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Introducing new credit products †
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GET THE THINGS YOU LOVE —ALL WITHOUT PERFECT CREDIT*.

With Acima Leasing, our flexible, lease-to-own solutions can help you take home
a new sofa, TV, mattress, mobile phone, tires and more.

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ACIMA LEASING MAKES IT POSSIBLE.*


INSTANT SHOPPING POWER

Acima will purchase products up to your lease line amount for lease to you.


THOUSANDS OF CHOICES

Use some or all of your lease line for merchandise at thousands of retailers.


THE NO CREDIT OPTION*

Get the things you want without using credit or increasing your debt.


EASY PAYMENT OPTIONS

Make flexible payments that are conveniently scheduled with your payday.

Ways to Shop


FLEXIBLE TERMS THAT PUT YOU IN CONTROL.


COMPLETE THE LEASE

After all scheduled payments have been made as detailed in your agreement, the
merchandise is yours to keep.


EARLY PURCHASE SAVINGS^

You can choose to purchase your item at any point during the lease at a
discount. The sooner you do so, the more you save.


HASSLE-FREE RETURNS

If you no longer want to keep an item, you have the option to return it in good
condition with no further obligation.

How it Works


GET THE STUFF YOU NEED FROM STORES YOU KNOW.

Shop thousands of online and in-store retailers for furniture, electronics,
appliances, tires, and more.

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DO IT ALL IN THE MOBILE APP.

Apply, shop, and manage your lease the easy way. Scan the
QR code to download our mobile app!

See Details




WHAT CUSTOMERS ARE SAYING.

4.3

12,289 reviews

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*The advertised service is a rental or lease purchase agreement provided by
Acima. It is not a loan, credit or financing. While no credit history is
required, Acima obtains information from consumer reporting agencies in
connection with a lease application. We consider multiple data points in
reviewing your application and regularly approve customers with less than
perfect credit history. Acima Cash Price includes a markup over invoice price.
Acquiring ownership by leasing costs more than the retailer’s cash price. Not
available in MN, NJ, WI, or WY. Merchant participating locations only. See lease
for details. “Get Approved to Lease up to $5,000 in Merchandise” refers to
maximum amount Acima Leasing will spend to acquire goods from a retailer for
lease to you. Maximum amount may require in-store application; approval and
amount subject to review and verification of your application. Not all
applicants are approved.
^Disclaimer: Standard agreement offers 12 months to ownership if you choose to
make each lease renewal payment, which may cost more than double the cash price.
You are not automatically enrolled in any early purchase options and additional
payments will be required to purchase early. To purchase early call (801)
297-1980 or go to https://customer.acima.com. Refer to your lease for specific
terms and conditions.
† The Acima Classic Credit Mastercard and Acima Private Credit are issued by The
Bank of Missouri and serviced by Concora Credit, Inc. The Bank of Missouri and
Concora Credit, Inc. are not affiliated with Acima Digital, LLC or its
affiliates.

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