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 * 2419 Maryland Avenue Baltimore, MD 21218
 * (410) 243-1508

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FREE CONSULTATION
 * About Us
 * Bankruptcy
   * General Information
     * An Overview Of The Practice Of Bankruptcy Law In Maryland
     * Bankruptcy Could Be The Best Financial Decision For An Individual In Debt
     * Bankruptcy Is An Extremely Powerful Tool For The Debtor
     * The Timeframe Of Discharge For A Bankruptcy Proceeding In Maryland
     * The Process And The Players Involved In Filing And Discharge Of A
       Bankruptcy
     * Credit Card Debt Is Designed To Entrap An Individual
   * Useful Tips
     * Common Misconceptions Regarding Filing Bankruptcy In Maryland
     * Common Client Mistakes Detrimental To A Successful Bankruptcy Discharge
     * One Of The Basic Advantages Of Bankruptcy Is That It Stops Collection
       Calls, Lawsuits And Garnishments
     * An Attorney Can Intervene And Mitigate The Situation On Behalf Of A
       Client
   * Chapter 7 Bankruptcy
     * Chapter 7 Bankruptcy
     * What Is A Chapter 7 Bankruptcy Case And How Does It Work?
     * What Is A Chapter 7 Discharge?
     * How Would A Chapter 7 Affect Someone’s Credit Rating Or Score?
     * How Often Would Someone Have To Appear At A Hearing Or Court?
     * What Are Some Common Concerns About Chapter 7?
   * Chapter 13 Bankruptcy
     * Chapter 13 Bankruptcy
     * General Information
       * A Chapter 13 Bankruptcy Is A Re-Organization Which Allows An Individual
         To Repay Their Outstanding Debts
       * The Process Of Lien Stripping For A Second Mortgage In A Chapter 13
         Bankruptcy
       * The Process Of Bankruptcy For Married Couples In Maryland
       * Public Knowledge Of Bankruptcy Proceedings In Maryland
       * An Individual Filing Bankruptcy Must Attend The Meeting Of The
         Creditors
     * Useful Tips
       * The Benefits Of A Chapter 13 Bankruptcy From A Debtor’s Perspective
       * The Criteria Of Eligibility For Filing A Chapter 13 Bankruptcy
       * A Person Can Re-File A Bankruptcy If A Trustee Dismisses Their Case
       * The Advantages Of Filing A Chapter 13 As Opposed To A Chapter 7
         Bankruptcy
       * The Point At Which People Generally Feel The Need To File Bankruptcy
       * The Advantages Of Retaining An Attorney For Filing A Bankruptcy
     * Common Issues
       * Common Misconceptions Regarding Chapter 13 Bankruptcy
       * Credit Card Companies And Lenders Engage In Propaganda To Discourage
         People From Filing Bankruptcy
   * Foreclosure & Chapter 13 Bankruptcy
     * General Information
       * An Overview Of Foreclosure Defense And Chapter 13 Bankruptcy
       * Filing Bankruptcy Can Potentially Be The Last Resort For Someone Facing
         Foreclosure
       * Chapter 13 Bankruptcy Can Be Construed As A Fresh Start For Someone
         Overdue On Mortgage Payments
       * A Bankruptcy Discharge Eliminates Personal Liability On All Debts
     * Useful Tips
       * An Individual Can File Bankruptcy To Stop A Foreclosure Auction Up
         Until The Moment Of Sale
       * The Process Of Mediation As A Means To Avoid Foreclosure In Maryland
       * Alternative Tactics That May Be Employed By Individuals Facing
         Foreclosure
       * The Different Avenues That People Explore To Avoid Foreclosure Prior To
         Filing Bankruptcy
     * Hiring An Attorney
       * People May Try Their Hand At Self-Representation In Filing Bankruptcy
       * The Pitfalls Associated With Self-Representation In A Bankruptcy
     * The Minimum Percentage of Debt Repayments In A Chapter 13 Bankruptcy Is 8
       To 10 Percent
   * No-Money-Down Bankruptcy
     * What Does No-money-down Bankruptcy Mean?
     * In Which Chapter Is No-money-down Bankruptcy Generally Done?
     * What Are Some Myths About Bankruptcy?
     * Why Is It Beneficial To Hire An Attorney For A Bankruptcy?
     * What Types Of People File For Bankruptcy?
     * Do People Wait Too Long to File?
     * What Is The Most Difficult Aspect Of A Bankruptcy?
   * Mortgage Modification
     * What Is Mortgage Modification?
     * What Is The Role Of Banks In A Loan Modification?
     * What Factors Affect The Eligibility And Process Of A Loan Modification?
     * What Are The Alternatives If Loan Modification Does Not Work For Someone?
     * What Are The Benefits Of Hiring An Attorney For Loan Modification?
     * FAQs About Loan Modifications In Maryland
   * Common Issues
     * The Essential Factors For A Successful Bankruptcy Discharge
     * The Cheaper Bankruptcy Offices Cannot Protect An Individual’s Assets In A
       Bankruptcy
     * People May Forget To Mention Assets Prior To Filing Bankruptcy
   * Being Sued By The State
     * What Are The Most Common Reasons The State Of Maryland Would Sue Someone?
     * What Collection Methods Does The State Of Maryland Use?
     * What Is The Maryland Central Collections Unit?
     * How Can A Bankruptcy Help in a State Of Maryland Lawsuit?
     * When Is Debt Referred For A Lawsuit?
   * 341 Meeting
     * General Information
       * What Is The 341 Meeting Of The Creditors?
       * What Happens During The Meeting Of The Creditors?
       * What Is The Chapter 13 Confirmation Hearing?
       * What Are Common Concerns About the Meeting of Creditors?
     * Common Issues
       * Are There Any Misconceptions About These Meetings?
       * How Does Marriage and Divorce Affect the Meeting of Creditors?
     * Why Is It Important To Secure An Attorney For A 341 Meeting?
   * Bankruptcy & Divorce
     * Bankruptcy and Divorce – Which Comes First?
     * Alimony, Child Support And Bankruptcy Issues
     * Could Bankruptcy Impact A Divorce Settlement Or Vice Versa?
     * Common Issues Faced In Bankruptcy & Divorce Cases
     * FAQs In Bankruptcy And Divorce Cases
   * Fighting The Taxman
     * Can Someone Get Out Of Tax Debt And Reclaim Their Life?
     * How Do Debt Settlement Firms Actually Operate?
     * How Can Someone Get A Fresh Start In Their Life?
     * How Can Someone Prevent Tax Liens?
     * What Is An Offer In Compromise?
     * What Is An Installment Agreement?
     * What Does Currently Not Collectible Status Mean?
     * How Long Does The IRS Have To Collect My Taxes?
     * How Do You Wipe Out Taxes With A Chapter 7 Bankruptcy?
     * How Do You Wipe Out Taxes With A Chapter 13 Bankruptcy?
     * What About My Maryland Taxes?
     * How Can Someone Get Help With Their Debt?
 * Blog
 * FAQS
   * Bankruptcy FAQs
   * Loan Modification FAQs
   * Bankruptcy FAQs (Videos)
 * Case Results
 * Free Downloads
 * Contact Us

Menu
 * About Us
 * Bankruptcy
   * General Information
     * An Overview Of The Practice Of Bankruptcy Law In Maryland
     * Bankruptcy Could Be The Best Financial Decision For An Individual In Debt
     * Bankruptcy Is An Extremely Powerful Tool For The Debtor
     * The Timeframe Of Discharge For A Bankruptcy Proceeding In Maryland
     * The Process And The Players Involved In Filing And Discharge Of A
       Bankruptcy
     * Credit Card Debt Is Designed To Entrap An Individual
   * Useful Tips
     * Common Misconceptions Regarding Filing Bankruptcy In Maryland
     * Common Client Mistakes Detrimental To A Successful Bankruptcy Discharge
     * One Of The Basic Advantages Of Bankruptcy Is That It Stops Collection
       Calls, Lawsuits And Garnishments
     * An Attorney Can Intervene And Mitigate The Situation On Behalf Of A
       Client
   * Chapter 7 Bankruptcy
     * Chapter 7 Bankruptcy
     * What Is A Chapter 7 Bankruptcy Case And How Does It Work?
     * What Is A Chapter 7 Discharge?
     * How Would A Chapter 7 Affect Someone’s Credit Rating Or Score?
     * How Often Would Someone Have To Appear At A Hearing Or Court?
     * What Are Some Common Concerns About Chapter 7?
   * Chapter 13 Bankruptcy
     * Chapter 13 Bankruptcy
     * General Information
       * A Chapter 13 Bankruptcy Is A Re-Organization Which Allows An Individual
         To Repay Their Outstanding Debts
       * The Process Of Lien Stripping For A Second Mortgage In A Chapter 13
         Bankruptcy
       * The Process Of Bankruptcy For Married Couples In Maryland
       * Public Knowledge Of Bankruptcy Proceedings In Maryland
       * An Individual Filing Bankruptcy Must Attend The Meeting Of The
         Creditors
     * Useful Tips
       * The Benefits Of A Chapter 13 Bankruptcy From A Debtor’s Perspective
       * The Criteria Of Eligibility For Filing A Chapter 13 Bankruptcy
       * A Person Can Re-File A Bankruptcy If A Trustee Dismisses Their Case
       * The Advantages Of Filing A Chapter 13 As Opposed To A Chapter 7
         Bankruptcy
       * The Point At Which People Generally Feel The Need To File Bankruptcy
       * The Advantages Of Retaining An Attorney For Filing A Bankruptcy
     * Common Issues
       * Common Misconceptions Regarding Chapter 13 Bankruptcy
       * Credit Card Companies And Lenders Engage In Propaganda To Discourage
         People From Filing Bankruptcy
   * Foreclosure & Chapter 13 Bankruptcy
     * General Information
       * An Overview Of Foreclosure Defense And Chapter 13 Bankruptcy
       * Filing Bankruptcy Can Potentially Be The Last Resort For Someone Facing
         Foreclosure
       * Chapter 13 Bankruptcy Can Be Construed As A Fresh Start For Someone
         Overdue On Mortgage Payments
       * A Bankruptcy Discharge Eliminates Personal Liability On All Debts
     * Useful Tips
       * An Individual Can File Bankruptcy To Stop A Foreclosure Auction Up
         Until The Moment Of Sale
       * The Process Of Mediation As A Means To Avoid Foreclosure In Maryland
       * Alternative Tactics That May Be Employed By Individuals Facing
         Foreclosure
       * The Different Avenues That People Explore To Avoid Foreclosure Prior To
         Filing Bankruptcy
     * Hiring An Attorney
       * People May Try Their Hand At Self-Representation In Filing Bankruptcy
       * The Pitfalls Associated With Self-Representation In A Bankruptcy
     * The Minimum Percentage of Debt Repayments In A Chapter 13 Bankruptcy Is 8
       To 10 Percent
   * No-Money-Down Bankruptcy
     * What Does No-money-down Bankruptcy Mean?
     * In Which Chapter Is No-money-down Bankruptcy Generally Done?
     * What Are Some Myths About Bankruptcy?
     * Why Is It Beneficial To Hire An Attorney For A Bankruptcy?
     * What Types Of People File For Bankruptcy?
     * Do People Wait Too Long to File?
     * What Is The Most Difficult Aspect Of A Bankruptcy?
   * Mortgage Modification
     * What Is Mortgage Modification?
     * What Is The Role Of Banks In A Loan Modification?
     * What Factors Affect The Eligibility And Process Of A Loan Modification?
     * What Are The Alternatives If Loan Modification Does Not Work For Someone?
     * What Are The Benefits Of Hiring An Attorney For Loan Modification?
     * FAQs About Loan Modifications In Maryland
   * Common Issues
     * The Essential Factors For A Successful Bankruptcy Discharge
     * The Cheaper Bankruptcy Offices Cannot Protect An Individual’s Assets In A
       Bankruptcy
     * People May Forget To Mention Assets Prior To Filing Bankruptcy
   * Being Sued By The State
     * What Are The Most Common Reasons The State Of Maryland Would Sue Someone?
     * What Collection Methods Does The State Of Maryland Use?
     * What Is The Maryland Central Collections Unit?
     * How Can A Bankruptcy Help in a State Of Maryland Lawsuit?
     * When Is Debt Referred For A Lawsuit?
   * 341 Meeting
     * General Information
       * What Is The 341 Meeting Of The Creditors?
       * What Happens During The Meeting Of The Creditors?
       * What Is The Chapter 13 Confirmation Hearing?
       * What Are Common Concerns About the Meeting of Creditors?
     * Common Issues
       * Are There Any Misconceptions About These Meetings?
       * How Does Marriage and Divorce Affect the Meeting of Creditors?
     * Why Is It Important To Secure An Attorney For A 341 Meeting?
   * Bankruptcy & Divorce
     * Bankruptcy and Divorce – Which Comes First?
     * Alimony, Child Support And Bankruptcy Issues
     * Could Bankruptcy Impact A Divorce Settlement Or Vice Versa?
     * Common Issues Faced In Bankruptcy & Divorce Cases
     * FAQs In Bankruptcy And Divorce Cases
   * Fighting The Taxman
     * Can Someone Get Out Of Tax Debt And Reclaim Their Life?
     * How Do Debt Settlement Firms Actually Operate?
     * How Can Someone Get A Fresh Start In Their Life?
     * How Can Someone Prevent Tax Liens?
     * What Is An Offer In Compromise?
     * What Is An Installment Agreement?
     * What Does Currently Not Collectible Status Mean?
     * How Long Does The IRS Have To Collect My Taxes?
     * How Do You Wipe Out Taxes With A Chapter 7 Bankruptcy?
     * How Do You Wipe Out Taxes With A Chapter 13 Bankruptcy?
     * What About My Maryland Taxes?
     * How Can Someone Get Help With Their Debt?
 * Blog
 * FAQS
   * Bankruptcy FAQs
   * Loan Modification FAQs
   * Bankruptcy FAQs (Videos)
 * Case Results
 * Free Downloads
 * Contact Us


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 * Bankruptcy FAQs (Videos)

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