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LOCAL PROTECTOR

Local Protector Local Balanced Growth Local Growth Creator Local Wealth
Generator Global Protector Global Balanced Growth Global Growth Creator Global
Wealth Generator Global Active Concentrated Equity

PORTFOLIO OBJECTIVE

The mandate of the Local Protector Portfolio is to provide investors with stable
income and capital stability over the medium term. The portfolio will consist
primarily of income based ETFs with an average exposure to equity ETFs.

PORTFOLIO POLICY

The portfolio invests 60% of its assets in a wide variety of fixed income ETFs.
Up to 40% of the portfolio may be invested in local listed and international
equity and property ETFs.

INVESTOR PROFILE

Investors whose priority is to protect their capital, and who are comfortable
with minor market fluctuations in the short term

PORTFOLIO PERFORMANCE

PORTFOLIO STATISTICS

Lower Risk Higher Risk