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NAVI: LOANS & HEALTH INSURANCE

navi.com
10 Mio.+
Downloads
USK ab 0 Jahren
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Auf die Wunschliste



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ÜBER DIESE APP


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1. PERSONAL LOAN

Personal loan terms & features
✅ Up to ₹20,00,000
✅ Interest rates: 9.99% to 45% per annum
✅ Tenure: 3 to 72 months
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000

❌ No pre closure charges
❌ No security deposit (collateral)

Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST): ₹1,475
Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable: ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 =
₹7,635

*Minimum household income is the aggregate income earned by you, your spouse and
any of your unmarried children above the age of 18

2. HOME LOANS

Home loan terms & features
✅ Amount: Up to ₹10 Crore
✅ Interest Rate : Starting at 6.71% yearly
✅ Tenure: Up to 30 years
✅ Loan amount up to 90% of property value
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees

Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune

3. HEALTH INSURANCE
Get your health insured in 2 minutes with flexible monthly premium options
starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone -
anytime, anywhere.

Health insurance terms & features
✅ Cashless claims in 20 minutes
✅ 10,000+ cashless network hospitals
✅ 97% claim settlement ratio
✅ 100% digital process

Registered & Corporate Office: Navi General Insurance Limited, Salarpuria
Business Centre, 4th B Cross Road, 5th Block, Koramangala, Bengaluru, Karnataka
– 560095
CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155

4. MUTUAL FUNDS

Check out Navi Mutual Fund’s schemes, including passive schemes like Navi Nifty
50 Index Fund, Navi Nifty Next 50 Index Fund, fund of fund schemes like Navi
Nasdaq 100 Fund of Fund, Navi US Total Stock Market Fund of Fund, and various
active schemes including an ELSS scheme i.e. Navi ELSS Tax Saver Fund.

Mutual Funds terms & features
✅ Minimal expense ratio
✅ Save tax with ELSS fund
✅ Support team to answer all questions over email or call


ABOUT NAVI

The Navi App is owned and developed by Navi Technologies Limited, and provides
customers with simple, accessible and affordable financial services and
products. Products available on the Navi App include Personal Loans, Housing
Loans, Health Insurance and Mutual Funds.

The Personal and Home loans are provided by Navi Finserv Limited which is a
Non-Deposit taking systemically important Non-Banking Financial Company
registered and regulated by the RBI.

Health Insurance is offered by Navi General Insurance Limited, a company
registered with the Insurance Regulatory and Development Authority of India as a
general insurer.

Navi Mutual Fund, registered with Securities and Exchange Board of India, offers
mutual fund schemes to investors.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS,READ ALL SCHEME RELATED
DOCUMENTS CAREFULLY.

Reach out to us at
For loan queries, email us at help@navi.com
For insurance queries, email us at insurance.help@navi.com
For mutual fund queries, email us at mf@navi.com.
Aktualisiert am
24.06.2022


DATENSICHERHEIT

Entwickler können hier darüber informieren, wie ihre App deine Daten erhebt und
verwendet. Weitere Informationen zur Datensicherheit
Keine Informationen verfügbar


NEUIGKEITEN

- User Journey Improvements
- Bug Fixes
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KONTAKTDATEN DES ENTWICKLERS


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language
Website
https://navi.com

email
E-Mail
help@navi.com

place
Adresse
Navi, 3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala
Bangalore, Karnataka - 560095

verified_user
Datenschutzbestimmungen
https://navi-tnc-privacy-policy-resources.s3.ap-south-1.amazonaws.com/privacy_policy/index.html

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