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EDUCRATSWEB.COM >> PM SVANIDHI - EDUCRATSWEB.COM
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PM SVANIDHI
Posted By educratsweb.com ❄ Government Schemes 🗓 Sunday January 16 2022 👁 81
The PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) was launched by the
Ministry of Housing and Urban Affairs on June 01, 2020 for providing affordable
Working Capital loan to street vendors to resume their livelihoodsthat have been
adversely affected due to Covid-19 lockdown.
The duration of the scheme is until March 2022.
TARGET BENEFICIARIES
This scheme targets to benefit over 50 lakh Street Vendors.
A vendor, according to the scheme guidelines is any person engaged in vending of
articles, goods, wares, food items or merchandise of daily use or offering
services to the public in a street, footpath, pavement etc., from a temporary
built up structure or by moving from place to place. The goods supplied by
them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads,
eggs, textile, apparel, artisan products, books/ stationary etc. and the
services include barber shops, cobblers, pan shops, laundry services etc.
To avail the loan, a vendor should
* Possess Certificate of Vending / Identity Card issued by Urban Local Bodies
(ULBs);
* The vendors, who have been identified in the survey of street vendors but
have not been issued Certificate of Vending / Identity Card;
* In case a vendor is left out of the survey, he/she need to produce one of the
following documents to obtain the Letter of Recommendation (LoR) from Urban
Local Bodies /TVC:
* Documents of past loan taken from a bank/ NBFC/ MFI for the purpose of
vending; or
* Membership details, If member of street vendors’ association like NASVI,
NHF, SEWA etc.; or
* Any other documents to prove that s/he is a vendor;
* The vendor can also request ULB through a simple application on white paper
to conduct local enquiry to ascertain the genuineness of his/her claim for
receipt of LoR.
* KYC document needed : Aadhaar Card / Voter’s Identity Card / Driving Licence
/ MNREGA Card / PAN Card.
To check if your name is present in the survey of street vendors, click here.
SCHEME BENEFITS
* Vendors can avail a working capital loan of up to Rs. 10,000, which is
repayable in monthly instalments in the tenure of one year.
* On timely/ early repayment of the loan, an interest subsidy @ 7% per annum
will be credited to the bank accounts of beneficiaries through Direct Benefit
Transfer on quarterly basis.
* There will be no penalty on early repayment of loan.
* The scheme promotes digital transactions through cash back incentives up to
an amount of Rs. 100 per month.
* The vendors can avail the facility of escalation of the credit limit on
timely/ early repayment of loan.
IMPLEMENTATION AGENCY
Small Industries Development Bank of India (SIDBI)
ONLINE APPLICATION
To apply online, click here.
WHOM TO CONTACT
Your nearest Scheduled Commercial Banks, Regional Rural Banks (RRBs), Small
Finance Banks (SFBs), Cooperative Bank, Non-Banking Finance Companies (NBFCs),
Micro Finance Institutions (MFIs) and SHG Banks.
To access the complete scheme guidelines, click here.
To access the FAQs about the scheme, click here.
Source : Ministry of Housing and Urban Affairs
--------------------------------------------------------------------------------
THE STREET VENDORRSQUOS ATMANIRBHAR NIDHI SVANIDHI WAS LAUNCHED THE MINISTRY
HOUSING AND URBAN AFFAIRS JUNE 2020 FOR PROVIDING AFFORDABLE WORKING CAPITAL
LOAN STREET VENDORS RESUME THEIR LIVELIHOODSTHAT HAVE BEEN ADVERSELY AFFECTED
DUE COVID-19 LOCKDOWNTHE DURATION SCHEME UNTIL MARCH 2022NBSPTARGET
BENEFICIARIESTHIS TARGETS BENEFIT OVER LAKH VENDORSA VENDOR ACCORDING GUIDELINES
ANY PERSON ENGAGED VENDING ARTICLES GOODS WARES FOOD ITEMS MERCHANDISE DAILY USE
OFFERING SERVICES PUBLIC FOOTPATH PAVEMENT ETC FROM TEMPORARY BUILT STRUCTURE
MOVING PLACE SUPPLIED BYTHEM INCLUDE VEGETABLES FRUITS READY-TO-EAT TEA PAKODAS
BREADS EGGS TEXTILE APPAREL ARTISAN PRODUCTS BOOKS STATIONARY BARBER SHOPS
COBBLERS PAN LAUNDRY ETCNBSPTO AVAIL SHOULDPOSSESS CERTIFICATE VENDING IDENTITY
CARD ISSUED LOCAL BODIES ULBSTHE WHO IDENTIFIED SURVEY BUT NOT CARDIN CASE LEFT
OUT HESHE NEED PRODUCE ONE FOLLOWING DOCUMENTS OBTAIN LETTER RECOMMENDATION LOR
TVCDOCUMENTS PAST TAKEN BANK NBFC MFI PURPOSE ORMEMBERSHIP DETAILS MEMBER
VENDORSRSQUO ASSOCIATION LIKE NASVI NHF SEWA ORANY OTHER PROVE THAT SHE
VENDORTHE CAN ALSO REQUEST ULB THROUGH SIMPLE APPLICATION WHITE PAPER CONDUCT
LOCAL ENQUIRY ASCERTAIN GENUINENESS HISHERNBSP CLAIM RECEIPT LORKYC DOCUMENT
NEEDED
--------------------------------------------------------------------------------
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