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GET YOUR FREE EXPERIAN CREDIT REPORT AND FICO® SCORE*

 * No credit card required
 * Free customer service & credit education
 * Checking your credit report regularly can help you spot signs of identity
   theft

Check Your Report & FICO® Score


*Credit score calculated based on FICO® Score 8 model. Your lender or insurer
may use a different FICO® Score than FICO® Score 8, or another type of credit
score altogether. Learn more


ACCOUNT HISTORY

This is your payment history and status of all Real Estate, Installment, and
Revolving Credit Accounts. Sign up to review your info today.


INQUIRIES

A credit check by a lender or landlord is called a Hard Inquiry and will show up
on your Credit Report. Check your Report today and learn why.


PERSONAL INFORMATION

Includes your name, address, date of birth and current employer. Get your Credit
Report today to ensure your information is accurate.

WHY YOUR CREDIT REPORT MATTERS

First, your credit score is based on your credit report. Any incorrect
information could reduce your credit score. A lower credit score can cause your
interest rates to rise or you could be denied credit. Your credit report also
lists past addresses and employers. Credit report inaccuracies could slow loan
processing.

A credit report is often the first place people detect identity theft. By
regularly monitoring your credit, you can reduce the damage from credit fraud.

THE DIFFERENCE BETWEEN A CREDIT REPORT AND A CREDIT SCORE

 * Credit Report is a detailed history of the loans you've received and credit
   cards you've used. If you've had collections, they may also appear on any of
   the credit reports. For each account, the credit report shows your payment
   history, current balance, credit limit, the date the account was opened, and
   whether the account is open or closed.
 * Credit Score is a three digit number based on the information in your credit
   report. Credit-scoring models may factor in the number of years you've had
   credit, how much of your available credit you're currently using, whether
   you've recently made any late payments, and how recently you've had any
   negative actions or credit applications.

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