building upon the
hype of uninformed CEO's, ill-informed mainstreet investors and untrained
promoters.
* This risk prevention message would go beyond the scope of Pension Fund
Managers and would also benefit other FSRA regulated sectors or industry
groups including:
* regulated or non-regulated Ontario or other jurisdiction financial planners
* regulated or non-regulated Ontario or other jurisdiction financial advisors
* regulated or non-regulated Ontario or other jurisdiction retirement
planners
* loan and mortgage companies
* not a complete list
(2.1.2) Despite the fact that it takes 4 years for a Bachelor-level degree in
conformity science; another 2+ years for a Masters-level degree; another 2+
years for a PhD. level of degree. As courtesy, you are welcome to study on your
own; here are some academic, scientific and technical textbook references:
* The 21st CENTURY SCIENTIFIC METHOD™: Triangle to Triangle Pyramid to Solid
Square Pyramid: A Stronger Scientific Method by Correct and Proper
Application of the Trademark "Principles of 'BlockChain'"™ ; [available only
on both Amazon and GOOGLE PLAY]
* Origin of a Specie™: A Transparent, Incontestable, Encyclopedic History of
the "Principles of 'BlockChain'"; Birth of Binary Digit Utility Tokens,
Securities Tokens; International Standards Integration and the Discovery of
Conformity Science. 2001:2019 and Onward' ; [available only on GOOGLE PLAY;
the most important textbook]
* Learn "The Global Standard for BlockChain®" Level 01: for School Children,
Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™);
(BlockChain Means Pinky Promise!™) - Level 01 ; [the only textbook my mother
has read; available only on both Amazon and GOOGLE PLAY]
* Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC),
Canada; [available only on both Amazon and GOOGLE PLAY]
* How the April 9, 2005 - World's First - Commercial Application of "Principles
of 'BlockChain'" Was Influenced by Secretaries- & Directors-General of UNGA,
OECD, WIPO & WTO Organizations from 2001-2005 [available only on both Amazon
and GOOGLE PLAY]
* MQCC SAFER™ Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance: Be The
Bank® Series "Private Lending” Program CANADA - INTERNATIONAL EDITION
[available only on both Amazon and GOOGLE PLAY]
* Teaching Harvard & All Higher-Level, Accredited/Accredited Class®, Regulated,
Vocational, Academic, Research, Development (HARVARD) Class Organizations
World-Wide: True "Principles of 'BlockChain'"™ [available only on both Amazon
and GOOGLE PLAY]
* Anoop Bungay, BlockChain, bitcoin, The UK, Royal Family, The Commonwealth,
Current & Future World Leaders: Government, Commerce (Industry-Finance) &
Academia; British Subjects, Citizens, Residents [available only on both
Amazon and GOOGLE PLAY]
* Teaching Billionaire, Founder & CEO: Anoop Bungay { Warren Buffet, Jack
Dorsey, Larry Ellison, Jimmy Pattison, Robert F. Smith, MQCC™ { Berkshire
Hathaway, Twitter, Oracle, Jim Pattison Group, Vista Equity, [available only
on both Amazon and GOOGLE PLAY]
* OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for
Open Systems Interconnection of BlockChain™ System-Networks: 11 Layer DIP™:
Distributed (Federated) Integrated Protocol [available only on both Amazon
and GOOGLE PLAY]
* Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy
Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers;
CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies
[available only on both Amazon and GOOGLE PLAY]
* An Invitation to the Secretary General (Chief Executive Officer (CEO)) of the
United Nations in Matters of Non-Novel (Exact) Conformity Science & Trademark
Originating “Principles of ‘BlockChain”™ [available only on both Amazon and
GOOGLE PLAY]
* Teaching Dictionary™: A Risk Prevention Notice for Linguists, Lexicographers
and Laypersons (You) in matters of Applied Non-Novel (exact) Conformity
Science [available only on both Amazon and GOOGLE PLAY]
* This is not a complete list.
(2.1.3) Similar messages with varying degrees of content, over the course of up
to 15 or more years, to Top Management, have been sent, either on a peer-to-peer
basis (direct) or non-peer-to-peer basis (indirect), to:
* International Conference of Legal Regulators (ICLR);
* American Bar Association (ABA);
* Federation of Law Societies of Canada (FLSC); (see
www.BlockChainforLawyers.org to read the letters)
* current or former Canadian elected or appointed officials, or heads of
organizations or senior members of organizations including provincial
regulatory bodies in various industries; Canadian federal government
ministries or agencies including Federal law enforcement, including:
* Minister of Finance (Federal)
* Ministry of Finance (Federal)
* Treasury Board Secretariat of Canada
* Competition Bureau of Canada
* Top Management in the Alberta Government
* Real Estate Council of Alberta RECA
* BC (British Columbia) Ministry of Finance; Deputy Premier of BC
* Financial Services Regulatory Authority of Ontario FSRA (formerly FSCO)
* BC Financial Services Agency BCFSA (formerly FICOM)
* Ontario Securities Commission OSC
* including practicing or non-practicing lawyers (licensed legal
professionals) in various and sundry roles from policy making to
investigation to enforcement
* International Science Council
* Chief Science Officer of Canada
* Bank of Canada (1 or Senior Managers and 1 or more Past Governors)
* Various and sundry journalists including Bloomberg; National Post of
Canada; FOX Business; visit: ijcs.mqcc.org)
* Heads (past and current) for various G20 and G7 Central Banks
* TMX Group
* this is an incomplete list; visit www.DisclosureOfBlockChain.com or
www.mqcc.org to learn more
* International bodies and other international organizations
* United Nations
* United States current and former Presidents
* United States Congressional Committee Chairs
* United States Securities and Exchange Commission SEC®
* Financial Regulatory Authority FINRA USA
* Bank of England, both Current and Past Governors
* this is an incomplete list visit www.DisclosureOfBlockChain.com or
www.mqcc.org to learn more
Thank you Joanne, for allowing me to share my comments and suggestions with you
and FSRA on the matter of #2022-009: Proposed guidance on pension plan
amendments.
PS: In your 2019 Globe and Mail Opinion entitled: Modernizing the regulation of
financial advice; you are correct:
Your comments:
* "the time is ripe for a merger."
* "The duplicative SRO regime only adds confusion to an already complex
regulatory system."
My comments:
* Simply look at the MQCC® Disclosure History; look at all of the duplicate
emails to Alberta, BC, Ontario, Federal Canada Departments, Ministries,
Agencies, Crown Corporations.
* Imagine how many Millions of Canadians would have saved their retirement
money by NOT investing in non-conforming, non-standard (fake, counterfeit,
pirated) "crypto" that is borne of non-orginal, non-primary source knowledge,
methods and sources of MQCC®; for example - here are some google search
headlines for "Ontarian loses crypto"
* Ontario couple lost more than $370K in crypto scam: police
* Ontario man loses $106,000 in cryptocurrency scam - YouTube
* [Ontario] Victim loses $7000 in crypto currency fraud scam
* Implication:
* Ontarians need to know that the correct and proper nature, quality,
character, feature, form, purpose, utility, extent, history of what they
think "Crypto" (and related concept systems) is NOT what they are being
told; by untrained and unqualified persons, including CEO's and other
regulatees of FSRA, OSFI and other regulatory bodies.
* Especially those persons who have been exposed to the non-conforming,
non-standard or fake, counterfeit, pirated or generic, "bitcoin"; which is
nothing more than a self-executing financial viral algorithm designed to
prey on the inherent weakness of humans ("fear of missing out" or "fomo")
and use the guise of "experimental finance" as the basis or guise
(intentionally or unintentionally) to take $ from one person and place the
$ into the hands of another person, without utility or function. [While I
understand you - Joanne -- have a history in the Payments Industry, the
idea that non-conforming, non-standard or fake, counterfeit, pirated or
generic, "bitcoin" can be used as a "store of value" or an efficient
"payment transfer" among other things, is patently and provably and
demonstrably, false; after all, MQCC® (Bungay International) is, afterall,
as the creator of OFFICIAL AUTHENTIC ORIGINAL™ OAO™ BITCOIN™ brand of
utility token, so if anyone knows, to use a trademark term: "WHAT BITCOIN
IS; WHAT BITCOIN DOES™", it is yours sincerely. Visit www.BITCOIN.eco
(www.bitcoineco.com) to learn.]
* The good news is that MQCC® created the "UPGRADE ALGORITHM™" brand of
quality management business process to negate some or all of the negative
effects of non-conforming, non-standard or fake, counterfeit, pirated or
generic, "bitcoin".
DISCLAIMER: This email is not legal advice, nor conformity advice, nor
"advice-of-any-kind"; this email is merely a comment and suggestion to FSRA;
including fair and reasonable, necessary disclosure of certain scientific and
historic facts that must be made known to the people of Ontario who entrust
regulatory organizations like FSRA.
CC:
* Hon. Doug Ford; Premier, Leader, Progressive Conservative Party of Ontario
Leader, Progressive Conservative Party of Ontario Minister of
Intergovernmental Affairs (doug.fordco@pc.ola.org)
* Hon. Peter Bethlenfalvy; Minister of Finance (Peter.Bethlenfalvy@pc.ola.org)
* Peter Tabuns; Leader, Official Opposition, Critic, Intergovernmental Affairs
Critic, Energy and the Climate Crisis, Leader, New Democratic Party of
Ontario (tabunsp-qp@ndp.on.ca)
* Catherine Fife; Critic, Treasury Board, Critic, FinanceMember, Standing
Committee on Finance and Economic Affairs (CFife-QP@ndp.on.ca)
--
HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please
contact me at your convenience. In order to prevent errors and omissions, email
is the preferred choice of communication.
Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the
Canadian dream.'®
Sincerely yours,
A. K. (Anoop) Bungay, B. Comm., C-PEM®-P
Broker
MortgageQuote Canada Corp. (mortgagequote.ca)
Financial services for whom time is worth more than money.™
Alberta (AB) * British Columbia (BC) * Ontario (ON)
ON Brokerage License #12279
communication-policy.mortgagequote.ca
www.mortgagequote.ca
"Proud Sponsor of the Canadian Dream"®
A finance sector process of MQCC™ Meta Quality Conformity Control Organization™,
incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First
BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org;
and Global Network Administrator (GNA™) of the Bungay International Technology
(BIT™) Conformity of Organization and Individuals Network (COIN™) Global
System-Network: Managing The Metaverse™ www.metaversepedia.info™; established at
least as early as April 9, 2005 at www.privatelender.org.
An ISO 9001:2015 Registered Company
PRIVILEGE AND CONFIDENTIALITY NOTICE
MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Meta Quality
Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global
finance, conformity and education business providing client services worldwide
directly or through its member firms and affiliates. This email may be
confidential and protected by privilege on a legal basis. If you are not the
intended recipient, disclosure, copying, distribution and use of the email
matter including URL links and related attachments, are prohibited; please
notify the sender immediately and delete this email and related attachments from
your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal
Notices.
FSRA_ Public Comment in respect to #2022-009.pdf
MQCC® PUBLIC COMMENTS RE: THE US DEPT. OF TREASURY; OFFICE OF FINANCIAL
RESEARCH: OFR; 20TH MEETING OF THE FINANCIAL RESEARCH ADVISORY COMMITTEE (FRAC)
CONFIRMATION -08-NOV-22
MQCC® MESSAGE TO OFR - FRAC: RE: COMMENTS ON 21 YEARS OF DEFI: A FATHER OF
BLOCKCHAIN®; FATHER OF CRYPTO®; FATHER OF BITCOIN™ PUBLIC MESSAGE
MQCC-USTreasury-OFR-FRAC-08-Nov-22.pdf
MQCC® AN OFFICIAL AUTHENTIC ORIGINAL™ OAO™ SOURCE OF KNOWLEDGE
Your Official Authentic Original™ (OAO™) Source for:
* Disinformation caused by intermediation
* Secondary Meaning
CEO and Top Management in Government, Non-Government, Industry (Commerce,
Finance) and Academia: BLOCKCHAIN KEEPS YOU SAFE™
NOTICE: SEPARATE AND DISTINCT FROM A GENERIC USE OF THE COMPOUND TERM;
BLOCKCHAIN™ IS A WELL-KNOWN MARK AND SOURCE IDENTIFIER TRADEMARK BRAND FOR
CERTAIN GOODS AND SERVICES, USED-IN-COMMERCE BY MQCC BUNGAY INTERNATIONAL LLC
AND LICENSEES.
MQCC®: THE AUTHORITATIVE SOURCE FOR THE LEGAL PROFESSION AND JUDICIARY,
WORLD-WIDE.
BLOCKCHAIN FOR LAWYERS™ is endorsed by the following MQCC™ Initiatives:
MQCC™: The Worlds First BlockChain Company™; The Worlds Most Trusted BlockChain
Company™
WHY THIS WEBSITE? IRONICALLY, THERE IS REAL CONFUSION AND UNCERTAINTY BY
BILLIONS OF PEOPLE (INCLUDING LICENSED LEGAL PROFESSIONALS; GOVERNMENT LEADERS,
POLICY MAKERS, BUSINESS LEADERS) REGARDING WHAT IS, "A TRACEABLE, VERIFIABLE,
IMMUTABLE, NON-REPUDIABLE, IMMUTABLE, QUALITY-MANAGED" CONCEPT SYSTEM OF
TRANSPARENCY AND TRUST. THE GOVERNOR OF MQCC BUNGAY INTERNATIONAL LLC (BASED IN
WASHINGTON, DC, USA) AND CHIEF EXECUTIVE OFFICER (CEO) OF MQCC™ MONEY, QUALITY,
CONFORMITY, CONTROL ORGANIZATION INCORPORATED IN CANADA, AS MORTGAGEQUOTE CANADA
CORP., MR. A. K. (ANOOP) BUNGAY IS THE DISCOVERER AND WORLD'S LEADERSHIP
AUTHORITY IN MATTERS RELATED TO
(1) TRADEMARK SOURCE IDENTIFIER "BLOCKCHAIN™", "BITCOIN™" AND "CRYPTO™"
(2) GENERIC "BLOCKCHAIN", "BITCOIN" AND "CRYPTO"
(3) Correct and Proper Learning, Education, Training, Application and Use of
conforming goods and services marketed worldwide-in-commerce by the trademark
source identifier family of brand names: BLOCKCHAIN™, BITCOIN™ and CRYPTO™
LEARN FROM THE ORIGINAL SOURCE™; DISCOVERER OF THE CONFORMITY SCIENCE CONCEPT
SYSTEM: BUNGAY UNIFICATION OF QUANTUM PROCESSES ALGORITHM AND THE CREATOR OF THE
COMMERCIALIZED, REGULATORY-INTEGRATED, GLOBAL SYSTEM OF BLOCKCHAIN™: MQCC™.
Learn the correct and proper DESCRIPTIVE nature, quality, character and
composition; and prevent DECEPTIVE or DECEPTIVELY MISDESCRIPTIVE use in
regulatory-integrated, government, industry (commerce; finance) and academia.
Borne of over 21 years of observation, hypothesis, discovery, testing,
development, commercialization, regulatory-integration, National and
International Standards-integration and continual improvement; from MQCC™:
The Worlds First BlockChain Company™; The Worlds Most Trusted BlockChain
Company™
An initiative of MQCC™ International Standards Federation ISF™
(www.isf.international)
MQCC™ International Standards Federation (ISF™), your world's Authoritative body
and Sanctioning body for your world's first, (Originating™) commercialized,
litigation-tested, regulatory-scrutinized, regulatory-integrated,
defense-standard, military-grade, National and International Standardized,
Continually Improving knowledge concept system and applied concept system of
non-novel (exact) conformity science (www.conformity.org) and subordinate
concept system coined as : Bungay Unification of Quantum Processes Algorithm and
commercially represented by the trademark source identifier: "Principles of
'BlockChain'™" and "Bungay Logic and Order Conformity Kernel; Cyber/non-cyber
Harmonized Artificial/non-artificial Intelligent Network: BLOCKCHAIN™"; first
observed, discovered and commercialized between at least as early as August 14,
2001 and at least as early as April 9, 2005 by Mr. A. K. (Anoop) Bungay, for
creation of a globally accessible, "PEER TO PEER ELECTRONIC FINANCE SYSTEM"
(www.privatelender.org); with integration to a subordinate system, namely a
quality management infrastructure system registered to ISO 9001:2000 at least as
early as May 9, 2008 and subsequent infrastructure upgrades to ISO 9001:2008 and
the current, risk-based ISO 9001:2015, marketed globally-in-commerce by the
well-known mark and trademark source identifier brand name: Bungay International
Technology Conformity of Organization and Individual Network: BITCOIN™
(www.bitcoin.eco); first developed by Santosh K. Bungay (WIZGOD™;
www.wizgod.com™).
21+ LEADERSHIP YEARS: 2001:2021:ONWARD
COMMERCIALIZED, REGULATORY INTEGRATED, TESTED, PROVEN: TRUSTED BY BILLIONS™
COMMERCE: WWW.MQCC.ORG / SCIENCE & ACADEMIA: WWW.CONFORMITY.ORG / GOVERNANCE:
WWW.ISF.INTERNATIONAL
FIRST BENEFICIARY™
SMALL BEGINNINGS: THE WORLD'S FIRST PEER-TO-PEER ELECTRONIC FINANCE SYSTEM
The first commercial application of goods and services that enjoyed the benefits
of the application of "quality management" systems, technology, goods
(wares/products) and services (methods) that are marketed-in-commerce under the
Bungay Logic and Order Conformity Kernel; Cyber/noncyber Harmonized
Artificial/non-artificial Intelligence Network: BLOCKCHAIN™ source identifier
brand name, was for the World's First "peer-to-peer electronic finance system"
created by A. K. (Anoop) Bungay with the help of elder brother and computer
programmer WIZGOD™; Santosh K. Bungay (Wizgod™; www.wizgod.com) at least as
early as April 9, 2005 at the uniform resource locator domain name:
www.PrivateLender.org.
Learn more at www.mqcc.org or read the text book ORIGIN OF A SPECIE™ authored by
Anoop Bungay and available at Amazon.com and Google Play books.
Consistency from at least as early 2001, with full scale commercialization at
least as early as April 9, 2005.. Here is a copy of a historical artifact
published by the United States Patent and Trademark Office (USPTO) showing a
PrivateLender.org® [The World's First Peer-to-Peer Electronic Finance System]
screen shot of it website on November 17, 2006 at 3:01:11 PM (USPTO Time).
ONE WORLD. ONE BLOCKCHAIN™
Visit www.BlockChainStandards.net and www.FinanceStandards.net to learn more.
THE SCIENCE OF BLOCKCHAIN™
THE GLOBAL STANDARD FOR BLOCKCHAIN®
THE GLOBAL STANDARD FOR CRYPTO®
THE GLOBAL STANDARD FOR BITCOIN™
REGISTERED AND COMMON-LAW TRADEMARK BRANDS OF GOODS (PRODUCTS) AND SERVICES
(METHODS)
NOTICE: This website is for both LEGAL PROFESSIONALS and REGULATORY
PROFESSIONALS; and the following:
* Legislators
* Policy makers
* Elected or appointed government and non-government officials
* Insurance and risk management professionals
* Chief Executive Officers (CEO) of Regulated and Non-Regulated; Government and
Non-Government (Public, Private, Charitable) Organizations
* Officers, Directors and Top Management of Regulated and Non-Regulated;
Government and Non-Government (Public, Private, Charitable) Organizations
* Fiduciary Professionals and Officers
* Scientists
* Educators, Academics & Professors
* This is not a complete list
This website serves as an authoritative, transparent, traceable, verifiable,
non-repudiable, quality-managed, primary source of knowledge in respect of the
correct and proper ["correct and proper" is a terminological phrase defined as:
"a true, realistic, objective expression of the ordinary nature, quality,
character, composition, extent; material content; characteristic, feature,
function, purpose or use] material factors that comprise the knowledge base of
the originating concept systems related to the theory and application of
non-novel (exact) domain of conformity science and subordinate concept systems
[identified world-wide commercially, by the MQCC Bungay International LLC source
identifier trademark Originating Body of Knowledge OBOK™] including:
* Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™" and
"BLOCKCHAIN™" for governance and business applications
* "BITCOIN" (generic applications) and Authentic Originating BITCOIN™
(non-generic applications)
* "CRYPTO" (generic applications and non-generic applications)
* Peer-to-Peer Governance, Commerce (Industry and Finance) and Academia
* Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory
Exempt, Free Trading Finance; also known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Governance - Commerce (Industry/Finance)
and Academia
* This is not a complete list
In order to PREVENT Government, Policymaking, Industry and CONSUMER prima facie
(immediate, apparent, "at the surface", initial) misunderstanding or deception
caused by misdescription or misdescriptive quality or misdescriptive
characteristic or deceptively misdescriptive presentment of the concept systems
in real-world, corporate and organizational professional liability-risk insured
or regulatory integrated applications in:
* governance
* industry (commerce - finance)
* academia
This website provides you with a high-level understanding of why you must have
the correct and proper:
* Learning
* Education
* Training
* Testing
* Accreditation
* Certification
* Continual Improvement and Ongoing Training
* Skills
In this "Age of non-novel (exact) conformity science" and the "Age of the Bungay
BlockChain".
Learn more here
WELCOME TO MQCC™ BLOCKCHAIN FOR LAWYERS™
TESTED BY LAWYERS; TRUSTED BY LAWYERS™
SCRUTINIZED, AUDITED BY REGULATORS; DE JURE STANDARDS TRUSTED BY REGULATORS™
BLOCKCHAIN FOR LAWYERS™ is your globally accessible, world-wide authoritative
source of correct and proper information for De Facto and De Jure Standards and
Concept Systems for originating, Regulatory-Integrated, Commercialized,
Military-Grade, Defense Standard, Quality Managed, Litigation-Tested,
Intellectual Property Prosecuted, Regulatory-Scrutinized, Professional Liability
(errors and omissions) insured, "BlockChain"; Authentic Originating BITCOIN™ and
"Crypto" Recognized in up to 118+ Countries
AT LEAST AS EARLY AS AUGUST 14, 2001 TO 2021, ONWARD.
If you are a member of a law society that is a member of the International
Conference of Legal Regulators (ICRL) or Equivalent body or If you are a member
of Top Management of law firm or you are a legal professional in your own right
and you are licensed by a member of the International Conference of Legal
Regulators (ICRL) or Equivalent body, then you need to reference this website
because MQCC™ BLOCKCHAIN FOR LAWYERS™ provides official, authoritative knowledge
for articling and practicing legal professionals who are required by their
licensing and governing bodies (Law Societies) to have necessary and sufficient,
functional knowledge in subject matters that are non-legal in nature, quality
and characteristics.
Some or all components of the concept systems, knowledge base and intellectual
property; learning, education and training (LET); testing, audit, accreditation
and continual improvement for which BLOCKCHAIN FOR LAWYERS™ serves as a
trademark source identifier:
(a) is successfully litigation-tested; by one or member Organisations (Law
Society or Law Societies) of the International Conference of Legal Regulators
(ICLR) [ICLR members are individuals working in legal sector regulation and
associated fields (source: ICLR.net)];
(b) is successfully defended by lawyers representing commercial professional
liability and errors and omissions, professional practice insurance risk
underwriters, brokers and agents pursuant to an actual or perceived
nonconformity emanating from a successfully completed commercial,
regulatory-integrated, business transaction;
(d) is successfully prosecuted or approved within an intellectual property
protection regime; by legal professionals; appointed or employed by intellectual
property organizations that based in a country that is a member of the World
Intellectual Property Organization under treaty or inter-government agreement;
(d) serves as world-wide de facto standards because the MQCC STANDARD™
underlying body of knowledge is traceable to world's first application of a
"peer to peer electronic finance system" created by A. K. (Anoop) Bungay (with a
little help from his elder brother, Santosh); developed between at least as
early as August 14, 2001 and April 9, 2005); is successfully commercialized
since at least as early as April 9, 2005 and regulatory-integrated in one or
more OECD (Organisation for Economic Co-operation and Development) and World
Trade Organization (WTO) countries;
(e) serves as world-wide de jure standards because they integrate with and
conform to, the National and International Standards of at least 118+ countries;
namely, ISO 9001:2000; ISO 9001:2008 and the current risk-based, ISO 9001:2015;
recognized for trust, safety, efficiency, accountability, by billions of people,
globally;
(f) MQCC™ is a member of the United Nations Innovation Network and with Global
Head Office domiciled in a Commonwealth member-nation country;
CORRECT AND PROPER KNOWLEDGE PROTECTS YOU, YOUR LAW FIRM, THE CHIEF EXECUTIVE
OFFICER (CEO) OF THE ORGANIZATIONS YOU MIGHT ACT FOR; ALONG WITH INDIVIDUALS YOU
MIGHT ACT FOR.
BLOCKCHAIN FOR LAWYERS™ IS YOUR AUTHORITATIVE SOURCE.
TYPICAL MQCC™ INDUSTRY SECTORS
* Pan-Industry; see: the United Nations ISIC or Canada/USA/Mexico NAICS
industry classification system.
TYPICAL MQCC™ CUSTOMER ORGANIZATION TYPES
Typical MQCC™ Customer Organizations are:
* Corporations
* Organizations
* * * Government
* (Privately owned and publicly owned)
* Academia
* Non-Government (not-for-profit, charitable, foundations)
* Beneficial
* Individuals
An MQCC™ Customer is recognized worldwide by the well-known mark and trademark
source identifier brand name: COIN™
TYPICAL ROLES OF INDIVIDUALS RELATED TO AN MQCC™ CUSTOMER'S ULTIMATE DECISION
MAKER
* Appointed or Elected Official
* Legislator
* Policy maker
* Regulator
* Regulatee
* Teacher
* Student
* Investor
* Chief Executive Officer (CEO)
* Member of Top Management of any Corporation or Organization including
Individual businesses (COIN™)
MQCC™ BUNGAY LOGIC AND ORDER CONFORMITY KERNEL; CYBER/NONCYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENCE NETWORK: BLOCKCHAIN™ TRADEMARK BRAND OF
GOODS OR SERVICES INCLUDE:
INDUSTRY CLASS/DESCRIPTION OF MQCC™ BLOCKCHAIN™ TRADEMARK BRAND OF SERVICES OR
GOODS:
035 Audit support services, namely, review and analysis of a company's sales, as
well as the preparation, organization and presentation of the documents and data
requested by a government body, and advice on government audit processes,
policies and strategy
035 Auditing of financial statements
035 Account auditing
035 Advice on the analysis of consumer buying habits and needs provided with the
help of sensory, quality and quantity-related data
035 Business auditing
035 Business consultation services in the fields of supply chain analysis,
regulation compliance and counterfeit detection
035 Business services, namely, providing online information in relation to
resource planning for the mining and resource industry, mine planning, equipment
scheduling, maintenance scheduling, finance modeling, production scheduling,
materials management, quality management, human resources management and project
management
035 Conducting quality assurance surveys in hospitals to determine service
quality
035 Conducting business audits in the field of communications
035 Conducting employee incentive award programs to promote quality management
035 Financial auditing
035 Financial record-keeping for insurance risk management, regulatory
compliance purposes
035 Financial record-keeping for insurance risk management, regulatory
compliance purposes via the Internet
035 Insurance claims auditing services
035 Rating the environmental qualities and impact of consumer products of others
for the purpose of making purchasing decisions
035 Real estate transaction auditing services
035 Real estate transaction auditing services, namely, assurance to statutory
and regulatory requirements.
035 Total quality management services, namely, business management services for
establishing business quality policy and determining business means for
implementing those policies to improve customer satisfaction
035 Tracking and monitoring organization governance, management and business
processes for others for account auditing purposes
036 Mortgage compliance consulting services concerning financial requirements
for mortgages for mortgage lenders and servicers and mortgage brokers
036 Providing post-compliance financial reviews for the mortgage industry
042 Quality management services, namely, quality evaluation and analysis,
quality assurance, and quality control, in the field of finance and fields of
good governance, public policy, education, technology, regulatory compliance and
risk management.
042 Quality management services, namely, quality evaluation and analysis,
quality assurance, and quality control, in the field of finance and fields of
good governance, public policy, education, technology, regulatory compliance and
risk management.
042 Quality control for others
042 Quality control of goods and services
042 Quality control of services
042 Advisory services in the field of product development and quality
improvement of software
042 Computer monitoring service which tracks application software performance,
performs periodic maintenance and provides reports and alerts concerning such
performance [quality control]
042 Computer monitoring service which tracks hardware performance and processes
and sends out historical reports and alerts [quality control]
042 Computer services, namely, monitoring and reporting on the performance,
availability, and errors of web sites of others [quality control]
042 Computer services, namely, monitoring the web sites of others to improve
their scalability and performance [quality control]
042 Computer services, namely, monitoring, testing, analyzing, and reporting on
the Internet traffic control and content control of the web sites of others
[quality control]
042 Custom design and development of air quality measurement programs
042 Developing quality control standards for organizations
042 Development of customized software for others for use in risk assessment,
information security, business analysis, audit and audit planning, and sales
management
042 Evaluating and testing the environmental qualities and impact of consumer
products of others
042 Evaluating organizations to determine whether the organizations conform to
an established accreditation standard
042 Inspection of organizations for quality control purposes
042 Product quality evaluation
042 Product quality testing
042 Product quality testing services
042 Providing quality assurance services in the field of organization management
042 Providing quality control services for the mortgage industry
042 Providing a website featuring a searchable on-line quality evaluation of
rarities for the purpose of measuring the scarcity of rare collectible objects
042 Providing temporary use of non-downloadable cognitive stimulation computer
programs that help maintain an active brain and thus improve memory, speed of
processing, and that provide a variety of cognitive benefits that positively
impact quality of life
042 Remote monitoring of printers for others [quality control]
042 Safety auditing to improve safety of construction workers on residential
construction sites
042 Technology supervision and inspection in the field of organization
management
042 Testing, analysis and evaluation of service providers to determine
conformity with established accreditation standards
042 Testing, analysis and evaluation of the goods and services of others to
determine conformity with certification standards
042 Testing, analysis and evaluation of the goods of others to determine
conformity with certification standards
042 Testing, analysis and evaluation of the services of others to determine
conformity with certification standards
042 Testing, analysis and evaluation of organizations to determine conformity
with established accreditation standards
042 Testing, analysis, and evaluation of the goods of others to assure
compliance with industry standards
042 Testing, analysis, and evaluation of the knowledge, skills and abilities of
others in the field of organizations to determine conformity with certification
standards
042 Testing, analysis, and evaluation of the knowledge, skills and abilities of
others in the field of forensic document examination to determine conformity
with certification standards
042 Testing, analysis, and evaluation of organization governance, management and
business processes to assure compliance with industry standards
042 Testing, analysis, and evaluation of organization governance, management and
business processes to assure compliance with computer, construction, real
estate, finance and corporate governance industry standards
045 Consulting services in the field of state and federal regulatory compliance
requirements for personnel safety
045 Fiduciary compliance consulting, namely, consulting in the field of federal
securities regulations governing investment advisory activities
045 Legal compliance auditing
045 Legal consulting services in the field of listing and tracking of foreign
and domestic government regulatory requirements, for obtaining permits and
regulatory compliance
045 Life quality assessment for individuals with developmental disabilities and
their families
045 Mortgage compliance consulting services concerning mortgage-related laws for
mortgage lenders and servicers and mortgage brokers
045 Regulatory compliance auditing
045 Regulatory compliance consulting in the field of prescription drug sampling
045 Regulatory compliance consulting in the field of retirement plan
administration
045 Regulatory compliance consulting in the field of organizatoin
045 Reviewing environmental data, analyzing the data in connection with
environmental laws and regulations, and preparing environmental compliance
reports
045 Reviewing standards and practices to assure compliance with financial and
corporate governance laws and regulations
045 Tracking and monitoring regulatory requirements in the field of
organizational improvement, finance, governance, risk management, operations
management for regulatory compliance purposes
LEARNING , EDUCATION, TRAINING (LET), TESTING, ACCREDITATION AND CERTIFICATION
(TAC™); CONFORMITY MANAGEMENT SERVICES (CMS™) FOR ANY WORLD-WIDE CORPORATION,
ORGANIZATION OR INDIVIDUAL (COIN™).
* Conformity Management Services for Corporations, Organizations and
Individuals (COIN™) World-wide.
LOOK FOR THE BLOCKCHAIN™ SERVICE MARK AND DESIGN MARK
Wherever you purchase goods or services.
INTERNATIONAL CLASS OF SERVICES 045
PERSONAL AND LEGAL SERVICES
MQCC UNIVERSE™ SUBORDINATE (DIVISION) SERVICE PROVIDERS OF BLOCKCHAINCRMS™ GOODS
OR SERVICES
MQCC™
MQCC™ BLOCKCHAINQMS™ SERVICE
Click here for Detailed List of MQCC™ BLOCKCHAINQMS™ Goods and Services.
* Finance, Academia, Government (Public Policy) Consulting
* Legal and Lawyer Referral Network
* Systems (management and non-management)
* Standards
* Technology
* Goods
* Services
This is NOT a complete list.
THIS IS NOT A COMPLETE LIST. SCROLL THROUGH THIS PAGE FOR ADDITIONAL GOODS AND
SERVICES WITHIN THIS 045 INTERNATIONAL CLASS.
THIS LIST IS BASED UPON NAICS (NORTH AMERICAN INDUSTRY CLASSIFICATION SYSTEM
(NAICS) HAS BEEN DEVELOPED BY THE STATISTICAL AGENCIES OF CANADA, MEXICO AND THE
UNITED STATES). MQCC™ PROVIDES GOODS AND SERVICES IN ALL CLASSES AND THEIR
INTERNATIONAL ISIC (UNITED NATIONS) EQUIVALENT CLASSES.
NAICS NORTH AMERICAN INDUSTRY CODE AND SECTOR (ISIC INTERNATIONAL EQUIVALENT)
11 Agriculture, forestry, fishing and hunting Agriculture, forestry, fishing and
hunting
21 Mining, quarrying, and oil and gas extraction Mining, quarrying, and oil and
gas extraction
22 Utilities Utilities
23 Construction Construction
31-33 Manufacturing Manufacturing
41 Wholesale trade Wholesale trade
44-45 Retail trade Retail trade
48-49 Transportation and warehousing Transportation and warehousing
51 Information and cultural industries Information and cultural industries
52 Finance and insurance Finance and insurance
53 Real estate and rental and leasing Real estate and rental and leasing
54 Professional, scientific and technical services Professional, scientific and
technical services
55 Management of companies and enterprises Management of companies and
enterprises
56 Administrative and support, waste management and remediation services
Administrative and support, waste management and remediation services
61 Educational services Educational services
62 Health care and social assistance Health care and social assistance
71 Arts, entertainment and recreation Arts, entertainment and recreation
72 Accommodation and food services Accommodation and food services
81 Other services (except public administration) Other services (except public
administration)
91 Public administration Public administration
BUILT ON THE BUNGAY INTERNATIONAL TECHNOLOGY (BIT™), BUNGAY LOGIC AND ORDER
CONFORMITY KERNEL™ (BLOCK™) TRADEMARK BRAND CYBER/NON-CYBER HARMONIZED
ARTIFICIAL/NON-ARTIFICIAL INTELLIGENCE NETWORK (CHAIN™) SYSTEM-NETWORK SERVICE
BUILT ON BLOCKCHAIN™
DETAILED LIST OF MQCC™ BLOCKCHAINQMS™ GOODS (PRODUCTS/WARES) AND SERVICES
(METHODS)
PAN-FUNCTIONAL SOLUTIONS FOR PAN-INDUSTRY WORLD OF COMMERCE™
MQCC™ PROVIDES THE FOLLOWING SERVICES UNDER THE BLOCKCHAINCRMS™ PRIMARY SOURCE
IDENTIFIER TRADEMARK FAMILY BRAND NAME AND BLOCKCHAINQMS™ SUBORDINATE SOURCE
IDENTIFIER TRADEMARK BRAND NAME.
THIS IS NOT A COMPLETE LIST OF SERVICES (NOR GOODS).
Visit www.BlockChainCRMS.com™ to see the list.
BITCOIN™ GLOBAL SYSTEM-NETWORK™
VISIT AT WWW.BITCOIN.ECO OR CLICK BELOW:
BITCOIN.ECO™: Home to MQCC™ MASTER BITCOIN™ Eco System-Network ONE WORLD. ONE
BLOCKCHAIN.™ ONE BITCOIN ECOSYSTEM™
LOOK FOR THE MQCC™ TRADEMARK TRUST SEAL™:
Your highest assurance of trustworthy quality; traceable to the OFFICIAL
AUTHENTIC ORIGINAL: OAO™ trademark brand of conformity science-based
commercially available governance, commerce, industry, business and academic
applications (www.OAObrands.com™).
(www.TrademarkTrustSeal.com)
MQCC MASTERBLOCKCHAIN™ META-TOKEN UTILITY
Learn more
FOUNDING ORGANIZATIONS
MEMBERS OF, OR INTEGRATED WITH; THE STANDARDS, PRACTICES, GUIDELINES OR
EXPECTATIONS OF THE FOLLOWING ORGANIZATIONS
UNITED NATIONS UN
ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT OECD™
WORLD INTELLECTUAL PROPERTY ORGANIZATION WIPO™
WORLD TRADE ORGANIZATION WTO™
MQCC™: BLOCKCHAIN FOR LAWYERS™
YOUR WORLD-WIDE LAWYER, LEGAL AND INDUSTRY (DE JURE AND DE FACTO) STANDARD FOR
EXPERTISE™
MQCC™ BLOCKCHAIN FOR LAWYERS™ IS THE GLOBAL AUTHORITY ON THE NATURE, QUALITY,
CHARACTERISTICS, FEATURE, FUNCTION, EXTENT AND APPLICATION OF SUPERORDINATE AND
SUBORDINATE CONCEPT SYSTEMS (UNITS OF KNOWLEDGE) BORNE OF THE NON-NOVEL (EXACT)
CONFORMITY SCIENCE KNOWLEDGE DOMAIN, INCLUDING THE FOLLOWING CONCEPT SYSTEMS:
* World's First and and Most Trusted Peer-to-Peer Electronic (and
Non-Electronic) Finance System circa April 9, 2005 at www.PrivateLender.org
uniform resource locater internet domain address
* The Bungay Unification of Quantum Processes Algorithm (BUQPA™);
commercialized by the trademark "Principles of 'BlockChain'"™
* descriptive term "BlockChain" used in a generic sense as a "term of art"
* distinctive term "BLOCKCHAIN™" a trademark source identifier used-in-commerce
* generic "crypto"
* Authentic BIT™ brand COIN™ System-Networks
* Authentic BLOCK™ brand CHAIN™ Meta System-Networks
* Trademark BITMORTGAGE® brand of securities and financial fungible and
non-fungible securities token
* Peer to Peer (p2p) [Private/Crypto/Secret/Shadow] Electronic and
Non-Electronic Governance, Commerce, Industry and Finance
* Fungible and Non-Fungible Tokens
* Utility Tokens
* Securities Tokens
* Quantum Unification Computing
* Higher Level Meta Programming
* National and International Standards
This is Not a complete list.
FROM AT LEAST AS EARLY AS AUGUST 14, 2001, MQCC STANDARDS™ FOR "BLOCKCHAIN",
AUTHENTIC ORIGINATING BITCOIN™ AND "CRYPTO" ARE INTEGRATED WITH DE JURE
STANDARDS PUBLISHED BY THE INTERNATIONAL ORGANIZATION FOR STANDARDIZATION ISO
INTERNATIONAL DE JURE STANDARDS BODY:
* International Organization for Standardization (ISO)
REGIONAL DE JURE STANDARDS BODIES - BY SELECT COUNTRIES (THIS IS NOT A COMPLETE
LIST)
China
Canada
European Union (EU)
Canada
United Kingdom (UK)
United States of America (USA)
FROM AT LEAST AS EARLY AS MAY 9, 2008, 2001, MQCC STANDARDS™ FOR "BLOCKCHAIN",
AUTHENTIC ORIGINATING BITCOIN™ AND "CRYPTO" SYSTEM SUBORDINATE SYSTEMS FOR
QUALITY MANAGEMENT ARE AUDITED BY MEMBERS OF:
MQCC BUNGAY™: WHAT BLOCKCHAIN IS; WHAT BLOCKCHAIN DOES™
Read the original, encyclopedic textbook available at Google Play® textbooks
COMMERCIALIZED, REGULATORY INTEGRATED BLOCK CHAIN STARTED HERE; for a legal
function and
MQCC™ BlockChain For Lawyers™ is an expert service whose Top Management
qualifies as a subject matter (unit of knowledge UOK expert) in accordance with
both the
* United States (US) Daubert (judge determines evidence admissibility) and Frye
(scientific community determines admissibility) for evidentiary standards;
* United Kingdom (UK) and Canadian equivalent standards of expertise.
MQCC™ BLOCKCHAIN FOR LAWYERS™ AUTHOR: MR. ANOOP BUNGAY; BONA FIDES/CREDENTIALS
Excerpts from the authoritative encyclopedic reference: ORIGIN OF A SPECIE™;
published at Google Play® Textbooks; Author Name: Anoop Bungay
THE AUTHOR’S BONA FIDES/CREDENTIALS: WHO AM I
My name is Anoop Bungay, of Calgary, Alberta, Canada and you will discover that
yours sincerely:
#1 - naturally discovered and coined the non-novel (exact) conformity science
(www.conformity.org) subordinate concept system, coined: Bungay Unification of
Quantum Processes Algorithm commercially represented by the trademark source
identifier: "Principles of 'BlockChain'™" or "BLOCKCHAIN™"; as a result of
seminal, primary scientific-method-based research, development, testing,
commercialization and National and International registration to ISO 9001:2000;
ISO 9001:2008 and ISO 9001:2015, from at least as early as August 14, 2001, in
order to develop the world's first Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow electronic finance system for the trade in
"non-bank, non-institutional, non-syndicated, non-regulated or regulatory
exempt, free trading financial securities, namely, the “cryptoloan” and
“cryptomortgage”; commencing on April 9, 2005, at the internet domain name
www.privatelender.org and operating as PrivateLender.org: Canada's Private
Lending Network®. Marketed globally pursuant to the Singapore Treaty, Nice
Agreement, Madrid Protocol and World Intellectual Property Office protocols,
under the international registered trademark brand name the BITMORTGAGE®. This
occurred five (5) years before the experimental, alpha-state subordinate-network
for payment transfer, a digital "cryptocurrency" network was made available to
the public on January 8, 2009.
#2 - defined a new field of study named conformity science. Learn more,
including the dictionary definition at www.conformity.org.
CREATIONS SPEAK > LOUDER THAN ACTIONS WHICH SPEAK > LOUDER THAN WORDS™
#3 - Commercialized (created) and developed pending commercialization for
intellectual property reasons or pending technology readiness (but most things
are commercialized) - This list is found in Schedule A, however you may as well
know now in order to understand what 19 years of the trademark “Principles of
‘BlockChain’™” body of knowledge created:
The MQCC™: An organization of "Firsts", starting first with the Finance Sector,
including:
* +First developer of BlockChain systems, technology, services and products in
Finance (2001 onward); designed to assure National and International
Standards-Class of conformity to statutory, regulatory and process
requirements for regulated organizations and regulated processes.
REGULATOR-PROOF your Business Operations.
* +Developer of the world's first meta-BlockChain protocol; an inherently
"non-mining" solution. FYI: The "mining solution" was created over 4 years
after the MQCC BlockChain protocol.
* +Inventor of the First Application of BlockChain-in-Finance; serving the
global community since at least before April 9, 2005.
* +Inventor of the world's first BlockChain quality management system (BQMS™)
and certified BlockChain quality management system (CBQMS™) - trademark
branded as the MQCC uQMS™ Unified Quality Management System - registered to
ISO 9001:2000, ISO 9001:2008, ISO 9001:2015; and the latest version: Quantum
Unified Quality Management System™ QuQMS™ trademark brand.
* +Developer of the MQCC BlockChain Conformity Management System (BCMS™)
Standards.
* +Inventor of the world's first Secure Risk-Based meta-Operating System.
* +Inventor of the world's first BlockChain platform network (MQCC BlockChain
aka MQCC Network) registered to the international standard of Quality
Management Systems since May 9, 2008.
* +Developer of the first commercially available, pan-industry, pan-functional,
self-correcting, regulator-audited, hybrid-regulated, enterprise level,
top-to-bottom (T2B) and end-to-end (E2E), Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow finance global, interoperable,
meta-operating system built on MQCC™ Blockchain Principles (The technical
title is the "Bungay Unification of Quantum Processes Algorithm") first
identified by MQCC's founder: Anoop Bungay (2005 onward). Read every page of
"authoritative encyclopedic referenceBlockChain.com" to learn more.
* +Inventor of the world's first National and International Standards-class,
global, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow credit intermediation
& financial system; based upon MQCC Transmundane™ version of the World's
first "global meta-operating system"; for 119 countries.
* + Developer of the world's first 12 Year old, BlockChain-based,
Regulatory-Integrated, USA DoD Conforming, Rules-Based ,Global Internet
Sub-network of Autonomous and Heterogeneous Federation of Systems (FOS) and
System of Systems (SOS) designed for regulatory bodies, regulatees and the
public whom both serve.
* +Developer of the world's first "open banking systems" protocol that
integrates the trademark “Principles of ‘BlockChain’™” with a pan-industry,
pan-functional, self-correcting, regulator-audited, hybrid-regulated,
enterprise level, top-to-bottom (T2B) and end-to-end (E2E), Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow finance global, interoperable,
meta-operating system.
* +Inventor of the world's first National and International Standards-class,
global, institutional credit intermediation & financial system; based upon
MQCC Transmundane™ version of the World's first "global meta-operating
system"; registered to the National Standard of 119 countries for Quality
Management Systems.
* + World's first functioning System of System (SOS) and Federation of Systems
(FOS) integrated meta-system structure; independent autonomous organizations
inter-operating with other organizations on the basis of consensus-based
rules, not technology, resulting in the utmost levels of autonomy,
heterogeneity and independent control.
* +Developer of the world's first "application of "Principle's of 'BlockChain'"
in commerce with seminal, functional-level, knowledge base including:
ontology; and seminal controlled language (vocabulary), including:
taxonomies, thesauri, terminology; concepts; principles; formulas; theorems,
logic, proofs and related, 'first-level' core knowledge.
* +World's First integrated trademark “Principles of ‘BlockChain’™”-based
system-network built on higher-level, consensus-based system standards and
competency standards resulting in higher states of integrity and quality.
* +Developer of the world's first conformity system ontology based upon
multi-discipline convergence of science, engineering, law and finance.
* +Developer of the world's first litigation tested meta-operating system;
litigation tested by member organizations of the ICLR (International
Conference of Legal Regulators) in 2013, for a transaction originated in
2010.
* MQCC: Tested by Lawyers; Trusted by Lawyers™
* +Developer of the world's first integrated, unified, governance-function,
legal-function and operation-function based BlockChain protocol, within a
Quality Management System layer.
* +Developer of the world's first "proof-of-quality" (POQ™) token process.
* +Developer of the MQCC "Highest and Best System State™" Standards
* +Inventor of the world's first Defense Standard, Military/Law
Enforcement-Grade, NIST (National Institute of Standards and Technology)
Framework Core-Standard, Integrated Policies & Procedures (IPP™)
Cybersecurity Core BlockChain System (MQCC IPP™ Cyberlockchain™) & Engineered
Privacy BlockChain algorithm.
* +Developer of the world's first "global sandbox" meta-operating environment
that may be customized to "enforce compliance" to principles, guidelines and
standards of the United Nations (UN), World Trade Organization (WTO),
Organisation for Economic Cooperation and Development (OECD), International
Organization for Standardization (ISO) and more.
* +Developer of the world's National and International Standards based, safest
peer-to-peer (P2P)/private/crypto/secret/shadow financial syste
* +Developer of the world's first "cold-crypto" network integration protocol,
for traditional "hot crypto" networks.
* +Developer of the Two-Phase Trust™ 2PT™ Protocol that underpins a good
blockchain.
* +Developer of the Bungay TITO™- Squared (TITO²) Truth Trust Protocol: a
"Truth In Truth Out" protocol which creates a "Trust In Trust Out" system.
* +First developer of a commercially available, fully regulated, enterprise
level, top-to-bottom (T2B) and end-to-end (E2E) , global institutional
banking and finance meta-operating system (2005 onward).
* +First & only developer of the world's oldest, safest and most trusted
crypto- and noncrypto financial system continuously registered to ISO
9001:2000, ISO 9001:2008, ISO 9001:2015. Bringing quality, transparent,
accountable and efficient methods and process to ANY financial transaction
between industry and consumer (2008 onward).
* +Developer of the world's first pan-jurisdiction (national and international)
harmonized regulatory BlockChain protocol, assuring "cross-border" conformity
of disparate regulations on a digital basis (digital conformity)..
* +Developer of the world's first self-learning/self-correcting system built on
and in AI (artificial intelligence) algorithm-based ecosystem. With component
systems built on the meta-operating system MQCC (R)evolution.
* +Developer of the world's first Intellectual Property Utility Token protocol
MQCC InPUT™
* +Developer of the world's first "systems-level AI" (artificial
intelligence/computer intelligence) functional, self-learning,
self-correcting system & technology designed at an organization level, for a
high-quality, 'overarching system of control' for management of complex and
critical projects. MQCC proprietary "Systems Learning" (SL) proprietary
knowledge-base is beyond machine learning (ML) , Deep Learning (DL) and
Neural Networks (NN).
* +Developer of the world's first "self-learning management system" and
"self-learning quality management system" built on trademark “Principles of
‘BlockChain’™” and "AI".
* ++ Developer of the technology neutral "open commerce standard" extension
(.ocst™) protocol and the OurCompanyPlan.com™ .ocp™: Active BlockChain
Corporate Data Electronic File™ (ABCDEF™) Standard.
* +Developer of the globally recognized "Certified BlockChain System CBCS™
Standards".
* +Developer of the world's first (deployed in 2008) "Governance & Operating
Decentralized System" (MQCC GODSNET™) deployed on a Federation of System
(FOS) network (MQCC FOSNET™) interoperable with a System of Systems (MQCC
SOSNET™) subordinate network. MQCC GODSNET™ is a secure, Federal Government
Recognized, Canadian and USA Department of Defense-grade, National and
International standards-class, easy-to-deploy, cost-efficient, technology
neutral, overarching system of command, control and quality (CCQ™), designed
to assure the highest level of transparent, measurable and sustainable good
governance practice, effectiveness, trust and confidence within
Government-Regulator-Regulatee organizations for the benefit of General
Public /Constituents. The proven, 12 year old MQCC FOSNET™ helps federal,
provincial and civic governments realize Canada's Federal Directive on
Regulations (public policy) because it is built from the ground-up on seminal
"BlockChain" Principles (commercially identified by the trademark “Principles
of ‘BlockChain’™”) - first discovered by the Founder of MQCC between 2001 and
2005) - and enables independently managed Regulators (Regulatory Body) within
any discipline or industry group to coexist with other independently managed
Regulators (Regulatory Body) within other disciplines or industry groups; and
enables all Regulators to create and manage their own respective System of
Systems (SOS) Network (MQCC SOSNET™) comprised of decentralized autonomous
organizations (MQCC DAO™) or Regulatees (Regulated Entities) within a rules
(policy) based environment. Both the MQCC FOSNET™ and the MQCC SOSNET™ are
built with National and International equivalent Quality Management System
standards and incorporate best-in-sector governance industry (public
administration) practice protocols allowing for all parties (Regulator and
Regulatee) to function in a manner that conforms to statutory, regulatory,
shareholder (government or investor) and customer (government, general
public/constituent or corporate) requirements. The MQCC FOSNET™ has no
central authority and each member Regulator (Regulatory Body) functions
independently in accordance with their constating requirements to their
shareholders, normally, a Government Ministry or Government Department. The
MQCC SOSNET™ is hierarchical in nature (Regulator over Regulatee) and a
customizable level of interoperability and integration to allow for regulated
audit, regulated disclosure and reporting while maintaining high levels of
regulated privacy, regulated anonymity and regulated autonomy. While MQCC
SOSNET™ has hierarchical relationships, there is no central authority and
direction, each Regulated Entity (Regulatee) has its own independent
management and purpose based upon a set of applicable rules. Both MQCC
FOSNET™ and MQCC SOSNET™ incorporate, measurable, consensus-based National
and International Quality Management System standards (recognized in at least
119 countries), so Regulators (Regulatory Bodies) can prove to their
stakeholders (Government, Shareholders, General Public, and the Regulatees
whom they regulate) that they function in a manner that certifiably conforms
to statutory, regulatory, process, customer and National Quality Management
System requirements for its intended scope of Regulatory Operations.
Obversely, Regulatees (Regulated Entities) can also prove to their respective
stakeholders (Government, Shareholders, General Public/Constituents, and the
Regulators who regulated them) that they, too, function in a manner that
certifiably conforms to statutory, regulatory, process, customer and National
Quality Management System requirements for their intended scope of Regulated
Operations. Effectively, MQCC has developed a Regulator Operating System
(MQCC ROSOR™) and a Regulatee Operating System (MQCC ROSEE™). When the
General Public Constituents within a jurisdiction understand that both their
Regulatory Bodies and Regulated Bodies function within a Regulatory
Governance Framework recognized by the Federal Government to conform to their
countries highest standards of Quality Management Systems - standards which
transform both Regulator and Regulatee into "better, safer and more
efficient" entities - the General Public/Constituents will experience the
highest degree of trust and confidence in their Government's stewardship of
the Regulatory Environment within their jurisdiction.
* +Developer of the "lossless commerce" and "lossless investing principles";
pursuant to discovery of "BlockChain" principles (commercially identified by
the trademark “Principles of ‘BlockChain’™”).
* +Developer of the "NOCLAR - NOPROBLEM™" MQCC™ BlockChain subsystem
application; the world's first system for organizations who employ third
party, fiduciary-standard, independent auditors whose role is to ensure
conformity to statutory and regulatory (laws and regulations) requirements;
and report instances of non-conformity to laws and regulations (NOCLAR.org)
to fourth parties including: boards of directors, shareholders, regulatory
bodies, law enforcement entities.
* +Developer of the world's first commercially available MQCC Quantum
BlockChain Framework™ for transforming "classical organizations" into safer,
better and more efficient, "quantum organizations". Quantum Computing Ready:
once user-friendly technology is made available, the classical MQCC process
algorithms can be converted to quantum MQCC process algorithms on future MQCC
Quantum™ server appliances.
* +Developer of MQCC Quantum™ Management Excellence: A methodology for early
adopting Multinationals, to have a have permanent - MQCC BlockChain-based
systems - that offer quantum competitive advantage; including: organization
resiliency, increased profitability, permanent loss/waste prevention and
continuous improvement.
* + Developer of a BlockChain-based protocol to demonstrably achieve six sigma
level 6 or higher (7) in financial organizations. Registered to the National
Standard of 119 Countries.
* Please take the time to read this entire website for all the proof you might
need. You may need to register and pay a fee for access to intellectual
property.
* + Developer of the Globally Trusted NISC™ Designation for Environments and
Professionals (National Standards-Class and International Standards-Class)
* +Developer of the world's first learning space (based in Calgary, Alberta,
Canada) to impart the "BlockChain" principles (commercially identified by the
trademark “Principles of ‘BlockChain’™”) subject pedagogy; integrating Blooms
taxonomy for classification educational goals; and a systems-level curriculum
based upon the DACUM method and SCID method. A rigorous multi-year program
that incorporates the scholarly method with real-world activities within the
MQCC System-Network active environment.
Proven BlockChain based Quality-in-Finance is limited and therefore at a
premium.
You have not heard of a company like MQCC™ before, because it has not existed
before.
Here to Serve You™
EXPERTISE (LEGAL STANDARD) OF ANOOP BUNGAY
Pursuant to the legal standard of generally accepted rules of competence, and
expert evidence, Anoop Bungay, the individual who first applied the "BlockChain"
principles (commercially identified by the trademark “Principles of
‘BlockChain’™”) to a peer-to-peer electronic financial system for unregulated or
regulatory market-exempt (free-trading) securities, is considered an expert in
the fields of:
* Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance
* Conformity Science
* "BlockChain" principles (commercially identified by the trademark “Principles
of ‘BlockChain’™”)
* Defense Standard (Military & Law Enforcement Grade) Quality Management
Systems
* Quantum Organization Unification Theory of Enterprise (QUOTE™[94]) and
Practice of Meta-Operating Systems
This is not an exhaustive list.
While the primary research, developed since pre-2001 and present-day is not
publically available, the commercial businesses borne of the primary research
are going concerns and litigation tested. Namely:
* MortgageQuote Canada Corp. - Financial Products
* The MQCC Money Quality Conformity Control Organization - Conformity Science
related technology, systems, products and services.
UK COMMON LAW STANDARD AND UK LAW COMMISSION RECOMMENDED STANDARD
UK Common Law Standard
Excerpt from “Expert Evidence in Criminal Proceedings in England and Wales”
prepared by the Law Commission of UK[95]:
2.1 Four requirements relating to the admissibility of expert evidence in
criminal proceedings have developed at common law, principally with reference to
expert opinion evidence.
2.2 In this Part we first provide a summary of these requirements (“assistance”,
“relevant expertise”, “impartiality” and “evidentiary reliability”) and then set
out our view on whether they apply, and whether they should apply, to expert
evidence of Fact.
In addition to the UK Common law standard, the UK Law Commission recommended
additional standards, include three “tests” described in a draft bill entitled:
“Expert Evidence in Criminal Proceedings in England and Wales HC 829”[96].
United Kingdom (UK) Draft (unenacted) Bill: Recommended Standard by the UK Law
Commission regarding: Expert Evidence in Criminal Proceedings in England and
Wales HC 829
THE QUALIFICATION (EXPERTISE) TEST
Of the three tests:
* The Turner Test
* The test merely requires that the court (the trial judge or magistrates’
court) be “satisfied” that the expert evidence “is likely” to be outside a
judge or jury’s experience and knowledge and that the evidence would provide
help. This is not a requirement which would need to be proved[97].
* The Qualification (Expertise) Test
* Clause 1(1) of our draft Criminal Evidence (Experts) Bill also provides that
expert evidence is admissible in criminal proceedings only if –
(b) the person who gives it is qualified to do so …
* 4.16 Clause 2(1) provides that, for the purposes of clause 1(1)(b), “a person
may be qualified to give expert evidence by virtue of study, training,
experience or any other appropriate means”. Clause 2(2) provides that, for
that person’s evidence to be admissible, the court “must be satisfied on the
balance of probabilities that [he or she] is so qualified”.
* 4.17 This standard of proof provides the minimum acceptable level of
knowledge, experience or skill which must be established before an individual
can provide expert evidence. The extent of the expert’s expertise beyond this
minimum threshold goes to weight. That is to say, all other things being
equal, the greater the level of expertise borne by an expert witness, the
more likely it is that the fact finding tribunal will accept his or her
evidence[98].
* The Impartiality Test
* the starting point is that there is a presumption of impartiality, based on
the common-sense assumption that expert witnesses generally tend to
comply with their duty to the court[99].
General UK Comment
3.6 We proposed that there should be a new admissibility requirement along the
following lines[100]:
(1) The opinion evidence of an expert witness is admissible only if the court is
satisfied that it is sufficiently reliable to be admitted.
(2) The opinion evidence of an expert witness is sufficiently reliable to be
admitted if:–
(a) the evidence is predicated on sound principles, techniques and assumptions;
(b) those principles, techniques and assumptions have been properly applied to
the facts of the case; and
(c) the evidence is supported by [that is, logically in keeping with] those
principles, techniques and assumptions as applied to the facts of the case
Definition of “what is” Relevant Expertise
According to the Law Commission of UK, “Expert Evidence Report”[101] respecting
the “relevant expertise” of a prospective expert: The individual claiming
expertise must be an expert in the relevant field. This was described in the
South Australian case of Bonython[102] as a requirement that the individual “has
acquired by study or experience sufficient knowledge of the subject to render
his [or her] opinion of value”[103], a description which has found favour in
England and Wales.[104]
Further, the Law Commission of UK, “Expert Evidence Report”[105] states:
Generally speaking, it is the expertise itself which determines whether this
admissibility requirement is satisfied, not the route by which the expert came
to have it.[106] A recent judicial comment suggests, moreover, that the
threshold for demonstrating expertise is quite low.[107] Against those points,
however, it should be noted: first, that the threshold cannot (we suggest) be
any lower than a requirement of proof on the balance of probabilities; secondly,
that amateurs are not qualified to give some types of expert evidence;[108] and,
thirdly, that explicit guidelines for determining expertise are now being
formulated for certain scientific fields.[109]
In UK: Registration of the System which embodies the technology, services and
products related to Anoop Bungay’s discovery and inventions, to ISO 9001:2001,
ISO 9001:2008, ISO 9001:2015: The Basis for Demonstrating “Evidentiary
Reliability”
According to the Law Commission of UK, “Expert Evidence Report”[110] respecting
“evidentiary reliability”:
The expert’s opinion evidence must in other respects satisfy a threshold of
acceptable reliability.[111] The existence of a further common law admissibility
requirement of some sort can be discerned from the cases where the Court of
Appeal (Criminal Division) has:
(1) held that the field of expertise must at least be “sufficiently well
established to pass the ordinary tests of relevance and reliability;”[112]
(2) cited the admissibility test for expert opinion evidence in Bonython which
has a reliability component, albeit one which has never been properly analysed
in England and Wales; and
(3) suggested a particular type of reliability test.
USA STANDARD
Federal Rules of Evidence › ARTICLE VII. OPINIONS AND EXPERT TESTIMONY › Rule
702[113] [114]
Rule 702: Testimony by Expert Witnesses
A witness who is qualified as an expert by knowledge, skill, experience,
training, or education may testify in the form of an opinion or otherwise if:
* the expert’s scientific, technical, or other specialized knowledge will help
the trier of fact to understand the evidence or to determine a fact in issue;
* the testimony is based on sufficient facts or data;
* the testimony is the product of reliable principles and methods; and
* the expert has reliably applied the principles and methods to the facts of
the case
1923 - The Frye standard (superseded by the Federal Rules of Evidence)[115]
Prior to the ruling by the US Supreme Court (In Daubert v. Merrell Dow
Pharmaceuticals, 509 U.S. 579 (1993)) the Frye standard for expert testimony was
followed, and still applies in some US States.(FRYE v.UNITED STATES. 293 F. 1013
( D.C.. Cir 1923))[116] [117]
The rule is that the opinions of experts or skilled witnesses are admissible in
evidence in those cases in which the matter of inquiry is such that
inexperienced persons are unlikely to prove capable of forming a correct
judgment upon it, for the reason that the subject-matter so far partakes of a
science, art, or trade as to require a previous habit or experience or study in
it, in order to acquire a knowledge of it. When the question involved does not
lie within the range of common experience or common knowledge, but requires
special experience or special knowledge, then the opinions of witnesses skilled
in that particular science, art, or trade to which the question relates are
admissible in evidence.
Numerous cases are cited in support of this rule. Just when a scientific
principle or discovery crosses the line between the experimental and
demonstrable stages is difficult to define. Somewhere in this twilight zone the
evidential force of the principle must be recognized, and while courts will go a
long way in admitting expert testimony deduced from a well-recognized scientific
principle or discovery, the thing from which the deduction is made must be
sufficiently established to have gained general acceptance in the particular
field in which it belongs.
1993 - Rule 702 Amendment:[118] The Daubert ruling (standard); Daubert v.
Merrell Dow Pharmaceuticals, Inc.[119]
This is the standard used by a trial judge to assess whether an expert witness’s
scientific testimony is based on scientifically valid reasoning that which can
properly be applied to the facts at issue. This standard comes from the Supreme
Court case, Daubert v. Merrell Dow Pharmaceuticals Inc., 509 U.S. 579
(1993)[120] and supersedes the Frye standard.
Under the Daubert standard, the factors that may be considered in determining
whether the methodology is valid are:[121]
* whether the theory or technique in question can be and has been tested;
* whether it has been subjected to peer review and publication [though not
required];[122]
* its known or potential error rate;
* the existence and maintenance of standards controlling its operation; and
* whether it has attracted widespread acceptance within a relevant scientific
community.
The Daubert standard is the test currently used in the federal courts and some
state courts. In the federal court system, it replaced the Frye standard, which
is still used in some states.[123]
The primary locus of this obligation is Rule 702 [governing expert testimony],
which clearly contemplates some degree of regulation of the subjects and
theories about which an expert may testify. "If scientific, technical, or other
specialized knowledge will assist the trier of fact to understand the evidence
or to determine a fact in issue" an expert "may testify thereto." The subject of
an expert's testimony must be "scientific . . . knowledge." Footnote by Justice
Blackmun regarding “technical, or other specialized knowledge."
CANADA STANDARD
R. v. Mohan
In 1994, the Supreme Court of Canada, in R. v. Mohan, set out the following
general criteria for the admissibility of expert opinion evidence:
1. The evidence is relevant to some issue in the case;
2. the evidence is necessary to assist the trier of fact;
3. the evidence does not violate an exclusionary rule; and
4. the witness is a properly qualified expert.[124]
A court must also weigh the benefits of the evidence against its potential costs
(probative value versus prejudicial effect). An important factor in assessing
the benefit of the evidence is its reliability, including:
* the extent to which the scientific theories on which it is based are accepted
in the
relevant scientific community;
* the potential rate and nature of errors associated with a scientific
technique relied
Upon; and
* whether the scientific technique or theory has been tested via the scientific
method.
It should be noted that, for “non-novel science”, evidence must be “necessary”,
but for “novel” or “junk” science Mohan has established that the evidence must
be “essential”.[125]
The main cost is the prospect of uncritical acceptance of the opinion by the
trier of fact. Especially:
* if the scientific theory cannot be explained clearly;
* if there is no realistic opportunity of an opposing party conducting
independent tests
* or calling experts in reply or;
* if the evidence could be presented in less conclusive or inflammatory terms
than
proposed.
ANOOP BUNGAY PRIOR EXPERT ANALYSIS HISTORY
[SEE TEXTBOOK: ORIGIN OF A SPECIE™]
ANOOP BUNGAY PRIMARY RESEARCH: COMMENT REGARDING VALIDITY AND RELIABILITY
An additional footnote re: Validity and Reliability in Daubert v. Merrell Dow
Pharmaceuticals Inc., 509 U.S. 579 (1993):
“We note that scientists typically distinguish between "validity" (does the
principle support what it purports to show?) and "reliability" (does application
of the principle produce consistent results?). See Black, A Unified Theory of
Scientific Evidence, 56 Ford. L. Rev. 595, 599 (1988). Although "the difference
between accuracy, validity, and reliability may be such that each is distinct
from the other by no more than a hen's kick," Starrs, Frye v. United States
Restructured and Revitalized: A Proposal to Amend Federal Evidence Rule 702, 26
Jurimetrics J. 249, 256 (1986), our reference here is to evidentiary
reliability--that is, trustworthiness. Cf., e. g., Advisory Committee's Notes on
Fed. Rule Evid. 602 (" `[T]he rule requiring that a witness who testifies to a
fact which can be perceived by the senses must have had an opportunity to
observe, and must have actually observed the fact' is a `most pervasive
manifestation' of the common law insistence upon 'the most reliable sources of
information.' " (citation omitted)); Advisory Committee's Notes on Art. VIII of
the Rules of Evidence (hearsay exceptions will be recognized only "under
circumstances supposed to furnish guarantees of trustworthiness"). In a case
involving scientific evidence, evidentiary reliability will be based upon
scientific validity”.[127]
PEER REVIEW AND PUBLICATION OF ANOOP BUNGAY’S PRIMARY RESEARCH IS NOT REQUIRED
* “Proof is the implementation within an international commercial enterprise.”
* Secondary proof is the registration to ISO 9001:2000, ISO 9001:2008 and the
risk-based ISO 9001:2015 with third party audit by accredited auditors or
accredited authorities.
Pursuant to Footnote 59 of The Law Commission Consultation Paper No 190: “THE
ADMISSIBILITY OF EXPERT EVIDENCE IN CRIMINAL PROCEEDINGS IN ENGLAND AND WALES A
New Approach to the Determination of Evidentiary Reliability A Consultation
Paper”[128], published by the Law Commission of the United Kingdom,[129] Rule
702 and scientific evidence Daubert v. Merrell Dow Pharmaceuticals, Inc.
509 U.S. 579 (1993), 593. Karl Popper’s view (see, eg, The Logic of Scientific
Discovery, 4th ed, 1980) was that the scientific method is underpinned by a
principle of falsifiability or refutability; that is to say, generating
hypotheses and testing them by experimentation or observation to see whether
they are false (for the problem of induction holds that propositions as to the
workings of the universe inferred from experience cannot be proved to be true).
If a given hypothesis does not stand up to experimental scrutiny it will be
reworked into a new hypothesis which will again be tested, and so on, producing
successively better approximations to “truth”.
A hypothesis which repeatedly withstands experimental scrutiny will be regarded
as corroborated but not proven, and so come to be generally accepted by the
relevant scientific community, perhaps achieving the grand status of a
scientific “theory” or even a scientific “law”.
Excerpt from Daubert v. Merrell Dow Pharmaceuticals, Inc.[130]
60 509 US 579 (1993), 593 to 594. The Court’s view was that, while submission to
the scrutiny of the relevant scientific community is a component of good
science, because (amongst other things) it increases the likelihood that
substantive flaws in methodology will be detected, publication is not to be
regarded as a necessary requirement of admissibility. An innovative but
nevertheless well-grounded theory may not have been published.
Extract from Daubert v. Merrell Dow Pharmaceuticals, Inc., 509 U.S. 579 (1993)
Another pertinent consideration is whether the theory or technique has been
subjected to peer review and publication. Publication (which is but one element
of peer review) is not a sine qua non of admissibility; it does not necessarily
correlate with reliability, see S. Jasanoff, The Fifth Branch: Science Advisors
as Policymakers 61-76 (1990), and in some instances well-grounded but innovative
theories will not have been published, see Horrobin, The Philosophical Basis of
Peer Review and the Suppression of Innovation, 263 JAMA 1438 (1990). Some
propositions, moreover, are too particular, too new, or of too limited interest
to be published. But submission to the scrutiny of the scientific community is a
component of "good science," in part because it increases the likelihood that
substantive flaws in methodology will be detected.[131] See J. Ziman, Reliable
Knowledge: An Exploration.[132]
A GLOBAL MISUNDERSTANDING IS NOT SURPRISING
This global misunderstanding is not surprising because the objects or phenomena
conceptualized as ‘BlockChain’, distributed/decentralized ledger and related
ideas are commonly understood to have emanated from a set of programmatically
coded rules that appeared deus ex machina, out of nowhere, in the form of an
executable, alpha-state, experimental software program written in the computer
language of C++, to create “peer-to-peer electronic cash system” for the
transfer of payments, in January 8, 2009[133]. And over the course of seven (7)
years, slowly and recently, captured the attention of the world, most notably in
2017[134]. And because the nebulous history of the “peer-to-peer electronic cash
system”, most people were afraid to go near it.
With this book, the “world” will learn that when this independently created[135]
“peer-to-peer electronic cash system” appeared, it actually or ostensibly become
nothing more than subordinate routine or a subsystem of a larger, pre-existing,
commercially available, peer-to-peer electronic finance system-network[136],
[137] which was over five (5) years old by January 8, 2009. Further, six (6)
months earlier (on May 9, 2008), the pre-existing peer-to-peer electronic
finance system-network quality management subsystem earned registration to the
globally trusted and respected, rigorous National and International Quality
Management System (QMS) standard of at least 119 countries, namely ISO
9001:2000[138]. The QMS was independently audited by members of two of the most
prestigious organizations of their kind: the internationally respected and
trusted International Accreditation Forum (IAF); and, the equally respected and
trusted: American National Standards Institute (ANSI), ANSI National
Accreditation Board (ANAB) based in the United States[139].
Finally, the pre-existing, peer-to-peer electronic finance system-network is
built on a combination of principles and rules that meet or exceed various
recommended, endorsed or established requirements, guidelines and best practices
by the World Trade Organization (WTO), the Organisation for Economic
Co-operation and Development (OECD) and the United Nations Chief Executives
Board for Coordination (CEB), International Organization for Standardization
(ISO)[140].
The purpose of this document is to introduce the “world” to the origins of the
Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™"; from at least as
early as 2001 to present day (2019); and to show you how simple it is, how
powerful it is, how stable it is and how comprehensive it must be, in order to
effectively function.
Finally, the rules that created peer-to-peer electronic cash system, unlike the
principles that create the peer-to-peer electronic finance system-network, are
subject to change and already have changed. There are new forms of peer-to-peer
electronic cash systems being created every day. What has not changed, are those
things that are largely unknown: the “Principles” that created the world’s first
peer-to-peer electronic finance system-network or correctly known as:
The world’s first system-network for trading in non-bank, non-institutional,
non-syndicated, non-regulated or regulatory exempt, free trading securities and
related financial instruments; transacted on a Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow basis.
When it comes to the difference between rules and principles, the United States
of America President Franklin Delano Roosevelt said it best during his Radio
Address to the Young Democratic Club (and the youth of the Republican
party[141]) of America on August 24, 1935:
Rules are not necessarily sacred; principles are[142].
Finally, while there are many reasons this book is being written today - and
remember - MQCC and Bungay International Inc. have been commercially doing
peer-to-peer finance for over 17 years; ask yourself, would you have paid
attention 10 years ago? MQCC was around then. What about five (5) years ago?
MQCC was around then. Now that some of you have made money, the majority of you
have most likely lost money, take the time to find out what the principles
underlying the non-novel (exact) conformity science subordinate concept system:
Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™" are; what they
have done (created a frictionless system of trust (SOT™)); and what more they
will do.
DON’T WORRY: JOURNALISTS OR MEMBERS OF THE INTERNATIONAL FEDERATION OF
JOURNALISTS (IFJ), MEMBERS OF THE INTERNATIONAL SCIENCE COUNCIL (ISC), MEMBERS
OF THE BANK FOR INTERNATIONAL SETTLEMENTS (BIS) AND MEMBERS OF THE INTERNATIONAL
ORGANIZATION OF SECURITIES COMMISSIONS (IOSCO) ALSO UNRECOGNIZED THE VERY PUBLIC
ORIGINS
A look through the articles registry in the Appendix of this book: MQCC™ Global
Public BlockChain/Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Knowledge
Register of Articles & Entities (Responses) will show you that the mundane
origins of “electronic peer-to-peer finance”, “blockchain”, “utility token”,
“securities token” is largely unrecognized. The goods news with inventing the
world’s first "BlockChain" principles (commercially identified by the trademark
“Principles of ‘BlockChain’™”)-based commercial business is that all claims are
(among other things) traceable, verifiable and immutable.
Some notable misunderstandings:
* Not recognizing that “pool-to-peer” (also known as ‘crowdfunding’[143])
business model companies are not “peer-to-peer” business model companies
because the former trades in what are largely regulated securities and the
latter trades in what are largely non-regulated securities[144].
* Once it made sense of “what was going on” the United States Securities
Commission (SEC®) immediately grasped the understanding of the
securities-regulated activity of “pool-to-peer” lending companies passing off
(presenting themselves in a misdescriptive or deceptively misdescriptive
manner[145]) as “peer-to-peer” lending companies, immediately invoked
corrective action as early as November 24, 2008 through cease-and-desist
orders.[146]
* Pooled funds in the form of payment dependent notes[147] or similar financial
instruments do not meet the generally accepted definition of what is a
“peer-to-peer” financial instrument[148] in terms of ingredient, quality,
characteristic, function, feature, purpose, or use[149].
* Regrettably, the moniker of “peer-to-peer” continues to be used, which is one
of the reasons for writing this book; to officially correct the public record
on the difference between “pool-to-peer” and “peer-to-peer”.
* And this correction matters more than you think because the world’s first
peer-to-peer electronic finance system-network became registered to the
National and International Quality Management System standard ISO
9001:2000[150] on May 9, 2008[151], seven (7) months before the SEC® shut
down an actual or ostensible “pool-to-peer” business company passing off as a
“peer-to-peer” business model company.
* The implication is clear: to be registered as an ISO 9001:2000 company, means
that your business model conforms to applicable statutory, regulatory,
process, customer and stakeholder requirements, so any company that does not
fit the profile cannot be classified as the same. On May 9, 2008, MQCC became
the de facto benchmark for all aspects including Quality Management Systems,
of peer-to-peer electronic finance. Inclusive of its subordinate concepts:
“Bungay Unification of Quantum Processes Algorithm”, also
represented,commercially represented by the trademark source identifier:
"Principles of 'BlockChain'™"; “Distributed/Decentralized Ledger”; “Utility
Tokens”; “Securities Token”; “Intellectual Property Tokens”; “Quality
Tokens”; “Proof of Work”; “Proof of Record” and more[152].
* Registration of the MQCC peer-to-peer electronic finance-network to ISO
9001:2000 on May 9, 2008 actually or ostensibly transformed MQCC to the
global de facto benchmark for all aspects including Quality Management
Systems, of peer-to-peer electronic finance-network in at least 119 countries
for:
* Standards-based consumer expectations
* Government-regulatory best-practice
* Commercial best-practice
because the ISO 9000 family of Quality Management System standards are adopted
as National Standards in at least 119 countries, including, Canada, USA,
Australia, UK, China, India, Russia, Finland, Peru, Nigeria, Saudi Arabia,
Botswana, Malaysia, Fiji[153].
* Indeed regulatory bodies including securities regulators like the United
States Securities and Exchange Commission and the Canadian Members of the
Canadian Securities Administrators are encouraged by their respective federal
governments. For example:
* United States of America
* ...with the approval of the National Technology Transfer and Advancement Act
(NTTAA) of 1995 (Public Law 104-113), federal agencies [Authors note: like
the SEC® - A member of the International Organization of Securities
Commissions (IOSCO)[154]] are encouraged to utilize voluntary consensus
standards where feasible and to participate as appropriate in voluntary
consensus standards development activities.[155]
* Canada
* Pursuant to Canada’s Cabinet Directive on Regulation[156], Sub Clause[157]
5.2.5 regulatory cooperation: assessment should also include a review of work
undertaken by international standard development organizations for possible
incorporation by reference.
* Which is consistent with the Canadian Federal Legislation: Standards Council
of Canada Act[158] which involves Ministers from all Canadian Provinces and
Territories.
* And consistent with the Canadian Free Trade Agreement (CFTA)[159] whose goal
is to align regulatory frameworks between federal-provincial-territorial
bodies.
* And finally the Cabinet Directive on Regulation becomes implemented in
real-world practice in Canada with bodies like the financial regulatory
members of the Canadian Securities Administrators[160], whose members consist
of members of the International Organization of Securities Commissions
(IOSCO) and whose goals under the Provincial/Territorial Memorandum of
Understanding Regarding Securities[161] include:
* work closely together to develop and sustain a provincial/ territorial
framework for securities regulation that inspires investor confidence and
supports competitiveness, innovation and growth;
* commitment to explore, on an ongoing basis, new opportunities to strengthen
the Canadian securities regulatory framework.
* The Bank of Canada published a report on December 14, 2015, over seven (7)
years after the United States Securities and Exchange Commission SEC®
recognized that companies are actually or ostensibly passing off as
peer-to-peer lenders by engaging in the “business of loans” capitalized
through pooled financial instruments like payment dependent notes; and these
companies are actually or ostensibly NOT “peer-to-peer” entities, but rather
“pool-to-peer” (pooling funds from the public market) and therefore subject
to securities regulation; which, necessarily, a correctly identified
“peer-to-peer” investor-lender, is not. This position that “pool-to-peer” is
the same as “peer-to-peer” was further confirmed by US SEC® Commissioner Luis
A. Aguilar in a speech entitled The Important Role of Immigrants in Our
Economy at the 2013 Annual Gala, Georgia Hispanic Chamber of Commerce,
Atlanta, Georgia on May 18, 2013[162]; Commissioner Aguilar expressed his
personal view[163] that:
* Currently, crowdfunding [Pool-to-Peer] may not be used to sell company shares
in the United States. Under current laws, that would be a public offering and
would require registration with the SEC, a process that, admittedly, can take
time and money, but is designed to inform and protect investors. With the
following very important footnote:
* To the extent properly structured, the business of “peer-to-peer” lending (a
form of crowdfunding for debt capital) may be conducted in the U.S. without
registration under the Securities Act of 1933 or the Securities Exchange Act
of 1934.
* Although you can see that Commissioner Aguilar also did not recognize that
the term “peer-to-peer” is not synonymous with the term “crowdfunding” given
the prior litigation history of the SEC® on the matter. No problem; once
again, this is why (among other reasons) this book is written; to correct
current misunderstanding and prevent future misunderstanding.
* Now, back to the Bank of Canada, a member of Members of the Bank for
International Settlements (BIS)[164].
* Disclaimer: the Author, Anoop Bungay and MQCC™ Money Quality Conformity
Control Organization incorporated as MortgageQuote Canada Corp. have a direct
and indirect relationship with one another because of the following:
* On Thursday, October 20, 2016, MQCC invited the Bank of Canada through its
Agency Operations Centre division Management to Join the Certified Quality
Management-in-Finance Association CQMFA™ (CQMFA.org) founded by MQCC; more
about this in a later section.
* The Bank of Canada - at a divisional level - is registered to the risk-based
Canadian National Standard[165] and International equivalent Quality
Management System Standard ISO 9001:2015, just as MortgageQuote Canada Corp.
is registered to the same risk-based International Quality Management System
Standard ISO 9001:2015, but for a different scope.
* The Bank of Canada scope of ISO 9001:2015 registration covers “Processing and
distribution services.”[166]
* The MortgageQuote Canada Corp. scope of ISO 9001:2015 registration covers
“Provision of mortgage banking (“lending” in Canada) and mortgage brokerage
services.”[167]
* The Bank of Canada switched one of its vendors of third-party services, to
one that has a pre-existing, long-standing relationship with MortgageQuote
Canada Corp. End Disclaimer].
To start with it is not unreasonable to think that central bankers most likely
do not follow the enforcement actions of other non-central bank financial
regulators ie: the United States Securities and Exchange Commission SEC®; with
this in mind, consider the following; in a December 2015 report entitled
Financial System Review[168] authored in part, by the Governor and Deputy
Governor. Regrettably and most likely unintentionally, even as late as 2015,
there remained a global misunderstanding of the very private and free-trading
origins[169] of non-bank, non-institutional, non-syndicated, non-regulated or
regulatory exempt, free trading securities and related financial instruments;
also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and
related financial instruments; this misunderstanding is perfectly highlighted by
the following two points:
* Peer-to-peer (P2P) lending is the practice of individuals lending money to
other individuals through websites[170].
* Authors note: Correct.
* In Canada, P2P lenders first appeared in late 2014[171].
* Authors note: Incorrect.
* Coincidentally, the Bank of Canada is based in Canada’s capital city, Ottawa;
in the province of Ontario, where MQCC has been trading in the
Ontario-government-regulated business of peer-to-peer (p2p) lending and
investing services as PrivateLender.org: Canada’s Private Lending Network™
since at least as early as January 7, 2009[172].
* The International Science Councils ISC[173] associate body: the International
Council for Scientific and Technical Information ICSTI[174] as late as 2018
hosted a knowledge seminar[175] entitled Blockchain’ (sic) for Science. The
Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™" were described
by the ISC/ISCTI as:
* This first complimentary online seminar in the ICSTI 2018 Webinar series,
takes an in-depth look at the opportunities and potential changes in the
world of scholarly communication that may be stimulated by Blockchain.
* Authors note: This book is an “in depth” look at the historically accurate
origins, real opportunities and real change in the world of scholarly
communication because the Bungay Unification of Quantum Processes Algorithm
also represented, commercially represented by the trademark source
identifier: "Principles of 'BlockChain'™" helped to disintermediate the
global academic community by going directly from discovery to
commercialization and subsequent International Standards registration while
bypassing traditional Scholarly Communicative methods.[176]
* Blockchain is the technology behind Bitcoin and offers a peer-2-peer network
for Trust that potentially can disintermediate traditional brokering
authorities like banks, notaries, perhaps even publishers?
* Authors note: (Edited) Regulatory-integrated, commercial applications of
goods (products) and services (methods) of the non-novel (exact) conformity
science subordinate concept system: Bungay Unification of Quantum Processes
Algorithm commercially represented by the trademark source identifier:
"Principles of 'BlockChain'™", are not a technology[177]; and the
“peer-2-peer network for Trust” does not potentially disintermediate
traditional brokering authorities like banks, notaries, perhaps even
publishers (and even traditional brokers of knowledge: Scholars), the
“peer-2-peer network for Trust” does actually disintermediate traditional
brokering authorities like banks, notaries, publishers and the traditional
brokers of knowledge: Scholars.
* As for the Journalists and sub-members of the Members of the International
Federation of Journalists (IFJ); read the Appendix of this book entitled:
MQCC™ Global Public BlockChain/Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Knowledge Register of Articles & Entities
(Responses) and see some of the articles (which you will need to find on your
own), and see for yourself how Journalists have also misunderstood the
origins of “peer-to-peer” finance, the non-novel (exact) conformity science,
subordinate concept system: Bungay Unification of Quantum Processes Algorithm
also represented commercially represented by the trademark source identifier:
"Principles of 'BlockChain'™" and related topic matter.
* Yours sincerely emailed a large number of journalists over the years; most
notably in an omnibus notice sent to some leading journalists and academics
which may be seen in Volume 1:Issue 1 of the International Journal of
Conformity Science IJCS™ at ijcs.mqcc.org and is entitled:
* Introduction to MQCC.org and Clarification of a Journalistic Descriptive
Claim regarding 'the "World's First" RE: An Application of the Trademark
"Principles of 'BlockChain'™" in Commerce". April 9, 2005 Free Trading
Securities of a Financial & Electronic Nature, Begins.[178]
The implication of this section of the book is clear; most world leaders,
scientists, thinkers and business leaders have gotten this wrong; at the highest
levels. Do not worry if your current understanding of the world of “peer-to-peer
finance”, Trademark "Principles of 'BlockChain'™", “utility token”, “security
token’”, “conformity token”, “distributed/decentralized ledger”, “system of
trust”, “ISO 9000” is not consistent with historical evidence and is quickly
becoming deconstructed; while the commercialized phenomena is over 14 years old,
the “world” only started getting interested in earnest, less than (5) years ago.
A person cannot become even a Medical Doctor in five (5) years; so there is lots
of time to learn. This book is one step in a “global corrective action” that
started years ago by yours sincerely, but no one paid attention. Another reason,
among many, that this book is written.
THE “WORLD” IS “INEFFICIENTLY EXPENDING” VALUABLE MONEY AND PRECIOUS TIME ON AN
INCORRECT UNDERSTANDING: WALK DON’T RUN
“Inefficiently Expending” is polite term. Over a period of less than five (5)
years[179], globally, hundreds of millions of dollars of government, sovereign,
private company and retail investor wealth and valuable personal time is hastily
expended because of a fear of missing out (‘fomo”) and an incorrect focus on
“technology” not “principles”. And worse; because trusting members of Top
Management[180] of organizations[181] (CEOs, Presidents, Boards of Directors),
Major Shareholders, Shareholders and retail investors are being bombarded with
investment opportunities, technology upgrade opportunities or innovation
consulting from people who are either “self taught”[182], or have limited or no
credentialed or practical experience in matters related to the subject matter of
this book, including items listed in MQCC Table 1.
YOU ARE NOT LEARNING ABOUT BAKING, BUYING A LOAF OF BREAD OR INVESTING IN A
BAKERY: NOT WHOLLY VISIBLE
Have you ever seen a “BlockChain”? Have you ever touched a “binary digit
securities token”? Have you ever seen all the places where a distributed ledger
is actually located?
The subject matter of this book or First Edition authoritative encyclopedic
reference, includes information on the origin of the discovery of “BlockChain”
principles [non-novel (exact) conformity science subordinate concept system:
Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™"], “digital
assets”, “utility tokens” and some of the items listed in MQCC Table 1. These
items are not visible to you; you cannot wholly “see”, “hold” or “touch” a
“BlockChain” or related terminological items, in specie or in their real,
precise, or actual form[183]. The implication is clear: if you cannot visualize
an item or concept then you cannot, in a simple manner, determine if the item or
concept conforms[184] to your requirements as a customer, shareholder, investor,
regulator, public official, policymaker, or prospective party. So, what do you
do? As a start, do what yours sincerely learned to do: ask lots of questions and
then implement a process of precise measurement, testing and control protocols.
What are the right questions and the precise measurement, testing and control
protocols? Well, this book is only meant as an introductory authoritative
encyclopedic reference, not the "main textbook"; whose working title is:
Theories, Principles, Protocols, Laws, Math and Litigation-Tested Applications
of the non-novel (exact) conformity science subordinate concept system: Bungay
Unification of Quantum Processes Algorithm commercially represented by the
trademark source identifier: "Principles of 'BlockChain'™"from August 14, 2001
to Present Day; which is not yet completed and will be much bigger than this
book and will come one day (not sure when); nonetheless, the rest of the
sections of this authoritative encyclopedic reference will give you an excellent
idea; or, you can always contact MQCC and request a personal consultation -
which is another reason for writing this book - to let you know MQCC is open for
business to license its over 19 years of intellectual property, systems,
technology, services and products.
A DEFENSE-STANDARD, MILITARY-GRADE PROBLEM DEMANDS A DEFENSE-STANDARD,
MILITARY-GRADE SOLUTION
In the early 2000’s when setting up the system, it was quickly discovered that
when it comes to non-bank, non-institutional, non-syndicated, non-regulated or
regulatory exempt, free trading securities and related financial instruments;
transacted on a Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow basis, Bungay
International Inc. (BII) is dealing in Top Secret, classified information.
Specifically, what is called today: Personally Identifiable Information
(PII)[185]. This why international structures were created:
* PrivateLender.org: Canada’s Private Lending Network™/®
* PrivateLenderCheck.org
* MQCC.org Money Quality Conformity Control Organization
* OSBSO.org: Office of the Shadow Banking System Ombudsman/person
* And more. See Image A.
Image A: (next page)
Source MQCC Twitter Account (@mymortgagequote)
Visit www.mqcc.org to learn more about the international structures created.
And this is why there was a need to model best practice of organization and
information command, control and quality (CCQ™) from the world’s best
regulations and standards for command, control and quality, including but not
limited to:
* United States Department of Defense (DOD)
* United States General Services Administration (GSA)
* National Aeronautics and Space Administration (NASA)
* International Standards Organization (ISO)
LEARN FROM THE BEST: SEMINAL EXPERIENCE MATTERS
How do you deal with concepts or innovations that are not wholly visible? Learn
from the experts whom yours sincerely learned from: the United States Department
of Defense (DOD), General Services Administration (GSA) and National Aeronautics
and Space Administration (NASA). These three globally respected organizations
collaborated to develop a nice terminology that best describes items that are
not wholly visible, like the subject matter of this book, namely, the non-novel
(exact) conformity science subordinate concept system: Bungay Unification of
Quantum Processes Algorithm commercially represented by the trademark source
identifier: "Principles of 'BlockChain'™"; and the Birth of Binary Digit,
Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt,
Free Trading Securities and Related Financial instruments also known (because of
the manner in which they are delivered) as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Securities and Related Financial Instruments;
“Principles of ‘BlockChain’”-based, Regulatory-Integrated, Risk-Based Systems,
Technology, Services and Products; including many of the items listed in MQCC
Table 1; the terminology is:
* Complexity
* Complex items have quality characteristics, not wholly visible in the end
item, for which contractual conformance must be established progressively
through precise measurements, tests, and controls applied during purchasing,
manufacturing, performance, assembly, and functional operation either as an
individual item or in conjunction with other items[186].
If you are a public official, policy maker, regulator, member of an organization
Top Management, shareholder, investor, business owner or retail investor and you
want to purchase or invest in non-novel (exact) conformity science subordinate
concept system: Bungay Unification of Quantum Processes Algorithm commercially
represented by the trademark source identifier: "Principles of 'BlockChain'™"
related matter, then how do you really know what you are getting if:
* What you are learning, buying or investing in, is not wholly visible.
* You - as the buyer or investor - did not establish contractual conformance
through implementation of precise measurement, testing and control protocols.
People in leadership roles in the world do not have this precise, defense
standard, military grade level of understanding because nobody, other than yours
sincerely is talking like this. And why is that? Most likely because nobody,
other than yours sincerely established the internationally accepted global
standards and benchmark for trade related to non-novel (exact) conformity
science subordinate concept system: Bungay Unification of Quantum Processes
Algorithm commercially represented by the trademark source identifier:
"Principles of 'BlockChain'™".
INTERNATIONALLY ACCEPTED GLOBAL STANDARD AND BENCHMARK FOR CONSUMER
EXPECTATIONS: MQCC IS THE DE FACTO GLOBAL STANDARD
Why? Because yours sincerely:
* First discovered the non-novel (exact) conformity science subordinate concept
system: Bungay Unification of Quantum Processes Algorithm commercially
represented by the trademark source identifier: "Principles of 'BlockChain'™"
through a natural process (between at least as early as August 14, 2001 and
April 9, 2005; then,
* Abstracted and developed a Concept System for the non-novel (exact)
conformity science, subordinate concept system: Bungay Unification of Quantum
Processes Algorithm commercially represented by the trademark source
identifier: "Principles of 'BlockChain'™" and its superordinate domain of
science: Conformity Science; then,
* Researched the non-novel (exact) conformity science, subordinate concept
system: Bungay Unification of Quantum Processes Algorithm also represented
commercially represented by the trademark source identifier: "Principles of
'BlockChain'™" using the scientific-method; then,
* Developed the non-novel (exact) conformity science, subordinate concept
system: Bungay Unification of Quantum Processes Algorithm commercially
represented by the trademark source identifier: "Principles of
'BlockChain'™"; then,
* Commercialized the non-novel (exact) conformity science, subordinate concept
system: Bungay Unification of Quantum Processes Algorithm commercially
represented by the trademark source identifier: "Principles of 'BlockChain'™"
at least as early as April 9, 2005 at www.privatelender.org; then,
* Created a commercialized non-bank, non-institutional, non-syndicated,
non-regulated or regulatory exempt, free trading securities and related
financial instruments business tokenization system to be transmitted over a
global computer network as least as early as April 9, 2005[187].
* Created a commercialized Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow
securities and related financial instruments business tokenization system to
be transmitted over a global computer network at least as early as April 9,
2005[188].
* Registered a subordinate Quality Management System consisting of
* Vocabularies
* Terminologies
* Ontologies
* Systems Architecture
* Reference Models, Reference Architectures, Reference Implementations
* Related Intellectual Property
to the International Quality Management System ISO 9001:2000, ISO 9001:2008 and
ISO 9001:2015[189].
* Maintained over 12 years of continuous registration to ISO 9001:2000, ISO
9001:2008 and ISO 9001:2015 from at least as early as May 9, 2008 until
present day (September 2019)[190].
* Satisfied over 12 years of independent audit from members of the
internationally respected and trusted of American National Standards
Institute (ANSI), ANSI National Accreditation Board (ANAB) based in the
United States[191].
* Satisfied over 12 years of independent audit from members of the
internationally respected and trusted of International Accreditation Forum;
with global members[192].
* Satisfied over 12 years of independent audit from members of the
internationally respected and trusted of United Kingdom Accreditation Service
(UKAS), based in the United Kingdom of Great Britain and Northern
Ireland[193].
* Created a commercialized trademark “Principles of ‘BlockChain’™”-based
system-network that conforms to the National Standard of at least 119
countries[194].
* Created a commercialized trademark “Principles of ‘BlockChain'™”-based
system-network that meets or exceeds recommended guidelines established by
the World Trade Organization (WTO), the Organisation for Economic
Co-operation and Development (OECD) and the United Nations Chief Executives
Board for Coordination (CEB)[195].
* Litigation tested the commercialized trademark “Principles of ‘BlockChain’™”
by some members of the International Conference of Legal Regulators,
successfully.
* Satisfied Repeated Regulatory Audits
* Satisfied Repeated Regulatory Scrutiny
* This is an incomplete list.
A global corrective action must take place and this book is one step of the
corrective action process. Note to the world: Stop wasting your time and money.
The good news is that the current state of common understanding (though more or
less nonconforming) is less than a few years old (maybe 3) - see MQCC™ Global
Public BlockChain/Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Knowledge
Register of Articles & Entities in the Appendix, so it is not late to implement
global corrective action.
REGULATORY MISSING LINK: MQCC MOS™ (META-OPERATING SYSTEM)
As explained to the Royal Society of UK on August 29, 2019[196];
* The Royal Society Fellows will also discover that yours sincerely defined a
new field of study, named: Conformity Science. You may learn about this new
field of study at www.conformity.org. A field of study that is recognized and
appreciated by regulatory bodies as "the missing link" between regulatory and
regulatees for the benefit of the public whom both serve.
While the origins of the non-novel (exact) conformity science subordinate
concept system: Bungay Unification of Quantum Processes Algorithm and
commercially represented by the trademark source identifier: "Principles of
'BlockChain'™" are rooted in non-bank, non-institutional, non-syndicated,
non-regulated or regulatory exempt, free trading securities and related
financial instruments; transacted on a Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow basis , because this business is
non-regulated or regulatory exempt, free trading, Bungay International Inc. and
MQCC needed to create its own:
* Private standards
* Private regulations
* Private enforcement mechanisms
* Cross-cutting[197] protocols to integrate with third-party regulatory
requirements
* An easy-to-use, cost effective, scalable system with global access
* A risk-based approach to reduce, mitigate or eliminate risk which is the
effect of uncertainty[198].
* A private, globally accessible network consisting of a federation of systems
(FOS)[199] that consists of heterogeneous organizations that function
decentrally and autonomously, trademark registered by its brand-class
DHAO™[200]. MQCC System-Network™[201] DHAO™ entities function independently
within their own industry-specific, system of systems (SOS) constituency;
using a common (uniform), consensus-based set of principles and continually
improving rules which function in an interoperable, technology-neutral,
single architectural framework designed to work with protocol-based
integrations so that each DHAO™ in the MQCC System-Network™ functions in a
manner that conforms to statutory, regulatory and system requirements at all
levels (top - down[202]) and all phases (end-to-end).
* Organizational level
* Professional level
* Employee level
For example:
* USA DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT[203]
* Organization for Economic Co-operation and Development OECD Common Reporting
Standards[204]
* Canadian Interest Act[205]
From as early as August 14, 2001, yours sincerely, Bungay International Inc. and
MQCC are currently or were previously, deemed to be regulated entities because
some facets of Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance had
regulatory obligations. The implication is clear: the Bungay International Inc.
and MQCC System-Network™ needed to interoperate with regulatory systems; which
it has done successfully for over 14 years.
This concept being described involved into a higher-order; trademark “Principles
of ‘BlockChain’™”-based, inherently technology-neutral, risk-based,
regulatory-integrated, defense-standard, military-grade, command, control,
quality (CCQ™[206]) operating system built on a knowledge kernel[207] (MOS™[208]
Kernel) that itself, is built on the seminal “Principles of ‘BlockChain’”; and
marketed to regulators and regulatees throughout the world under the trademark
brand-class name MQCC MOS™[209] integrates with all lower-order,
technology-specific operating systems (OS) and the hierarchy looks like this:
* Higher Order Operating System (OS)
* Trademark “Principles of ‘BlockChain’™”-based, Inherently Technology-Neutral,
Risk-Based, Regulatory Integrated, Command, Control, Quality, MQCC MOS™ Brand
Operating System
* MQCC MOS™/® OS (www.mqcc.org)
* Lower Order Operating System (OS)
* Non-Inherently Technology-Neutral, Defense-Standard, Military-Grade,
Regulatory-Integrated, Command, Control, Quality Operating System
* MICROSOFT® OS (www.microsoft.com)
* APPLE® OS (www.apple.com)
* ANDROID® OS (www.android.com)
* LINUX® OS (www.linux.org)
REGULATING THE REGULATORS: HOW THE TRADEMARK “PRINCIPLES OF ‘BLOCKCHAIN’™”
HELPED A PRIVATE REGULATOR TEACH PUBLIC REGULATORS THAT “IT CAN BE DONE”
On July 2019, the United States Department of Treasury, Office of Inspector
General (OIG)[210] Council of Inspectors General on Financial Oversight[211]
published a report entitled: Top Management and Performance Challenges Facing
Financial-Sector Regulatory Organizations (July 2019)[212]
The purpose of the report was to:
* ...identify cross-cutting Challenges faced by Financial-Sector Regulatory
Organizations.
The utility of non-novel (exact) conformity science subordinate concept system:
Bungay Unification of Quantum Processes Algorithm commercially represented by
the trademark source identifier: "Principles of 'BlockChain'™", in their
commercially available form developed by MQCC, when properly understood and
applied, empower regulatory organizations to manage challenges in a manner that
is better, safer and more efficient; to paraphrase the words of the
internationally respected Canadian Federal Crown Corporation: Standards Council
of Canada (SCC)[213].
Remember, though a private entity, MQCC is itself actually or ostensibly a
private regulatory body with self-regulating protocols to govern the
non-regulated or regulatory exempt, free trading facets of all transactions; and
the applicable class of participants involved in each transactions:
* Investor
* Lender
* Applicant
* Borrower
* Credit Intermediary (if applicable)
For the benefit of reducing, mitigating or eliminating risk for:
* All participants listed above and,
* Public Official
* Regulators
* Professional Liability Insurers
* Affected Stakeholders
In the July 2019 report, the Council of Inspectors General on Financial
Oversight identified seven challenges facing the Financial-Sector Regulatory
Organizations including the below items with arrows. The list items with
diamonds show the brand of the MQCC system, technology, service or product that
addresses this need.
* Enhancing Oversight of Financial Institution Cybersecurity
* MQCC MOS™; risk-based, meta-operating system of overarching command, control,
quality.
* MQCC CYBERLOCKCHAIN™[214] Protocol (complying with the NIST[215]
Cybersecurity Framework Core)
* Managing and Securing Information Technology at Regulatory Organizations
* MQCC CYBERLOCKCHAIN™ Protocol
* Sharing Threat Information
* MQCC Federation of System (FOS) Communication Network; for both public and
private transmissions.
* Ensuring Readiness for Crises
* MQCC MOS™; risk-based, meta-operating system of overarching command, control,
quality.
* Strengthening Agency Governance
* MQCC MOS™; risk-based, meta-operating system of overarching command, control,
quality.
* Managing Human Capital
* MQCC MOS™; risk-based, meta-operating system of overarching command, control,
quality.
* Improving Contract and Grant Management
* MQCC MOS™; risk-based, meta-operating system of overarching command, control,
quality.
The MQCC’s Suite™ of Trademark “Principles of ‘BlockChain'™’’-based systems,
technology, services and products are empirically proven to effectively tackle
the problems. You could call the MQCC System a “regulatory operating system”,
but it is better to call it a “regulator-regulatee operating system” - if
anything.
By this moment, you should be getting the idea why this introductory book is
over 300 pages; remember, over 19 years of history of a business and field of
study (conformity science) never before seen, working together to serve the
public. And from what you are gathering by now, Bungay International Inc. and
MQCC commercialized the “ trademark Principles of ‘BlockChain'™" first and
commercialized trademark “Principles of ‘BlockChain'™” right.
The corollary is that the trademark “Principles of ‘BlockChain’™” (and the
superordinate and subordinate concepts ie: distributed/decentralized ledge,
utility token, securities token) did not first appear deus ex machina, out of
nowhere, in the form of a peer-to-peer electronic cash system without thought,
explanation or consideration; rather, the “Principles of ‘BlockChain’” (and the
superordinate and subordinate concepts ie: distributed/decentralized ledger;
utility token, securities token) were formed from research commencing as early
as August 14, 2001 and commercialized least five (5) years earlier at
www.mortgagequote.ca a website registered October 10, 2003[216] and later at
www.privatelender.org, a website registered on April 9, 2005[217]. And the
reason that most people don’t know is because - something that the International
Science Council (council.science) assumed was just a potentiality[218] - the
world’s first network for trust actually, successfully and sustainably, over the
course of nearly 20 years, disintermediated the “world”.
The "main textbook" whose working title is: Theories, Principles, Protocols,
Laws, Math and Litigation-Tested Applications of non-novel (exact) conformity
science subordinate concept system: Bungay Unification of Quantum Processes
Algorithm commercially represented by the trademark source identifier:
"Principles of 'BlockChain'™" from August 14, 2001 to Present Day is not yet
completed and will be much bigger than this authoritative encyclopedic
reference; but truth be told (pardon the pun) focus at the MQCC Head Office is
licensing the MQCC Systems, Technology, Services and Products to its “highest
and best use”, which means to Heads of States, governments, regulatory bodies,
and the Top Management of regulated entities. And by now, you should be
realizing why a practitioner in the subject matter of conformity science and the
trademark “Principles of ‘BlockChain’™” requires at least four (4) years of
formal training to achieve an undergraduate level of knowledge, and two (2) to
four (4) more years of study for graduate, doctoral and post-doctoral research.
BANKS, REGULATORS, PROFESSIONAL LIABILITY INSURERS, CREDIT INTERMEDIARIES,
INVESTORS AND INVESTEES HAVE BENEFITTED FROM MQCC AND IT’S TRADEMARK “PRINCIPLES
OF ‘BLOCKCHAIN’™”-BASED SYSTEM AND THE “TOKEN CONCEPT”: SO CAN YOU
Over the past 14 years and longer, banks, regulators, professional liability
insurers, credit intermediaries, investors and investees have unknowingly or
knowingly (the majority are unknowing), benefitted from the MQCC™ trademark
“Principles of ‘BlockChain’™” based systems, technology, products and services
as follows:
* Reduction in risk due to conformity to statutory and regulatory requirements.
* Trading in Personal (peer/private/secret/non-public) Financial Data in a
token environment via a global computer network on a peer-to-peer basis
(utility token).
* Trading in non-bank, non-institutional, non-syndicated, non-regulated or
regulatory exempt, free trading securities and related financial in a token
environment via a global computer network on a peer-to-peer basis (free
trading securities token).
WHAT IS A “TOKEN”
ISO/IEC 2382:2015(en) published by the International Organization for
Standardization (ISO) and the International Electrotechnical Commission
(IEC)[219] indicates that the term and definition of token was standardized in
1992 within the document published as ISO /IEC 2382-25:1992[220]. The current
standardized definition is:
* In a local area network, specified group of bits serving as a symbol of
authority passed successively from one data station to another to indicate
the station temporarily in control of the transmission medium.
* Note 1 to entry: All information is conveyed by frames. Some frames contain a
token and no user data, others contain data and no token.
BINARY DIGIT FINANCIAL INFORMATION DELIVERED VIA TOKEN SYSTEM: WHAT 19 YEARS OF
EXPERIENCE SHOWS
Binary digit (electronic) financial information for a lending system comes in
several classes based upon the type of lender[221]:
* Bank/Non-Bank (Regulated)
* Private Individual or Private Company (Non-Regulated)
Representing several origination-classes of money/wealth[222]:
* Pooled (Syndicated/Regulated) Funds
* Non-Pooled (Peer/Non-Regulated) Funds
Utility Token (and types)
The first non-bank, non-institutional, non-syndicated, non-regulated or
regulatory exempt, free trading, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow
binary digit utility token consisted of information representing loan
application details (personally identifiable information PII) and was sent via
email from Bungay International Inc. to an investor-lender at some point between
August 14, 2001 and April 9, 2005. In most of the world, generally speaking, an
organization must be licensed by a regulator to trade in loan applications where
the loan is secured by real estate[223].
* This is called a utility token because the information transmitted does not
include evidence of an acceptance of a financial obligation; the token only
contains personally identifiable information PII.
* Other types of utility tokens include:
* Intellectual Property Tokens
* Quality Tokens
* Conformity (Active, Enforced Compliance) Tokens
Securities Token
The first non-bank, non-institutional, non-syndicated, non-regulated or
regulatory exempt, free trading, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow
binary digit free trading securities token consisted of information representing
the details of a signed, legal binding document accepting the terms of a
financial debt (personally identifiable information PII) and was sent via email
from Bungay International Inc. to an investor-lender at some point between
August 14, 2001 and April 9, 2005. In most of the world, generally speaking, an
organization must be licensed by a regulator to trade in loan applications where
the loan is secured by real estate[224].
* This is called a securities token because the information transmitted
includes evidence of an acceptance of a financial obligation in addition to
personally identifiable information PII.
* Depending on the jurisdiction, the sender or the recipient or both may be
subject to regulatory oversight, which is why it is in a class of its own.
MQCC markets its financial products globally under the trademark brand-class BIT
BRAND™ financial services; and the binary digit loan system, technology,
services and products for loans (secured, and unsecured) is marketed under the
registered trademark brand name: BITMORTGAGE™/®.[225]
EDUCATION ACCREDITATION AND QUALITY ASSURANCE
MEETS OR EXCEEDS UNITED STATES DEPARTMENT OF EDUCATION DOE QUALITY STANDARD
REQUIREMENTS FOR ACCREDITATION AND QUALITY ASSURANCE AT BOTH AN "INSTITUTIONAL"
LEVEL AND "SPECIALIZED/PROGRAMMATIC" LEVEL
CONTINUOUSLY REGISTERED TO THE UNITED STATES FEDERAL STANDARD FOR QUALITY
MANAGEMENT ISO 9001:2000; ISO 9001:2008 AND THE RISK-BASED, ISO 9001:2015
Read the seminal textbook; available at Amazon® and GOOGLE PLAY® Textbooks:
Author: Anoop Bungay
Teaching Harvard: & All Higher-Level, Accredited/Accredited Class®, Regulated,
Vocational, Academic, Research, Development (HARVARD) Class Organizations
Learn more about the importance of Accreditation and Quality Assurance here
ONE WORLD. ONE BLOCKCHAIN.™
Visit www.BlockChainStandards.net and www.FinanceStandards.net to learn more.
Celebrating over 21 Years of Discovery, Commercialization,
Regulatory-Integration, National and International Standardization
2001 - 2021+
EYES OPEN™ TRADEMARK BRAND OF LEARNING, EDUCATION, TRAINING (LET) AND
TESTING/ACCREDITATION PROGRAM FOR MEMBERS OF THE LEGAL PROFESSION AND JUDICIARY.
An initiative of MQCC™: Money Quality Conformity Control Organization,
incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First
BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org;
and Global Network Administrator (GNA™) of the Bungay International Technology
(BIT™) Conformity of Organization and Individuals Network (COIN™) Global
System-Network: The World's First and Most Trusted "Crypto" System-Network™;
established at least as early as April 9, 2005 at www.privatelender.org.
There is a litigation-tested, regulatory-recognized, regulatory-scrutinized,
commercialized, de facto standard and industry standard for standard for what
constitutes the nature, quality, characteristics, function, purpose, form, and
extent of "BlockChain"; here is where you learn it.
Visit
www.blockchainstandards.net
www.bitcoinstandards.net
www.cryptostandards.net
www.financestandards.net
From its military-grade, defense-standard, central banking standards, developed
between 2001 and 2005 and commercialized on April 9, 2005; and registered to
United States and international equivalent National and International Standards
in upto 118+ countries at least as early as May 9, 2008; learn how the concept
system was discovered, developed, commercialized, regulatory-integrated,
National and Internationally-standardized and continually improved for the past
21 years from the First Observer and Creator, Mr. A. K. (Anoop) Bungay.
A FATHER OF BLOCKCHAIN® AND FATHER OF CRYPTO® REGISTERED TRADEMARK BRAND OF
EDUCATIONAL SERVICES.
* OECD best practice
* United Innovation Network
* Commonwealth
* United States Department of Education Quality Standards Met or Exceed
* US - UK - Canada Expert Witness Standard
* Creator of the worlds' first blockchain bitcoin company
* litigation tested
* regulator-scrutinized
* orginal and originating standard
* Nature, Quality, Characteristics, Extent, Function, Feature, Purpose, Use,
Genus established based upon different KAU Knowledge of Activity Units and
Skills, training and accreditation required.
* Conforms to and, is continuously insured by errors and omissions,
professional liability insurances since at least as early as January 1, 200
WHAT IS IN A WORD; GENERIC (BLOCKCHAIN) VS TRADEMARK (BLOCKCHAIN®)
CORRECT, PROPER AND FUNCTIONAL: NATURE, QUALITY, CHARACTER/CHARACTERISTICS,
EXTENT, FEATURE, FUNCTION, PURPOSE
www.BlockChainDefinition.org
BLOCKCHAIN® TRADEMARK DEFINITION
Meta ♦ Quality ♦ Conformity ♦ Control Organization™ (MQCC®.org); a MortgageQuote
Canada Corp. Initiative - BlockChain Definition.pdf
HISTORY OF HEDGE™
Proof of Anti-Hedge Nature, Quality and Character; Proof of MQCC® as an
Effective Hedge Against Inflation for over 20 Years
www.HistoryOfHedge.com
MQCC® QUANTUM AI SYSTEMSNET™ PRESENTS: OFFICIAL AUTHENTIC ORIGINAL OAO™:
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RETURN AND USA CPI AS % (INFLATIONHEDGE AI™ SERVICE FOR NONCORRELATED DIGITAL
ASSETS AND DIGITAL DEBTS (WWW.NONCORRELATED.ORG))
TRUE CRYPTO RETURNS™ -- TRUE BITCOIN RETURNS™
www.TrueCryptoReturns.com -- www.TrueBitCoinReturns.com --
www.HistoryOfHedge.com (History of Hedge™)
MQCC™ METAVERSE™ OFFICIAL AUTHENTIC ORIGINAL OAO™ BLOCKCHAIN™ BITCOIN™ CRYPTDO™
BRAND CRYPTO; P2P WEALTH RETURNS™ % VS. YEAR (2003 - 2022+) - NO PUBLIC-ZERO
BETA™ STABLE RETURNS
ZERO PUBLIC MARKET VOLATILITY
Source: BITCOIN ECO™: www.bitcoin.eco
MQCC™ METAVERSE™ OFFICIAL BLOCKCHAIN BITCOIN CRYPTO™ P2P WEALTH RETURNS™
CUMULATIVE PRINCIPAL VS. YEAR (2003 - 2021+)
Source: BITCOIN ECO™: www.bitcoin.eco
Notes:
Visit MQCC Doubling Calculator™ www.doublingcalculator.com to learn more.
1. Canadian Dollars
2. % Returns are before MQCC Asset Owner and MQCC Intellectual Property Rights
Licensing Fees
3. Canadian Dollars
4. Primarily Fully Secured, free trading, non-public market, primary, direct,
land title-secured securities
5. Primarily Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or
Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Finance (visit www.ip2pfa.org to learn more.
HISTORY OF WORLD-WIDE DISCLOSURE
www.DisclosureOfBlockChain.com
Scroll through the list below.
READ THE AUTHORITATIVE ENCYCLOPEDIA HISTORY TEXTBOOK
origin.mqcc.org (Google Play® textbooks)
THE RT HON. LORD WOOLF (UK); THE FUTURE OF LAW, SCIENCE (INFORMATION TECHNOLOGY,
CONFORMITY, BLOCKCHAIN), GOVERNANCE, FINANCE, SOCIETY & REALIZATION OF THE
IMMEDIATE BENEFIT SYSTEMS & TECHNOLOGY (IBS&T™) "DISTINGUISHING MARK" DEVELOPED
BY MQCC
THE RT HON. THE LORD WOOLF; MESSAGE RESPECTING "REALIZATION OF A VISION" - 1996
TO 2019
From: Anoop Bungay <anoop.bungay@mqcc.org>
Date: Wed, Jan 2, 2019 at 6:20 PM
Subject: The Rt Hon. the Lord Woolf; Message respecting "realization of a
vision" - 1996 to 2019
To: <contactholmember@parliament.uk>
THE RIGHT HONORABLE LORD WOOLF
HARRY WOOLF
CROSSBENCH - MEMBER OF THE HOUSE OF LORDS
PARLIAMENTARY CONTACT
HOUSE OF LORDS, LONDON, SW1A 0PW
TEL: 0207 219 5353
FAX: 0207 219 5979
EMAIL: CONTACTHOLMEMBER@PARLIAMENT.UK
DEAR LORD WOOLF,
IN 1996, YOUR STUDY RESPECTING "ACCESS TO JUSTICE" ENVISIONED A FUTURE THAT, FOR
THE PAST 15 YEARS HAS BECOME A REALITY. LITTLE MIGHT YOU HAVE KNOWN THAT THE
TECHNOLOGICAL INNOVATIONS YOU FORESHADOWED NOT ONLY HAVE MATERIALIZED, BUT HAVE
EVOLVED BEYOND EXPECTATION. IMAGINE A WORLD WHERE CONSUMERS OF LEGAL SERVICES
ARE BE ABLE TO RETAIN THE SERVICES OF A LAWYER (BARRISTER OR SOLICITOR) AND
ENJOY THE COMFORT OF KNOWING THAT THE LEGAL PROFESSIONAL WORKS WITHIN A SYSTEM
THAT ASSURES ALL "STATUTORY, REGULATORY AND PROCESS" REQUIREMENTS ARE
CONTINUOUSLY MAINTAINED - FOR THE BENEFIT OF THE CONSUMER, THE REGULATOR AND THE
COURTS. A SYSTEM DESIGNED TO TO REDUCE PROFESSIONAL LIABILITY CLAIMS AGAINST THE
LAWYER FOR REASONS OF ERROR, OMISSION OR REGULATORY NONCONFORMITY. MOST
IMPORTANTLY, THIS SYSTEM THAT IS BEING DESCRIBED TO YOU, MEETS YOUR "TEST" FOR
WHAT AN "IMMEDIATE BENEFIT" SYSTEM SHOULD LOOK LIKE.
YOU ARE RECEIVING THIS MESSAGE FROM MYSELF BECAUSE YOU NEED TO KNOW THAT WHAT
YOU ENVISIONED, BOTH TECHNOLOGY-WISE, AND BY VIRTURE OF YOUR UNDERSTANDING OF
THE IMPORTANCE OF DISTINGUISHING "IMMEDIATE BENEFIT" SYSTEMS AND TECHNOLOGY
VERSUS LONG TERM SYSTEMS AND TECHNOLOGY, IS VERY IMPORTANT.
THE ARTICLE BELOW ENTITLED: "THE RT HON. LORD WOOLF (UK); THE FUTURE OF LAW,
SCIENCE (CONFORMITY; BLOCKCHAIN), FINANCE, SOCIETY & REALIZATION OF THE
IMMEDIATE BENEFIT SYSTEMS & TECHNOLOGY (IBST™) "DISTINGUISHING MARK" DEVELOPED
BY MQCC", SUCCINCTLY DESCRIBES HOW YOUR VISION WAS REALIZED.
THANK YOU FOR ALLOWING ME TO SHARE THIS WITH YOU, AND HAPPY 2019 NEW YEAR TO YOU
AND YOURS.
YOURS SINCERELY,
/S/
ANOOP BUNGAY
CALGARY, CANADA
THE RT HON. LORD WOOLF (UK); THE FUTURE OF LAW, SCIENCE (CONFORMITY;
BLOCKCHAIN), FINANCE, SOCIETY & REALIZATION OF THE IMMEDIATE BENEFIT SYSTEMS &
TECHNOLOGY (IBST™) "DISTINGUISHING MARK" DEVELOPED BY MQCC
Introduction
In 1996, under appointment by the Lord Chancellor of the House of Lords in the
United Kingdom (UK), The Rt Hon. the Lord Woolf (Harry Kenneth Woolf), presented
a final report respecting "Access to Justice"[1]. This report became the basis
for the introduction of Civil Justice Reforms throughout England and some
Commonwealth nations.
Lord Woolf "stressed the importance of the role of information technology (IT)
in supporting the implementation of [his] more general recommendations.[2]"
Including the need to address consider costs, infrastructure and strategy when
sensibly investing in appropriate technology to[3]:
* streamline and improve existing systems
* streamline and improve existing processes
* increase cost savings
* improve quality
* enhance productivity
While Lord Woolf recognized that IT, itself, could become "a catalyst for
radical change"; he also expressed that planning an IT strategy necessitated a
need to "distinguish between those systems which can be implemented quite
quickly, bringing immediate benefits, and those which are far longer term
ventures[4] (seven to 10 years out[5])."
How does one know if a system or innovation has the distinction of being an
"immediate benefit"?
The MQCC Immediate Benefit Systems & Technology (IBST™) Designation
MQCC is pleased to announce the introduction of the MQCC Immediate Benefit
System & Technology (IBST) designation (distinguishing mark).
The MQCC Immediate Benefit Systems & Technology (IBST™) Logo
The MQCC IBST™ distinguishing mark (logo) enables prospective and existing
organizations who use MQCC systems and technology (government, regulatory and
corporate clients) and their respective customers; to quickly identify (on a
"prima facie" or "at-a-glance" basis), that MQCC Immediate Benefit Systems &
Technology are implemented.
Further, the MQCC IBST™ distinguishing mark provides validation that MQCC
systems and technology (direction/purpose, standards, parameters, guidelines[6])
meet the two most important characteristics identified by Lord Woolf, namely[7]:
1. quick implementation
2. realization of immediate benefits
The ability for MQCC to develop technology that creates "systems" which are able
to deliver "benefits" on an "immediate (quick)" basis, did not happen overnight.
Applying the principles of "blockchain" [first identified by Anoop Bungay
(Founder of MQCC) pursuant to implementation of a "peer to peer
(p2p/crypto/shadow/secret/private) electronic finance system" (brought online as
www.privatelender.org on April 9, 2005)] MQCC developed the ontology; standards,
parameters and guidelines required in order to create a system that conforms to
- what Lord Woolf or any professional would identify - having an "immediate
benefit".
Development of the MQCC IBST™ ontology led to the discovery of a new field of
study, coined as "conformity science". Visit www.conformity.org to learn more.
Required Characteristics of an MQCC Immediate Benefit Systems & Technology:
* the system or technology must be litigation tested or regulator-audited and
meet the MQCC conformity standards.
* the system or technology must be registered to an international recognized
Quality Management System standard.
* the system or technology must audited by third party auditors at least once
per 12 month period.
* the system or technology must meet or exceed United States Federal
Acquisition Regulations to meet higher-level quality standards for complex or
critical processes.
* they system or technology must be built on the MQCC universal development
platform.
* the system or technology must have been in Alpha-use or controlled Beta-use,
for at least 36 months, prior to applying for the MQCC IBST™ designation.
A pan-industry solution: Beyond Law and beyond the "The Future" envisioned by
Lord Woolf
In his final report, Lord Woolf envisioned a future consisting of systems and
technology where a judge would be able to access historical and current
validated [pursuant to court protocols] information (data) related to a
particular matter (case or subject), in an electronic format, from anywhere;
retrieved from "some central location"[8].
Originally designed for financial and legal purposes; applying the seminal
principles of "blockchain" (www.blockchainprinciples.org), MQCC systems and
technology expands Lord Woolf's vision beyond the finance and legal sector to
all other industry sectors (pan-industry application); as defined in the
International Standard Industrial Classification of All Economic Activities
Revision 4 [9].
Further benefits of the application of the principles of "blockchain", allows
for improvement to Lord Woolf's original vision. Namely, historical and current
validated [pursuant to MQCC Artificial Algorithmic Intelligent (AAI™) brand of
self-learning artificial intelligence (AI) protocols [10]] information (data)
related to a particular matter (case or subject), in an electronic format, from
anywhere; may now be retrieved from (and updated to) a decentralized location
(ledger-based system)".
Tokenized Law; Tokenized Commerce
One of the greatest benefit to-date of MQCC IBST™ is the ability to bring
transparency, accountability, trust, quality and continual improvement to all
aspects of an organization's operations; especially those organizations what are
subject to regulatory oversight which require evidenced-based proof of
conformity to statutory, regulatory and process (SRP™) requirements. This is
accomplished through integration of proprietary, MQCC token-based algorithms
within an overarching system of control and multi-discipline convergence of
disparate scientific and business principles.
Empirically Proven, Litigation Tested (by Legal Regulators), International
Acceptance
Since May 9, 2008, continuously registered to the National and International
Standard of 119 countries, ISO 9001:2015 (and it's preceding standards: ISO
9001:2000 and ISO 9001:2008), the core kernel of any MQCC IBST designated system
(and technology) is trusted by technical (scientific, engineering)
professionals, on a global basis.
Registration to ISO 9001:2015 provides "prima facie" or "at-a-glance" empirical
proof that MQCC's core operating system "does what says and says what it does".
The MQCC core operating system is successfully litigation tested by member
bodies of the International Conference of Legal Regulators (ICLR).
What is MQCC?
The Money Quality Conformity Control organization (MQCC) is developer of the
world's first internationally recognized, defense standard, military/law
enforcement-grade, turn-key, plug 'n play (PnP), end-to-end (E2E) "secure,
risk-based meta-operating system" built in accordance to the MQCC Artificial
Algorithmic Intelligent (AAI™) brand of self-learning artificial intelligence
(AI) systems standards and pioneering MQCC "blockchain" principles; designed to
assure statutory, regulatory and process conformity of a regulated organization
(regulatee) within any industry sector. Celebrating over 15 years of successful
litigation-tested, regulatory recognized, continual operation.
A complete list of the features, benefits, characteristics and quality of MQCC
systems and technology may be found at www.mqcc.org.
[1] Great Britain: Lord Chancellor's Department: Woolf, Harold; Access to
Justice: Final Report (Great Britain: Stationery Office Books, 1996-07)
[2] ibid. Section VI; Chapter 21; Para 1.
[3] ibid.
[4] ibid.
[5] ibid. Section VI; Chapter 21; Para 36.
[6] ibid. Section VI; Chapter 21; Para 35.
[7] ibid. Section VI; Chapter 21; Para 1.
[8] ibid. Section VI; Chapter 21; Para 22.
[9] USA: United Nations;
International Standard Industrial Classification of All Economic Activities
Revision 4 (USA: United Nations, 2008)
[10] www.mqcc.org
On Tue, Dec 25, 2018 at 9:23 AM Anoop Bungay <anoop.bungay@mqcc.org> wrote:
LORD WOOLF
HARRY WOOLF
CROSSBENCH - MEMBER OF THE HOUSE OF LORDS
PARLIAMENTARY CONTACT
House of Lords, London, SW1A 0PW
Tel: 0207 219 5353
Fax: 0207 219 5979
Email: contactholmember@parliament.uk
Dear House of Lords,
My name is Anoop Bungay and I am a UK National, living in Canada, who seeks to
send an email message to Lord Woolf respecting developments in technological
transformations in reference to "Access to Justice"; and how Lord Woolf's
vision, respecting the need to "distinguish between those systems which can be
implemented quite quickly, bringing immediate benefits, and those which are far
longer term ventures." has not only been realized but celebrates over 10 years
of registration to the rigorous UK Quality Management System National Standards
published by the British Standard Institute.
Kindly provide your's truly with a contact email for Lord Woolf; or instructions
on how to reach out to Lord Woolf.
Merry Christmas,
Anoop Bungay
Calgary, Canada
--
If you have questions, please contact me at your convenience. In order to
prevent errors and omissions, email is the preferred choice of communication.
Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the
Canadian dream.'®
Sincerely yours,
A. K. (Anoop) Bungay
President
MQCC™
The First Name in Global Blockchain Conformity Systems & Technology™
Developer of Blockchain Zero One™
Education * Conformity* Finance
communication-policy.mortgagequote.ca
www.mqcc.org
"Welcome to the Future of Commerce: MQCC™"
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--
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prevent errors and omissions, email is the preferred choice of communication.
Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the
Canadian dream.'®
Sincerely yours,
Get Started with MQCC™ Now, Today
MQCC™ UNIVERSE
MQCC BUNGAY INTERNATIONAL: 2001:2021: CELEBRATING 21+ YEARS AS CREATOR-GOVERNOR
AND WORLD-WIDE LEADER IN BLOCKCHAIN GOVERNANCE, GOVERNANCE, COMMERCE (INDUSTRY-
FINANCE), ACADEMIA; IS A LEADER IN MATTERS OF BLOCKCHAIN AT THE UNITED NATIONS
INNOVATION NETWORK (UNIN)
MQCC™ GLOBAL FEDERATED SYSTEM-NETWORK GFSN™
THE GLOBAL, BLOCKCHAIN SYSTEMS-NETWORK (BCSNET™) BUILT FROM THE GROUND-UP
THROUGH 'CORRECT AND PROPER' APPLICATION OF THE SEMINAL, TRADEMARK "PRINCIPLES
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CONSENSUS-STANDARDS, GUIDELINES AND BEST-PRACTICE-BASED: SYSTEMS, TECHNOLOGY,
SERVICES (METHODS) AND PRODUCTS (GOODS)
UNITED NATIONS UN
ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT OECD™
WORLD INTELLECTUAL PROPERTY ORGANIZATION WIPO™
WORLD TRADE ORGANIZATION WTO™
READ ABOUT MQCC™ AND RELATIONSHIP WITH UN, OECD™, WIPO™ AND WTO™
Read the Book
GLOBAL RESOURCES
ORIGINATING ORGANIZATIONS & ASSOCIATIONS
BUNGAY INTERNATIONAL INC.: PRIVATELENDER.ORG: THE WORLD'S PRIVATE FINANCE
NETWORK™
Where it all started on April 9, 2005: www.privatelender.org.
Utility tokens and securities tokens in the form of legally binding,
regulatory-integrated, errors and omissions insured, "smart" contracts based
upon trademark "Principles of 'BlockChain'™"; for use in global commerce for
Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt,
Free Trading Finance; also known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow Finance.
Learn more
www.privateLender.org™
THE ORIGINAL BLOCKCHAIN™ AND CRYPTO ASSOCIATION
Developer of trademark "Principles of 'BlockChain'™"-based systems, technology,
services and products (goods).
Learn more
INTERNATIONAL ORGANIZATION FOR CONFORMITY IOC™
An introduction to the non-novel (exact) field of study: conformity science.
Learn more
INTERNATIONAL COMMISSIONS ON BLOCKCHAIN ICBC™
A subordinate body of the International Organization for Conformity IOC™
Learn more
INTERNATIONAL PEER-TO-PEER (P2P) & PRIVATE FINANCE ASSOCIATION IP2PFA™
Learn more
PEER-TO-PEER (P2P) & PRIVATE EQUITY ASSOCIATION INTERNATIONAL
Learn more
PEER-TO-PEER (P2P) & PRIVATE LENDING (INVESTING) ASSOCIATION INTERNATIONAL
Learn more
PEMPAC PRIVATE EQUITY MORTGAGE PROFESSIONALS ASSOCIATION OF CANADA®
Learn more
The Certified Quality Management-in-Finance Association (CQMFA™) is an
independent, private organization that serves to network, educate,
professionalize and promote Quality Management-in-Finance. Namely, those finance
sector companies who are certified to ISO 9001:2015 (or ISO 9001:2008) Quality
Management Standards. Certification to ISO 9001:2015 empowers CQFMFA™ members to
strengthen their market position in bring benefits of quality management to
their stakeholders.
Learn more
IBARA™ International Be Application Ready Association
NRMILA™ Non-Regulated Mortgage Investor-Lender Advisors
GTFAA™ Globally Trusted Financial Advisors Association
FORMAL EDUCATION, TRAINING, TESTING, ACCREDITATION
MQCC™ CORPORATE UNIVERSITY; MQUCC™
Learn more
Learn more
GAMUS™.ORG, HOME TO THE GENERALLY ACCEPTED MORTGAGE ORIGINATION & UNDERWRITING
STANDARDS
Learn more
EXCHANGE
2005-2021+; WORLD'S FIRST, MOST TRUSTED, 100% TRADEMARK "PRINCIPLES OF
'BLOCKCHAIN'™"-BASED CRYPTO EXCHANGE.
PEMX®: The Safer, Better and More Efficient Private Equity Mortgage Exchange;
Private Electronic Money Exchange; Private Electronic Mortgage Exchange and
related token based financial securities exchange - recognized by international
standard-setting bodies; regulators, legislators and legal professionals as the
world's first cryptofinancial exchange and world's first cryptofinancial
exchange registered to ISO 9001:2000; ISO 9001:2008 and ISO 9001:2015
continuously since May 9, 2008*; trading in the BITMORTGAGE® trademark
registered brand of real-estate secured non-bank, non-institutional,
non-syndicated, non-regulated or regulatory exempt, free trading securities and
related financial instruments; also known as Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow securities and related financial
instruments.
Learn more
CONSUMER, COMMERCIAL SECTOR AND INDUSTRY ACCOUNTABILITY
OFFICE OF THE SHADOW BANKING SYSTEM OMBUDSPERSON
"REFLECTING LIGHT INTO THE SHADOWS OF SHADOW FINANCE"
Investigations
Learn more
WHISTLEBLOWER REPORTING SYSTEM-NETWORK
HELP KEEP FINANCE SAFE FOR EVERYONE; CORRECT NONCONFORMITY, FRAUD AND SIMILAR
PROBLEMS.
Reporting
Learn more
INFRASTRUCTURE, UTILITIES & ORGANIZATIONS (BODIES)
THE BEYOND COMPUTING, PROGRAMMING PARADIGM FOR BLOCKCHAIN™
Programming Paradigm of the Originating Standard, Non-Volatile BITCOIN™ Utility
Token Service and related Systems, Technology, Services (methods) and Goods
(products).
Learn more
TRADEMARK SOURCE IDENTIFIER FOR HIGHER-LEVEL, META-PROGRAMMING APPLICATION
PROGRAMMING INTERFACE (API), CONFORMITYWARE (WWW.CONFORMITYWARE.ORG), PROTOCOL
STACKS & DEVELOPMENT KITS (CDK™)
HMLP™ is your source for Functional Conjunctive (www.conjunctive.org)
Programming Paradigm Framework (CDK™) for BlockChain™ Engineering by trademark,
source identifier PROFESSIONAL BLOCKCHAINEERS® P. BCr.®and Fiduciary Leaders™
including trademark Chief Fiduciary Officers C-FIDO™ To create for results-based
programming of: (1) Organizations and their: (2) Humans; (3) Computers; (4)
Systems; in order to empirically achieve Vision, Mission and Mandate conceptual
and concrete requirements.
Learn more
UNIQML™: UNIFICATION OF QUANTUM PROCESSES META-LANGUAGE
The higher-level, meta-programming, natural language programming language that
created the world's first application of the trademark source identifier
"Principles of 'BlockChain'™"-in-Commerce.
THE NATURAL LANGUAGE OF THE BUNGAY UNIFICATION OF QUANTUM PROCESSES ALGORITHM,
THE NATURAL LANGUAGE OF BLOCKCHAIN™
The World's Safer, Better and More Efficient Natural Language Programming
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CONFORMITYWARE™
TRADEMARK BRAND OF CONFORMITY SCIENCE-BASED GOODS (PRODUCTS) AND SERVICES
(METHODS). Beyond Hardware and Software: The Change that the Discovery of the
Bungay Unification of Quantum Processes Algorithm also represented by the
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THE WORLD'S FIRST REGULATORY-INTEGRATED "UTILITY TOKEN & SMART CONTRACT"
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THE WORLD'S FIRST "CRYPTO" FINANCIAL INSTRUMENT; UTILITY TOKEN COMBINED WITH
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MQCC MASTERBLOCKCHAIN™ META-TOKEN UTILITY
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GOVERNANCE, MANAGEMENT AND TRADE IN CLASSIFIED TOP SECRET: PROTECTED INFORMATION
(PI), CORPORATE-OWNED, COMMERCIALLY CONFIDENTIAL INFORMATION (CCI) OR
INDIVIDUAL-OWNED, PERSONALLY IDENTIFIABLE INFORMATION (PII) CLASSIFIED AS:
PRIVATE INFORMATION (PI™) OR FINANCIAL INFORMATION (FI™)
Management of classified top secret information.
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BLOCKCHUB™
MQCC™ Communication Hub, Distribution Hub and BlockChain Intellectual Property
Portal BLOCKCHIPP™ for MQCC™ Trademark "Principles of 'BlockChain'™" brand based
applications for business, learning, education and training; marketed globally
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BLOCKCHAPP™ TRADEMARK BRAND APPLICATIONS
Learn more
BLOCKCHAIN FOR LAWYERS™
Your Authoritative, Globally Accessible, Primary Source of Scientific and
Professional Knowledge for Members of the Legal Profession, Worldwide. Providing
authoritative reference to legal professionals on the science and application of
over 20 years (August 14, 2001 - 2021+) of observation, discovery, development,
testing, commercialization of risk-based, corporate risk-insurable, statutory
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National and International Standards-integrated, de facto global standards and
knowledge matters related to pan-industry applications of conformity science
principles including Authentic Originating BITCOIN™ and "CRYPTO" concept
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KYC2.ORG™
GLOBAL KYC BLOCKCHAIN VAULT®
GLOBAL SYMBOL FOR TRUST-IN-KYC™; CELEBRATING OVER 15 YEARS OF BLOCKCHAIN-BASED
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BE THE BANK™/®
INTERNATIONAL REGISTERED TRADEMARK; GLOBAL FEDERAL CONSUMER PROTECTION, SAFETY
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IBCCBI™ INTERNATIONAL BLOCKCHAIN AND CRYPTO BOARD & INSTITUTE
Everything you need to know to teach, learn, create, regulatory-integrate,
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MQCC™-ARTIFICIAL INTELLIGENT (AI) META (M) GLOBAL ROOT™ (GROOT™) BLOCKCHAINS™
SYSTEM-NETWORK ASSIGNMENT, ADDRESSING & COORDINATION AUTHORITY (SNAACA™)
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2. Internet Interface BlockChain NodeName™ (IIBCNN™) addressing; and other
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registered to ISO 9001:2000, ISO 9001:2008 and ISO 9001:2015, continuously
since at least as early as May 9, 2008.
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MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™
Developed by MQCC™ International Standards Federation (ISF™), your world's
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registered to ISO 9001:2000 at least as early as May 9, 2005 and subsequent
infrastructure upgrades to ISO 9001:2008 and the current risk-based ISO
9001:2015.
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MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™
CRYPTO (PEER-TO-PEER (P2P)/PRIVATE/SECRET/CRYPTO/ SHADOW) STANDARDS
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MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™
CONSUMER SAFETY PROGRAM FOR THE SAFE, RELIABLE AND GOOD; NON VOLATILE, WORLD'S
FIRST, ORIGINAL BITCOIN™ TRADEMARK SOURCE IDENTIFIER BRAND OF ORGANIZATION AND
MATERIALS TRANSFORMATION
UTILITY TOKEN SERVICE; NAMELY, THE BUNGAY INTERNATIONAL TECHNOLOGY BIT™
CONFORMITY OF ORGANIZATION AND INDIVIDUAL (COIN™) SERVICE
Standards for assuring the utmost level of conformity to the originating
standards for the authentic and original "peer-to-peer electronic finance
system" (April 9, 2005: www.PrivateLender.org®) is maintained. Standards assure
that control of nature, quality and character for consumer safety purposes is
continuously maintained.
Learn more
MQCC™ CYBERLOCKCHAIN™
National and International Standards-based, BlockChain-based, Cybersecurity
System for Regulated Financial & Non-Financial Organizations.
Learn more
FINANCE STANDARDS ORGANIZATION FSO™
Global finance industry sector standards integrated with:
* Proven, 20 Years of Originating MQCC BLOCKCHAIN STANDARDS™ Open Standards
* Consensus Management System Standards (MSS) Open Standards
* Quality Management System Standards (QMSS) Open Standards
* Competence Standards (CS) Open Standards
* Competent Proficiency Standards (CPS) Open Standards
* Other Open Standards
Learn more
ACCREDITED CLASS® ORGANIZATION (ACO™)
A global initiative of MQCC™ (www.mqcc.org) since at least as early as August
22, 2012, the Accredited Class® program brings commercially integrated (expert
systems) and proven, EDUCATIONAL - VOCATIONAL - OCCUPATIONAL - PROFESSIONAL
consensus standards of quality, safety and performance for the benefit of
consumers, legislators, regulators, policymakers, corporate risk insurers,
elected and appointed officials to corporations, organizations and individuals
within what MQCC™ defines as the three primary sectors of civil society,
namely: Government; Industry; Academia
Learn more
INTERNATIONAL ORGANIZATION FOR CONFORMITY IOC™ ACCREDITED CLASS® ACCREDITATION
AUTHORITY
Audit, Testing, Credentialing
Learn more
MQCC WORLD BLOCKCHAIN HALL OF FAME®
Recognition of leadership in correct and proper, originating "BlockChain"-based,
regulatory-integrated, error and omissions insurable, military-grade, defense
standard, systems, technology, services and applications.
Learn more
INTERNATIONAL STANDARDS FEDERATION ISF™
A division of MQCC™, an ISO 9001:2015 registered company (continuously since at
least as early as May 9, 2008 to present day; www.mqcc.org); ISF.International
is the website for the International Standards Federation, a voluntary
meta-organization (federated) of international standards development
organizations (SDO), Standard Setting Organizations (SSO) and standard setting
bodies (SSB); for both public and private standards. Open for membership to
government and non-government membership organizations.
DEVELOPER OF TRADEMARK "PRINCIPLES OF 'BLOCKCHAIN'™"-BASED SYSTEMS, TECHNOLOGY,
SERVICES AND PRODUCTS (GOODS).
Learn more
DISCOVER THE "MQCC™" AUTHENTIC ORIGINATING BITCOIN™ "BITCOIN.ECO" UNIVERSE™
SAFE - RELIABLE - GOOD™
BETTER, SAFER & MORE EFFICIENT™
Visit the website: www.bitcoin.eco
YOU CAN RECOGNIZE THE TRANSPARENT, TRACEABLE, VERIFIABLE, RECORD IMMUTABLE,
FACT-NON-REPUDIABLE
BE THE BANK™/® SYMBOLS OF SAFETY & QUALITY
ALSO KNOWN AS
FEDERAL NATIONAL & INTERNATIONAL-BASED;
GOVERNMENT, INDUSTRY AND FEDERAL CONSUMER PROTECTION
SOURCE IDENTIFIERS
IN UP TO 119 COUNTRIES. LOOK FOR:
MQCC MasterWallet™ Digital Wallet Suite
MQCC MasterBlockChain™
MQCC Pi-FI™
Private Information (PI™) and Financial Information (FI™) Management
KYC2™ Standards; TRUSTED PERSON™; GLOBAL KYC BLOCKCHAIN VAULT™
PEMX® Private Equity Mortgage Exchange; Private Electronic Money Exchange
CQMFA™ Certified Quality Management-in-Finance Association
BITMORTGAGE®
MQCC BITCOIN.ECO
Office of the Shadow Banking System Ombudsperson
IBARA™ International Be Application Ready Association
MQCC Corporate University™ MQUCC™
GAMUS.org™ Generally Accepted Mortgage Underwriting Standards
PrivateLender.org: Canada's Private Lending Network®/The World's Private Finance
Network™
International Peer-to-Peer & Private Finance Association
Peer-to-Peer (P2P) & Private Equity Association International
Peer-to-Peer (P2P) & Private Lending (Investing) Association International
PEMI® Private Equity Mortgage; Electronic Money Institute
Report-A-Predator™
Michelangelo.pro™
NONMORTGAGE®
NONMORTGAGE.com®
NonMortgage® Private Equity Real Estate Ownership & Capital Solutions
OptionsEquities.com
Option Value Institute
Mortgage Broker Check™
Private Lender Check™
Private Lenders Club™
ECONOMIGRANT™/®
Economic Immigration
NRMILA™ Non-Regulated Mortgage Investor-Lender Advisors
GTFAA™ Globally Trusted Financial Advisors Association
MQCC™ Lifestyle & Mortgage™
Sahukaar.com™: Ancient Private Finance in Your Modern World™
IIREF™: International Institute of Real Estate Finance
BANKBYPASS™: Global Peer-to-Peer Finance™
OurCompanyPlan™: MQCC™ Regulatory-Integrated BlockChain Operating System RIBCOS™
SAFER™ Private National - International Standard
SAFE! No Offering Memorandum - No Prospectus Source Identifier Trademark
Peer-to-Peer & Private Lending (P2PL) Risk P2PL Source Identifier Trademark
MQCC Mortgage FraudWatch™
BE THE BANK™/®
BE THE BANK
Word phrase, with or without ™ and ®; Wordmark (Standard Character) Trademark;
Source Identifier; Symbol of Safety & Quality
www.bethebank.co
Design mark Trademark; Source Identifier; Symbol of Safety & Quality
www.bethebank.co
Designmark Trademark Authorized Resellers (Licensees); Source Identifier; Symbol
of Safety & Quality
www.bethebank.co
READ THE TEXTBOOKS & JOURNALS
MQCC™ EDUCATES WORLD'S LEADERS & TOP MANAGEMENT™
TITLES & AVAILABILITY
AVAILABLE AT:
AMAZON BOOKS
GOOGLE BOOKS
IJCS™ INTERNATIONAL JOURNAL OF CONFORMITY SCIENCE
BE THE BANK™/®; FATHER OF BITCOIN®/FATHER OF BLOCKCHAIN®; FATHER OF CRYPTO®
TRADEMARK SOURCE IDENTIFIER SERIES & ALL MQCC OMNIBUS SERIES™
MQCC™ & the UN, OECD, WIPO and WTO
MQCC SAFER™ Peer-to-Peer (P2P)/Private/ Crypto/Secret/Shadow Finance: Be The
Bank® Series "Private Lending" Program
Teaching Harvard: & All Higher-Level, Accredited/Accredited Class®, Regulated,
Vocational, Academic, Research, Development (HARVARD) Class Organizations
Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC), Canada;
Finance Sector Edition: Spring 2020
Origin of a Specie™; Origins of the trademark "Principles of 'BlockChain'"™ and
the Bungay International Technology (BIT™) Conformity of Organization and
Individuals (COIN™) System-Network
Learn "The Global Standard for BlockChain®" Level 01: for School Children, Chief
Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™); (BlockChain ...
(World BlockChain Day™ Text Series Book 2)
Learn "The Global Standard for BlockChain®" Level 02 : for School Children,
Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™); (BlockChain
... (World BlockChain Day™ Text Series Book 3)
The 21st Century Scientific Method: Triangle to Triangle Pyramid to Solid Square
Pyramid: A Stronger Scientific Method using Trademark "Principles of
'BlockChain'™": ... Series (School Children & CEOs)
BE THE BANK™/® Level 01 ZERO ONE™-Series for School Children & CEOs™: Decision
Makers, Investors-Investees, Parents: THE GLOBAL STANDARD FOR BLOCKCHAIN®™ &
Free Trading Private Equity FTPE™
Be The Bank™/® Level 08-Lazy Proof, Crazy Proof & Divorce Proof your Children &
Beneficiaries: 21st Century Estate & Wealth Stewardship: Create, Manage,
Transfer in an Increasingly BlockChained World
International Journal of Conformity Science IJCS™
Anoop Bungay, Global Standard, BlockChain, bitcoin, The UK Royal Family, The
Commonwealth, Current & Future World Leaders: Government, Commerce, Finance &
Academia; British Subjects, Citizen, Resident
Teaching Billionaire, Founder & CEO: Anoop Bungay { Warren Buffet, Jack Dorsey,
Larry Ellison, Jimmy Pattison, Robert F. Smith; MQCC™ { Berkshire Hathaway,
Twitter, Oracle, Jim Pattison Group, Vista Equity
OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for
Open Systems Interconnection of BlockChain™ System-Networks
Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy
Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF
EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies
HISTORY OF MQCC™; HISTORY OF BLOCKCHAIN™ (WWW.HISTORYOFBLOCKCHAIN.ORG)
WELCOME TO THE CONVERGENCE OF GLOBAL GOVERNANCE, REGULATION, MANAGEMENT,
COMMERCE, FINANCE, TECHNOLOGY & SOCIETY;
WELCOME TO THE HOME OF THE MQCC™ ORGANIZATION -AND- THE MQCC™ SOURCE IDENTIFIER,
TRADEMARK BRAND NAME.
The acronym MQCC™ serves as both a trade name and a goods and services trademark
source identifier for the Meta Quality Conformity Control Organization™,
incorporated in Canada on 16 of September 2006 as MortgageQuote Canada Corp.
MQCC™ tradename and trademark are globally recognized and famous for the
remarkable and significant historical distinction of being associated with
Bungay International Inc. (BII™) and MortgageQuote Canada Corp. (MQCC™),
respectively known by their respective distinctive trademarks:
THE WORLD'S FIRST BLOCKCHAIN COMPANY™*
The World's First "Crypto" Company™*
Bungay International Inc. (BII™)
THE WORLD'S MOST TRUSTED BLOCKCHAIN COMPANY™*
The World's Most Trusted "Crypto" Company™*
Bungay International Inc. (BII™)
MQCC™ Meta Quality Conformity Control Organization™, incorporated as
MortgageQuote Canada Corp.
*Trademarks are owned by MQCC Bungay International LLC which maintains control
over the nature and quality of the associated goods or services such that use of
the respective trademarks inure to MQCC Bungay International LLC or its
licensees, benefit.
MQCC™: the World's Highest Authority and Global Voice in non-novel (exact)
Conformity Science and the subordinate abstracted concept trademark: "Principles
of 'BlockChain'™".
As a Global Standard Setting Organization (SSO), MQCC™ is the Global Standard
Setter for:
The Global Standard for BlockChain®
The Global Standard for Crypto™
Home to the PROFESSIONAL BLOCKCHAINEER (P. BCr.)® Global Trademark Brand of
Education and Entertainment Services; the global hallmark of excellence and
designation of proficiency in matters related to insurable (Correct & Proper™)
application of the "BlockChain" principles in Government, Academia and Commerce.
and
Developer of the world's first and most trusted application of the "BlockChain"
principles for a professional liability insurable, regulatory-integrated,
fiduciary standard, global "cryptofinancial system" network for the trade in the
world's first commercialized binary digit "utility token" (MQCC Token™) and
"securities token" in the form of the generic "cryptomortgage instrument"
trademark registered as the brand name: BITMORTGAGE®; at least as early as April
9, 2005.
THE REMARKABLE, SIGNIFICANT AND HISTORICAL, NATURE, QUALITY, CHARACTER AND
EXTENT OF MQCC FOUNDER, MR. ANOOP BUNGAY'S OBSERVANCE, DISCOVERY, FORMALIZATION,
COMMERCIALIZATION, NATIONAL AND INTERNATIONAL STANDARDIZATION OF THE
"BLOCKCHAIN" PRINCIPLES, FROM AT LEAST AS EARLY AS AUGUST 14, 2001 TO 2019 IS
CHRONICLED IN THIS AUTHORITATIVE ENCYCLOPEDIC REFERENCE: ORIGIN OF A SPECIE™.
FOR LEGISLATORS, POLICY MAKERS, REGULATORS, CORPORATIONS, LAW FIRMS,
UNIVERSITIES, LIBRARIES, RESEARCHERS, FIDUCIARY-CLASS CHIEF EXECUTIVE OFFICERS
(CEO), FIDUCIARY-CLASS BOARDS OF DIRECTORS OR INVESTORS AT:
ORIGIN.MQCC.ORG (GOOGLE PLAY TEXTBOOKS)
Attention: Countries, Organizations and Individuals; MQCC™.org is an Accredited
Class® Licensee* and Global System-Network Administrator (GSNA™) of the First
Application of the "BlockChain" Principles-in-Commerce (for a
financial/legal/regulatory application), first discovered,
scientific-method-base tested, developed, commercialized and internationally
standardized, by Mr. A. K (Anoop) Bungay, Founder of Bungay International Inc.
(based in Calgary, Alberta, Canada), serving as the recognized and trusted
authority in BlockChain matters for the global community since at least before
April 9, 2005.
MQCC Article 1; MQCC.org - Article 1; Benchmark and Standard for Correct and
Proper Application of trademark "Principles of 'BlockChain'™" - Continually
Improved from at least as early as May 9, 2008:
The Standard Characteristics of what constitutes a government, industry
(commerce - finance) and academic application of the natural phenomena of
non-novel, (exact) conformity science, coined as the Bungay Unification of
Quantum Processes Algorithm also represented commercially, as the trademark
source identifier "Principles of 'BlockChain'™"; first observed, discovered,
hypothesized, tested, developed and commercialized between at least as early as
August 14, 2001 and April 9, 2005; and National and Internationally
Standardized at least as early as May 9, 2008 as the standard-setting, World's
First, safest, and insurable, global cryptofinancial system, cryptocurrency and
pan-industry, conformity standards, systems, technology, services and
products.
MQCC™(www.mqcc.org), originally incorporated on September 16, 2006 to assure
statutory, regulatory and process (SRP™) conformity of national and
international trade within the world's first decentralized, autonomous node,
cyberspace, cyberphysical, cybernetwork, conformity science "BlockChain"
principles-based, token-based, global access, peer-to-peer (
P2P/Private/Crypto/Secret/Shadow ) electronic, smart contract finance expert
system and conformity of organization and individual (COIN™) systems and
network suite of expert systems, technology, services and products, developed by
Bungay International Inc. (BII) between at least as early as August 14, 2001
and April 9, 2005 at the Bungay International Technology (BIT™) uniform resource
locator (URL); www.privatelender.org.
MQCC™ evolved into the developer of the world's first internationally
recognized, prescriptive, government-recognized (in up to 118 or more
countries), pan-industry, pan-functional, cross-cutting, energy-efficient,
environmentally sustainable, resource-efficient, quantum computing-ready,
platform agnostic (technology neutral) , bespoke, unified, defense standard,
military/law enforcement-grade, rules-based, consensus- based, scalable
federation of systems (FOS) with system of systems (SOS)-nesting, turn-key, plug
'n play (PnP), top-to-bottom (T2B™) and end-to-end (E2E™), fiduciary-standard,
interoperable, "secure, risk-based meta-operating system" designed to provide
frictionless, real-time assurance of statutory, regulatory and process
conformity for any public sector (GOVERNMENT), private-sector (regulated and
non-regulated COMMERCE) and non-government organization (NGO). A paperless,
touchless, talkless, functional system built in accordance with the MQCC Hybrid
Automated Artificial Algorithmic Intelligent (Hybrid A3I™) brand of pioneering
self-learning, "systems-level" organization artificial intelligence (OAI™). MQCC
systems are founded upon seminal standards and seminal MQCC trademark
originating "Principles of 'BlockChain'"™which establishes "at-a-glance" levels
of trust through: accountability, transparency, responsiveness and efficiency
achieved by a beyond-reproach, unified systems whose quantum elements are
traceable, verifiable, immutable and non-repudiable. Empirical longitudinal
studies, over 13 years of annual systems audit by independent Federally
-accredited auditors and over 13 years of continual registration to the
risk-based National and International Quality Management System standard of 119
countries: ISO 9001:2015, proves that MQCC systems and technology provide
immediate benefits; may be rapidly deployed; may be scaled to any size entity
and results in: seamless regulatory-integration and reduced regulatory-burden;
increased revenue and profitability; increased cost savings; and reduced risk of
loss and expenditure; for the benefit and protection of the organizations who
implement MQCC and the members of public and industry, whom they serve.
Celebrating over 19 years of successful scientific-method-based primary
research, discovery, development, commercialization, litigation testing,
regulatory audit, regulatory scrutiny and regulatory recognition (through
registration to National and International Quality Management System Standards),
continual operation and continual improvement.
Since at least as early as May 9, 2008, MQCC has proven that its trademark
originating "Principles of 'BlockChain'™"-based, MQCC CEO Suite™of systems,
technology, services and products improves overall organizational performance
and provides a sound basis for sustainable development initiatives for
governments and non-government (profit and non-for-profit; publicly traded and
privately held) organizations in up to 119 or more countries, globally.
-
As of May 9, 2021 - the intellectual property and underlying suite (MQCC
Suite™) of MQCC BlockChain™-based Systems, sub-systems and Technology celebrates
over 14 Years of continuous registration to the International and National
Standard for Quality Management Systems of 119 Countries.
--
SINCE 2006, MQCC™ IS THE WORLD'S FIRST AND ONLY CANADA-BASED, INTERNATIONAL
ORGANIZATION THAT HELPS FEDERAL AND NON-FEDERAL, GOVERNMENT AND NON-GOVERNMENT
ORGANIZATIONS; REGIONAL, NATIONAL AND INTERNATIONAL REGULATORS; REGULATEES,
NON-REGULATED AND REGULATORY EXEMPT ORGANIZATIONS (GOVERNMENT, COMMERCIAL AND
NON-COMMERCIAL) TO IMPROVE FIDUCIARY-STANDARD, GENERAL PUBLIC TRUST AND REDUCE
REGULATED AND NON-REGULATED INDUSTRY RISK, THROUGH DEVELOPMENT AND
IMPLEMENTATION OF CONFORMITY SYSTEMS BASED UPON SEMINAL BLOCKCHAIN¹ PRINCIPLES
AND "PROOF-OF-WORK" (MQCC™ PROPRIETARY "PROOF-OF-QUALITY" (POQ™)TOKEN)
TECHNOLOGY [BLOCKCHAIN ZERO ONE™] . MQCC IS BOTH A GLOBAL LEADER AND
STANDARD-SETTER, WITH QUALITY MANAGEMENT SYSTEMS REGISTERED TO MEET BOTH THE
RIGOROUS 'NATIONAL STANDARD OF CANADA' FOR QUALITY MANAGEMENT SYSTEMS, PUBLISHED
BY THE CSA GROUP (CANADIAN STANDARDS ASSOCIATION) AND USA EQUIVALENT: 'AMERICAN
NATIONAL STANDARD' (ANS) FOR QUALITY MANAGEMENT SYSTEMS PUBLISHED BY ANSI
(AMERICAN NATIONAL STANDARDS INSTITUTE). THE STANDARD IS RECOGNIZED AND TRUSTED
BY CANADIANS, USA RESIDENTS AND CONSUMERS IN OVER 119 COUNTRIES INCLUDING UK &
AU.
---
CONFIRMED BY THE EQUIVALENT NATIONAL STANDARDS BODIES OF 119 COUNTRIES:
ACCORDING TO THE STANDARDS COUNCIL OF CANADA (SCC), A CANADIAN FEDERAL CROWN
CORPORATION WHICH REPORTS TO CANADIAN PARLIAMENT THROUGH THE MINISTER OF
INNOVATION, SCIENCE AND ECONOMIC DEVELOPMENT CANADA: STANDARDS HELP TO ENSURE
BETTER, SAFER AND MORE EFFICIENT METHODS AND PRODUCTS, AND ARE AN ESSENTIAL
ELEMENT OF TECHNOLOGY, INNOVATION AND TRADE.
--
In accordance with the Government of Canada’s Cabinet Directive on Regulation
(and its equivalent in 119 countries), the National Standard of Canada for
Quality Management is adopted from world-class international standards, namely,
the quality management system standard ISO 9001, published by the International
Organization for Standardization (ISO) [based in Switzerland], of which Canada
is a founding member.
-
Discovery, Commercialization, Regulatory-Integration, National and International
Standardization of conformity science and its subordinate "BlockChain"
principles has reshaped the world’s understanding of
“human-computer-organization-systems” interactions, making the world,
materially, empirically and demonstrably: Better, Safer and More Efficient.
MQCC™: CELEBRATING 14 YEARS OF PIONEERING ADVANCES IN THE MQCC™, DEFENSE
STANDARD, MILITARY/LAW ENFORCEMENT-GRADE, LITIGATION-TESTED,
REGULATORY-RECOGNIZED, REGULATOR AUDITED, BLOCKCHAIN CONFORMITY MANAGEMENT
STANDARD™ (BCMS™) BRAND OF
* BlockChain Conformity Management System
* Pan-Industry, Pan-Functional Higher-Order Artificial Intelligence
(AI)BlockChain, Regulatory Harmonized & Secure, Risk-based Organization
Conformity meta-Operating Systems
* BlockChain Systems, Technology, Products and Services
* Financial Products
* Financial Services
* Conformity Science Standards Implementation
* Paperless-Touchless-Talkless™ trademark brand
* Quantum-Ready
Systems, Technology, Services and Products.
Developer of the MQCC (R)evolution™; the next level generation of Secure,
Risk-Based, Statutory, Regulatory & Process (SRP)™Organization Conformity
Operating Systems (MQCC RB-OCOS™), built on seminal "BlockChain" Principles and
technology developed by Anoop Bungay, Founder of MQCC™in the early 2000's (visit
www.bitmortgage.org to see the cursory-level white paper introduction).
MQCC BCOS™: the world's first, safest and most trusted BlockChain Operating
System. MQCC: the standard by which all BlockChain algorithms are measured.
GLOBAL NOTICE: THIRD-PARTY INTELLECTUAL PROPERTY USAGE & NO ENDORSEMENT NOTICE
Attention: Individuals, Organizations and Countries; A Message from Anoop
Bungay, Founder: MQCC. Does your company or organization logo appear here? Be
happy; this means you are in good company because you align with the Principles
of MQCC™ and the principles of "conformity science"; the field of study that was
defined after discovery of the non-novel (exact) conformity science subordinate
concept system: Bungay Unification of Quantum Processes Algorithm commercially
represented by the trademark source identifier: "Principles of 'BlockChain'™".
MQCC.org displays third-party logos on its websites with or without, verbal
acknowledgement or written permission; pursuant to international "fair use"
principles and legislation because MQCC.org is internationally recognized as the
Global System Network Administrator (GSNA™) of the "first application of the
"Principles of 'BlockChain'-in-commerce". The principles underlying the
"BlockChain" process has revolutionized human interaction within a global
commercial (for-profit and not-for-profit) and global governance environment, at
a person-to-person (peer-to-peer) level. Read more about the National and
International Trademark Legislation that affects use of Third-Party logos at
ip.mqcc.org
Nominative or Descriptive Fair Use: Any third party logos (registered or
unregistered trademarks) are appearing under the doctrine of fair use, for
either nominative or descriptive purposes under the United States of America
(USA) or equivalent country trademark acts, regulations or statutes; or under
the four (4) factors as defined by the United States of America Copyright Act,
namely:
1) Purpose and character of the use, including whether the use is of a
commercial nature or is for nonprofit educational purposes.
* In this case, educational purposes and historical record keeping purposes.
2) Nature of the copyrighted work.
* In this case, limited use of logos to help those visitors who do use Latin
Script Text as their first language or language of origin, to safely and
efficiently identify third party organizations.
3) Amount and substantiality of the portion used in relation to the copyrighted
work as a whole.
* In this case, limited use of logos to help those visitors who do use Latin
Script Text as their first language or language of origin, to safely and
efficiently identify third party organizations.
4) Effect of the use upon the potential market for or value of the copyrighted
work.
* In this case, a court would need to review whether, and to what extent, [any]
unlicensed use [of third-party logos, given the honorable intentions of
making the website safer and more efficient for visitors who do use Latin
Script Text as their first language or language of origin harms the existing
or future market for the copyright owner’s original work.
No Endorsement Notice: Any reference in this website to any person, or
organization, or activities, products, or services related to such person or
organization, or any linkages from this web site to the web site of another
party, do not constitute or imply the endorsement, recommendation, or favoring
of MQCC.org or any of its employees or contractors acting on its behalf.
MQCC: GLOBAL SYSTEM NETWORK ADMINISTRATOR™ (GSNA™) OF THE WORLD'S FIRST
"APPLICATION OF THE TRADEMARK "PRINCIPLES OF 'BLOCKCHAIN'™" IN COMMERCE" STARTS
WITH THE UNITED NATIONS (UN).
If you are a Member of, or Regulated by, or a Chief Executive Officer (CEO) of
(or member of your organization's "Top Management" as defined by the
International Organization of Standardization (ISO)- a "General Consultative
Status" member of the United Nations Economic and Social Council (ECOSOC)- of a
United Nations or Affiliate organization listed below(a list of some members of
the United Nations System Chief Executives Board for Coordination (CEB), you
need to contact MQCC.org and learn how the seminal, decades old MQCC trademark
"Principles of 'BlockChain'™"-based Systems and Technology will assure your
organization achieves your goals of long term organizational resiliency.
Including use of the ultra-efficient, "MQCC 'Block Chain'".
In further accordance to the UN ECOSOC: Rule of Law declaration at the "National
and International levels"; and the United Nations Development Programme (UNDP)
Policy Document respecting: Governance for sustainable human development.
* United Nations (UN)
* International Labour Organization (ILO)
* Food and Agriculture Organization (FAO)
* United Nations Educational, Scientific and Cultural Organization (UNESCO)
* International Civil Aviation Organization (ICAO)
* World Health Organization (WHO)
* World Bank Group (World Bank Group)
* International Monetary Fund (IMF)
* Universal Postal Union (UPU)
* International Telecommunication Union (ITU)
* World Meteorological Organization (WMO)
* International Maritime Organization (IMO)
* World Intellectual Property Organization (WIPO)
* International Fund for Agricultural Development (IFAD)
* United Nations Industrial Development Organization (UNIDO)
* World Tourism Organization (UNWTO)
* International Atomic Energy Agency (IAEA)
* World Trade Organization (WTO)
* International Organization for Migration (IOM)
* United Nations Conference on Trade and Development (UNCTAD)
* United Nations Development Programme (UNDP)
* United Nations Environment Programme (UNEP)
* Office of the United Nations High Commissioner for Refugees (UNHCR)
* United Nations Relief and Works Agency for Palestine Refugees in the Near
East (UNRWA)
* United Nations Children's Fund (UNICEF)
* United Nations Population Fund (UNFPA)
* World Food Programme (WFP)
* United Nations Office on Drugs and Crime (UNODC)
* United Nations Human Settlements Programme (UN-Habitat)
* UN Women (UN Women)
* United Nations Office for Project Services (UNOPS)
Read : A Message for You page of the MQCC.org website, to learn more about the
convergence of MQCC Systems & Technology and the United Nations System and the
functional approach to MQCC Meta-Operating Systems and Technology.
NATIONAL STANDARDS ORGANIZATION HIERARCHY IN CANADA & SELECT INTERNATIONAL PEERS
(for USA , UK and other National Standards hierarchy, see "A Message for You")
International Standards Body:
* International Organization for Standardization (ISO)
Founding National Member of ISO:
* Canada
Standards Council of Canada (SCC) is the Secretariat for the ISO/Technical
Committee #176: Quality management and quality assurance. SCC is a Canadian
Crown corporation established by an Act of Parliament in 1970 to foster and
promote voluntary standardization in Canada.
On behalf of Standards Council of Canada (SCC), CSA Group manage the global
administrative, record-keeping and correspondence requirements of the ISO 9001
and ISO 14001 standards.
China
European Union (EU)
United Kingdom (UK)
United States of America (USA)
Trusted Canadian & Global Industry Sector Leaders who rely upon
Standards-basedQuality Management Systems Certification, include:
MQCC.ORG: AN ORGANIZATION OF "FIRSTS", STARTING FIRST WITH THE FINANCE SECTOR
+The formally commercialized AGE OF BLOCKCHAIN™ Starts with MQCC Bungay
International LLC: April 9, 2005 with www.privatelender.org.
+Creator of the Originating™ trademark brand of seminal, primary "discourse
text" and related body of knowledge in matters of non-novel (exact) conformity
science (www.conformity.org) and the subordinate concept system: "BlockChain'"
principles; along with the Originating™ trademark brand of publications in the
field of conformity science and topics including the Originating Body of
Knowledge (OBOK™), comprised of foundational: Theory, Application, Principles
and Methods, Concepts and Terminology (including Vocabulary (domain and
cross-domain); terms and definitions; semantics Dictionary); Body of
bibliographic references and source identifiers; Standards; Requirements;
Guidelines; Models, Processes, and related topics based upon other units of
knowledge (UOK™).
+Publisher; Correct and Proper: BlockChain Theory & Application; for students of
MQUCC™.
+Developer of the world's first Original Standard™ Bungay Logic and Order
Conformity Kernel (BLOCK™) for Cyber/noncyber Harmonized
Artificial/non-artificial Intelligence Networks (CHAIN™)
+Developer of the world's first, globally accessible (Global Access™) BlockChain
Infrastructure for the Internet.
+Developer of the MASTERWALLET™ Digital Wallet Suite™: the World's First, Most
Trusted, Safer, Better and More Efficient Brand of Digital Wallet:
Designed to assure utmost levels of Quality, Command and Control (QCC™) of your
digital and non-digital world; www.masterwallet.org.
+Developer Bungay International Technology (BIT™) Conformity of Organizations
and Individuals Network (COIN™) Global Systems-Network [The World's First and
Most Trusted "Crypto" Systems-Network™] of the world's first meta-BlockChain
protocol and; an inherently "non-mining" solution that contains an inherently
low carbon footprint because it is energy efficient, environmentally sustainable
and meets international standards, globally, including MQCC's own, originating,
green: "Carbon Footprint Reduction Program CFRP™" found at cfrp.mqcc.org. FYI:
The current, market mistakenly adopted computer-based "mining solution" was
created over 4 years after the MQCC Environmentally Conscious Originating (ECO™)
BlockChain Ecosystem Protocol.
+Commercialized at least as early as April 09, 2005; Developer of the world's
first utility token, the: Bungay International Technology (BIT™) Conformity of
Organizations and Individuals Network (COIN™) Global Systems-Network; and
integrated value (securities) token: BITMORTGAGE® trademark brand
cryptomortgage, globally accessible at www.privatelender.org since at least as
early as April 09, 2005. The World's First and Most Trusted "Crypto"
Systems-Network™.
+Developer of the world's first, commercialized, National and International
consensus standards-based, globally trusted (by up to 119 or more countries)
MQCC Worthy-of-Your-Trust™ " BlockChain (BC) Certificate of Origin (COO);
related wordmark trademark imprint: BCCOO™ (www.bccoo.org); www.bccoo.org);
BCCO2™ (www.bcco2.com); BITCERT™ (www.bitcert.co) and underlying standards
(Rules of Origin (ROO)) for electronic (digital) and non-electronic, Certificate
of Origin (COO), Declaration of Origin (DOO), Certificate of Practice (COP); and
visual (design/imprint) trademarks and sound trademarks.
+Developer of the global, root-blockchain, GROOT™ BlockChain quantum-unification
system framework; and the "A" Class, commercialized, regulatory-integrated,
global root-BlockChain, operated by MQCC™ known globally by its source
identification trademark brand name: the Origin BlockChain™, built on
Root-BlockChain "A" with BCNN™ (BlockChain NodeName) a.root-blockchain.net.
+Developer of the world's first and most trusted, professional liability
insurable, regulatory-integrated, fiduciary standard, global "cryptofinancial
system" network for the trade in the world's first commercialized binary digit
"utility token" (MQCC Token™) , "securities token", "regulatory token",
"regulatory integrated smart contract token" (Functional Smarter Contract™); in
the form of the generic "cryptomortgage instrument" trademark registered as the
brand name: BITMORTGAGE®; at least as early as April 9, 2005.
+First developer of the world's first suite (MQCC Suite™) of BlockChain
Operating Systems, BlockChain Operating Technology, BlockChain-based Services
and BlockChain-based products in Commerce and Finance (2001 onward); designed to
assure National and International Standards-Class of conformity to statutory,
regulatory and process requirements for regulated organizations and regulated
processes. REGULATOR-PROOF your Business Operations.
+Developer of the "National and International Standards-class Prescriptive
Solution for Better, Safer and More Efficient™": Government, Commerce (including
Finance) and Academia.
+Developer of the Visual Trust™ brand of trademark "Principles of
'BlockChain'™"-based Systems, Technology, Services and Products.
+Developer of the world's first "cybernetic organization"; the company that the
BlockChain, built. Converging the Quadripartite:
Human-Computer-Organization-Systems Elements™.
+Inventor of the First Application of BlockChain-in-Finance; serving the global
community since at least before April 9, 2005.
+Developer of the concept of MQCC trademark brand SL™ or Systems-Level
Artificial Intelligence; trademark brand SLr™ or Systems-Learning Artificial
Intelligence; and organization artificial intelligence (OAI™).
+ Developer of Total Information Control (TIC™) - Total Organization
(operations, goods & methods) Quality (TOQ™) equals Total Unified Conformity
(TUC™); The Sound of BlockChain™ Trademark and SoundMark Trademark of MQCC
Bungay International LLC; found at www.theSoundofBlockChain.com™.
+Inventor of the world's first BlockChain quality management system (BQMS™) and
certified BlockChain quality management system (CBQMS™) - trademark branded as
the MQCC uQMS™ Unified Quality Management System - registered to ISO 9001:2000,
ISO 9001:2008, ISO 9001:2015; and the latest version: Quantum Unified Quality
Management System™ QuQMS™ trademark brand.
+Developer of the MQCC BlockChain Conformity Management System (BCMS™)
Standards.
+Inventor of the world's first Secure, trademark "Principles of
'BlockChain'™"-based, Risk-Based meta-Operating System (MOS™) with a risk-based
quality management system subordinate module for organizations to assure the
highest levels of organization Quality (BCQMSS™) integrated with Command and
Control (QCC™); also known by its trademark source identifier brand phrase:
Unity of QCC™
+Inventor of the world's first BlockChain platform network (MQCC BlockChain aka
MQCC Network) registered to the international standard of Quality Management
Systems since May 9, 2008.
+The Global Standard for Decentralized Banking
+Developer of the first commercially available, pan-industry, pan-functional,
self-correcting, regulator-audited, regulatory-integrated, enterprise level
(enterprise BlockChain), MQCC Hybrid AI Engine™ top-to-bottom (T2B™) and
end-to-end (E2E™) [T2B E2E: The Conformity Code™], Peer-to-Peer
(P2P)/Private/Crypto/Secret/Shadow finance global, interoperable, meta-operating
system built on MQCC™ Blockchain Principles (The technical title is the "Bungay
Unification of Quantum Processes Algorithm") first identified by MQCC's founder:
A. K. (Anoop) Bungay (2005 onward). Read every page of "TextbookBlockChain.com"
to learn more.
+Developer of the Regulated Pool-to-Peer (RPO2P™) and free-trading Peer-to-Peer
(FTP2P™) risk-based, litigation-tested standards.
+Inventor of the world's first National and International Standards-class,
global, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow credit intermediation &
financial system; based upon MQCC Transmundane™ version of the World's first
"global meta-operating system"; for 119 countries.
+ Developer of MQCC DND-MOD-DOD™ subnet; the world's first over 13 Year old,
MQCC™ BlockChain-based, Regulatory-Integrated, USA Department of Defense DOD,
Canada Department of National Defence DND and UK Ministry of Defence MOD
Conforming, Rules-Based ,Global Internet Sub-network of Autonomous and
Heterogeneous Federation of Systems (FOS) and System of Systems (SOS) designed
for regulatory bodies, regulatees and the public whom both serve.
+Developer of Military-grade, Defense Standard, standardization management
systems (SMS™).
+Developer of the world's first "open banking systems" protocol that integrates
the trademark "Principles of 'BlockChain'™" with a pan-industry, pan-functional,
self-correcting, regulator-audited, regulatory-integrated, enterprise level
(enterprise BlockChain), MQCC Hybrid AI Engine™, top-to-bottom (T2B™) and
end-to-end (E2E™), Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance
global, interoperable, meta-operating system (RB-OCOS™ (see below)).
+Inventor of the world's first National and International Standards-class,
global, institutional credit intermediation & financial system; based upon MQCC
Transmundane™ version of the World's first "global meta-operating system";
registered to the National Standard of 119 countries for Quality Management
Systems.
+ World's first functioning System of System (SOS) and Federation of Systems
(FOS) integrated meta-system structure; independent autonomous organizations
inter-operating with other organizations on the basis of consensus-based rules,
not technology, resulting in the utmost levels of autonomy, heterogeneity and
independent control.
+Developer of the world's first "application of trademark "Principles of
'BlockChain'™" in commerce with seminal, functional-level, knowledge base
including: ontology; and seminal controlled language (vocabulary), including:
taxonomies, thesauri, terminology; concepts; principles; formulas; theorems,
logic, proofs and related, 'first-level' core knowledge.
+World's First integrated trademark "Principles of 'BlockChain'™"-based
systems-network built on higher-level, consensus-based system standards and
competency standards resulting in higher states of integrity and quality.
+Developer of the MQCC CRM2™ brand of Conformity Resource Manager Customer
Relationship Manager; and MQCCRM™ control system.
+Developer of the MQCC Originating Standards Environment MOSE™ for
CyberNonCyber™ Conformity Science Application development.
+Developer of the world's first conformity system ontology based upon
multi-discipline convergence of science, engineering, law and finance.
+Developer of the world's first litigation tested meta-operating system;
litigation tested by member organizations of the ICLR (International Conference
of Legal Regulators) in 2013, for a transaction originated in 2010.
MQCC™: Tested by Lawyers; Trusted by Lawyers™
+Developer of the world's first integrated, unified, governance-function,
legal-function and operation-function based BlockChain protocol, within a
Quality Management System layer.
+Developer of the world's first "proof-of-work" (POW) and "proof-of-quality"
(POQ™) integrated process; through correct and proper application of the MQCC
Bungay International LLC trademark "Principles of 'BlockChain'™": Transparent,
Traceable, Verifiable, Immutable, Non-repudiated, Incontestable processes and
events within a Human Competency Level-based and Proficiency Level-oriented,
decentralized, technology agnostic, system-network framework.
+Developer of the world's first commercialized, novel and non-obvious use of
non-novel (exact) conformity science in governance, commerce and academia.
+Developer of the MQCC "Highest and Best System State™" trademark brand of
Standards
+Inventor of the world's first Defense Standard, Military/Law Enforcement-Grade,
NIST (National Institute of Standards and Technology) Framework Core-Standard,
Integrated Policies & Procedures (IPP™) Cybersecurity Core BlockChain System
(MQCC IPP™ Cyberlockchain™) & Engineered Privacy BlockChain algorithm.
+Developer of the world's first "global sandbox" meta-operating environment that
may be customized to "enforce compliance" to principles, guidelines and
standards of the United Nations (UN), World Trade Organization (WTO),
Organisation for Economic Cooperation and Development (OECD), International
Organization for Standardization (ISO) and more.
+Developer of the world's National and International Standards based, safest
peer-to-peer (P2P)/private/crypto/secret/shadow financial system.
+Developer of the world's first "cold-crypto" network integration protocol, for
traditional "hot crypto" networks.
+Developer of "BlockChain Trust Systems" (BCTS™) for any the benefit of
government (lawfully elected or duly appointed public officials), consumer and
private enterprise (Top Management/employees) at all levels (Governance,
Management, Operations) and all functions: Strategic, Operational, Tactical.
+Developer of the Two-Phase Trust™2PT™Protocol that underpins a good blockchain.
+Developer of the world's first Organization Trust System (OTS™) Builder
protocols, integrating ISO 9001:2015.
+ Developer of the global prescriptive solution for regulatory-integrated
standards safety and security in all regulated industry sectors including the
finance sector for financial transactions for, the benefit of quadripartite: (1)
applicants of finance; (2) intermediaries of finance (MortgageQuote Canada Corp.
and equivalents); (3) legislators, regulators and policy makers of any regulated
industry sector, globally, nationally and regionally; (for example, in the
Canada finance sector: Alberta (RECA-finance regulator); BC (BCFSA-finance
regulator); ON (FSRA-finance regulator)) - which oversee BOTH MQCC and the
investor-lenders who MQCC represents; (4) investors and lenders (the persons or
corporations whom MQCC will approach, to arrange $ financing for any qualified
applicant. Proof is found here: www.conformityhandbook.com.
+Developer of the "Human, Computer, Organization and System"
(Human-Computer-Organization-System) quadripartite paradigm; whose commercial
applications are marketed globally under the trademark brand MQCC
Human-Computer-Organization-System™ or MQCC HCOS™.
+Developer of the MQCC Prescriptive™ trademark brand of new (innovative) and
useful (functional) process [a process, act, or method, and primarily includes
industrial or technical processes]; or control algorithm for management of
machines, manufacturing [control of articles that are made], or management of
composition of matter [chemical compositions and may include mixtures of
ingredients as well as new chemical compounds].
+Developer of the Bungay TITO™- Squared (TITO²) Truth Trust Protocol: a "Truth
In Truth Out" protocol which creates a "Trust In Trust Out" system.
+First developer of a commercially available, fully regulated, enterprise level
(enterprise BlockChain), top-to-bottom (T2B™) and end-to-end (E2E™) , global
institutional banking and finance meta-operating system (2005 onward).
+First & only developer of a the world's oldest, safest and most trusted crypto-
and noncrypto financial system continuously registered to ISO 9001:2000, ISO
9001:2008, ISO 9001:2015. Bringing quality, transparent, accountable and
efficient methods and process to ANY financial transaction between industry and
consumer (2008 onward).
+Developer of the world's first pan-jurisdiction (national and international)
harmonized regulatory BlockChain protocol, assuring "cross-border" conformity of
disparate regulations on a digital basis (digital conformity).
+MQCC.org serves as an online (virtual) museum to showcase the origins and
history of the discovery, commercialization and international standardization of
the applications of the trademark "Principles of 'BlockChain'™" in global
commerce.
+Developer of the world's first self-learning/self-correcting system built on
and in AI (artificial intelligence) algorithm-based ecosystem. With component
systems built on the meta-operating system MQCC (R)evolution; also named as:
Bungay Organization Conformity Operating System (OCOS™); MQCC Risk-Based
Organization Conformity Operating System (RB-OCOS™)
+Developer of the Safety, Quality, Command and Control (SQCC™) algorithm and
related system, technology, services and products. to assure better, safer and
more efficient regulated and non-regulated, banking, finance, governance and
commerce.
+ Developer of "Bungay's First Law of NonConformity: "for every nonconformity,
there is an equal and opposite corrective action".
+Developer of Paperless-Touchless-Talkless™ trademark brand of fiduciary
Quality, Command and Control (QCC™) brand of conformity systems
("conformitytech") for Chief Executive Officers (CEO Suite™).
+Developer of the world's first Intellectual Property, Utility Token based,
trademark "Principles of 'BlockChain'™"-based System, Technology, Services and
Products; compliant to World Intellectual Property Organization (WIPO) Member
Requirements.
+Developer of the world's first Intellectual Property Utility Token protocol
MQCC INPUT™.
+Developer of the Visual Utility Token™trademark brand of utility token.
+Developer of the trademark source identifier brand name Fiduciary Class™ for
creation of higher levels of trust for conformity systems.
+Developer and regulator and standards setter of a new class of regulatory
integrated financial, systems, technology, services, products and instruments,
namely; "Free Trading Private Equity" (FTPE™) "EFF TEE PEE" Financial
Instruments; and FTPE CERTIFIED™ Financial systems, technology, services,
products and instruments.
+Developer of the world's first "systems-level AI" (artificial
intelligence/computer intelligence) functional, self-learning, self-correcting
system & technology designed at an organization level, for a high-quality,
'overarching system of control' for management of complex and critical projects.
MQCC proprietary "Systems Learning" (SL) proprietary knowledge-base is beyond
machine learning (ML) , Deep Learning (DL) and Neural Networks (NN).
+Developer of modern, trademark "Principles of 'BlockChain'™"-based systems;
through application of the integrated approach methodology, including:
planning, design, building, implementation, management and continual improvement
methodology. Also known as the BlockChain (BC) Enterprise Risk Management (ERM)
Prosecution Protocol (PP) formalized by Mr. A. K. (Anoop) Bungay, Founder of
MQCC.
+Developer of the world's first "self-learning management system" and
"self-learning quality management system" built on trademark "Principles of
'BlockChain'™" and "AI".
+ Developer of the technology neutral "open commerce standard" extension
(.ocst™) protocol and the OurCompanyPlan.com™ .ocp™: Active BlockChain Corporate
Data Electronic File™ (ABCDEF™) Standard.
+Developer of the globally recognized "Certified BlockChain System CBCS™
Standards".
+Developer of the world's first (registered May 9, 2008) "Governance & Oversight
Decentralized System" (MQCC GODSNET™) deployed on a Federation of System (FOS)
network (MQCC FOSNET™) interoperable with a System of Systems (MQCC SOSNET™)
subordinate network. MQCC GODSNET™ is a secure, Federal Government Recognized,
Canadian and USA Department of Defense-grade, National and International
standards-class, easy-to-deploy, cost-efficient, technology neutral, overarching
system of command, control and quality (CCQ™), designed to assure the highest
level of transparent, measurable and sustainable good governance practice,
effectiveness, trust and confidence within Government-Regulator-Regulatee
organizations for the benefit of General Public /Constituents. The proven, 12
year old MQCC FOSNET™ helps federal, provincial and civic governments realize
Canada's Federal Directive on Regulations (public policy) because it is built
from the ground-up on seminal "BlockChain" Principles (commercially identified
as trademark "Principles of 'BlockChain'™") - first discovered by the Founder
of MQCC between 2001 and 2005) - and enables independently managed Regulators
(Regulatory Body) within any discipline or industry group to coexist with other
independently managed Regulators (Regulatory Body) within other disciplines or
industry groups; and enables all Regulators to create and manage their own
respective System of Systems (SOS) Network (MQCC SOSNET™) comprised of
decentralized autonomous organizations (MQCC DAO™) or Regulatees (Regulated
Entities) within a rules (policy) based environment. Both the MQCC FOSNET™ and
the MQCC SOSNET™ are built with National and International equivalent Quality
Management System standards and incorporate best-in-sector governance industry
(public administration) practice protocols allowing for all parties (Regulator
and Regulatee) to function in a manner that conforms to statutory, regulatory,
shareholder (government or investor) and customer (government, general
public/constituent or corporate) requirements. The MQCC FOSNET™ has no central
authority and each member Regulator (Regulatory Body) functions independently in
accordance with their constating requirements to their shareholders, normally, a
Government Ministry or Government Department. The MQCC SOSNET™ is hierarchical
in nature (Regulator over Regulatee) and a customizable level of
interoperability and integration to allow for regulated audit, regulated
disclosure and reporting while maintaining high levels of regulated privacy,
regulated anonymity and regulated autonomy. While MQCC SOSNET™ has hierarchical
relationships, there is no central authority and direction, each Regulated
Entity (Regulatee) has its own independent management and purpose based upon a
set of applicable rules. Both MQCC FOSNET™ and MQCC SOSNET™ incorporate,
measurable, consensus-based National and International Quality Management System
standards (recognized in at least 119 countries), so Regulators (Regulatory
Bodies) can prove to their stakeholders (Government, Shareholders, General
Public, and the Regulatees whom they regulate) that they function in a manner
that certifiably conforms to statutory, regulatory, process, customer and
National Quality Management System requirements for its intended scope of
Regulatory Operations. Obversely, Regulatees (Regulated Entities) can also prove
to their respective stakeholders (Government, Shareholders, General
Public/Constituents, and the Regulators who regulated them) that they, too,
function in a manner that certifiably conforms to statutory, regulatory,
process, customer and National Quality Management System requirements for their
intended scope of Regulated Operations. Effectively, MQCC has developed a
Regulator Operating System (MQCC ROSOR™) and a Regulatee Operating System (MQCC
ROSEE™). When the General Public Constituents within a jurisdiction understand
that both their Regulatory Bodies and Regulated Bodies function within a
Regulatory Governance Framework recognized by the Federal Government to conform
to their countries highest standards of Quality Management Systems - standards
which transform both Regulator and Regulatee into "better, safer and more
efficient" entities - the General Public/Constituents will experience the
highest degree of trust and confidence in their Government's stewardship of the
Regulatory Environment within their jurisdiction.
+Developer of the "risk-free and lossless commerce" and "risk-free and lossless
investing principles"; pursuant to discovery of the trademark "Principles of
'BlockChain'™"; www.LossLessInvesting.com
+ Developer of the Framework-Based-Implementation FBI™ protocols.
+ Developer of trademark "Principles of 'BlockChain'™"-based "Accountable
Governance" Systems.
+Developer of the "NOCLAR - NOPROBLEM™" MQCC BlockChain™ subsystem application;
the world's first system for organizations who employ third party,
fiduciary-standard, independent auditors whose role is to ensure conformity to
statutory and regulatory (laws and regulations) requirements; and report
instances of non-conformity to laws and regulations (NOCLAR.org) to fourth
parties including: boards of directors, shareholders, regulatory bodies, law
enforcement entities.
+Developer of the World's First BlockChain Server: Bungay International Inc.
BlockChain Server: BII-BCS Zero One™
+Developer of the world's first commercially available MQCC Quantum BlockChain
Framework™ for transforming "classical organizations" into safer, better and
more efficient, "quantum organizations". Quantum Computing Ready: once
user-friendly technology is made available, the classical MQCC process
algorithms can be converted to quantum MQCC process algorithms on future MQCC
Quantum™server appliances.
+Developer of MQCC Quantum™Management Excellence: A methodology for early
adopting Multinationals, to have a have permanent - MQCC BlockChain-based
systems - that offer quantum competitive advantage; including: organization
resiliency, increased profitability, permanent loss/waste prevention and
continuous improvement.
+ Developer of a BlockChain-based protocol to demonstrably achieve six sigma
level 6 or higher (7) in financial organizations.
+Developer of the trademark "Principles of 'BlockChain'™" Business Continuity;
insurable, commercialized business continuity systems built on the "Principles
of 'BlockChain'" registered to the risk based ISO 9001:2015 and meets or exceeds
ISO 22301:2019(en) Security and resilience — Business continuity management
systems — Requirements.
+Developer of the Organization Systems Professional OSP™ designation, for
persons who consult in matters of Organization System Planning, Development,
Implementation, Management and Continual Improvement at all levels and all
functions, through the application of the trademark "Principles of
'BlockChain'™" also represented as a "Professional BlockChaineer".
+Developer of the principles of 'Privacy Science"
+Developer of the BLOCKHCAPP™ trademark brand of systems, technology, services
and products.
+Developer of the BlockChain Trace Audit™ protocols.
+ Developer of the Globally Trusted NISC™ Designation for Environments and
Professionals (National Standards-Class and International Standards-Class).
+Developer of the world's first trademark "Principles of 'BlockChain'™"-based,
technology-neutral, Organization Risk-Based Systems Service for creating new
organization risk-based systems, rebuilding broken (ineffective) organization
systems [systems subject to a breakdown resulting in pattern of creating minor,
major or catastrophic nonconformity events] , improving existing
(non-risk-based) organization systems; at all levels: Governance Systems,
Management Systems and Operations Systems; and all functions: Strategic
Systems, Operational Systems and Tactical Systems; within a risk-based
framework.
+Developer of the world's first learning space (based in Calgary, Alberta,
Canada) to impart the trademark "Principles of 'BlockChain'™" subject pedagogy;
integrating Blooms taxonomy for classification educational goals; and a
systems-level curriculum based upon the DACUM method and SCID method. A rigorous
multi-year program that incorporates the scholarly method with real-world
activities within the MQCC Systems-Network active environment.
+Developer of MQCC PIICCIES™: Personally Identifiable Information & Commercially
Confidential Information Entrustment Systems, built on the trademark "Principles
of 'BlockChain'™".
+Developer of the principles, concepts and core processes of conformity science,
trademark "Principles of 'BlockChain'™"-based, "Prescriptive Commerce",
"Prescriptive Governance" and "Prescriptive Accountability" models for
organization proficiency; and the body of knowledge pertaining to commercialized
Governance, Management and Operation (GMO™), National and International
Standards Class (NISC™) prescriptive and proscriptive systems, technology,
services and products.
+Developer of the MQCC™ METAISOFT™ (MAI™) trademark brand name of Goods and
Services, including: the world's first and proprietary class of "higher-level,
meta-programming" (known by the source identifier trademark brand name HLMP™;
see www.hlmp.ca) goods and services, including the natural language programming
language (NLPL™) known by its source-origination trademark brand name:
UniQML™. Designed for any Chief Executive Officer (CEO) of a Public (government
or privately owned-government-regulated or stock-market-listed) or Private
(non-government, self-regulated, for-profit, non-for-profit or beneficial)
organization; the CEO may range from a self-employed entrepreneur to an elected,
appointed or hired official in the role of Head of State, President,
Chief/Prime/Cabinet Minister, Ministry/Agency/Department Head, Legislator,
Regulator, Policy Maker; or Chief Executive Officer (CEO) of a publicly traded
or privately held commercial or professional organization. The UniQML™ trademark
brand name of higher-level, meta-programming natural language programming
language is designed to help a CEO safely maintain his or her ultimate fiduciary
responsibility to his or her organization; specifically, when properly deployed,
the UniQML™ trademark brand of higher-level, meta-programming natural language
programming language assures the CEO that his or her organization operates in a
manner that properly and successfully conforms to statutory, regulatory,
customer, shareholder or stakeholder requirements or goals. The UniQML™
trademark brand name of higher-level, meta-programming natural language
programming language is borne of conformity science and built on the conformity
science subordinate "BlockChain" principles (commercially identified by the
trademark "Principles of 'BlockChain'™"); first observed, discovered, formalized
and commercialized by Mr. A. K. (Anoop) Bungay between 2001 and 2005, resulting
in the world's first global crypto-financial system and first application of the
trademark "Principles of 'BlockChain'™" in commerce for a "Peer-to-Peer
Electronic Finance System, trademark brand name registered as
PrivateLender.org® trading in the cryptofinancial cryptomortgage product
trademark brand name BITMORTGAGE®. Using natural language and applying
functional goal-setting principles, the UniQML™ trademark brand name of
higher-level, meta-programming natural language programming languageis designed
to "Unify the Resources of the MQCC™ Four Foundational Quantum Components
FFQC™": (1) Organization; (2) Human; (3) Computer; (4) Systems by unifying each
quantum to create a "quantized" (quantum-unified) overarching system of control
that that is able to achieve a certain functional outcome through elimination,
prevention or correction of instances of statutory, regulatory or process (SRP™)
nonconformity [distortion; non-standard error; omission or imprecision].
Specifically, through the scientific-method-based, trial and error process from
at least as early August 14, 2001 to present date, it was determined that all
Four FFQC™ Objects (FFO™) are necessary and sufficient for the UniQML™ trademark
brand name of natural language programming language to have the highest and best
benefit. The UniQML™ trademark brand name of proprietary class of
meta-programming language recognizes that, within a dyadic vendor and customer
relationship, or, in a commercialized, regulatory-integrated, or public service
(public, private, not-for-profit or beneficial) environment where the FFO™ are
present, then BOTH vendor and customer MUST conform to statutory, regulatory,
process (SRP™) rules that are designed to achieve or maintain a specific
outcome. The primary outcome achieved by the UniQML™ trademark brand name of
higher-level meta-programming natural language programming language is
conformity; conformity to statutory, regulatory, process (SRP™), customer and
shareholder or stakeholder requirements. The benefits of achieving conformity
includes: customer satisfaction; reduced or eliminated errors and omissions;
reduced or eliminated customer complaints, regulatory complaints or lawsuits;
increased profitability and competitive advantage; increase in public trust and
recognition; and increased shareholder value of the organization among other
benefits.
+Developer of the world's first "Systems Level (SL™ trademark brand) Trust"
fiduciary standard, binary digit (virtual) environment on a global scale: the
MQCC Global Network; and the related science, concepts, technology and standards
for development and deployment.
+Developer of the world's first and most trusted BlockChain-based, cloud-based,
virtual fiduciary environment for risk-based command, control and quality of
organization governance, management and operation function systems for ANY
government and industry sector.
+Developer of the world's first "Regulated Trust Network" RTN™; the highest
level of trust at a global scale with Active Enforced Privacy (AEP™) controls.
+ Developer of the MQCC™ Conformity Resource Manager (CRM™) for the Zero One™
(ZO™) trademark "Principles of 'BlockChain'™"-based systems, technology,
services and products.
+Developer of the MQCC™ trademark "Principles of 'BlockChain'™"-based, Zero One™
(ZO™) Conformity Resource Manager (CRM™) for the Zero One™ (ZO™) trademark brand
of quality, command and control (QCC™) system network built on the "Principles
of 'BlockChain'" and promoted globally by the trademark brand: MQCC ZO™
Conformity Resource Manager (CRM) at www.MQCCZO.com.
+MQCC serves as the Executive Committee Administrator of the International
Organization for Conformity IOC™ and its International Commissions on BlockChain
ICBC™.
+Developer of the ACTIVE-MANAGED QUALITY™ (AMQ™) National and International
Standards.
+Developer of the Chief Fiduciary Officer trademark source identifier brand
name: C-FIDO™; and the C-ScO™ trademark brand name for Chief Science Officers.
+ Developer of the (/) symbol for the term: pending. (/)™ is a trademark source
identifier of MQCC Bungay International Inc.
+Publisher of the "Father of BlockChain™" series of books, articles, textbooks
and publications; found at www.fatherofblockchain.com.
+Developer of THE KYC BLOCKCHAIN™ or blocKYChain™'; trademark brand of the MQCC
BlockChain-based Enhanced Know-Your-Client (KYC) System.
+Developer of the Fi-Pi™ Alliance Global Network: Private Information -
Financial Information (Government, Personal, Commercial); a Federal Standard
effective, efficient and traceable transmission system built on the trademark
"Principles of 'BlockChain'™".
+Developer of the PROFESSIONAL BLOCKCHAINEER (P. BCr.)™ Global Trademark Brand
of Education and Entertainment Services; the global hallmark of excellence and
designation of proficiency in matters related to correct and insurable
application of thev in Government, Academia and Commerce.
+Developer of the MQC Systems Level (SL™ trademark brand) and MQCC Systems
Learning (SLr™ trademark brand) "inference engine protocols", germane to
conformity science called: "Systems-Based Context Analysis"; designed for MQCC
GMO™ Brand of systems built on the trademark "Principles of 'BlockChain'™"; and
is a component element of the MQCC Systems Level (SL™ trademark brand)
Artificial Intelligence SL™-AI; visit www.sl-ai.org to learn more. Designed to
help organizations and employees determine non-documented business events, out
of the systems-based contextual evidence, including systems logged or systems
documented audio and visual records.
+Developer of the world's first insurable BlockChain; professional liability;
errors and omissions; system, technology, services and products.
+MQCC Bungay International: Birthplace of BlockChain™:
www.HistoryOfBlockChain.org
+Developer of the Investor-Lender Loop™ (www.InvestorLenderLoop.com) trademark
brand of Investor-Investee and Lender-Borrower, crypto financial services.
+Developer of the "World BlockChain Day™" (www.WorldBlockChainDay.com) and
"World Crypto Day™" (www.WorldCryptoDay.com) trademark brand of knowledge
systems, technology, services and products.
Proven Quality-in-Finance based on the Originating Standards Class of the
trademark "Principles of 'BlockChain'™" is limited and therefore at a premium.
Registered to the National Standard of 119 Countries.
Please take the time to read this entire website for all the proof you might
need. You may need to register and pay a fee for access to intellectual
property.
You have not heard of a company like MQCC™ before, because it has not existed
before.
Here to Serve You™
MQCC.org Slide
MQCC™DIVISIONS:
1 - GOVERNMENT, REGULATORS AND REGULATEES DIVISION: CONFORMITY SYSTEMS &
TECHNOLOGY
1.1 - Government:
All Levels (Federal/Regional/State/Provincial) Departments & Ministries
including National Defense, Law Enforcement, Finance, Industry and Commerce
1.2 - Regulators:
Government and Quasi-Government Regulatory Bodies
1.3 - Regulatees:
Government Licensed or Regulated Finance Sector Brokers & Agents * Public &
Private Capital Issuers * Aspiring "Fintech", "Regtech" Entities * All Regulated
Organizations * Legal Firms
2 - RETAIL CONSUMERS: FINANCIAL PRODUCTS, EDUCATION, CONFORMITY AUDIT
Retail, Wholesale, Corporate & Institutional:
Borrowers & Investors
3 - NON-GOVERNMENT ORGANIZATIONS: ADVISORY, CONSULTING
Standards-Setting Bodies * Professional Associations & Societies: Law,
Engineering, Insurance, Risk, Actuary (Mathematics) & Quality Management
MQCC™ starts where the government, regulator's and standard-setting bodies stop;
creating recognized 'certified and certifiable' easy-to-use systems that doesn't
make your important, government-regulated work easier, it makes it easier for
you to do your government-regulated work.
INTERNATIONAL CONCORDANCE & STANDARDS DEVELOPMENT ORGANIZATIONS
SYSTEMS REGISTRATION TO INTERNATIONAL QUALITY MANAGEMENT SYSTEMS STANDARDS
"This product or applicable management system conforms to ANSI ISO 9001:2015
standard, with CAN/CSA-ISO 9001:2016 standard, with AS/NZS ISO 9001:2016 and is
registered to ISO 9001:2015 standard." Including high-quality international
standards and guidance from other standard-setting
boards.
China
United States of America (USA)
European Union (EU)
Australia
United Kingdom (UK)
Canada
United States of America (USA)
Systems Registration to International BlockChain Conformity Management
Standard™(BCMS™) Brand of Quality Management Systems
"This product or applicable management system is registered to the IOC
MQCC:CBQMS™ standard of BlockChain Quality Management System."
CERTIFIABLE TO THE STANDARDS ISSUED BY ALL NATIONAL, INTERNATIONAL AND PRIVATE
STANDARDS SETTINGS BODIES.
All Management Systems Auditors are Accredited by or Members of
WELCOME TO THE FUTURE OF GLOBAL COMMERCE™:
UNIFIED, ACCOUNTABLE, EFFICIENT™
WHERE QUALITY LIVES™
LET'S START WITH THE FINANCE SECTOR:
ARE YOU A CONSUMER, INVESTOR-SHAREHOLDER OF A BANK OR PUBLICLY TRADED FINANCIAL
INSTITUTION AND ARE CONCERNED ABOUT YOUR CURRENT BANK OR FINANCIAL INSTITUTION'S
ABILITY TO MEET YOUR EXPECTATIONS AS A CUSTOMER? DOES YOUR BANK UNIFY IT'S
STATUTORY, REGULATORY OR PROCESS REQUIREMENTS WITH IT'S OPERATIONS AND CERTIFY
IT FOR CONFORMITY BY AN INDEPENDENT BODY? IS YOUR ORGANIZATION GETTING
REGULATORY FINES AND PENALTIES OR LOSING SHARE VALUATION, OR WORSE?
Ask your Bank CEO and President what he or she are doing about it.
Remember your local news reports; consider all of the incidents of statutory,
regulatory and process (SRP™) non-conformity committed by banks, financial
organizations and their employees and agents - resulting in financial losses to
consumers, loss of company efficiency performance, investors, judicial action
and regulatory fines and penalties. As a consumer, investor, regulator or
stakeholder, ask your self, "why not seek better?" In today's world of risk, if
your current financial services provider(bank, lender, investment advisor,
mortgage broker) cannot provide youwith a litigation-tested,
regulatory-recognized, certifiable, qualitymanaged approach to serving your
financial needs with better, safer and more efficient methods and products, ask
your Bank or Finance Company President & CEO: Why not?
Learn about MQCC™ISOS™, world's first Litigation-Tested, Regulatory-Recognized
Investor-Shareholder/Stakeholder Oversight System (ISOS)™ which ensures the
business you invest in, is managed in a manner that is certified for statutory,
regulatory and process (SRP™) conformity. Click here
Banks, finance sector organizations and public companies; certify your
end-to-end business operations to a technology proven to make you money and save
you money, certified to a standard recognized by regulators in over 119
countries (register to learn more about the countries).
¹Based upon MQCC's definition found at www.bitmortgage.orgor www.conformity.org.
Link 1 - USPTO - Bitcoin (generic)
Link 2 - USPTO - BITMORTGAGE® (Trademark)
Enter, Explore and Discover theMQCC World™and the MQCC BlockChain Universe™;
Your Time Starts Now™.
All Intellectual Property is subject to the MQCC World Intellectual Property
Oversight BlockChain found at www.wipoblockchain.com.
Get Started with MQCC™ Now, Today
MQCC BITCOIN™ is registered to the MQCC Carbon Footprint Reduction Program CFRP™
since at least as early as November 17, 2007.
MQCC INTELLECTUAL PROPERTY™
Trademark Notice: the terms and the logos below and throughout this website are
common law or registered trademarks of Bungay International Inc., MortgageQuote
Canada Corp. MQCC or Anoop Bungay; used with permission or under license.
MQCC™ (MQCC.org™)
MasterWallet™
Master BlockChain™
Trusted by Billions™
Bespoke™
Correct & Proper™
GMO™ Governance, Management and Operations
QCC™ Quality, Command and Control
BIT™ Bungay International Technology
C-ScO™ Chief Science Officer
Fiduciary Class™
Archangel™
Unity of QCC™ (Quality, Command, Control)
HLMP™ Higher-Level, Meta Programming
The First Family of BlockChain™
CQMFA™ Certified Quality Management-in-Finance Association
OSBSO™ Office of the Shadow Banking System Ombudsman
Private Equity Mortgage-Private Electronic Money PEM®
World Conformity Day™
QMSS™ Quality Management Subordinate System
MortgageQuote Canada Corp.®
Trust the Process, not the Person™
Total Information Control (TIC™)
Total Organization (operations, goods and methods) Quality (TOQ™)
Total Unified Conformity (TUC™)
Zero One™
O™; Originating™
KYC2™ Know Your Client-Know Your Company
THE GLOBAL STANDARD FOR BLOCKCHAIN®
Global KYC BlockChain Vault™
MQCC Suite™
CEO Suite™
UNIQML™ Unification of Quantum Processes Meta-Language
BII™ Bungay International Inc.
International Organization for Conformity IOC™
T2B™
E2E™
BITMORTGAGE®
Pi-Fi™ Private Information-Financial Information
Private Equity Mortgage-Private Electronic Money Institute PEMI®
World BlockChain Day™
New Order™
SAFER™
BlockChain Quality Management Subordinate System (BC-QMSS™)
Be Wary, Be Warned®
Master-Class™
C-FIDO™ Chief Fiduciary Officer
The Sound of BlockChain™
The Sound of BlockChain™ SoundMark
Free Trading Private Equity FTPE™
UQCC™ Unified Quality, Command and Control
NONMORTGAGE®
People Investing In People®
MQCC Originating Standards Environment MOSE™
Digital Wallet Suite™
PrivateLender.org: Canada's Private Lending Network®
COIN™ Conformity of Organizations and Individuals
MortgageQuote.ca Proud Sponsor of the Canadian Dream®
T2B E2E: The Conformity Code™
ICBC International Commissions on BlockChain™
Token Benefits™
Private Equity Mortgage-Private Electronic Money PEMX®
ECONOMIGRANT®
World Crypto Day™
BlockChain Quality Management System (BCQMS™)
Borrower Be Aware®
Proud Sponsor of the Canadian Dream®
BLOCKCHAPP™ (Bungay Lexicon for Organization-based Conformity and Knowledge of
Controlled, Harmonized, Autonomous Programs for People) STANDARDS
Trial, Examination, Standards-based, Testing, Development and
Regulatory-Integrated-environment for Verified Executives TESTDRIVE™
MQCC™ Trademarks, Guidelines and Rules for Proper Trademark Usage
MQCC Bungay International LLC: Intellectual Property
Use-in-Commerce Trademarks List & Intellectual Property - MQCC Bungay
International LLC & Related (Non-Arm's Length) Entities or Persons
NOTICES & COPYRIGHT
GLOBAL NOTICE: THIRD-PARTY INTELLECTUAL PROPERTY USAGE & NO ENDORSEMENT NOTICE
Attention: Countries, Organizations and Individuals (COIN™); A Message from
Anoop Bungay, Founder: MQCC. Does your company or organization logo appear here?
Be happy; this means you are in good company because you align with the
Principles of MQCC™ and the principles of "conformity science"; the field of
study that was defined after discovery of the phenomena coined as the Bungay
Unification of Quantum Processes Algorithm, whose intellectual property, body of
knowledge, learning, education and training is marketed globally under the
trademark source identifier brand name: "Principles of 'BlockChain'™". MQCC.org
displays third-party logos on its websites with or without, verbal
acknowledgement or written permission; pursuant to international "fair use"
principles and legislation because MQCC.org is internationally recognized as the
Global Network Administrator (GNA™) of the "first application of the trademark
"Principles of 'BlockChain'™"-in-commerce". The principles underlying the
"BlockChain" process has revolutionized human interaction within a global
commercial (for-profit and not-for-profit) and global governance environment, at
a person-to-person (peer-to-peer) level. Read more about the National and
International Trademark Legislation that affects use of Third-Party logos
atip.mqcc.org
Nominative or Descriptive Fair Use: Any third party logos (registered or
unregistered trademarks) are appearing under the doctrine of fair use, for
either nominative or descriptive purposes under the United States of America
(USA) or equivalent country trademark acts, regulations or statutes; or under
the four (4) factors as defined by the United States of America Copyright Act,
namely:
1) Purpose and character of the use, including whether the use is of a
commercial nature or is for nonprofit educational purposes.
* In this case, educational purposes and historical record keeping purposes.
2) Nature of the copyrighted work.
* In this case, limited use of logos to help those visitors who do use Latin
Script Text as their first language or language of origin, to safely and
efficiently identify third party organizations.
3) Amount and substantiality of the portion used in relation to the copyrighted
work as a whole.
* In this case, limited use of logos to help those visitors who do use Latin
Script Text as their first language or language of origin, to safely and
efficiently identify third party organizations.
4) Effect of the use upon the potential market for or value of the copyrighted
work.
* In this case, a court would need to review whether, and to what extent, [any]
unlicensed use [of third-party logos, given the honorable intentions of
making the website safer and more efficient for visitors who do use Latin
Script Text as their first language or language of origin harms the existing
or future market for the copyright owner’s original work.
No Endorsement Notice: Any reference in this website to any person, or
organization, or activities, products, or services related to such person or
organization, or any linkages from this web site to the web site of another
party, do not constitute or imply the endorsement, recommendation, or favoring
of MQCC.org or any of its employees or contractors acting on its behalf.
MQCC™ DOMAIN MEMO
The "embedded domain" MQCC.org is the primary information page for the Meta
Quality Conformity Control Organization™, MQCC™ incorporated as MortgageQuote
Canada Corp., headquartered in Calgary, Alberta, Canada and trading in up to 119
countries. MQCC™ is an organization classified by the United Nations (UN),
Department of Economic and Social Affairs (DESA), Statistics Division (UNSD)
International Standard Industrial Classification of All Economic Activities
(Revision 4) involved in the following industry classification sections or
classes:
* Section J (Information and communication)
* Section K (Financial and insurance activities
* Class 6492 > credit granting; money lending outside the banking system
* Class 6619 > activities auxiliary to financial service activities;
activities of mortgage advisers and brokers
* Section M (Professional, scientific and technical activities) This section
includes specialized professional, scientific and technical activities. These
activities require a high degree of training, and make specialized knowledge
and skills available to users
* Section N (Administrative and support service activities)
* Section P (Education)
* Section S (Other service activities)
The North American Industry Classification System (NAICS) equivalent
classification to the UNSD Classes is:
* non-depository credit intermediary
* mortgage and non-mortgage loan brokers
Similar industry equivalencies exist in all countries who participate in the
United Nations.
Subject to the jurisdiction, from a governance (statutory or regulatory)
perspective, MortgageQuote Canada Corp. MQCC™ business activity, namely,
real-estate-secured (mortgage) intermediary activity, are deemed to be:
* a regulated activity
* non-regulated activity
* regulatory exempt activity
* free trading activity
In its country of origin, Canada, MortgageQuote Canada Corp. MQCC™'s
real-estate-secured (mortgage) intermediary activity is regulated by three
provincial or territorial jurisdictions:
* Alberta - regulated by the Real Estate Council of Alberta (RECA)
* British Columbia - regulated by the British Columbia Financial Services
Authority (BCFSA)
* Ontario - regulated by the Financial Services Regulatory Authority (FSRA fka
FSCO) (FSRA #12279)
MortgageQuote Canada Corp. MQCC™ may trade in other Canadian provincial or
territorial jurisdictions, subject to statutory or regulatory requirements or
exemptions.
In Canada, education in private equity mortgage (PEM®) subject matter,
competency and proficiency credentialing is an unregulated activity. Providing
advice respective specific financial transactions, might be subject to
regulatory oversight.
Disclaimer: No Legal Advice Intended; No Guarantee of Results; No
Attorney-Client Relationship Created
This website is neither a legal interpretation nor a statement of SEC policy or
OTHER regulatory policies. If you have questions concerning the meaning or
application of a particular law or rule, please consult with an attorney who
specializes in securities law. This website does not provide advice on
conformity matters; please see a qualified conformity professional for
conformity advice.
Canada Provincial Mortgage Broker Regulators:(RECA - Alberta)(FICOM - BC)(FSCO
Ontario - Brokerage License #12279). Non-Canada Residents and international
visitors, please read "Website Terms of Service", below. All items with a ® or
™ symbol or, some items in UPPER CASE are registered or unregistered (common
law) trademarks of MortgageQuote Canada Corp. (MQCC™) or licensed by same. Some
third party trademarks are used pursuant to nominative fair use principles. See
Intellectual Property for full details. Deconstruction of a Claim (Internal Use
Only).MQCC™ Data Artifacts, Privacy (PIPEDA), Data Security, Website Terms of
Service, Legal, Disclosure, Disclosures: Statements, Consumer Electronic Message
Preferences (CEMP). Meta Quality Conformity Control Organization™ is a
registered or unregistered trademark of MortgageQuote Canada Corp. All MQCC
Systems, Technologies, Services and Products conform to WFT™ MQCC BlockChain
Technology, and is licensed by MQCC Bungay International LLC.
*Master-Class™ Licenses are issued by MQCC Bungay International LLC or Bungay
International Inc.
© Copyright and Trademark (design mark and word mark) 2001-2022; MortgageQuote
Canada Corp. MQCC™ "Proud Sponsor of the Canadian Dream"®; Bungay International
Inc. MQCC Bungay International LLC. All rights reserved. Patent Pending. An ISO
9001:2015 Registered Company. FSRA #12279. www.mqcc.org.
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