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Effective URL: https://money.com/
Submission: On December 03 via api from US — Scanned from AU
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This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Create Account Toast Message Close Welcome to Start exploring the best personal finance content! * Credit Main Menu * Credit * * Credit Repair * Building Credit * Credit Report * Credit Score * * Identity Theft Protection * Credit Monitoring * Collections * Bankruptcy * Insurance Main Menu * Insurance * * Pet Insurance * Life Insurance * Long-Term Care Insurance * Travel Insurance * RV Insurance * * Motorcycle Insurance * Car Insurance * Homeowners Insurance * Health Insurance * Dental Insurance * Loans Main Menu * Loans * * Student Loans * Student Loan Refinance * Small Business Loans * Auto Refinance * Auto Loans * Personal Loans * Mortgages Main Menu * Mortgages * * Home Equity Loans * VA Loans * Mortgage Refinance * Reverse Mortgage * Mortgage Lenders * Mortgage Rates * Credit Cards Main Menu * Credit Cards * * Best Credit Cards * Travel Credit Cards * Cash Back Credit Cards * Rewards Credit Cards * Credit Cards for Students * Banking & Investing Main Menu * Banking & Investing * Banking * Best Banks * High-Yield Savings Accounts * Investing * Gold * Cryptocurrency * Online Stock Trading Apps * Retirement * IRAs * Retirement Planning * Featured Main Menu * Featured * * Best Colleges * Best Places to Live * Best Places to Travel * Best Banks * Best Hospitals * Changemakers * * Jobs by ZipRecruiter * More Main Menu * More * * Business * Career Advice * Economy & Politics * Education * Health & Wellness * Housing * Lifestyle * * Personal Finance * Pets * Professional Services * Shopping * Taxes * Technology Subscribe to our Newsletter est. 1972 featured New FAFSA Will Help Millions of Students Get More Pell Grant Money for College Student Financial Aid 8 min read This year's FAFSA will also have fewer questions and more streamlined design. Top Stories 4 Reasons It's Actually a Good Time to Buy a House (for Some People) Home Buying 8 min read 2024 Tax Brackets: IRS Increases Income Thresholds, Standard Deduction Due to Inflation Income Tax 4 min read Trending These Are the Best Money Moves for December 2023 Life Advice 7 min read Social Security and the 2024 COLA: Everything You Need to Know Social Security 10 min read 92% of Americans Would Consider Delaying Dental Care Because of the Cost Dental Insurance 4 min read Homebuying Guide: 5 Experts Tips for Buying a Home This Winter Home Buying 9 min read Our Rankings 6 Best Credit Repair Companies of December 2023 9 Best Home Equity Loans of December 2023 Best Long-Term Care Insurance Companies of November 2023 7 Best Identity Theft Protection Services of November 2023 MONEY'S BEST BEST BANKS OF 2023 - 2024 Best Colleges 2023 Best Places to Travel Presented by Changemakers Presented by Best Hospitals Explore Our Categories Categories * Credit * Insurance * Loans * Identity Theft * Mortgages * Credit Cards * Investing * Banking Featured Categories * Credit Repair 6 BEST CREDIT REPAIR COMPANIES OF DECEMBER 2023 | MONEY 6 Best Credit Repair Companies of December 2023 | Money * Student Loans BEST STUDENT LOANS AND PRIVATE STUDENT LOANS OF SEPTEMBER 2023 | MONEY Best Student Loans and Private Student Loans of September 2023 | Money * Home Equity Loans HOW MUCH EQUITY CAN I BORROW FROM MY HOME? How Much Equity Can I Borrow From My Home? * Long-Term Care Insurance 5 BEST LONG-TERM CARE INSURANCE COMPANIES OF NOVEMBER 2023 | MONEY 5 Best Long-Term Care Insurance Companies of November 2023 | Money * Identity Theft Protection 7 BEST IDENTITY THEFT PROTECTION SERVICES OF NOVEMBER 2023 | MONEY 7 Best Identity Theft Protection Services of November 2023 | Money STUDENT LOAN PAYMENTS ARE BACK FOR THE FIRST TIME SINCE 2020 Prev Next * WHAT ACTUALLY HAPPENS IF YOU DON'T PAY YOUR STUDENT LOAN BILLS? min read What Actually Happens if You Don't Pay Your Student Loan Bills? * HOW TO REFINANCE STUDENT LOANS IN 9 STEPS min read How to Refinance Student Loans in 9 Steps * THE PROMISE OF STUDENT LOAN FORGIVENESS ENCOURAGED BORROWERS TO SPEND MORE: POLL min read The Promise of Student Loan Forgiveness Encouraged Borrowers to Spend More: Poll * GUIDE TO COLLEGE GRANTS AND SCHOLARSHIPS min read Guide to College Grants and Scholarships * 7 BEST STUDENT LOAN REFINANCE COMPANIES OF OCTOBER 2023 min read 7 Best Student Loan Refinance Companies of October 2023 * HOW TO PAY FOR COLLEGE min read How to Pay for College * BEST COLLEGES 2023 min read Best Colleges 2023 * ARE YOU SAVING ENOUGH FOR RETIREMENT? 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Homebuying Guide: 5 Experts Tips for Buying a Home This Winter * HERE'S WHEN THE FED WILL CUT INTEREST RATES, ACCORDING TO EXPERTS Federal Reserve 7 min read Some experts predict the Federal Reserve will start cutting interest rates as early as March. Here's When the Fed Will Cut Interest Rates, According to Experts * WHY IT'S THE BEST TIME EVER TO BUY AN EV Electric Vehicles 6 min read Thanks to price cuts, big sales promotions and EV tax credits, it's an optimal time to buy a new or used electric car. Why It's the Best Time Ever to Buy an EV * CURRENT MORTGAGE RATES Mortgage Rates 15 min read The 30-year fixed-rate mortgage averaged 7.22% this week, according to Freddie Mac. Current Mortgage Rates * HERE’S HOW FAR HOME PRICES AND MORTGAGE RATES COULD DROP IN 2024 Home Buying 5 min read Affordability for buyers and renters alike should improve, forecasters say. 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GET STARTED * HOW MUCH CAN I SAVE BY REFINANCING? GET STARTED * WHAT IS MY DTI RATIO? GET STARTED NEWSLETTERS YOUR TRUSTED SOURCE OF MONEY NEWS & RESOURCES NOW IN YOUR INBOX! Stay ahead of your finances. Subscribe to our Newsletters. Subscribe READ THE LATEST FROM THE MONEY TEAM Prev Next * Carlos Silva BIO CARLOS SILVA LATEST FROM CARLOS 13 BEST CREDIT CARDS OF DECEMBER 2023 | MONEY 53 min read * Andrea Agostini Ferrer BIO ANDREA AGOSTINI FERRER LATEST FROM ANDREA 10 BEST PET INSURANCE COMPANIES OF DECEMBER 2023 32 min read * Leslie Cook BIO LESLIE COOK LATEST FROM LESLIE HOMEBUYING GUIDE: 5 EXPERTS TIPS FOR BUYING A HOME THIS WINTER 9 min read * Gabriel O. Rodriguez Cruz BIO GABRIEL O. RODRIGUEZ CRUZ LATEST FROM GABRIEL 8 BEST CRYPTO WALLETS OF DECEMBER 2023 | MONEY 40 min read * Amarilis Yera BIO AMARILIS YERA LATEST FROM AMARILIS 6 BEST CREDIT REPAIR COMPANIES OF DECEMBER 2023 | MONEY 33 min read * Adam Hardy BIO ADAM HARDY LATEST FROM ADAM THE IRS IS RESUMING DEBT COLLECTIONS. HERE'S WHAT TO DO IF YOU CAN'T PAY YOUR TAXES 10 min read * Julia Glum BIO JULIA GLUM LATEST FROM JULIA HOW TO TELL WHETHER A BLACK FRIDAY SALE IS 'WORTH IT' 7 min read * Kaitlin Mulhere BIO KAITLIN MULHERE LATEST FROM KAITLIN NEW FAFSA WILL HELP MILLIONS OF STUDENTS GET MORE PELL GRANT MONEY FOR COLLEGE 8 min read * Kat Tretina BIO KAT TRETINA LATEST FROM KAT LADDER LIFE INSURANCE REVIEW 2023: PLANS & COSTS | MONEY 10 min read * Paul Reynolds BIO PAUL REYNOLDS LATEST FROM PAUL BEST BANKS FOR SMALL BUSINESSES 12 min read * Taína Cuevas BIO TAÍNA CUEVAS LATEST FROM TAÍNA 7 BEST CREDIT CARDS TO BUILD CREDIT IN 2023 | MONEY 22 min read * Fernando García Delgado BIO FERNANDO GARCÍA DELGADO LATEST FROM FERNANDO 5 BEST TAX RELIEF COMPANIES OF 2023 | MONEY 29 min read * Joan Pabón BIO JOAN PABÓN LATEST FROM JOAN 5 BEST SMALL BUSINESS LOANS OF 2023 | MONEY 36 min read * Gabriel Sánchez Vissepó BIO GABRIEL SÁNCHEZ VISSEPÓ LATEST FROM GABRIEL LENDINGTREE HELOC REVIEW | MONEY 11 min read * Kristen Bahler BIO KRISTEN BAHLER LATEST FROM KRISTEN HOW TO GET A SMALL BUSINESS LOAN | MONEY 10 min read * Mike Ayers BIO MIKE AYERS LATEST FROM MIKE PUBLIC'S FIRST-EVER RETAIL INVESTOR CONFERENCE FEATURES CATHIE WOOD, CHRIS EVANS AND OTHERS ON WEDNESDAY 2 min read * Brad Tuttle BIO BRAD TUTTLE LATEST FROM BRAD THE BEST BASKETBALL HOOPS FOR YOUR MONEY 26 min read * José Omar Rodríguez BIO JOSÉ OMAR RODRÍGUEZ LATEST FROM JOSÉ 5 BEST HOMEOWNERS INSURANCE COMPANIES OF AUGUST 10 min read * * TRY OUT THESE COOL PRODUCTS * HAS YOUR DATA BEEN BREACHED? 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