www.discovercard.com
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urlscan Pro
23.45.111.141
Public Scan
Submitted URL: https://www.creditcard.new/
Effective URL: https://www.discovercard.com/application/website/apply?srcCde=RJQX&icmpgn=STUDIT_APPLY_TOP
Submission: On September 06 via automatic, source certstream-suspicious
Effective URL: https://www.discovercard.com/application/website/apply?srcCde=RJQX&icmpgn=STUDIT_APPLY_TOP
Submission: On September 06 via automatic, source certstream-suspicious
Form analysis 2 forms found in the DOM
Name: applicationForm — POST
<form name="applicationForm" method="post" id="form" data-current-time="2021-09-06T15:47:14.460Z">
<input type="hidden" id="adaptive-prefilled" name="adaptivePrefilled" value="false">
<div>
<input type="hidden" id="cardType1" name="cardType" value="IT_CARD">
<input type="hidden" id="dynamic-source-code" name="dynamicSourceCode" value="RM9D">
<input type="hidden" id="static-source-code" name="staticSourceCode" value="RJQX">
<input type="hidden" id="skin-id" name="skinId" value="ST026">
<input type="hidden" id="" name="dynamicCampaignId" value="EYS">
<input type="hidden" id="padm-name-changed" name="padmNameChanged" value="false">
<input type="hidden" id="invited" name="referredFromInvite" value="false">
<input type="hidden" id="cardProductType" name="cardProductType" value="CASH_BACK_STUDENT">
<input type="hidden" id="generatedWaflId" name="generatedWaflId" value="335547660">
<input type="hidden" id="appVisitorId" name="appVisitorId" value="16070702">
<input type="hidden" value="aa64d936-bf1b-499b-a440-44100a84ef9f" name="tmxSessionId">
<span id="context-path" context-path="/application/website"></span>
<input type="hidden" id="mock-account-number" name="mockAccountNumber" value="">
<input type="hidden" id="credit-bureau-id" name="creditBureauId" value="">
<input type="hidden" id="source-of-list" name="sourceOfList" value="">
<input type="hidden" id="risk-score" name="riskScore" value="">
<input type="hidden" id="decision-risk-method-code" name="decisionRiskMethodCode" value="">
<input type="hidden" id="pre-screen-date" name="preScreenedDate" value="">
<input type="hidden" id="custom-model-id" name="customModelId" value="">
<input type="hidden" id="zip-credit-bureau-code" name="zipCreditBureauCode" value="">
<input type="hidden" id="credit-bureau-overlap-code" name="creditBureauOverlapCode" value="">
<input type="hidden" id="pricing-segment-id" name="pricingSegmentId" value="">
<input type="hidden" id="risk-test-group-id" name="riskTestGroupId" value="">
<input type="hidden" id="nxt-gen-risk-score" name="nxtGenRiskScore" value="">
<input type="hidden" id="vantage-score" name="vantageScore" value="">
<input type="hidden" id="custom-risk-screen-number" name="customRiskScreenNumber" value="">
<input type="hidden" id="application-differentiator" name="applicationDifferentiator" value="">
<input type="hidden" id="name-change-hash" name="nameChangeHash" value="">
</div>
<div id="grid-container">
<div class="flex-grid row">
<div class="col-small" id="apply-minutes-col-small" role="complementary">
<div class="apply-minutes">Apply in minutes.</div>
<div id="rates-rewards-link-container">
<a id="rates-rewards-link" class="link info-link">
See rates, rewards, and other info
</a>
</div>
<div class="box card-art-shadow show-only-on-desktop-viewport">
<img class="large-card-art" src="/application/website/images/IRIDESCENT.png" alt="Iridescent">
</div>
</div>
<div id="form-body" class="col-medium" role="main">
<div class="section" id="card-design" onecarddesignreturned="false">
<div class="section-header" id="card-design-section-header-container" style="">
<div class="section-header-title-and-edit-and-feedback-container at-element-marker"><span data-v-29975a31="" class="hidden-on-tablet-mobile"> No credit score required to apply<sup class="superscriptNew" style="
"><a class="disclosure no-disclosure" data-analytics-label="No Credit Score required to apply" data-scrollto="new-disclosure-Desktop" href="javascript:void(0);" aria-expanded="false" style="
text-decoration: none;
">1</a></sup>
</span>
<span data-v-29975a31="" class="hidden-on-desktop"> No credit score required to apply<sup class="superscriptNew" style="
"><a class="disclosure no-disclosure" data-analytics-label="No Credit Score required to apply" data-scrollto="new-disclosure" href="javascript:void(0);" aria-expanded="false" style="
text-decoration: none;
">1</a></sup>
</span>
<style>
.superscriptNew {
top: 0;
font-size: 14px;
position: relative;
line-height: 0;
display: inline-block;
vertical-align: super;
}
</style>
<div class="section-header-edit-and-feedback-container" id="card-design-section-header-edit-and-feedback-container">
<a aria-label="Edit Card Design" class="edit-link link" id="card-design-edit" role="button" style="display:none;" tabindex="0"> <img aria-hidden="true" src="https://www.discovercard.com/application/website/images/edit.svg"> Edit </a>
<span class="section-header-feedback"> <img alt="All questions in section have been answered." class="good-job" style="display: none" src="https://www.discovercard.com/application/website/images/alerts/Success.svg"> </span></div>
</div>
<div id="card-design-header-collapsed-content" hidden="">
<div>
<img id="card-art-in-collapsed-content" src="/application/website/images/IRIDESCENT.gif" alt="Iridescent">
<span id="card-name-in-collapsed-content">Iridescent</span>
</div>
</div>
</div>
<div id="card-design-fields" class="fields">
<div class="explanatory-text">Please choose your card design.</div>
<div class="form-input-row " style="">
<div id="card-design-grid" class="flex-grid">
<div class="col-small show-only-on-tablet-mobile-viewports box">
<img class="large-card-art" src="/application/website/images/IRIDESCENT.png" alt="Iridescent">
</div>
<div id="card-picker" class="flex-grid row col-small">
<label class="card-art-container" aria-label="Iridescent" for="card-picker-L">
<input type="radio" checked="" name="cardArtType" id="card-picker-L" value="L" index="0" class="card-art-input" data-card-description="Iridescent" data-large-card-art-location="/application/website/images/IRIDESCENT.png"
data-small-card-art-location="/application/website/images/IRIDESCENT.gif">
<img src="/application/website/images/IRIDESCENT.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover it Blue" for="card-picker-X">
<input type="radio" name="cardArtType" id="card-picker-X" value="X" index="1" class="card-art-input" data-card-description="Discover it Blue" data-large-card-art-location="/application/website/images/DISCOVER_IT_CHP.png"
data-small-card-art-location="/application/website/images/DISCOVER_IT_CHP.gif">
<img src="/application/website/images/DISCOVER_IT_CHP.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover it - Raspberry" for="card-picker-F">
<input type="radio" name="cardArtType" id="card-picker-F" value="F" index="2" class="card-art-input" data-card-description="Discover it - Raspberry" data-large-card-art-location="/application/website/images/IT_RASPBERRY.png"
data-small-card-art-location="/application/website/images/IT_RASPBERRY.gif">
<img src="/application/website/images/IT_RASPBERRY.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover It - Rose Quartz" for="card-picker-G">
<input type="radio" name="cardArtType" id="card-picker-G" value="G" index="3" class="card-art-input" data-card-description="Discover It - Rose Quartz"
data-large-card-art-location="/application/website/images/IT_CHP_ROSEQUARTZ.png" data-small-card-art-location="/application/website/images/IT_CHP_ROSEQUARTZ.gif">
<img src="/application/website/images/IT_CHP_ROSEQUARTZ.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="New York Skyline" for="card-picker-2">
<input type="radio" name="cardArtType" id="card-picker-2" value="2" index="4" class="card-art-input" data-card-description="New York Skyline" data-large-card-art-location="/application/website/images/NEWYORKSKYLINE.png"
data-small-card-art-location="/application/website/images/NEWYORKSKYLINE.gif">
<img src="/application/website/images/NEWYORKSKYLINE.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover it - Ocean" for="card-picker-E">
<input type="radio" name="cardArtType" id="card-picker-E" value="E" index="5" class="card-art-input" data-card-description="Discover it - Ocean" data-large-card-art-location="/application/website/images/IT_OCEAN.png"
data-small-card-art-location="/application/website/images/IT_OCEAN.gif">
<img src="/application/website/images/IT_OCEAN.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Beach" for="card-picker-0">
<input type="radio" name="cardArtType" id="card-picker-0" value="0" index="6" class="card-art-input" data-card-description="Beach" data-large-card-art-location="/application/website/images/BEACH.png"
data-small-card-art-location="/application/website/images/BEACH.gif">
<img src="/application/website/images/BEACH.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Frenchie" for="card-picker-K">
<input type="radio" name="cardArtType" id="card-picker-K" value="K" index="7" class="card-art-input" data-card-description="Frenchie" data-large-card-art-location="/application/website/images/FRENCHIE.png"
data-small-card-art-location="/application/website/images/FRENCHIE.gif">
<img src="/application/website/images/FRENCHIE.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Mix Tape" for="card-picker-1">
<input type="radio" name="cardArtType" id="card-picker-1" value="1" index="8" class="card-art-input" data-card-description="Mix Tape" data-large-card-art-location="/application/website/images/MIXTAPE.png"
data-small-card-art-location="/application/website/images/MIXTAPE.gif">
<img src="/application/website/images/MIXTAPE.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Pride" for="card-picker-A">
<input type="radio" name="cardArtType" id="card-picker-A" value="A" index="9" class="card-art-input" data-card-description="Pride" data-large-card-art-location="/application/website/images/PRIDE.png"
data-small-card-art-location="/application/website/images/PRIDE.gif">
<img src="/application/website/images/PRIDE.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover It - Gold" for="card-picker-H">
<input type="radio" name="cardArtType" id="card-picker-H" value="H" index="10" class="card-art-input" data-card-description="Discover It - Gold" data-large-card-art-location="/application/website/images/IT_GOLD.png"
data-small-card-art-location="/application/website/images/IT_GOLD.gif">
<img src="/application/website/images/IT_GOLD.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Gerbera Daisy" for="card-picker-3">
<input type="radio" name="cardArtType" id="card-picker-3" value="3" index="11" class="card-art-input" data-card-description="Gerbera Daisy" data-large-card-art-location="/application/website/images/GEBERADAISY.png"
data-small-card-art-location="/application/website/images/GEBERADAISY.gif">
<img src="/application/website/images/GEBERADAISY.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Pink Monogram" for="card-picker-B">
<input type="radio" name="cardArtType" id="card-picker-B" value="B" index="12" class="card-art-input" data-card-description="Pink Monogram" data-large-card-art-location="/application/website/images/PINKMONOGRAM.png"
data-small-card-art-location="/application/website/images/PINKMONOGRAM.gif">
<img src="/application/website/images/PINKMONOGRAM.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="American Flag" for="card-picker-U">
<input type="radio" name="cardArtType" id="card-picker-U" value="U" index="13" class="card-art-input" data-card-description="American Flag" data-large-card-art-location="/application/website/images/AMERICANFLAG.png"
data-small-card-art-location="/application/website/images/AMERICANFLAG.gif">
<img src="/application/website/images/AMERICANFLAG.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Yellow Lab" for="card-picker-R">
<input type="radio" name="cardArtType" id="card-picker-R" value="R" index="14" class="card-art-input" data-card-description="Yellow Lab" data-large-card-art-location="/application/website/images/YELLOWLAB.png"
data-small-card-art-location="/application/website/images/YELLOWLAB.gif">
<img src="/application/website/images/YELLOWLAB.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Kitten" for="card-picker-S">
<input type="radio" name="cardArtType" id="card-picker-S" value="S" index="15" class="card-art-input" data-card-description="Kitten" data-large-card-art-location="/application/website/images/KITTEN.png"
data-small-card-art-location="/application/website/images/KITTEN.gif">
<img src="/application/website/images/KITTEN.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Black Monogram" for="card-picker-9">
<input type="radio" name="cardArtType" id="card-picker-9" value="9" index="16" class="card-art-input" data-card-description="Black Monogram" data-large-card-art-location="/application/website/images/BLACK_MONOGRAM.png"
data-small-card-art-location="/application/website/images/BLACK_MONOGRAM.gif">
<img src="/application/website/images/BLACK_MONOGRAM.gif" class="card-art-image" aria-hidden="true">
</label>
<label class="card-art-container" aria-label="Discover it - Garnet" for="card-picker-4">
<input type="radio" name="cardArtType" id="card-picker-4" value="4" index="17" class="card-art-input" data-card-description="Discover it - Garnet" data-large-card-art-location="/application/website/images/IT_CHP_GARNET.png"
data-small-card-art-location="/application/website/images/IT_CHP_GARNET.gif">
<img src="/application/website/images/IT_CHP_GARNET.gif" class="card-art-image" aria-hidden="true">
</label>
</div>
</div>
</div>
</div>
</div>
<div class="section" id="your-info">
<div class="section-header" id="your-info-section-header-container" style="">
<div class="section-header-title-and-edit-and-feedback-container">
<a id="your-info-section-header" data-slide-time="300" role="button" tabindex="0">Your Information</a>
<div class="section-header-edit-and-feedback-container" id="your-info-section-header-edit-and-feedback-container">
<a id="your-info-edit" class="edit-link link" aria-label="Edit Your Information" style="display:none;" role="button" tabindex="0">
<img src="/application/website/images/edit.svg" aria-hidden="true">
Edit
</a>
</div>
</div>
<div id="your-info-header-collapsed-content" hidden="">
</div>
</div>
<div id="prefill-response-container">
<div>
<img class="info-icon" src="/application/website/images/information.svg" alt="information icon">
</div>
<div id="prefill-response-text"> Great! We've filled out most of your application. Please take a look to make sure it's correct, then complete the rest. </div>
</div>
<div id="prefill-not-you-link-container">
<a id="prefill-not-you-link" class="link">Not you? Start over</a>
</div>
<div id="your-info-fields" class="fields" style="padding-bottom:0">
<div id="your-info-validation-error-list-container" style="display: none">
<span id="validation-error-list-header">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" alt="Section has a problem that must be corrected for application to submit.">
<div id="validation-error-list-header-description">Please fix the errors below</div>
</span>
<div id="your-info-error-list">
<p>Information within the form is either missing or incorrect:</p>
<ul id="your-info-inner-error-list" class="inner-error-list">
</ul>
</div>
</div>
<div class="input-group">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<div id="full-name" tabindex="0" class="expandable-field">
<p class="expandable-field-content"></p>
</div>
<label>Name</label>
<img class="pencil-icon" tabindex="-1" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="first-name" maxlength="15" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="firstName" value="" autocomplete="given-name">
<label for="first-name">First Name</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your first name </div>
</div>
<div class="soft-error-description invisible">Enter your first name</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="middle-name" maxlength="15" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="middleName" value="" autocomplete="additional-name">
<label for="middle-name">Middle Name (Optional)</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description">
</div>
</div>
<div class="soft-error-description invisible"></div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="last-name" maxlength="25" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="lastName" value="" autocomplete="family-name">
<label for="last-name">Last Name</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your last name </div>
</div>
<div class="soft-error-description invisible">Enter your last name</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="suffix" id="suffix" autocomplete="honorific-suffix">
<option value=""></option>
<option value="JR"> Jr. </option>
<option value="SR"> Sr. </option>
<option value="II"> II </option>
<option value="III"> III </option>
<option value="IV"> IV </option>
<option value="V"> V </option>
</select>
<label for="suffix" id="suffix-label"> Suffix (Optional) </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description">
</div>
</div>
<div class="soft-error-description invisible"></div>
</div>
</div>
</div>
<div id="full-name-soft-error-description-container" class="soft-error-description invisible"></div>
<div id="full-name-hard-error-description-container" class="hard-error-description" style="display: none"></div>
<div id="full-name-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div>
</div>
<div class="input-group">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<div id="home-address" tabindex="0" class="expandable-field">
<p class="expandable-field-content"></p>
<p class="expandable-field-second-content"></p>
</div>
<label>Home Address</label>
<label class="second-label" style="display: none;top: 4.75rem;">Mailing Address</label>
<span class="subtitle">We'll use this as your mailing address</span>
<img id="address-pencil-icon" class="pencil-icon" tabindex="0" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="address" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="addressLine1" value="" autocomplete="off" class="ui-autocomplete-input">
<label for="address">Street Address</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your street address </div>
</div>
<div class="soft-error-description invisible">Enter your street address</div>
</div>
<div class="explanatory-text" style="display: none">This is likely the address on your driver's license. If you want to enter a mailing address (P.O. box, school, etc.) you can enter it in the mailing address section below.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="apt-num" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="unitNumber" value="" placeholder="e.g. Apt 15B" autocomplete="address-line2">
<label for="apt-num">Apt/Suite/Floor (Optional)</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description">
</div>
</div>
<div class="soft-error-description invisible"></div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="city" maxlength="20" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="city" value="" autocomplete="address-level2">
<label for="city">City</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your city </div>
</div>
<div class="soft-error-description invisible">Enter your city</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="state" id="state" autocomplete="address-level1">
<option value=""></option>
<option value="AL"> Alabama </option>
<option value="AK"> Alaska </option>
<option value="AZ"> Arizona </option>
<option value="AR"> Arkansas </option>
<option value="CA"> California </option>
<option value="CO"> Colorado </option>
<option value="CT"> Connecticut </option>
<option value="DE"> Delaware </option>
<option value="DC"> District of Columbia </option>
<option value="FL"> Florida </option>
<option value="GA"> Georgia </option>
<option value="HI"> Hawaii </option>
<option value="ID"> Idaho </option>
<option value="IL"> Illinois </option>
<option value="IN"> Indiana </option>
<option value="IA"> Iowa </option>
<option value="KS"> Kansas </option>
<option value="KY"> Kentucky </option>
<option value="LA"> Louisiana </option>
<option value="ME"> Maine </option>
<option value="MD"> Maryland </option>
<option value="MA"> Massachusetts </option>
<option value="MI"> Michigan </option>
<option value="MN"> Minnesota </option>
<option value="MS"> Mississippi </option>
<option value="MO"> Missouri </option>
<option value="MT"> Montana </option>
<option value="NE"> Nebraska </option>
<option value="NV"> Nevada </option>
<option value="NH"> New Hampshire </option>
<option value="NJ"> New Jersey </option>
<option value="NM"> New Mexico </option>
<option value="NY"> New York </option>
<option value="NC"> North Carolina </option>
<option value="ND"> North Dakota </option>
<option value="OH"> Ohio </option>
<option value="OK"> Oklahoma </option>
<option value="OR"> Oregon </option>
<option value="PA"> Pennsylvania </option>
<option value="RI"> Rhode Island </option>
<option value="SC"> South Carolina </option>
<option value="SD"> South Dakota </option>
<option value="TN"> Tennessee </option>
<option value="TX"> Texas </option>
<option value="UT"> Utah </option>
<option value="VT"> Vermont </option>
<option value="VA"> Virginia </option>
<option value="WA"> Washington </option>
<option value="WV"> West Virginia </option>
<option value="WI"> Wisconsin </option>
<option value="WY"> Wyoming </option>
<option value="AA"> Armed Forces Americas (AA) </option>
<option value="AE"> Armed Forces Europe (AE) </option>
<option value="AP"> Armed Forces Pacific (AP) </option>
<option value="GU"> Guam </option>
<option value="PR"> Puerto Rico </option>
<option value="VI"> US Virgin Islands </option>
<option value="MH"> Marshall Islands </option>
<option value="AS"> American Samoa </option>
<option value="MP"> Northern Mariana Islands </option>
<option value="PW"> Palau </option>
<option value="FM"> Federated States of Micronesia </option>
</select>
<label for="state" id="state-label"> State </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select a state </div>
</div>
<div class="soft-error-description invisible">Select a state</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="zip-code" maxlength="5" data-valid-character-class="[0-9]" data-format="" name="zipCode" value="" autocomplete="postal-code">
<label for="zip-code">ZIP Code</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter a 5-digit ZIP Code </div>
</div>
<div class="soft-error-description invisible">Enter a 5-digit ZIP Code</div>
</div>
</div>
</div>
<div id="home-address-soft-error-description-container" class="soft-error-description invisible"></div>
<div id="home-address-hard-error-description-container" class="hard-error-description" style="display: none"></div>
<div id="home-address-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div>
<div class="form-input-row " style="display: none; padding-top: 1rem;">
<label for="is-this-your-mailing-address" class="field-label">Is this your mailing address?</label>
<div class="field-and-feedback-container-redesign">
<span id="is-this-your-mailing-address" class="radio-button-container has-content">
<span class="radio-container">
<input type="radio" name="isHomeAddressYourMailingAddress" id="is-this-your-mailing-address-yes" value="Yes" checked="" data-container-id="is-this-your-mailing-address" aria-label="Is this your mailing address? Yes">
<span class="checkmark"></span>
<label for="is-this-your-mailing-address-yes">Yes</label>
</span>
<span class="radio-container">
<input type="radio" name="isHomeAddressYourMailingAddress" id="is-this-your-mailing-address-no" value="No" data-container-id="is-this-your-mailing-address" aria-label="Is this your mailing address? No">
<span class="checkmark"></span>
<label for="is-this-your-mailing-address-no">No</label>
</span>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Please select an option </div>
</div>
<div class="soft-error-description invisible">Please select an option</div>
</div>
<div id="mailing-address-fields" style="display: none; padding-top: 1rem">
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="mailing-address" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="mailingAddressLine1" value="" class="ui-autocomplete-input" autocomplete="off">
<label for="mailing-address">Mailing Address</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your mailing address </div>
</div>
<div class="soft-error-description invisible">Enter your mailing address</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="mailing-apt-num" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="mailingUnitNumber" value="" placeholder="e.g. Apt 15B">
<label for="mailing-apt-num">Apt/Suite/Floor (Optional)</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description">
</div>
</div>
<div class="soft-error-description invisible"></div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="mailing-city" maxlength="20" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="mailingCity" value="">
<label for="mailing-city">City</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your city </div>
</div>
<div class="soft-error-description invisible">Enter your city</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="mailingState" id="mailing-state">
<option value=""></option>
<option value="AL"> Alabama </option>
<option value="AK"> Alaska </option>
<option value="AZ"> Arizona </option>
<option value="AR"> Arkansas </option>
<option value="CA"> California </option>
<option value="CO"> Colorado </option>
<option value="CT"> Connecticut </option>
<option value="DE"> Delaware </option>
<option value="DC"> District of Columbia </option>
<option value="FL"> Florida </option>
<option value="GA"> Georgia </option>
<option value="HI"> Hawaii </option>
<option value="ID"> Idaho </option>
<option value="IL"> Illinois </option>
<option value="IN"> Indiana </option>
<option value="IA"> Iowa </option>
<option value="KS"> Kansas </option>
<option value="KY"> Kentucky </option>
<option value="LA"> Louisiana </option>
<option value="ME"> Maine </option>
<option value="MD"> Maryland </option>
<option value="MA"> Massachusetts </option>
<option value="MI"> Michigan </option>
<option value="MN"> Minnesota </option>
<option value="MS"> Mississippi </option>
<option value="MO"> Missouri </option>
<option value="MT"> Montana </option>
<option value="NE"> Nebraska </option>
<option value="NV"> Nevada </option>
<option value="NH"> New Hampshire </option>
<option value="NJ"> New Jersey </option>
<option value="NM"> New Mexico </option>
<option value="NY"> New York </option>
<option value="NC"> North Carolina </option>
<option value="ND"> North Dakota </option>
<option value="OH"> Ohio </option>
<option value="OK"> Oklahoma </option>
<option value="OR"> Oregon </option>
<option value="PA"> Pennsylvania </option>
<option value="RI"> Rhode Island </option>
<option value="SC"> South Carolina </option>
<option value="SD"> South Dakota </option>
<option value="TN"> Tennessee </option>
<option value="TX"> Texas </option>
<option value="UT"> Utah </option>
<option value="VT"> Vermont </option>
<option value="VA"> Virginia </option>
<option value="WA"> Washington </option>
<option value="WV"> West Virginia </option>
<option value="WI"> Wisconsin </option>
<option value="WY"> Wyoming </option>
<option value="AA"> Armed Forces Americas (AA) </option>
<option value="AE"> Armed Forces Europe (AE) </option>
<option value="AP"> Armed Forces Pacific (AP) </option>
<option value="GU"> Guam </option>
<option value="PR"> Puerto Rico </option>
<option value="VI"> US Virgin Islands </option>
<option value="MH"> Marshall Islands </option>
<option value="AS"> American Samoa </option>
<option value="MP"> Northern Mariana Islands </option>
<option value="PW"> Palau </option>
<option value="FM"> Federated States of Micronesia </option>
</select>
<label for="mailing-state" id="mailing-state-label"> State </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select a state </div>
</div>
<div class="soft-error-description invisible">Select a state</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="mailing-zip-code" maxlength="5" data-valid-character-class="[0-9]" data-format="" name="mailingZipCode" value="">
<label for="mailing-zip-code">ZIP Code</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter a 5-digit ZIP Code </div>
</div>
<div class="soft-error-description invisible">Enter a 5-digit ZIP Code</div>
</div>
</div>
</div>
<div id="mailing-address-soft-error-description-container" class="soft-error-description invisible"></div>
<div id="mailing-address-hard-error-description-container" class="hard-error-description" style="display: none"></div>
<div id="mailing-address-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="date-of-birth" maxlength="10" data-valid-character-class="" data-format="" name="dateOfBirth" value="" placeholder="MM/DD/YYYY"><span style="display: none;"></span><span class="dynamic-placeholder"></span>
<label for="date-of-birth">Date of Birth (MM/DD/YYYY)</label>
<img class="pencil-icon" tabindex="-1" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your date of birth (e.g. MM/DD/YYYY) </div>
</div>
<div class="soft-error-description invisible">Enter your date of birth (e.g. MM/DD/YYYY)</div>
</div>
<div class="explanatory-text" style="display: none">Federal Law requires we verify your identity; please provide your date of birth. You must be 18 or older to apply.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="social-security-number" maxlength="11" data-valid-character-class="" data-format="" name="socialSecurityNumber" value="" placeholder="XXX-XX-XXXX" autocomplete="off">
<label for="social-security-number">Social Security Number</label>
<img class="pencil-icon" tabindex="-1" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your 9-digit Social Security number </div>
</div>
<div class="soft-error-description invisible">Enter your 9-digit Social Security number</div>
</div>
<div class="explanatory-text" style="display: none">Federal Law requires we verify your identity; please provide your Social Security number.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="areYouAUSCitizen" id="citizenship-status-select" class="has-content">
<option value=""></option>
<option value="Yes" selected=""> U.S. Citizen </option>
<option value="No"> Not a U.S. Citizen </option>
</select>
<label for="citizenship-status-select" id="citizenship-status-select-label"> Citizenship Status </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your citizenship status </div>
</div>
<div class="soft-error-description invisible">Select your citizenship status</div>
</div>
<div class="explanatory-text" style="display: none">The Federal government requires that we know our customers and citizenship information is an important part of that. We will not use this information in our decision whether to
approve you for a credit card.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="countryOfCitizenshipCode" id="country-of-citizenship">
<option style="display:none" value=""></option>
<option value=""></option>
<option value="AFG"> Afghanistan </option>
<option value="ALA"> Aland Islands </option>
<option value="ALB"> Albania </option>
<option value="DZA"> Algeria </option>
<option value="ASM"> American Samoa </option>
<option value="AND"> Andorra </option>
<option value="AGO"> Angola </option>
<option value="AIA"> Anguilla </option>
<option value="ATA"> Antarctica </option>
<option value="ATG"> Antigua And Barbuda </option>
<option value="ARG"> Argentina </option>
<option value="ARM"> Armenia </option>
<option value="ABW"> Aruba </option>
<option value="AUS"> Australia </option>
<option value="AUT"> Austria </option>
<option value="AZE"> Azerbaijan </option>
<option value="BHS"> Bahamas </option>
<option value="BHR"> Bahrain </option>
<option value="BGD"> Bangladesh </option>
<option value="BRB"> Barbados </option>
<option value="BLR"> Belarus </option>
<option value="BEL"> Belgium </option>
<option value="BLZ"> Belize </option>
<option value="BEN"> Benin </option>
<option value="BMU"> Bermuda </option>
<option value="BTN"> Bhutan </option>
<option value="BOL"> Bolivia, Plurinational State Of </option>
<option value="BES"> Bonaire, Sint Eustatius, Saba </option>
<option value="BIH"> Bosnia And Herzegovina </option>
<option value="BWA"> Botswana </option>
<option value="BVT"> Bouvet Island </option>
<option value="BRA"> Brazil </option>
<option value="IOT"> British Indian Ocean Territory </option>
<option value="VGB"> British Virgin Islands </option>
<option value="BRN"> Brunei Darussalam </option>
<option value="BGR"> Bulgaria </option>
<option value="BFA"> Burkina Faso </option>
<option value="BDI"> Burundi </option>
<option value="CPV"> Cabo Verde </option>
<option value="KHM"> Cambodia </option>
<option value="CMR"> Cameroon </option>
<option value="CAN"> Canada </option>
<option value="CYM"> Cayman Islands </option>
<option value="CAF"> Central African Republic </option>
<option value="TCD"> Chad </option>
<option value="CHL"> Chile </option>
<option value="CHN"> China </option>
<option value="CXR"> Christmas Island </option>
<option value="CCK"> Cocos (keeling) Islands </option>
<option value="COL"> Colombia </option>
<option value="COM"> Comoros </option>
<option value="COG"> Congo </option>
<option value="COD"> Congo, Democratic Republic Of The </option>
<option value="COK"> Cook Islands </option>
<option value="CRI"> Costa Rica </option>
<option value="CIV"> Cote D'ivoire </option>
<option value="HRV"> Croatia </option>
<option value="CUB"> Cuba </option>
<option value="CUW"> Curacao </option>
<option value="CYP"> Cyprus </option>
<option value="CZE"> Czechia </option>
<option value="DNK"> Denmark </option>
<option value="DJI"> Djibouti </option>
<option value="DMA"> Dominica </option>
<option value="DOM"> Dominican Republic </option>
<option value="ECU"> Ecuador </option>
<option value="EGY"> Egypt </option>
<option value="SLV"> El Salvador </option>
<option value="GNQ"> Equatorial Guinea </option>
<option value="ERI"> Eritrea </option>
<option value="EST"> Estonia </option>
<option value="ETH"> Ethiopia </option>
<option value="FLK"> Falkland Islands (malvinas) </option>
<option value="FRO"> Faroe Islands </option>
<option value="FSM"> Federated States Of Micronesia </option>
<option value="FJI"> Fiji </option>
<option value="FIN"> Finland </option>
<option value="FRA"> France </option>
<option value="GUF"> French Guiana </option>
<option value="PYF"> French Polynesia </option>
<option value="ATF"> French Southern & Antarctic Lands </option>
<option value="GAB"> Gabon </option>
<option value="GMB"> Gambia </option>
<option value="GEO"> Georgia </option>
<option value="DEU"> Germany </option>
<option value="GHA"> Ghana </option>
<option value="GIB"> Gibraltar </option>
<option value="GRC"> Greece </option>
<option value="GRL"> Greenland </option>
<option value="GRD"> Grenada </option>
<option value="GLP"> Guadeloupe </option>
<option value="GUM"> Guam </option>
<option value="GTM"> Guatemala </option>
<option value="GGY"> Guernsey </option>
<option value="GIN"> Guinea </option>
<option value="GNB"> Guinea-bissau </option>
<option value="GUY"> Guyana </option>
<option value="HTI"> Haiti </option>
<option value="HMD"> Heard Island And Mcdonald Islands </option>
<option value="VAT"> Holy See (vatican City State) </option>
<option value="HND"> Honduras </option>
<option value="HKG"> Hong Kong </option>
<option value="HUN"> Hungary </option>
<option value="ISL"> Iceland </option>
<option value="IND"> India </option>
<option value="IDN"> Indonesia </option>
<option value="IRN"> Iran, Islamic Republic Of </option>
<option value="IRQ"> Iraq </option>
<option value="IRL"> Ireland </option>
<option value="IMN"> Isle Of Man </option>
<option value="ISR"> Israel </option>
<option value="ITA"> Italy </option>
<option value="JAM"> Jamaica </option>
<option value="JPN"> Japan </option>
<option value="JEY"> Jersey </option>
<option value="JOR"> Jordan </option>
<option value="KAZ"> Kazakhstan </option>
<option value="KEN"> Kenya </option>
<option value="KIR"> Kiribati </option>
<option value="PRK"> Korea, Democratic People's Republic Of </option>
<option value="KOR"> Korea, Republic Of </option>
<option value="KWT"> Kuwait </option>
<option value="KGZ"> Kyrgyzstan </option>
<option value="LAO"> Lao </option>
<option value="LVA"> Latvia </option>
<option value="LBN"> Lebanon </option>
<option value="LSO"> Lesotho </option>
<option value="LBR"> Liberia </option>
<option value="LBY"> Libya </option>
<option value="LIE"> Liechtenstein </option>
<option value="LTU"> Lithuania </option>
<option value="LUX"> Luxembourg </option>
<option value="MAC"> Macao </option>
<option value="MKD"> Macedonia </option>
<option value="MDG"> Madagascar </option>
<option value="MWI"> Malawi </option>
<option value="MYS"> Malaysia </option>
<option value="MDV"> Maldives </option>
<option value="MLI"> Mali </option>
<option value="MLT"> Malta </option>
<option value="MHL"> Marshall Islands </option>
<option value="MTQ"> Martinique </option>
<option value="MRT"> Mauritania </option>
<option value="MUS"> Mauritius </option>
<option value="MYT"> Mayotte </option>
<option value="MEX"> Mexico </option>
<option value="MDA"> Moldova, Republic Of </option>
<option value="MCO"> Monaco </option>
<option value="MNG"> Mongolia </option>
<option value="MNE"> Montenegro </option>
<option value="MSR"> Montserrat </option>
<option value="MAR"> Morocco </option>
<option value="MOZ"> Mozambique </option>
<option value="MMR"> Myanmar </option>
<option value="NAM"> Namibia </option>
<option value="NRU"> Nauru </option>
<option value="NPL"> Nepal </option>
<option value="NLD"> Netherlands </option>
<option value="ANT"> Netherlands Antilles </option>
<option value="NCL"> New Caledonia </option>
<option value="NZL"> New Zealand </option>
<option value="NIC"> Nicaragua </option>
<option value="NER"> Niger </option>
<option value="NGA"> Nigeria </option>
<option value="NIU"> Niue </option>
<option value="NFK"> Norfolk Island </option>
<option value="MNP"> Northern Mariana Islands </option>
<option value="NOR"> Norway </option>
<option value="OMN"> Oman </option>
<option value="PAK"> Pakistan </option>
<option value="PLW"> Palau </option>
<option value="PSE"> Palestine, State Of </option>
<option value="PAN"> Panama </option>
<option value="PNG"> Papua New Guinea </option>
<option value="PRY"> Paraguay </option>
<option value="PER"> Peru </option>
<option value="PHL"> Philippines </option>
<option value="PCN"> Pitcairn </option>
<option value="POL"> Poland </option>
<option value="PRT"> Portugal </option>
<option value="PRI"> Puerto Rico </option>
<option value="QAT"> Qatar </option>
<option value="REU"> Reunion </option>
<option value="ROU"> Romania </option>
<option value="RUS"> Russian Federation </option>
<option value="RWA"> Rwanda </option>
<option value="BLM"> Saint Barthelemy (st Barts) </option>
<option value="SHN"> Saint Helena, Ascension And Tristan De Chunha </option>
<option value="KNA"> Saint Kitts And Nevis </option>
<option value="LCA"> Saint Lucia </option>
<option value="MAF"> Saint Martin (french Side) </option>
<option value="SPM"> Saint Pierre And Miquelon </option>
<option value="VCT"> Saint Vincent And The Grenadines </option>
<option value="WSM"> Samoa </option>
<option value="SMR"> San Marino </option>
<option value="STP"> Sao Tome And Principe </option>
<option value="SAU"> Saudi Arabia </option>
<option value="SEN"> Senegal </option>
<option value="SRB"> Serbia </option>
<option value="SYC"> Seychelles </option>
<option value="SLE"> Sierra Leone </option>
<option value="SGP"> Singapore </option>
<option value="SXM"> Sint Maarten (dutch Side) </option>
<option value="SVK"> Slovakia </option>
<option value="SVN"> Slovenia </option>
<option value="SLB"> Solomon Islands </option>
<option value="SOM"> Somalia </option>
<option value="ZAF"> South Africa </option>
<option value="SGS"> South Georgia And The South Sandwich Islands </option>
<option value="SSD"> South Sudan </option>
<option value="ESP"> Spain </option>
<option value="LKA"> Sri Lanka </option>
<option value="SDN"> Sudan </option>
<option value="SUR"> Suriname </option>
<option value="SJM"> Svalbard And Jan Mayen </option>
<option value="SWZ"> Swaziland </option>
<option value="SWE"> Sweden </option>
<option value="CHE"> Switzerland </option>
<option value="SYR"> Syrian Arab Republic </option>
<option value="TWN"> Taiwan </option>
<option value="TJK"> Tajikistan </option>
<option value="TZA"> Tanzania, United Republic Of </option>
<option value="THA"> Thailand </option>
<option value="TLS"> Timor-leste </option>
<option value="TGO"> Togo </option>
<option value="TKL"> Tokelau </option>
<option value="TON"> Tonga </option>
<option value="TTO"> Trinidad And Tobago </option>
<option value="TUN"> Tunisia </option>
<option value="TUR"> Turkey </option>
<option value="TKM"> Turkmenistan </option>
<option value="TCA"> Turks And Caicos Islands </option>
<option value="TUV"> Tuvalu </option>
<option value="UGA"> Uganda </option>
<option value="UKR"> Ukraine </option>
<option value="ARE"> United Arab Emirates </option>
<option value="GBR"> United Kingdom </option>
<option value="UMI"> United States Minor Outlying Islands </option>
<option value="USA"> United States Of America </option>
<option value="URY"> Uruguay </option>
<option value="UZB"> Uzbekistan </option>
<option value="VUT"> Vanuatu </option>
<option value="VEN"> Venezuela </option>
<option value="VNM"> Vietnam </option>
<option value="VIR"> Virgin Islands, Us </option>
<option value="WLF"> Wallis And Futuna </option>
<option value="ESH"> Western Sahara </option>
<option value="YEM"> Yemen </option>
<option value="ZMB"> Zambia </option>
<option value="ZWE"> Zimbabwe </option>
</select>
<label for="country-of-citizenship" id="country-of-citizenship-label">Country of Citizenship</label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Please choose your country </div>
</div>
<div class="soft-error-description invisible">Please choose your country</div>
</div>
</div>
</div>
<span class="not-a-student-link" style="display: block">Not a student? <a class="link" id="not-a-student-link">Click here</a></span>
<div class="form-input-row " style="display: none">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="employmentStatus" id="employment-status" class="has-content">
<option value=""></option>
<option value="FULL_TIME"> Employed Full-Time </option>
<option value="PART_TIME"> Employed Part-Time </option>
<option value="RETIRED"> Retired </option>
<option value="SELF_EMPLOYED"> Self-Employed </option>
<option value="STUDENT" selected=""> College Student </option>
<option value="OTHER"> Other </option>
<option value="UNEMPLOYED"> Unemployed </option>
</select>
<label for="employment-status" id="employment-status-label"> Employment Status </label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your employment status </div>
</div>
<div class="soft-error-description invisible">Select your employment status</div>
</div>
<div class="explanatory-text" style="display: none">If you are a college student, whether you have a job or not, select "College Student".</div>
</div>
</div>
<div id="occupation-fields" style="display: none;">
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="occupationCode" id="occupation-code">
<option style="display:none" value=""></option>
<option value=""></option>
<option value="ACCT"> Accountant </option>
<option value="ADMN"> Administrative/Office Supp </option>
<option value="AGRI"> Agriculture/Farming </option>
<option value="AAAC"> Antiquities/Art/Auctioneer </option>
<option value="ADME"> Art/Design/Media/Entrtnmnt </option>
<option value="ATMO"> Atm Owner/Operator </option>
<option value="LEGL"> Attorney/Judge/Legal Servs </option>
<option value="CHOO"> Charitable Organization </option>
<option value="CONS"> Constrction/Mining/Oil Gas </option>
<option value="PHDD"> Doctor/Dentist/Pharmacist </option>
<option value="EDUC"> Education </option>
<option value="EMBS"> Embassy/Foreign Consulate </option>
<option value="EXPF"> Executive Professional </option>
<option value="FNBK"> Finance/Banking </option>
<option value="CSNO"> Gaming/Casino </option>
<option value="GSCS"> Gas Stn/Conv/Liq/Cig Store </option>
<option value="PLGV"> Govrnmt Emplyee/Politician </option>
<option value="HTOS"> Hospitality/Travel </option>
<option value="TECH"> Information Technology </option>
<option value="INRL"> Insurance/Real Estate </option>
<option value="GMDE"> Jewels/Jewlry/Prec. Metals </option>
<option value="LABR"> Maint/Cleaning/Other Labor </option>
<option value="MGPF"> Management Professional </option>
<option value="MANU"> Manufacturing/Production </option>
<option value="MTCC"> Money Transmtr/Chck Cashng </option>
<option value="HLTH"> Nurse/Health Services </option>
<option value="OTHR"> Other </option>
<option value="PLGO"> Parking Lot/Garage Owner </option>
<option value="PROT"> Police/Fire/Military </option>
<option value="FOOD"> Restaurant </option>
<option value="RTLS"> Retail/Resale </option>
<option value="VESA"> Sales-Car/Truck/Plane/Boat </option>
<option value="SCEG"> Scientist/Engineer </option>
<option value="INVS"> Securities/Comdties/Invtmt </option>
<option value="TRAD"> Trade (Plumber/Elctrician) </option>
<option value="TRNS"> Transportation/Trucking </option>
<option value="VDMO"> Vending Machine Operator </option>
</select>
<label for="occupation-code" id="occupation-code-label">Occupation</label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your occupation </div>
</div>
<div class="soft-error-description invisible">Select your occupation</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="other-occupation-description" maxlength="26" data-valid-character-class="[0-9A-Za-z ,.'-]" data-format="" name="otherOccupationDescription" value="">
<label for="other-occupation-description">Other Occupation</label>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Please enter your occupation </div>
</div>
<div class="soft-error-description invisible">Please enter your occupation</div>
</div>
</div>
</div>
</div>
<div class="out-of-school-fields" style="display: none">
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="levelOfEducation" id="highest-level-of-education">
<option value=""></option>
<option value="LESS_THAN_HIGH_SCHOOL"> Less than a high school diploma </option>
<option value="HIGH_SCHOOL"> High school diploma or GED </option>
<option value="ASSOCIATE_DEGREE"> Some college or associate degree </option>
<option value="BACHELORS_DEGREE"> Bachelor's Degree </option>
<option value="GRADUATE_DEGREE"> Advanced/Graduate Degree </option>
</select>
<label for="highest-level-of-education" id="highest-level-of-education-label"> Highest Level of Education </label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your highest level of education </div>
</div>
<div class="soft-error-description invisible">Select your highest level of education</div>
</div>
</div>
</div>
</div>
<div id="student-fields" style="display: block;">
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="yearInCollege" id="year-in-college">
<option value=""></option>
<option value="FRESHMAN"> Freshman </option>
<option value="SOPHOMORE"> Sophomore </option>
<option value="JUNIOR"> Junior </option>
<option value="SENIOR"> Senior </option>
<option value="GRADUATE_STUDENT"> Grad Student </option>
</select>
<label for="year-in-college" id="year-in-college-label"> Year in College </label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your year in college </div>
</div>
<div class="soft-error-description invisible">Select your year in college</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="expected-graduation-month-year" maxlength="7" data-valid-character-class="" data-format="" name="expectedGraduationMonthYear" value="" placeholder="MM/YYYY">
<label for="expected-graduation-month-year">Expected Graduation Date</label>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your expected graduation date </div>
</div>
<div class="soft-error-description invisible">Enter your expected graduation date</div>
</div>
<div class="explanatory-text" style="display: none">If you don't know the exact date, enter an approximate one.</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="monthly-house-or-rent-payment" maxlength="8" data-valid-character-class="" data-format="" name="monthlyHouseOrRentPayment" value="">
<label for="monthly-house-or-rent-payment">Monthly Housing/Rent Payment</label>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your monthly housing or rent payment amount </div>
</div>
<div class="soft-error-description invisible">Enter your monthly housing or rent payment amount</div>
</div>
<div class="explanatory-text" style="display: none">
<ul>
<li>If you pay your own housing, enter the full monthly amount</li>
<li>If you have roommates, enter just your share (Ex: Enter $400 if your monthly rent is $800 total with one other roommate)</li>
<li>If you have no monthly housing payment or someone else pays for your housing, such as a parent, enter "0".</li>
</ul>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="housingStatus" id="housing-status">
<option value=""></option>
<option value="HOME"> Own Home </option>
<option value="RENT"> Rent </option>
<option value="OTHER"> Other </option>
</select>
<label for="housing-status" id="housing-status-label"> Housing Status </label>
</span>
<div class="field-feedback flex-grid flex-centered">
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</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select your housing status </div>
</div>
<div class="soft-error-description invisible">Select your housing status</div>
</div>
</div>
</div>
<div class="input-group">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<div id="total-gross-income-expandable-input" tabindex="0" class="expandable-field">
<p class="expandable-field-content"></p>
</div>
<label>Total Gross Income</label>
<span class="subtitle">Yearly Amount</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
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</div>
</div>
</div>
<div class="form-input-row " style="display: none">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="total-gross-income" maxlength="13" data-valid-character-class="" data-format="" name="totalGrossIncome" value="">
<label for="total-gross-income">Total Gross Income</label>
<div class="field-feedback flex-grid flex-centered">
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<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
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</div>
</div>
<div id="unit-of-time-for-total-gross-income" class="radio-buttons-under-input has-content">
<span class="radio-button-container">
<span class="radio-container">
<input type="radio" name="unitOfTimeForTotalGrossIncome" id="unit-of-time-for-total-gross-income-yearly" value="YEARLY" checked="" data-container-id="unit-of-time-for-total-gross-income">
<span class="checkmark"></span>
<label for="unit-of-time-for-total-gross-income-yearly">Yearly</label>
</span>
<span class="radio-container">
<input type="radio" name="unitOfTimeForTotalGrossIncome" id="unit-of-time-for-total-gross-income-monthly" value="MONTHLY" data-container-id="unit-of-time-for-total-gross-income">
<span class="checkmark"></span>
<label for="unit-of-time-for-total-gross-income-monthly">Monthly</label>
</span>
</span>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter your total gross income, or enter 0 if you have no income </div>
</div>
<div class="soft-error-description invisible">Enter your total gross income, or enter 0 if you have no income</div>
</div>
<div class="explanatory-text" style="display: none"><strong>Income means</strong> wages, salary or tips, you currently earn or can reasonably expect to earn. Other examples include part-time or full-time work, internships and summer
jobs.<br><br><strong>You do not have to include alimony, child support or separate maintenance income unless you want it considered as a basis for repayment.</strong><br><br><strong>If you are 21 or older,</strong> you may include
another person's income that is available to you. <strong>If you are under 21,</strong> you may consider the amount of another person's income that is regularly deposited into your account.</div>
</div>
</div>
<div id="total-gross-income-expandable-input-soft-error-description-container" class="soft-error-description invisible"></div>
<div id="total-gross-income-expandable-input-hard-error-description-container" class="hard-error-description" style="display: none"></div>
<div id="total-gross-income-expandable-input-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div>
</div>
<div id="banking-information-container" class="at-least-one-yes-container">
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="bankAccountsOwned" id="bank-accounts-owned-select">
<option value=""></option>
<option value="BOTH"> Both Checking and Savings </option>
<option value="CHECKING"> Checking </option>
<option value="SAVINGS"> Savings </option>
<option value="NONE"> I don't have any bank accounts </option>
</select>
<label for="bank-accounts-owned-select" id="bank-accounts-owned-select-label"> Bank Accounts Owned </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select which bank accounts you own </div>
</div>
<div class="soft-error-description invisible">Select which bank accounts you own</div>
</div>
<div class="explanatory-text" style="display: none">Checking accounts, including debit accounts, are generally transactional accounts. Savings accounts are interest-bearing accounts, including IRAs. Savings may also include money
market accounts.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<label for="has-checking-account" class="field-label">Do you have a Checking Account?</label>
<div class="field-and-feedback-container-redesign">
<span id="has-checking-account" class="radio-button-container">
<span class="radio-container">
<input type="radio" name="hasCheckingAccount" id="has-checking-account-yes" value="Yes" data-container-id="has-checking-account" aria-label="Do you have a Checking Account? Yes">
<span class="checkmark"></span>
<label for="has-checking-account-yes">Yes</label>
</span>
<span class="radio-container">
<input type="radio" name="hasCheckingAccount" id="has-checking-account-no" value="No" data-container-id="has-checking-account" aria-label="Do you have a Checking Account? No">
<span class="checkmark"></span>
<label for="has-checking-account-no">No</label>
</span>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select yes or no </div>
</div>
<div class="soft-error-description invisible">Select yes or no</div>
</div>
<div class="form-input-row " style="display: none;">
<label for="has-other-accounts" class="field-label">Do you have a Savings, IRA, or Money Market Account?</label>
<div class="field-and-feedback-container-redesign">
<span id="has-other-accounts" class="radio-button-container">
<span class="radio-container">
<input type="radio" name="hasOtherAccounts" id="has-other-accounts-yes" value="Yes" data-container-id="has-other-accounts" aria-label="Do you have a Savings, IRA, or Money Market Account? Yes">
<span class="checkmark"></span>
<label for="has-other-accounts-yes">Yes</label>
</span>
<span class="radio-container">
<input type="radio" name="hasOtherAccounts" id="has-other-accounts-no" value="No" data-container-id="has-other-accounts" aria-label="Do you have a Savings, IRA, or Money Market Account? No">
<span class="checkmark"></span>
<label for="has-other-accounts-no">No</label>
</span>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select yes or no </div>
</div>
<div class="soft-error-description invisible">Select yes or no</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="email" maxlength="48" data-valid-character-class="." data-format="" name="email" value="" placeholder="Name@School.edu" autocomplete="email" autocapitalize="none">
<label for="email">Email Address</label>
<img class="pencil-icon" tabindex="-1" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Providing your .edu email address may allow us to speed up the process of your application. If you don't have one yet, simply enter your personal email address. </div>
</div>
<div class="soft-error-description invisible">Providing your .edu email address may allow us to speed up the process of your application. If you don't have one yet, simply enter your personal email address.</div>
</div>
<div class="explanatory-text" style="display: none">Providing your .edu email address may allow us to speed up the process of your application. If you don't have one yet, simply enter your personal email address.</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="primary-phone" data-valid-character-class="" data-format="phone-number" name="primaryPhone" value="" placeholder="XXX-XXX-XXXX" autocomplete="tel">
<label for="primary-phone">Primary Phone</label>
<img class="pencil-icon" tabindex="-1" style="display: none" src="/application/website/images/pencil-icon.svg" alt="Prefill Edit">
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter a 10-digit primary phone number </div>
</div>
<div class="soft-error-description invisible">Enter a 10-digit primary phone number</div>
</div>
</div>
</div>
<div id="balance-transfer-container">
<div class="section-header" id="edit-balance-transfer-section-header-container" style="display:none">
<div class="section-header-title-and-edit-and-feedback-container">
<a id="edit-balance-transfer-section-header" data-slide-time="300" role="button" tabindex="0">Balance Transfer</a>
<div class="section-header-edit-and-feedback-container" id="edit-balance-transfer-section-header-edit-and-feedback-container">
<a id="edit-balance-transfer-edit" class="edit-link link" aria-label="Edit Balance Transfer" style="display:block;" role="button" tabindex="0">
<img src="/application/website/images/edit.svg" aria-hidden="true">
Edit
</a>
</div>
</div>
<div id="edit-balance-transfer-header-collapsed-content" hidden="">
</div>
</div>
<div id="bt-link-flex-container">
<img id="bt-link-icon" src="/application/website/images/bt-link-redesign.svg">
<a class="link" id="balance-transfer-link" tabindex="0" href="">
Get a great balance transfer offer and transfer up to 3 balances (optional)
</a>
</div>
<div id="form-balance-transfer-calculator" class="calculator" style="display: none;">
<div class="transfer-row">
<div>Balance Transfer Request</div>
<div class="transfer-amount balance-transfer-requested-amount">$0.00</div>
</div>
<div class="transfer-row">
<div> + <span class="bt-calculator-rate">3%</span>
<span hidden="" class="minimum-fee">0</span>
<span hidden="" class="maximum-fee">99,999.99</span>
<span class="transfer-fee-prefix"></span> Transfer Fee
</div>
<div class="transfer-amount bt-calculator-fee">$0.00</div>
</div>
<div class="transfer-row">
<b class="transfer-request-and-fee">Total Amount of Transfer Request & Fee</b>
<b class="transfer-amount balance-transfer-total-amount">$0.00</b>
</div>
</div>
</div>
</div>
</div>
<div class="section" id="terms-and-conditions-info">
<div class="section-header" id="terms-and-conditions-info-section-header-container" style="">
<div class="section-header-title-and-edit-and-feedback-container">
<a id="terms-and-conditions-info-section-header" data-slide-time="300" role="button" tabindex="0">Terms & Conditions</a>
<div class="section-header-edit-and-feedback-container" id="terms-and-conditions-info-section-header-edit-and-feedback-container">
<a id="terms-and-conditions-info-edit" class="edit-link link" aria-label="Edit Terms & Conditions" style="display:none;" role="button" tabindex="0">
<img src="/application/website/images/edit.svg" aria-hidden="true">
Edit
</a>
</div>
</div>
<div id="terms-and-conditions-info-header-collapsed-content" hidden="">
</div>
</div>
<div id="terms-and-conditions-info-fields" style="">
<h1 id="important-information-header"> Please click or tap to scroll through the Text, Call and Email disclosures as well as the Important Information before agreeing to your Terms and Conditions </h1>
<div data-v-6c36ddf4="" class="scrollbox-with-header-link-tcpa">
<div data-v-6c36ddf4="" id="tcpa-disclosures-scrollbox" class="disclosures-scrollbox">
<div data-v-6c36ddf4="" id="tcpa-disclosures-text" class="footer-disclosure-text collapsed"><strong data-v-6c36ddf4="">Text and Call Disclosure</strong>
<p data-v-6c36ddf4=""> You agree Discover Bank, its affiliates, and agents ("Discover") may call you, including texts, about any current or future accounts or applications, with respect to all products you have with Discover at any
phone number you provide. In addition, you agree Discover may contact you using an automatic dialer or pre-recorded voice message. Message and Data rates may apply. Click here for text <a data-v-6c36ddf4="" href="https://www.discover.com/privacy-statement/sms-terms-conditions.html" target="_blank" class="link">terms and
conditions</a> and our <a data-v-6c36ddf4="" href="https://www.discover.com/privacy-statement/" target="_blank" class="link">privacy
policy</a>. </p> <br data-v-6c36ddf4=""> <strong data-v-6c36ddf4="">Email Disclosure</strong>
<p data-v-6c36ddf4=""> This is where we would send any communication, as well as special offers from Discover. You may opt out from receiving email offers at any time. </p>
</div> <!---->
</div> <!---->
</div>
<div class="review-terms-and-conditions-content">
<div class="segment-row">
<div class="segment" style="flex-grow: 1">
<h2 class="segment-bold">Important Information</h2>
</div>
<div class="page-header-icons">
<a id="review-terms-and-conditions-print-link" class="link print-link hide-for-print">Print</a>
</div>
</div>
<div id="terms-scrollbox">
<div class="terms-and-conditions">
<div class="terms-and-conditions-rates-box">
<h3 class="section-header">Interest Rates and Interest Charges</h3>
<div class="flex-grid interest-row">
<h5 class="col-small">Annual Percentage Rate (APR) for Purchases</h5>
<div class="col-medium" id="apr-for-purchases">
<input type="hidden" id="introAPR" value="0">
<input type="hidden" id="introDuration" value="6">
<p>
<span class="apr-value apr-value-big" data-handle="intro-actual-rate">0% </span> intro APR for 6 months from date of account opening.
</p>
<p> After the intro APR expires, your APR will be <span class="apr-value apr-value-big" data-handle="purchase-low-rate">12.99%</span> to <span class="apr-value apr-value-big" data-handle="purchase-high-rate">21.99%</span>
based on your creditworthiness. This APR will vary with the market based on the Prime Rate. </p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">APR for Balance Transfers</h5>
<div class="col-medium" id="apr-for-balance-transfers">
<input type="hidden" id="btIntroAPR" value="10.99">
<input type="hidden" id="btIntroDuration" value="6">
<p>
<span class="apr-value" data-handle="balance-transfer-rate">10.99%</span> intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2021.
</p>
<p> After the intro APR expires, your APR will be <span class="apr-value " data-handle="purchase-low-rate">12.99%</span> to <span class="apr-value " data-handle="purchase-high-rate">21.99%</span> based on your
creditworthiness. This APR will vary with the market based on the Prime Rate. </p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">APR for Cash Advances</h5>
<div class="col-medium" id="apr-for-cash-advances">
<p class="apr-value" data-handle="cash-actual-rate">24.99%</p>
<p>This APR will vary with the market based on the Prime Rate.</p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">Penalty APR and When It Applies</h5>
<div class="col-medium"><b>None</b></div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">How to Avoid Paying Interest on Purchases</h5>
<div class="col-medium"> Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). We will not charge you any interest on purchases if you pay your
entire balance by the due date each month. </div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">Minimum Interest Charge</h5>
<div class="col-medium">If you are charged interest, the charge will be no less than $.50.</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">For Credit Card Tips from the Consumer Financial Protection Bureau</h5>
<div class="col-medium"> To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
<a id="consumer-protection-link" href="https://www.consumerfinance.gov/learnmore" class="link" target="_blank">https://www.consumerfinance.gov/learnmore</a>. </div>
</div>
<h3 class="section-header">Fees</h3>
<h5 class="table-header">Set-up And Maintenance Fees</h5>
<div class="flex-grid fee-row">
<div class="col-small">Annual Fee</div>
<div class="col-medium"><b>None</b></div>
</div>
<div class="flex-grid fee-row">
<h5 class="col-small">Transaction Fees</h5>
</div>
<div class="flex-grid fee-row balance-transfer-fee">
<div class="col-small">Balance Transfer</div>
<div class="col-medium">
<p> Intro fee of <span class="apr-value">3%</span> of the amount of each transfer for transfers that post to your account by December 10, 2021 with the 10.99% intro APR balance transfer offer described above. After that, <span
class="apr-value">5%</span> of the amount of each transfer. </p>
</div>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Cash Advance</div>
<div class="col-medium"> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. </div>
</div>
<div class="flex-grid fee-row">
<h5 class="col-small">Penalty Fees</h5>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Late Payment</div>
<div class="col-medium"><b>None</b> the first time you pay late. After that, up to <b>$40</b>.</div>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Returned Payment</div>
<div class="col-medium">Up to <b>$40</b>.</div>
</div>
</div>
<h3 class="rules"></h3>
<section class="row">
<h5 class="section-label">HOW WE WILL CALCULATE YOUR BALANCE:</h5> We use a method called "daily balance (including new transactions)."
</section>
<section class="row">
<h5 class="section-label">HOW WE CALCULATE VARIABLE RATES BASED ON THE PRIME RATE:</h5>
<p class="calculate-and-determine-rates-explanation"> We use the highest U.S. Prime Rate listed in the online <i>The Wall Street Journal</i> (www.wsj.com) on the last business day of the month. For the purchase APR, we add from
9.74% to 18.74% to the Prime Rate based on your creditworthiness. When we evaluate your creditworthiness, we consider your credit report, all the information you provided and other information. Customers with the best credit
profiles receive the lowest rates. Some customers may receive higher rates and may be offered an account with different rates or terms, including no introductory rates but the same cash back rewards offer. For the cash advance
APR, we add 21.74% to the Prime Rate. </p>
</section>
<section class="balance-transfer-info-section row">
<h5 class="section-label">BALANCE TRANSFERS:</h5>
<span class="balance-transfers-explanation"> This offer applies to balance transfers that post to your account by 12/10/2021. It takes at least 14 days after your account is opened to process payments to your other accounts. You
may cancel a balance transfer at any time prior to that by calling 1-800-347-3085. Continue to make all required payments to your other accounts until you confirm that the balance transfers were made. Balance transfers may not
be used to pay any Discover accounts and do not earn rewards. You may transfer any amount, up to your credit available for transfers, which may be less than your total credit line. If your balance transfer request will exceed
your available credit, we will process your transfers for less than the amount requested, in the order requested. You may only make balance transfers to accounts that list you as an accountholder. The minimum payment requirement
can cause promotional balances to be paid in full prior to the end of the promotional period. <strong> There is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged
interest on purchases unless your purchase APR is at a promotional 0% APR. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under
this offer, in full by the first payment due date. </strong> See your Cardmember Agreement for details. </span>
</section>
<section class="row">
<h5 class="section-label">PAYMENT ALLOCATION:</h5> We apply payments and credits at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that
exceed the minimum payment due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
</section>
<section class="row application-information">
<h5 class="section-label">APPLICATION INFORMATION:</h5>
<strong> Federal law requires that we obtain certain information about you such as your date of birth and street address in order to verify your identity. </strong> To be eligible for the Discover Student Credit Card you must be a
college student. To determine whether you qualify for an account, we consider information bearing on your creditworthiness, including the information you provide in this application, which includes whether you are enrolled in 2 or
4 year college or university, and your credit report. You authorize us to receive and exchange information about you, including from your employer, your bank, credit bureaus and others for purposes of verifying your identity and
the information on this application and determining your eligibility for credit, renewal of credit, and future extensions of credit. You may have a maximum of one Discover student credit card account. You are eligible to apply for
a second Discover credit card account after your first Discover credit card account is opened more than twelve months and you are no longer a student. You agree Discover Bank, its affiliates, and agents ("Discover") may call you,
including texts, about any current or future accounts or applications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contact you using an automatic dialer
or pre-recorded voice message. Message and Data rates may apply. Click here for text <a href="https://www.discover.com/privacy-statement/sms-terms-conditions.html" class="link" target="_blank">
terms and conditions
</a> and our <a href="https://www.discover.com/privacy-statement/" class="link" target="_blank">
privacy policy</a>. Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. Offer only available to U.S. residents 18 and older. Every
applicant, regardless of marital status, can apply for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees and calculations of variable rates, are accurate as of August 31, 2021, and may
change after that date. To find out what may have changed after that date, write to us at PO Box 15410, Wilmington, DE 19850-5410. Please allow 30 days for us to process your application.
</section>
<section class="row">
<h5 class="section-label">CREDIT LINE:</h5>
<p>Applicants may not request a specific credit line. If you are approved, your credit line will be at least $500 and along with other terms of the account, will be based on a review of the information you provide in this
application and your consumer report; it may also include other information we may have bearing on your creditworthiness. Balance transfers made with an application are not considered to be a request for a particular credit
line. </p>
</section>
<section class="row">
<h5 class="section-label">CARDMEMBER AGREEMENT:</h5>
<p> You will receive a Cardmember Agreement with the Card. You agree that the Cardmember Agreement and the account are governed by Delaware and federal law. The terms of your account, including rates and fees, are subject to
change, to the extent permitted by law. <strong>ARBITRATION:</strong> The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the
right to have that claim resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30
days after receiving your Card. </p>
<p class="state-specific">
<span class="bold">Ohio Residents:</span> Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit
histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
</p>
<p class="state-specific">
<span class="bold">New York Residents:</span> For more information call us at 1-800-347-3085. You may contact the New York State Department of Financial Services at 1-800-342-3736 or visit www.dfs.ny.gov for free information on
comparative credit card rates, fees and grace periods.
</p>
<p class="state-specific">
<span class="bold">Wisconsin Residents:</span> No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor
is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington,
DE 19850-5410.
</p>
</section>
<section class="row">
<h5 class="section-label">REWARDS:</h5>
<p> We will send you full <a href="/application/website/documents/consumerDIT_terms.pdf" class="link" target="_blank">
terms and conditions
</a> with your card. Earn 5% Cashback Bonus® at different places each quarter up to the quarterly maximum each time you activate. The amount of the cap may change. <a href="https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html" class="link" target="_blank">Click
here</a> to see the current 5% program details. 5% category purchases over the quarterly maximum, and all other purchases, earn 1% cash back. You will not earn <i>Cashback Bonus</i> on cash advances, portion of purchases paid with
rewards, balance transfers, transfers from Discover checking or other deposit accounts, illegal transactions or any cash you receive in connection with a purchase at the point of sale through our Cash Over feature. For full
details about your rewards, call 1-800-347-3085. </p>
<p> You can redeem rewards in any amount at any time. Rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if you have not used your account within 18 months.
You may redeem your <i>Cashback Bonus</i> in any amount starting with 1 cent for a credit to your account, an electronic deposit to your bank account, a donation to select charities, or pay with <i>Cashback Bonus</i> at select
merchant(s). Visit Discover.com/paywithcashbackbonus for a list of current merchant(s). Starting with $5 <i>Cashback Bonus</i>, you may redeem for gift cards or instant eCertificates from our Partners. Redemption may not be
available for approximately 24-48 hours if your card is lost or stolen. </p>
</section>
<section class="row">
<h5 class="section-label">Cashback Match:</h5> We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days,
whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are
processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and
is exclusively for new cardmembers. No purchase minimums.
</section>
<section class="row">
<h5 class="section-label">Rewards at Amazon.com:</h5> Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
</section>
<section class="row">
<h5 class="section-label">PayPal:</h5> PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
</section>
<section class="row">
<h5 class="section-label">FICO<sup>®</sup> Credit Score Terms:</h5>
<p> Your FICO<sup>®</sup> Credit Score, key factors and other credit information are based on data from TransUnion<sup>®</sup> and may be different from other credit scores and other credit information provided by different
bureaus. This information is intended for and only provided to Primary account holders who have an available score. See <a href="https://www.discover.com/fico" class="link" target="_new">Discover.com/FICO</a> about the
availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online.
Discover and other lenders may use different inputs, such as FICO<sup>®</sup> Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered
trademark of Fair Isaac Corporation of the United States and other countries. </p>
<p> If you prefer not to receive your FICO<sup>®</sup> Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit
<a href="https://www.discover.com/fico" class="link" target="_new">Discover.com/FICO</a>. </p>
</section>
<section class="row">
<h5 class="section-label">Good Grade Rewards:</h5>
<p> Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward
is requested. Students with a Discover it<sup>®</sup> or Discover it<sup>®</sup> Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement
credit ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change. </p>
</section>
<section class="row">
<h5 class="section-label">Freeze it<sup>®</sup>:</h5>
<p> When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits,
dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. </p>
</section>
<section class="row">
<h5 class="section-label">Discover<sup>®</sup> Identity Alerts:</h5> Offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian<sup>®</sup>
credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found
on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive
identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit
may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit
<a href="https://www.discover.com/freealerts" class="link" target="_blank">discover.com/freealerts</a>.
</section>
<section class="row">
<h5 class="section-label">FREE OVERNIGHT CARD REPLACEMENT:</h5> Overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
</section>
</div>
</div>
</div>
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right to receive the information in paper and may withdraw your agreement at any time. Click <a id="show-electronic-comms-link" class="link" href="">Electronic Communications</a> for more information, including how to
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purpose(s) of verifying and protecting my information, whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within
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<p class="hide-for-print"> By clicking Submit, you acknowledge receipt of the <a href="https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html" target="_blank">
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</a> and agree to the <a id="tcpa-text-call-and-email-disclosure-link" href="#tcpa-disclosures-scrollbox">Text, Call and Email Disclosure</a> above. </p>
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<a id="back-to-application-from-rates-and-rewards" class="link">Back to Application</a>
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<div class="page-content">
<div class="page-header row">
<h2 class="page-title bold">IMPORTANT INFORMATION</h2>
<div class="page-header-icons">
<a id="rates-rewards-modal-print-link" class="link print-link hide-for-print">Print</a>
</div>
</div>
<div class="terms-and-conditions">
<div class="terms-and-conditions-rates-box">
<h3 class="section-header">Interest Rates and Interest Charges</h3>
<div class="flex-grid interest-row">
<h5 class="col-small">Annual Percentage Rate (APR) for Purchases</h5>
<div class="col-medium" id="apr-for-purchases">
<input type="hidden" id="introAPR" value="0">
<input type="hidden" id="introDuration" value="6">
<p>
<span class="apr-value apr-value-big" data-handle="intro-actual-rate">0% </span> intro APR for 6 months from date of account opening.
</p>
<p> After the intro APR expires, your APR will be <span class="apr-value apr-value-big" data-handle="purchase-low-rate">12.99%</span> to <span class="apr-value apr-value-big" data-handle="purchase-high-rate">21.99%</span> based on your
creditworthiness. This APR will vary with the market based on the Prime Rate. </p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">APR for Balance Transfers</h5>
<div class="col-medium" id="apr-for-balance-transfers">
<input type="hidden" id="btIntroAPR" value="10.99">
<input type="hidden" id="btIntroDuration" value="6">
<p>
<span class="apr-value" data-handle="balance-transfer-rate">10.99%</span> intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2021.
</p>
<p> After the intro APR expires, your APR will be <span class="apr-value " data-handle="purchase-low-rate">12.99%</span> to <span class="apr-value " data-handle="purchase-high-rate">21.99%</span> based on your creditworthiness. This APR
will vary with the market based on the Prime Rate. </p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">APR for Cash Advances</h5>
<div class="col-medium" id="apr-for-cash-advances">
<p class="apr-value" data-handle="cash-actual-rate">24.99%</p>
<p>This APR will vary with the market based on the Prime Rate.</p>
</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">Penalty APR and When It Applies</h5>
<div class="col-medium"><b>None</b></div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">How to Avoid Paying Interest on Purchases</h5>
<div class="col-medium"> Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). We will not charge you any interest on purchases if you pay your entire
balance by the due date each month. </div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">Minimum Interest Charge</h5>
<div class="col-medium">If you are charged interest, the charge will be no less than $.50.</div>
</div>
<div class="flex-grid interest-row">
<h5 class="col-small">For Credit Card Tips from the Consumer Financial Protection Bureau</h5>
<div class="col-medium"> To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
<a id="consumer-protection-link" href="https://www.consumerfinance.gov/learnmore" class="link" target="_blank">https://www.consumerfinance.gov/learnmore</a>. </div>
</div>
<h3 class="section-header">Fees</h3>
<h5 class="table-header">Set-up And Maintenance Fees</h5>
<div class="flex-grid fee-row">
<div class="col-small">Annual Fee</div>
<div class="col-medium"><b>None</b></div>
</div>
<div class="flex-grid fee-row">
<h5 class="col-small">Transaction Fees</h5>
</div>
<div class="flex-grid fee-row balance-transfer-fee">
<div class="col-small">Balance Transfer</div>
<div class="col-medium">
<p> Intro fee of <span class="apr-value">3%</span> of the amount of each transfer for transfers that post to your account by December 10, 2021 with the 10.99% intro APR balance transfer offer described above. After that, <span
class="apr-value">5%</span> of the amount of each transfer. </p>
</div>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Cash Advance</div>
<div class="col-medium"> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. </div>
</div>
<div class="flex-grid fee-row">
<h5 class="col-small">Penalty Fees</h5>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Late Payment</div>
<div class="col-medium"><b>None</b> the first time you pay late. After that, up to <b>$40</b>.</div>
</div>
<div class="flex-grid fee-row">
<div class="col-small">Returned Payment</div>
<div class="col-medium">Up to <b>$40</b>.</div>
</div>
</div>
<h3 class="rules"></h3>
<section class="row">
<h5 class="section-label">HOW WE WILL CALCULATE YOUR BALANCE:</h5> We use a method called "daily balance (including new transactions)."
</section>
<section class="row">
<h5 class="section-label">HOW WE CALCULATE VARIABLE RATES BASED ON THE PRIME RATE:</h5>
<p class="calculate-and-determine-rates-explanation"> We use the highest U.S. Prime Rate listed in the online <i>The Wall Street Journal</i> (www.wsj.com) on the last business day of the month. For the purchase APR, we add from 9.74% to
18.74% to the Prime Rate based on your creditworthiness. When we evaluate your creditworthiness, we consider your credit report, all the information you provided and other information. Customers with the best credit profiles receive the
lowest rates. Some customers may receive higher rates and may be offered an account with different rates or terms, including no introductory rates but the same cash back rewards offer. For the cash advance APR, we add 21.74% to the Prime
Rate. </p>
</section>
<section class="balance-transfer-info-section row">
<h5 class="section-label">BALANCE TRANSFERS:</h5>
<span class="balance-transfers-explanation"> This offer applies to balance transfers that post to your account by 12/10/2021. It takes at least 14 days after your account is opened to process payments to your other accounts. You may cancel
a balance transfer at any time prior to that by calling 1-800-347-3085. Continue to make all required payments to your other accounts until you confirm that the balance transfers were made. Balance transfers may not be used to pay any
Discover accounts and do not earn rewards. You may transfer any amount, up to your credit available for transfers, which may be less than your total credit line. If your balance transfer request will exceed your available credit, we will
process your transfers for less than the amount requested, in the order requested. You may only make balance transfers to accounts that list you as an accountholder. The minimum payment requirement can cause promotional balances to be
paid in full prior to the end of the promotional period. <strong> There is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases unless your purchase APR
is at a promotional 0% APR. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date.
</strong> See your Cardmember Agreement for details. </span>
</section>
<section class="row">
<h5 class="section-label">PAYMENT ALLOCATION:</h5> We apply payments and credits at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the
minimum payment due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
</section>
<section class="row application-information">
<h5 class="section-label">APPLICATION INFORMATION:</h5>
<strong> Federal law requires that we obtain certain information about you such as your date of birth and street address in order to verify your identity. </strong> To be eligible for the Discover Student Credit Card you must be a college
student. To determine whether you qualify for an account, we consider information bearing on your creditworthiness, including the information you provide in this application, which includes whether you are enrolled in 2 or 4 year college or
university, and your credit report. You authorize us to receive and exchange information about you, including from your employer, your bank, credit bureaus and others for purposes of verifying your identity and the information on this
application and determining your eligibility for credit, renewal of credit, and future extensions of credit. You may have a maximum of one Discover student credit card account. You are eligible to apply for a second Discover credit card
account after your first Discover credit card account is opened more than twelve months and you are no longer a student. You agree Discover Bank, its affiliates, and agents ("Discover") may call you, including texts, about any current or
future accounts or applications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contact you using an automatic dialer or pre-recorded voice message. Message and Data
rates may apply. Click here for text <a href="https://www.discover.com/privacy-statement/sms-terms-conditions.html" class="link" target="_blank">
terms and conditions
</a> and our <a href="https://www.discover.com/privacy-statement/" class="link" target="_blank">
privacy policy</a>. Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. Offer only available to U.S. residents 18 and older. Every
applicant, regardless of marital status, can apply for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees and calculations of variable rates, are accurate as of August 31, 2021, and may change
after that date. To find out what may have changed after that date, write to us at PO Box 15410, Wilmington, DE 19850-5410. Please allow 30 days for us to process your application.
</section>
<section class="row">
<h5 class="section-label">CREDIT LINE:</h5>
<p>Applicants may not request a specific credit line. If you are approved, your credit line will be at least $500 and along with other terms of the account, will be based on a review of the information you provide in this application and
your consumer report; it may also include other information we may have bearing on your creditworthiness. Balance transfers made with an application are not considered to be a request for a particular credit line. </p>
</section>
<section class="row">
<h5 class="section-label">CARDMEMBER AGREEMENT:</h5>
<p> You will receive a Cardmember Agreement with the Card. You agree that the Cardmember Agreement and the account are governed by Delaware and federal law. The terms of your account, including rates and fees, are subject to change, to the
extent permitted by law. <strong>ARBITRATION:</strong> The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the right to have that claim
resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card. </p>
<p class="state-specific">
<span class="bold">Ohio Residents:</span> Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on
each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
</p>
<p class="state-specific">
<span class="bold">New York Residents:</span> For more information call us at 1-800-347-3085. You may contact the New York State Department of Financial Services at 1-800-342-3736 or visit www.dfs.ny.gov for free information on
comparative credit card rates, fees and grace periods.
</p>
<p class="state-specific">
<span class="bold">Wisconsin Residents:</span> No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is
furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington, DE 19850-5410.
</p>
</section>
<section class="row">
<h5 class="section-label">REWARDS:</h5>
<p> We will send you full <a href="/application/website/documents/consumerDIT_terms.pdf" class="link" target="_blank">
terms and conditions
</a> with your card. Earn 5% Cashback Bonus® at different places each quarter up to the quarterly maximum each time you activate. The amount of the cap may change. <a href="https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html" class="link" target="_blank">Click
here</a> to see the current 5% program details. 5% category purchases over the quarterly maximum, and all other purchases, earn 1% cash back. You will not earn <i>Cashback Bonus</i> on cash advances, portion of purchases paid with
rewards, balance transfers, transfers from Discover checking or other deposit accounts, illegal transactions or any cash you receive in connection with a purchase at the point of sale through our Cash Over feature. For full details about
your rewards, call 1-800-347-3085. </p>
<p> You can redeem rewards in any amount at any time. Rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if you have not used your account within 18 months. You may
redeem your <i>Cashback Bonus</i> in any amount starting with 1 cent for a credit to your account, an electronic deposit to your bank account, a donation to select charities, or pay with <i>Cashback Bonus</i> at select merchant(s). Visit
Discover.com/paywithcashbackbonus for a list of current merchant(s). Starting with $5 <i>Cashback Bonus</i>, you may redeem for gift cards or instant eCertificates from our Partners. Redemption may not be available for approximately 24-48
hours if your card is lost or stolen. </p>
</section>
<section class="row">
<h5 class="section-label">Cashback Match:</h5> We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is
longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match
period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers.
No purchase minimums.
</section>
<section class="row">
<h5 class="section-label">Rewards at Amazon.com:</h5> Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
</section>
<section class="row">
<h5 class="section-label">PayPal:</h5> PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
</section>
<section class="row">
<h5 class="section-label">FICO<sup>®</sup> Credit Score Terms:</h5>
<p> Your FICO<sup>®</sup> Credit Score, key factors and other credit information are based on data from TransUnion<sup>®</sup> and may be different from other credit scores and other credit information provided by different bureaus. This
information is intended for and only provided to Primary account holders who have an available score. See <a href="https://www.discover.com/fico" class="link" target="_new">Discover.com/FICO</a> about the availability of your score. Your
score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different
inputs, such as FICO<sup>®</sup> Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation of the United States and
other countries. </p>
<p> If you prefer not to receive your FICO<sup>®</sup> Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit
<a href="https://www.discover.com/fico" class="link" target="_new">Discover.com/FICO</a>. </p>
</section>
<section class="row">
<h5 class="section-label">Good Grade Rewards:</h5>
<p> Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is
requested. Students with a Discover it<sup>®</sup> or Discover it<sup>®</sup> Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit
("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change. </p>
</section>
<section class="row">
<h5 class="section-label">Freeze it<sup>®</sup>:</h5>
<p> When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute
adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. </p>
</section>
<section class="row">
<h5 class="section-label">Discover<sup>®</sup> Identity Alerts:</h5> Offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian<sup>®</sup> credit report
and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. This
information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert
services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover
Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit
<a href="https://www.discover.com/freealerts" class="link" target="_blank">discover.com/freealerts</a>.
</section>
<section class="row">
<h5 class="section-label">FREE OVERNIGHT CARD REPLACEMENT:</h5> Overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
</section>
</div>
<div class="row flex-container">
<button id="" class="back-to-application-from-rates-and-rewards close-button hide-for-print" type="button"> Close </button>
</div>
<div class="disclosure-container">
</div>
</div>
</div>
<div id="balance-transfer-modal" class="page" style="display: none">
<div class="segment row hide-for-print" id="back-to-application-link-container">
<a id="back-to-application-from-balance-transfer" class="link">Back to Application</a>
</div>
<div class="page-content">
<div class="page-header row">
<h2 class="page-title bold">Balance Transfer</h2>
<div class="page-header-icons">
</div>
</div>
<div id="balance-transfer-grid">
<hr>
<div class="bt-header">Your Offer</div>
<div id="transfer-details-fields">
<div class="balance-transfer-border">
<div id="bt-offer-info-container">
<div class="bt-offer-info-container-item flex-column-container">
<div class="flex-row-container">
<div class="balance-transfer-header-container" style="flex: 1">
<div class="balance-transfer-header" id="transfer-details-intro-apr"> Intro APR </div>
<div class="balance-transfer-explanatory-text">This low promotional rate helps you save on interest. </div>
</div>
<div class="bt-offer-info-header-value" style="flex: 1"> 10.99% </div>
</div>
<div class="flex-row-container">
<div class="balance-transfer-header-container" style="flex: 1">
<div class="balance-transfer-header" id="transfer-details-duration"> Duration </div>
<div class="balance-transfer-explanatory-text">How long the intro APR applies to your transfer amount. </div>
</div>
<div class="bt-offer-info-header-value" style="flex: 1"> 6 mo. </div>
</div>
<div class="flex-row-container">
<div class="balance-transfer-header-container" style="flex: 1">
<div class="balance-transfer-header" id="transfer-details-transfer-fee">Transfer Fee</div>
<div class="balance-transfer-explanatory-text">A fee applies to some offers.</div>
</div>
<div class="bt-offer-info-header-value" style="flex: 1"> 3% </div>
</div>
</div>
<div id="offer-info-container-vertical-divider" class="not-mobile"></div>
<br id="balance-transfer-br">
<div class="bt-offer-info-container-item">
<div class="bt-footer"> After the intro APR expires, your APR<sup>*</sup> will be<br>
<span class="bt-amount"><span class="apr-value " data-handle="purchase-low-rate">12.99%</span> to <span class="apr-value " data-handle="purchase-high-rate">21.99%</span></span> based on your credit worthiness.
</div>
</div>
</div>
<div class="flex-row-container" id="bt-standard-fee-message"> For offers other than those above, the standard fee of each transfer amount is <span class="bt-amount"><span class="apr-value "> 5% </span></span><span
style="margin-left: -3px">.</span>
</div>
</div>
<div class="helper-text-container">
<p>Balance transfers can be used to pay:</p>
<br>
<ul>
<li>Credit Cards</li>
<li>Auto Loans</li>
<li>Gas Cards</li>
<li>Medical Bills</li>
<li>Store Cards</li>
</ul>
</div>
<div>
<hr>
</div>
<div class="bt-header">Request Transfer</div>
<div id="bt-inputs-container" class="fields">
<div class="balance-transfer" style="display:block" data-transfer-num="1" data-is-template="">
<div class="transfer-row ">
<h1>Transfer 1</h1>
<div class="remove-transfer-link link" style="display: none;">Remove Transfer</div>
</div>
<div class="transfer-summary-section row" style="display: none;">
<div class="transfer-summary-creditor-info transfer-row">
<div class="transfer-summary-creditor-label">Creditor</div>
<div class="transfer-summary-dollar-amount-label">$X.XX</div>
</div>
<div class="transfer-summary-creditor-address-info">
<div class="transfer-summary-creditor-address-label">Address</div>
<div class="transfer-summary-creditor-city-state-zip-label">City, State, Zip</div>
</div>
</div>
<div class="transfer-input-section balance-transfer-input">
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="transfer-account-number-field-1" maxlength="25" data-valid-character-class="[0-9]" data-format="" name="accountNumber" value="">
<label for="transfer-account-number-field-1">Account Number</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter a valid account number </div>
</div>
<div class="soft-error-description invisible">Enter a valid account number</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="transfer-dollar-amount-field-1" maxlength="11" data-valid-character-class="" data-format="" name="dollarAmount" value="">
<label for="transfer-dollar-amount-field-1">Transfer Amount</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter the amount you would like to transfer </div>
</div>
<div class="soft-error-description invisible">Enter the amount you would like to transfer</div>
</div>
</div>
</div>
<div id="creditor-not-found-message-1" class="flex-row message-box" style="display: none;">
<img src="/application/website/images/Tooltip.svg" alt="Attention">
<p>We couldn't find your creditor address. Please provide the full mailing address of your creditor below.</p>
</div>
<div id="creditor-lookup-loader-1" class="flex-row message-box" style="display: none;">
<div class="loader"></div>
<p>We are checking your creditor's information.</p>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="creditor-name-field-1" maxlength="28" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="creditorName" value="" class="creditor-name-field">
<label for="creditor-name-field-1">Creditor Name</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter a valid creditor name </div>
</div>
<div class="soft-error-description invisible">Enter a valid creditor name</div>
</div>
</div>
</div>
<div class="form-input-row " style="display: none;">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select id="creditor-name-select-1">
<option value=""></option>
</select>
<label for="creditor-name-select-1" id="creditor-name-select-1-label"> Creditor Name </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select a creditor name </div>
</div>
<div class="soft-error-description invisible">Select a creditor name</div>
</div>
</div>
</div>
<div class="creditor-address-fields" style="display: none;">
<div class="input-group">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<div id="creditor-address-input-group-1" tabindex="0" class="expandable-field">
<p class="expandable-field-content"></p>
</div>
<label>Creditor Address</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="creditor-address-field-1" maxlength="28" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="creditorAddress" value="">
<label for="creditor-address-field-1">Creditor Address</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter creditor's address </div>
</div>
<div class="soft-error-description invisible">Enter creditor's address</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="creditor-apt-num-field-1" maxlength="28" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="creditorAddressLine2" value="">
<label for="creditor-apt-num-field-1">Apt/Suite/Floor (Optional)</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description">
</div>
</div>
<div class="soft-error-description invisible"></div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="text" id="creditor-city-field-1" maxlength="24" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="creditorCity" value="">
<label for="creditor-city-field-1">Creditor City</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter creditor's city </div>
</div>
<div class="soft-error-description invisible">Enter creditor's city</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<span class="select-wrapper">
<select name="creditorState" id="creditor-state-field-1">
<option value=""></option>
<option value="AL"> Alabama </option>
<option value="AK"> Alaska </option>
<option value="AZ"> Arizona </option>
<option value="AR"> Arkansas </option>
<option value="CA"> California </option>
<option value="CO"> Colorado </option>
<option value="CT"> Connecticut </option>
<option value="DE"> Delaware </option>
<option value="DC"> District of Columbia </option>
<option value="FL"> Florida </option>
<option value="GA"> Georgia </option>
<option value="HI"> Hawaii </option>
<option value="ID"> Idaho </option>
<option value="IL"> Illinois </option>
<option value="IN"> Indiana </option>
<option value="IA"> Iowa </option>
<option value="KS"> Kansas </option>
<option value="KY"> Kentucky </option>
<option value="LA"> Louisiana </option>
<option value="ME"> Maine </option>
<option value="MD"> Maryland </option>
<option value="MA"> Massachusetts </option>
<option value="MI"> Michigan </option>
<option value="MN"> Minnesota </option>
<option value="MS"> Mississippi </option>
<option value="MO"> Missouri </option>
<option value="MT"> Montana </option>
<option value="NE"> Nebraska </option>
<option value="NV"> Nevada </option>
<option value="NH"> New Hampshire </option>
<option value="NJ"> New Jersey </option>
<option value="NM"> New Mexico </option>
<option value="NY"> New York </option>
<option value="NC"> North Carolina </option>
<option value="ND"> North Dakota </option>
<option value="OH"> Ohio </option>
<option value="OK"> Oklahoma </option>
<option value="OR"> Oregon </option>
<option value="PA"> Pennsylvania </option>
<option value="RI"> Rhode Island </option>
<option value="SC"> South Carolina </option>
<option value="SD"> South Dakota </option>
<option value="TN"> Tennessee </option>
<option value="TX"> Texas </option>
<option value="UT"> Utah </option>
<option value="VT"> Vermont </option>
<option value="VA"> Virginia </option>
<option value="WA"> Washington </option>
<option value="WV"> West Virginia </option>
<option value="WI"> Wisconsin </option>
<option value="WY"> Wyoming </option>
<option value="AA"> Armed Forces Americas (AA) </option>
<option value="AE"> Armed Forces Europe (AE) </option>
<option value="AP"> Armed Forces Pacific (AP) </option>
<option value="GU"> Guam </option>
<option value="PR"> Puerto Rico </option>
<option value="VI"> US Virgin Islands </option>
<option value="MH"> Marshall Islands </option>
<option value="AS"> American Samoa </option>
<option value="MP"> Northern Mariana Islands </option>
<option value="PW"> Palau </option>
<option value="FM"> Federated States of Micronesia </option>
</select>
<label for="creditor-state-field-1" id="creditor-state-field-1-label"> Creditor State </label>
</span>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Select creditor's state </div>
</div>
<div class="soft-error-description invisible">Select creditor's state</div>
</div>
</div>
</div>
<div class="form-input-row " style="">
<div class="explanatory-text-container">
<div class="field-and-error-descriptions-container">
<div class="field-and-feedback-container-redesign">
<input type="tel" id="creditor-zip-field-1" maxlength="5" data-valid-character-class="[0-9]" data-format="" name="creditorZip" value="">
<label for="creditor-zip-field-1">Creditor ZIP Code</label>
<div class="field-feedback flex-grid flex-centered">
<img class="good-job" src="/application/website/images/alerts/Success.svg" style="display: none" alt="This answer was provided.">
<img class="hard-error" src="/application/website/images/alerts/Error.svg" style="display: none;" alt="This answer has a problem">
<img class="soft-error" src="/application/website/images/alerts/Warning.svg" style="display: none;" alt="This answer may have a problem. Please check carefully.">
</div>
</div>
<div class="hard-error-description-container invisible">
<div class="hard-error-description"> Enter creditor's ZIP Code </div>
</div>
<div class="soft-error-description invisible">Enter creditor's ZIP Code</div>
</div>
</div>
</div>
<div id="creditor-address-input-group-1-soft-error-description-container" class="soft-error-description invisible"></div>
<div id="creditor-address-input-group-1-hard-error-description-container" class="hard-error-description" style="display: none"></div>
<div id="creditor-address-input-group-1-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div>
</div>
</div>
</div>
</div>
</div>
<a id="add-another-transfer-btn" class="link">+ Add Another Transfer</a>
<div id="balance-transfer-calculator" class="calculator" style="display: block;">
<div class="transfer-row">
<div>Balance Transfer Request</div>
<div class="transfer-amount balance-transfer-requested-amount">$0.00</div>
</div>
<div class="transfer-row">
<div> + <span class="bt-calculator-rate">3%</span>
<span hidden="" class="minimum-fee">0</span>
<span hidden="" class="maximum-fee">99,999.99</span>
<span class="transfer-fee-prefix"></span> Transfer Fee
</div>
<div class="transfer-amount bt-calculator-fee">$0.00</div>
</div>
<div class="transfer-row">
<b class="transfer-request-and-fee">Total Amount of Transfer Request & Fee</b>
<b class="transfer-amount balance-transfer-total-amount">$0.00</b>
</div>
</div>
</div>
<div id="bt-rates-rewards-link" class="link info-link" tabindex="0">
<sup>*</sup>See rates, rewards, and other info
</div>
<div class="link info-link" id="bt-info-link">See "Important Information about Balance Transfers" for additional details </div>
<p><b>Your balance transfer request is not a request for a particular line.</b></p>
<br>
<ul class="bt-ending-notes">
<li>We will process your balance transfer request up to 95% of your credit line, in the order listed above.</li>
<li>Your balance transfer will process 14 days after your account opens.</li>
<li>To make changes or cancel the transfer, please call us before then.</li>
</ul>
<p><b>You should know this important information about paying interest.</b></p>
<br>
<ul class="bt-ending-notes">
<li>You will be charged interest on purchases unless you have a promotional 0% APR on purchases.</li>
<li>To avoid interest on purchases, repay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date.</li>
</ul>
<div class="primary-secondary-button-container vertical-padding">
<button type="button" id="balance-transfer-save-terms-button" class="next-section button">Save Balance Transfer</button>
<a id="cancel-transfer-link" class="link">Cancel Transfer</a>
</div>
<div id="bt-mail-offer-container" class="mail-offer-container">Responding to a mail offer?
<a href="https://www.discovercard.com/application/website/invite?flavor=it&ICMPGN=IT_CM_APP_ENTER_INVITATION_NUMBER_LNK" class="link">Enter Invitation Number</a>
</div>
</div>
<div id="exit-modal" class="modal" style="display: none">
<div class="modal-content flex-column">
<h1 class="modal-title page-title"></h1>
<p></p>
<div class="modal-button-container primary-secondary-button-container">
<button class="modal-primary-button" type="button"></button>
<a href="" class="modal-secondary-button link"></a>
</div>
</div>
</div>
<div class="disclosure-container">
</div>
</div>
</div>
<div id="esign-section" class="page" style="display: none">
<div class="segment row hide-for-print" id="back-to-application-link-container">
<a id="back-to-application" class="link">Back to Application</a>
</div>
<div class="page-content">
<div class="page-header row">
<h2 class="page-title bold">Please Review and Accept Terms and Conditions</h2>
<div class="page-header-icons">
<a id="esign-print-link" class="link print-link hide-for-print">Print</a>
<a id="download-paperless-link" class="link download-link hide-for-print" target="newtab" download="Paperless_Disclosure.pdf" href="documents/Paperless_Disclosure.pdf">Download</a>
</div>
</div>
<div id="esign-content" class="row">
<div class="segment segment-margin">
<div>
<span class="segment-bold">Step 1:</span>
<span> Paperless Disclosure</span>
</div>
<div class="segment-bold"> If you would like to receive your application decision electronically and, if approved, receive future disclosures and other important information about your Discover card Account electronically instead of paper,
please read and accept the terms and conditions below. </div>
<div class="segment-bold"> Please note that you are not signing up to receive statements electronically. </div>
</div>
<div class="segment">
<p>Please read the following important information about receiving disclosures electronically.</p>
<p>You agree that we may provide you with your application decision and, if approved, any disclosures, notices or other information (collectively "disclosures") legally required in connection with your Discover card Account electronically
rather than in paper form. These disclosures include, but are not limited to, our privacy policy, change of terms notices, and amendments or addenda to the Cardmember Agreement or to the terms of any benefits, products, or services
offered in connection with your Account. You have the right to receive these disclosures in paper form, and may at any time withdraw your consent to receive them electronically. There will be no fees or penalties for withdrawal of your
consent. You can withdraw your consent, or update your e-mail address in the profile section of account center if you are a cardmember, or by calling <span class="segment-bold">1-800-DISCOVER</span> (1-800-347-2683). There is no fee for
paper copies of disclosures.<br> Your application decision will be delivered on the next web page after submitting your application and you will have the ability to save it and print it out. If you are approved, your account disclosures
will be delivered to you as a message at your Secure Message Center, or when indicated for some disclosures, be delivered to you on a web page on Account Center.</p>
<p>For the Secure Message Center, you will receive an e-mail notification at your e-mail address on file with us notifying you of a new message. If you use a spam filter, which blocks or re-routes e-mails from senders not listed in your
e-mail address book, you must add "service@email.discover.com" to your e-mail address book. In addition, to ensure that you are able to receive notifications about new messages, you must keep your e-mail address current via the "My
Profile" section on Discover.com. You can access the Secure Message Center by clicking on the link in the e-mail notification or by logging in to your account at discover.com. If you are unable to access the Secure Message Center, please
call us at <span class="segment-bold">1-800-DISCOVER</span> (1-800-347-2683).<br> Each message on your Secure Message Center will be accessible for 120 days from delivery before it is deleted. After a message is opened by you, it will be
accessible for 30 days before being deleted. You will have the ability to print out your messages.</p>
<p>To ensure you receive the necessary messages and disclosures, you must have a valid Internet e-mail address, Internet access and access to a printer. You must also have one of the following hardware/browser combinations, with cookies
enabled and the following software:</p>
<div>
<div class="segment-sub-section-header">Target Browsers Supported</div>
<ul class="segment-list">
<li>Microsoft<sup>®</sup> Windows<sup>®</sup>
<ul>
<li>Internet Explorer 11.0 and above</li>
<li>Mozilla Firefox 30.0 and above</li>
<li>Google Chrome 30.0 and above</li>
<li>Safari 7.0 and above</li>
<li>Google Chrome Mobile 30.0 and above</li>
<li>Safari Mobile 5.0 and above</li>
</ul>
</li>
<li>Macintosh<sup>®</sup>
<ul>
<li>Safari 7.0 and above</li>
<li>Google Chrome Mobile 30.0 and above</li>
<li>Safari Mobile 5.0 and above</li>
</ul>
</li>
</ul>
</div>
<div>
<div class="segment-sub-section-header">Software</div>
<ul>
<li>Adobe Reader 8.0 and above</li>
<li>JavaScript 1.0 and above</li>
</ul>
</div>
<p>In order to receive disclosures through our Discover Mobile App, you must download the App to a supported smartphone or other device. We reserve the right to terminate this service, change terms of your use of this service or send
disclosures in paper form at any time. We will provide you with notice of any such termination or change as required by law.</p>
</div>
</div>
</div>
</div>
</form>GET https://tr.snapchat.com/cm/i
<form method="GET" action="https://tr.snapchat.com/cm/i" target="snap07480288021249641" accept-charset="utf-8" style="display: none;"><iframe id="snap07480288021249641" name="snap07480288021249641"></iframe><input name="pid"></form>Text Content
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* If you pay your own housing, enter the full monthly amount
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summer jobs.
You do not have to include alimony, child support or separate maintenance income
unless you want it considered as a basis for repayment.
If you are 21 or older, you may include another person's income that is
available to you. If you are under 21, you may consider the amount of another
person's income that is regularly deposited into your account.
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accounts. Savings accounts are interest-bearing accounts, including IRAs.
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Terms & Conditions
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PLEASE CLICK OR TAP TO SCROLL THROUGH THE TEXT, CALL AND EMAIL DISCLOSURES AS
WELL AS THE IMPORTANT INFORMATION BEFORE AGREEING TO YOUR TERMS AND CONDITIONS
Text and Call Disclosure
You agree Discover Bank, its affiliates, and agents ("Discover") may call you,
including texts, about any current or future accounts or applications, with
respect to all products you have with Discover at any phone number you provide.
In addition, you agree Discover may contact you using an automatic dialer or
pre-recorded voice message. Message and Data rates may apply. Click here for
text terms and conditions and our privacy policy.
Email Disclosure
This is where we would send any communication, as well as special offers from
Discover. You may opt out from receiving email offers at any time.
IMPORTANT INFORMATION
Print
INTEREST RATES AND INTEREST CHARGES
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES
0% intro APR for 6 months from date of account opening.
After the intro APR expires, your APR will be 12.99% to 21.99% based on your
creditworthiness. This APR will vary with the market based on the Prime Rate.
APR FOR BALANCE TRANSFERS
10.99% intro APR for 6 months from date of first transfer, for transfers under
this offer that post to your account by December 10, 2021.
After the intro APR expires, your APR will be 12.99% to 21.99% based on your
creditworthiness. This APR will vary with the market based on the Prime Rate.
APR FOR CASH ADVANCES
24.99%
This APR will vary with the market based on the Prime Rate.
PENALTY APR AND WHEN IT APPLIES
None
HOW TO AVOID PAYING INTEREST ON PURCHASES
Your due date is at least 25 days after the close of each billing period (at
least 23 days for billing periods that begin in February). We will not charge
you any interest on purchases if you pay your entire balance by the due date
each month.
MINIMUM INTEREST CHARGE
If you are charged interest, the charge will be no less than $.50.
FOR CREDIT CARD TIPS FROM THE CONSUMER FINANCIAL PROTECTION BUREAU
To learn more about factors to consider when applying for or using a credit
card, visit the website of the Consumer Financial Protection Bureau at
https://www.consumerfinance.gov/learnmore.
FEES
SET-UP AND MAINTENANCE FEES
Annual Fee
None
TRANSACTION FEES
Balance Transfer
Intro fee of 3% of the amount of each transfer for transfers that post to your
account by December 10, 2021 with the 10.99% intro APR balance transfer offer
described above. After that, 5% of the amount of each transfer.
Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater.
PENALTY FEES
Late Payment
None the first time you pay late. After that, up to $40.
Returned Payment
Up to $40.
HOW WE WILL CALCULATE YOUR BALANCE:
We use a method called "daily balance (including new transactions)."
HOW WE CALCULATE VARIABLE RATES BASED ON THE PRIME RATE:
We use the highest U.S. Prime Rate listed in the online The Wall Street Journal
(www.wsj.com) on the last business day of the month. For the purchase APR, we
add from 9.74% to 18.74% to the Prime Rate based on your creditworthiness. When
we evaluate your creditworthiness, we consider your credit report, all the
information you provided and other information. Customers with the best credit
profiles receive the lowest rates. Some customers may receive higher rates and
may be offered an account with different rates or terms, including no
introductory rates but the same cash back rewards offer. For the cash advance
APR, we add 21.74% to the Prime Rate.
BALANCE TRANSFERS:
This offer applies to balance transfers that post to your account by 12/10/2021.
It takes at least 14 days after your account is opened to process payments to
your other accounts. You may cancel a balance transfer at any time prior to that
by calling 1-800-347-3085. Continue to make all required payments to your other
accounts until you confirm that the balance transfers were made. Balance
transfers may not be used to pay any Discover accounts and do not earn rewards.
You may transfer any amount, up to your credit available for transfers, which
may be less than your total credit line. If your balance transfer request will
exceed your available credit, we will process your transfers for less than the
amount requested, in the order requested. You may only make balance transfers to
accounts that list you as an accountholder. The minimum payment requirement can
cause promotional balances to be paid in full prior to the end of the
promotional period. There is no grace period on your balance transfers. If you
take advantage of this balance transfer offer, you will be charged interest on
purchases unless your purchase APR is at a promotional 0% APR. To avoid interest
on new purchases after you transfer a balance, you must pay all balances on your
account, including any balances you transfer under this offer, in full by the
first payment due date. See your Cardmember Agreement for details.
PAYMENT ALLOCATION:
We apply payments and credits at our discretion, including in a manner most
favorable or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the minimum payment due to balances with higher APRs
before balances with lower APRs as of the date we credit your payment.
APPLICATION INFORMATION:
Federal law requires that we obtain certain information about you such as your
date of birth and street address in order to verify your identity. To be
eligible for the Discover Student Credit Card you must be a college student. To
determine whether you qualify for an account, we consider information bearing on
your creditworthiness, including the information you provide in this
application, which includes whether you are enrolled in 2 or 4 year college or
university, and your credit report. You authorize us to receive and exchange
information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this
application and determining your eligibility for credit, renewal of credit, and
future extensions of credit. You may have a maximum of one Discover student
credit card account. You are eligible to apply for a second Discover credit card
account after your first Discover credit card account is opened more than twelve
months and you are no longer a student. You agree Discover Bank, its affiliates,
and agents ("Discover") may call you, including texts, about any current or
future accounts or applications, with respect to all products you have with
Discover at any phone number you provide. In addition, you agree Discover may
contact you using an automatic dialer or pre-recorded voice message. Message and
Data rates may apply. Click here for text terms and conditions and our privacy
policy. Upon your request, we will inform you of the name and address of each
consumer reporting agency from which we obtained a consumer report relating to
you. Offer only available to U.S. residents 18 and older. Every applicant,
regardless of marital status, can apply for a separate account. THIS OFFER
SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees and
calculations of variable rates, are accurate as of August 31, 2021, and may
change after that date. To find out what may have changed after that date, write
to us at PO Box 15410, Wilmington, DE 19850-5410. Please allow 30 days for us to
process your application.
CREDIT LINE:
Applicants may not request a specific credit line. If you are approved, your
credit line will be at least $500 and along with other terms of the account,
will be based on a review of the information you provide in this application and
your consumer report; it may also include other information we may have bearing
on your creditworthiness. Balance transfers made with an application are not
considered to be a request for a particular credit line.
CARDMEMBER AGREEMENT:
You will receive a Cardmember Agreement with the Card. You agree that the
Cardmember Agreement and the account are governed by Delaware and federal law.
The terms of your account, including rates and fees, are subject to change, to
the extent permitted by law. ARBITRATION: The Cardmember Agreement provides that
we may choose to resolve a claim relating to your account by binding
arbitration, in which case, you will not have the right to have that claim
resolved by a judge or jury and you will not have the right to participate in a
class action in court or arbitration. You may reject the arbitration provision
with respect to your new account within 30 days after receiving your Card.
Ohio Residents: Ohio laws against discrimination require that all creditors make
credit equally available to all creditworthy customers, and that credit
reporting agencies maintain separate credit histories on each individual upon
request. The Ohio Civil Rights Commission administers compliance with this law.
New York Residents: For more information call us at 1-800-347-3085. You may
contact the New York State Department of Financial Services at 1-800-342-3736 or
visit www.dfs.ny.gov for free information on comparative credit card rates, fees
and grace periods.
Wisconsin Residents: No agreement, court order or individual statement applying
to marital property will adversely affect a creditor's interests unless prior to
the time credit is granted the creditor is furnished with a copy of the
agreement, court order or statement, or has actual knowledge of the adverse
provision. Married Wisconsin residents must furnish their spouse's name and
address to us at PO Box 15410, Wilmington, DE 19850-5410.
REWARDS:
We will send you full terms and conditions with your card. Earn 5% Cashback
Bonus® at different places each quarter up to the quarterly maximum each time
you activate. The amount of the cap may change. Click here to see the current 5%
program details. 5% category purchases over the quarterly maximum, and all other
purchases, earn 1% cash back. You will not earn Cashback Bonus on cash advances,
portion of purchases paid with rewards, balance transfers, transfers from
Discover checking or other deposit accounts, illegal transactions or any cash
you receive in connection with a purchase at the point of sale through our Cash
Over feature. For full details about your rewards, call 1-800-347-3085.
You can redeem rewards in any amount at any time. Rewards never expire. We will
credit your account or send you a check with your rewards balance if your
account is closed or if you have not used your account within 18 months. You may
redeem your Cashback Bonus in any amount starting with 1 cent for a credit to
your account, an electronic deposit to your bank account, a donation to select
charities, or pay with Cashback Bonus at select merchant(s). Visit
Discover.com/paywithcashbackbonus for a list of current merchant(s). Starting
with $5 Cashback Bonus, you may redeem for gift cards or instant eCertificates
from our Partners. Redemption may not be available for approximately 24-48 hours
if your card is lost or stolen.
CASHBACK MATCH:
We’ll match all the cash back rewards you’ve earned on your credit card from the
day your new account is approved through your first 12 consecutive billing
periods or 365 days, whichever is longer, and add it to your rewards account
within two billing periods. You’ve earned cash back rewards only when they’re
processed, which may be after the transaction date. We will not match: rewards
that are processed after your match period ends; statement credits; rewards
transfers from Discover checking or other deposit accounts; or rewards for
accounts that are closed. This promotional offer may not be available in the
future and is exclusively for new cardmembers. No purchase minimums.
REWARDS AT AMAZON.COM:
Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the
smile logo are trademarks of Amazon or its affiliates.
PAYPAL:
PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed
merchants are in no way sponsoring or affiliated with this program.
FICO® CREDIT SCORE TERMS:
Your FICO® Credit Score, key factors and other credit information are based on
data from TransUnion® and may be different from other credit scores and other
credit information provided by different bureaus. This information is intended
for and only provided to Primary account holders who have an available score.
See Discover.com/FICO about the availability of your score. Your score, key
factors and other credit information are available on Discover.com and
cardmembers are also provided a score on statements. Customers will see up to a
year of recent scores online. Discover and other lenders may use different
inputs, such as FICO® Credit Scores, other credit scores and more information in
credit decisions. This benefit may change or end in the future. FICO is a
registered trademark of Fair Isaac Corporation of the United States and other
countries.
If you prefer not to receive your FICO® Credit Score just call us at
1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process
your request. To learn more, visit Discover.com/FICO.
GOOD GRADE REWARDS:
Good Grade Reward only available to new cardmembers on or after 7/23/2015 who
indicate on their application that they are currently enrolled in college, and
whose accounts are current and remain open when the Good Grade Reward is
requested. Students with a Discover it® or Discover it® Chrome card who have a
GPA of 3.0 or higher (or equivalent) during a School Year (September - August)
may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). One
Good Grade Reward per School Year, per account, up to a maximum of five (5)
consecutive years from the date your account is opened. Terms of Good Grade
Reward Offer are subject to change.
FREEZE IT®:
When you freeze your account, Discover will not authorize new purchases, cash
advances or balance transfers. However, some activity will continue, including
bills that merchants mark as recurring, as well as returns, credits, dispute
adjustments, delayed authorizations (such as some transit purchases), payments,
Discover protection product fees, other account fees, interest, rewards
redemptions and certain other exempted transactions.
DISCOVER® IDENTITY ALERTS:
Offered by Discover Bank at no cost, only available online, and currently
include the following services: (a) daily monitoring of your Experian® credit
report and an alert when a new inquiry or account is listed on your report; (b)
daily monitoring of thousands of Dark Web sites known for revealing personal
information and an alert if your Social Security Number is found on such a
website. This information is intended for, and only provided to, Primary credit
cardmembers whose accounts are open, in good standing and have an email address
on file. The Primary cardmember must agree online to receive identity alerts.
Identity alert services are based on Experian information and data which may
differ from information and data at other credit bureaus. Monitoring your credit
report does not impact your credit score. This benefit may change or end in the
future. Discover Bank is not a credit repair organization as defined under
federal or state law, including the Credit Repair Organizations Act. To see a
list of Frequently Asked Questions, visit discover.com/freealerts.
FREE OVERNIGHT CARD REPLACEMENT:
Overnight shipping is not available to P.O. boxes or addresses outside the U.S.
Carrier overnight shipping limitations apply that may impact the exact delivery
date.
<
>
Agree to Terms & Conditions
You have read and agree to the important information above. You certify that you
are at least 18 years of age or older and a U.S. resident.
Agree to Electronic Communications
You agree that we may provide your application decision, and if approved, your
Discover card account disclosures electronically rather than by paper. You have
the right to receive the information in paper and may withdraw your agreement at
any time. Click Electronic Communications for more information, including how to
access electronic communications, withdraw your consent, update your email
address, or request a paper copy of the information provided electronically.
Authorization for the Social Security Administration to Disclose Your Social
Security Number Verification
By checking this box, I authorize the Social Security Administration (SSA) to
verify and disclose to Discover Bank, directly or through Experian as its
service provider, for the purpose(s) of verifying and protecting my information,
whether the name, Social Security Number (SSN) and date of birth I have
submitted matches information in SSA records. My consent is for a one-time
validation within the next 365 days.
In order to submit the application you must agree to these terms.
By clicking Submit, you acknowledge receipt of the Privacy Statement and agree
to the Text, Call and Email Disclosure above.
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IMPORTANT INFORMATION
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INTEREST RATES AND INTEREST CHARGES
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES
0% intro APR for 6 months from date of account opening.
After the intro APR expires, your APR will be 12.99% to 21.99% based on your
creditworthiness. This APR will vary with the market based on the Prime Rate.
APR FOR BALANCE TRANSFERS
10.99% intro APR for 6 months from date of first transfer, for transfers under
this offer that post to your account by December 10, 2021.
After the intro APR expires, your APR will be 12.99% to 21.99% based on your
creditworthiness. This APR will vary with the market based on the Prime Rate.
APR FOR CASH ADVANCES
24.99%
This APR will vary with the market based on the Prime Rate.
PENALTY APR AND WHEN IT APPLIES
None
HOW TO AVOID PAYING INTEREST ON PURCHASES
Your due date is at least 25 days after the close of each billing period (at
least 23 days for billing periods that begin in February). We will not charge
you any interest on purchases if you pay your entire balance by the due date
each month.
MINIMUM INTEREST CHARGE
If you are charged interest, the charge will be no less than $.50.
FOR CREDIT CARD TIPS FROM THE CONSUMER FINANCIAL PROTECTION BUREAU
To learn more about factors to consider when applying for or using a credit
card, visit the website of the Consumer Financial Protection Bureau at
https://www.consumerfinance.gov/learnmore.
FEES
SET-UP AND MAINTENANCE FEES
Annual Fee
None
TRANSACTION FEES
Balance Transfer
Intro fee of 3% of the amount of each transfer for transfers that post to your
account by December 10, 2021 with the 10.99% intro APR balance transfer offer
described above. After that, 5% of the amount of each transfer.
Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater.
PENALTY FEES
Late Payment
None the first time you pay late. After that, up to $40.
Returned Payment
Up to $40.
HOW WE WILL CALCULATE YOUR BALANCE:
We use a method called "daily balance (including new transactions)."
HOW WE CALCULATE VARIABLE RATES BASED ON THE PRIME RATE:
We use the highest U.S. Prime Rate listed in the online The Wall Street Journal
(www.wsj.com) on the last business day of the month. For the purchase APR, we
add from 9.74% to 18.74% to the Prime Rate based on your creditworthiness. When
we evaluate your creditworthiness, we consider your credit report, all the
information you provided and other information. Customers with the best credit
profiles receive the lowest rates. Some customers may receive higher rates and
may be offered an account with different rates or terms, including no
introductory rates but the same cash back rewards offer. For the cash advance
APR, we add 21.74% to the Prime Rate.
BALANCE TRANSFERS:
This offer applies to balance transfers that post to your account by 12/10/2021.
It takes at least 14 days after your account is opened to process payments to
your other accounts. You may cancel a balance transfer at any time prior to that
by calling 1-800-347-3085. Continue to make all required payments to your other
accounts until you confirm that the balance transfers were made. Balance
transfers may not be used to pay any Discover accounts and do not earn rewards.
You may transfer any amount, up to your credit available for transfers, which
may be less than your total credit line. If your balance transfer request will
exceed your available credit, we will process your transfers for less than the
amount requested, in the order requested. You may only make balance transfers to
accounts that list you as an accountholder. The minimum payment requirement can
cause promotional balances to be paid in full prior to the end of the
promotional period. There is no grace period on your balance transfers. If you
take advantage of this balance transfer offer, you will be charged interest on
purchases unless your purchase APR is at a promotional 0% APR. To avoid interest
on new purchases after you transfer a balance, you must pay all balances on your
account, including any balances you transfer under this offer, in full by the
first payment due date. See your Cardmember Agreement for details.
PAYMENT ALLOCATION:
We apply payments and credits at our discretion, including in a manner most
favorable or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the minimum payment due to balances with higher APRs
before balances with lower APRs as of the date we credit your payment.
APPLICATION INFORMATION:
Federal law requires that we obtain certain information about you such as your
date of birth and street address in order to verify your identity. To be
eligible for the Discover Student Credit Card you must be a college student. To
determine whether you qualify for an account, we consider information bearing on
your creditworthiness, including the information you provide in this
application, which includes whether you are enrolled in 2 or 4 year college or
university, and your credit report. You authorize us to receive and exchange
information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this
application and determining your eligibility for credit, renewal of credit, and
future extensions of credit. You may have a maximum of one Discover student
credit card account. You are eligible to apply for a second Discover credit card
account after your first Discover credit card account is opened more than twelve
months and you are no longer a student. You agree Discover Bank, its affiliates,
and agents ("Discover") may call you, including texts, about any current or
future accounts or applications, with respect to all products you have with
Discover at any phone number you provide. In addition, you agree Discover may
contact you using an automatic dialer or pre-recorded voice message. Message and
Data rates may apply. Click here for text terms and conditions and our privacy
policy. Upon your request, we will inform you of the name and address of each
consumer reporting agency from which we obtained a consumer report relating to
you. Offer only available to U.S. residents 18 and older. Every applicant,
regardless of marital status, can apply for a separate account. THIS OFFER
SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees and
calculations of variable rates, are accurate as of August 31, 2021, and may
change after that date. To find out what may have changed after that date, write
to us at PO Box 15410, Wilmington, DE 19850-5410. Please allow 30 days for us to
process your application.
CREDIT LINE:
Applicants may not request a specific credit line. If you are approved, your
credit line will be at least $500 and along with other terms of the account,
will be based on a review of the information you provide in this application and
your consumer report; it may also include other information we may have bearing
on your creditworthiness. Balance transfers made with an application are not
considered to be a request for a particular credit line.
CARDMEMBER AGREEMENT:
You will receive a Cardmember Agreement with the Card. You agree that the
Cardmember Agreement and the account are governed by Delaware and federal law.
The terms of your account, including rates and fees, are subject to change, to
the extent permitted by law. ARBITRATION: The Cardmember Agreement provides that
we may choose to resolve a claim relating to your account by binding
arbitration, in which case, you will not have the right to have that claim
resolved by a judge or jury and you will not have the right to participate in a
class action in court or arbitration. You may reject the arbitration provision
with respect to your new account within 30 days after receiving your Card.
Ohio Residents: Ohio laws against discrimination require that all creditors make
credit equally available to all creditworthy customers, and that credit
reporting agencies maintain separate credit histories on each individual upon
request. The Ohio Civil Rights Commission administers compliance with this law.
New York Residents: For more information call us at 1-800-347-3085. You may
contact the New York State Department of Financial Services at 1-800-342-3736 or
visit www.dfs.ny.gov for free information on comparative credit card rates, fees
and grace periods.
Wisconsin Residents: No agreement, court order or individual statement applying
to marital property will adversely affect a creditor's interests unless prior to
the time credit is granted the creditor is furnished with a copy of the
agreement, court order or statement, or has actual knowledge of the adverse
provision. Married Wisconsin residents must furnish their spouse's name and
address to us at PO Box 15410, Wilmington, DE 19850-5410.
REWARDS:
We will send you full terms and conditions with your card. Earn 5% Cashback
Bonus® at different places each quarter up to the quarterly maximum each time
you activate. The amount of the cap may change. Click here to see the current 5%
program details. 5% category purchases over the quarterly maximum, and all other
purchases, earn 1% cash back. You will not earn Cashback Bonus on cash advances,
portion of purchases paid with rewards, balance transfers, transfers from
Discover checking or other deposit accounts, illegal transactions or any cash
you receive in connection with a purchase at the point of sale through our Cash
Over feature. For full details about your rewards, call 1-800-347-3085.
You can redeem rewards in any amount at any time. Rewards never expire. We will
credit your account or send you a check with your rewards balance if your
account is closed or if you have not used your account within 18 months. You may
redeem your Cashback Bonus in any amount starting with 1 cent for a credit to
your account, an electronic deposit to your bank account, a donation to select
charities, or pay with Cashback Bonus at select merchant(s). Visit
Discover.com/paywithcashbackbonus for a list of current merchant(s). Starting
with $5 Cashback Bonus, you may redeem for gift cards or instant eCertificates
from our Partners. Redemption may not be available for approximately 24-48 hours
if your card is lost or stolen.
CASHBACK MATCH:
We’ll match all the cash back rewards you’ve earned on your credit card from the
day your new account is approved through your first 12 consecutive billing
periods or 365 days, whichever is longer, and add it to your rewards account
within two billing periods. You’ve earned cash back rewards only when they’re
processed, which may be after the transaction date. We will not match: rewards
that are processed after your match period ends; statement credits; rewards
transfers from Discover checking or other deposit accounts; or rewards for
accounts that are closed. This promotional offer may not be available in the
future and is exclusively for new cardmembers. No purchase minimums.
REWARDS AT AMAZON.COM:
Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the
smile logo are trademarks of Amazon or its affiliates.
PAYPAL:
PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed
merchants are in no way sponsoring or affiliated with this program.
FICO® CREDIT SCORE TERMS:
Your FICO® Credit Score, key factors and other credit information are based on
data from TransUnion® and may be different from other credit scores and other
credit information provided by different bureaus. This information is intended
for and only provided to Primary account holders who have an available score.
See Discover.com/FICO about the availability of your score. Your score, key
factors and other credit information are available on Discover.com and
cardmembers are also provided a score on statements. Customers will see up to a
year of recent scores online. Discover and other lenders may use different
inputs, such as FICO® Credit Scores, other credit scores and more information in
credit decisions. This benefit may change or end in the future. FICO is a
registered trademark of Fair Isaac Corporation of the United States and other
countries.
If you prefer not to receive your FICO® Credit Score just call us at
1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process
your request. To learn more, visit Discover.com/FICO.
GOOD GRADE REWARDS:
Good Grade Reward only available to new cardmembers on or after 7/23/2015 who
indicate on their application that they are currently enrolled in college, and
whose accounts are current and remain open when the Good Grade Reward is
requested. Students with a Discover it® or Discover it® Chrome card who have a
GPA of 3.0 or higher (or equivalent) during a School Year (September - August)
may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). One
Good Grade Reward per School Year, per account, up to a maximum of five (5)
consecutive years from the date your account is opened. Terms of Good Grade
Reward Offer are subject to change.
FREEZE IT®:
When you freeze your account, Discover will not authorize new purchases, cash
advances or balance transfers. However, some activity will continue, including
bills that merchants mark as recurring, as well as returns, credits, dispute
adjustments, delayed authorizations (such as some transit purchases), payments,
Discover protection product fees, other account fees, interest, rewards
redemptions and certain other exempted transactions.
DISCOVER® IDENTITY ALERTS:
Offered by Discover Bank at no cost, only available online, and currently
include the following services: (a) daily monitoring of your Experian® credit
report and an alert when a new inquiry or account is listed on your report; (b)
daily monitoring of thousands of Dark Web sites known for revealing personal
information and an alert if your Social Security Number is found on such a
website. This information is intended for, and only provided to, Primary credit
cardmembers whose accounts are open, in good standing and have an email address
on file. The Primary cardmember must agree online to receive identity alerts.
Identity alert services are based on Experian information and data which may
differ from information and data at other credit bureaus. Monitoring your credit
report does not impact your credit score. This benefit may change or end in the
future. Discover Bank is not a credit repair organization as defined under
federal or state law, including the Credit Repair Organizations Act. To see a
list of Frequently Asked Questions, visit discover.com/freealerts.
FREE OVERNIGHT CARD REPLACEMENT:
Overnight shipping is not available to P.O. boxes or addresses outside the U.S.
Carrier overnight shipping limitations apply that may impact the exact delivery
date.
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BALANCE TRANSFER
--------------------------------------------------------------------------------
Your Offer
Intro APR
This low promotional rate helps you save on interest.
10.99%
Duration
How long the intro APR applies to your transfer amount.
6 mo.
Transfer Fee
A fee applies to some offers.
3%
After the intro APR expires, your APR* will be
12.99% to 21.99% based on your credit worthiness.
For offers other than those above, the standard fee of each transfer amount is
5% .
Balance transfers can be used to pay:
* Credit Cards
* Auto Loans
* Gas Cards
* Medical Bills
* Store Cards
--------------------------------------------------------------------------------
Request Transfer
TRANSFER 1
Remove Transfer
Creditor
$X.XX
Address
City, State, Zip
Account Number
Enter a valid account number
Enter a valid account number
Transfer Amount
Enter the amount you would like to transfer
Enter the amount you would like to transfer
We couldn't find your creditor address. Please provide the full mailing address
of your creditor below.
We are checking your creditor's information.
Creditor Name
Enter a valid creditor name
Enter a valid creditor name
Creditor Name
Select a creditor name
Select a creditor name
Creditor Address
Creditor Address
Enter creditor's address
Enter creditor's address
Apt/Suite/Floor (Optional)
Creditor City
Enter creditor's city
Enter creditor's city
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York
North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South
Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West
Virginia Wisconsin Wyoming Armed Forces Americas (AA) Armed Forces Europe (AE)
Armed Forces Pacific (AP) Guam Puerto Rico US Virgin Islands Marshall Islands
American Samoa Northern Mariana Islands Palau Federated States of Micronesia
Creditor State
Select creditor's state
Select creditor's state
Creditor ZIP Code
Enter creditor's ZIP Code
Enter creditor's ZIP Code
+ Add Another Transfer
Balance Transfer Request
$0.00
+ 3% 0 99,999.99 Transfer Fee
$0.00
Total Amount of Transfer Request & Fee $0.00
*See rates, rewards, and other info
See "Important Information about Balance Transfers" for additional details
Your balance transfer request is not a request for a particular line.
* We will process your balance transfer request up to 95% of your credit line,
in the order listed above.
* Your balance transfer will process 14 days after your account opens.
* To make changes or cancel the transfer, please call us before then.
You should know this important information about paying interest.
* You will be charged interest on purchases unless you have a promotional 0%
APR on purchases.
* To avoid interest on purchases, repay all balances on your account, including
any balances you transfer under this offer, in full by the first payment due
date.
Save Balance Transfer Cancel Transfer
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PLEASE REVIEW AND ACCEPT TERMS AND CONDITIONS
Print Download
Step 1: Paperless Disclosure
If you would like to receive your application decision electronically and, if
approved, receive future disclosures and other important information about your
Discover card Account electronically instead of paper, please read and accept
the terms and conditions below.
Please note that you are not signing up to receive statements electronically.
Please read the following important information about receiving disclosures
electronically.
You agree that we may provide you with your application decision and, if
approved, any disclosures, notices or other information (collectively
"disclosures") legally required in connection with your Discover card Account
electronically rather than in paper form. These disclosures include, but are not
limited to, our privacy policy, change of terms notices, and amendments or
addenda to the Cardmember Agreement or to the terms of any benefits, products,
or services offered in connection with your Account. You have the right to
receive these disclosures in paper form, and may at any time withdraw your
consent to receive them electronically. There will be no fees or penalties for
withdrawal of your consent. You can withdraw your consent, or update your e-mail
address in the profile section of account center if you are a cardmember, or by
calling 1-800-DISCOVER (1-800-347-2683). There is no fee for paper copies of
disclosures.
Your application decision will be delivered on the next web page after
submitting your application and you will have the ability to save it and print
it out. If you are approved, your account disclosures will be delivered to you
as a message at your Secure Message Center, or when indicated for some
disclosures, be delivered to you on a web page on Account Center.
For the Secure Message Center, you will receive an e-mail notification at your
e-mail address on file with us notifying you of a new message. If you use a spam
filter, which blocks or re-routes e-mails from senders not listed in your e-mail
address book, you must add "service@email.discover.com" to your e-mail address
book. In addition, to ensure that you are able to receive notifications about
new messages, you must keep your e-mail address current via the "My Profile"
section on Discover.com. You can access the Secure Message Center by clicking on
the link in the e-mail notification or by logging in to your account at
discover.com. If you are unable to access the Secure Message Center, please call
us at 1-800-DISCOVER (1-800-347-2683).
Each message on your Secure Message Center will be accessible for 120 days from
delivery before it is deleted. After a message is opened by you, it will be
accessible for 30 days before being deleted. You will have the ability to print
out your messages.
To ensure you receive the necessary messages and disclosures, you must have a
valid Internet e-mail address, Internet access and access to a printer. You must
also have one of the following hardware/browser combinations, with cookies
enabled and the following software:
Target Browsers Supported
* Microsoft® Windows®
* Internet Explorer 11.0 and above
* Mozilla Firefox 30.0 and above
* Google Chrome 30.0 and above
* Safari 7.0 and above
* Google Chrome Mobile 30.0 and above
* Safari Mobile 5.0 and above
* Macintosh®
* Safari 7.0 and above
* Google Chrome Mobile 30.0 and above
* Safari Mobile 5.0 and above
Software
* Adobe Reader 8.0 and above
* JavaScript 1.0 and above
In order to receive disclosures through our Discover Mobile App, you must
download the App to a supported smartphone or other device. We reserve the right
to terminate this service, change terms of your use of this service or send
disclosures in paper form at any time. We will provide you with notice of any
such termination or change as required by law.
1. Based on 2020 Discover Student credit card application data. When we
evaluate your creditworthiness we consider all the information you provide
on your application, your credit report, which includes your credit score if
applicable, and other information.
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Based on 2020 Discover Student credit card application data. When we evaluate
your creditworthiness we consider all the information you provide on your
application, your credit report, which includes your credit score if applicable,
and other information.
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