www.mortgagesolutions.co.uk
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34.142.15.49
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Submitted URL: https://cppfz04.na1.hs-sales-engage.com/Ctc/LV+23284/cppFz04/JlY2-6qcW95jsWP6lZ3mmW3Zr6dT6RgWGYW4cDpYV1mQfLNN6JhC3Lc2mV2W3t8Trj5JwJffMlg...
Effective URL: https://www.mortgagesolutions.co.uk/news/2023/09/27/atom-teams-up-with-kamma-to-tackle-climate-change-risks/
Submission: On February 02 via api from ES — Scanned from ES
Effective URL: https://www.mortgagesolutions.co.uk/news/2023/09/27/atom-teams-up-with-kamma-to-tackle-climate-change-risks/
Submission: On February 02 via api from ES — Scanned from ES
Form analysis 8 forms found in the DOM
GET /
<form method="get" id="searchform" action="/" class="mobile-searchbar-form">
<div class="searhbar">
<div class="searchinput">
<div class="searchbtnmob"><button type="submit" name="" value=""><i class="fa fa-search"></i></button></div>
<input name="s" type="text" id="s" onblur="if(this.value == '') {this.value = 'Search';}" onfocus="if(this.value == 'Search') {this.value = '';}" value="Search" class="srchinput">
</div>
</div>
</form>GET /
<form method="get" id="searchform" action="/">
<div class="searhbar">
<div class="searchinput">
<input name="s" type="text" id="s" onblur="if(this.value == '') {this.value = 'Search';}" onfocus="if(this.value == 'Search') {this.value = '';}" value="Search" class="srchinput">
</div>
<div class="searchbtn">
<button type="submit" name="" value=""><i class="fa fa-search"></i></button>
</div>
</div>
</form>POST /evolok-login/
<form id="evolok-sidebar" action="/evolok-login/" method="post">
<p><button type="submit" name="submit" class="btn csbtnbg">Register Now</button></p>
</form>POST
<form id="fpollvote" action="" method="post">
<input type="hidden" name="voteid" id="voteid" value="192277">
<div id="voteplm">
<div class="radio"><label for="vtid-1"><input type="radio" name="voteansw" value="1" id="vtid-1"> <strong>High loan to value mortgages</strong></label></div>
<div class="radio"><label for="vtid-2"><input type="radio" name="voteansw" value="2" id="vtid-2"> <strong>Improved affordability models</strong></label></div>
<div class="radio"><label for="vtid-3"><input type="radio" name="voteansw" value="3" id="vtid-3"> <strong>Better savings products</strong></label></div>
<div class="radio"><label for="vtid-4"><input type="radio" name="voteansw" value="4" id="vtid-4"> <strong>Increased housing supply via downsizing and housebuilding</strong></label></div>
</div>
<ul id="pollresult" style="display:none">
<li><strong>High loan to value mortgages </strong>
<div class="progress">
<div class="progress-bar" role="progressbar" aria-valuenow="60" aria-valuemin="0" aria-valuemax="100" style="width: 16.2%;">16.2%</div>
</div>
</li>
<li><strong>Improved affordability models </strong>
<div class="progress">
<div class="progress-bar" role="progressbar" aria-valuenow="60" aria-valuemin="0" aria-valuemax="100" style="width: 37.8%;">37.8%</div>
</div>
</li>
<li><strong>Better savings products </strong>
<div class="progress">
<div class="progress-bar" role="progressbar" aria-valuenow="60" aria-valuemin="0" aria-valuemax="100" style="width: 8.1%;">8.1%</div>
</div>
</li>
<li><strong>Increased housing supply via downsizing and housebuilding </strong>
<div class="progress">
<div class="progress-bar" role="progressbar" aria-valuenow="60" aria-valuemin="0" aria-valuemax="100" style="width: 37.8%;">37.8%</div>
</div>
</li>
</ul>
<div class="alert alert-danger msgvote" style="display:none"></div>
<p class="cf bottom btnpll">
<button type="submit" name="submit" class="btn csbtnbg votbtn">Vote</button>
<span class="view-results">
<a href="#result" class="btn csbnk voteresult"><i class="fa fa-angle-right"></i> View Results</a>
<a href="#result" class="btn csbnk voterclose" style="display:none"><i class="fa fa-angle-right"></i> Cast Vote</a>
</span>
</p>
</form>POST
<form role="form" action="" method="post" id="forgotfrm">
<div class="newsfrm">
<p>Please enter your email address and we will email you a link where you can change your password.</p>
<div class="row">
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="frmbox">
<div class="form-group" id="eppemail">
<label for="ppemail">Email address</label>
<input type="email" class="form-control" name="ppemail" id="ppemail" placeholder="name@domain.com">
</div>
</div>
</div>
</div>
<div class="suvbtnc">
<a href="#goback" onclick="history.go(-1);return false;" class="btn btn-signup gbbtn hideit">Go back</a>
<button type="submit" class="btn btn-newsltr" id="fsubtnm" data-loading-text="Loading...">Login</button>
</div>
</div>
</form>POST
<form role="form" action="" method="post" id="loginfrm">
<div class="newsfrm">
<div class="row">
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="frmbox">
<div class="form-group" id="euemail">
<label for="uemail">Email address</label>
<input type="email" class="form-control" name="uemail" id="uemail" placeholder="name@domain.com">
</div>
<div class="form-group" id="eusrpass">
<label for="usrpass">Password</label>
<input type="password" class="form-control" name="usrpass" id="usrpass" placeholder="password">
</div>
<div class="checkbox">
<label><input type="checkbox" value="yes" name="rempass" id="rempass"> Remember my login on this computer</label>
</div>
<div class="form-group" id="eusrpass">
<a href="#" id="forgotplnk">Need help logging in?</a>
</div>
</div>
</div>
</div>
<div class="suvbtnc">
<a href="#goback" onclick="history.go(-1);return false;" class="btn btn-signup gbbtn hideit">Go back</a>
<!-- <button type="button" class="btn btn-signup" id="blogreg">Sign-up</button> -->
<!-- <button type="button" class="btn btn-ssenate hideit" id="blogperm">Sign-up</button> -->
<button type="submit" class="btn btn-newsltr" id="lsubtnm" data-loading-text="Loading...">Login</button>
</div>
</div>
</form>POST
<form role="form" action="" method="post" id="signupreg">
<input type="hidden" name="action" id="action" value="regprocess">
<input type="hidden" name="upgradeid" id="upgradeid" value="0">
<div class="newsfrm">
<div class="row">
<div class="col-lg-4 col-md-4">
<div class="frmbox">
<div class="form-group" id="ertitle">
<label class="control-label" for="rtitle">Title</label><br>
<select name="rtitle" id="rtitle" class="form-control">
<option></option>
<option value="Mr">Mr.</option>
<option value="Ms">Ms.</option>
<option value="Mrs">Mrs.</option>
</select>
</div>
<div class="form-group" id="erfname">
<label class="control-label" for="rfname">First name</label>
<input type="text" class="form-control" name="rfname" id="rfname" placeholder="First name">
<input type="hidden" name="regorigin" id="regorigin" value="">
</div>
<div class="form-group" id="erlname">
<label class="control-label" for="rlname">Surname</label>
<input type="text" class="form-control" name="rlname" id="rlname" placeholder="Surname">
</div>
<div class="form-group" id="eremail">
<label class="control-label" for="remail">Email address</label>
<input type="text" class="form-control" name="remail" id="remail" placeholder="name@domain.com">
</div>
<div class="form-group" id="ertel">
<label class="control-label" for="rtel">Phone number</label>
<input type="text" class="form-control" name="rtel" id="rtel" placeholder="Phone number">
</div>
<div class="form-group" id="ercompany">
<label class="control-label" for="rcompany">Company name</label>
<input type="text" class="form-control" name="rcompany" id="rcompany" placeholder="Company name">
</div>
</div>
</div>
<div class="col-lg-4 col-md-4">
<div class="frmbox">
<div class="form-group" id="eraddra">
<label class="control-label" for="raddra">Address 1</label>
<input type="text" class="form-control" name="raddra" id="raddra" placeholder="Address 1">
</div>
<div class="form-group" id="eraddrb">
<label class="control-label" for="raddrb">Address 2</label>
<input type="text" class="form-control" name="raddrb" id="raddrb" placeholder="Address 2">
</div>
<div class="form-group" id="erconty">
<label class="control-label" for="rconty">County</label>
<input type="text" class="form-control" name="rconty" id="rconty" placeholder="County">
</div>
<div class="form-group" id="erpostal">
<label class="control-label" for="rpostal">Post Code</label>
<input type="text" class="form-control" name="rpostal" id="rpostal" placeholder="Post Code">
</div>
</div>
</div>
<div class="col-lg-4 col-md-4">
<div class="frmbox">
<div class="form-group" id="ermjob">
<label class="control-label" for="rmjob">Main job function</label><br>
<select name="rmjob" id="rmjob" class="form-control">
<option></option>
<option>Accountant</option>
<option>Administrator</option>
<option>Business Development Manager</option>
<option>Chairman</option>
<option>Chief Executive Officer</option>
<option>Director</option>
<option>IFA</option>
<option>Manager</option>
<option>Managing Director</option>
<option>Marketing Manager</option>
<option>Owner</option>
<option>Partner</option>
<option>PR</option>
<option>Solicitor</option>
<option>Surveyor</option>
<option>Underwriter</option>
<option>Other</option>
</select>
</div>
<div class="form-group" id="ercomtyp">
<label class="control-label" for="rcomtyp">Company type</label><br>
<select name="rcomtyp" id="rcomtyp" class="form-control">
<option></option>
<option>Accounting Firm</option>
<option>Bank/Building Society</option>
<option>Estate Agent</option>
<option>IFA</option>
<option>Insurance Broker</option>
<option>Law Firm</option>
<option>Marketing /PR firm</option>
<option>Mortgage Broker</option>
<option>Surveying Firm</option>
<option>Regulator</option>
<option>Technology Provider</option>
<option>Trade Body</option>
<option>Other</option>
</select>
</div>
<div class="form-group" id="eraadvice">
<label class="control-label" for="raadvice">Advice area</label><br>
<select name="raadvice" id="raadvice" class="form-control" multiple="" style="display: none;">
<option>Bridging</option>
<option>Bridging/Short term lending</option>
<option>Buy to let</option>
<option>Commercial mortgages</option>
<option>Equity Release</option>
<option>General Insurance</option>
<option>Investments</option>
<option>Large Loans</option>
<option>Pensions</option>
<option>Protection</option>
<option>Second Charge</option>
<option>Secured loans</option>
<option>Self-Employed</option>
<option>Not applicable</option>
<option>Other</option>
</select>
<div class="btn-group"><button type="button" class="multiselect dropdown-toggle btn btn-default" data-toggle="dropdown" title="None selected"><span class="multiselect-selected-text">None selected</span> <b class="caret"></b></button>
<ul class="multiselect-container dropdown-menu">
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Bridging"> Bridging</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Bridging/Short term lending"> Bridging/Short term lending</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Buy to let"> Buy to let</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Commercial mortgages"> Commercial mortgages</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Equity Release"> Equity Release</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="General Insurance"> General Insurance</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Investments"> Investments</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Large Loans"> Large Loans</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Pensions"> Pensions</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Protection"> Protection</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Second Charge"> Second Charge</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Secured loans"> Secured loans</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Self-Employed"> Self-Employed</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Not applicable"> Not applicable</label></a></li>
<li><a tabindex="0"><label class="checkbox"><input type="checkbox" value="Other"> Other</label></a></li>
</ul>
</div>
</div>
<div class="form-group" id="erregstat">
<label class="control-label" for="rregstat">Regulatory status</label><br>
<select name="rregstat" id="rregstat" class="form-control">
<option>Directly Authorised</option>
<option>Appointed Representative</option>
<option>Principal</option>
<option>Not Applicable</option>
</select>
</div>
<div class="form-group" id="ermortgage">
<label class="control-label" for="rmortgage">How many mortgages does your firm place a month?</label><br>
<select name="rmortgage" id="rmortgage" class="form-control">
<option></option>
<option>Up to 5</option>
<option>6-10</option>
<option>11-25</option>
<option>26-50</option>
<option>Over 50</option>
<option>Not applicable</option>
</select>
</div>
<div class="form-group" id="eradvbiz">
<label class="control-label" for="radvbiz">How many advisers do you have in your business?</label><br>
<select name="radvbiz" id="radvbiz" class="form-control">
<option></option>
<option>Sole Trader</option>
<option>Up to 5</option>
<option>6-10</option>
<option>11-20</option>
<option>21-50</option>
<option>51-100</option>
<option>Over 100</option>
<option>Not applicable</option>
</select>
</div>
</div>
</div>
</div>
</div>
<div class="regfrmboxtx">
<div class="ttmtp">Do you have any dietary requirements?</div>
<div class="addquestprt">
<div class="form-group" id="dietaryQuestion">
<select name="radietary" id="radietary" class="form-control">
<option value="None">None</option>
<option value="Vegetarian">Vegetarian</option>
<option value="Vegan">Vegan</option>
<option value="Nut allergy">Nut allergy</option>
<option value="No fish">No fish</option>
<option value="No meat">No meat</option>
<option value="No shellfish">No shellfish</option>
<option value="No diary">No diary</option>
<option value="Gluten free">Gluten free</option>
<option value="Diabetic">Diabetic</option>
<option value="Halal">Halal</option>
</select>
</div>
</div>
</div>
<div class="regfrmboxtx">
<div class="ttmtp">Which network/clubs do you belong to</div>
<ul class="row">
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Burns Anderson"> Burns Anderson</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Connect for Intermediaries"> Connect for Intermediaries</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Financial Ltd"> Financial Ltd</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="First Complete"> First Complete</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Home Loan Partnership"> Home Loan Partnership</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Intrinsic"> Intrinsic</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Legal & General Mortgage Club"> Legal & General Mortgage Club</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Legal and General Network"> Legal and General Network</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="LIME (Tenet)"> LIME (Tenet)</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Mortgage Advice Bureau"> Mortgage Advice Bureau</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Mortgage Intelligence"> Mortgage Intelligence</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Mortgage Next"> Mortgage Next</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="MSN"> MSN</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Newleaf"> Newleaf</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Openwork"> Openwork</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Paradigm"> Paradigm</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Personal Touch Financial Services"> Personal Touch Financial Services</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Pink (Advanced Mortgage Funding)"> Pink (Advanced Mortgage Funding)</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="PMS"> PMS</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Sage Financial Services"> Sage Financial Services</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Sesame"> Sesame</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="SimplyBiz Mortgages"> SimplyBiz Mortgages</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Stonebridge"> Stonebridge</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="TMA"> TMA</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Whitechurch"> Whitechurch</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Not Applicable"> Not Applicable</label></li>
<li class="col-md-4 col-sm-6"><label><input type="checkbox" name="rnetclub[]" value="Other (please specify)"> Other (please specify)</label></li>
</ul>
<input type="hidden" id="rnetwork" name="rnetwork" value="">
</div>
<div class="regfrmboxtx frmbox">
<div class="ttmtp">Recommend a colleague (Optional)</div>
<div class="row">
<div class="col-lg-4 col-md-4">
<div class="form-group" id="errefnm">
<label class="control-label" for="rrefnm">Name</label>
<input type="text" class="form-control" name="rrefnm" id="rrefnm" placeholder="Name">
</div>
</div>
<div class="col-lg-4 col-md-4">
<div class="form-group" id="errefjb">
<label class="control-label" for="rrefjb">Job Title</label>
<input type="text" class="form-control" name="rrefjb" id="rrefjb" placeholder="Job position">
</div>
</div>
<div class="col-lg-4 col-md-4">
<div class="form-group" id="errefemail">
<label class="control-label" for="rrefemail">Email</label>
<input type="text" class="form-control" name="rrefemail" id="rrefemail" placeholder="Email address">
</div>
</div>
</div>
</div>
<div class="regfrmboxtx">
<div class="ttmtp">Terms and conditions:</div>
<ol>
<li>Delegate places are free of charge, subject to approval by the organisers based on job criteria</li>
<li>Registered delegates have access to the seminars where applicable. You will be given an identification badge, which must be shown upon request.</li>
<li>Once you have registered and your application has been accepted, then you are expected to attend. If you are subsequently unable to attend, please make sure your notice of cancellation is sent at least three weeks prior to the date of the
event.</li>
<li>All cancellations must be received in writing. You will receive confirmation of your cancellation. Suitably qualified replacements may be sent if you are unable to attend; however, the organisers must approve them before the event takes
place.</li>
<li>Should you be unable to attend, a substitute delegate is always welcome, subject to confirmation by the organisers and on receipt of the change in writing.</li>
<li>AE3 Media reserves the right to change the programme, speakers, dates or venue at any time, without notice. Should for any reason the venue or speakers change, or the event be cancelled due to an act of terrorism, extreme weather, disease
control, industrial action, act of God or any eventuality beyond the control of AE3 Media, we shall endeavour to reschedule; but the client hereby indemnifies AE3 Media and holds AE3 Media harmless from and against any and all costs, damages
and expenses, including legal fees, incurred by the client.</li>
<li>AE3 Media will not be liable for damage, loss, injury, accident, annoyance, delay or irregularity, which occurs by reason of any act or default committed by any person or company.</li>
<li>UK law shall apply to any claim against AE3 Media and all proceedings shall be within the exclusive domain of the UK Courts.</li>
<li>The signature of the delegate/visitor or his/her duly authorised agent on the registration form shall signify the delegate/visitor's acceptance of the above conditions and the same shall bind both parties to this contract.</li>
</ol>
<div class="form-group" id="eragree">
<div class="checkbox">
<label>
<input type="checkbox" name="ragree" id="ragree"> I agree to terms and conditions </label>
</div>
</div>
</div>
<div class="suvbtnc">
<a href="#goback" onclick="history.go(-1);return false;" class="btn btn-signup gbbtn hideit">Go back</a>
<button type="submit" class="btn btn-newsltr" id="bsubtnm" data-loading-text="Loading...">Register</button>
</div>
</form>POST
<form method="post" class="gdpr-privacy-preferences-frm">
<input type="hidden" name="action" value="gdpr_update_privacy_preferences">
<input type="hidden" id="update-privacy-preferences-nonce" name="update-privacy-preferences-nonce" value="1ce5e4e67f"><input type="hidden" name="_wp_http_referer" value="/news/2023/09/27/atom-teams-up-with-kamma-to-tackle-climate-change-risks/">
<header>
<div class="gdpr-box-title">
<h3>Privacy Preference Center</h3>
<span class="gdpr-close"></span>
</div>
</header>
<div class="gdpr-mobile-menu">
<button type="button">Options</button>
</div>
<div class="gdpr-content">
<div class="gdpr-tabs">
<ul class="">
<li><button type="button" class="gdpr-tab-button gdpr-active" data-target="gdpr-consent-management">Consent Management</button></li>
</ul>
<ul class="gdpr-policies">
</ul>
</div>
<div class="gdpr-tab-content">
<div class="gdpr-consent-management gdpr-active">
<header>
<h4>Consent Management</h4>
</header>
<div class="gdpr-info">
<p>If you would like to know more about our privacy policy, please follow this link
<a class="vglnk" href="https://www.mortgagesolutions.co.uk/privacy-policy/" rel="nofollow"><span>https</span><span>://</span><span>www</span><span>.</span><span>mortgagesolutions</span><span>.</span><span>co</span><span>.</span><span>uk</span><span>/</span><span>privacy</span><span>-</span><span>policy</span><span>/</span></a>
</p>
</div>
</div>
</div>
<input type="hidden" name="all_cookies" value="[]">
</div>
<footer>
<input type="submit" value="Save Preferences">
</footer>
</form>Text Content
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KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
*
* •
* 0
MORTGAGE LENDER SERVICE SCORES SLIPPED IN H1 AS OLD HABITS RETURNED –
WILSON
*
* •
* 1
OUTSOURCED CLIENT CARE SOLVES HOLIDAY SEASON GLITCHES IN SERVICE, BRAND
AND REVENUE – WILSON
*
* •
* 0
PUT IN THE WORK WITH YOUR LANDLORD CLIENTS NOW
*
* •
* 0
View All
TIME FOR GOVERNMENT TO BACK OUR LANDLORDS OR FACE A MASS EXODUS – PHILLIPS
* Jan 31, 2024
* •
* 1
BUY-TO-LET LENDERS HAVE STARTED 2024 ON A POSITIVE NOTE – ARMSTRONG
* Jan 31, 2024
* •
* 0
THE POWER OF INCREMENTAL CHANGE IN THE HOME BUYING JOURNEY – CUMBER
* Jan 29, 2024
* •
* 0
COLLABORATION FUNDAMENTAL TO IMPROVING THE HOME BUYING PROCESS – RUDOLF
* Jan 26, 2024
* •
* 1
View All
KNOW YOUR BDM: SIMON O’DONNELL, SAFFRON BUILDING SOCIETY
* Jan 29, 2024
* •
* 0
KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
* Jan 26, 2024
* •
* 0
KNOW YOUR BDM: SARAH ROSE, DUDLEY BUILDING SOCIETY
* Jan 24, 2024
* •
* 0
KNOW YOUR BDM: JACQUIE WEDDELL, LEEDS BUILDING SOCIETY
* Jan 08, 2024
* •
* 0
View All
MY GREATEST ACHIEVEMENT WAS SELLING MY MORTGAGE BUSINESS – FLAVIN
* Nov 29, 2023
* •
* 0
BROKER WELLBEING IS FOR LIFE, NOT JUST FOR COVID – MUSIAL
* Aug 25, 2023
* •
* 0
ACCESS FS WANTS TO BE AMONG THE BEST OF THE BEST MORTGAGE BROKERS –
WILKINSON
* Apr 24, 2023
* •
* 0
GET READY TO RECLAIM YOUR GI SALES FROM COMPARISON WEBSITES
* Nov 19, 2021
* •
* 0
View All
KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
*
* •
* 0
MORTGAGE LENDER SERVICE SCORES SLIPPED IN H1 AS OLD HABITS RETURNED –
WILSON
*
* •
* 1
OUTSOURCED CLIENT CARE SOLVES HOLIDAY SEASON GLITCHES IN SERVICE, BRAND
AND REVENUE – WILSON
*
* •
* 0
PUT IN THE WORK WITH YOUR LANDLORD CLIENTS NOW
*
* •
* 0
View All
* Your Community
* Industry Heroes
* Marketwatch
* Poll
* Top Comments
GATEHOUSE BANK RAISES OVER £15,000 FOR RAINBOW TRUST
* Jan 08, 2024
* •
* 0
TIPTON AND COSELEY BS RAISES NEARLY £10,000 FOR MULTIPLE CHARITIES
* Jan 02, 2024
* •
* 0
TIPTON AND COSELEY BS DONATES TO CHILDREN IN NEED FOR CHRISTMAS
* Dec 21, 2023
* •
* 0
TOGETHER SUPPORTS CASH FOR KIDS’ CHRISTMAS CAMPAIGN
* Dec 12, 2023
* •
* 0
View All
LONGER TERM FIXED MORTGAGE DEALS WILL AFFECT REPEAT BUSINESS, SO BROKERS
HAVE TO ADAPT – MARKETWATCH
* May 25, 2022
* •
* 0
DEGREES DON’T MATTER ANYMORE IN THE HUNT FOR YOUNG TALENT – MARKETWATCH
* May 18, 2022
* •
* 0
MENTAL HEALTH: ‘PROMOTE THE CULTURE THAT IT’S OKAY NOT TO BE OKAY’ –
MARKETWATCH
* May 11, 2022
* •
* 0
INABILITY TO MEET EPC DEADLINES COULD HIT LANDLORD PROPERTY DISPOSALS –
MARKETWATCH
* May 04, 2022
* •
* 0
View All
POLL: SHOULD LENDERS START REMOVING PANDEMIC-RELATED CRITERIA FOR
BORROWERS?
* Jul 12, 2021
* •
* 0
MAJORITY OF BROKERS EXPECT SUMMER OF FREEDOM TO BRING SERVICE DIFFICULTIES
– POLL RESULT
* Jul 07, 2021
* •
* 0
POLL: IS THE MORTGAGE SITUATION FOR SELF-EMPLOYED BORROWERS IMPROVING?
* Apr 12, 2021
* •
* 0
POLL: HOW ARE YOU FEELING ONE-YEAR INTO THE PANDEMIC?
* Feb 15, 2021
* •
* 0
View All
‘WE HAD THE GOOD TIMES DURING LOCKDOWN AND NOW COMES THE HANGOVER’ ‒ STAR
LETTER 07/07/2023
* Jul 07, 2023
* •
* 0
“THERE IS ‘LITTLE GENIUS’ IN CONTINUING TO INCREASE THE BASE RATE” – STAR
LETTER 23/06/2023
* Jun 23, 2023
* •
* 0
THE MORTGAGE SECTOR HAS BEEN ‘RELENTLESS’ THESE LAST THREE YEARS – STAR
LETTER 16/06/2023
* Jun 16, 2023
* •
* 0
‘WHY DO LENDERS BITE THE HAND THAT FEEDS THEM?’ STAR LETTER – 09/06/2023
* Jun 09, 2023
* •
* 0
View All
* Events
* Specialist Lending
* Bridging
* Commercial Finance
* Complex Buy To Let
* Second Charge Lending
* Together Hub
TSLE 2024: UNSECURED CREDIT STRESS NOT HIGH BUT RISE IN ARREARS EXPECTED
* Feb 01, 2024
* •
* 0
SOMO TO OFFER INTEREST-FREE DEAL IN FEBRUARY
* Feb 01, 2024
* •
* 0
MORTIMER STREET CAPITAL LAUNCHES AS REAL ESTATE ADVISORY BUSINESS
* Jan 30, 2024
* •
* 0
EXCLUSIVE: OVER 100 PEOPLE PASS PROFESSIONAL SPECIALIST FINANCE
QUALIFICATION
* Jan 25, 2024
* •
* 0
View All
CEO DESIGNATE GRIMES RESIGNS FROM TOGETHER
* Feb 02, 2024
* •
* 0
PUMA LAUNCHES INITIATIVE TO INCENTIVISE SOCIAL AND SUSTAINABLE DEVELOPMENT
* Feb 01, 2024
* •
* 0
UK COMMERCIAL LENDING TO SURGE TO £118BN BY 2028
* Jan 30, 2024
* •
* 0
ATOM BANK CUTS COMMERCIAL RATES DOWN TO 5.75 PER CENT
* Jan 25, 2024
* •
* 0
View All
HTB HIRES STIFF AS HEAD OF PRODUCT AND PROPOSITION IN SPECIALIST DIVISION
* Feb 02, 2024
* •
* 0
GET NOMINATIONS IN FOR THE BRITISH SPECIALIST LENDING AWARDS 2024
* Feb 01, 2024
* •
* 0
PEPPER ADVANTAGE MORTGAGE ARREARS RISE BY NEARLY A THIRD YOY IN Q4 2023
* Feb 01, 2024
* •
* 0
LHV BANK ENTERS SPECIALIST BUY-TO-LET SECTOR
* Jan 30, 2024
* •
* 0
View All
BRILLIANT SOLUTIONS BOLSTERS SENIOR MANAGEMENT
* Feb 01, 2024
* •
* 0
TANDEM REDUCES RATES BY UP TO 90BPS ACROSS SECOND CHARGE RANGE
* Jan 25, 2024
* •
* 0
UNITED TRUST BANK SLASHES SECOND CHARGE RATES
* Jan 19, 2024
* •
* 0
TOGETHER CUTS MINIMUM SECOND CHARGE LOAN SIZE TO £20,000
* Jan 18, 2024
* •
* 0
View All
WHY LANDLORDS SHOULD BE CONFIDENT ABOUT THE FUTURE OF BUY TO LET – MOLONEY
* Nov 11, 2021
* •
* 0
BRITISH SPECIALIST LENDING AWARDS NOMINATION DEADLINE GETS CLOSER
* Aug 26, 2021
* •
* 0
‘FEWER CUSTOMERS SHOULD BE PLACED WITH HIGH STREET LENDERS TO START WITH’
– L&G MORTGAGE CLUB
* Aug 01, 2019
* •
* 2
A BROKER’S GUIDE TO SPECIALIST LENDING: HOW TO SUPPORT ALL YOUR CLIENTS
* Jul 30, 2019
* •
* 0
View All
* News
* Better Business
* BM Solutions Hub
* Business Skills
* Profiles
* Success in Practice
* BM Solutions Hub
KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
*
* •
* 0
MORTGAGE LENDER SERVICE SCORES SLIPPED IN H1 AS OLD HABITS RETURNED – WILSON
*
* •
* 1
OUTSOURCED CLIENT CARE SOLVES HOLIDAY SEASON GLITCHES IN SERVICE, BRAND AND
REVENUE – WILSON
*
* •
* 0
PUT IN THE WORK WITH YOUR LANDLORD CLIENTS NOW
*
* •
* 0
View All
TIME FOR GOVERNMENT TO BACK OUR LANDLORDS OR FACE A MASS EXODUS – PHILLIPS
* Jan 31, 2024
* •
* 1
BUY-TO-LET LENDERS HAVE STARTED 2024 ON A POSITIVE NOTE – ARMSTRONG
* Jan 31, 2024
* •
* 0
THE POWER OF INCREMENTAL CHANGE IN THE HOME BUYING JOURNEY – CUMBER
* Jan 29, 2024
* •
* 0
COLLABORATION FUNDAMENTAL TO IMPROVING THE HOME BUYING PROCESS – RUDOLF
* Jan 26, 2024
* •
* 1
View All
KNOW YOUR BDM: SIMON O’DONNELL, SAFFRON BUILDING SOCIETY
* Jan 29, 2024
* •
* 0
KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
* Jan 26, 2024
* •
* 0
KNOW YOUR BDM: SARAH ROSE, DUDLEY BUILDING SOCIETY
* Jan 24, 2024
* •
* 0
KNOW YOUR BDM: JACQUIE WEDDELL, LEEDS BUILDING SOCIETY
* Jan 08, 2024
* •
* 0
View All
MY GREATEST ACHIEVEMENT WAS SELLING MY MORTGAGE BUSINESS – FLAVIN
* Nov 29, 2023
* •
* 0
BROKER WELLBEING IS FOR LIFE, NOT JUST FOR COVID – MUSIAL
* Aug 25, 2023
* •
* 0
ACCESS FS WANTS TO BE AMONG THE BEST OF THE BEST MORTGAGE BROKERS – WILKINSON
* Apr 24, 2023
* •
* 0
GET READY TO RECLAIM YOUR GI SALES FROM COMPARISON WEBSITES
* Nov 19, 2021
* •
* 0
View All
KNOW YOUR BDM: RACHEL BRIDLE, THE NOTTINGHAM
*
* •
* 0
MORTGAGE LENDER SERVICE SCORES SLIPPED IN H1 AS OLD HABITS RETURNED – WILSON
*
* •
* 1
OUTSOURCED CLIENT CARE SOLVES HOLIDAY SEASON GLITCHES IN SERVICE, BRAND AND
REVENUE – WILSON
*
* •
* 0
PUT IN THE WORK WITH YOUR LANDLORD CLIENTS NOW
*
* •
* 0
View All
* Your Community
* Industry Heroes
* Marketwatch
* Poll
* Top Comments
GATEHOUSE BANK RAISES OVER £15,000 FOR RAINBOW TRUST
* Jan 08, 2024
* •
* 0
TIPTON AND COSELEY BS RAISES NEARLY £10,000 FOR MULTIPLE CHARITIES
* Jan 02, 2024
* •
* 0
TIPTON AND COSELEY BS DONATES TO CHILDREN IN NEED FOR CHRISTMAS
* Dec 21, 2023
* •
* 0
TOGETHER SUPPORTS CASH FOR KIDS’ CHRISTMAS CAMPAIGN
* Dec 12, 2023
* •
* 0
View All
LONGER TERM FIXED MORTGAGE DEALS WILL AFFECT REPEAT BUSINESS, SO BROKERS HAVE
TO ADAPT – MARKETWATCH
* May 25, 2022
* •
* 0
DEGREES DON’T MATTER ANYMORE IN THE HUNT FOR YOUNG TALENT – MARKETWATCH
* May 18, 2022
* •
* 0
MENTAL HEALTH: ‘PROMOTE THE CULTURE THAT IT’S OKAY NOT TO BE OKAY’ –
MARKETWATCH
* May 11, 2022
* •
* 0
INABILITY TO MEET EPC DEADLINES COULD HIT LANDLORD PROPERTY DISPOSALS –
MARKETWATCH
* May 04, 2022
* •
* 0
View All
POLL: SHOULD LENDERS START REMOVING PANDEMIC-RELATED CRITERIA FOR BORROWERS?
* Jul 12, 2021
* •
* 0
MAJORITY OF BROKERS EXPECT SUMMER OF FREEDOM TO BRING SERVICE DIFFICULTIES –
POLL RESULT
* Jul 07, 2021
* •
* 0
POLL: IS THE MORTGAGE SITUATION FOR SELF-EMPLOYED BORROWERS IMPROVING?
* Apr 12, 2021
* •
* 0
POLL: HOW ARE YOU FEELING ONE-YEAR INTO THE PANDEMIC?
* Feb 15, 2021
* •
* 0
View All
‘WE HAD THE GOOD TIMES DURING LOCKDOWN AND NOW COMES THE HANGOVER’ ‒ STAR
LETTER 07/07/2023
* Jul 07, 2023
* •
* 0
“THERE IS ‘LITTLE GENIUS’ IN CONTINUING TO INCREASE THE BASE RATE” – STAR
LETTER 23/06/2023
* Jun 23, 2023
* •
* 0
THE MORTGAGE SECTOR HAS BEEN ‘RELENTLESS’ THESE LAST THREE YEARS – STAR
LETTER 16/06/2023
* Jun 16, 2023
* •
* 0
‘WHY DO LENDERS BITE THE HAND THAT FEEDS THEM?’ STAR LETTER – 09/06/2023
* Jun 09, 2023
* •
* 0
View All
* Events
* Specialist Lending
* Bridging
* Commercial Finance
* Complex Buy To Let
* Second Charge Lending
* Together Hub
TSLE 2024: UNSECURED CREDIT STRESS NOT HIGH BUT RISE IN ARREARS EXPECTED
* Feb 01, 2024
* •
* 0
SOMO TO OFFER INTEREST-FREE DEAL IN FEBRUARY
* Feb 01, 2024
* •
* 0
MORTIMER STREET CAPITAL LAUNCHES AS REAL ESTATE ADVISORY BUSINESS
* Jan 30, 2024
* •
* 0
EXCLUSIVE: OVER 100 PEOPLE PASS PROFESSIONAL SPECIALIST FINANCE QUALIFICATION
* Jan 25, 2024
* •
* 0
View All
CEO DESIGNATE GRIMES RESIGNS FROM TOGETHER
* Feb 02, 2024
* •
* 0
PUMA LAUNCHES INITIATIVE TO INCENTIVISE SOCIAL AND SUSTAINABLE DEVELOPMENT
* Feb 01, 2024
* •
* 0
UK COMMERCIAL LENDING TO SURGE TO £118BN BY 2028
* Jan 30, 2024
* •
* 0
ATOM BANK CUTS COMMERCIAL RATES DOWN TO 5.75 PER CENT
* Jan 25, 2024
* •
* 0
View All
HTB HIRES STIFF AS HEAD OF PRODUCT AND PROPOSITION IN SPECIALIST DIVISION
* Feb 02, 2024
* •
* 0
GET NOMINATIONS IN FOR THE BRITISH SPECIALIST LENDING AWARDS 2024
* Feb 01, 2024
* •
* 0
PEPPER ADVANTAGE MORTGAGE ARREARS RISE BY NEARLY A THIRD YOY IN Q4 2023
* Feb 01, 2024
* •
* 0
LHV BANK ENTERS SPECIALIST BUY-TO-LET SECTOR
* Jan 30, 2024
* •
* 0
View All
BRILLIANT SOLUTIONS BOLSTERS SENIOR MANAGEMENT
* Feb 01, 2024
* •
* 0
TANDEM REDUCES RATES BY UP TO 90BPS ACROSS SECOND CHARGE RANGE
* Jan 25, 2024
* •
* 0
UNITED TRUST BANK SLASHES SECOND CHARGE RATES
* Jan 19, 2024
* •
* 0
TOGETHER CUTS MINIMUM SECOND CHARGE LOAN SIZE TO £20,000
* Jan 18, 2024
* •
* 0
View All
WHY LANDLORDS SHOULD BE CONFIDENT ABOUT THE FUTURE OF BUY TO LET – MOLONEY
* Nov 11, 2021
* •
* 0
BRITISH SPECIALIST LENDING AWARDS NOMINATION DEADLINE GETS CLOSER
* Aug 26, 2021
* •
* 0
‘FEWER CUSTOMERS SHOULD BE PLACED WITH HIGH STREET LENDERS TO START WITH’ –
L&G MORTGAGE CLUB
* Aug 01, 2019
* •
* 2
A BROKER’S GUIDE TO SPECIALIST LENDING: HOW TO SUPPORT ALL YOUR CLIENTS
* Jul 30, 2019
* •
* 0
View All
Breaking News
* Coventry BS cuts rates; Hanley Economic BS adds RIO deal – round-up
* HTB hires Stiff as head of product and proposition in specialist division
* CEO designate Grimes resigns from Together
* Over half of homeowners face hurdles to energy-efficient upgrades
* Six in 10 landlords report high tenant demand in Q4
* Nationwide ups rates; TSB makes reductions – round-up
* Exclusive: Perenna’s affordability calculator hits over £700m since product
launch
You are here: Home - News -
NEWS
ATOM TEAMS UP WITH KAMMA TO TACKLE CLIMATE CHANGE RISKS
BY: ANNA SAGAR
* 27/09/2023
* •
* 0
Atom has partnered with climate technology business Kamma so that it can offer a
“complete view on climate risks” within its mortgage book.
The bank will be able to access Kamma’s climate suite, which offers insight into
physical and transition risks in its mortgage book.
The tech firm will also provide analytics on Atom’s financed emissions, PCAF
scoring (a method of data quality evaluation) and climate credential on pools of
assets to be used for securitization.
Atom has pledged to become a carbon positive bank by 2035, noting that its
“digital, cloud-native business model” was “more efficiency and less impactful
on the environment” compared to traditional banks.
The firm said that the next step was to look at its financed emissions, and
phase one of the partnership would be to undergo a “deep review” of its mortgage
portfolio and phase two would be to develop new propositions, products and
customer journeys.
BANKS MUST LOOK AT CLIMATE IMPACT
Edward Twiddy (pictured), director of ESG at Atom, said: “Banks have a crucial
role to play in solving the climate challenge. Too much lending has been done by
banks that has not taken account of the impact we are having on the climate, and
it is important that this is changing.
“As a digital bank, we will use the best technology available to ensure we
accurately measure emissions, understand risk and then help our customers to
reduce their bills, increase the value of their property and be ready for a zero
carbon future.”
He continued: “The damage we have already done is clear, and we do not see any
reason to delay action when the evidence and imperative for change is in front
of us. I’m delighted that we are partnering with Kamma to benchmark our
emissions, manage our risks and most importantly, to provide practical ways for
Atom and our customers to face into the future.”
Kamma CEO, Orla Shields, added: “Our strategy is to partner with market leaders
in order to support the development of bleeding edge propositions and light a
pathway to Net Zero for other organisations. We’re hugely excited about the
opportunity to partner with Atom Bank on their climate journey”.
RELATED POSTS
* Santander lowers BTL affordability rates; Atom cuts pricing – round-up
* OMS teams up with The Brightstar Group
* Atom cuts prime and near prime rates; Coventry lowers resi and BTL rates –
round-up
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AToM carbon positive climate change climate change buildings Kamma mortgage book
Orla Shields Partnership
ANNA SAGAR
Anna is a reporter for Mortgage Solutions and assistant editor for Specialist
Lending Solutions, both B2B sister titles of YourMoney.com. She has worked as a
journalist for over four years, initially in the specialty insurance sector
before moving onto mortgages.
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*
*
BANK OF ENGLAND MAINTAINS BASE RATE AT 5.25 PER CENT
* Feb 01, 2024
* •
*
LSL’S FINANCIAL SERVICES NETWORK SEES BOOST IN MARKET SHARE
* Feb 01, 2024
* •
*
FLUENT MONEY ANNOUNCES NEW CEO
* Feb 01, 2024
* •
*
BASE RATE CUT STILL ON THE CARDS DESPITE MPC VOTE SPLIT – REACTION
* Feb 01, 2024
* •
*
THE MORTGAGE LENDER RESTRUCTURES SALES AND DISTRIBUTION TEAM
* Feb 01, 2024
* •
*
THE BUY TO LET MARKET FORUM 2024
* Jan 27, 2024
* •
* 21
BORROWER AWARENESS AND INTEREST LOW ON GREEN MORTGAGES, ADVISERS SAY
* Jan 3, 2024
* •
* 1
DECEMBER MORTGAGE SEARCHES FALL BUT NEW YEAR REBOUND ON WAY – TWENTY7TEC
* Jan 3, 2024
* •
* 1
NATIONWIDE SEES INCREASE IN MORTGAGE ARREARS WITH MORE EXPECTED
* Nov 17, 2023
* •
* 1
REASONS TO BE (CAUTIOUSLY) CHEERFUL IN THE BUY-TO-LET MARKET – COX
* Nov 17, 2023
* •
* 1
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* Aug 11, 2015
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* Aug 11, 2015
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Which network/clubs do you belong to
* Burns Anderson
* Connect for Intermediaries
* Financial Ltd
* First Complete
* Home Loan Partnership
* Intrinsic
* Legal & General Mortgage Club
* Legal and General Network
* LIME (Tenet)
* Mortgage Advice Bureau
* Mortgage Intelligence
* Mortgage Next
* MSN
* Newleaf
* Openwork
* Paradigm
* Personal Touch Financial Services
* Pink (Advanced Mortgage Funding)
* PMS
* Sage Financial Services
* Sesame
* SimplyBiz Mortgages
* Stonebridge
* TMA
* Whitechurch
* Not Applicable
* Other (please specify)
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Terms and conditions:
1. Delegate places are free of charge, subject to approval by the organisers
based on job criteria
2. Registered delegates have access to the seminars where applicable. You will
be given an identification badge, which must be shown upon request.
3. Once you have registered and your application has been accepted, then you
are expected to attend. If you are subsequently unable to attend, please
make sure your notice of cancellation is sent at least three weeks prior to
the date of the event.
4. All cancellations must be received in writing. You will receive confirmation
of your cancellation. Suitably qualified replacements may be sent if you are
unable to attend; however, the organisers must approve them before the event
takes place.
5. Should you be unable to attend, a substitute delegate is always welcome,
subject to confirmation by the organisers and on receipt of the change in
writing.
6. AE3 Media reserves the right to change the programme, speakers, dates or
venue at any time, without notice. Should for any reason the venue or
speakers change, or the event be cancelled due to an act of terrorism,
extreme weather, disease control, industrial action, act of God or any
eventuality beyond the control of AE3 Media, we shall endeavour to
reschedule; but the client hereby indemnifies AE3 Media and holds AE3 Media
harmless from and against any and all costs, damages and expenses, including
legal fees, incurred by the client.
7. AE3 Media will not be liable for damage, loss, injury, accident, annoyance,
delay or irregularity, which occurs by reason of any act or default
committed by any person or company.
8. UK law shall apply to any claim against AE3 Media and all proceedings shall
be within the exclusive domain of the UK Courts.
9. The signature of the delegate/visitor or his/her duly authorised agent on
the registration form shall signify the delegate/visitor's acceptance of the
above conditions and the same shall bind both parties to this contract.
I agree to terms and conditions
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