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WELLS FARGO REWARDS®


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REWARDS THAT KEEP IT REAL.

Sign on to redeem rewards
Looking for Business Rewards?

WELLS FARGO REWARDS PROGRAM

Discover all the ways you can redeem your rewards. Choose a cash redemption
optionFootnote 11 or redeem your rewards for travel, gift cards, and more.



REDEEM TO ACCOUNT

Redeem your rewards as a credit to a qualifying Wells Fargo credit card,
checking account, or mortgage.Footnote 22





REDEEM FOR PURCHASES

Redeem rewards for purchases , in the form of a statement credit, to cover
eligible purchases you’ve already made.Footnote 33





PAY WITH REWARDS

Use your rewards for the things you want to buy when checking out with
participating merchants.Footnote 44





FIND GIFT CARDS

Choose the perfect gift card for everyday use or for a special occasion.


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BUY AIRLINE TICKETS

No blackout datesFootnote 55 on air travel, and you can use a combination of
rewards and a payment card.





PLAN A VACATION

Redeem your rewards on flights, car rentals, and hotel stays for your next
vacation.






Would you like to learn more about the credit cards we offer? We can help you
pick the card that’s right for you.

Find a credit card



⁠⁠WELLS FARGO REWARDS FAQS
⁠


HOW DO I REDEEM MY CREDIT CARD REWARDS?

You can redeem rewards in several ways:

 * Redeem your rewards in a variety of ways at wellsfargo.com/redeem
 * Sign on to Wells Fargo Online® and redeem rewards for purchases you’ve
   already made. 
 * Visit a Wells Fargo ATM and redeem in $20 increments with your Wells Fargo
   ATM or Debit Card.
 * Call Wells Fargo Rewards Customer Service at 1-877-517-1358 to redeem your
   rewards, seven days a week, 8:00 am to midnight, Eastern Time, excluding
   major holidays.


HOW DO I GET STARTED WITH THE WELLS FARGO REWARDS PROGRAM?

A Wells Fargo Rewards account is automatically created for you when you open an
eligible Wells Fargo rewards-based credit card. You can find your rewards
account listed in your Account Summary.


HOW WILL I EARN CREDIT CARD REWARDS?

You can earn rewards on virtually all purchasesFootnote 66 you make with your
Wells Fargo rewards-based credit card.

You can also earn bonus rewards by shopping in-store and online through the Earn
More Mall site.


HOW DO I TRACK MY WELLS FARGO REWARDS?

Sign on at wellsfargo.com/redeem to track your progress, to view the bonuses
that you’re currently earning, and to redeem or share your rewards.


HOW CAN I SHARE MY CREDIT CARD REWARDS?

Wells Fargo helps you share your rewards with the people and charitable causes
you care about.

You can share rewards with another Wells Fargo accountholder in the form of
rewards or as an account credit in $25 increments. You can also redeem rewards
for gift cards to donate to select causes and organizations that are important
to you. You can also redeem your Wells Fargo Rewards to support disaster relief.
Your donations can help the American Red Cross provide shelter, food, and health
and mental health services during emergencies.


HOW CAN I GET HELP WITH MY REWARDS?

Call 1-877-517-1358 to speak with Wells Fargo Rewards Customer Service, seven
days a week, 8:00 am - midnight, Eastern Time, excluding major holidays.

Find additional FAQs and Wells Fargo Rewards Terms and Conditions at
wellsfargo.com/redeem.

1.

Cash redemption options by phone or online are redeemable in $25 increments
only. Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards
redemption to an eligible Wells Fargo account from a Wells Fargo ATM are
redeemable in $20 increments only. You must have a Wells Fargo Debit or ATM Card
in order to redeem rewards at a Wells Fargo ATM. There may be a maximum limit on
the dollar amount of the rewards redemptions for cash that you can make each day
at a Wells Fargo ATM.

2.

Rewards redeemed as a credit to a qualified Wells Fargo mortgage, loan, or
credit product are applied toward your principal balance. You must still make
regularly scheduled payments.

3.

Redeem for Purchases allows you to redeem your Wells Fargo Rewards® online for a
statement credit to your eligible Wells Fargo credit card account. To be
eligible for Redeem for Purchases, transactions must be $1 or more and you must
have enough rewards to redeem for the entire amount of the transaction.
Statement credits are applied to your outstanding balance and you are still
required to make any payment due on your account. Rewards redeemed for purchases
will be deducted from your rewards account balance immediately and all rewards
redemptions are final. Statement credits will post to your account in 5 – 7
business days. Redeem for Purchases is offered subject to the Wells Fargo
Rewards® Program Terms and Conditions and the Addendum applicable to your card.
For additional details, visit Wells Fargo: Rewards Terms and select your card
from the dropdown. Select "+ Redeeming Rewards" and navigate to the Redeem for
Purchases section.

4.

Pay with Rewards ("PWR") feature allows you to redeem your available Wells Fargo
Rewards® ("rewards") online through participating PWR merchants towards
qualifying purchase transactions with your eligible Wells Fargo Credit Card
("card") account. To be eligible for PWR feature, cardholders must first verify
the PWR sharing preference setting is enabled. This preference can be set at any
time by going to Pay with Rewards Preferences. When your PWR sharing preference
is enabled, all cardholders who use and have access to your card, including
authorized users on your card, will be able to view and redeem the rewards
associated with that card through the PWR feature when the card is provided by
you or your authorized users to a PWR merchant. Rewards are not earned on any
portion of a transaction redeemed through the PWR feature. Transactions
qualifying as eligible for PWR redemption may change at any time and without
notice. Rewards redeemed through PWR will be deducted from your rewards account
balance immediately and all PWR redemptions are subject to the
Return/Cancelation Policy of the merchant. Refer to the Wells Fargo Rewards®
Program Terms and Conditions and the Addendum applicable to your card, the
participating PWR merchant User Agreement, and the Pay with Rewards Terms and
Conditions for more details.

5.

Flights must be redeemed through Wells Fargo Rewards®. Certain restrictions and
limitations apply. Rewards terms may vary by product. Refer to the corresponding
Wells Fargo Rewards® Program Terms and Conditions for further details.

6.

Rewards points or cash rewards (as applicable) are earned on net purchases
(purchases minus returns/credits) only. ATM transactions, cash advances of any
kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and
prepaid gift cards, wire transfers, fees or interest posted to a linked account,
including but not limited to returned payment fees, late fees, and monthly or
annual fees, do not earn rewards points or cash rewards (as applicable). For the
Wells Fargo Visa® and Wells Fargo Visa Signature® Cards, casino gaming chips,
off-track wagers, lottery tickets, and bets or wagers transmitted over the
internet also do not earn rewards points or cash rewards (as applicable). Refer
to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for your
Wells Fargo Credit Card.

QSR-0722-01508

LRC-0322


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