scratchpay.com
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URL:
https://scratchpay.com/
Submission: On August 21 via manual from US — Scanned from DE
Submission: On August 21 via manual from US — Scanned from DE
Form analysis 3 forms found in the DOM
POST https://scratchpay.com/register
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<div class="form-control no-padding-bottom">
<div class="error-container hidden">
<img class="info-image" src="/images/redesigned/icons/error-info.png" alt="Error">
<div class="error-message"> Please fill in all required fields correctly. </div>
</div>
</div>
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<div class="phone-number-top-margin"> </div>
<div id="phone-number-row" class="form-row" style="display: none">
<div class="input-group form-control">
<div class="input-group-2" id="phoneNumberInputHolder">
<div class="prefix">+1</div>
<div class="content">
<div class="separator">(</div>
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<div class="separator">)</div>
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<div class="separator">-</div>
<input type="number" class="phone-mask" name="phoneNumberPart3" id="phoneNumberPart3" maxlength="4">
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</div>
<div class="phone-number-note">
<i class="fa fa-check-circle-o" aria-hidden="true"></i> Phone number must be unique & not shared with another account
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<div class="input-group-2 ">
<input type="number" class="" id="phone_number_input" pattern="[0-9]*" placeholder="Enter your phone number">
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<div class="phone-number-note">
<i class="fa fa-check-circle-o" aria-hidden="true"></i> Phone number must be unique & not shared with another account
</div>
</div>
<div class="form-row" id="amount-error">
<div class="form-control">
<div class="error-container hidden">
<img class="info-image" src="/images/redesigned/icons/error-info.png" alt="Error">
<div class="error-message"> Sorry, we can only process applications between $35 and $10,000. </div>
</div>
</div>
</div>
<div class="cta-container">
<input type="submit" id="submit-button" class="cta big submit-button white-blue-background" value="Find a Payment Plan">
<div class="disclaimer-note"> By tapping the button, you authorize Scratchpay to send you an SMS message to confirm your phone number. Message & data rates apply </div>
</div>
</form>#
<form action="#">
<button class="btn-find-payment-plan">Find a Payment Plan</button>
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<div class="hs_submit hs-submit">
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</form>Text Content
* * For Borrowers * Log In * Find Your Payment Plan * Find your practice * Help * * For Clinics * Access your dashboard * Find training materials * Refer a friend * View Webinars * * * Meet the Team * Press * Blog * FAQ * Contact Us * * * For Borrowers * For Practices * FIND A PRACTICE * * BORROWER LOG IN The world's simplest patient financing solution Simple, friendly payment plans with no surprises. Finding your plan won’t affect your credit score. Please fill in all required fields correctly. +1 ( ) - Phone number must be unique & not shared with another account Phone number must be unique & not shared with another account Sorry, we can only process applications between $35 and $10,000. By tapping the button, you authorize Scratchpay to send you an SMS message to confirm your phone number. Message & data rates apply Or find a practice & apply NOW OFFERING TAKE 5! Take 5 lets you break up your bill into 5 easy payments. Your first payment will be today, and the other 4 payments will be due every 2 weeks after that. * No interest. * No hard credit check. * No worries, period. Apply for Take 5 WHY SCRATCH PLAN Scratch Plans provide access to simple, transparent payment plans. Low-risk Finding a plan won't affect your credit score. Highest Approvals More Scratch Plans are approved with affordable rates. 1 Friendly No prepayment penalty. No deferred interest. 2 1 Based on Scratch Plan partner survey. 2 Standard late fees apply. Please review the terms presented to you during application carefully. HOW IT WORKS 1. Apply for a Scratch Plan from your phone or desktop 2. Check your rate and pick your payment plan 3. Get the care you need GET THE CARE YOU NEED Find a payment plan that fits your budget Scratch Plan Bi-weekly Scratch Plan 12 months Scratch Plan 24 months Number of payments 5* 12** 24** Frequency Bi-weekly Monthly Monthly APR 0% Varies by applicant Varies by applicant Down payment 20% $15 $15 12 and 24 month Scratch Plans require a $15.00 down payment to obtain financing, which will be refunded if you do not use your plan. All payment plans and loans are subject to approval and, with respect to the loan, the rate for which individual borrowers qualify may vary based on individual credit history and other factors. *Bi-weekly Plans require a 20% down payment of the total amount financed, with the remaining amount financed split equally among the four remaining payments due every two weeks. Loan amounts range from $35 to $1,000 and 0% APR. Late payments or payments of less than the full amount may result in late fees. For example, a $200 Bi-weekly Plan would require a 20% down payment of $40. Four equal payments of $40 would be due every two weeks thereafter. **Scratch Plans are available in 6, 12, 18, and 24 month terms, range in loan amounts from $150 to $10,000, and with annual percentage rates (APR) ranging from 0% to 36% with the lowest rates for borrowers with exceptional credit scores. Monthly payment amounts on a Scratch Plan will depend on the term length, amount financed, and APR. For example, a 12-month Scratch Plan for $10,000 with 5.99% APR would have 12 monthly payments of $860.62 for a total repayment amount of $10,327.44. Signing for a Scratch Plan means the borrower agrees to make all payments in full and on the scheduled due dates. A borrower may incur late fees for partial or late payments that may result in higher interest charges and repayment schedule. 12 and 24 month plans require a $15 down payment due immediately. Find a Payment Plan SEE WHAT CLIENTS ARE SAYING I loved my experience with Scratchpay, it was extremely easy to set up and I got approved in under 15 minutes. Madison Scratchpay Customer Thanks to Scratchpay, I was able to save part of our family! Renée Scratchpay Customer Scratchpay was incredibly easy to use and our Bear could not have had his emergency surgery without them Austin Scratchpay Customer We are thankful for Scratchpay. Without the help I don’t know what we would’ve done, we’re forever grateful. Randy Scratchpay Customer Thank goodness for Scratchpay, It made it possible to help our little guy. Andrea Scratchpay Customer Having Scratchpay as a payment option made the whole process super simple to apply for and super simple to pay back. Caryn Scratchpay Customer Abigail is doing great thanks to Scratchpay! We couldn’t be happier with your service! Nancy Scratchpay Customer If I ever need help with funds again I will be contacting Scratchpay. Kimberly Scratchpay Customer * * * * * * * * * * * * * * * Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility. NMLS Consumer Access -------------------------------------------------------------------------------- BORROWERS * Account * Find Scratch Plan * Find Doctor * FAQs COMPANY * Meet the team * Press * Contact us * Blog * Careers STAY IN TOUCH Practices, be the first to hear about news and promotions Email* Privacy Policy Legal | Credit Education Program GET THE APP Practices, be the first to hear about news and promotions ;