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Submitted URL: http://www.visioncu.ca/
Effective URL: https://www.visioncu.ca/en/home
Submission: On October 07 via api from US — Scanned from CA
Effective URL: https://www.visioncu.ca/en/home
Submission: On October 07 via api from US — Scanned from CA
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<div class="card-header"> Message </div>
<div class="card-body">
<div class="form-row">
<div class="form-group col-md-6">
<label class="form-label" for="inputFirstName">First Name</label>
<input type="text" pattern="^[^<>@#%:;*{}«»ªº]+$" class="form-control textbox" id="inputFirstName" required="">
<div class="invalid-feedback">
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<div class="form-group col-md-6">
<label class="form-label" for="inputLastName">Last Name</label>
<input type="text" pattern="^[^<>@#%:;*{}«»ªº]+$" class="form-control textbox" id="inputLastName" required="">
<div class="invalid-feedback">
</div>
</div>
</div>
<div class="form-row">
<div class="form-group col-md-6">
<label class="form-label" for="inputEmail">Email</label>
<input type="email"
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<div class="form-row">
<div class="form-group col-md-6">
<label class="form-label" for="inputReason">Reason for Contact</label>
<select id="inputReason" class="form-control" required="">
<option value="" disabled="" selected="" hidden="">Select a reason</option>
<option value="0">I'd like help to open an account</option>
<option value="1">I'd like to apply for a loan/line of credit</option>
<option value="2">I'd like to apply for a mortgage</option>
<option value="3">I'd like help with online banking</option>
<option value="4">I'd like to place a stop payment on a cheque</option>
<option value="5">I'd like to make an appointment at the branch</option>
<option value="6">Other (please state below)</option>
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<div class="form-group col-md-6"></div>
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<hr>
<div class="form-row">
<div class="form-group col-md-12">
<label class="form-label" for="inputMessage">Message</label>
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<hr>
<div class="form-row">
<label class="form-label question-label">How should we contact you?</label>
<div class="form-group col-md-12 mb-5">
<div class="custom-control custom-checkbox custom-control-inline">
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<label class="custom-control-label" for="checkPhone">Phone</label>
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<div class="form-row">
<label class="form-label question-label">Are you a Vision Credit Union member?</label>
<div class="form-group col-md-12">
<div class="custom-control custom-checkbox custom-control-inline">
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<label class="custom-control-label" for="checkYes">Yes</label>
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<div class="custom-control custom-checkbox custom-control-inline">
<input type="checkbox" id="checkNo" class="custom-control-input member-checkbox" required="">
<label class="custom-control-label" for="checkNo">No</label>
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<hr>
<div class="form-row">
<label class="form-label question-label">Consent</label>
<div class="form-group col-md-12">
<div class="custom-control custom-checkbox">
<input type="checkbox" id="checkConsent" class="custom-control-input" required="">
<label class="custom-control-label" for="checkConsent">
<div>I consent to Vision Credit Union collecting, using and disclosing my personal information as described in the agreement below.</div>
</label>
</div>
<div class="invalid-feedback" id="consentFeedback"> Requires consent </div>
</div>
</div>
<div id="accordion_agreement">
<div class="row">
<div class="card">
<a class="card-header collapsed" href="#" data-toggle="collapse" data-target="#collapse-agreement" aria-expanded="true" aria-controls="collapse-agreement">
<h5 class="mb-0">
<button type="button" class="btn btn-link">
Full Agreement
</button>
</h5>
</a>
<div id="collapse-agreement" class="collapse" data-parent="#accordion_agreement">
<div class="card-body">
<div>At Vision Credit Union, we take seriously your right to privacy. Read our privacy policy here.</div>
<div>
<p class="c-par"><span style="font-size: 14px;"><strong>Privacy Statement</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Protecting your privacy is important to Vision Credit Union.</span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union has adopted this Privacy Statement to provide you with an overview of the collection, use, retention, and disclosure of personal information that you may provide
while using the Credit Union’s products and services (collectively referred to as “Services”). Vision Credit Union encourages you to read this Privacy Statement, as well as any Terms and Conditions that may be applicable to
a particular product and service, in order to understand how we collect and process personal information in the course of providing the Services and your interaction with the Services.</span></p>
<p class="c-par"><span style="font-size: 14px;">By using the Services, you consent to the collection, use, retention, and disclosure of your personal information for processing as described in, and subject to the limitations set out
in, this Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Personal Information</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Personal information is any information that would identify a person directly, or indirectly in combination with data from other sources. For example, personal information includes a
full name, home or work address, phone number, national identification number (SSN, SIN, etc.), email address, banking details, IP address, biometric data, payment information, usage data, or any information that may individually
identify a person.</span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union may collect personal information including without limitation your name, phone number, email address, IP address, and device identifiers, in the course of its
Services, and may use or disclose that personal information as described with this Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union may also create de-identified or anonymized data from personal information by excluding data components (such as your name, email address, etc.) that makes the data
able to personally identify you, through obfuscation, or through other means. In addition, Vision Credit Union may collect and use aggregated, anonymous information to provide data about the Services to advertisers, potential
business partners and other unaffiliated entities. As this information does not identify a person, and is therefore not personal information, Vision Credit Union’s use of such aggregated, anonymized and/or de-identified data
is not subject to this Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Consent and Collection of Personal Information</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">If you use Vision Credit Union’s website, or conduct a transaction through the Credit Union’s website where personal information is essential, your consent is implied to collect and use
your personal information to facilitate that use or complete that transaction requested or initiated by you only. Examples of instances in which personal information may be collected by Vision Credit Union are, but are not limited
to:</span></p>
<ul>
<li>
<p class="c-par"><span style="font-size: 14px;">When you request information or Services, and/or when requested information or Services are provided to you,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">When you access and navigate Vision Credit Union’s website, or engage in communication and/or business transactions with Vision Credit Union,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">When Vision Credit Union is administering, planning, and managing its relationship with you or communicating with you in relation to this relationship,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Where Vision Credit Union seeks to better understand how Vision Credit Union may improve its products and services, to develop and conduct its business and operations, and for other
internal business purposes,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Where Vision Credit Union seeks to provide you with information on current and future products and services or other developments with respect to Vision Credit Union and its
affiliates and partners,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Where Vision Credit Union needs to comply with applicable legal and regulatory requirements, or protect Vision Credit Union’s legal rights and property, or</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">If you knowingly submit Personal information through Vision Credit Union’s website for the purpose of registering for a service, a contest, or authentication.</span></p>
</li>
</ul>
<div>
<p class="c-par"><span style="font-size: 14px;">During these instances, Vision Credit Union may collect data such as, but not restricted to: name, email address, phone number, address, areas of the Services or Vision Credit Union
websites you visit, transaction type(s) you engage in or request (and amounts thereof), content you view, your IP address, data downloaded or submitted by you, as well as the nature of the individuals or entities with whom you
communicate or transact business using the Services.</span></p>
<p class="c-par"><span style="font-size: 14px;">If at any point you wish to withdraw consent to personal information collection, please contact the Vision Credit Union Privacy Officer noted in this Privacy Statement. Please
note that certain Services may only be able to be offered or provided to you if you disclose the personal information necessary to facilitate those Services, and therefore Vision Credit Union may not be able to provide you with
certain Services in the event that you choose not to disclose that personal information to Vision Credit Union.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Anonymous Information</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">When you interact with a Vision Credit Union Service, similar to most other websites, apps, and online services, certain anonymous technical information about your visit is
automatically logged and collected by Vision Credit Union. This may include information about the type of browser you use, operating system, the date and time you access the Service, the links you accessed while using the
Service, and the internet address of the website, if any, which linked directly to the Vision Credit Union Service. This information is used for system administration purposes such as diagnosing problems with Vision Credit
Union’s Services, servers and websites, compiling aggregated and statistical information, and to improve the operation and content of Vision Credit Union’s websites and Services. It is not personally identifiable, and is
not considered personal information and subject to this Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Personal Information Use</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union may use collected personal information for such purposes as:</span></p>
<ul>
<li>
<p class="c-par"><span style="font-size: 14px;">Helping to establish and verify the identity of users, and to keep user accounts secure,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Opening, maintaining, administering and servicing users’ accounts or memberships,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Providing Services and support to users,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Improving Vision Credit Union’s websites, including tailoring its websites to users’ preferences,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Providing users with product or Service updates, promotional notices and offers, and other information about Vision Credit Union,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Corresponding with you, and responding to your questions, inquiries, comments, and instructions,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Maintaining the security and integrity of Vision Credit Union systems, and,</span></p>
</li>
<li>
<p class="c-par"><span style="font-size: 14px;">Complying with applicable laws.</span></p>
</li>
</ul>
<div>
<p class="c-par"><span style="font-size: 14px;">Once collected, Vision Credit Union will store and process your personal information in secure locations.</span></p>
<p class="c-par"><span style="font-size: 14px;">Personal information will only be retained by Vision Credit Union for the length of time required to fulfill the purpose or complete the transaction for which it was collected, or as
may be required by law. Beyond that point, personal information in the possession or control of Vision Credit Union will be anonymized or securely destroyed.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Security</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union maintains reasonable physical, technical, and administrative security measures to minimize the risk of unauthorized loss, theft, copying, misuse, access,
disclosure, alteration, or destruction of your personal information.</span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union also restricts access to your personal Information to only those persons who have a legitimate business need or legal requirement to view it in connection with
the Services. You, as a personal information owner, may also authorize any persons you may choose to have access to your personal information.</span></p>
<p class="c-par"><span style="font-size: 14px;">Although Vision Credit Union does utilize security measures appropriate to the level of risk, no method of data transfer or storage on the internet is 100% secure and security risks
cannot be eliminated entirely. As such, Vision Credit Union cannot guarantee perfect security, integrity, or confidentiality of personal information.</span></p>
<p class="c-par"><span style="font-size: 14px;">In the event of a data breach or security incident involving the Services, Vision Credit Union will take all reasonable steps to comply with the breach reporting obligations that may
be applicable to it under Alberta privacy laws. Vision Credit Union may also seek to notify you in such event. If notification is appropriate or required, Vision Credit Union may notify you by email, messaging to your
device, or other reasonable means.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Disclosure of Personal Information</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union does not provide personal information to unaffiliated third parties for their use in marketing directly to you. We may use unaffiliated companies, or
trusted third party service providers, to help maintain and operate our Services for reasons related to our business operations and to better serve you, and those companies may receive your personal information for that
purpose. When Vision Credit Union shares personal information with third-party services that support our delivery of the Services, we require that they use your personal information only for the purposes we’ve
authorized, and that they protect your personal information to at least the same standards used by Vision Credit Union.</span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union may also disclose personal information about you in connection with legal requirements, such as in response to an authorized subpoena, governmental request or
investigation, or as otherwise permitted by applicable law (including, without limitation, to prevent fraud or abuse, or to protect Vision Credit Union’s legal rights, property, or the safety of Vision Credit Union, its
employees, users or others).</span></p>
<p class="c-par"><span style="font-size: 14px;">Finally, as Vision Credit Union’s business develops, it may sell or buy corporate assets, and in such transactions personal information may be one of the transferred business
assets. If Vision Credit Union, its internet businesses, or substantially all of its shares or assets, is acquired or an acquisition is contemplated, personal information may be one of the assets assessed or transferred
in connection with that transaction.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>“Cookies” and Advertisers</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">The Vision Credit Union websites, or the third party companies used to host, operate, or maintain these websites, may place a “cookie” on your computer in order to allow you to use
these websites and to personalize your experience.</span></p>
<p class="c-par"><span style="font-size: 14px;">A “cookie” is a small piece of data, or an alphanumeric identifier, that can be sent by a web server to your computer or device, which then may be stored by your browser on your
computer or device. Cookies allow Vision Credit Union to recognize your computer or device while you are on our websites and help customize your online experience and make it more convenient for you. Cookies are also useful in
allowing more efficient log-in for users, tracking transaction histories, and preserving information between browsing sessions. The information collected from cookies may also be used to improve website functionality.</span>
</p>
<p class="c-par"><span style="font-size: 14px;">The advertisers and/or other content providers that may appear on Vision Credit Union websites may also use cookies that are not sent by Vision Credit Union. Such ads or content may
contain cookies that help track and target the interests of users of our websites in order to present “personalized” advertisements or other messages that the user might find interesting. Vision Credit Union is not responsible
for any such cookies.</span></p>
<p class="c-par"><span style="font-size: 14px;">Most web browsers have features that can notify you when you receive a cookie or prevent cookies from being sent. If you disable cookies, however, you may not be able to use certain
personalized functions of Vision Credit Union websites.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Rights With Respect to Personal Information</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union is committed to ensuring you retain full access to and control of your personal information. To that end, we endeavor to respect your right to be informed
regarding the collection, use and disclosure of personal information, and your right of correction and access to it, via this Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;">If you would like to access, correct, remove, request a copy of, withdraw consent to collection of your personal information, or are looking for any additional information on how
your personal information may be collected, used or disclosed by Vision Credit Union, please contact the Vision Credit Union Privacy Officer via the Contact & Questions area at the bottom of this Privacy Statement.
Subject to certain exceptions and limitations that may be prescribed by applicable law, you will be provided with reasonable access to your personal information, and will be entitled to have it amended or corrected as
appropriate.</span></p>
<p class="c-par"><span style="font-size: 14px;">In certain circumstances, you may have the right to have your personal information, or certain components of your personal information, erased by Vision Credit Union, to have your
personal information moved, copy or transmitted from Vision Credit Union’s systems to other systems, or to object to or restrict certain processing of your personal information by Vision Credit Union. In the event that
you wish to inquire about, or seek to exercise any of these rights (as they may be applicable), please contact Vision Credit Union’s Privacy Officer.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>External Links</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union Services may contain links to other websites, apps, or services, including those of advertisers or third party content providers who offer downloads as part of a
Vision Credit Union Service. Vision Credit Union is not responsible for the privacy practices or the content of other websites, apps, or services. We encourage you to read the Privacy Policies published by such third
parties before divulging your personal information to them.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Changes to this Privacy Statement</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">Vision Credit Union reserves the right to modify or supplement this Privacy Statement in its discretion, at any time. If a material change to the terms of this Privacy Statement is
made, we will post a notice on our website and a link to the new or amended Privacy Statement. The collection, use and disclosure of your personal information by Vision Credit Union will be governed by the version of
this Privacy Statement in effect at that time. Your continued use of Vision Credit Union’s websites and/or Services subsequent to any changes to this Privacy Statement will indicate your consent to the collection, use
and disclosure of your personal information in accordance with the amended Privacy Statement.</span></p>
<p class="c-par"><span style="font-size: 14px;"><strong>Contact & Questions</strong></span></p>
<p class="c-par"><span style="font-size: 14px;">If you have any questions or comments regarding this Privacy Statement or any aspects of Vision Credit Union Services, please contact Vision Credit Union’s Privacy Officer at
780-672-1175 or <span style="color: #007cbe;"><a href="mailto:contactus@visioncu.ca" title="contactus@visioncu.ca" target="_blank" rel="noopener" style="color: #007cbe;">contactus@visioncu.ca</a>.</span></span></p>
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Celebrating people
before profits.
Join us at your local Vision Credit Union branch to celebrate International
Credit Union Day! Bring along a non-perishable food bank donation and
you’ll receive a limited edition Vision 2025 calendar featuring photos taken
by fellow community members. We’ll have snacks, refreshments and
friendly faces waiting for you.
WHAT International Credit Union Day
WHEN October 17 from 10 am – 2 pm
WHERE your Vision Credit Union branch
See anyone you know?
CHECK OUT THIS YEAR’S FRESH CROP OF
MEMBER PHOTOS AND PROFIT SHARES STORIES.
REAL PEOPLE. REAL RESULTS.
Learn more
Get on the road
to your first home.
THINKING OF BUYING A HOME? GOOD FOR YOU! A HOME IS A
GREAT PLACE TO BUILD MEMORIES BUILDING EQUITY FOR YOUR
FUTURE. IF THIS IS YOUR FIRST TIME DOWN THIS ROAD, YOU’LL FACE
A LOT OF DECISIONS AND NEW INFORMATION ALONG THE WAY.
Learn more
Phone, wallet, keys… Leave the house with
one less item and use your smartphone as
your wallet! Use your Vision Credit Union
cards with Apple Pay, Google Pay and
Samsung Pay today.
Mobile Wallet
Protect those hard-earned account funds.
Lock your debit card in an instant using
Vision’s new card lock security function
available on desktop or mobile. Check
out our new card lock instructional video
to learn how.
Learn more
Need help logging into
your online account?
Updating your profile?
Check out our Digital
Banking Help Centre.
Get started
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*
*
*
*
*
*
Celebrating people before profits.
Join us at your local Vision Credit Union branch to celebrate International
Credit Union Day! Bring along a non-perishable food bank donation and you’ll
receive a limited edition Vision 2025 calendar featuring photos taken by fellow
community members. We’ll have snacks, refreshments and friendly faces waiting
for you.
WHAT
International Credit Union Day
WHEN
October 17 from 10 am – 2 pm
WHERE
your Vision Credit Union branch
See anyone you know?
Check out this year’s fresh crop of member photos and profit shares stories.
Real people. Real results.
Learn more
Get on the road
to your first home.
Thinking of buying a home? Good for you! A home is a great place to build
memories building equity for your future. If this is your first time down this
road, you’ll face a lot of decisions and new information along the way.
Learn more
Mobile banking just got even easier.
Phone, wallet, keys… Leave the house with one less item and use your smartphone
as your wallet! Use your Vision Credit Union cards with Apple Pay, Google Pay
and Samsung Pay today.
Step-by-step guide
Protect those hard-earned account funds.
Lock your debit card in an instant using Vision’s new card lock security
function available on desktop or mobile. Check out our new card lock
instructional video to learn how.
Learn more
Need help logging into your online account? Updating your profile? Check out our
Digital Banking Help Centre.
Get started
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WE DON’T SEE BRANCH LOCATIONS,
WE SEE HOMETOWNS.
WE SEE BANKING DIFFERENTLY.
WE DON’T SEE BRANCH LOCATIONS,
WE SEE HOMETOWNS.
WE SEE BANKING DIFFERENTLY.
VISION CREDIT UNION LTD. IS A COMMUNITY CREDIT UNION WITH OVER 37,000 MEMBERS
ACROSS ALBERTA. OVER THE PAST 70 YEARS, VISION HAS EVOLVED FROM A SINGLE BRANCH
IN CAMROSE WITH ASSETS OF $178, TO BECOME THE PROVINCE’S SECOND-LARGEST CREDIT
UNION WITH ASSETS OVER $2.3 BILLION AND BRANCHES IN 24 RURAL ALBERTA
COMMUNITIES.
--------------------------------------------------------------------------------
VISION CREDIT UNION LTD. IS A COMMUNITY CREDIT UNION WITH OVER 36,000 MEMBERS
ACROSS ALBERTA. OVER THE PAST 70 YEARS, VISION HAS EVOLVED FROM A SINGLE BRANCH
IN CAMROSE WITH ASSETS OF $178, TO BECOME THE PROVINCE’S SECOND-LARGEST CREDIT
UNION WITH ASSETS OVER $2 BILLION AND BRANCHES IN 23 RURAL ALBERTA COMMUNITIES.
--------------------------------------------------------------------------------
WHAT TYPE OF BANKING DO YOU NEED TODAY?
PERSONAL BANKING
Our personal banking options are designed to make financial management simple,
because we know you’ve got things to do.
Get started
BUSINESS BANKING
At Vision, we know that local businesses are the economic engines in our
communities. That’s why we make financial services for your small business a big
deal for our business.
Get started
AGRICULTURE BANKING
Get financial services created by farmers, for farmers. Our accounts, loans and
lines of credit are built to suit the specific needs of Alberta agri-businesses.
Get started
SERVICE STATUS
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DIGITAL/ONLINE BANKING
Everything is working
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MOBILE BANKING APP
Everything is working
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INTERAC E-TRANSFERS
Everything is working
exclamation-circle Created with Sketch.
MEMBER CARD/ATMS
See details
Some of our Member Card holders are having issues with using the tap feature at
specific merchant terminals. These cards still function using the Chip and PIN
transactions, and will also work using Mobile Payment options, such as Apple
Pay.
We apologize for any inconvenience this may have caused, as we work towards a
permanent solution. Please check out our page on Mobile Wallets to see how to
set up your smart phone as a payment option and a reliable alternative for tap
functionality.
https://www.visioncu.ca/en/ways-to-bank/mobile-wallet
PROFIT SHARES 101
--------------------------------------------------------------------------------
IF YOU’RE A MEMBER OF VISION CREDIT UNION, YOU’RE EARNING A SHARE OF THE
PROFITS. LAST YEAR, WE RETURNED $26.7 MILLION IN PROFIT SHARES TO MEMBERS.
THAT’S GREAT NEWS, BUT IF YOU’RE LIKE MANY MEMBERS, YOU MIGHT FIND THE WHOLE
PROFIT SHARES THING, WELL… A LITTLE CONFUSING. WE’VE GOT YOU COVERED. CHECK OUT
THESE TWO-MINUTE VIDEOS TO LEARN HOW PROFIT SHARES WORK AND WHY THEY’RE A BIG
ADVANTAGE FOR OUR MEMBERS!
PROFIT SHARES 101
--------------------------------------------------------------------------------
IF YOU’RE A MEMBER OF VISION CREDIT UNION, YOU’RE EARNING A SHARE OF THE
PROFITS. LAST YEAR, WE RETURNED $26.7 MILLION IN PROFIT SHARES TO MEMBERS.
THAT’S GREAT NEWS, BUT IF YOU’RE LIKE MANY MEMBERS, YOU MIGHT FIND THE WHOLE
PROFIT SHARES THING, WELL… A LITTLE CONFUSING. WE’VE GOT YOU COVERED. CHECK OUT
THESE TWO-MINUTE VIDEOS TO LEARN HOW PROFIT SHARES WORK AND WHY THEY’RE A BIG
ADVANTAGE FOR OUR MEMBERS!
FINANCIAL SOLUTIONS
FINANCIAL SOLUTIONS
--------------------------------------------------------------------------------
SOLUTIONS FOR HOME BUYERS
FLEXIBLE LENDING OPTIONS, COMPETITIVE RATES AND SOUND ADVICE FROM OUR FRIENDLY
MORTGAGE SPECIALISTS.
LEARN HOW VISION CAN HELP.
--------------------------------------------------------------------------------
SOLUTIONS FOR RETIREMENT
INVESTMENT OPTIONS, EXPERT ADVICE AND LOW FEE ACCOUNTS DESIGNED FOR FOLKS SMART
ENOUGH TO BE AT THIS STAGE OF THE GAME. LEARN HOW VISION CAN HELP.
--------------------------------------------------------------------------------
SOLUTIONS FOR EDUCATION
FINANCIAL PLANNING SERVICES, ACCOUNTS, CREDIT CARDS AND LINES OF CREDIT MADE
WITH STUDENT SUCCESS IN MIND.
LEARN HOW VISION CAN HELP.
--------------------------------------------------------------------------------
SOLUTIONS FOR NEW PARENTS
ACCOUNTS, LOANS, MORTGAGES AND INVESTMENTS TO HELP YOU BE PREPARED AND
FUTURE-READY FOR YOUR NEW ADDITION. LEARN HOW VISION CAN HELP.
--------------------------------------------------------------------------------
SOLUTIONS FOR BUSINESS
MORTGAGES, LOANS, INSURANCE, ACCOUNTS AND MORE TO KEEP YOUR BUSINESS RUNNING
SMOOTHLY. LEARN HOW VISION CAN HELP.
--------------------------------------------------------------------------------
SOLUTIONS FOR FARMERS
BANKING SERVICES, ACCOUNTS, LINES OF CREDIT AND OTHER FINANCIAL SERVICES
DESIGNED ESPECIALLY FOR FARMERS/RANCHERS. LEARN HOW VISION CAN HELP.
SEE THE BENEFITS OF BANKING DIFFERENTLY.
PROFIT SHARES
Last year, Vision Credit Union members received $26.7 million in profit shares.
Our members get paid for utilizing the financial services they need, like
accounts, mortgages and loans. Find out what your share of the profits could be.
LEARN MORE
LOCAL BANKING
When you bank with Vision, your money stays in Alberta. We have 24 branches
across Alberta, from Manning to Peace River, from Camrose to Vegreville. Member
deposits and profits invested back into Alberta communities as loans, mortgages,
community contributions and member dividends.
FIND A BRANCH
FRIENDLY SERVICE
People helping people is the reason we’re in business. It’s why we remember your
name and take the time to learn about you and your financial goals. You may
prefer to bank online, via mobile, telephone or ATM, but you’ll always get a
friendly welcome at your local Vision branch.
BECOME A MEMBER
AGRICULTURE KNOW-HOW
Odds are you’ve never seen the category “feeder cattle loan” on a big bank loan
application. We’ve got those, and a number of other farming and ranch specific
financial options designed for Alberta agriculture businesses. Our team of Ag
Specialists even make farm calls.
LEARN MORE
COMMUNITY IN VIEW
AT VISION, WE DON’T SEE BRANCH LOCATIONS AND TARGET MARKETS, WE SEE OUR
HOMETOWNS. WE’RE ROOTED IN RURAL ALBERTA COMMUNITIES AND WE KNOW THEY HAVE SO
MUCH TO OFFER. IN THIS BLOG, WE SHARE STORIES ABOUT PEOPLE, BUSINESSES AND
PLACES IN OUR COMMUNITIES AND CELEBRATE WHAT MAKES THIS WONDERFUL CORNER OF THE
WORLD FEEL LIKE HOME.
WETASKIWIN COMMUNITY VISIONARY: DIANE SAUER
Walk through the doors of the Medi Lend Society on 50th Avenue in Wetaskiwin,
and you’re sure to get a warm greeting from one of the organization’s friendly,
knowledgeable volunteers.
Read more
YOUR VOLUNTEER FIREFIGHTER
In small communities across Alberta, people know that when sirens blare and
firetrucks drive by, the firefighters in those trucks are more than likely
volunteers. They could be your husband or wife, mom or dad, son or daughter,
neighbour or friend. And they’re helping to safeguard their communities through
their courage and commitment to serve.
Read more
FRIENDLY FACES OF VISION: BRANCH STAFF STORIES
Anick Trudeau admits being a little on the shy side, but that doesn’t stop her
from creating immediate and long-lasting connections with those around her.
Anick’s warm nature makes her a trusted Senior Loans Officer at Vision’s Falher
branch—her impeccable organizational skills help too.
Read more
STORIES OF ALBERTA: FALHER’S HONEYBEES
Bees are known to be incredibly industrious insects. It’s a well-earned
reputation. About 75 percent of the world’s leading crops depend on animal
pollination, which means that pollinators are responsible for one out of every
three mouthfuls of our food.
Read more
GETTING THE SHOT
Growing up in a time when rules and regulations were...more relaxed, Castor's
Beth Elhard reflects on surviving her youth and feeling hopeful for the future
Read more
GETTING FROM GIVING
Volunteering feels good. In fact, a growing body of evidence suggests that
volunteers might actually be rewarded with better physical and mental health.
Read more
SIGNALS OF CHANGE: HARVEST TIME PAST AND PRESENT
It’s harvest time across the prairies; a time when leaves turn to gold and
farmer’s stomachs turn and churn. It’s the annual harvest tradition of long,
hard days and nights to get the crop into the bins on time…
Read more
TALKING TURKEY
Thanksgiving has arrived. Time to give thanks, enjoy nature’s bounty and do
battle with a Thanksgiving turkey. Beth Elhard shares her advice for first-time
Thanksgiving hosts.
Read more
CONTACT US.
NEED TO GET IN TOUCH? WE’D LOVE TO HEAR FROM YOU. WE REPLY TO ONLINE INQUIRIES
WITHIN TWO BUSINESS DAYS. IF YOUR ISSUE IS TIME SENSITIVE, PLEASE CONTACT YOUR
VISION CREDIT UNION BRANCH. PLEASE INCLUDE THE NAME OF THE NEAREST VISION CREDIT
UNION BRANCH IN YOUR MESSAGE BELOW.
Message
First Name
Last Name
Email
Phone
Reason for Contact Select a reason I'd like help to open an account I'd like to
apply for a loan/line of credit I'd like to apply for a mortgage I'd like help
with online banking I'd like to place a stop payment on a cheque I'd like to
make an appointment at the branch Other (please state below)
Contact reason is mandatory
--------------------------------------------------------------------------------
Message
Message is mandatory
--------------------------------------------------------------------------------
How should we contact you?
Email
Phone
This field is mandatory.
Are you a Vision Credit Union member?
Yes
No
This field is mandatory.
--------------------------------------------------------------------------------
Consent
I consent to Vision Credit Union collecting, using and disclosing my personal
information as described in the agreement below.
Requires consent
FULL AGREEMENT
At Vision Credit Union, we take seriously your right to privacy. Read our
privacy policy here.
Privacy Statement
Protecting your privacy is important to Vision Credit Union.
Vision Credit Union has adopted this Privacy Statement to provide you with an
overview of the collection, use, retention, and disclosure of personal
information that you may provide while using the Credit Union’s products and
services (collectively referred to as “Services”). Vision Credit Union
encourages you to read this Privacy Statement, as well as any Terms and
Conditions that may be applicable to a particular product and service, in order
to understand how we collect and process personal information in the course of
providing the Services and your interaction with the Services.
By using the Services, you consent to the collection, use, retention, and
disclosure of your personal information for processing as described in, and
subject to the limitations set out in, this Privacy Statement.
Personal Information
Personal information is any information that would identify a person directly,
or indirectly in combination with data from other sources. For example, personal
information includes a full name, home or work address, phone number, national
identification number (SSN, SIN, etc.), email address, banking details, IP
address, biometric data, payment information, usage data, or any information
that may individually identify a person.
Vision Credit Union may collect personal information including without
limitation your name, phone number, email address, IP address, and device
identifiers, in the course of its Services, and may use or disclose that
personal information as described with this Privacy Statement.
Vision Credit Union may also create de-identified or anonymized data from
personal information by excluding data components (such as your name, email
address, etc.) that makes the data able to personally identify you, through
obfuscation, or through other means. In addition, Vision Credit Union may
collect and use aggregated, anonymous information to provide data about the
Services to advertisers, potential business partners and other unaffiliated
entities. As this information does not identify a person, and is therefore not
personal information, Vision Credit Union’s use of such aggregated, anonymized
and/or de-identified data is not subject to this Privacy Statement.
Consent and Collection of Personal Information
If you use Vision Credit Union’s website, or conduct a transaction through the
Credit Union’s website where personal information is essential, your consent is
implied to collect and use your personal information to facilitate that use or
complete that transaction requested or initiated by you only. Examples of
instances in which personal information may be collected by Vision Credit Union
are, but are not limited to:
* When you request information or Services, and/or when requested information
or Services are provided to you,
* When you access and navigate Vision Credit Union’s website, or engage in
communication and/or business transactions with Vision Credit Union,
* When Vision Credit Union is administering, planning, and managing its
relationship with you or communicating with you in relation to this
relationship,
* Where Vision Credit Union seeks to better understand how Vision Credit Union
may improve its products and services, to develop and conduct its business
and operations, and for other internal business purposes,
* Where Vision Credit Union seeks to provide you with information on current
and future products and services or other developments with respect to Vision
Credit Union and its affiliates and partners,
* Where Vision Credit Union needs to comply with applicable legal and
regulatory requirements, or protect Vision Credit Union’s legal rights and
property, or
* If you knowingly submit Personal information through Vision Credit Union’s
website for the purpose of registering for a service, a contest, or
authentication.
During these instances, Vision Credit Union may collect data such as, but not
restricted to: name, email address, phone number, address, areas of the Services
or Vision Credit Union websites you visit, transaction type(s) you engage in or
request (and amounts thereof), content you view, your IP address, data
downloaded or submitted by you, as well as the nature of the individuals or
entities with whom you communicate or transact business using the Services.
If at any point you wish to withdraw consent to personal information collection,
please contact the Vision Credit Union Privacy Officer noted in this Privacy
Statement. Please note that certain Services may only be able to be offered or
provided to you if you disclose the personal information necessary to facilitate
those Services, and therefore Vision Credit Union may not be able to provide you
with certain Services in the event that you choose not to disclose that personal
information to Vision Credit Union.
Anonymous Information
When you interact with a Vision Credit Union Service, similar to most other
websites, apps, and online services, certain anonymous technical information
about your visit is automatically logged and collected by Vision Credit Union.
This may include information about the type of browser you use, operating
system, the date and time you access the Service, the links you accessed while
using the Service, and the internet address of the website, if any, which linked
directly to the Vision Credit Union Service. This information is used for system
administration purposes such as diagnosing problems with Vision Credit Union’s
Services, servers and websites, compiling aggregated and statistical
information, and to improve the operation and content of Vision Credit Union’s
websites and Services. It is not personally identifiable, and is not considered
personal information and subject to this Privacy Statement.
Personal Information Use
Vision Credit Union may use collected personal information for such purposes as:
* Helping to establish and verify the identity of users, and to keep user
accounts secure,
* Opening, maintaining, administering and servicing users’ accounts or
memberships,
* Providing Services and support to users,
* Improving Vision Credit Union’s websites, including tailoring its websites to
users’ preferences,
* Providing users with product or Service updates, promotional notices and
offers, and other information about Vision Credit Union,
* Corresponding with you, and responding to your questions, inquiries,
comments, and instructions,
* Maintaining the security and integrity of Vision Credit Union systems, and,
* Complying with applicable laws.
Once collected, Vision Credit Union will store and process your personal
information in secure locations.
Personal information will only be retained by Vision Credit Union for the length
of time required to fulfill the purpose or complete the transaction for which it
was collected, or as may be required by law. Beyond that point, personal
information in the possession or control of Vision Credit Union will be
anonymized or securely destroyed.
Security
Vision Credit Union maintains reasonable physical, technical, and administrative
security measures to minimize the risk of unauthorized loss, theft, copying,
misuse, access, disclosure, alteration, or destruction of your personal
information.
Vision Credit Union also restricts access to your personal Information to only
those persons who have a legitimate business need or legal requirement to view
it in connection with the Services. You, as a personal information owner, may
also authorize any persons you may choose to have access to your personal
information.
Although Vision Credit Union does utilize security measures appropriate to the
level of risk, no method of data transfer or storage on the internet is 100%
secure and security risks cannot be eliminated entirely. As such, Vision Credit
Union cannot guarantee perfect security, integrity, or confidentiality of
personal information.
In the event of a data breach or security incident involving the Services,
Vision Credit Union will take all reasonable steps to comply with the breach
reporting obligations that may be applicable to it under Alberta privacy laws.
Vision Credit Union may also seek to notify you in such event. If notification
is appropriate or required, Vision Credit Union may notify you by email,
messaging to your device, or other reasonable means.
Disclosure of Personal Information
Vision Credit Union does not provide personal information to unaffiliated third
parties for their use in marketing directly to you. We may use unaffiliated
companies, or trusted third party service providers, to help maintain and
operate our Services for reasons related to our business operations and to
better serve you, and those companies may receive your personal information for
that purpose. When Vision Credit Union shares personal information with
third-party services that support our delivery of the Services, we require that
they use your personal information only for the purposes we’ve authorized, and
that they protect your personal information to at least the same standards used
by Vision Credit Union.
Vision Credit Union may also disclose personal information about you in
connection with legal requirements, such as in response to an authorized
subpoena, governmental request or investigation, or as otherwise permitted by
applicable law (including, without limitation, to prevent fraud or abuse, or to
protect Vision Credit Union’s legal rights, property, or the safety of Vision
Credit Union, its employees, users or others).
Finally, as Vision Credit Union’s business develops, it may sell or buy
corporate assets, and in such transactions personal information may be one of
the transferred business assets. If Vision Credit Union, its internet
businesses, or substantially all of its shares or assets, is acquired or an
acquisition is contemplated, personal information may be one of the assets
assessed or transferred in connection with that transaction.
“Cookies” and Advertisers
The Vision Credit Union websites, or the third party companies used to host,
operate, or maintain these websites, may place a “cookie” on your computer in
order to allow you to use these websites and to personalize your experience.
A “cookie” is a small piece of data, or an alphanumeric identifier, that can be
sent by a web server to your computer or device, which then may be stored by
your browser on your computer or device. Cookies allow Vision Credit Union to
recognize your computer or device while you are on our websites and help
customize your online experience and make it more convenient for you. Cookies
are also useful in allowing more efficient log-in for users, tracking
transaction histories, and preserving information between browsing sessions. The
information collected from cookies may also be used to improve website
functionality.
The advertisers and/or other content providers that may appear on Vision Credit
Union websites may also use cookies that are not sent by Vision Credit Union.
Such ads or content may contain cookies that help track and target the interests
of users of our websites in order to present “personalized” advertisements or
other messages that the user might find interesting. Vision Credit Union is not
responsible for any such cookies.
Most web browsers have features that can notify you when you receive a cookie or
prevent cookies from being sent. If you disable cookies, however, you may not be
able to use certain personalized functions of Vision Credit Union websites.
Rights With Respect to Personal Information
Vision Credit Union is committed to ensuring you retain full access to and
control of your personal information. To that end, we endeavor to respect your
right to be informed regarding the collection, use and disclosure of personal
information, and your right of correction and access to it, via this Privacy
Statement.
If you would like to access, correct, remove, request a copy of, withdraw
consent to collection of your personal information, or are looking for any
additional information on how your personal information may be collected, used
or disclosed by Vision Credit Union, please contact the Vision Credit Union
Privacy Officer via the Contact & Questions area at the bottom of this Privacy
Statement. Subject to certain exceptions and limitations that may be prescribed
by applicable law, you will be provided with reasonable access to your personal
information, and will be entitled to have it amended or corrected as
appropriate.
In certain circumstances, you may have the right to have your personal
information, or certain components of your personal information, erased by
Vision Credit Union, to have your personal information moved, copy or
transmitted from Vision Credit Union’s systems to other systems, or to object to
or restrict certain processing of your personal information by Vision Credit
Union. In the event that you wish to inquire about, or seek to exercise any of
these rights (as they may be applicable), please contact Vision Credit Union’s
Privacy Officer.
External Links
Vision Credit Union Services may contain links to other websites, apps, or
services, including those of advertisers or third party content providers who
offer downloads as part of a Vision Credit Union Service. Vision Credit Union is
not responsible for the privacy practices or the content of other websites,
apps, or services. We encourage you to read the Privacy Policies published by
such third parties before divulging your personal information to them.
Changes to this Privacy Statement
Vision Credit Union reserves the right to modify or supplement this Privacy
Statement in its discretion, at any time. If a material change to the terms of
this Privacy Statement is made, we will post a notice on our website and a link
to the new or amended Privacy Statement. The collection, use and disclosure of
your personal information by Vision Credit Union will be governed by the version
of this Privacy Statement in effect at that time. Your continued use of Vision
Credit Union’s websites and/or Services subsequent to any changes to this
Privacy Statement will indicate your consent to the collection, use and
disclosure of your personal information in accordance with the amended Privacy
Statement.
Contact & Questions
If you have any questions or comments regarding this Privacy Statement or any
aspects of Vision Credit Union Services, please contact Vision Credit Union’s
Privacy Officer at 780-672-1175 or contactus@visioncu.ca.
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