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NOT YOUR AVERAGE BROKER

Because you didn’t dream of owning a mortgage

ASK ME HOW


WELCOME

Hi!  I am so excited that you have decided to visit my site.  I know that your
home financing is a big deal, likely the biggest decision you will make in your
life, and I appreciate the trust you put in me when you decide to work with me. 
Whether you are looking to buy your first home, or you are looking to move from
the home you are currently in or even to simply get a mortgage check up on your
current mortgage, you can feel confident knowing that I will listen to your
goals, needs and concerns, and do my very best to address every one of them.  I
truly care about your financing and get almost as excited as you when you get
the keys to your new home. 


YOUR MORTGAGE EXPERIENCE


STEP 1: REVIEW YOUR BUDGET AND START SAVING FOR A DOWN PAYMENT


STEP 2: COMPLETE YOUR APPLICATION AND PROVIDE THE CONSENT AND REQUIRED DOCUMENTS

Apply Now


STEP 3: REVIEW OPTIONS AND DECIDE WHICH PRODUCT IS BEST FOR YOU AND YOUR
FINANCIAL GOALS


STEP 4: START HOUSE HUNTING-NEED A REALTOR REFERRAL? I CAN HELP WITH THAT


STEP 5: MAKE A CONDITIONAL OFFER, APPLICATION SUBMITTED TO THE LENDER


STEP 6: SATISFY THE REQUIREMENTS OF THE LENDER AND PROTECT YOUR FAMILY WITH
LIFE/DISABILITY/HOME AND FIRE INSURANCE


STEP 7: GET A HOME INSPECTION


STEP 8: REMOVE ALL CONDITIONS (ONCE GIVEN THE GO AHEAD), THEN MEET WITH THE
LAWYER OR SIGNING OFFICER


STEP 9: TAKE POSSESSION OR CLOSE YOUR NEW MORTGAGE!





CALCULATE YOUR COST

Purchase Price

Total Monthly Cost
$2,765

Monthly Mortgage
$2,765
Home Expenses
$0
Funds Needed
$50,439

Down Payment 10%
$50,000
Closing Costs
$439
Estimated with a 5.25% interest rate, 25 years amortization and other
assumptions
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Easily calculate your total home ownership cost, the stress test, compare rates
by national and regional lenders and brokers, calculate land transfer taxes and
determine your affordability to the penny.

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NOT YOUR AVERAGE BROKER

Hi, I’m Lisa. I’m focused on helping ensure you have the right mortgage
financing in place at all times to maximize your hard-earned money regardless of
which life stage you’re in – from first-time homebuyer to retiree and everything
in between. I’m passionate about providing you with the very best advice based
on your unique needs, and ensuring you receive stellar customer service to
simplify the mortgage process and make it as stress-free as possible.

I began brokering in 2009 after experiencing a traumatic incident with a big
bank that left my family vulnerable. I ended up working with a mortgage
broker/friend who was able to fix our problems. This inspired me to also want to
help others with their mortgage needs in a way that would always put them in the
best possible situation.

I specialize in getting the lenders competing for your business on your very
first mortgage as well as again when you’re approaching your renewal date. I can
also help you access home equity through a refinance or home equity line of
credit – to free up cashflow, pay off debt, renovate your home, buy an
investment property, send kids to school or find added funds for whatever you
need.

Because of my keen eye for detail and drive to always ensure I have the most
streamlined systems in place at all times, I also enjoy guiding brokers in
implementing best practices to improve their businesses. And when it comes to
brand new brokers to the industry, I take pleasure in mentoring and coaching
them to ensure they have the support they need to help guide clients in the
right direction as well. Have questions about your mortgage options? Answers are
just a phone call or email away!

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CONTACT

Lisa McInnes

Mortgage Broker

780-619-0895

Book Appointment evenings and weekends by request

Verico Paragon Mortgage Inc a division of Tango Financial

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