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Submitted URL: http://medicaremadeclear.com/
Effective URL: https://www.uhc.com/medicare/medicare-education
Submission: On April 22 via manual from US — Scanned from DE

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Text Content

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AARP Medicare Plans from UnitedHealthcare United HealthCare
UnitedHealthcare Insurance Company or an affiliate (UnitedHealthcare)
or an affiliate
AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance
Company, or UnitedHealthcare Insurance Company of America, or United Healthcare
Insurance Company of New York.
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 * 1-833-664-1640
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   MO10050ST
   
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   [[STATE-START:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,NULL]]MEDICARE
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   When to Enroll
   
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Are you a Plan Member?

Go to the Member Site to Sign In or Register for an account.

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Shop For a Plan


SHOP

Get help making the right decision when shopping for coverage.


ENROLL

Ready to enroll? Need to brush up on enrollment basics? See more here.


MEMBER RESOURCES

Get plan information, forms and documents you may need now or in the future.

 * Plan Types
 * Tools to help you choose a plan

Find plans in your area
Your ZIP Code

Please enter a valid zip code.
Find Plans




REQUEST MORE HELP AND INFORMATION



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Shop For a Plan
Plan Types


MEDICARE ADVANTAGE PLANS


DUAL SPECIAL NEEDS PLANS


[[STATE-START:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,NULL]]MEDICARE
SUPPLEMENT PLANS [[STATE-END]]


[[STATE-START:OR]]MEDICARE SUPPLEMENT PLANS [[STATE-END]]


MEDICARE PRESCRIPTION DRUG PLANS


ALL UNITED HEALTHCARE INSURANCE PLANS


Back
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Shop For a Plan
Tools to help you choose a plan


GET A PLAN RECOMMENDATION


ESTIMATE DRUG COSTS


SEARCH FOR A PHARMACY


SEARCH DOCTORS


SEARCH DENTISTS


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Learn About Medicare
 * Introduction to Medicare
 * Types of Plans
 * Medicare Enrollment
 * More about Medicare
 * FAQ

GET YOUR FREE MEDICARE GUIDE

Learn more about how Medicare works,
coverage options and when to enroll.

THANK YOU!

Your guide will arrive in your inbox shortly.

Your email address

Please enter a valid email address.
Submit
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Learn About Medicare
Introduction to Medicare

Introduction

Eligibility

Coverage Options

Prescriptions, Providers & Benefits

Medicare Cost Basics


Back
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Learn About Medicare
Types of Plans

Overview of Plans

Medicare Advantage Plans

Medicare Supplement Insurance

Medicare Prescription Drug Plans

Special Needs Plans


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Learn About Medicare
Medicare Enrollment

When to Enroll

How to Enroll

Changing Plans

Working Past 65


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Learn About Medicare
More about Medicare

Articles and Special Topics



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Learn About Medicare
FAQ

Medicare FAQ

Glossary


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You are in Agent mode

 1. Home
 2. 
 3. Medicare
 4. 
 5. Introduction to Medicare




MEDICARE MADE CLEAR


THERE'S A LOT TO LEARN ABOUT MEDICARE. WE'RE HERE TO HELP YOU UNDERSTAND THE
MEDICARE BASICS, YOUR DIFFERENT COVERAGE OPTIONS, ENROLLMENT AND MORE. THROUGH
HELPFUL RESOURCES AND TOOLS, DISCOVER THE INFORMATION YOU NEED TO MAKE CONFIDENT
MEDICARE DECISIONS.



Medicare is individual health insurance offered to U.S. citizens and other
eligible individuals based on age, disability or qualifying medical condition.
Medicare coverage includes Medicare Part A and Part B (Original Medicare)
offered by the federal government, and Medicare Advantage (Part C) and Part D
prescription drug coverage, which are offered by private insurance companies.
Medicare supplement insurance (Medigap) plans are also offered by private
insurance companies and help pay for some out-of-pocket expenses that Medicare
Part A and Part B don't pay.


LET'S GET TO KNOW MEDICARE


Whether you're just starting out with Medicare, need to brush up on the facts,
or are helping a loved one, start your journey here.


MEDICARE ELIGIBILITY  


Find out when you can enroll in Medicare Parts A and B (also known as Original
Medicare), and when you can apply for additional coverage.



ENROLLMENT  


Learn how to enroll in Medicare for the first time.



COVERAGE CHOICES  


You have options. Learn about Medicare Part A, Part B, Part C, Part D and
Medigap, and the seven ways these different coverage options can be combined to
help make your health care easier.



MEDICARE COST BASICS  


How much you pay, when you pay it, and what to do if you need help with Medicare
costs.



PRESCRIPTIONS, PROVIDERS & BENEFITS  


A quick guide of important points to consider when reviewing your coverage
needs.



SHOP MEDICARE AND MEDIGAP INSURANCE PLANS

Enter your ZIP Code




Find Plans



NEED HELP?

 

Call UnitedHealthcare:
1-833-664-1640, (TTY 711), 
Hours: 8 a.m. – 8 p.m., 7 days a week.



NEED HELP?

 

Call UnitedHealthcare:
1-833-664-1640, (TTY 711)

 

Hours: 7 a.m. – 11 p.m. ET Monday – Friday,
9 a.m. – 5 p.m. ET Saturday.

 


TYPES OF MEDICARE AND MEDIGAP PLANS
 

Original Medicare doesn't cover everything—and it isn't free. Private insurers
offer additional coverage to meet a wide range of needs. 

 


MEDICARE ADVANTAGE PLANS 

The coverage of Original Medicare plus additional benefits in one convenient
plan. Most Medicare Advantage plans include prescription drug coverage, too.

                                   


MEDICARE SUPPLEMENT INSURANCE PLANS  

Medicare Supplement (Medigap) plans help pay for some of the out-of-pocket costs
not covered by Original Medicare.

 


MEDICARE PRESCRIPTION DRUG PLANS 


Prescription drugs aren't covered by Original Medicare. Get Part D prescription
drug coverage alone or through a Medicare Advantage plan.

                                   


SPECIAL NEEDS PLANS  

Special Needs Plans (SNPs) have benefits that cover special health care or
financial needs. All SNPs include prescription drug coverage.

Overview of Plan Types



GET A FREE MEDICARE GUIDE

 

Enter your information to receive a free guide that includes how Medicare works,
coverage options and more!

Thank you!

 

Watch your inbox for your free Medicare Made Clear guide.

First Name



Last Name



Email Address



Submit

Sorry, we’re currently experiencing technical difficulties. We apologize for any
inconvenience and encourage you to try again later.

 

 




GETTING MEDICARE THE FIRST TIME



WHEN YOU FIRST BECOME ELIGIBLE FOR MEDICARE, YOU HAVE A MEDICARE INITIAL
ENROLLMENT PERIOD (IEP), DURING WHICH YOU CAN ENROLL IN MEDICARE PART A, PART B,
PART C AND PART D WITHOUT PENALTY. HOWEVER, SOME PEOPLE CAN DELAY ENROLLING IF
WORKING PAST 65. IT'S IMPORTANT TO UNDERSTAND YOUR OPTIONS TO AVOID LATE
PENALTIES AND HAVE THE HEALTH COVERAGE YOU NEED.

 


YOUR MEDICARE INITIAL ENROLLMENT PERIOD


Learn more about your 7-month Initial Enrollment Period for enrolling in
Medicare.
 

Learn More about Medicare Initial Enrollment Period Getting Medicare the First
Time When you first become eligible for Medicare, you have a Medicare Initial
Enrollment Period (IEP), during which you can enroll in Medicare Part A, Part B,
Part C and Part D without penalty. However, some people can delay enrolling if
working past 65. It's important to understand your options to avoid late
penalties and have the health coverage you need.Your Medicare Initial Enrollment
Period Medicare When Working Past 65


 


MEDICARE WHEN WORKING PAST 65



If you plan to work past 65, your Medicare enrollment choices may be different.
You may be able to delay. Discover how Medicare works when you plan to work past
65.
 

Learn More about Working Past 65 Getting Medicare the First Time When you first
become eligible for Medicare, you have a Medicare Initial Enrollment Period
(IEP), during which you can enroll in Medicare Part A, Part B, Part C and Part D
without penalty. However, some people can delay enrolling if working past 65.
It's important to understand your options to avoid late penalties and have the
health coverage you need.Your Medicare Initial Enrollment Period Medicare When
Working Past 65

Scroll for Important Disclosures



UnitedHealthcare pays royalty fees to AARP for the use of its intellectual
property. These fees are used for the general purposes of AARP. AARP and its
affiliates are not insurers. AARP does not employ or endorse agents, brokers or
producers.

 

AARP encourages you to consider your needs when selecting products and does not
make product recommendations for individuals.

 

Please note that each insurer has sole financial responsibility for its
products.

 

AARP® Medicare Supplement Insurance Plans

AARP endorses the AARP Medicare Supplement Insurance Plans, insured by
UnitedHealthcare.

Insured by UnitedHealthcare Insurance Company, Hartford, CT or UnitedHealthcare
Insurance Company of America, Schaumburg, IL (for ND residents) or
UnitedHealthcare Insurance Company of New York, Islandia, NY (for NY residents).
Each insurer has sole financial responsibility for its products. Policy form
No. GRP 79171 GPS-1 (G-36000-4).

 

In some states, plans may be available to persons under age 65 who are eligible
for Medicare by reason of disability or End-Stage Renal Disease.

 

Not connected with or endorsed by the U.S. Government or the federal Medicare
program.

 

This is a solicitation of insurance. A licensed insurance agent/producer may
contact you.

 

You must be an AARP member to enroll in an AARP Medicare Supplement Plan.


THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS
AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE
AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.

 

Medicare Advantage plans and Medicare Prescription Drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its
affiliated companies, a Medicare Advantage organization with a Medicare contract
and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the
plan's contract renewal with Medicare. You do not need to be an AARP member to
enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.

 

This information is not a complete description of benefits. Contact the plan for
more information.

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