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Submission: On August 09 via api from US — Scanned from US
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<h6 class="question-title">Secure your big win in 2 easy steps: Open/Fund your account with at least $1,000, and make at least 5 transactions weekly using the PENI app, card or *945#…and just like that, you could become $129,000,000.00 richer
this month in the 5 for 5 Promo Season 3. </h6>
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Skip to content Penigard * Home * About * Personal Checking Accounts * Personal * 247 Access * Personal Checking * Personal Online Banking * Mortgage * Buy A Home * Auto Loans & Rates * Checking Accounts * Loans * Compare Loans * VA Loans * Mortgage * Anonymous Bank Card * My Mortgage * Conventional loan * Online Banking * Offshore * Our Jurisdictions * Banking * Contact ‹› CHECKING ACCOUNT OPTIONS Explore the ins and outs of our checking account options based on your own banking needs. Plus, all Enterprise Bank Personal Debit Cardholders are eligible to take advantage of our My Enterprise Rewards program. Enjoy earning rewards points that can be redeemed for merchandise, gifts cards, cash back in the form of a credit posted to your checking account, and more by registering your Enterprise Bank Personal Debit Card connected with your Checking Account. COMPARE CHECKING ACCOUNT OPTIONS Emerald Checking Gold Checking Silver Checking Eligibility Any customer Any customer Any customer Minimum Balance to Open Account $50 $50 $50 Monthly Maintenance Charge $25 monthly maintenance charge waived with either a $5,000 average daily available balance, or $15,000 in combined consumer deposit accounts $15 monthly maintenance charge waived with a $750 average daily available balance, or $2,500 in combined consumer deposit accounts, or a business deposit account with the Bank $10 monthly maintenance charge waived if you receive at least one (1) ACH direct deposit per monthly statement cycle ATM Surcharge Rebate Unlimited rebate per statement cycle of ATM surcharges from other institutions if average daily available balance of $1,500 is maintained Up to $10 rebated per statement cycle of ATM surcharges from other institutions if average daily available balance of $750 is maintained Up to $5 rebated per statement cycle of ATM surcharges from other institutions if average daily available balance of $250 is maintained Added Value Incoming Wire charge rebated if average daily available balance of $5,000 is maintained No charge for money orders No charge for Treasurer’s Checks No charge for orders of Wallet Specialty High Security Checks None None Interest-Bearing Yes; $5,000 average daily available balance to earn interest Yes; $750 average daily balance average daily available balance to earn interest Yes; $750 average daily available balance to earn interest Read More ‹› Rates are effective A with other account types.. Rates are effective April 1, 2024 and are subject to change without notice. APY refers to Annual Percentage Yield. Fees may reduce earnings on all accounts. Rates may vary after account opening with the exception of Certificate of Deposit (CD) and IRA Certificate of Deposit rates which are guaranteed for the full length of the term. Please be aware that IRA CD Accounts can now be opened online via Penigard, with other account types.. We keep your personal and financial details secure with high-level encryption, and the latest bio-metric recognition technology Use facial ID protection to confirm any changes to your account You are unique – so use your voice to approve any transactions PERSONAL DEPOSIT INTEREST RATES Rates IRA Certificate of Deposit Certificate of Deposit Personal Checking Personal Savings Money Market Checking IRA CERTIFICATE OF DEPOSIT Period APY Interest Rate Average Daily Balance to Earn APY 3 Months 1.00% 1.00% $2,500.00 6 Months 1.35% 1.35% $2,500.00 9 Months 1.35% 1.35% $2,500.00 12 Months 5.00% 4.89% $500.00 14 Months 4.00% 3.93% $500.00 18 Months 2.10% 2.08% $500.00 24 Months 4.50% 4.41% $500.00 30 Months 2.25% 2.23% $500.00 36 Months 4.25% 4.17% $500.00 48 Months 2.50% 2.47% $500.00 60 Months 2.50% 2.47% $500.00 72 Months 2.50% 2.47% $500.00 A penalty may be imposed for early withdrawal from an IRA Certificate of Deposit. For IRA Certificate of Deposit accounts with terms of less than 12 months, interest is not compounded and will be paid at maturity. For IRA Certificate of Deposit accounts with terms of 12 months or greater, interest will be compounded and paid monthly. Other terms and rates may be available, please contact us for details. Consult with your Tax Advisor to understand withdrawal implications. CERTIFICATE OF DEPOSIT Period APY Interest Rate Average Daily Balance to Earn APY 3 Months 1.00% 1.00% $2,500.00 6 Months 1.35% 1.35% $2,500.00 8 Months 5.00% 4.96% $2,500.00 9 Months 1.35% 1.35% $2,500.00 12 Months 2.00% 1.98% $500.00 14 Months 4.00% 3.93% $500.00 18 Months 2.10% 2.08% $500.00 24 Months 2.25% 2.23% $500.00 30 Months 2.25% 2.23% $500.00 36 Months 2.25% 2.23% $500.00 48 Months 2.50% 2.47% $500.00 60 Months 2.50% 2.47% $500.00 72 Months 2.50% 2.47% $500.00 A penalty may be imposed for early withdrawal from a CD. For CDs with terms of less than 12 months, interest is not compounded and will be paid at maturity. For CDs with terms of 12 months or greater, interest will be compounded and paid monthly. Other terms and rates may be available, please contact us for details. EMERALD CHECKING APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $5,000.00 GOLD CHECKING APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 SILVER CHECKING APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 MILITARY CHECKING APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None SILVER SAVINGS APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 55 PLUS SAVINGS APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 STUDENT SAVINGS APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None IRA SAVINGS APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None Transfers from a Personal Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone or data transfer or by check, draft, or similar order to third parties are limited to ten per statement cycle. SILVER MONEY MARKET CHECKING Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999.99) 0.10 % 0.10% $1,000.00 Tier 4 ($100,000 - $499,999.99) 0.10% 0.10% $1,000.00 Tier 5 ($500,000 - $999,999.99) 0.15% 0.15% $1,000.00 Tier 6 ($1,000,000 and above) 0.15% 0.15% $1,000.00 GOLD MONEY MARKET CHECKING* Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999.99) 0.10% 0.10% $1,000.00 Tier 4 ($100,000 - $499,999.99) 0.15% 0.15% $1,000.00 Tier 5 ($500,000 - $999,999.99) 0.20% 0.20% $1,000.00 Tier 6 ($1,000,000 and above) 0.30% 0.30% $1,000.00 EMERALD MONEY MARKET CHECKING** Tier (Balance) APY | Bonus APY Interest Rate | Bonus Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% | 0.01% 0.01% | 0.01% $10,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% | 0.40% 0.05% | 0.40% $10,000.00 Tier 3 ($25,000 - $99,999.99) 0.10% | 0.75% 0.10% | 0.75% $10,000.00 Tier 4 ($100,000 - $499,999.99) 0.15% | 1.25% 0.15% | 1.24% $10,000.00 Tier 5 ($500,000 - $999,999.99) 0.20% | 1.50% 0.20% | 1.49% $10,000.00 Tier 6 ($1,000,000 and above) 0.30% | 1.50% 0.30% | 1.49% $10,000.00 Interest accrues on Money Market Checking accounts from $.01, but is not paid unless the minimum average daily balance to earn APY is maintained for the monthly statement cycle. Transfers from a Personal Savings or Money Market Checking account to another account or to third parties by pre-authorized, automatic, telephone or data transfer or by check, draft, or similar order to third parties are limited to ten per statement cycle. *Gold Money Market Checking Account is available to Emerald Checking or Gold Checking account customers only. **Emerald Money Market Checking Account: The APY is effective as of 04/01/2024. Rates may vary after account opening. In order to earn the advertised APY, certain Bonus Rate Criteria1 must be met. A minimum average daily available balance of $10,000 in the Emerald Money Market Checking account or $50,000 in combined consumer deposit accounts is required to avoid the monthly maintenance charge of $25. A minimum average daily balance of $10,000 is required to obtain the APY. Interest will accrue on this account from $0.01 but will not be paid unless the minimum balance of $10,000 is maintained. If the primary account holder meets the Bonus Rate Criteria1 for the monthly statement cycle, then the bonus APY is used, otherwise the standard APY is used for that monthly statement cycle. For accounts which do not meet the criteria, the Gold Money Market Checking rates apply. 1 Bonus Rate Criteria: The account must be active, the primary account holder must maintain a companion Emerald Checking account 2 and at least two of the following four criteria must be met during the monthly statement cycle; (1) make at least two mobile deposits into the account, (2) the account is continuously enrolled in electronic statements, (3) the account has an average daily available balance of at least $10,000, (4) the combined consumer deposit account average daily available balances are at least $50,000. 2 You must have an Emerald Checking account to open an Emerald Money Market Checking account. A minimum deposit of $50 is required to open the Emerald Checking account and a minimum average daily available balance of $5,000 in the Emerald Checking account or $15,000 in combined deposit accounts is required to avoid the monthly maintenance charge $25. COMPARE SAVINGS OPTIONS Name Savings Enterprising Student Savings Money Market Checking IRA Savings CDs Eligibility Varies Customers under the age of 23 years old All Penigard Bank checking account customers All customers All customers Minimum Opening Deposit Varies None Varies None $500 for CDs with terms of 12+ months $2,500 for CDs with terms of <12 months Monthly Maintenance Charge Varies None Varies None None Check Writing Ability No No Limited No No Interest Bearing Yes Yes Yes Yes Yes © Penigard Group 2024 #10260 SW, Greensburg Rd, Tigard, Oregon, 97223 - +1-917-563-6053 Scroll to Top SECURE YOUR BIG WIN IN 2 EASY STEPS: OPEN/FUND YOUR ACCOUNT WITH AT LEAST $1,000, AND MAKE AT LEAST 5 TRANSACTIONS WEEKLY USING THE PENI APP, CARD OR *945#…AND JUST LIKE THAT, YOU COULD BECOME $129,000,000.00 RICHER THIS MONTH IN THE 5 FOR 5 PROMO SEASON 3. 0 / 400 Next