www.populardirect.com Open in urlscan Pro
192.124.249.125  Public Scan

Submitted URL: http://www.populardirect.com/
Effective URL: https://www.populardirect.com/
Submission: On November 17 via api from US — Scanned from DE

Form analysis 1 forms found in the DOM

<form class="w-100">
  <div class="input-group mb-3 flex-column flex-md-row"><input id="search-input" type="text" aria-label="Search criteria" aria-describedby="search-button" class="form-control h-auto w-auto">
    <div class="input-group-append d-none d-md-block"><button type="submit" id="search-button" class="btn blue-btn">Search</button></div> <button type="submit" id="search-button-mobile" class="btn blue-btn d-block d-md-none mt-2">Search</button>
  </div>
</form>

Text Content

Browser unsupported. For the best experience with Popular Direct, please update
your browser to the latest version.
×
Jump To Content
Sign in
 * CDs
 * Savings
 * Why Popular Direct?
 * Resources
   * Customer Service
   * Digital Services
   * Articles
   * CD Calculator
   * Savings Calculator

 * Sign in
 * CDs
 * Savings
 * Why Popular Direct?
 * Resources
   * Customer Service
   * Digital Services
   * Articles
   * CD Calculator
   * Savings Calculator


HOW CAN WE HELP YOU?

×
Search
Search


POPULAR SEARCHES

 * Open a savings account
 * Compare CD rates
 * Online account enrollment
 * Product FAQs
 * Account Dormancy
 * External transfers


DOWNLOAD OUR MOBILE APP

Access your account from your mobile device with our easy to use app.




CAN'T FIND WHAT YOU'RE LOOKING FOR?

Find answers to common questions on our website or call us today for support.
Our Customer Care team is always here to help answer your questions.

Get Support 1-800-274-5694


RESULTS


NO RESULTS BASED ON YOUR CRITERIA.

Please try again using different criteria.




SAVINGS MADE SIMPLE.

Thanks to Popular Direct, building your nest egg is easier than you think. We
offer great interest rates with a simpler, more straightforward banking
experience. We can help you select the best savings strategy and products to
meet your needs.

START SAVING COMPARE CD RATES



GREAT CD RATES.

5.67

% apy1

Popular Direct 12-month CD
$10,000 minimum deposit
Account details and disclosures

Apply Now


GROW YOUR SAVINGS.

5.40

% apy2

Popular Direct Select Savings
$100 minimum deposit
Account details and disclosures

Apply Now


DIGITAL SERVICES.

Sign in to our Online and Mobile Banking tools to review and manage your account
anytime, anywhere from your computer or mobile device.

Learn more


FIND THE BEST SAVINGS STRATEGY FOR YOU.

How close are you to reaching your savings goals?

Error: Please make a selection.

Please select...
I've been saving regularly and want to keep my earnings growing. I've been
setting aside money but not consistently. I'm just beginning and haven't
accumulated much.
What's most important to you?

Error: Please make a selection.

Please select...
Earning Potential: Highest possible interest rates Stability: Interest rates
that are less likely to fluctuate Flexibility: Easy access to my money
View Results Reset form


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


60 MONTH CD

4.70

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


36 MONTH CD

5.00

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


SELECT SAVINGS

5.40

% apy1

Setup auto-savings.
FDIC insured.
Only $100 to open.

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


60 MONTH CD.

4.70

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


48 MONTH CD.

4.65

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


36 MONTH CD.

5.00

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


SELECT SAVINGS

5.40

% apy1

Setup auto-savings.
FDIC insured.
Only $100 to open.

Apply Now


6 MONTH CD

5.55

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


12 MONTH CD

5.67

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


SELECT SAVINGS

5.40

% apy1

Setup auto-savings.
FDIC insured.
Only $100 to open.

Apply Now


36 MONTH CD

5.00

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


24 MONTH CD

5.30

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


24 MONTH CD

5.30

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


12 MONTH CD

5.67

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.

Apply Now


SELECT SAVINGS

5.40

% apy1

Setup auto-savings.
FDIC insured.
Only $100 to open.

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:


SELECT SAVINGS

5.40

% apy1

Setup auto-savings.
FDIC insured.
Only $100 to open.

Apply Now


6 MONTH CD

5.55

% apy1

Lock in your rate.
FDIC insured.
Only $10,000 to open.  

Apply Now


WE RECOMMEND THESE OPTIONS BASED ON YOUR INPUT:

Currently, our Popular Direct Savings Account requires a $100 minimum opening
deposit
and our Popular Direct CD requires a $10,000 minimum opening deposit.

If you can’t start with this, learn creative ways to boost your savings.


GET SAVING. IT’S QUICK AND EASY.

1

Enter your personal information. We’ll need a few details such as your name,
address, social security number (or tax ID), driver’s license or state ID.



2

Make your first deposit. You can fund your new Popular Direct account from
either an existing Popular Direct account you own or from an account you own at
a different US bank.



3

Once your application is approved and completed, you will receive a welcome
email and may enroll in mobile and online banking for easy account access.


WHY CHOOSE POPULAR DIRECT?


OVER A CENTURY OF TRUST.

Popular Direct products are offered by Popular Bank, the U.S. banking subsidiary
of Popular, Inc. [NASDAQ: BPOP]. Founded in 1893, Popular, Inc. is a publicly
traded, full-service financial services provider in the United States, Puerto
Rico, and the Caribbean. Today, Popular, Inc. is one of the 50 largest U.S.
banks by assets. A defining characteristic of the Popular brand is our deep
commitment to putting customers at the center of everything we do. Popular Bank
remains dedicated to this strong sense of heritage, values, and customer service
set forth by Popular, Inc. over a century ago.

All deposits with Popular Direct are insured by the FDIC up to the applicable
maximum amount allowed by law per depositor for each deposit ownership category.

START SAVING COMPARE CD RATES


SIMPLE AND TRANSPARENT.

We believe in keeping things simple and transparent. Access to your Popular
Direct accounts is easy, gaining insights through our resource center is always
helpful and viewing our competitive rates from your desktop or mobile device
lets you know exactly what is being offered. No surprises.


GET MORE FROM YOUR MONEY.

With our Popular Direct products, we're there every step of the way to guide you
through life's most challenging financial obstacles. From building your first
savings account to growing what you have already saved and investing in a CD
suited just for you, you will be happy you selected our Popular Direct products.


MAKE ROOM FOR THE LIFE YOU WANT TO BUILD WITH POPULAR MORTGAGE.

At Popular Mortgage, explore our market-leading lending solutions to meet your
unique financing needs. Whether you’re looking to buy a new home or refinance
your current home, mortgage rates remain at an all-time low, so invest and save
today.3

A dedicated Home Lending Officer (HLO) is here to listen and guide you through
our home purchase or refinance process, so connect with a Popular HLO to get
started.



Learn more Meet the Popular Mortgage team


NEED ASSISTANCE?

Contact Customer Care Get Digital Services CD CalculatorSavings Calculator


DIRECT INSIGHTS.

Helpful articles about money, life, and innovation.


BENEFITS OF SAVING FOR MEDIUM-TERM GOALS.

It’s a good idea to get in the habit of creating targeted savings goals.
Short-term and long-term goals may be discussed more frequently when creating
goals, but medium-term goals are…

Read Article


WHAT IS A SMISHING SCAM? HOW TO PROTECT YOURSELF.

Robotext scams are on the rise. A robotext scam is also known as a smishing
scam. You should be aware of these scams and know how to protect yourself
against them.

Read Article


YOUR TAX REFUND IS A CHANCE TO GROW.

It’s tax season again and W-2s are hitting mailboxes around the country. This
year the average federal income tax return is estimated to be in excess of
$2,000. What better way to get…

Read Article



DISCLOSURES

1 The Annual Percentage Yield (APY) for a Popular Direct Certificate of Deposit
(CD) account is effective as of Monday, November 13, 2023 and subject to change
without notice. There is a $10,000 minimum opening account deposit and balance
requirement. APY assumes principal and interest remain on deposit until
maturity. A penalty will be imposed for early withdrawal. Fees may reduce
earnings on the account.

2 The Annual Percentage Yield (APY) applies only for the "Popular Direct Select
Savings" product, is effective as of Monday, November 13, 2023, may be canceled
or withdrawn at any time, and is subject to change without notice. Popular Bank,
in its sole discretion, reserves the right to change or terminate this offer at
any time. There is a $100 minimum deposit to open an account. Fees may reduce
earnings.

3 All loans are subject to credit review and approval. Rates, program terms and
conditions vary by state and are subject to change without notice.
Popular Bank NMLS ID # 417584

Important information about procedures for opening a new account: To help the
government fight the funding of terrorism and money laundering activities, U.S.
Federal law requires financial institutions to obtain, verify, and record
information that identifies each person (individual or business) who opens an
account. What this means for you: When you open an account, we will ask for your
name, address, date of birth, and other information that will allow us to
identify you. We may also ask for your driver’s license or other identifying
information.

All Popular Direct deposit products are offered by, and will be opened through,
Popular Bank. Popular Bank is a Member FDIC institution and a New York state
chartered bank. Processing services for all Popular Direct deposit products are
provided by Popular Bank. All deposits with Popular Bank (including deposits
through Popular Direct deposit products) are insured by the FDIC up to the
applicable maximum amount allowed by law for each deposit ownership category.
All balances for Popular Direct and Popular Bank deposits would be combined for
purposes of determining FDIC coverage eligibility. For more information about
FDIC Insurance coverage of deposit accounts, visit
https://www.fdic.gov/deposit/deposits.

HELP AND SUPPORT

Customer Service
Contact Us


POLICIES AND TERMS

Privacy Policy Privacy Practices Weblinking Practices Terms and Conditions
USA Patriot Act Accessibility Online Security FDIC Coverage Update
Articles Digital Services Site Map


Copyright © 2023 Popular Bank. Member FDIC.


THIRD-PARTY WEBSITE LINK ×


This is a hyperlink to a third-party website, as described in our Weblinking
Practices. Note that such third-party's respective privacy policy and security
practices may differ from those of Popular Bank or its affiliates. Neither
Popular Bank nor any of its affiliates assumes any responsibility, nor do they
control, endorse or guarantee any aspect of your use of any linked third-party
website. Hyperlinks to third-party websites are solely for informational
purposes and for use at your own risk.


Cancel Continue



LEAVING SITE ×


Please never share your Popular account details with anyone. Popular will never
ask you for your password through email, social media or a third-party website.


Cancel Continue



CD ACCOUNT OPENING RESTRICTIONS SAVINGS ACCOUNT OPENING RESTRICTIONS ×


Please note: We may email you requesting proof of ownership of the linked
external account. If requested, proof must be sent to us by Online Banking
Secure Message, and received on or before the 10th calendar day from the account
opening date or your account will be closed and funds returned to your linked
external account.

Please note: For the first 70 days following account opening, the only account
to which you may transfer funds from is your linked external account. You can
make a request through Popular Direct Online Banking or by calling the Customer
Care Center at 1-800-274-5696. If you close your linked external account before
you are eligible to change it (60 days after its last change), you will be
unable to transfer funds out of your account for the remainder of the 60-day
waiting period.

We may email you requesting proof of ownership of the linked external account.
If requested, proof must be sent to us by Online Banking Secure Message, and
received on or before the 10th calendar day from the account opening date or
your account will be closed and funds returned to your linked external account.


Learn More Learn More Continue



CD ACCOUNT OPENING RESTRICTIONS SAVINGS ACCOUNT OPENING RESTRICTIONS ×


Please note: We may email you requesting proof of ownership of the linked
external account. If requested, proof must be sent to us by Online Banking
Secure Message, and received on or before the 10th calendar day from the account
opening date or your account will be closed and funds returned to your linked
external account.

Please note: For the first 70 days following account opening, the only account
to which you may transfer funds from is your linked external account. You can
make a request through Popular Direct Online Banking or by calling the Customer
Care Center at 1-800-274-5696. If you close your linked external account before
you are eligible to change it (60 days after its last change), you will be
unable to transfer funds out of your account for the remainder of the 60-day
waiting period.

We may email you requesting proof of ownership of the linked external account.
If requested, proof must be sent to us by Online Banking Secure Message, and
received on or before the 10th calendar day from the account opening date or
your account will be closed and funds returned to your linked external account.


Learn More Learn More Continue


×

We use cookies on our website. To learn more about the information we collect,
how we use it, and your options, please click customize cookies.

Accept
Customize Cookies