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Text Content

 * JOIN THE BRAND TRUSTED BY OVER 1.6 CRORE+ HAPPY CUSTOMERS@ TODAY!
   
 * CAR INSURANCE PREMIUM STARTING AT JUST ₹2,551*
   
 * BIKE INSURANCE PREMIUM STARTING AT JUST ₹538*
   
 * HEALTH INSURANCE PREMIUM AT JUST ₹27/DAY*
   
 * 1 LAKH+ WORLDWIDE CASHLESS HOSPITAL NETWORK**
   
 * HOME INSURANCE PREMIUM STARTING AT JUST ₹250*
   
 * CYBER INSURANCE PREMIUM STARTING AT JUST ₹2/DAY*
   

SELECT THE PRODUCT YOU WISH TO BUY
Car
Insurance
Bike
Insurance
Health
Insurance
Travel
Insurance
Home
Insurance
Cyber
Insurance
Get Instant Car Insurance Quotes X
*
*
*
* City AGRA AHMEDABAD AMRITSAR AURANGABAD BANGALORE BAREILLY BARODA BHOPAL
BHUBANESWAR CALICUT CHANDIGARH CHENNAI COCHIN COIMBATORE DELHI DURGAPUR
FARIDABAD GHAZIABAD GURGOAN GUWAHATI HUBLI HYDERABAD INDORE JABALPUR JAIPUR
JALLANDHAR JAMMU JAMSHEDPUR JODHPUR KANNUR KANPUR KARNAL KOLHAPUR KOLKATA KOLLAM
KOTA KOTTAYAM LUCKNOW LUDHIANA MADURAI MANGALORE MEERUT MUMBAI MYSORE NAGPUR
NASIK NELLORE NOIDA PALAKKAD PANJIM PATIALA PATNA PONDICHERRY PUNE RAIPUR
RAJAHMUNDRY RAJKOT RANCHI ROURKELA SALEM SURAT TELANGANA THANE THRISSUR
TIRUCHIRAPPALLI TRIVANDRUM UDAIPUR VAPI VIJAYWADA VISAKHAPATNAM Other City
Select Coverage Type Comprehensive Third Party Not Sure

Select Coverage Type
Comprehensive
Third Party
Not Sure


I authorize HDFC ERGO General Insurance Company Limited to Call, send SMS, Email
& Whatsapp to offer information & services.


GET QUOTE


KEY BENEFITS

100% CLAIM
SETTLEMENT RATIO^

6500+ CASHLESS
GARAGE NETWORKˇ

PAY AS YOU
DRIVE BENEFIT^^

ENGINE AND
GEARBOX PROTECTION°°

Get Instant Bike Insurance Quotes X*GET Quote proceed without bike number


KEY BENEFITS

100% CLAIM
SETTLEMENT RATIO^

1900+ CASHLESS
GARAGE NETWORKˇ

NO INSPECTION
REQUIRED

DOOR STEP
TWO-WHEELER REPAIRS°

Get Instant Health Insurance Quotes X
*
*
**
* City AGRA AHMEDABAD AMRITSAR AURANGABAD BANGALORE BAREILLY BARODA BHOPAL
BHUBANESWAR CALICUT CHANDIGARH CHENNAI COCHIN COIMBATORE DELHI DURGAPUR
FARIDABAD GHAZIABAD GURGOAN GUWAHATI HUBLI HYDERABAD INDORE JABALPUR JAIPUR
JALLANDHAR JAMMU JAMSHEDPUR JODHPUR KANNUR KANPUR KARNAL KOLHAPUR KOLKATA KOLLAM
KOTA KOTTAYAM LUCKNOW LUDHIANA MADURAI MANGALORE MEERUT MUMBAI MYSORE NAGPUR
NASIK NELLORE NOIDA PALAKKAD PANJIM PATIALA PATNA PONDICHERRY PUNE RAIPUR
RAJAHMUNDRY RAJKOT RANCHI ROURKELA SALEM SURAT TELANGANA THANE THRISSUR
TIRUCHIRAPPALLI TRIVANDRUM UDAIPUR VAPI VIJAYWADA VISAKHAPATNAM Other City
* Select sum insured Upto 5 Lakhs 5-15 Lakhs Above 15 Lakhs

*
Select Sum Insured
Upto 5 Lakhs
5 -15 Lakhs
Above 15 Lakhs


I authorize HDFC ERGO General Insurance Company Limited to Call, send SMS, Email
& Whatsapp to offer information & services.


GET QUOTE


KEY BENEFITS

4X COVERAGE AT
NO ADDITIONAL COST°°

12,000+ CASHLESS
HEALTHCARE NETWORKˇ

NO COST
INSTALLMENT BENEFIT*^

100% CLAIM
SETTLEMENT RATIO^

Get Instant Travel Insurance XBUY NOW



KEY BENEFITS

COVERS LOSS OF CHECKED IN BAGGAGE

COVERS PASSPORT
LOSS

COVERS FLIGHT DELAY
& TRAVEL BENEFITS*

1.5 CRORE+
HAPPY CUSTOMERS@

Get Instant Home Insurance Quotes X
*
*
*
* City AGRA AHMEDABAD AMRITSAR AURANGABAD BANGALORE BAREILLY BARODA BHOPAL
BHUBANESWAR CALICUT CHANDIGARH CHENNAI COCHIN COIMBATORE DELHI DURGAPUR
FARIDABAD GHAZIABAD GURGOAN GUWAHATI HUBLI HYDERABAD INDORE JABALPUR JAIPUR
JALLANDHAR JAMMU JAMSHEDPUR JODHPUR KANNUR KANPUR KARNAL KOLHAPUR KOLKATA KOLLAM
KOTA KOTTAYAM LUCKNOW LUDHIANA MADURAI MANGALORE MEERUT MUMBAI MYSORE NAGPUR
NASIK NELLORE NOIDA PALAKKAD PANJIM PATIALA PATNA PONDICHERRY PUNE RAIPUR
RAJAHMUNDRY RAJKOT RANCHI ROURKELA SALEM SURAT TELANGANA THANE THRISSUR
TIRUCHIRAPPALLI TRIVANDRUM UDAIPUR VAPI VIJAYWADA VISAKHAPATNAM Other City
* Select Tenure 1 year 2 - 5 years More than 5 years

*
Select Tenure
1 year
2 - 5 years
More than 5 years


I authorize HDFC ERGO General Insurance Company Limited to Call, send SMS, Email
& Whatsapp to offer information & services.


GET QUOTE


KEY BENEFITS

UPTO 45%
DISCOUNT ^*

COVERS NATURAL
CALAMITIES

LOSSES FROM THEFT
& BURGLARIES COVERED

ALTERNATE ACCOMMODATION
EXPENSES COVERED

Get Instant Bike Insurance Quotes X* Select Plans Plan For Student Plan For
Family Plan For Working Professional Plan For Entrepreneur Plan For Shopaholic
Make Your Own Plan GET Quote


KEY BENEFITS

COVERAGE STARTS AT
₹10,000 ONWARDS

COVERS ALL
YOUR DEVICES

NO DEDUCTIBLE
OR CO-PAY

1.5 CRORE+
HAPPY CUSTOMERS@


WHY CHOOSE HDFC ERGO ?

1.6 Crore+
Happy Customers@

24X7
Customer Support

Get Instant
Policy Online

Easy Claim
Settlement Process


KEY BENEFITS OF HDFC ERGO CAR INSURANCE

100% CLAIM
SETTLEMENT RATIO^

8,700+ CASHLESS
GARAGE NETWORKˇ

PAY AS YOU
DRIVE BENEFIT^^

ENGINE AND
GEARBOX PROTECTION°°


KEY BENEFITS OF HDFC ERGO BIKE INSURANCE

100% CLAIM
SETTLEMENT RATIO^

2,300+ CASHLESS
GARAGE NETWORKˇ

NO INSPECTION
REQUIRED

DOOR STEP
TWO-WHEELER REPAIRS°


KEY BENEFITS OF HDFC ERGO HEALTH INSURANCE

4X COVERAGE AT
NO ADDITIONAL COST°°

16,000+ CASHLESS
HEALTHCARE NETWORKˇ

NO COST
INSTALLMENT BENEFIT*^

100% CLAIM
SETTLEMENT RATIO^


KEY BENEFITS OF HDFC ERGO TRAVEL INSURANCE

COVERS LOSS
OF CHECKED IN BAGGAGE

COVERS PASSPORT
LOSS

COVERS FLIGHT DELAY
& TRAVEL BENEFITS*

1.6 CRORE+
HAPPY CUSTOMERS@


KEY BENEFITS OF HDFC ERGO HOME INSURANCE

UPTO 45%
DISCOUNT ^*

COVERS
NATURAL CALAMITIES

LOSSES FROM THEFT
& BURGLARIES COVERED

ALTERNATE ACCOMMODATION
EXPENSES COVERED


KEY BENEFITS OF HDFC ERGO CYBER INSURANCE

Coverage Starts at
₹10,000 Onwards

Covers All
Your Devices

No Deductible
Or Co-Pay

1.6 Crore+
Happy Customers@


ABOUT HDFC ERGO GENERAL INSURANCE

Driven to provide insurance solutions to customers, HDFC ERGO General Insurance
has secured over 1.6 Crore+ Happy Customers@ Right from offering comprehensive
car insurance to a wide range of health insurance plans, we at HDFC ERGO always
take a Customer First Approach. Our plethora of offerings mainly include car
insurance, two wheeler insurance, home insurance, travel insurance, health
insurance and other commercial products. Backed by a super strong customer
support team and seamless service driven claims operation, we ensure 360 degree
customer happiness.


OUR PRODUCTS

Car Insurance
 * Premium starting at Just ₹2,551*
 * 8,700+ Cashless Garage Networkˇ
 * Pay As You Drive Benefit'*
 * Over Night Vehicle Repairs¯
 * 100% Claim Settlement Ratio^

Get Quotes
Two Wheeler Insurance
 * Premium starting at ₹538*
 * 100% Claim Settlement Ratio^
 * 2,300+ Cashless Garage Networkˇ
 * Door Step Two Wheeler Repairs°
 * 24x7 Roadside Assistance°°

Get Quotes
Health Insurance
 * Premium starting at ₹27/day*
 * 16,000+ Cashless Healthcare Networkˇ
 * No Cost Installment Benefit*^
 * Additional 5% Online Discount^*
 * Covers Non Medical Expense'*

Get Quotes
Travel Insurance
 * 1 lakh+ Worldwide Cashless Hospital Network**
 * Covers loss or delay of checked in baggage
 * Covers Passport Loss
 * Covers flight delay and contingency travel benefits*
 * 1.6 Crore+ Happy Customers@

Get Quotes
Home Insurance
 * Annual premium starting at just ₹250*
 * Upto 45% Discount ^*
 * Covers Natural Calamities
 * Losses from Theft & Bulglaries Covered
 * Alternate Accomodation Expenses Covered

Get Quotes

CHOOSE POLICY


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T&C Apply. @Data as on 31st March, 2024 (includes members of the group)
CAR INSURANCE - ¯Over-night motor repair service for minor damages made
available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of
the motor garages empanelled especially for the services in selected 16 cities
and the requirement to appoint surveyor, etc. The Company shall be liable to
settle the claim basis of the terms and conditions of the policy document for
the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher.
Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad,
Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur,
Madurai, Coimbator) ˇas on 1st Aug 2024- 11,672 active Network garages (2368 for
Two-wheelers, 8721 for Pvt. Car & 583 for commercial vehicle) ˇˇonly applicable
to claims processed through HDFC ERGO Break-in Application "for eligible claims
break-in Inspection will be express approved within 5 mins ~Minor Damage - low
value 2-3 parts. Immediate claim settlemnt subject to all document fulfillement
by customer. Total amount is at the discretion of the surveyor ~~For eligible
customers theft claim settlement is catalyzed ˘AI assisted claims process helps
team provide faster claim assessment, thereby reducing TAT ^*For reimbursement
claims option for advance claim payment ^based on NL reports for FY24
-Settlement Ratio in FY24 for motor OD Claims - 100% Count of OD Claims Paid in
FY24(excludes repudiation & zero) - 4,35,626 Formula used for Settlement Ratio -
(Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) ̑100%
online document processin, with online digital claim form, reimbursement form ̑
̑Detailed claim tracker with real time status updates on claim status and
process ˮˮJust provide the DL no and if we are able to verify details online we
will waive of DL & RC document submission from document checklist ¨100%
workforce & partners are enabled with Mobile applicatio, Agents, Workshop,
customer & surveyor °°Additional premium will be charged for add on cover *^No
Limit on the count of zero depreciation claims which can be intimated under the
policy. Subject to zero depreciation add on opted for in policy °Now get your
windshield repaired at your door step across top 8 metro cities - Delhi, Mumbai,
Ahmedabad, Bangalore, Pune, Chennai, Hyderabad & Kolkata. *The premium of Rs.
2,551 (excluding taxes) is for a Maruti Alto with 50% No Claim Bonus and basic
TP premium. IDV is Rs. 1 lakh. RTO Zone B. ~*Personal Accident Cover for vehicle
OWNER DRIVER @Data as on 31st March, 2024 (includes members of the group) ‘*The
percentage amount would be given basis the number of kilometers driven in the
policy year *' Additional 5% Discount on Own Damage premium at renewal for Claim
Free Policy year #Available at all cashless garages of HDFC ERGO UIN: Motor
Insurance- Pricing Revision- Private Cars - IRDAN125RP0001V02201415 | Engine &
Gear Box Protector - Add-on cover for Private Car Package Policy - Annual -
IRDAN125RP0001V02201415/A0064V01202122 | Emergency Assistance Cover - Add-on
cover for Private Car Policy - Bundled - IRDAN125RP0008V01201819/A0030V01201819.
HEALTH INSURANCE - ˇHealth Care Providers include Network hospitals and
Diagnostic centers. Data as on 30th June 2024. Please refer to the website
www.hdfcergo.com for an updated network list. ''Subject to change as per Tax
Laws in India @Data as on 31st March, 2024 (includes members of the group)
^*Only if purchased from www.hdfcergo.com °°4X coverage means base Sum Insured +
Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit
~Subject to the condition that a single claim in a Policy Year cannot exceed the
sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit
*Premium mentioned is excluding taxes with a 5% online discount for a 30 year
old individual residing in a Tier 2 location for sum insured of Rs. 5 lakhs for
1 year # Home health care available only on cashless basis in select cities only
for my:health Suraksha Plan and my: Optima Secure products "Get 60 and 180 days
pre and post hospitalisation medical expenses covered ^Based on claims of FY 24
(Formula - Claims Paid Plus Repudiated/CWP Divided by Claims Reported) Please
refer company website - Public discloser section ^^Based on claims processed on
working days in FY24 ̑Health Claims since inception upto FY24 TRAVEL INSURANCE -
*The premium of Rs 241 is for the product HDFC ERGO Explorer for one traveler of
39 years of age, for our Asia plan (excluding Japan) for a duration of 7 days
`21 benefits are applicable only for platinum plan when annual multi-trip policy
is chosen. No claim discount is applicable only for Gold and Platinum policies
with a sum insured greater than USD 50,000 **Figure as on Jan 2024 ^settlement
ratio for Travel claims (FY 22-23 as on March 2023) *^Coverage and sum insured
limits as per the plan opted @Data as on 31st March, 2024 (includes members of
the group) UIN: HDFC ERGO Explorer - HDFTIOP230163V012223 UIN: Travel Insurance
- HDFTIOP22056V022122
HOME INSURANCE - 'Electrical breakdown of machinery is covered under the policy,
provided the machinery is not older than 10 years. *^ Your home and assets can
be covered for as long as up to 10 years under Bharat griha raksha
insurance.Under Home shield and home insurance the maximum tenure is only 5
years ~You can cover your building on an agreed value basis only under home
shield insurance. Under home insurance and Bharat Griha Raksha the sum insured
depends on cost of reconstruction. **Enjoy Coverage against losses to building
premises and/or contents on ALL RISK Basis, predominately covering Fire,
Burglary, Theft, Accidental damage, natural calamities under home shield
insurance `Under Homeshield Insurance enjoy Automatic Reinstatement of Sum
Insured for contents after settlement of a particular claim without any
additional premium @Data as on 31st March, 2024 (includes members of the group)
^^Only if purchased from www.hdfcergo.com ~~Covers portable electronics for upto
30% of Content Sum Insured <*Covers Jewellery and valuable for upto 20% of
Content Sum insured >*Optional coverages for Jewellery and valuables, Portable
Equipment on a worldwide basis OR India only basis as per customer
requirement.*Sum insured of Rs. 11,10,000 for 1 year with 25% discount for
security features (ie. 15% either for independent house or flats and 10% for
online sales) ^*Discount may vary as per coverage opted **Enjoy Coverage against
losses to building premises and/or contents on ALL RISK Basis, predominately
covering Fire, Burglary, Theft, Accidental damage, natural calamities under home
shield insurance UIN: Home shield Insurance - IRDAN125RP0001V01201718.
CYBER INSURANCE - *Price of Student Plan for a Sum Insured of Rs. 50,000
excluding taxes. UIN: HDFC ERGO Cyber Sachet Insurance -
IRDAN125RP0026V01202122.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No : 146 CIN:
U66030MH2007PLC177117. Registered &Corporate Office: 1st Floor, HDFC House,
165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020.
For more details on the risk factors, terms and conditions, please read the
sales brochure/ prospectus before concluding the sale.


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